You Should Never Work At FAANG as a faang engineer
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- Опубліковано 10 лис 2023
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Reviewed video: • This is Why You Should...
By: Pooja Dutt | / @poojadutt
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Hey I am sponsored by Turso, an edge database. I think they are pretty neet. Give them a try for free and if you want you can get a decent amount off (the free tier is the best (better than planetscale or any other))
turso.tech/deeznuts - Наука та технологія
FAANG is definitely not the end goal. The end goal is to get f-off money and just work on stuff you're actually interested in.
Amen to that
Yes this. Although some people like and stay there but primary goal is that fuck you money and resume
Farming after coding
And with the tech industry collapsing that might not be FAANG any more. It's probably going to be people who bought houses back in 2011, so you'd better get started inventing time travel.
Too real, man.
Hahaha this is awesome - love the feedback. Also, this was one of my first videos… very cringey to watch it a year later 😂
i live in a state of permanent cringe on all my videos. it was great and i loved the points. i honestly think this was a very good video.
@@ThePrimeTimeagen thanks so much, I appreciate it!
What a chance encounter! Do you remember my name?
@@caryphillips4885 you’re Ashwin’s friend, aren’t you? 😀
@@PoojaDutt You do remember! Look at you with 100k subscribers! And it looks like you became a software developer too! I think he became one as well!
"do leetcode AND maintain a 70k star repo"
These requirements are out of control
Contribution to a repo is worth a lot. I am positive you would give more credence to someone who has contribution on a well known repo versus leetcode hards
100% agree. I just think becoming a maintainer of one of the most popular pieces of open source is a lofty goal. @@ThePrimeTimeagen
@@ChrisCox-wv7ooI mean yeah, that's why it would make you standout. That's the point
@@ThePrimeTimeagen Suspicious, prime. I got a connected islands question in a Facebook interview recently. I don't really practice LC that often I'm usually trying to build projects.
@@ChrisCox-wv7oo Particularly for entry-level engineers just trying to break into the industry.
"I work in a 30 year old Java codebase"
Prime: "ACHUALLY its only 28.5 years old. PWND"
lmao
Fact-checked live😂
How DARE he round up numbers. We only floor in this household
22:38
You know a good content creator when he makes a 13 minutes video into 40.
we pushing the bounds
Talk about transformative reaction content
Generative prime transformer.
@Chris-se3nc oooh, so that's what GPT from ChatGPT stands for
Gotta create that content
I worked at a bunch of companies. Worked at Amazon for a year and a bit- h
ated it. But having a stint at a FAANG on your resume makes it really easy to get to the interview phase of every position after.
That is my only regret of not taking a FAANG job is the door opener, but I would have been miserable there for the year
overqualified! Next! Meraki wouldn't interview me because I was "overqualified". I personally managed their largest deployment from it's inception for 3 years (20,000 machines) at another company. I think it was safe to say that I was the number one Network Engineer for Meraki production networks at that time. Meraki wouldn't even talk to me. So good luck!
Honestly one of the best perks working at the best FAANG companies is that most co-workers are really competent. Outside that the bar is low and/or inconsistent.
Is Amazon really in the same tier as the others? My interviewers struck me as slightly arrogant and a notch below the friendly folks at Google.
@@bigben8502 I would put Amazon at the lowest end of FAANG in many ways including talent.
Unsure if you mean outside of faang people are rubbish or if you mean other than great coworkers faang isn’t great.
@@Kane0123 Outside the top of FAANG the bar is low.
Haaa yeah ok champ.
The US pays a lot more than any other country on healthcare. A little GPT magic:
In 2021, the healthcare cost per capita in the United States was $12,914. This amount was more than double the average for other comparably large and wealthy countries, which was around $6,003. By comparison, Germany, the country with the second-highest healthcare spending per capita, was at $7,383
Furthermore, taxes make it non optional and everyone gets access. But yeah I had two kids in the last 4 years and besides the taxes I paid a total of 50€ to stay at my wife's side for the THREE days she was in the hospital for a 0 complication natural birth. In the meantime my sister in the US paid over 20k and didn't stay a night in the hospital though she'd been through hell.
Yes, exactly this. Just because other countries pay for their healthcare through taxes doesn’t mean they pay nearly as much.
the healthcare commentary was the first time I saw prime being kinda dumb
@@duruiz First time? Dude is the typical software engineer Dunning Krueger type. So many of them in our industry, it's obnoxious.
A lot is paid sure, but the private sector towers over the public one by a wide margin
Like, it is ridiculous how spending on private healthcare alone is bigger than some countries GDP's
And I don't mean just economical and geographically small ones like mine, it's madness
The best thing I love in the whole world is people who move to the US and then complain to me about everything, like health care. Like, why are you here? Had one insufferable twat that started every sentence with "In FRANCE we do it like..." finally asked him, why aren't you in France then? "The economy is horrible". Yeah, maybe there is a link between working 3 hour weeks and having the government pay for everything. Not arguing that our system hasn't been subverted and broken by central bankers in tiny hats, but the fact is it was subverted and broken. By central bankers with tiny hats.
On the medical costs thing. The US does have a very high cost system on an overall cost per appointment/surgery/hospital bed night basis.
There are plenty of comparisons available. In the US the large providers are extracting huge profits, this is not the case i. Some other countries. This is how it can be cheaper elsewhere, on a total cost (taxes and direct costs) for the provision of medical care.
Came here to say this. Prime isn't wrong to point out that taxes are higher when it's publicly funded, but the US is roughly twice the cost per person compared to the next most expensive system, and the outcomes are not better
I do agree it costs more, however, I can get into an appointment within 2 days to a specialist. Why?? Because I can pay through the teeth for it.
@@Cadaverine1990 you'll find that's the same in other countries, though. I'm living in Germany now, and I can get a specialist immediately if it's an emergency, a few weeks if not (though some specialities could be closer to 2-3 months), or tomorrow if I pay private. I know it's the same in Australia, and, other than the USA they're the only countries I've lived in for any length of time. The best systems seem to be a mix of compulsory public health with optional private for that elective stuff. Point is that the USA costs *double* the next most expensive per person and outcomes are equal at best and that's not even counting the risk of bankruptcy
No one wants to admit that Netflix really shouldn't be considered FAANG anymore.
N now stands for Nvidia, frankly as it should have for the past several years (not a slight to Prime lmao, the company does not make the engineer)
MAMAA replaced the FAANG acronym back in 2021, this is video is a couple years behind the times. Even MAMAA is outdated at this point.
MAMAA is Meta, Alphabet, Microsoft, Amazon, Apple.
I only believe in MANAMANA
What would I do as a nickel in a blender? Probably get bent, break the glass, go flying across the room, wonder why I wasn't getting exchanged for goods and services as Uncle Sam intended, and sue whoever put me in a blender for assault, battery, attempted murder, severe mental anguish, and defacing American currency.
Eh, you overestimate most blenders. I'd just bounce.
We asked you if we shrunk YOU down to the SIZE of the nickel. You are not a nickel. You are you, just smaller. So, your answer is not correct. We will let you know if you made to the second round of interviews... Next!
@@SandraWantsCokejump into the blades proactively to end it rather than semi drowning in the swirling whirlpool to finally get throw into the chopper blades...next?
WILL IT BLEND
I now work at a large tech company in Tokyo, Japan and I took a decent pay cut to come live here at the time. Considering the exchange rate, I now make about half what I did in America. But like Prime mentioned cost of living is what really matters. Everything is adjusted based on the exchange rate and at the end of the day I still get to save a decent percentage of my income. It would just suck if I ever decide to move back to America as I would be severely behind compared to where I could have been (unless the exchange rate recovers)
I am thinking about doing a similar thing. Would you mind telling me about your experience sometime?
Yeah, the exchange rate means nothing if you aren't buying things with USD. Japan is doing fine in terms of local prices, the yen has just lowered in relative demand for the US.
I am also thinking about going to work in Japan in future, but I have some doubts that I would like to ask about. First is, is the remote work possible there (as a foreigner with a work visa)? Do you work remotely or actually go in the office/hybrid? Second is about work hours, which is dreaded a lot by foreigners (if you go on-site/hybrid), did you have good or bad experience with it?
Personally I am myself a genius developer that can do work that normal people do in 8 hours in like 2-3 and I have that as my average daily work time(sometimes even less) and work remote atm. That's why I have doubts. If I go there to work, only to be confined in an office, it wouldn't really make much sense for me since I will lose a lot of useful time I would otherwise have if I stayed where I am right now. I don't have that much money now(and the salary is not that high), and live in a very bad(by a lot of metrics) country(which I will not disclose) with no future possibilities, but it is enough to live an average comfortable life (as a single person living alone), fully remote and having a lot of free time. It is a really hard choice for me in future whether I would want to trade the free time for more salary and work in another(better) country, or continue searching some other unconventional ways to make money (and only then immigrate) throughout the years instead.
@@NihongoWakannaidude japan literally imports everything from energy to raw shit youll feel it with the central bank rates discrepancy
Cost of living doesn't trade 1:1 unless you spend your entire paycheck on housing, food, and local goods and services. Money that is invested or spent on nationwide market goods (like eBay, online, and anything that competes with it) is the same no matter where you live.
"Before doing that, I want you to write a technical document about how one would go about doing it..." is the greatest summary of the FAANG experience.
23:20 reason that happens is it's way easier to break off R&D risk onto a small startup, if the R&D fails the big company doesn't want that cost on their balance sheet, a small company can just bankrupt.
The problem with saying other countries pay taxes instead of bills and therefore it doesn't matter is that America spends 2-3 times more on healthcare (per capita and per GDP) than those other countries. America's system costs MUCH more to its citizens.
So no, it's not the same either way. Americans are paying more, and its because other countries pay a non profit government, while Americans pay a for profit insurance company, and there are other middle men involved that further inflate costs.
Its funny when you meet someone who introduces themselves as an "ex software developer"
4:59 regarding brainteaser questions, I got one a long time ago in an interview. I thought it was ridiculous so I gave a snarky answer but it turned out to be correct. They asked me, "How much apple juice can you get out a thousand apples?". I said there's no standard size for apples so you'll get a thousand apples worth of apple juice. I have never liked such questions. At another place I was asked to find 10 non standard uses for a paper clip.
Prime thinking 1000 per paycheck is anywhere close to what you'd pay in Healthcare taxes with UH is another great America moment.
Yeah it's a lot more
Seriously, the healthcare costs in the US are ridiculously high compared to those countries. Americans are one giant cope after another.
t1724 no, it's not. It's a lot less for an average family, for a lot of reasons, but mainly because people making a lot of money pay more in taxes which includes Healthcare taxes. If everyone's actually paying into it, it's cheaper for everyone, and it's regulated so they can't charge the gov Healthcare $10,000 for some fucking insulin and a bandaid. Healthcare companies spend shit tons of money on lobbying each year to keep the current system in America. What does that tell you? It's making some people very happy and rich.
@@callowaysutton it's not. Even if you're doing well for yourself like $200k a year, you're still paying less in tax for healthcare than prime is. Poorer families get an even better deal.
@@NihongoWakannai That's just untrue, let's take Britain as an example and assume a 200k USD per year (165k GBP) salary. In the US that would equate to about 50k USD in taxes per year (assuming Chicago) and in the UK that would be about 81k USD. Even the very very best healthcare plans for families in the US plateau in benefits after 25k. With good individual plans being under 10k, I'd much rather keep the extra 20k per year.
Yup, worst job I had was not faang. It was a popular remote work company (pre Covid) and I was putting in 9am-(10pm~12am) every single day including weekends for about 4 or 5 months. Shit was hell and of course no overtime pay. Never, ever, EVER let your PM’s and Managers decide project deadlines without any engineer input or allow them to take on a project from a contractor who got fired who did not get a good deadline set. Just leave it’s not worth it.
Cap on whoever said they were working on a "30 year old Java codebase" -- Java also changed their event model in the late 90s. And it took a good 5-10 years to get out of the "crapplet" era and be a viable, if bulky, enterprise application programming language.
Before enterprise and co-existing with the crapplet era, Sun was determined to make java the language for all Solaris administration tools. Informatica powercenter still looks like a mid 90s java app to this very day. I 100% believe that there are people are working on java code bases that old.
Didn't know you were a fellow Plains dweller. Hello from Kansas. Moved back here after living in SF for about 7 years getting my career going to the point of making a solid living as a contractor. Moved back to Kansas 8 years ago and bought a house working remote. Took a pay cut, much a much larger CoL cut.
I don't pay 1k per month for (bad) healthcare. I pay like a third of that for top of the line healthcare. If I had kids, they would be covered via me at no additional cost. It was indeed an America moment.
I pay a 3rd as well. In the US. With no waiting to see a doctor. Thats just a bad health plan by netflix.
Where? Because most europeans pay way more (even if they aren’t aware of it).
@@theondonoConsidering American health spending per person is double that of the next highest country (Germany), I doubt it.
@@stoogel I've seen the statistics, and I'm not convinced of the naive interpretation.
First, once you adjust for purchasing power, the gap reduces significantly (Switzerland comes second, around ~40% difference, not 100%). I think it's even naive to assume people will spend proportionally the same, since most people would pay whatever they can comfortably afford, and I think it's easier to see this happening in the data. If you compare health spending per capita in PPP vs GDP per capita (and take out the obvious outliers), you'll see they match pretty closely.
Second, the results of that spending should be examined.
A lot of articles mention the supposedly "similar or worse results" but I think they are very debatable. One of the common issues is using life expectancy as a proxy, which can fail spectacularly.
For example the US uses different criteria when it comes to delivering pregnancies. Everyone in the field knows the place with the best neonatal facilities are all in the US, but you'd never guess that from the numbers. The reason is that the US is counting as "neonatal deaths" lots of babies that are classified as "miscarriages" elsewhere. As you're probably aware, having increased mortality in 0 age babies heavily biases life expectancy as well.
There's myriads of other issues like that around this information, and a massive interest by some corporations, politicians and other entities of transitioning the US to a socialized system like the rest of the OECD countries.
@@theondono Life expectancy is just one way quality of healthcare is compared. The US also had 336 avoidable deaths per 100,000 people in 2020 compared to the next highest OECD country (Germany with 195). Shorter hospital stays, fewer physician visits, a lot of it doesn't make sense compared to the high cost in the US. The PPP-adjusted figure is still at least double that of most countries with national health systems.
Also, in what company's interest would single-payer be? Not any insurance, hospital, or medical equipment corporation, as it would force their prices down. Look how many drug companies lobbied against and even sued over the new rules that allow Medicare to negotiate drug prices.
Hard disagree on 401K, as long as your employer plan doesn’t have random extra fees and you have access to low cost total market indices, S&P500, etc. then makes more sense to put money there vs an individual brokerage account due to tax advantages. If you have access to some highly profitable real estate investment, or some other unique opportunity maybe that’s better but don’t think that’s the case with most people. Just need to ride the index until retirement, and minimize taxes while doing so.
I did a photo on the resume when I was junior. I thought a snappy design would be impressive, but it turned out people wanted a uniform black and white resume that stood out based on content, not layout.
They also don't want to print your photo.
@@cowCuddler That's a bonus though. If you're too cheap to print a photo, I wouldn't want to work there anyway :P
8:12 as someone that has recently learnt C# I can tell you that that girl started to code on C# using Visual Studio 2022 Community Edition as her IDE
Hello, just wanted to tell you that I really like your videos! Cheers from Finland!
Paying tons for health insurance _is_ an America moment. Insurance companies have a lot of overhead in administration and executive compensation that is duplicated between every insurance company. Single payer would represent a tax increase but that increase would be less than the amount you pay for private insurance for these reasons among others.
Yeah it's just more efficient. Plus this doesn't apply to software engineers, but lower income people won't be paying as much into taxes. So their lives aren't ruined because they got into a bad accident
On top of the overheads are the massive profits extracted through monopolizing the market. The profits comes from somewhere.
@@videoguy640 It is a humane thing to provide healthcare for the poor. Also currently uninsured poor patients still take up healthcare resources anyway either through Medicaid or urgent room procedures. Universal healthcare could encourage preventive care, which both helps patients and reduces waste.
The government has never been more efficient than private industry. Not once. Government employees are considered the epitome of slackers, and government offices the definition of pointless bureaucracy
@me___5796 the poor already get free healthcare in the US.
I lived in SF from 2009-2021; my first studio apartment was $1300, lived there for a year. 2nd studio apartment was only 3 blocks up the hill - smaller, but amazing view looking east over downtown - $1100 when I started and I think by the time I moved back home in 2021 I think I was paying only $1250? (Rent control). In those early years, if you were diligent in your search, you could find a great place at a decent price. But yeah by the mid 2010s the cost of rent was getting craaazy.
You're getting bargains lol. Millennial want status the high rise with all three amenities gym pool basketball court Lounge wifi. This so you can become a Content creator also. You're not getting that anywhere in SanFran or NYC or big cities for 1100. You're getting 4 story walk ups for that price.
"Actchewally its called MANGA now..." - Primeagen, 5 months ago
On the healthcare, I get to pay less tax and have health care because of economys of scale. In stead of 60 different companies doing basicly the same thing, 1 big company does it. You still have the smaller insurance companies for the more specific cases but for the most part your covered for whatever and its just cheaper.
0:11 no, that's actually what FAANG salary is if you didn't spend your money in America
There are places in the US where you easily can get a house like that on a FAANG salary. The only thing is that they're nowhere near anywhere you can get a FAANG salary.
It should be MAGMA
MMAGA: make Microsoft almost good again
9:59 - The moment an American gets an existential dread just from the fact that Europe exists and we have all inclusive social security just because we pay taxes 🤣 (for all nay-sayers, yeah we occasionally have slightly higher taxation, but only for the high income individuals and that's about 2-4% more on average across all EU countries)
I love when Prime discusses issues with San Francisco and someone says, "American Moment". Like that's literally a single city
The astronomical cost of healthcare is an American problem
It's a capitalist problem.
I got a sign-on bonus once. During salary negotiations I told them that the sign-on bonuses are a thing and I actually got it! 🤣🤣🤣
One note, for Google that breakdown of salary, stock, and bonus doesn't really change year to year. Yes, the sign on bonus goes away if you get one, but you still get a pretty healthy bonus every year. I didn't get a sign on bonus so year 1 to year 2 wasn't all that different. Still waiting to find out for year 3, though...
Also, the stock is 33/33/22/11 (the percentage of the big stock grant that you get for years 1-4) and the expectation is that you don't get a refresher your first year but you should after that (unless you get a bad performance review). They set it up this way so that theoretically your stock doesn't go down.
I'm on board with 99% of your takes, but last time I checked rentals and roth IRA are not better than a 401k. In most cases, your tax bracket is going to be higher when you're older and looking to draw down on your 401k in which case a Roth 401k is probably the way to go. It's essentially the same as putting the money into the stock market except you don't need to manage it separately from your retirement fund, so you can have it taken directly out of your paycheck and not have to worry about it.
11:30 Speaking of self reported salaries, EU has adopted a transparency directive as part of a gender equality program this April. In the near future all job hiring has to have its salary be made public along with the job listing and it cannot be altered during the process, as well as forbidding even asking about past salary of the applicant.
most places in the US have a similar thing going on now too.
8:59 G gives sign-on and annual bonuses (on top of RSUs -- one big one at hire and annual refreshers)
I may work at target. We may or may not still be migrating off of mainframe cobol. And Rust may or may not be listed as only a supported lang in blockchain applications. Cannot confirm or deny
"To be in the news when it comes to the most groundbreaking technologies."
*roboter runs against the wall full speed*
I may not make the base salary of others. But, working for a family owned and run compnay (President, CEO, Plant Mangers, Recyling Manger, etc) they do give a substantial annual bonus if production goals are met, they've been met the last 50 years.
I lived in Rapid City, SoDak in 2022~2023. I couldn't find a studio for under 950. When was the last time you searched for an apartment in Rapid City?
I live close to New Orleans (kinda want out). As far as big cities go, Chicago is actually pretty affordable (and has more tech jobs than New Orleans). But while rent isn’t massively higher, they do apparently pay a lot for parking?
In Germany you share the bill for medical insurance with your employer, so it is a lot cheaper for the individual. But compared to the mUrIcA a larger percentage of your paycheck goes to insurances and taxes; and salaries, at least for tech, are a lot lower.
If you have no job then you can apply for the state to pay your insurance which is a huge plus, I don't know how that is in the US.
if you are in tax class 1, you are getting robbed by the state for a very basic and crappy return in form of nothing really functioning anymore
immagine needing company specific medical crap.... why not doin healthcare like the rest of the world? :)
we pay the same in taxes than the US pays elsewhere... we pay around 40% taxes on a 8k salary, now, if we make the math, we have around 3.2k tax.
This isn't entirely accurate, cause the 40% tax is not on the entire salary, but it should be only on the salary above 4k if I'm not mistaken, and on the rest it's 23%.
But let's assume 3.2k for a second which is quite exagerated and is more likely 2k.
Included in this taxes tho are:
- free school up to university
- dirt cheap university (1k per year)
- no need for any health care
- Free visits to my trusted doc in town/city
- free first aid
- only ticket costs for rest (30 bucks)
- free medication
- free psychological counceling
- Cheap functioning public transport. I can as a fact live without a car and pay about 200 bucks a year for transport (using bus every day to get to work)
- streets (the oldest street you find in my region is about 5 years old.... on some mountain road somewhere 10 cars pass per day)
- pension
Now, this might sound like a lot, but the tax scales with the salary (the lower the salary, the lower the tax), and in the US u typically end up paying the same, but still pay 4 times the amount in healthcare etc (you can actually check out numbers, US overall spends more than most countries in the world for healthcare, tax, pension etc)
0:20 looks like "Stadsvilla Sonsbeek” in Arnhem in the Netherlands
10:57 "Hostage video" lol I almost choke with that one
Stopping to view the resume. Cracks me up :-)
15:12 I think (hope) the NDA has lapesed now, but I worked in the factory where birds are made
Yes, EU pays for medical via tax, but it's effectively half the cost per capita of the US because you have insurance companies in the mix and whatnot. It's not a good deal.
In EU they take a percentage of your salary. If Prime earns 500k a year, he would be paying 75k per year for health insurance. Seventy thousand. But I don't know if in US you also are paying healthcare taxes (medicare? I am not American)
@@SandraWantsCoke no there are upper bounds on the absolute value.
(also if you earn this much, you really shouldn't care about money anymore)
27:24 this is why i like Prime videos so much
9:07 Wat? Why is 401k not a good investment? You should at least maximize your pre-tax to reduce your tax bill now while you're in a high income bracket, then withdraw it when you're retired/in a lower brakcet. Beyond that, you can do post-tax Roth IRA conversion and not pay tax on gains.
16:40 Florida is the exception to the rule in the south. Major metropolitan areas in south Florida regularly rank in lists of fastest growing cost of living in the US. The state average is only offset by rural areas, and lets just say rural Florida has its "charm", Nothing like rural South Dakota. Regularly hear stories of people moving down from NYC thinking it'll be sweet, just to find out its not what they thought. And if you want to own a house in Florida, what you don't see factored into the cost of living models is high utility rates, and the effects of the Homeowners Insurance crisis. Do research before moving to Florida.
not to say your money wont go farther in Tampa, Orlando, Miami than in SF, NYC, Seattle, but its not quite as much of a golden goose as a lot of people make it out to be.
I've only interviewed for a FAANG-like company once cause I kept hearing good things about them. I will say that "they're good FOR A FAANG", which says a lot for anyone who's into this for the love and not the flex.
Large cities or not, salaries like that don't exist in Europe, unless you're an investment banker in London, Switzerland whataver. Yes we get very nice public transportation (At least here in Vienna), 'free' doctors, and meds, and all the laws, restrictions, regulations, narratives and orgs to make us feel safe, BUT our salaries even before taxes are way lower. Half of that entry salary In Vienna would be considered a very good salary. And the law&order state and the city would then take 1/3 of that, actually more (b/c free meds), and it's still considered a very good salary.
When you see all those big numbers, go to the CNN cross city cost of living calculator.
My current salary in my city is equivalent to San Francisco, my salary is worth x2.23, which makes it absolutely bonkers.
It turns out that translated, I earn more than those in FAANGS working in San Francisco.
Of course the sweetest spot would be to have a high salary and live in the middle of nowhere working remotely, but many companies are not allowing that anymore.
Aren't photos in resumes banned in the UK? Because the employer's decisions wouldn't be effected based on any biases or judgements based on the applicant's appearance.
That's why it's not common practice here in the US either and why he was surprised by it.
So informative!!!
The music made me feel like I was on hold for my insurance company for 45 minutes.
Prime has this Jim Cramer energy but, ant this is the key difference, knows what he's talking about and/or isn't lying out of his ass
Bruh just found this guy and died when he said still pretty tender where you’re at
Fun fact, the French acronym equivalent of FAANG is GAFAM, which excludes Netflix and adds Microsoft
At 36 minutes the “woah maama” ran through Prime’s brain in Johnny Bravo‘s voice. I know it.
13:35 São Paulo in Brazil is also expensive to live.
In europe we pool taxes into something called a budget, then allocate part of that to healthcare, since the pool is huge we get lower costs for pills and the like, its called bulk buying and economies of scale.
You said 401ks aren't always worth it, but ROTH IRAs are; you can actually get a ROTH 401k that has the same benefits as the ROTH IRA but higher contribution limits, so that's something to consider.
1:40 Incorrect. The inverse Cramer ETF (SJIM) is not doing well at all. In fact the long Cramer ETF (LJIM) is outperforming SJIM. Though both are underperforming the broader market (SPY).
Liked for the information, subscribed for the humour.
man, how are you so entertaining 😂
Real talk, though: Prioritize bonus and stock when negotiating total comp, if you can. Our salaries are line items on our manager's (and org's) expense sheet. Bonuses and stock are not. When the org needs to cut people, low salary, high bonus and stock let us hide in that expense sheet while still making lots of money.
21:00 Kinda shows the horrors you went through when you want to the SF office when you were posting those shorts a few weeks ago lmao.
Just an FYI regarding the medical and taxes outside of the US, especially in Europe, of course we pay for it with taxes, BUT the big difference is that the money the working force pays is actually distributed so everyone has a really solid level of healthcare even if they can't work or pay taxes anymore or at the moment, ie. elderly, handicapped, children and even people without jobs.
The money spent to this also doesn't even come close to the 1000's of dollars yearly like prime said, and the quallity of medical service especially in the EU countries, UK, Switzerland etc is top notch.
With each year of the last 10-15 year looking from those countries into the USA, there is no reason to envy or even defend most of USA systems, y'all are just getting taken for a ride there with the less unfortunate ones having much less opportunities to get back up to a decent standard of living.
31:00 If only he knew what happened to WeWork 😅
What if that house is just a train model size? 🤔
I remember the days when Netflix was just a dvd mail order company
Bro you got me with the Highschool look hahaha I was thinking about the exact same thing .. I can`t haha
I'm going to be super open about the taxes / health care situation. I'm in a UK country and my national insurance (the healthcare tax, which is a different deduction from every tax) is 5%
But my regular tax deduction is 45%. So we are actually better off with the free healthcare system. Facts. But, of course we are still paying.
Your overall tax is not 45% though. 45% is the top tax band and so firstly, you must be a high earner. As such you would only ever pay 45% on any earnings over £125k. Tax rates are paid in bands in the uk. Your actual overall earnings paid as tax is effectively around 30%.
For example if you earn 130k, you only pay 45% tax on the final 5k. Any earnings below are paid in the relevant bands. I.e. your real % in tax is about 30% as a high earner.
@@cubs9974 I know how it works dude, I'm just compressing a thought into a UA-cam comment. But the tax laws are very different in Scotland, I don't earn anything close to 125k and it's only the second highest tax bracket unfortunately.
The only thing I'd say England has it better off with is tax haha.
Hey dude! I'm also a software developer in South Dakota! You live anywhere near Rapid City?
Great reaction The MAAMAgen!
Healthcare through taxes IS cheaper than the American system. The whole point is that if the government has to pay for healthcare, they have a vested interest in keeping costs down through legislation such as price caps on medication. For instance, insulin costs approx. 10x more in the US than it does in Europe (depending on the country). The US are pharmaceutical companies' cash cow.
23:22 Who said that you can't do a step by step migration from language x (e.g. C++) to Java?
Because you can do that.
You need to be quite insane to do that, but you can.
If you pay 1k for medical per check is the quality of medical package worth it to you?
Prime, put you and your kids on your insurance and move your wife to government market place. Yours should be $60-80 per week for you and kids and your wife's will be roughly $320 a month. The insurance is no different from my experience, in fact the quality my wife's marketplace insurance is probably better than mine.
34:54 - havent laughed so hard at the FAANG acronym changes
"Just work at Accenture, US Bank, Target, Amex... the interview is easier" - so that was my mistake, I should have gone the easy route and gotten into a top tier consultancy or F500 corporate dev team. That never even crossed my mind!!
Accenture is a shit show.
just try the interview man, trust me, it's not the fang nonsense.
@@MrSquishles the point wasnt that the interviews will be easier, but rather that it's still extremely competitive - and the limiting factor isn't going to be the technical interview. I just found her tone funny when she said "just go for these instead!" :)
@@MrSquishlesHe was being sarcastic.
my resume photo will be of me doing a kickflip. there's no way that doesn't get hired!
27:24 as a .Net + Anglar Dev, I'm deeply hurt
Why is Microsoft not part of FAANG (or MANGA)?
C# is too powerful, would make the rest of the group look bad
New video just dropped 🎉🎉
Nice pppprimestash... that's RIGHT! He's taking it back! Shit's like watching Magnum PI but with computers.
im watching this on my lunch break, which just so happens to be behind my desk, and ur making me laugh man. a little bit too hard.
10:10... I pay just as much in the USA, the difference is when I got sick and had to go to the hospital as an emergency, the hospital was out of network and I had to pay $38,000 dollars on top of my premium.
So yeah, they do have it better bro.
Not to mention that in the US its constant back and forth, and the wait times for anything are outrageous. Fucking 4 months doe pain management?!?! WTF?!?!
I am nearly at 18 years at one of these companies and offers from the others. I didn't get asked any brain teaser questions because I have been doing low level system software forever and they cared a lot about testing embedded domain knowledge.
26:22 I'm listening to this while developing an Angular applicaiton :S
13:47 Woo, SD mentioned
Chicken Neckin = T-rexing.
Oh you've definitely seen Left-To-Right (LTR), but it's Right-To-Left (RTL) that you probably haven't...
Netflix is holding on for it's dear life
23:37 I can't stop laughing 🤣
"Is it the money? Is i-"
Yes, it's the money. Next.