Zero-Based Budget With Me!📝 | Low Income | Budgeted vs Actual Numbers

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  • Опубліковано 26 гру 2024

КОМЕНТАРІ • 46

  • @angbudgetanddebt
    @angbudgetanddebt 2 місяці тому +1

    Hello here from Katie of the house! Yes, its not a deal if you weren't going to get it anyway! Great reminder!

    • @haileyreign
      @haileyreign  2 місяці тому

      HI ANG!!! Thank you for watching! 💜🥰

  • @tieiatalks
    @tieiatalks 2 місяці тому +1

    So proud of you!! 🫶🏼🫶🏼🫶🏼

    • @haileyreign
      @haileyreign  2 місяці тому

      Thank you so much, Red! 💜🥹🫶🏿🫶🏿🫶🏿🫶🏿

  • @KatieoftheHouse
    @KatieoftheHouse Місяць тому

    Hi to the pup ❤
    I am all for budgeting on the low side! It’s always nice to have “extra” coming in 😊
    That automatic savings program sounds cool! I wish my bank would do that.
    Great budgeting, Hailey!

    • @haileyreign
      @haileyreign  Місяць тому

      Hey Katie!! Pit-tato says hey too! 🐾
      It does! I highly prefer undershooting than overshooting budget wise. 😁
      It's an automatic withdrawal through my HYSA. They shorten it to "ASP" & now so do I. 😆
      Thank you so much!!! 💜🤗

  • @Awakenthemasses2016_thetruth
    @Awakenthemasses2016_thetruth 2 місяці тому +1

    It's not a steal or a deal if you weren't going to buy that item anyway...words to live by friend, great advice🎉🎉

  • @budgetlifewithpaula1670
    @budgetlifewithpaula1670 2 місяці тому

    Here listening while working!🌸🌺💖

    • @haileyreign
      @haileyreign  2 місяці тому

      Hey Love! Thanks for listening! 🥰✨

  • @alittleofitall_
    @alittleofitall_ Місяць тому

    Awesome awesome budget, my friend! Love that advice so much! I tell my students something similar when we talk about couponing! 💚💚

    • @haileyreign
      @haileyreign  Місяць тому

      Thank you Love! 💜😁
      I love the fact that you can talk about finances & things like couponing with your students! We definitely didn't have that much (if at all) in school! 😲

  • @SavingswithTraci
    @SavingswithTraci 2 місяці тому

    love the breakdown and your explanations of the whys and hows. Great job!!!

    • @haileyreign
      @haileyreign  2 місяці тому

      Thank you Traci !!! 💜😁

  • @BudgetsWithELMA
    @BudgetsWithELMA Місяць тому

    Here to show some support on your amazing channel 👑💛🤗💚🤑

    • @haileyreign
      @haileyreign  Місяць тому

      Awwee thank you Elma!!! 💜🥹👑

  • @GettingBackOnTrack
    @GettingBackOnTrack 2 місяці тому

    Great breakdown of the budget. Thanks for the video

    • @haileyreign
      @haileyreign  2 місяці тому

      Thank you for watching! 💜

  • @MistakesWereMade-MWM
    @MistakesWereMade-MWM 2 місяці тому

    Keeping an eye on lifestyle creep can be huge! Such a temptation to spend more when you have more without giving it any thought.

    • @haileyreign
      @haileyreign  2 місяці тому

      Hey Love! 💜🤗
      For sure!! I think the last time I adjusted this number was by $25-$50 last year to accommodate my student loans. Lowered my other expenses as well.

  • @HeyKayBudgets
    @HeyKayBudgets 2 місяці тому

    Hey Hailey! New subscriber! Great BWM video! So many good points were made and I especially like that you are budgeting with an income amount that helps you with lifestyle creep and that you are taking advantage of opportunities to buy household items in bulk when they are at their lowest price! Both great tips for saving the most amount of money every month! 💗💕💗💕

    • @haileyreign
      @haileyreign  2 місяці тому

      AHHHHH no way!!! IT'S KAY!!!😲🥑 I might be fan-girling a little. 😂🤏🏿
      Hello & welcome!!! Thank you!! 💜🥹

  • @LaineyBugBudgets
    @LaineyBugBudgets 2 місяці тому

    Great breakdown friend. Very informative! I enjoyed watching ❤

    • @haileyreign
      @haileyreign  2 місяці тому +1

      Thank you Michelle!! 💜😁

  • @TeacherMomBudgets
    @TeacherMomBudgets 2 місяці тому

    Breakdown and explanation was very clear. Great job!😊

    • @haileyreign
      @haileyreign  2 місяці тому +1

      Thank you! I have a tendency to ramble on. 💜😆

  • @CashBearMama
    @CashBearMama 2 місяці тому

    New Subbie ❤ Great job! Yes, do what’s best for you! I’m so proud of you and to be following you on your debt 💸 free journey! Happy Thursday! 😊

    • @haileyreign
      @haileyreign  2 місяці тому

      Happy Thursday! 😊
      Thank you so much for subbing & coming along for the ride! 🥹💜

  • @WillowTreeBudgets
    @WillowTreeBudgets Місяць тому

    Sounds like an awesome plan!!🧡🧡

  • @aFrugalFairy
    @aFrugalFairy 19 днів тому

    ✨️✨️✨️

  • @BudgetYourLife
    @BudgetYourLife 2 місяці тому

    Hi Hailey! Saw your name on Ang's find a friend Friday. 😊

    • @haileyreign
      @haileyreign  2 місяці тому

      Hi Eva!!! 💜🤗 Welcome aboard this roller-coaster called my finances. 🤣🤣🤣

  • @CanadianFinanceJourney
    @CanadianFinanceJourney 2 місяці тому

    I soo love that you still enter the amount of money that you used to get and that is what you use for your budget! All the extra money is extra debt payment so that is fantastic! Great work Hailey! You sure will kick off those student loan debts to the curb soon this way! Great video my friend! 🤍

    • @haileyreign
      @haileyreign  2 місяці тому

      Hey Bobbie!! 💜😁
      Thank you!! Working hard to get loans gone in sub-10 years! 🔥

  • @savewithjudy
    @savewithjudy 2 місяці тому

    New subscriber here. I'm looking following your journey.❤❤

    • @haileyreign
      @haileyreign  2 місяці тому

      Hey Love!! 💜😊 Welcome aboard!

  • @budget_with_chuckles
    @budget_with_chuckles 2 місяці тому

    Great video 💕I always enjoy a zero base budget. New subscriber here 19:24

    • @haileyreign
      @haileyreign  2 місяці тому

      Thank you so much!! 💜🤗

  • @BudgetingwithTracey
    @BudgetingwithTracey Місяць тому

    New subscriber!! 😊😊

    • @haileyreign
      @haileyreign  Місяць тому

      Thanks for watching & deciding to come along this journey with me! 💜😁

  • @Frugalityislife
    @Frugalityislife 2 місяці тому

    Hi 👋🏾 new subscriber watching and supporting from Ang Budget and Debt 😊❤

    • @haileyreign
      @haileyreign  2 місяці тому

      Hey Love!!! 💜😁 Welcome!

  • @lindacee2893
    @lindacee2893 Місяць тому

    • @haileyreign
      @haileyreign  Місяць тому

      Welcome aboard Love!!! 💜🤗