Save 100% Income But Why Are You So Cheap?

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  • Опубліковано 24 гру 2024

КОМЕНТАРІ • 1,3 тис.

  • @arjunmangal5281
    @arjunmangal5281 7 років тому +241

    Why do people bother about his personal LIFE ? He helped (me) & others people in so many ways. Please RESPECT this man!!!

    • @BeatTheBush
      @BeatTheBush  7 років тому +49

      I guess it's the internet. All comments are on the table. Thanks much!

    • @funnymicepacman4457
      @funnymicepacman4457 7 років тому +1

      I agree. But it's good he is so open to answering questions. It's helps the doubters see things from different angles.

    • @Moose-uk4nb
      @Moose-uk4nb 7 років тому +4

      I've got much respect for mr. Beat The Bush cause he has found alot of good things that will make our lives stress free and a much better lifestyle.

    • @Moose-uk4nb
      @Moose-uk4nb 7 років тому +2

      I agree ArJun Mangal.Those people are just tryin' ta "Push his Buttons" That man is thoughtful enough to share his good ideas with everyone.I got his back like he a brother !

    • @x_270rr_s3
      @x_270rr_s3 6 років тому +1

      Yes, I like your perspective. I'm making better choices every day since I started to watch and listen your videos. You are humble and knowledgeable. Appreciated.

  • @minhajkhaled63
    @minhajkhaled63 7 років тому +159

    Bro you're not cheap you're frugal and thrifty. You're smart for saving your money you're an Inspiration to me! One of my favorite youtubers . There's more to life than consumerism and being materialistic. Great video keep them coming

    • @BeatTheBush
      @BeatTheBush  7 років тому +15

      Thanks! If you do the same, you'll likely encounter similar comments from high consumption people. Of course, when someone says a one liner like that, I cannot respond with a 8 minute rant, lol.

    • @janebaker4912
      @janebaker4912 7 років тому +3

      Minhaj Khaled yesssss!!! preach!!!

  • @FollowCindyLin
    @FollowCindyLin 7 років тому +169

    Retire early! why not? I would say don't be the norm. Be you. You are big inspiration to a lot people who care about their finance.

    • @BeatTheBush
      @BeatTheBush  7 років тому +20

      =D Thanks! But then when people go 'why are you so cheap' I suppose I should tell them because I plan to retire early? lol

  • @dragonseeker1000
    @dragonseeker1000 7 років тому +384

    Unfortunately once you put yourself out there you become a public figure and that opens you up to a lot of comments. A percentage of those comments will be negative and you need ignore them. Your videos are always very informative and that is what you are trying to do keep us informed on a variety of subjects. You should not have to explain or defend your lifestyle. I don't live your lifestyle but still I find your presentations interesting and worthwhile.

    • @BeatTheBush
      @BeatTheBush  7 років тому +41

      The amount of negative comments spike after midnight. It's pretty interesting, I really wonder if there is some anger that needs to be let out in the late hours or what. The internet is a pretty wild west type of place, I'd say I built up a slightly thicker skin than before. Always training myself.
      Thanks you for your support! =D

    • @scottreyes6932
      @scottreyes6932 7 років тому +33

      When people have something stupid to say I always ask them . Do you pay my bills feed me or take care of my kids ? Until then your opinion don't mean jack .

    • @BeatTheBush
      @BeatTheBush  7 років тому +31

      Yeah... I try not to do that going for the more squishy friendlier stance. Maybe they will find this video and understand one day.

    • @S2Tubes
      @S2Tubes 7 років тому +16

      I'm not sure those are really negative comments, or trolling, so much as people that genuinely don't understand why he lives well within his means. Most people want to make more money so they can spend more. Most people do care about cars, clothes, cell phones, etc. So rather than ignore his audience, he has chosen to make a video explaining why he does this.

    • @ahumm8280
      @ahumm8280 7 років тому +1

      I am guessing that the people who are asking these questions and assumptions are the some people seeking sound financial advice from this good gentleman. Amazing!

  • @Troynjk
    @Troynjk 7 років тому +62

    Working full time for some useless stuff without a moment of reflection, without having time for oneself and not to want to achieve that state of being is stupid. Good job dude, keep them videos coming 👍

    • @BeatTheBush
      @BeatTheBush  7 років тому +7

      Early retirement is out of the radar and apparently out of reach with the typical consumption level. It's a really hard road to travel but I'm sure you agree that it's totally worth it.

    • @remem6886
      @remem6886 7 років тому +2

      Hello BeatTheBush I´ve been playing with the idea of being financially independent for a longer time. I´ve always been frugal, I did never understand the consuming society around me, most of the stuff people buy seem totally useless to me, usable for like 10 days max. I am saving around 90% of my salary. I have saved a nice sum of money for investing. I have read some books about investing/watched videos/listened podcasts/tried paper money simulator. However I didn´t get yet to the real investing. I don´t have very much time for investing myself. I am still a student+working+workout etc. This consumes very much time of my time and there is not much time left for looking after my portfolio.That´s why I´ve been thinking about investing to mutual funds or ETF or something where I can be just a passive investor for now. I don´t want my money to just sit and do nothing. I want them to work for me. Do you think this is a good idea for now ? What software doesn´t request money for buy/sell funds ?

    • @BeatTheBush
      @BeatTheBush  7 років тому +1

      I do think it's a good idea. The street wisdom is to invest in a low cost S&P fund. You couild try robinhood for free trades. Although another who question is if you should buy into street wisdom at all. It's a tough argument to make but you do need to trust the market will keep on going generally higher. History shows it true but of course it's never a guarantee.

    • @remem6886
      @remem6886 7 років тому +1

      When looking at the graph of S and P 500 it is at all time high since the beginning of this fund. I don´t have a good feeling of this, market is going up and up for a long time, a lot of years. However, I don´t really want the fear of starting to beat me, I have to give it a try at least.

    • @viratchhikara992
      @viratchhikara992 7 років тому +5

      remem here's 10 stocks i own and you should also buy it. Distribute your money equally and forget about it for 1-3 years.
      1 Apple
      2 Google
      3 Starbucks
      4 GoPro
      5 Wynn
      6 Snapchat
      7 Amazon
      8 Tesla
      9 Facebook
      10 Netflix
      Thats all the stocks i own. Its 80% of my net worth. Rest 20% in emergency fund, savings account and other shit. So basically ~8% of my net worth is in each of the above mentioned stock. I increase my stock portfolio by atleast 1000 a month. You can copy it if you want. It will give 15%-20% returns each year for at least next 3 years. After that maybe I had to change some stocks. Market crash can affect my net worth but I got many stable companies with some growth engines.
      Ps I rent not own any house

  • @xmochix604
    @xmochix604 7 років тому +7

    I love your videos. My husband is very frugal. He never buys anything for himself but always to resell. So our garage is filled with stuff to resell and make a profit on. He works a full time job. At 33 years old with a family we have about 150k in investments and quickly approaching to 200k. We are proud. We don't go out and spend frivolously but we do enjoy some things here and there.
    Our cars are paid off. The only debt is our home. Living on the west coast isn't cheap so we will take our time to pay it off as we build on our portfolio! We're content! Rock on. Thank you for all you do!

    • @BeatTheBush
      @BeatTheBush  7 років тому +1

      Excellent! Resell is a great way to make side income although I do think it seems it takes a lot to earn just 20 dollars sometimes. Factoring in the time to buy, list, sell, pack, and ship, I wonder about the amount you make per hour. Something to think about.
      Thanks for watching my vids! Sounds like you are in a great position. =D I'm also on the west coast. Over here in the Bay Area, CA.
      Show less

  • @wquinones38
    @wquinones38 7 років тому +36

    I agree 110% most people get mad for no reason. it's your money lol keep the videos up!

  • @raymeester7883
    @raymeester7883 7 років тому +1

    Apart from your money-saving tips.
    I think the best component is your ability to communicate.
    You explain things and handle comments in a very calm, empathic and in-depth manner.
    Your videos are life-changing.

    • @BeatTheBush
      @BeatTheBush  7 років тому

      Thanks for your nice comment! I do hope it does change some lives. Certainly helping people save money and improve their credit. =D

  • @Superslimjimmy
    @Superslimjimmy 7 років тому +25

    Engineering may come with a higher salary but it also leads to a different way of thinking. Many of the things presented in this channel come with analysis and optimization.
    If you have to buy gas for your car every week, what's the best way to do that? - Consider using a good credit card with cash back on gas. If you eat a lot of chicken breast, what's the best way to buy that? - Maybe buy a whole chicken and cut it up yourself, its not that hard and its better value. If you need a smartphone, what really is the difference between Verizon and Freedompop? - Freedompop could be fine for what you actually need.
    Its not so much about making cheap decisions as it is about analyzing the decisions that you make.

    • @BeatTheBush
      @BeatTheBush  7 років тому +4

      Don't forget to map your closest and cheapest gas station on route to your job to reduce time and gas going to the station. Lol, you just summarized a dozen of my vids! Quick! Hide it! lol.
      You could say Financial Independence is really a huge optimization problem of optimizing personal time. How to obtain maximum personal time over your life time vs. maximizing instant gratification in a shorter time frame of 1 year.

    • @MyLady22
      @MyLady22 7 років тому

      Yes! Analyzing every little decision to make the smartest financial decisions that will add up for the long run! I love it!

  • @f3rnando00
    @f3rnando00 7 років тому +60

    I'm frugal too, not cheapppp.. respect ☺ thanks for sharing your knowledge.

    • @taimaishu4247
      @taimaishu4247 7 років тому +9

      Exactly, being frugal is not the same as being "cheap"

    • @BeatTheBush
      @BeatTheBush  7 років тому +40

      I give up on making the distinction. One should not judge another based on what they buy or not buy anyway.

    • @CP-jz7ne
      @CP-jz7ne 7 років тому

      POEMA 😍

  • @citysurfer1
    @citysurfer1 7 років тому +36

    Awesome vid. I'm a doctor and debt free and approaching financial freedom. Not sure what that will mean when I reach it though because I love my job and the community I work in. Nice not to worry about little things though

    • @BeatTheBush
      @BeatTheBush  7 років тому +4

      I hear it's pretty hard to restrict spending being a doctor due to other spendy doctors. You feel you need to buck the trend to do what you do? I assume you will just continue working if you love it. Or perhaps you can switch to less days per week if you have other interests to pursue.

    • @citysurfer1
      @citysurfer1 7 років тому +12

      It's definitely against the norm. However, something that is fairly common is that a lot of doctors remember what it was like being a medical student and resident with low income and a lot of debt. When I explain to them my rationale, some actually are a little bit envious with the simplicity that I have created. I don't think my colleagues intentionally want to be making 500k a year and feel like they are living paycheck to paycheck but it is what happens when u are trying to keep up with the joneses. I have a friend paying 22k a year for kindergarten despite being in a great neighborhood with awesome schools. Also easier to spend less when not married lol

    • @BeatTheBush
      @BeatTheBush  7 років тому +16

      Gotta have that house the compares to your colleagues. Gotta go out to that 5 star steak dinner over the weekend. Gotta buy that new car to 'look' the part. Poof. $500k a year gone.

    • @janebaker4912
      @janebaker4912 7 років тому +9

      Ben Ben I think you could get married. you just need to find a lady that has the same values as you - ie financial security over consumerism.

    • @Floyd005
      @Floyd005 7 років тому

      Jane Baker
      That is harder than you think. I am already financially independent (things I have, my Audi, paid in full, my house, I could but am getting 10% return just with cash distribution (excluding any capital appreciation which you have to liquidate portion of your securities) from the company quarterly which is more than the mortgage rate (4.175%) , hence it makes no sense to pay the house fully.
      Any debts that I incur, MUST be secured by assets, otherwise, it is debts that I cannot afford. A job is not guaranteed because you could lose it, get sick, get downsised, etc., nor do I use a job as an asset to purchase anything. As a result, I have not gotten myself into any financial issues in my life so fat

  • @STEPHENMYUNG
    @STEPHENMYUNG 2 роки тому +1

    Brother, you are like me!! I am a geophysical engineer, I make good money from oilfields!! I saved up 88% of every pay check since 1979!! I invested & become secure & free!!! Perhaps, we are both from HONG KONG!! Hong Kong was very poor!! We save but I was not able to save 100%!! Water also cost money!! People laughed at me but you see who is laughing now???

  • @howard4705
    @howard4705 7 років тому +9

    This is good that you communicated out you have a bigger goal than just being cheap. Most people see short term gain rather than the long term strategy of being financially independent and retire early and have lots of time later on in their life.

    • @BeatTheBush
      @BeatTheBush  7 років тому +1

      Only in this video though. I don't really tell people who call me cheap.

    • @howard4705
      @howard4705 7 років тому +2

      Sounds like someone pissed you off LOL

    • @BeatTheBush
      @BeatTheBush  7 років тому +1

      Not one person really, it's recurring from many people in the comments and also in person.

    • @howard4705
      @howard4705 7 років тому +1

      People just have a hard time accepting other's life style.

  • @DynamicoDesigns
    @DynamicoDesigns 7 років тому +1

    You have similar reasons as I do for being a frugal guy. I have tons of stuff accumulated over the years that satisfied very little in the long-term (not great investments, but reminders of what I could have saved - and had back: time). I have moved closer to work to save money on transportation, vehicle maintenance AND daily lunches (which were a huge expense when I lived further away). I have reduced phone bill (I use Ting; it uses the Sprint network, and is enough for what I need). I don't care about phone upgrades, huge electronic bills (cable, movies, data, etc.). My routine is simple, saves money and - most importantly - doesn't flaunt who I am or what I'm about. The goal is early retirement, and financial independence. I also want TIME. You are absolutely on to something that I sure hope the individuals you referenced asking those questions can grasp. Great vid!

    • @BeatTheBush
      @BeatTheBush  7 років тому +1

      Only if they can find this video on their own of course. It is none of my business in real life.

  • @kharyzma4u
    @kharyzma4u 7 років тому +3

    I'm so happy that you mentioned having an iPhone 5 when other people want the iphone 7. I don't place a lot of value on a cell phone. I could care less about having the latest phone because I barely talk on the phone anyway. I use my phone to check email/my online business and send a text here and there. Of course I can afford an iPhone 7, but why do I "have" to have one? You have to live for yourself and not anyone else. Some people need to wake up and realize that having what everyone else has and or thinks you should have is a very limited way of living your life. Thanks for sharing these videos.

    • @BeatTheBush
      @BeatTheBush  7 років тому

      Of course I would like one like I said. If they want to give it to me for free, I would take it instantly. It's just that my money (time) is a limited resource for me and can be better spent somewhere else. I guess I'll get an iPhone 7 when I have millions in the bank and have finished buying back my time first.

    • @kharyzma4u
      @kharyzma4u 7 років тому

      BeatTheBush agreed 😁

  • @betsy_quispe
    @betsy_quispe 7 років тому +1

    I love this video! You are absolutely right. I am constantly learning and analyzing my expenditures so I can live frugally and reach financial independence. I don't have a large, fancy wardrobe, I drive an old car, I buy everything with coupons and rebates, and I'm going to use my hand-me-down iPhone 5 as long as it is still functional. All of this is in hopes that one day I will own a house, have a family (and spend time with them), and retire somewhat early and wealthy. Keep up the great work. Your channel is awesome!

    • @BeatTheBush
      @BeatTheBush  7 років тому

      Thank you! Your way of life can certainly allow you do that earlier than most. I do think about being a bit more spendy when you finally have bought back your time.

  • @SGspecial84
    @SGspecial84 7 років тому +17

    This is a good one. I'm also an engineer; Working in NYC, but I don't want to work in NYC for ever, this a place to focus on career growth and getting the hell out (in my opinion). I want financial freedom in 10 years.

    • @BeatTheBush
      @BeatTheBush  7 років тому +2

      10 years is totally doable from my calculations for a fresh graduate in engineering.

    • @SGspecial84
      @SGspecial84 7 років тому +2

      Would you happen to have a (n) step plan for this? That would make a great video as well :D

    • @BeatTheBush
      @BeatTheBush  7 років тому +5

      Hum. I have it in my mind just not written down. Potential next vid!

  • @ambergirlever
    @ambergirlever 6 років тому +1

    Oh wow, I’m impressed! Your self restraint is insane! Good job!

    • @BeatTheBush
      @BeatTheBush  6 років тому

      You hone it a bit at a time. :D

  • @DailyLifeOfAzhlyn
    @DailyLifeOfAzhlyn 7 років тому +15

    People have no life if they are complaining about how you live your life. That's okay though, they probably made bad decisions with money and are mad that you make better ones.

    • @BeatTheBush
      @BeatTheBush  7 років тому +2

      Some people like to have their spending habits reflected on others. If you do something you really think is right, you too would want others to do the same. It's understandable I guess. But luckily, you do not have to listen.

  • @autumnleafpixie
    @autumnleafpixie 7 років тому +1

    One of the reasons I subscribe to this channel is your obvious frugality. You are not cheap- you just choose to use money to buy time instead of unnecessary stuff. Don't let other people's opinions on your goal get you down. Keep up the great work!

    • @BeatTheBush
      @BeatTheBush  7 років тому

      Lol, was it that obvious? Must be me wearing my jacket indoors lol. Thanks for your support! Will do!

    • @autumnleafpixie
      @autumnleafpixie 7 років тому +1

      Lol it's obvious because of your content! Working to attain FI is admirable and smart- hope you do more videos on this topic :)

    • @BeatTheBush
      @BeatTheBush  7 років тому +1

      Huh, I guess due to the great response, I'll probably make more in this area. It's my personal interest of course as well.

  • @afinomusic
    @afinomusic 7 років тому +33

    TIME is the THE MOST VALUABLE asset. PERIOD. 👏🔥❤️

    • @BeatTheBush
      @BeatTheBush  7 років тому +8

      Before you know it.. years just pass by if you are not careful.

    • @Eirocina
      @Eirocina 6 років тому +2

      true. i work my a.ss off when i was young 70-80 hours a weeks, open and close restaurant work from dust to dawn. now im really ok with everything and not work as hard like i used to.

    • @py1211
      @py1211 6 років тому +2

      Should be time and health. No health, no life.

    • @Hm8404s
      @Hm8404s 6 років тому

      Time is money! Money is can be made if ever it is gone. Time is irreplaceable. Majority of people consume so much and ended up in waste.

    • @itoakihiro1868
      @itoakihiro1868 6 років тому

      @@Eirocina what u work as now? Im doinf same thing as you rn workinf 40hours per week

  • @Austin_Brady
    @Austin_Brady 7 років тому

    You help me keep grounded in my frugal mindset. I accumulated about 10k of "business debt" to pursue endeavors fresh outta high school. I had no real understanding of money and was very much in the consumer mindset on top of that, (which is a financial nightmare for any young adult). Long story short, I really appreciate what you're doing to help the general public have a better understanding that there is more than one way to live and be financially successful/free. And how if you're smart with what you have, you can get a lot more free time and great experiences. So thank you BTB!

    • @BeatTheBush
      @BeatTheBush  7 років тому +1

      You're welcome! I guess other than convincing those who do not understand why one should be frugal is also to properly gather the ideas in a succinct way of why one should do such things. Seems like any reasonable thinking person tends to agree so far. Thanks for your comment and support!

  • @thesinlife12
    @thesinlife12 7 років тому +23

    Hey id love more financial independence/retirement early videos!

  • @deanmachine604
    @deanmachine604 7 років тому

    I like watching your channel. I have finally paid off my student debt, my consumer debt and I am in my mid 30s. I wish I learned lessons about money at an earlier age through the experience of others, but I had to learn the hard way.
    Hopefully your channel is helping folks at a younger age because these are the people that will benefit the most. Net worth grows larger over time, and it is satisfying to see money grow.
    With the way that riches and wealth are thrown around with ideas of instant proportions, it is hard for youngsters to see that the growth of wealth should be viewed as a tree. Plant a seed, water it, let it get some sun, and over time it will grow into a mighty Oak Tree.

    • @BeatTheBush
      @BeatTheBush  7 років тому

      Thanks for your support! Glad you are able pay off your debts, that really frees up a lot of cash you can then divert to saving/investments.
      Then again, it's never too late to start setting sails in the right direction but of course it's better if you get it right from the beginning. There are quiet a few I have communicated with regarding what to do early on and also in video form. Hope people in high school or college will find those.

  • @gregorlynch5952
    @gregorlynch5952 7 років тому +5

    I'd say I aspire to be like you when I graduate . Not buy extremely expensive things , hopefully get a good house and decent car etc but not splurge on non important things. Really great video and point of view

    • @BeatTheBush
      @BeatTheBush  7 років тому +1

      Or you can be frugal now as well. Probably a lot easier to not spend much as an undergrad but you develop the habits now.

  • @Angela3950
    @Angela3950 7 років тому

    Agree 100%!!!!!!!!!! I get new iPhones every 2 years for .99 (no one believes me but I have for 8 years) When my friends are spending $100 for drinks and dinner 2 or three times a week, they called me extravagant when I paid $500 for a ticket to Hamilton. Like you, I'm not cheap, I just spend money on wonderful experiences that are meaningful to me. So many ways to save money and still have a fairly decadent lifestyle. Great channel-I subscribed today ;)

  • @sumughanaravindan9830
    @sumughanaravindan9830 7 років тому +11

    I am in the same boat as you. Looking forward to the day when I am financially independent. So far the progression is good. Wish you the same also.

    • @BeatTheBush
      @BeatTheBush  7 років тому +2

      Thanks much! Ironically, I have the full belief that once you are financially independent, if you do what you are passionate about then you end up earning more.

  • @matasuki
    @matasuki 7 років тому +1

    It is insane to think how many people who make 6 figures are literally broke. I've personally seen it with family members who make over 100k who still are paycheck to paycheck. I'm on my path to that kind of salary and plan to stay at my current level of spending (which is quite frugal maybe not as well as you) on 40k. With your vids I know I will get better. Keep it up you're starting a movement that can change the world.

    • @BeatTheBush
      @BeatTheBush  7 років тому

      I've seen it myself as well. It comes down to everything they MUST spend as each person sees that spending is absolutely required. Once a lifestyle is inflated, it's hard to go back. Change is hard so i recommend to just try things out and see if it works.

  • @silverplug
    @silverplug 7 років тому +5

    DUDE! I'm here because of Financial Independence! You rock!

    • @BeatTheBush
      @BeatTheBush  7 років тому +1

      Hope we can all jump ship soon! It's totally doable.

  • @bunnie1294
    @bunnie1294 7 років тому +1

    This is the video that actually got me to subscribe to your channel and I came back to watch it again today. I really love the part where you say you save to buy the most expensive thing of all and that is your time. This resonates with every fiber of my being. I talk about financial independence all the time and saving money is never about the money! It's about giving yourself OPTIONS. I am not kidding, there was someone I was talking to who told me she doesn't want to have money, she just wants to live in a cardboard box and she doesn't need money. I didn't say it to her because it really threw me off when she said that. I think in her mind trying to have money is equal to some character flaw. But the response to that would be if you were financially independent, you can live in the cardboard box if you want but you don't have to. You can choose not to. Being able to have financial independence means we can choose what to do with our time and not worry about living paycheck to paycheck.

    • @BeatTheBush
      @BeatTheBush  7 років тому +1

      =D Glad you liked it. I get mistaken for loving money or liking it a lot. Sure it's nice but it's only used as a tool to me.

  • @dimefever1006
    @dimefever1006 7 років тому +3

    Great advice! I only buy things that are essential, and I spend in one season of the year my splurge season, which is fall. I refuse to have cable, when I did I was wasting $200+ a month. I never buy expensive mobile phones, and dropped contract mobile plans. I've been broke and it is the worst feeling in the world. People who are financially secure do not need to flaunt their wealth and usually do not do so.

    • @BeatTheBush
      @BeatTheBush  7 років тому

      $200 a month can buy a lot of stuff. And when you do anything else not using your cable, you are then paying double.

  • @azharfahim5184
    @azharfahim5184 7 років тому

    bro u just nailed it.i dont think u just cant be a good old 40 years old retired man having no problem with money and have free time to live your life with your family if u dont same your money saved in your past life u r doing the right thing.coz when u got in 40s and if u have become financial independence.then u can give more time to your kids and wife.i will try to save as much money as i can like u.this kind of videos can change a persons life really.

    • @BeatTheBush
      @BeatTheBush  7 років тому

      That's is what I'm hoping for. Thanks for watching! =D

  • @HangYuXu
    @HangYuXu 7 років тому +15

    Great talk! I am with you. Getting financial freedom is much more important than buying things like iPhone 7 or having fancy car. Most of time ppl just don't think for a long term. Nothing can be better to have time to do what u love and not have to think about when next paycheck will kick in. I enjoy saving money to invest in rental properties and investing myself in learning new things, which sooner will get me and my family financial freedom. Btw, your porches boxer is nice drive.

    • @BeatTheBush
      @BeatTheBush  7 років тому +4

      Thanks for your comment! But boy would I enjoy a new phone. I actually need to get one soon as mine might only last another year I dunno.
      Its an interesting time we live in that financial freedom is even possible. It might even only be possible due to the incredible waste everybody else creates because that is what fuels the out sized salaries.

    • @pibblesnbits
      @pibblesnbits 7 років тому +5

      Apple makes the iphone with engineered obsolescence in mind....it would last far longer "than another year' otherwise. For example, they make the software updates so demanding that it slows down the older phones and kills their batteries faster. It is also one of the few phone companies that makes cellphones with difficult to replace integrated batteries. It would be much cheaper to live if we didnt live in a disposable society.

    • @BeatTheBush
      @BeatTheBush  7 років тому +5

      Agreed. I noticed the slowness in ever newer updates so I just don't update anymore, lol. It's annoying as heck since it prompts to update everyday! argh!

  • @PaulTranDIY
    @PaulTranDIY 5 років тому

    Makes sense my friend! I get a lot of crap for talking about FIRE. People think when I "retire early or become financially independent" I just sit around on a beach and do nothing all day. I will continue to work just have the freedom to do what I want with my time! However, I do not approach financial independence with as much frugality as you do. I spend fairly freely, except on expensive cars or things that do not bring me much value. I focus more on how to make more money.

    • @BeatTheBush
      @BeatTheBush  5 років тому +1

      I guess you can then give them an elevator pitch about why it is so good and not about being lazy at all.

  • @TheKamakuraGardener
    @TheKamakuraGardener 7 років тому +5

    Hey Beat, you just keep on doing what you've been doing. I have noticed your frugality and have admired it. I did all that splurging stuff when I was younger. I'm just a few years away from 60 and I have no need for that now. I'm content to save about a thousand dollars a month so that I'm about ten years I can splurge some more then if I want to. I'm debt free and keep my burn rate low. Thanks for your great advice! 👍🏾👍🏾👏🏾👏🏾😀😀

    • @BeatTheBush
      @BeatTheBush  7 років тому +1

      Will do! Frgual on some things I guess. Apparently I spent too much on my fancy dining room chairs, lol.

    • @TheKamakuraGardener
      @TheKamakuraGardener 7 років тому +1

      BeatTheBush: I have the same type of chairs, in black. 😁

    • @BeatTheBush
      @BeatTheBush  7 років тому

      Really!? They're awesome! It's pretty unique so I'm so surprised you have the same ones!

    • @TheKamakuraGardener
      @TheKamakuraGardener 7 років тому

      Yes, really. I've had them for about eight years and since they're black they don't show the wear and tear so much as the white ones might. I bought them at a furniture shop not far from my hilltop home here in Kamakura, Japan. Do a search and you'll find that it's a cool little city south of Yokohama and Tokyo.

  • @smithbond5193
    @smithbond5193 7 років тому +1

    dude your spot on....I don't spend 1-5 dollar here and their , when I'm ready buy something it has to be something that will improve my life, save me money or make me money. People think they need a bunch shit to be content, I got rid of my consumerism mind set, now I live a more meaningful life. thanks

    • @BeatTheBush
      @BeatTheBush  7 років тому

      Sounds like you already did that, congrats! =D Good for the environment, your pocket book, your life really.

  • @EvelynDHaene
    @EvelynDHaene 7 років тому +8

    I'm so in love with your channel. I just subscribed to your channel.

  • @thl4444
    @thl4444 7 років тому +1

    I love your comment about how you are managing your money and being frugal to buy something way more expensive and bigger than fancy cars... Financial independence! Very true! Love your channel it's helping me a lot! Thank you :)

    • @BeatTheBush
      @BeatTheBush  7 років тому

      Financial Independence is sooo much better than a 10 fancy cars because it buys you TIME.

  • @AskSebby
    @AskSebby 7 років тому +25

    I love this video. Maybe it's a Bay Area / tech / startup person thing, but burn rate is constantly on my mind.

    • @BeatTheBush
      @BeatTheBush  7 років тому +2

      Wonder if 'burn rate' is a bay area term. lol.

    • @gigi2227
      @gigi2227 7 років тому +2

      I live in the Bay Area but have never heard of burn rate until now. FI is a new concept to me too. I have always been saving for retirement without realizing that I am trying to be FI.

  • @CandA2025
    @CandA2025 7 років тому +2

    Thank you for being you, Thank you for these videos!!! Please never stop teaching us! Keep doing what your doing.

    • @BeatTheBush
      @BeatTheBush  7 років тому

      Alrighty! Will do! I am trying to gather more support, subs, views, etc, so I can put more time into this.

  • @jeremiahneal501
    @jeremiahneal501 7 років тому +3

    Another great video. Thank you for your insight and patience with the people who don't get it.

    • @BeatTheBush
      @BeatTheBush  7 років тому +2

      Gladly! No patience needed at all with this video. It something I wanted to do.

  • @felixrblanco
    @felixrblanco 7 років тому +1

    While watching this video, I tried to think of something supportive to write that would help you brush off these comments. On minute 1:58 I realized that anything I could think of saying, you already know. Great videos BeatTheBush, I discovered you channel today and quickly became a fan.

    • @BeatTheBush
      @BeatTheBush  7 років тому +1

      Lol. I'm sure you can come up with something else and other certainly have gave some good ones. Thanks for watching my vid! =D

  • @richardcampbell5915
    @richardcampbell5915 7 років тому +3

    I love the way you think! You can also have a lot of money, and one medical crisis can come along and wipe you out. It's good to save as much as possible. And if you're lucky to live long enough, you will need money to live on when you retire. I appreciate your tips. It's good sound sensible advice! Thanks!

    • @BeatTheBush
      @BeatTheBush  7 років тому

      Thanks for you comment! Very true. Wouldn't having medical insurance keep you from financial ruin? I know they like to refuse claims all the time at times of when you need it most.

    • @richardcampbell5915
      @richardcampbell5915 7 років тому +1

      No, having insurance will not keep you from financial ruin. Having insurance helps, but with the cost of medical procedures and tests etc. it's pretty easy for your finances to go down the tubes pretty quickly. Even with insurance I got one test and it's taking me one and a half years to pay it off. Only have four months to go. Whoo hoo! I know you eat healthy and keep yourself fit. Do that during your life and you'll save yourself a ton of money in medical costs. :)

    • @babymend8980
      @babymend8980 7 років тому

      Richard T. Campbell agreed, put.

  • @territran9781
    @territran9781 7 років тому +1

    I'm frugal too!!! didn't always used to be that way. I've learned it from watching others through interaction at work lol from talking and watching smart people who live in Irvine ... And through reading books way before I found out people do videos about it. Im sure lots of people appreciate you making these videos

    • @BeatTheBush
      @BeatTheBush  7 років тому

      =D I hope so too! It'll be left right here so people can stumble upon it. =D

  • @NKTran83
    @NKTran83 7 років тому +110

    You can always make money, but time is something you can never get back once it's lost.

    • @BeatTheBush
      @BeatTheBush  7 років тому +30

      Lets think about this. Can we always make money? I think for a skilled individual that's probably true but job prospects dwindle rapidly past 50 I think.

    • @YuShawStang
      @YuShawStang 7 років тому +6

      I would say freedom comes with a cost.
      Also, not everyone always get to make money, especially tragedy happened such as illness or nature disaster.

    • @kibawhitefang7176
      @kibawhitefang7176 7 років тому +5

      So true! Although you may make that time worth it. Just don't waste your time on things that really don't matter.

    • @CodiTheJedi
      @CodiTheJedi 7 років тому +7

      The thing is you can either have a small amount of free time during your 40 years of working, or work hard for 10-20 years and do without frivolous things and have 30+ years of essentially free time. While still withdrawing an income that gives you a high quality of life and allows you to pursue different careers that don't force you to make a certain amount.

    • @petergao6998
      @petergao6998 7 років тому +3

      Your comment is based on "not spending while you can= wasting life", see how silly that is? I only see people say this when they are looking at something they couldn't afford while seeing rich people who can afford but do not buy it. It is not easy to make more money, but it is even hard to spend money correctly. Yes, to you, "spend on everything you can afford" is correct, but the reality is not when you are in your slightly older ages.

  • @dinahsoar6982
    @dinahsoar6982 7 років тому

    How you spend your money is your business. People who think you are cheap are basing their judgment of you on limited knowledge about you. You are not strange or cheap from my purview. I think you are very wise. You are right about the consumer mentality. Far too many people today think they are suffering if they do not have more than the basics which are: food, shelter, clothing, basic utilities like water and electricity, and transportation. Anything beyond that is not a necessity. Cable, cell phones, computers, internet, eating out, going to the movies, air conditioning etc are all luxuries. We all have choices to make. Those of us who choose to do without to increase our wealth will later be expected to give more b/c we have more. And that makes me mad b/c what I have is the result of hard work and saving as much as I can. Most people could do far better than they do but are not willing to cut their expenses. And those who have small incomes and want more money/assets will have to address that issue and figure out how to increase their income. Often it means working 2 jobs and I find most people are not willing to do that. Anyone who wants more s/b willing to do what it takes to make it happen. Sadly far too many whine and say 'not fair' and want the wealth redistributed or make excuses why they can't do better. Those who can do, those who won't, complain. Can you tell it gets up my craw?

  • @petergao6998
    @petergao6998 7 років тому +3

    To all of those new grads or to be new grads, enjoy the time you are able to share housing with friends/roommates. Only until you have to find your own place, you knows how much it actually take to sleep under an actual roof.
    I make 6 digits straight out of school, and have been trying to stay around my school area and share rent with students. My housing is only eating 8% of my pre-tax income. And if I decide/have to have my own place, the percentage will pop to 25%. Life is life, everyone may have to move on at some point, but the later the better financially. You are advised.

    • @BeatTheBush
      @BeatTheBush  7 років тому

      That's a really good way to go actually. It helps you save so much on rent but it might come with a lot of social pressures if you can handle it. That way, you build up your down payment for a home much quicker.

  • @hoodribs3848
    @hoodribs3848 7 років тому

    Financial Independence has always been my goal too. This makes me want to follow along your financial adventures even more. Keep up the good work.

    • @BeatTheBush
      @BeatTheBush  7 років тому +1

      Its interesting how there are so many with similar goals. Will we see a onslaught of independence goers in the next two decades? Thank you for your support!

  • @mikes1457
    @mikes1457 7 років тому +9

    Huge difference between cheap and frugal. You are frugal, good sir.

    • @BeatTheBush
      @BeatTheBush  7 років тому +2

      Very true. It's used very interchangeably in the wild though. Can you imagine someone calls me cheap and I say, I'm not cheap, I'm frugal. Lol.

  • @anotherBailey
    @anotherBailey 7 років тому

    Being a soon to be graduate who is very careful with his limited income, I appreciate this. I've been learning throughout my years at university how to manage money well. I too have a goal of financial independence and videos like this only inspire me more.
    Too often do I see people commenting about you and other UA-camrs being too "cheap" and I disagree. It's about being intelligent with one's finances and too many people spend too much money on the "now" rather than saving it and using it in the future.

    • @BeatTheBush
      @BeatTheBush  7 років тому

      Glad to hear you agree! The time to learn to manage your money is at the very start since a bad habit is hard to break. I do think that actually dollar wise that you save in your younger years has much less effect since a real full time income eclipse it easily. It's much more important to develop the habits and get a system going where you are comfortable with the low expenses.

  • @kolbyb4816
    @kolbyb4816 7 років тому +7

    You're an engineer? can you make a video that vaguely goes into your job/college experience? (or link the video you already have about it?)
    Thank you

    • @BeatTheBush
      @BeatTheBush  7 років тому +4

      It's not about my college experience but in this video I give advice for new college grads here: ua-cam.com/video/eVv5fAyhyTU/v-deo.html

  • @kiwikim5163
    @kiwikim5163 7 років тому

    I found your channel recently and realized that we have many monthly recurring expenses on the credit cards that are unnecessary. Hubby is a maximist (especially when it comes to entertainment and information) and I'm a minimalist. I took the time to go through them, and I've changed or cancelled them. Thanks so much. BTW, I changed the credit card to USAA Unlimited for 2.5 cash back points. Here's a tip: Consider an Insta Pot. Great meals in 15 minutes. If I make chicken, vegges, and potatoes, I remove it from the pot, take the bones of the chicken and put them back in and make bone broth with the bones and the veggie scraps I keep in my fridge. We are zero waste home, so everything gets used up when possible. Thanks so much!! This channel has "added value" to my life, as they say.

    • @BeatTheBush
      @BeatTheBush  7 років тому

      I am indeed considering an InstaPot. I have lots of other kitchen appliances already so we will have to see if I can get one one day.

    • @kiwikim5163
      @kiwikim5163 7 років тому

      I use mine 4-5 times a week, for making meals and bone broth. My other appliances are a rotisserie, a George Forman grill, a Blendtec blender (which makes nut butters), a food processor, and a Breville juicer. I use them all. I also have an induction stovetop. We eat healthy and do not create waste for the environment. Is our food budget rock bottom? No, because we eat locally, free range beef and pastured chicken. Wild caught fish. Always looking for new ideas. Thanks!

  • @emmanuelardena5100
    @emmanuelardena5100 7 років тому +22

    Very insightful and strong opinions. You've earned another subscriber.

  • @KhanhTheLearner
    @KhanhTheLearner 7 років тому +1

    I can't imagine how people would think of you as 'cheap'. I really like the way you use your money. It's called being financially smart. I would have done the same. Cut down on personal spending, but never hold back on going with friends and family because to me this is a sort of 'social' investment. There's really no need to buy new phones and new clothes or eat out all the time.

    • @BeatTheBush
      @BeatTheBush  7 років тому

      Thanks! It's pretty normal though depending on the perspectives of that person. Some people really enjoy staying on the cutting edge of tech and insists everyone do the same.

  • @Namnamnam93
    @Namnamnam93 7 років тому +5

    Sweet just subscribed, don't think I will regret this

  • @wintersteele310
    @wintersteele310 7 років тому

    Many people are afraid of money so they get rid of it as fast as possible...When a person is afraid of success they will set themselves up for failure every time. You are generous to share what you have learned about money... You are giving information of great value & yet some people are saying you are cheap... go figure ...

  • @amina6655
    @amina6655 7 років тому +39

    40,000 is all I make in a year...

    • @SGspecial84
      @SGspecial84 7 років тому +13

      You can still build wealth if you live below your means. If you live in NYC, welp, you're screwed. Find a sugar momma lol

    • @RoyalDomi
      @RoyalDomi 7 років тому +2

      sugar momma lol

    • @サメ頭のくま
      @サメ頭のくま 7 років тому +5

      Amin Eltayeb but do you live in Silicon Valley? If you lived in a relatively inexpensive city or town 40k should enable you to save a good chunk of money every year.

    • @amina6655
      @amina6655 7 років тому +4

      Connor Hough I live in Miami, Florida... It is super overpriced. I am considering relocating to a more affordable state.

    • @BeatTheBush
      @BeatTheBush  7 років тому +12

      I'm in Silicon Valley, California and housing takes up $22k a year. I think the only way I can reduce this is downsize my living space.

  • @jessicagonzalez2384
    @jessicagonzalez2384 7 років тому +1

    best youtube channel.. thank you thank you!!! someone with good/useful/ life knowledge humble enough to share.. I've watched a couple and you are amazing!

  • @ivyhays6006
    @ivyhays6006 7 років тому +5

    you deserve so much more subbies and views ......

    • @BeatTheBush
      @BeatTheBush  7 років тому

      Thanks! I'm working hard to make the content better all the time. =D

    • @ivyhays6006
      @ivyhays6006 7 років тому +1

      BeatTheBush Hey at least you know your subbies are smart people and trying to do better in life. I don't consider myself cheap, but frugal. My weakness is makeup, 100$/lipstick so on. Thanks to you and Dave Ramsey I have re evaluated my need and haven't spend any on "unessential stuff" for the last 8 months. 😁😋And I can also make Xiao long Bao instead of spending 100$ and wait 3 hours to eat at my local Dintaifung anymore lol 😋😁😁

    • @BeatTheBush
      @BeatTheBush  7 років тому

      Ha ha! Yessssssss. $100 lipstick sounds crazy! And guess what? The more you make something yourself, the better it gets if you experiment a little each time.

  • @jeffwhite7355
    @jeffwhite7355 7 років тому +1

    You are wise beyond your years. So many people are working to "keep up with the Jones' " ...And having a miserable life of debt vortex. Bravo for you for being so responsible. It's not being cheap, it showing good sense, and that goes a long way.

    • @BeatTheBush
      @BeatTheBush  7 років тому +1

      Debut vortex, lol. I assume it has some razor sharp credit cards in there spinning in the vortex.

    • @jeffwhite7355
      @jeffwhite7355 7 років тому

      BeatTheBush , oh yeah super sharp and deadly credit cards. But for us all paid now....never again, sigh of relief!

  • @harajukuloverstour
    @harajukuloverstour 7 років тому +7

    Let them be poor. You're doing the right thing.

    • @BeatTheBush
      @BeatTheBush  7 років тому

      Well, everybody has their justification on why they spend.

  • @MsPsiche
    @MsPsiche 6 років тому

    I'm from Italy and things work in a different way, so I couldn't have your aims, but I really like your way to think, and I find that the fact of going against futile consumism is something not only useful for your money but also for your mind

  • @LadeeLibra1018
    @LadeeLibra1018 7 років тому +4

    Would like more video like this.

    • @BeatTheBush
      @BeatTheBush  7 років тому +7

      I guess you mean financial freedom related. Will do!

  • @TheHyena-ru8bz
    @TheHyena-ru8bz 7 років тому +1

    Cheap and Financially Intelligence are two completely different things. Ignore all the people who do not understand this. They are the mass consumers who are in debt and wonder why. Everyone is entitled to spend their money how they see fit because they earned it with their work and more importantly time. Their is never a need to explain this. I love your videos and appreciate your two rare virtues of integrity and willingness to communicate with your viewers. Thanks Beatthebush!

    • @BeatTheBush
      @BeatTheBush  7 років тому

      =D Thank you for your thoughtful comment! And also thank you for your support!
      I agree, everyone has a right to spend their money however they want. It can be beyond their means or maybe they're retired already, who knows.

  • @TWDxKILL3R
    @TWDxKILL3R 7 років тому +5

    This reminds me when I go to Walmart in my PJs and the cute cashier making $9.00 an hour won't give me the time of day because she sees my pajamas with a hole in them and assumes I'm broke.... little does she know I make $27.00 an hour and could wine and dine her..... but she'll smile at the high school dropout with the "fresh" new outfit on

    • @BeatTheBush
      @BeatTheBush  7 років тому +5

      Its unfortunate but first impressions do include how you dress. So if you dress down too much you might loose out even for a girl who isn't really trying to find a rich man.

    • @Floyd005
      @Floyd005 7 років тому +5

      TWDxKILL3R
      People do not go shopping in their pajamas unless they have some mental health issues, that is most likely what the cashier is seeing and based upon not the fact that you are broke since she does not know you, what I watch on wal*mart videos, I understand the cashier reaction. I would not give a female counterpart the time or day either because I would assume she has some kind of mental issue. Pajamas is designed for bedroom, not going out shopping.

    • @TWDxKILL3R
      @TWDxKILL3R 7 років тому +2

      Floyd005 .... they're designed for shopping when you are like the honey badger, and you don't give a sh*t what the other shoppers think about you..... that's me..... I'm not putting on jeans to go by a loaf of bread and a gallon of milk.....

    • @abelcerrillo2162
      @abelcerrillo2162 6 років тому

      well just get u a call girl an rent her by the hour or by the day...

    • @Elena-er7zp
      @Elena-er7zp 6 років тому

      Why aren’t you wearing pants and a shirt? You can look just as broke. If you are wearing pajamas to Wal-mart you look like a lazy loser.
      But I get it, I make $45 an hour and PILLAGE the dent can /clearance section at the grocery store. I have financial goals to meet.

  • @jayfisk2728
    @jayfisk2728 7 років тому +1

    It's awesome that you're in a position to save the majority of your income. I'm truly amazed at your focus for the bigger goal vs impulse spending !

    • @BeatTheBush
      @BeatTheBush  7 років тому

      I do my fair share... that 3D Printer? I totally impulsed buy after eyeing it for a week.

    • @jayfisk2728
      @jayfisk2728 7 років тому +1

      Just think of it as the 40 latte's that you skipped earlier =D

    • @BeatTheBush
      @BeatTheBush  7 років тому

      Lol, everybody needs to buy some stuff unless you want to be a monk.

  • @rumreach3950
    @rumreach3950 7 років тому +11

    This video probably just crashed lots of people's brains..

    • @BeatTheBush
      @BeatTheBush  7 років тому +3

      I do hope so. Or people can choose not to listen also.

    • @rumreach3950
      @rumreach3950 7 років тому +1

      Refreshing to find a like minded person! Keep the good (and honest) work! Love it when you try to explain cheap things doesn't mean cheap, sometimes a more expensive thing is actually cheaper and better for you long term

    • @BeatTheBush
      @BeatTheBush  7 років тому +1

      =D I like to talk about the minimizing the cost to own that item per year. That makes things more clear.

  • @truyenthuyetkia80050
    @truyenthuyetkia80050 7 років тому +1

    My boyfriend is also an engineer and he shared this video with me saying this is him in a nutshell, so you are definitely not alone! I don't see this video as a defensive video to combat the negative comments, but you have rather offered an alternative perspective of living and lifestyle. Just want to drop in to say that you are great and my bf and I enjoy your video. Keep up the good work and don't mind the negative comments. Thanks!

    • @BeatTheBush
      @BeatTheBush  7 років тому

      A little of both perhaps? More of a long winded explanation that is otherwise hard to do in person. Thanks for you comment! I appreciate it! =D

  • @singh11373
    @singh11373 7 років тому +3

    I agree with you and i am like u too. But when you get to the million dollar goal u will move the bar higher. I know that because we are from the same part of the world where we are taught to save always. i am indian by the way.

    • @BeatTheBush
      @BeatTheBush  7 років тому +1

      I guess this million dollar mark of savings seems somewhat like a magical number. It is a nice goal to have certainly. =D

  • @ricardobejeraste3569
    @ricardobejeraste3569 6 років тому

    Sir, so far I have watched four of your videos. Didn't hear anything I didn't already know. But just to know I'm not the only one with those values, goals, preferences, and appreciation for your own time... that is priceless and got my subscribe right away!
    Keep up the good work!

  • @legalt6746
    @legalt6746 7 років тому +5

    People always told me I was cheap. Then I retired past-millionaire at 33y.o. Now I do all sorts if stuff that a like with my infinite free time. I still dress like a bum though

    • @BeatTheBush
      @BeatTheBush  7 років тому

      Nice! What do you enjoy doing the most?

    • @legalt6746
      @legalt6746 7 років тому +1

      well I am a man of cheap pleasures. I like hiking, I do travel overseas every year, and have some varied hobbies. Also I am mentoring two young entrepeneurs. Still too little to use all your time, so I guess the mission at this stage is to learn to slow down and relax more. Do you have a plan about how your life is going to be after financial indepenence? I now know I should have thought of this way before...

  • @sydneyrica1802
    @sydneyrica1802 7 років тому

    I love my 22 y.o. BMW. The only downside to an older sports car is finding a mechanic, but I've found a couple good guys who give me a deal and I trust them. I guess bc I was raised to be frugal I think you are goals!! I'm glad there are channels like yours that give real sound advice.

    • @BeatTheBush
      @BeatTheBush  7 років тому

      Wow 22 y.o.? Nice one! Taken care of these good durable cars will last for a really really long time. Each year you drive it its like putting thousands in your pocket!

  • @gingerztube
    @gingerztube 6 років тому

    You're a financially smart guy! You live beneath your means which is not the typical American paradigm. I'm in my 50's and I've never made more than $35,000/year, but I live very frugally and have more money saved than most of my friends that make way more than I do. And I have traveled a lot in my life. Like you I spend my money on the things that matter to me and scrimp and save whenever I can in daily life. Good on you for choosing to live life your way :-)

  • @danika1425
    @danika1425 7 років тому

    I am extremely frugal in materialistic things so I can invest in my personal growth, career life and eventually financial independence. I don't own certain things and I feel if I do not really need it, why spend the money on it just because everyone has it (such as gym membership, my own car, Netflix, etc.)? I usually do not make comments on youtube but this particular video really resonated with me and would like to say thank you for having this channel and making informative videos! I look forward to seeing your future content :)

  • @johnlasher3103
    @johnlasher3103 7 років тому

    This is by far one of your (if not) most important videos. I think it's extremely vital the way we spend our money because it represents our time and effort spent earning it and how we spend it can also have an effect on our time and effort.
    Also I think it's extremely important for people to know that if more people valued quality products at a great price and were less likely to spend money unless it was really worth it, we might have higher quality products out there at a much more affordable price.

    • @BeatTheBush
      @BeatTheBush  7 років тому

      If there is a demand, there is supply. Such is the case for more healthy foods but unfortunately they everything 'organic' carries a premium.

  • @cjcj7402
    @cjcj7402 7 років тому +1

    You are absolutely correct! Continue to be this amazing individual. You know what you want and you are quite savy. Be yourself and don't bother with the nonsense. Your an inspiration to many!

    • @BeatTheBush
      @BeatTheBush  7 років тому

      Thanks! =D But why so cheap? LOL.

  • @Geraldaga
    @Geraldaga 7 років тому +1

    Stay cheap, stay frugal, invest in your future. You didn't have to explain yourself, but if it helps some folks have a different perspective then you've done another great video. From watching your videos, one would assumed you're not one to spend frivolously. Stay awesome!

    • @BeatTheBush
      @BeatTheBush  7 років тому +1

      My thinking was to do it on video and not be annoying in person. Hopefully someone with a different opinion will come across it and make people think. Yep, I don't spend frivolously but I have a few bouts of it.

  • @3picmotivation
    @3picmotivation 7 років тому

    I very much appreciate your video series. It has to be said that of all my years browsing videos for entertainment and information on UA-cam, your series is the first that has inspired me to take the time out to comment below. I have been so enriched by the natural experience and down to earth feel. It is refreshing to view something that reflects the polish and idealism that is personally identifiable. In a time when following the likes and making overtly outrageous videos is the norm, seeing something helpful, fresh clean and simple is greatly appreciated. Please keep up the excellent work.

    • @BeatTheBush
      @BeatTheBush  7 років тому

      Thanks for your comment! Always trying to see how I can give away other people's money. =D

  • @CeCeMonet1
    @CeCeMonet1 7 років тому +1

    @BeatTheBush - I'm so sad that so many people still don't really get the basics of true financial freedom and learning how to have a personal positive net cash flow. I find it perplexing that you still have to explain this to so many people watching your videos. Yet clearly, people having been brainwashed with such mindless consumerism is still such a major way of life for so many people here.
    On another note, please keep doing what you're doing. I appreciate the info and awareness you raise on these different financial matters. So know that there are still those of here that get it. :-)

    • @BeatTheBush
      @BeatTheBush  7 років тому +1

      I guess it's common for people with two different perspectives each who thinks they are right. Even with reason, the lure of buying things now is too tempting. Its rampant and is how the whole economy runs. I know the lure is constantly there and it takes some going against the grain, resisting peer pressure, and a dose of will power to not buy those shiny new objects.
      I doubt a frugal person will ever carry a bunch of shopping bags full of stuff in a mall but you'll see this often all the time. Should someone stop them and tell them about how time is more valuable? Probably not. LOL!
      Will do! Seems like many who comments are all in the same camp.

  • @gustavoonthetelephone2103
    @gustavoonthetelephone2103 7 років тому

    You come out as very friendly and pedagogical (in the best sense). I wondered why you bother explaining yourself to the haters, but after the end of the video I realized you were not defending yourself, but providing people with more food for thought.
    Classy and awesome!

    • @BeatTheBush
      @BeatTheBush  7 років тому

      I guess it's not a response but as a basis for many to view this and realize why many like me are saving so much.

  • @2legit2Kwit
    @2legit2Kwit 7 років тому

    I'm sooooo glad I found your channel. I have so much to learn and so many things to tweak. I just became debt free and now am investing and saving one whole paycheck.

    • @BeatTheBush
      @BeatTheBush  7 років тому

      Welcome! Yeah, tweaking things takes time and effort so go at your own pace to try new things out.

  • @jschrager23
    @jschrager23 7 років тому +1

    I agree 100% with this video. I dont make a lot of money but I have a pretty good amount in savings due to living below my means. What you make per year is not the ONLY thing. What you spend per year is just as important. I know many people who make well over 100k per year but dont have a penny in savings. Others who make 25k per year and have 100k in savings. The goal is financial independence and this can be achieved in many ways!

    • @BeatTheBush
      @BeatTheBush  7 років тому +1

      Certainly how much you make per year is not the only thing but it's half of it. If you spend very little and yet make a lot, it's like two engines. Of course, you can still do it making less and spending very little but it wont be as fast.

  • @emiami6700
    @emiami6700 7 років тому +1

    It's hard when you see your friends and family going on expensive vacations and driving nicer cars...but i'm 100% with you! Frugality is a mindset that no matter how much you have coming in, you are mindful about every penny going out. You should not have to work painfully for your money, your money should always be working for you. Having money saved and invested means that you are looking forward towards a comfortable future...none of this YOLO lifestyle business...eye on the prize!!

    • @BeatTheBush
      @BeatTheBush  7 років тому

      At some point it's not so hard. Sure I would like to drive a nicer car or go to various destination but then I have other goals in mind and other things I like more than a car. Simpler things gives me plenty of satisfaction already.
      Of course, spending at a bare minimum is pretty hard all the time. I like to go with bare minimum and then step back from that two notches and spend on some things.

    • @emiami6700
      @emiami6700 7 років тому

      Thanks for the response. My point was really the second half of my comment reg. frugality and being mindful of out going money. No it's really not that "hard" to drive a less expensive car or take expensive vacations..it was just a segway into my bigger point of this YOLO lifestyle mentality vs. your money working for you not the other way around. I get plenty of satisfaction with my job and being constantly mindful in my life makes life enjoyable.

  • @andrewdacosta7879
    @andrewdacosta7879 7 років тому

    It is strange to value time. I value peace. If I am satisfied with my progress at any given day, I generally find peace. I am a Mechanical Engineering student also striving for financial indepence. You are 100% on the right track! Congrats!

    • @BeatTheBush
      @BeatTheBush  7 років тому

      Peace is also a good one to go for. If you have more time, you can be more peaceful rather than being in a rush. You can take your time to doing things as well.

  • @khoitran-quang1391
    @khoitran-quang1391 7 років тому +1

    I share the same mindset as you. I do not value travelling, eating fancy meals, nice cars etc. People think I'm cheap. However, I do spend money on things that I value. I also enjoy making money and "accumulating" just for the sake of making more (invest in things that make more money). When it's "fun" for you, it makes this lifestyle much easier. I ENJOY being frugal, and that comes off as being cheap. But it's not like I give a crap about what others say about my "cheapness" haha. My thinking only shifted when I realized or learned that it IS POSSIBLE for one to become financially independent by making some choices. It's funny to watch this video and relate to so many of the things discussed.

    • @BeatTheBush
      @BeatTheBush  7 років тому

      It's great to post this video and hear there are people out there that has the same mindset. It's so important once you see it that you wonder why everybody else does not think the same.

  • @SerpicoVendemion
    @SerpicoVendemion 7 років тому +2

    I was wondering the same before but only because I know people personally who are too materialistic and only want to keep money in their bank till they die without using it .... but you are not one of them .. well nothing wrong either way but you are helping a lot of people with their financial issue don't be demotivated with all the negative comments... and thank you .. I personally don't want to live that kind of expensive lifestyles at all.. I am just trying to be financially comfortable and you are a big help. Thank you for your honesty.

    • @BeatTheBush
      @BeatTheBush  7 років тому

      Goes to say... there is a balance. Either extreme isn't too good nor is too close to it. But spending on the low end with a sprinkling of rewarding yourself is likely the happy and financially optimal spot for most.

  • @DC_ART23
    @DC_ART23 7 років тому

    Dont listen to what people say bro. Just keep doing what your doing and you got this. And by the way you have helped me understand credit.

  • @biancaberry777
    @biancaberry777 7 років тому

    I came across your channel by mistake and subscribed after the first video. You inspire me to save and be financially smarter for my family. Thank you

  • @ryankeithdsouza
    @ryankeithdsouza 7 років тому +1

    Those guys will be working in their 70's and 80's while you will have saved enough to retire in your 40's or 50's. Do not take any offence from the ignorant. Keep doing what you do and keeping making these informative videos. Thank you for the time you take out to make the videos.

    • @BeatTheBush
      @BeatTheBush  7 років тому

      I wish they realize as well from stumbling upon my rant. I rather not curse them and doom them to a horrible work life you know what I mean? It's quiet all right. You're very welcome! It's all worth it if I can convince anyone previously unconvinced.

  • @godppgo
    @godppgo 7 років тому

    As an engineer in the Bay Area, I used to spend every penny I earned on things that depreciate (cars, gadgets, eat-out... etc). Now I am in my mid-30s and finally came to realization the importance of financial freedom and have been trying to be frugal and live a more simple life style. I know I am late to the game but hey better late then never right? Keep on those good videos!

    • @BeatTheBush
      @BeatTheBush  7 років тому

      I bought my fair share of gadgets as well. Interesting how priorities change over time.

  • @loudblu4187
    @loudblu4187 7 років тому +1

    Keep up the good work! Your videos are the most helpful (my opinion) out of all the ones I've seen on YT

    • @BeatTheBush
      @BeatTheBush  7 років тому

      Thanks much! Glad you find use out of them. =D

  • @JoeyRocketFilmsandPhotography
    @JoeyRocketFilmsandPhotography 7 років тому +1

    Wow, "I use my money to buy more time". Love it. I think that sentence sums up this whole video. I won't be able to ever get that statement out of my head :) thanks for that.

    • @BeatTheBush
      @BeatTheBush  7 років тому

      Time is such a strange thing as you cannot hold it in your hands but can only feel its passing. It might be so constant that you do not know it's passing. So if you're able to buy more of it, imagine living 10 years of life vs. someone else's 1 year. While they are commuting 2 hours a day and working 8 hours, you are living it.

    • @JoeyRocketFilmsandPhotography
      @JoeyRocketFilmsandPhotography 7 років тому +1

      Yea I fully understand and it makes plenty of sense. Wish I started earlier, Now I'm working harder to buy this time but I'll do it. My heart is set on it.

    • @BeatTheBush
      @BeatTheBush  7 років тому

      I would say buying time is a worthy cause. Now once you have it, and you have some of it even now, what is the best way to USE this time?

    • @JoeyRocketFilmsandPhotography
      @JoeyRocketFilmsandPhotography 7 років тому

      BeatTheBush I plan to travel and explore with the time I buy. I'd also like to give back, help others reach their goals. I plan to choose a few of my favorite subjects and volunteer some of my time to making other lives better. I also plan to sharpen certain skills. I'll make sure to keep busy ;) no rotting away at home for this guy.

  • @preetishanand
    @preetishanand 7 років тому +1

    Dude you don't have to respond to people who don't understand saving money isn't living poor.
    You have done your good part chill and keep sharing

    • @BeatTheBush
      @BeatTheBush  7 років тому

      It's more of a blanket response as I see this being a point of confusion for many people who don't understand. It's more of me wanting to help those who do not understand.

  • @carlaveronica9234
    @carlaveronica9234 7 років тому +1

    This makes a lot of sense! You're brilliant in how you relate money to time! If I just would learn this ages ago I would have been better off.

    • @BeatTheBush
      @BeatTheBush  7 років тому

      Lol... people always say Time=Money but you really have to look at... how much money equals how much time, then realize your time is limited when all this makes you take a long pause.

  • @JulieHiltbrunner
    @JulieHiltbrunner 5 років тому

    You’re awesome! It’s all about values. Some people live to impress others with their stuff and not with how good a person they are.

  • @oscaramartinez3
    @oscaramartinez3 7 років тому +1

    I have seen people who get old and sick, and unfortunately they still have to go to work. That's absolutely sad. So, I get what you're saying. Save yourself a good time and quality of life now and even more when you get old.

    • @BeatTheBush
      @BeatTheBush  7 років тому +1

      That's really sad actually. Another reason to not over spend when you are young.

  • @hayyuencheng
    @hayyuencheng 7 років тому +1

    i appreciate your informative video. i come across your channel when i am looking for a travel credit card. i am happy to find you and other fugal lifestyle information.

    • @BeatTheBush
      @BeatTheBush  7 років тому +1

      Should I make a video of what I think of travel? I think maybe I should! Thank you for your support!

    • @Troynjk
      @Troynjk 7 років тому

      Hay Cheng yes, what do you think about spending money on travel ?

  • @pibblesnbits
    @pibblesnbits 7 років тому +1

    "I'm content driving my 15 year old Porsche Boxster" Haha, I would be content with that too man! Great taste in cars! You seem like a good man with good values. I appreciate your videos. Thank you!

    • @BeatTheBush
      @BeatTheBush  7 років тому +1

      It seems expensive but I've spent less money on it overall per year than people who buy a new civic.

  • @hawaiibo
    @hawaiibo 7 років тому +1

    I dont think your cheap. I think your using your money and resources wisely! Support you!!

  • @chrissh0485
    @chrissh0485 7 років тому +1

    I’m happy I found you. The doctor I worked for was the same way. She has a big goal she is aiming for and she has the same mind set. She make good money but she drives a 1994 Toyota Avalon. If your not married I want you to meet her! She’s a beautiful Asian family physician. Keep sharing the knowledge. Thank you

    • @BeatTheBush
      @BeatTheBush  7 років тому

      Lol.. this is so strange.. or maybe not strange and rather a good thing of viewers trying to set me up with women.

    • @chrissh0485
      @chrissh0485 7 років тому

      BeatTheBush ha ha I’m sharing information just like you are he he