The Best Credits Cards with No Annual Fee for 2024

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  • Опубліковано 26 вер 2024

КОМЕНТАРІ • 57

  • @AnthonyVenture
    @AnthonyVenture 7 місяців тому +3

    Love the calm vibe in this video Chase! And great picks to cover literally every area of someone’s life ha!
    Also I love that tip with going out to eat with the Bilt card on the first, basically a an “excuse” to go out with your SO 😂

    • @ChaseYokoyama
      @ChaseYokoyama  7 місяців тому

      Don't let your SO know about this one tip 😳 or else you gotta pay for dinner every 1st.

  • @yurig2530
    @yurig2530 8 місяців тому

    Groceries - Citi Custom Cash (CCC) #1
    Gas - CCC #2
    Dining - CCC #3
    Transit - CCC #4
    Travel - CCC #5
    Home Improvement - CCC #6
    Drug Stores - CCC #7
    Mix and match the above, or better use with Curve.
    Rent - Bilt
    Everything else - Amex BBP.
    Alliant Cashback visa for Costco.

  • @Phennom
    @Phennom 8 місяців тому +5

    Only credit card you need is bilt card if they continue the double transfer partners every month... 12x dining 8x flights and 4x catch all. You just have to do all your purchases on rent day.

    • @Adiscretefirm
      @Adiscretefirm 8 місяців тому +1

      While I garden and anticipate a Venture X application later this year I also know if WF Autograph transfer partners align with Bilt, and that they plan an improved, annual fee version that could change everything. A Bilt/Autograph combo would make Cap 1 duo redundant. If they made Active Cash part of a trifecta they could challenge the 3 banks currently on top of the travel card segment.

    • @ChaseYokoyama
      @ChaseYokoyama  8 місяців тому +1

      I agree that the bilt card has been quite the disrupter in the industry. I love having it.

    • @deassassin8
      @deassassin8 7 місяців тому

      How did you get those? Won’t it be 6x dining (from 3x), 4x on travel (from 2x) and 2x on everything else (from 1x)?

    • @Adiscretefirm
      @Adiscretefirm 7 місяців тому

      @@deassassin8 they keep running transfer specials on Rent Day that give bonuses when you transfer to certain partners. His math depends on Rent Day doubles which are doubled again if you can take advantage of the monthly special.

    • @ChaseYokoyama
      @ChaseYokoyama  7 місяців тому

      @@deassassin8 i also dont know

  • @AFC_27
    @AFC_27 8 місяців тому +2

    Nice video. I got the WF Autograph + Active Cash combo with 3 CCC (Groceries / Gas/ Gym) going for me. Some months if I spend more I might use that CCC more like $500 Food vs $50 gym. But for the most part, unless I remember I'm down to just a "set it and forget it" system with the 2 WF cards. Too lazy to do anything else.

    • @ChaseYokoyama
      @ChaseYokoyama  8 місяців тому +2

      very nice! 👏🏽 gotta do what works best for you. And you can have a nice strategy like that with $0 annual fees.

    • @Jiggy609
      @Jiggy609 7 місяців тому

      I wanna get the Autograph but I’m waiting on news on the new Autograph Journey

    • @ChaseYokoyama
      @ChaseYokoyama  6 місяців тому

      @@Jiggy609 and now the Journey news is out! 😱

  • @RaulHernandez-tv6yb
    @RaulHernandez-tv6yb 7 місяців тому +2

    Great video Chase! Keep ‘em coming.

    • @ChaseYokoyama
      @ChaseYokoyama  7 місяців тому +1

      You got it! Thank you

    • @isao_the_2nd
      @isao_the_2nd Місяць тому +1

      @@ChaseYokoyama 15:29 but does it earn 3X points from there?

    • @ChaseYokoyama
      @ChaseYokoyama  Місяць тому +1

      @@isao_the_2nd from what i've seen, yes it does

    • @isao_the_2nd
      @isao_the_2nd Місяць тому +1

      @@ChaseYokoyama if that's the case, then that makes wells fargo's $0 fee autograph card the perfect alternative to BofA's customized cash rewards's card

  • @TheCreditFrog
    @TheCreditFrog 7 місяців тому

    So many great credit cards in this video Chase! My favorites are the Bilt card for rent and the BofA CCR for online shopping. I agree the BCE is a good choice for online shopping if no Preferred Rewards!

    • @ChaseYokoyama
      @ChaseYokoyama  7 місяців тому

      Good call! Thank you for watching Stan 🙏🏽

  • @MattWelterOfficial
    @MattWelterOfficial 8 місяців тому

    Love this video here Chase! You definitely don't always need to pay top dollar for a fantastic Credit Card Setup when there are high-value No AF Cards like the Bilt Mastercard, Citi Custom Cash, Chase Freedom Cards out there!

    • @ChaseYokoyama
      @ChaseYokoyama  8 місяців тому

      you got that right Matt 🔥 thank you for watching.

  • @colinshi8247
    @colinshi8247 7 місяців тому

    For a renter and travel focused points optimizer, the Bilt card blows the competition out of the water. I'd argue it beats a lot of annual fee credit cards too (CSP and Amex Gold) due to how valuable the transfer partners are.

    • @ChaseYokoyama
      @ChaseYokoyama  7 місяців тому

      You do have a point there.... Bilt has really moved mountains out here

  • @MikeMaye
    @MikeMaye 8 місяців тому

    I've keep getting targeted for the Savor every time I log into my account I have the Citi Custom cash and it's a great NF card that's a must have. Nice breakdown and great vid Chase💥

    • @ChaseYokoyama
      @ChaseYokoyama  8 місяців тому +2

      Hahah they are tempting you ! I still need to get my hands on the CCC. Thank you for watching Mike 🤙🏽 Great to see you around here again

  • @RickFarris
    @RickFarris 8 місяців тому +3

    The CFF is paying 9X for groceries right now...

    • @gerri5576
      @gerri5576 6 місяців тому

      What card?

    • @bobdylan-t1r
      @bobdylan-t1r 6 місяців тому

      Flex. Does anybody know why? I’m getting 9% too

  • @JakeVanderPloeg
    @JakeVanderPloeg 7 місяців тому

    Thanks for the video chase! BILT card is incredible!

    • @ChaseYokoyama
      @ChaseYokoyama  7 місяців тому +1

      Couldnt agree more. I appreciate it Jake

  • @Rynopb
    @Rynopb 7 місяців тому

    The bilt card only works if your leasing company doesnt have a 55 dollar convenience fee. Otherwise Savor one only is great.
    I honestly never needed anything besides the Savor ONE. This card alone is great especially for us remote workers that dont really drive much and our companies pay for trips.

    • @Jiggy609
      @Jiggy609 7 місяців тому

      How do they charge a fee? if you’re using Bilt’s routing and account number there should be no fee

  • @anhphung9161
    @anhphung9161 5 місяців тому

    Thank you bro! Appreciate it

    • @ChaseYokoyama
      @ChaseYokoyama  5 місяців тому

      I appreciate you watching 🙏🏽

  • @caryinayoshi
    @caryinayoshi 8 місяців тому

    Just used your affiliate link to apply for a Savor One card but got denied. DOH! LoL I'll call and see if they can push it though once I get my letter. Keep up the great work on these videos!

    • @ChaseYokoyama
      @ChaseYokoyama  7 місяців тому +1

      Ahhh im sorry to hear that. Thank you for using my link. You can even call them before the letter comes to figure out what is going on sooner. I wish you the best of luck.

  • @reddwitdreadz
    @reddwitdreadz 7 місяців тому

    I’m torn on if I should grab the flex. I have CSP and CFU but something is telling me to get a totally different card. Ugh 😑 BBP (due to soft pull and 0APR) to start Amex points but that would be my only point earning Amex.

    • @ChaseYokoyama
      @ChaseYokoyama  7 місяців тому +1

      you can get the CFU for the SUB and then move onto other credit cards. That way you can forget about the Chase 5/24 rule for now

  • @brendanchang1161
    @brendanchang1161 7 місяців тому +1

    I use a simple 3 card setup with the WF Autograph as my core, the Capital One SavorOne as my secondary & the WF Active Cash as my catch all! Altogether I get an unlimited 3x back on Travel, Transit, Gas, Groceries, Dining, Entertainment, Streaming Services & Phone Plans as well as unlimited 2x on everything else just using 3 cards! Very simple no annual fee setup!

  • @depdark1
    @depdark1 5 місяців тому

    I been trying to get a business credir card for years. I dont have a business. And they always ask me for the business information. Such number of employees. Can i still get one ?

    • @ChaseYokoyama
      @ChaseYokoyama  5 місяців тому

      Yes! I made a video about "how to get approved for a business credit card" hopefully that video answers your questions.

  • @aaronl8609
    @aaronl8609 5 місяців тому

    If a guy doesn't travel or use hotel.only buys stuff at grocery stores convenience stores or Walmart

    • @ChaseYokoyama
      @ChaseYokoyama  5 місяців тому

      there is no real solid card for Walmart. but for groceries you can look into the Citi Custom Cash or the Capital One Savor One.

    • @aaronl8609
      @aaronl8609 5 місяців тому

      @@ChaseYokoyama thank you

  • @johnwick860
    @johnwick860 7 місяців тому

    Bilt has zero foreign transaction fees, is that right?

  • @robert8311
    @robert8311 6 місяців тому

    Get 10x custom cash for everything 😂

    • @ChaseYokoyama
      @ChaseYokoyama  6 місяців тому

      The CCC is pretty solid 💪🏽

  • @caribdude8151
    @caribdude8151 8 місяців тому

    👍

  • @CesarJoel
    @CesarJoel 8 місяців тому +1

    Great cards and strategy Chase! Thanks for the info!🫵

    • @ChaseYokoyama
      @ChaseYokoyama  8 місяців тому +1

      Glad you enjoyed it Cesar 🤙🏽