$1 Billion Impact Investor Explains How She Makes Money While Making The World A Better Place
Вставка
- Опубліковано 26 лип 2024
- "The Conscious Investor" is presented by Nuveen.
Rekha Unnithan leads Nuveen's impact investing team which oversees nearly $1 billion in assets.
Unnithan says her investments include affordable housing, microfinance, and investing in technology to lower the cost of remittance for migrant populations.
She says the biggest misconception about impact investing is that it means giving up returns.
--------------------------------------------------
Business Insider tells you all you need to know about business, finance, tech, science, retail, and more.
Subscribe to our channel and visit us at: www.businessinsider.com/
BI on Facebook: / businessinsider
BI on Instagram: / businessinsider
BI on Twitter: / businessinsider
Such a good interview.. Thank you for sharing!
Just had a look at your portfolio... how is Cocacola or pepsi an Impact Investment???
It's for the data
@@diannh2894 Its for the dividends
It’s not. Her portfolio is diverse. Impact investing is one portion. She also participates in traditional investing.
Investors invest in impact investing, companies such as Cocacola or Pepsi could be investing to diversify their portfolio. In addition, impact investors may need to invest in humanitarian causes as mandated by their project requirements and or structured finance.
@@KatharineAzar No, an impact investor cannot diversity into non humanitarian projects. She is referring to investor institutions that invest in impact investments that are humanitarian in nature.
Impact investing is an investment target to create direct contribution to SDG/climate goals rather than profit IRR only. So the return of investing are lower than normal investment as it is being offset by the impact social valuation.
Impact investing goal is to derisk and increase certain business model that has low return so they can be more bankable within a long term period of time.
Hope this helps to determine the spectrum 😅
am I stupid or are all her answers quite vague?
"Intentionally" vague. Everybody knows you can't make money by investing in affordable housing. That defeats the whole point of investing in real restate. Its a scam.
@@409raul It shows you have no finance knowledge, as that is not the case, it seems vague to you because you lacke the knowledge or experience in this industry.
You're not stupid just not knowledgeable, as her responses are not vague. Investing in any sector and or industry is not based on specific responses because investments are many and change on per basis.
@@josephcelestine1945 Hahahaha sure mate. Please invest in affordable housing and tell me if you get rich! Put your money where your mouth is!
Interviews like this are primarily going to make impact investing seem like a scam for big portfolios to get more credibility to attract capital. Her housing examples just stated government funded public services, libraries and meals on wheels, what on earth does that have to do with someone being able to afford their house. Disaster.
Interesting! Just came across the term recently, but I currently know of 2 companies that would be a great fit for Impact Investing in and one is actually developing Affordable Housing in California.
This is so beautiful, priceless, beatific, heartening, humbling, encouraging, precious, and inspiring! My body's riotously convulsing as I type this!
Stay safe during the Coronavirus!
11swallowedinthesea dude....... That's creepy
It was very difficult for me and my family to feed during the pandemic am so great full to God for letting me come across Mr Carlos @Carlos_1uptrades on Instagram. he thought my forex trading and now am earning massively
see a doctor
Is shorting the VIX also impact investing?
That's shorting the impact.
Shorting the vix is suicidal. You want to buy vix calls for portfolio insurance. The vix goes up when markets face turmoil.
Being from the Yale area and education system ... we would reject her investment
Then it shows how unsavvy Yale is because most Billion dollar structured private placements have humanitarian project requirements. Impact investing would fulfill that requirement and provide a great tax benefit if projects fail.
@@josephcelestine1945 Yale has options lol😂😂
True this definitely was a disaster as an explanation and I don't know if anyone else noticed but out of all the people who were renting houses they had them demographically targeted to be a certain color or a certain culture of living LOL I thought that was pretty messed up and pretty segregated, the example they picked of the ones that were having a hard time paying more in rent was two girls and they had a baby if you go back and look in the video you will see that the couple that is in the example is one white girl and one black girl and they are raising a brown baby, talk about creating dysfunction right there
Then it is obvious that your misconception of these projects are nowhere near your explanation or actual outcome. But thank you for your anecdotes.
Wenger out
So many folks on here who have no clue about impact investing, yet want to give their two cents worth of worthless advice and comments.
Did this really need subtitles.
Yes, people who are deaf or hard of hearing have a right to learn about impact investment as well.
First
Her jawline
What about it?
I wonder how much money impact investors lose annually
Elijah Rodgers it generates more of a return than “normal” investing.
@@seanrichardson257 depends on how you measure return - if financially: Not really
Impact investing ain't about returns at all. It is growing popular due to failure of donations and grants model.
@@pranavshrestha4953 It is also about financial returns... sure most of the time below-market rate returns but still. Funds like Acumen aim for financial and "social returns" a concept called blended value,
@@nick7102 Yes that is true but in the beginning the donors/ grant providers (investors) hired smart ass fund managers to make sure that their donations were spent more efficiently and they could bring a self sustaining positive change in the world. Even today if you look closely, "true impact investors" don't care about returns, they just wanna make sure that the cause (business) they invest in becomes self sustainable hence the element of profit is required. When they become assured that the business has become self sustainable, they "shift" the funds to another impact enterprise.
So her first example of "impact investing" is basically being a landlord, buying up property and collecting rents, while trying to make others believe that they are "doing good". This is a predatory hedge fund buying up physical assets that ordinary people should own, but have been priced out of. hedge funds say.... Let's buy up all the property that poor and the middle class can no longer afford to own and call it "impact investing". Disgusting.
It is not, impact loans use money to help society by also providing a return to entice investors into helping toward humanitarian goals. In your socialist view, money would come from where exactly? Please stop pooppooing on good causes, come back to earth, and find ways to solve real world problems rather than just having anecdote responses.
@@josephcelestine1945 money and power is more consolidated now than at any time of our history. Impact loans that entice investors just continues the consolidation of wealthy people's wealth. I talked about private ownership, ordinary people owning their homes and land. What mental gymnastics are you using to call that socialism? 😄. Government and wealthy corporations are now solving the problems that they have created by not enforcing the laws that prevent such imbalance of wealth, like our antitrust laws. It is obvious we have a oligarchy, and forms of fascism when government and wealthy entities work together like they do for example with 'impact loans". The wealthy and fascist movements have always expanded their wealth cloaked in "good deeds" and "solving problems".
She only here because of her gender.
The only reason you are here is because you are a dude.
@Her Tro So are most the white, male CEOs that dominate global corporations.