It's not What You Earn, It's What You Save That Matters ~ Dr Caroline Njoki

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  • Опубліковано 8 лип 2019
  • Dr. Caroline shares what she has been able to achieve after attending the nakuru program.
    Call 0792 283 011 or email marylin@centonomy .com or click on this link centonomy.com/nakuru/ to get more information on the 13th July 2019 intake at the rift valley sports club

КОМЕНТАРІ • 405

  • @joycekiboi4483
    @joycekiboi4483 2 роки тому +12

    This is something I have to listen a million times, just realised how reckless I have been with my finances.. Thanks Doctor for such an excellent presentation. Learnt alot. Blessings.

    • @Centonomy101
      @Centonomy101  2 роки тому +1

      Hi Joyce. We are glad this has been of help.

  • @terrykarey3553
    @terrykarey3553 5 років тому +15

    I will never despise my 5 shillings coin again, now I understand the value of every coin I have no matter how small it is. .just know how to budget it, kidogo kidogo hujaza kibaba.

  • @LIVELIHOOD_TALES
    @LIVELIHOOD_TALES 4 роки тому +14

    Nice presentation Dr. Bulk buying is not the secret. The secret is managing the stock you have bought in bulk. Failure to manage would result in wastage.

  • @evekemboi2416
    @evekemboi2416 5 років тому +19

    She speaks and looks to have the best personality

  • @victornafwa2471
    @victornafwa2471 2 роки тому +6

    Saving is not enough.Investing what you have earned is magical.What you earn matters alot.Infact it determines what you save.Good insight.

  • @carolynemusolo6188
    @carolynemusolo6188 5 років тому +14

    Her level of brilliance is awesome.

  • @alexkingori6095
    @alexkingori6095 2 роки тому +4

    2022 it's wen I get to listen to this🙄. Thank u. Still so relevant

  • @eliciphanjuguna4605
    @eliciphanjuguna4605 4 роки тому +5

    Dr. Njoki, I also wish to travel in and out of Kenya.still looking for ways to make money. You are very practical and inspiring!

  • @conrado.
    @conrado. 3 роки тому +11

    I watched ths clip a year ago. I am here to rewatch

  • @cafisdiamond1574
    @cafisdiamond1574 4 роки тому +12

    Thank you Dr Njoki. I am in that bad debt and what you said hit hard. Thank you for the advise. I now have to figure out how to get out of this bad debt and get back on track.

  • @goodluckmachangu5941
    @goodluckmachangu5941 5 років тому +10

    From Tanzania. Thank you very much for this video. I am learning a lot

  • @claireruthnguru731
    @claireruthnguru731 4 роки тому +7

    Girl... This talk is something else ..you are a great role model... Looking forward to more from you

  • @ronaldoriku5274
    @ronaldoriku5274 5 років тому +6

    I always read Saturday magazine because of you and your colleague Weceke Nduati ,infact since I started reading bit my life have changed complete .(if you don't plan earlier before you receive money ,money will come and pass like water on your hands .)

    • @Centonomy101
      @Centonomy101  5 років тому

      hi Ronald. Thank you for this affirmation. Kindly share and subscribe to the youtube page.

  • @jamesouma4435
    @jamesouma4435 5 років тому +19

    Dr. Njoki, thanks for the insightful message. All the points hit home.

  • @digitalstrategyandmarketing
    @digitalstrategyandmarketing 2 роки тому +2

    Like in improving personal finance, the greatest problem for people looking to incorporate technology at work is mentality. Not having a digital mindset. When you change your mind, you change your life

  • @switshie
    @switshie 3 роки тому +8

    Very very good and enlightening presentation. I've learnt alot. However, the fact that you confess to leave the theatre room to run to your business...very unethical!

  • @isabellmuya1523
    @isabellmuya1523 4 роки тому +14

    The reason I became a financial advisor on money markets and life policies.They are the best investments.I do it passionately.
    The satisfaction of seeing a client receive their money after saving little by little is amazing
    That's my line of work.I take people through that.

    • @faithmasila6935
      @faithmasila6935 4 роки тому

      Hey.. I'm interested in starting to invest I'm 23 years can you advise me please

  • @cassandrakemmy3987
    @cassandrakemmy3987 5 років тому +9

    I real appreciate you Dr njoki,u have an inspiring message. Thumbs

  • @mohammadswabir2092
    @mohammadswabir2092 5 років тому +6

    I never felt bored listern to you, i have listern every word you had uttered and it all makes sense to me. I like your presentation very interesting

  • @carolwanjiru8385
    @carolwanjiru8385 4 роки тому +6

    Relationships are gold. Thanks so much, I have learned that it's the key thing

  • @julius7546
    @julius7546 4 роки тому +5

    Am just overwhelmed by this lecture, earning more than 70k and not been able to save alot thus is something I can't afford to miss

  • @silversilver3383
    @silversilver3383 5 років тому +7

    That's my lecturer .. Thank you Daktari

  • @nyauskobies5522
    @nyauskobies5522 5 років тому +177

    Look like Rosemary Odinga

    • @lucyvibesgermany
      @lucyvibesgermany 5 років тому +3

      Switched sisters??!!

    • @ruthwambui6009
      @ruthwambui6009 5 років тому +3

      Nyaus Kobies , ngai, Rosemary ondinga twin. She is an Ondinga

    • @tabbywaithera9112
      @tabbywaithera9112 5 років тому

      By the spot on😃

    •  5 років тому

      Waaaaa...she seriously does

    • @palsonbett4869
      @palsonbett4869 5 років тому

      Nice brief..op ll follow the footsteps.

  • @mollygambiza9186
    @mollygambiza9186 4 роки тому +3

    Thank you so much! You have opened my eyes, stopped me from drowning

  • @wangarekieni7247
    @wangarekieni7247 5 років тому +12

    Our MPs need to go through this course

  • @magzdue
    @magzdue 5 років тому +6

    Network and get out of your comfort zone. That is what i got. Thanks Daktari. Very informative

  • @weareafrican4850
    @weareafrican4850 5 років тому +13

    This is the best clip I have watched on UA-cam for 2019. Thanks so much dr

    • @Centonomy101
      @Centonomy101  5 років тому +1

      Hi prince. Kindly subscribe and share.

  • @leria6282
    @leria6282 4 роки тому +5

    Really such an empowering speach, I like it thanks so much

  • @faragfuraha
    @faragfuraha 4 роки тому +3

    Thanks for this my anaesthesia teacher at Egerton university, so inspiring.

  • @mwalimumwanyumba9396
    @mwalimumwanyumba9396 4 роки тому +1

    Dr. be blessed you have changed my way of life approach

  • @hannahwanguinjuguna8443
    @hannahwanguinjuguna8443 5 років тому +2

    Freedom flexibility is my definition of wealth and i want to achieve this with entrepreneurship in fashion although am an accountant,thanks for the lessons Daktari

  • @ndukachibundom
    @ndukachibundom 4 роки тому +3

    I love this presentation. I learnt a lot. it's simple and straight forward

  • @fredadick460
    @fredadick460 5 років тому +6

    I like daktari Beautiful and marvelous talk. she is a joyful mama

  • @georgeirungu6212
    @georgeirungu6212 5 років тому +4

    Asante Dr.Catherine,l have learnt soo much today, very educative and resourceful presentation, am also in health facility ( rehab).... Muranga, real estate & hardware business (wife).... Nairobi, l related so much, Godbless

  • @robertmungai4055
    @robertmungai4055 5 років тому +3

    Good insight here. Thank you Centonomy

  • @haronouma2394
    @haronouma2394 5 років тому +4

    This is a great lesson learned thank you very much

  • @brucetayebwa5076
    @brucetayebwa5076 4 роки тому +2

    Thx sister, so educative seminar. May God bless you 🙏🙏🙏

  • @mohammadswabir2092
    @mohammadswabir2092 5 років тому +4

    Woooow i have learned alot here, thank you very much.

  • @samoramarchero1483
    @samoramarchero1483 4 роки тому +2

    Very nice guide, I applied most of your basic advice before I made my first million and I made it, thanks a lot congorat

  • @sylviekemunto1749
    @sylviekemunto1749 5 років тому +2

    This information is timely. Thanks alot Dr. Njoki

  • @dawaiahmed6891
    @dawaiahmed6891 5 років тому +4

    Thank you very much Dr for the useful information about how to save money and make investments, actually we are in need for such precious information.

  • @EstherMutono
    @EstherMutono 4 роки тому +1

    That was very insightful, thank you.

  • @2005engineer
    @2005engineer 4 роки тому +1

    Thanks Dr. Njoki for the invaluable insight

  • @josephkimanthi2273
    @josephkimanthi2273 5 років тому +3

    Its OK to talk about wealth. Very informative presentation. My lecturer in Anaesthesia.

  • @carolyne4c
    @carolyne4c 5 років тому +4

    Very inspiring. Reminds me of reading Tony Robins book......mastering the money game.

  • @muhumuzadavid6270
    @muhumuzadavid6270 5 років тому +6

    Dr Carol thanks alot for that wonderful inspiration...kip it up

    • @monicahkinya4165
      @monicahkinya4165 4 роки тому

      Thank you Daktari this has really challenged me

  • @mosesagwandah7973
    @mosesagwandah7973 4 роки тому +1

    Absolutely helping.... I love this

  • @clifferox2292
    @clifferox2292 5 років тому +10

    Just bounced on this channel and I should say am impressed and informed with your presentation Doctor.Keep it up.

    • @Centonomy101
      @Centonomy101  5 років тому

      Hi cliffe. Thank you and welcome to our channel. Kindly subscribe for this and many more informative videos.

  • @eliudmwangi703
    @eliudmwangi703 5 років тому +2

    Great insight Dr. Njoki.

  • @samuelkarari6257
    @samuelkarari6257 5 років тому +11

    this education sounds much effective than the whole of 844 combined!!

    • @Centonomy101
      @Centonomy101  5 років тому

      Hi Samuel. Yes here at centonomy all our programs are practical and taught by industry professionals.

    • @samuelkarari6257
      @samuelkarari6257 5 років тому +1

      truly inspiring hope to be part of the program some day

    • @Centonomy101
      @Centonomy101  5 років тому

      @@samuelkarari6257 we'll be glad to have you join us.

    • @lindakisero6106
      @lindakisero6106 5 років тому +1

      Looks like Rossy Odinga'!!
      I like your presentations madam!!

  • @rhodahj7121
    @rhodahj7121 3 роки тому +2

    Dont know where i have been what an educative bettee late than never actually i needed this be blssd .

  • @samkimani5426
    @samkimani5426 5 років тому +2

    Lots of beneficial financial information and guidelines from Dr Caroline Njoki.

  • @robertbor4882
    @robertbor4882 4 роки тому +1

    You inspire alot.thanks for the insight now interested.

  • @gomitwanderageorge_beyondt114
    @gomitwanderageorge_beyondt114 4 роки тому +1

    good talk, i have loved it.

  • @emileuwamahoro3820
    @emileuwamahoro3820 5 років тому +3

    Hi, wonderful and very educative programme

  • @zackowaga8152
    @zackowaga8152 5 років тому +2

    very important lesson. thanks Dr. Njoki

  • @FranciscaKamau
    @FranciscaKamau 5 років тому +1

    Thanks for a very objective opinion from your personal experience on which course to start, my question is answered.

  • @batteanord1344
    @batteanord1344 4 роки тому +3

    Waoow,so educative,greetings from Kampala Uganda, hope to attend centonomy one day,

  • @titusmutungi1296
    @titusmutungi1296 5 років тому +3

    Powerful presentation!! I am indeed changed and have also learned something new in the business world!!

    • @Centonomy101
      @Centonomy101  5 років тому

      Hi Titus. We are glad you have learned and gained. Kindly subscribe and share with others so that they grow as well

  • @mbuukelly9434
    @mbuukelly9434 5 років тому +6

    This morning I am educated, thank you Dr.Njoki

    • @Centonomy101
      @Centonomy101  5 років тому

      We are glad you are. Kindly share so that this impacts many.

  • @wafulathadeus3980
    @wafulathadeus3980 5 років тому +4

    Hi Dr njoki you're smart i like it, thank you for being the light of kenya

  • @LizikiJWells
    @LizikiJWells 5 років тому +5

    I am Liziki Jim from Kampala; so inspired by Dr. Caroline's presentation. It's educative !

  • @atukwasapromise9915
    @atukwasapromise9915 4 роки тому +1

    Thank you so much for teaching me how to get save money 🙏🙏🙏🙏

  • @lynettembeyha2282
    @lynettembeyha2282 Місяць тому +1

    But thank God. I am enlightened. Centonomy classes here I come!

  • @janetkatiwanorman2567
    @janetkatiwanorman2567 5 років тому +9

    You are the reason I am attending centonomy!! September 2019 I am in!

  • @annnduku5548
    @annnduku5548 4 роки тому +2

    Wow!
    What an insightful info? Women with brains. I always feel encouranged by these testmonies. The only challenge is money but no human is limited.

    • @nginakairu6667
      @nginakairu6667 2 роки тому

      Iiiiiiiiiiiiìiiiieiiiiiiiiiiiiiiiiiiiiiiiiiieieiiiiiiiie

  • @lucywanjiru4218
    @lucywanjiru4218 5 років тому +9

    Thank you soo much Dr.Caroline you've really tought me alot on how to manage my expenditures and how to save my earnings.Be blesses together with the whole of Centonomy team.

    • @Centonomy101
      @Centonomy101  5 років тому +1

      Hi Lucy. Thank for your commitment. Kindly subscribe and share this with others.

  • @versitymuthoni2697
    @versitymuthoni2697 5 років тому +4

    Thanks to this Dr for the great message,, centonomy and above all God for giving us centonomy to those who love the world of business,, I'm 19 and in college,, can't wait that time I will land in centonomy class live but I thank God atleast for now i can reach you,, Im in love with business,, God expand your territories centonomy

    • @Centonomy101
      @Centonomy101  5 років тому +1

      Hi, muthoni. Thank you for your wishes on us and that our message is reaching you. When we go online you'll be able to hear of it. for now, implement the lessons we share here on the youtube page by subscribing and sharing the word to others.

  • @morrisbusolo2171
    @morrisbusolo2171 4 роки тому +1

    very inspiring teaching DR. MADAM NJOKI

  • @goldnwani3526
    @goldnwani3526 4 роки тому +1

    Thank you madam.You simplified your teaching

  • @patiencekibet
    @patiencekibet 3 роки тому +3

    I am there hapo kwa 'Dr. Njoki, I have this brand of drug....'
    I shall join centonomy because I have watched this

    • @Centonomy101
      @Centonomy101  3 роки тому

      Hi Patience . We are glad you have decided to join. Kindly email maureen@centonomy.com and she will give you all the details.

    • @patiencekibet
      @patiencekibet 3 роки тому +1

      @@Centonomy101 alright

    • @Centonomy101
      @Centonomy101  3 роки тому

      @@patiencekibet most welcome

  • @nyashagrace11
    @nyashagrace11 5 років тому +2

    Very insightful thank you mum

  • @jacquelineolweny331
    @jacquelineolweny331 5 років тому +2

    very informative. Thanks, Dr. Njoki

  • @janengone120
    @janengone120 4 роки тому +1

    Good information and empowering speech learnt alot

  • @suzannemaina4773
    @suzannemaina4773 2 роки тому +2

    This is such an eye opener! Great knowledge shared. Thank you so much for sharing.

  • @digidocs1284
    @digidocs1284 5 років тому +2

    very insightful!

  • @dennisobochi470
    @dennisobochi470 5 років тому +3

    Daktari,this is what i have missing . i have and learned and I've been inspired alot.

  • @ronaldongala399
    @ronaldongala399 4 роки тому +1

    Thanks for this very important information

  • @nomsamanomano1733
    @nomsamanomano1733 4 роки тому +1

    Thank you DR Caroline

  • @nanjalakenya8738
    @nanjalakenya8738 5 років тому +5

    Wow! This is the best video av watched! I have watched and got inspired. Would like to know more about this Centonomy. Watching from Sweden 🇸🇪

    • @Centonomy101
      @Centonomy101  5 років тому +1

      Hi nanjala. Glad that this video has gone global. Kindly subscribe and share this video. Kindly go to centonomy.com to find out more about us.

  • @mercychebet3074
    @mercychebet3074 4 роки тому +1

    Wow so inspiring indeed ,now am totally changed ,must subscribed

  • @adammkane6706
    @adammkane6706 5 років тому +2

    I'm intrigued momma! Thank you for the wonderful food of the mind

  • @jiwekichwa2857
    @jiwekichwa2857 5 років тому +6

    Wow!!!this lady looks, speaks and acts like Rosemary Odinga.

  • @zaidazainab2407
    @zaidazainab2407 5 років тому +2

    I thank God he landed me here in this insight....i have learned alot especially that point of tracking money...really that my weakness i never do the value of each coin i waste....
    Thanks Dr. Njoki am grateful for your imformative advice...thumbs up...
    Looking forward for a good change Inshallah🙏

    • @Centonomy101
      @Centonomy101  5 років тому +1

      hi Tinah. Thank you for your comment. Yes, all is achievable if you have discipline and have a target you want to achieve.

  • @gladysandsammy1382
    @gladysandsammy1382 2 роки тому +3

    Thanks Dr Njoki, it's a nice presentation. Very helpful.

    • @Centonomy101
      @Centonomy101  2 роки тому +1

      Thank you sammy. We appreciate you.

  • @CoachCollo
    @CoachCollo 5 років тому +12

    as the 147th viewer let me say thank you for this video and your story. I really want to join Centonomy, I will find away

    • @Centonomy101
      @Centonomy101  5 років тому +1

      Hi Collins. Yes there is a way always. Just prioritize your money and you will join and from joining you will gain more wealth

  • @chagaraamisi8534
    @chagaraamisi8534 4 роки тому +1

    Thanks Dr. Am inspired

  • @barbrawanjiku4008
    @barbrawanjiku4008 5 років тому +1

    Wow. This is very informative. Am a changed mind.

    • @Centonomy101
      @Centonomy101  5 років тому

      Hi. Barbra thank you for your view and comment . Kindly subscribe and share with others so that they can benefit as you have.

  • @Matriedge
    @Matriedge 5 років тому +2

    Lovely Dr. Njoki

  • @undisachahilu90
    @undisachahilu90 4 роки тому +2

    Very inspiring Dr Njoki❤️❤️❤️

  • @kariukijoni
    @kariukijoni 5 років тому +5

    This fine sunday i feel educated

  • @adenibrahim5603
    @adenibrahim5603 5 років тому +1

    Very educative program... You really saved me now and now hence you taught me how to save my small money.....

    • @Centonomy101
      @Centonomy101  5 років тому

      Hi aden.we are glad that you have benefited from this video. Kindly subscribe and share so that others can benefit

  • @mauriceokungulo8149
    @mauriceokungulo8149 5 років тому +3

    This is quite educative

  • @okanivutivi4127
    @okanivutivi4127 4 роки тому +2

    Thanks for the information.

  • @moseswabwire6423
    @moseswabwire6423 5 років тому +2

    Great advise

  • @GGM219
    @GGM219 5 років тому +6

    Good Dr Njoki very educative speech also bring us how to buy bonds and shares

    • @Centonomy101
      @Centonomy101  5 років тому +2

      Hi Ruth. thank you for your view and comment on this video. Buying bonds, bills, shares and all investment types are taught in our program by industry professionals.

  • @dominickjoseph7667
    @dominickjoseph7667 3 роки тому +2

    Asante Dr,umenibadirisha asubuhi ya leo

  • @jackiemwikali2823
    @jackiemwikali2823 3 роки тому +3

    Thanks for this powerful message.
    Mindset

  • @teche_
    @teche_ 3 роки тому +2

    It is 2021 but this video remains informative. I have learnt a lot information is power

    • @Centonomy101
      @Centonomy101  3 роки тому

      Hi Tweens. We are glad this is helpful. Kindly share with others hers too and subscribe

  • @denismutie5920
    @denismutie5920 4 роки тому +1

    Very inspiring.. ✔️✔️✨