10 EXTREME MINIMALIST BUDGET TIPS (SAVE 70% OF INCOME) // Spend Less 💸 FINANCIAL MINIMALIST FAMILY
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- Опубліковано 4 чер 2024
- Here are my top extreme minimalist budget tips to save more money with your minimalist lifestyle. Minimalism has helped us pay off debt and afford our dream life while still practicing balanced simple living. Our financial minimalist family still has SO MUCH FUN every day even though we spend less money because we use a minimalist budgeting plan that helps us to focus our time and energy on the things we love.
Minimalism and money go together like bread and butter, so here are 10 tips to save money like a minimalist RIGHT NOW!
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ABOUT A TO ZEN LIFE
I was an emotional hoarder who couldn’t let go. My husband grew up poor in rural China. Now we are a happy & debt-free minimalist family living our dream life in Europe.
Minimalism changed my life - now I want to help YOU unclutter your happiness!
OUR STORY: atozenlife.com/about-a-to-zen...
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I don't understand the deal with other women who try to bring other women down especially when they are making smart choices and follow their brain instead of getting sucked into the blackhole of consumerism. Bravo for not getting discouraged...
I would love to hear your husband’s story if he’s comfortable sharing.
I already told him the plan - hopefully we can get to 1k likes! 😄👍
@@AtoZenLife you have 1k likes- make him talk!! Xx
@@indiabilly I told he last night...I hope to share soon!
Me too. 😍
I would love to hear it too. You guys inspire others. If you guys can do it, Yeah! we can do it too!
"All that clutter used to money, and all that money used to be time"
✨👏✨
Possessions own YOU, not the other way around.
Best quote ever! ❤️
I came back to look for that word
@@kismetproductions-relaxing787 I saw a great meme of this, with a picture of Ross from Friends in the dirty girl's cluttered apartment.
Im a singlemom and I was able to fulfill all my son's needs because of becoming minimalist.
You were able to fulfill your son's needs AND yours, by the CHOICES you made. Everything in life is a CHOICE.
Good for you! It's not easy to do, and people always question your low consumption habits (or so I find), but it's such a good choice to make and the freedom is invaluable!
@@howtoadultschool Who cares what other people question? They aren't the ones spending or saving, not their business. Tired of people who, constantly, care about what others question. You're an adult, show it. It isn't elementary school, so, stop with the insecurity.
Damn, now that is the story of a hero! Congratulations!
Minimalism is the best. I was a single mother when I discovered minimalism too. xCC
"Im not trying to accumulate money in order to accumulate material possessions". it's all about the freedom and the time!! this is it for me too❤️❤️
I completely agree with you. If I ever look around at what I 'own' and feel dissatisfied, it's usually a sign that I should get rid of a few things (like streamline the inevitable wardrobe growth) and make more time to do an activity I enjoy instead!
Budgeting is so important if you want to take control of your financial destiny. This is how Tom and I manage our family finances and include our financial goals. ua-cam.com/video/rd8WkxvMAqg/v-deo.html xCC
I'm in my 3rd year in campus and I want to save money to feel financially safe. i don't even wanna buy anything I just wanna feel secure with my own money. I really become anxious when my finances are not good that I can't even walk outside because i fear something might happen and it might need me to have money and i don't have so i get super scared. hopefully these tips work.
I'm so happy i made productive decisions about my finances that changed my life forever. I'm a single mother, bought my second house in September and hoping to retire next year at 52 if things keep going smoothly for me.
@@Ranieri197 Congratulation beautiful lady. You're really doing well for yourself, I'm at 55 and my financial life is in a mess. Any great tips would really go a long way in shaping my life. i want to buy my own house, that's really a big flex….
I just refreshed my wardrobe from my local thrift store. I LOVE everything I got, most were bought on 50% off day. One of the blouses is a Vera Wang I got for $3.25. I am debt free, own my home and cars and have my finances in place.
Yes babe try doing the envelop strategy for your money savings
@@isabelauribe137 I rarely carry cash with me. I use my card for everything. I can cancel a card if something happens, but you can't cancel cash if you lose it or it gets stolen. Plus using a card makes it so easy to keep track of spending by checking my account online. .I check on my finances every day. In today's world, why would anyone want to carry around a lot of cash on them?
Buying clothing used is SUCH a good way to save money! While I think it IS important to make sure I look well dressed and well put together these days, it's almost never necessary to buy pieces new at high prices! You can find fabulous designer names for almost nothing if you look!
I work in a thrift shop,we call them charity shops in the UK,and I'm often amazed how good and cheap our clothes and consumer items are !
@@momof2momof2 If your a buyer and a seller, cash talks and in this business it's cash only.
I'm sorry you lost your parents so young. I lost my dad and it was devastating. You have done SO WELL!
TLDR
1. Embrace your weirdness, ignore social friction against budgeting
2. Reflect on your financial goals
3. Track your money and create a budget
4. Cut Expenses (The big three: housing, food, transportation)
5. Think Free and Cheap
6. Practice Mindful Spending
7. Your Time in Money
8. Increase Your Income
9. Automate Your Savings and Your Payments
10. Continue to Educate Yourself
Thanks! ✨👍✨
Thank you. I hope she gets better at the terrible audio. I couldn't stand it anymore after point #2
Hey Jane, here the audio is perfect, double check tour connection
@@janepaulhutson7426 Her audio is fine, I think there is someting wrong with your device.
@@janepaulhutson7426 the audio is perfect for me, maybe your connection or speakers have an issue?
My coworkers think I’m “weird”. I use coupon apps, and use the rewards for Amazon/Starbuck’s gift cards. I BUDGET LIKE A BOSS!😂 I invest, have a goal fund, emergency fund, my son and granddaughter a savings/custodial account, a “travel/entertainment/fun” account, Roth and 401k, and track my transportation, grocery, personal, and entertainment expenses. I’m going to find every deal that I can.😆 I purchase quality clothing for the best deal(90% off makes my heart happy😌). I only purchase occasionally, and never before I’ve donated. 👏🏽❤️ I don’t want STUFF for the sake of having STUFF!
Sounds SMART to me! ✨👏✨
Love the first: embrace your weirdness. My husband had decided that after he paid off his student debt to a top engineering school, he would never have ANY debt again. Period. Including house, cars, kids' college, etc. This meant we made some choices very different from friends, family, neighbors. We are in our 50's now. We are still weird, but never stressed about bills, weddings, kids' tuition, kids' weddings, or vacations. Saying no to "keeping up with the Jones" used to bother me in my 30's and 40's, but now I embrace the simplicity. And when our car crossed the 350,000 mile mark (and it showed, believe me), we paid cash for a really nice used car with less than 80,000 without stressing. I even kind of miss that old car which served us with so many cross country trips with our kids growing up. You might think our kids were embarrassed by our pared down, modest lifestyle, but they were and are happy to invite their friends to our home (and our daughter is at a private university populated with extremely wealthy folks). Relationships make a home, not stuff.
Wonderful, thank you for sharing your experience with me! ✨
Here in Australia a young man quit his job and went walking around Australia sleeping out under the stars he’s done it for years his family and friends thought he was mad but who had a simple enjoyable life. He did and he saw all of Aussie as well 🐨🐨🐨🐨🦘🦘🦘
This one resonated with me as well! My grandparents moved to a nursing home recently, and then my grandma passed away. My mom's family has sorted out all their things in order to sell the house. There was some kitchen stuff in good condition and my aunt was going to throw it away when my mom said, wait! Let's take this to the thrift store, someone else will be able to use it! My aunt was dismissive at first, saying that 'surely no-one would use someone else's used pots' and then very surprised when my mom said that she almost never buys anything for the kitchen new... The beautiful thing was though that later my aunt apologised and thanked my mom for broadening her perspective (although I don't think my aunt will ever go to a thrift store herself lol).
I really respect the 'no debt ever again' take on life. I will personally make an exception for a mortgage (if all goes well and we're able to buy) because I know we'll never be able to save enough money for a home in cash, but that's it, anything less large and long term will be saving first, buying after.
" I never look at my life in terms of what I'm lacking" wowwwwwwwwwwwwwwwwwwwwwww
It doesn't happen so much now but people used to think my frugalism was wacky. I used to think to myself " Yep, you keep on working while I'm busy planning my escape". My husband and I paid off our mortgage early, completely gave up working at 53 and last year we also bought a holiday home - no borrowing involved. We're not financial geniuses - frugality got us here. The best thing is that we never, ever felt that we were going without. We wore nice clothes, ate good food and lived in a nice house. We were just careful with our money.
Great success story! I think you are right, frugality has become more main stream now. 👍
But like how!? Good food is expemsive, and vacations
'You keep on working while i'm planning my escape' ??? That just sounds wacky and unhinged. You had to 'keep working' to get to where you want to be so don't patronize people below your level of frugality lol
So how did you wear nice clothes ate good food and lived in a nice house while being frugal?
Very inspiring Carolyn! 😀
Yep, we rarely go out to eat because I have learned to cook so well! You can learn anything on the internet
I want to hear your husbands story and how you met and began dating, fell in love etc. I’m a total sucker for love stories
Oooooh, we have SUCH a good story too! I think I’ve convinced my husband that if we hit 10k subscribers we should do a couples Q&A, so fingers crossed. 🤞
@@AtoZenLife you have 15k Subscribers so is it a go ? I've just found your channel
@@ykook7000 Yes, hubby has work projects to finish up and we are thinking to share around summertime...we hit 10k faster than expected. 😂
SAME ❤
Yesss I second this! I just found your channel and subscribed and would love to see that video! I run a wedding photography studio as my other business, so I'm a sucker for love stories 😊
I have been watching a lot of Get Out of Debt videos, and have been amused/puzzled by how many people spend a lot of money to start getting out of debt. Plastic money separators, decorated envelopes, Louis Vuitton wallets, multiple binders, and cute little savings and debt trackers. This stuff costs real money.
When I decided I was going to save some money, I started putting my coins in a tin that some chocolate came in, and my bills into a bank envelope. It is NOT cute, but I did not go out and spend anything to start saving.
“Clutter used to be money. Money used to be time.” That was so good I needed to stop and write it so I would remember.
That’s one of my favorites! If you like quotes like this, here are 120 more on my blog FYI: www.squirrelsofafeather.com/minimalist-quotes/
A cool tip from Tamron Hall's show: When you cook food (and have to store leftovers), store the individual ingredients separately. Noodles, sauce, rice, potatoes, meat, etc. This way, you have the items cooked, but can prepare them into something else for the next day.
Oooh I like this a lot
love this tip, fully sharing this with my clients--especially my mothers who are focusing on adding time to their lives 🙌🏾
Excellently said I recently received a relief check from a charitable organization for $24,000 and I still can't believe it
you can correspond with a relief officer
on just the telgramm apppp
fundingusa00
i live in Vermont, and im on SSA.. can i apply
I never expected to see a subscriber mention this dependable body, which was a strong helping hand for me and my family when times were tough
I’ve been a minimalist for three years now and since then I’ve managed to buy a house as a single parent, and I’m aiming to pay off my mortgage in three more years if I stick to my budget and my financial goals. So I’m always watching for content such as yours for motivation and inspiration to keep going. 💗 Plus coming from a third world country and growing up poor myself, makes me appreciate what I have Nowa do achieved. Wishing you all the best on your journey from Australia 🇦🇺 😊
I never gave much thought about money but on my 25th birthday I realized I barely had assets and a lot of personal Loans and credit card debt! I changed my habits now I’m planning on being debt free and financially independent!!
How are you doing?
Bad money habits definitely led to no savings for us. I’m so glad to have made changes the last year to turn that around. I’m glad you shared this and I hope it helps someone!!
Yes! I love that you are so open about this and I hope we can make money less of a taboo topic! 🙌
You give me hope.
Savings isn't the goal. Assets are. Deflation is always a thing. Money sitting doesn't do anything but become less in value.
@@Simply_rat99 But saving and THEN worrying about money value over time. Trying to save what one does not make will never work.
I love your line 'I never look at my life in terms of what I'm lacking'. This is SUCH a good mindset to have! When I was a teenager my mom taught me to keep a 'gratitude' journal if I was ever feeling dissatisfied or a sense of lack. It's like the magical panacea to do this easy activity of writing down 5 things I'm grateful for in my life, it immediately shifts the mindset away from lack and improves my mood faster than anything else!
I have typed the same thing, before I read yours. I totally love her quote as well.
If you don’t have something how are you not lacking?
This video was really good! I was expecting the typical "don't buy Starbucks everyday" advice, but this was a lot better.
Thank you! Glad to surpass expectations. ✨🙌✨
I agree! The information in this video was actually really valuable about how to embrace real financial minimalism!
Balance is key. Just like hoarding is an addiction, frugality/minimalism can be as well. If you’re spending all your time thinking about your budget, you’re losing valuable time as well. Love and light. Good video. ❤️
Absolutely, balance is important! ✨❤️✨ Frugality is natural to me now, but certain things we don’t mind spending $$ on (like food 😋😂)
Key takeaway: Make saving a habit like you would paying a bill.
I didn’t know this is how your husband grew up!! My mom grew up similarly in the mountains of Seoul. She lived in a one room hut with her parents, grandparents, and 3 brothers. Her dad made her mom leave when my mom was 11, so she was taken out of school to take care of the family. It is crazy how different her life is now compared to then.❤️
So similar! It’s totally crazy and incomprehensible to what our life is nowadays, right?
My husband was born, and brought up in the Philippines. He was middle class, so their home had three bedrooms, and two bathrooms. His Mom was a Filipina, and his Dad was American. They'd both had really hard upbringings, so they were super frugal.
I grew up with times when we had money, and times when we didn't.
Our home here in the USA isn't huge, but compared to what he grew up with it is. I am English, so our homes there were all considerably smaller.
We don't do the keeping up with the Joneses nonsense, but I'm a total shopper/hoarder. I'm having therapy to help me get to grips with it.
I've got loads of things that I need to sell 💖
Would love to hear your husband's story. I also am an immigrant, so it will be interesting to hear others' stories.
I love the thrift store a little too much, lol
It’s a fine line between “saving money” and “thrifting addict”. 🙃
I’m sorry that happened with the playground moms. Wow. I would be like...New Best friend! YES! 🤣
Thrifty sisters. 👯♀️
There’s nothing wrong to buy from thrift shops. The wrong thing is when you try to live your life on others expectations. I’d be happy in that situation, I decluttered some judgemental people forever if they choose to turn away😀
I'm absolutely with you there! I love spending time with other people who are money conscious. I love going out with my 'hiking' friends to hang out instead of going shopping or out for drinks!
I would LOVE to see some frugal/minimalist food inspiration!
I have been getting a lot of requests for this, I will put it on the list.
Hi! I also lost both my parents when I was young. I also engaged in binge eating and consumerism to fill the void. I’m so glad I found your channel! I’m always trying to declutter. I spend most of my days managing my house and belongings. I’d rather spend that time with my 3 little kids and husband!
😢 glad you “found” me and sending good vibes your way. ✨
“Everything you've ever wanted is sitting on the other side of fear.” Sharing some positivity with all of you. Keep smiling you are amazing.
I'm 65 years old now and looking back, the biggest and best way I've made money was to live in a home for a few years, make it look nice as I lived there and then sell it at a big profit. I've almost always bought a bit of a fixer upper. Nothing too dilapidated because, after all, I lived in it. If I made enough money, I'd even take a few years off of work so I could spend time with my kids. I've mostly been a single woman.
Wow! You are amazing
Not an option where I live. The junk houses aren’t much less if at all than the renovated ones
Same here! Good for u!! 😊
"I never look at my life in terms of what I'm lacking." This is the very first time I have heard this, and you are about to make so much difference in my life. God bless, and thank you!
Hope you can get 1000 likes. I think your husband's story would be motivational.
Thank you!
I'm happy to share I'm not living paycheck to paycheck and I have an emergency fund. Thanks to listening to Dave Ramsey.
I'm new to stock market /Crypto and would like to invest but I've go no idea on how to make good profits. Pls what's the best approach you'd recommend?
I thought of Investing in stock market some time
ago but was discouraged by my friends
I've been hearing alot about expert Raghee Horner lately. She must be good for people to
always make mention of her
I have been Investing and trading and still yet to
eam my first profit. what strategy did you use pls?
I'd like to invest too. What's the minimum requirements?
@Williams Alfred Wow amazing figures, impressive!
We all want to hear your husband's story. Thank you for sharing your story, advice, and experiences in such a down to earth way.
Thanks so much, can’t wait to share! ✨🤗✨
Decluttering, I found clothes from my grandma. Beautiful fabric but old designs. I thought about donating it to a theather. And so I found out that on was burnt less than a month ago. I gave the stuff to them. They were very grateful and I was glad I found a nice destiny to those things.
That's actually a great idea honestly, I wouldn't have thought of that one myself
The dress story... OMG it's like I am hearing about my husband's family... They call us hippies 😄
Yes! For Birthdays and Holidays I had started asking people to not give me gifts as I wanted to stop accumulating things. They seem to have a problem with that, so I suggested giving money to me/or a charity of my choice instead. Only once in the last several years has anyone taken me up on it, they think I'm weird. Now I still put that on my list, but ask for practical items that have been broken or need to be replaced for the people that insist on giving me stuff.
Another thing you can do is borrow from family or friends if you need something only occasionally! We rarely fly, and I don't feel like spending $100+ on a big suitcase I'll use maybe 3 times max in the next 10 years. We're borrowing from my in-laws ☺️ And borrowing instead of buying leads to less clutter and stuff to store.
I can absolutely feel with you what you said about thrift stores - I love them. You really can find treasures and also being mindful with our environment at the same time! Thank you!
Yes, it's way more sustainable to buy clothes 2nd-hand!
i am so with you on this--i actually just made a commitment, because I'm ready to, that I will consciously purchase. thrift stores fully fit in to this, as well as the discovery that investing and paying a little bit more for organic food raised my joy quotient of the food and i ended up being more satisfied not because I paid more but because more people are benefitting from the purchase. it's like, going beyond the dollar and seeing who it affects amplifies the value of the dollar
I'm 30 years old and since in my early 20's in college i always want to be minimalist...now that I'm living my own and work hard finally I'm living minimalistic life 😊
Working single parent who became minimalist not by choice, but I've grown to love it. Great video thank you.
The practicality of these tips is beyond my expectations! Keep it educate people as much as you can about minimalism
I so love tip# 5, movie night for me and my family is watching free movies from Tubi with window blinds close and lights off 😍
I have been sleeping on the floor for a few years now, because I don't want to spend money on a mattress & bedframe at the moment. I have stopped telling people that I sleep on the floor though, because people look at me like I'm some kind of weirdo. LOL. Actually though, I've grown to like it, because the firmness of the floor feels really good on my spine, and it also feels like I'm on some sort of fun camping trip every night.
Dave Ramsey's channel has been so helpful with my finances.
Ironically when I watch minimalism videos I always want to buy what the UA-camr is wearing lol.
Oh my gosh I have this problem too, so far I haven’t bought anything. 😬😂
I am proud to be frugal.
Again its not about being “cheap” its about managing and utilizing resources wisely. My lessons came from being on my own since the age of 16 and literally having NO $$
Financial literacy is so crucial in life
I got a lovely dress for my daughters birthday and it was only $10 plus $6 shipping off mercari. It’s from a store that sells high end dresses for around $100 each, and I got it for a steal. I almost spent double that on a cheap Amazon dress. I also got 3 pairs of gently worn shoes for only $30 with shipping included when I almost spent $42 on one pair of shoes for my toddler! I’m proud of the changes I’ve made already with my spending because I used to just spend my money because I could.
You guys are truely inspiring and have made me hit the reset button, THANK YOU¡
You are such a gift to this world! I've just found your channel and I can honestly say watching your story has been life changing. I have bags of things ready to donate just from your inspiration. I'm a mom of toddler twins in the US, drowning in crap I don't need and overwhelmed by the mess. Thank you for sharing your life because you are helping mine so much more than you know. And you are a beautiful soul and I wish we were real life friends
Finally!! Some actually useful Budgeting tips on UA-cam! Thank you
The tip about large expenses is so true! Everyone talks about latte but a cheaper apartment is the real game changer!
Yes hun, please brag. Your a huge inspiration to our generation to save save save 🙌 I appreciate you for sharing
Once you got to the second tip I just threw my fists in the air in triumph because hearing you give advice to do the things I'M DOING that I had to figure out for myself makes me feel like I am truly finding the right path and following my gut has been the right thing to do. I have an electric bike instead of a car and a good portion of people simply CANNOT understand it (probably bc they cannot relate), and I have even had people offer me a car they're selling after I explicitly pointed out I do not want a car. They are so in denial this is possible they completely ignore it. Mind-blowing.
Additionally, i am now looking into purchasing a truck and truck camper to become my permanent home, while all my friends are buying houses. Though some understand, most of the people around me do NOT and WILL NOT open their minds to understand. It's always "um why in the world would you do that?!" Or "that's not going to work."
But I feel so comfortable now with nt goals and choices they are the ones who appear odd to me. Have definately embraced my apparent weirdness! Thank you for taking the time to make this video and help a lot of people find their path!
Two minutes into your video, and I love your openness, perspective, and honesty. Subscribed!
Best video on frugality and minimalism I have seen on YT. You are very eloquent and inspirational too, well done!
Thank you, Marissa!!! This spoke volumes to me!! Much love and good vibes!
This is FANTASTIC content. Way to go. I’m sucked in. Glad I found you.
Love those! Especially the last one. Never stop educating yourself! 🙌 Today it is easier than ever before to find (free) information on literally anything on the internet. Use this opportunity!
There is one saying, TOPMAN!
Well, you are TOPWOMAN!
Great job in enjoying lifes little joys and embracing minimalism like the natural world surrounding us.
You are my absolute favourite channel to watch! I love your positive outlook on life 💕 You inspire me so much and I really appreciate you sharing your story! ❤️
Thank you so much for your kind words, Trebushea! 🙏
Well said. There is nothing more valuable than freedom and time. I'm glad you said that because when it comes to finances that should be the top goal.
I love your channel! My fam of 7 had the house payed off and 2 cars. I shop mostly at trift stores but im bot afraid to splurge on a nice comforter. Cooking at home and shopping at cheaper grocery stores, plus trifting saves me tons of money. And you know what? My kids go to a fancy private school where they receive classical education because thats more important than having brand name shoes!
These kinda videoes is the main reason i love UA-cam, or the interwebs in all! Thank you!
That's really good to know that there are bartering groups that trade things to save money. That is a great idea and pretty awesome.
This is one smart lady. Love this no nonsense content. Thank you for this video. A refreshing change to popular over-consumption culture.
I love how humble and genuine you are! I am sorry to hear that both of your parents have passed on while you were so young. You're extremely strong, and resilient to go through life's adversities! I just subscribed :)
Yeees, this girl is so down to Earth and yet so sttong, reasonable and kind, smart and humble. And helpfull in my own minimalistic journey which is now about 5 years...
Thank you for your authenticity and self help that you are sharing You and your husband are quite inspirational!I I am definitely listening ❤️
I’m moving into my first flat and will be on the tightest budget. Thank you your videos are really helping me
Your videos are great-full of great tips and in a VERY nice, accepting manner. I find it's a lot easier to live more simply in Germany than USA!
minimalism is such a joy in my life, i love seeing how it is applied to money and your accomplishments so inspire me to think bigger...of course while being in alignment with my journey! 🤣
Your channel made my day, I feel so comfortable listening to you
Love all your tips.! We have to take control over our finances instead of the other way around. ❤️
I'd love to hear about your husband's story coming to America. My mother immigrated from country side Korea 45 years ago and I've never gotten to experience or get a visual into her life. The b-roll you shared of his home was just like stories I was told. It amazes me that my journey to be ok with less gets combated with "having enough to be enough" narratives from generations past...
I would really like to hear your husband's story. My husband has a similar story from Venezuela.
It’s amazing how many of these small stories there are that no one gets to hear, I hope we can share soon. ✨❤️✨
Love this! Budgeting and contentment.
I love this, I’m becoming more obsessed with minimalism and frugality it’s like a game
I love your style! The way you talk about your journey opens my eyes...Thank you!
Budgeting is so important if you want to take control of your financial destiny. This is how Tom and I manage our family finances and include our financial goals. ua-cam.com/video/rd8WkxvMAqg/v-deo.html xCC
You should speak with The Minimal Mom and get on her group video lists. They just did a March one. Your videos are top notch quality and content. She supports other channels and it could help people find you. 👍
Thank you so much for thinking so! I am actually on the collab list now and will have my first video on the list in early April...stay tuned. 🤗
@@AtoZenLife Good... You deserve more attention!
@@simply.clutterfree Hahaha, thanks so much, spread the word. 😉🤗
My family thought we were nuts until 2yrs and 11mo after purchasing our Condo we tore up the mortgage. Our income was the lowest in the family. We are now considered the gurus of saving in the family.
The library is one of my favorite frugality hacks. The library has audiobooks, books, magazines, music cds, movies, tv shows & cookbooks.......all for free! And, if the library doesn't have an item that you want, you can request it, and they will order it!
I appreciate the video, this exactly what I need for motivation
Whenever you invest you're buying a day you don't have to work.
what are this assets that can makes on rich?
Bitcoin
Stocks
Real estate
You are right, it obvious a lot of people remain poor due to ignorance. But for me it better to take risk and make sacrifices than to remain poor forever.
I guess it not ignorance but do to some unprofessional expert in the market.
Awww we definitely need to see more of your husband.
Great tips! I loved that they weren't the typical money saving suggestions. Thank you!!
We absolutely LOVE your channel!!!
My mother used to tell me to simply save half of what I make. But she never told me how! It was impossible for a young person with no resources where I lived. Now that I'm much older and make a nice living, I purposely didn't elevate my living standard along with my salary. Now I can comfortably save/invest half of what I make. Even more if I want to go the minimalist route. I'm just not "there" yet. My struggle continues...
I agree, for those who are young and experiencing economic hardship it’s really difficult to save 50%. But it’s smart that as you grew income you didn’t change your lifestyle- lifestyle creep is a real thing! I believe you have the will, you will find the way, DK. 😉
This is also my strategy- I save half of what I make. The other half, I budget and just use what I have.
Hey nice editing - definitely deserves the 1,000 likes! 😊
And hopefully more people are coming around to thrifting, as not only things like mininalism but also sustainability issues are slowly but surely getting more exposure!
I think the younger generation DEFINITELY is - my friends who run a thrift flipping business joke that whenever they talk about thrifting and reselling all people hear is I LIKE TRASH! 😂
Love your family’s story.. minimalism works!😉
Great video gives people the get up and go to change things around .lovely to watch x
Our goal is to save $300K in 5 years 🙏
You and your husband are such interesting people! Please share your husband's story.
This is refreshing. Different from the other channels with their same old same old ideas. Thank you.
Wow I have to salute you to choose a good quality husband. Although poor both you can survive and live a quality life. Simply awesome.
You have made my Sunday! I have definitely dabbled in organizing, purging, and finance curbing! Thank you for being so real and helpful. I will continue to watch you and grow. Have a beautiful day!!! Love to hear about your husband and his story. I’m sure it is moving!!!
70%! Wooweee, that is goals! Thanks for the inspiration!
Thanks so much! ✨🤗✨
Thank you for sharing your experience with us. Just found your chanel and i LOVE it! I love the way you talk, its very authentic and natural. Keep doing what you do!
listing what u spend and earn in so much dept would make my head turn , I easly spend 1-2k a month and earn 20k+ and put in saving 90% of my income for last 5 years, without writting anything down and so on , just dont spend it on stupid things and remember you can always work more, but in same time please find time for yourself just your self and your loved ones.