BUDGETING 101 HOW TO BUDGET, WHY BUDGETING CAN HELP FINANCES, BASICS OF BUDGETING Lara Joanna Jarvis

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  • Опубліковано 4 лис 2024

КОМЕНТАРІ • 49

  • @paigeforrest7209
    @paigeforrest7209 3 роки тому +1

    I always come back to Lara when I am trying to do a no spend as she is so real and I really understand what she is saying :)

    • @LaraJoannaJarvis
      @LaraJoannaJarvis  3 роки тому +1

      Thank you so much!! Really glad they are helpful xx

  • @LouisaRubyDDD
    @LouisaRubyDDD 3 роки тому +3

    Just love your passion in your videos and how well you explain things!

  • @kbvlog8511
    @kbvlog8511 3 роки тому +9

    I watch all the ads through to help you get that coin girl!!! You help me save so it’s the least we can do in return 🥰

  • @poppylevers6363
    @poppylevers6363 3 роки тому +1

    I always feel so motivated to save after watching your videos! 💗

  • @LindseyDawnArt
    @LindseyDawnArt 3 роки тому

    You inspired me to start my own no buy year in 2021 and I’m even starting tips on how to save money and budget on my UA-cam channel, thank you so much for your tips and advice you have really helped to change my mindset

  • @Danni230
    @Danni230 3 роки тому +5

    So glad I found your channel! Your videos are really helpful and I'm doing a no buy year! I'm saving for a deposit on a house 😊

    • @moneybee
      @moneybee 3 роки тому +1

      Wohoo! What a great goal to be a motivator on your financial journey Danni! Best of luck with the No-Buy challenge!

    • @Danni230
      @Danni230 3 роки тому

      @@moneybee thank you 😄

  • @oliviabermingham1419
    @oliviabermingham1419 3 роки тому +1

    Brilliant video as always! When you do the next food hauls, would you be able to do a tesco or Sainsbury’s shop as I don’t have an aldi or lidl close to me, please? Thank u!

  • @kayleighraby4065
    @kayleighraby4065 3 роки тому +1

    I love your video's! This has helped me so much. 🧡🧡

  • @cazpasby977
    @cazpasby977 2 роки тому

    Great video! Sound advice.

  • @nicoles2016
    @nicoles2016 3 роки тому

    I am a primary teacher, I am happy to help in any way I can. I am currently teach online live which is strange but I’m glad I still get to see my kids. I am currently on a no buy month, if it goes well I am hoping to extend it.

  • @annemackin3791
    @annemackin3791 3 роки тому +6

    My father used to say you live a champagne life on a lemonade budget lol xxx

  • @moneybee
    @moneybee 3 роки тому +2

    So important to have a plan so you know where your money goes! Really great video Lara, keep up the great work! :)

  • @sinead969
    @sinead969 3 роки тому +2

    Hi Lara, I'm not new to budgeting but loved this video, I implemented a new budget last year which is working really well and it lets me know how much money I can spend on the treats without feeling guilty. We are in Dublin, I have 9 yr old twins, schools aren't opening this month as planned and I'm working from home on a laptop since March 2020, it is very overwhelming trying to juggle it all so I hear you when you say you went to bed with worries. Fingers crossed we're all going to get through this with our mental health intact 🤞🥰

    • @moneybee
      @moneybee 3 роки тому +2

      Ahh! It's been a hectic year, and I've got my fingers crossed it get's better for you Sinead. That sounds like a lot to manage, but it's a testament to your tenacity that you've made it this far! Keep your head up, and I'm sending some positive energy your way! :)
      On a side note, would you recommend visiting Dublin? Travel is what motivates me on my financial journey, and I've never made it to Ireland yet!

  • @Christinamychas
    @Christinamychas 3 роки тому +2

    Yesssssss make your budget your BFF!

    • @LaraJoannaJarvis
      @LaraJoannaJarvis  3 роки тому

      Hey girl, hey! How are things with you guys at the moment? Hope you're ok x

  • @k.b6567
    @k.b6567 3 роки тому +1

    I've always worked in charity shops for years, would not dream of paying full price now new, shop second hand savvy, grown my own nails at long last, keep my hair bob length, and diy it, paid off credit card bill nye morning, great feeling, now hoping to start saving again this year, if things improve and we keep our employment?

  • @JyotsnaRamani
    @JyotsnaRamani 3 роки тому

    I loooove how useful ur videos are hun

  • @alexandrasmicikova5808
    @alexandrasmicikova5808 3 роки тому +17

    You should write a book lovely!!!! 🥰

  • @carinacrowe4591
    @carinacrowe4591 3 роки тому

    I'm currently working two jobs just to get by. I'm really tired and my emotional spending habits sure haven't helped me. I really really want 2021 to be the year I get my finances in control. I'm trying a no buy week, with hopes I can do a no buy year! My biggest goal is to pay off my car!

    • @LaraJoannaJarvis
      @LaraJoannaJarvis  3 роки тому

      It’s exhausting!! I feel you. The strain mentally is really difficult. Emotional spending is such a common trigger but great that you recognise it. Try and shift to doing something else instead of spending when you feel that trigger. Or look through your bank statements and see what you’ve spent on then ask if that item has actually bought you any joy once you had it.
      Doing a week will hopefully help you kickstart some great new habits, good luck xx

  • @anneblommaert
    @anneblommaert 3 роки тому +4

    Instead of another aldi haul, I would personally be more interested in seeing some budget meal plans. Meals made with staples that are on the cheaper side every where, i.e. onions, potatoes, beans, rice etc.

  • @annemackin3791
    @annemackin3791 3 роки тому

    I done the 30 day purchase you put out there. Plus we buy what we want not what we need and this time I'm doing what I need xxx

  • @hannahbollard6513
    @hannahbollard6513 3 роки тому

    Monzo card is the way to go

  • @jordanleigh6886
    @jordanleigh6886 3 роки тому

    Those other printables would be great! Love the Facebook page too. So much support on there! ❤

  • @jenniespelman3787
    @jenniespelman3787 3 роки тому +1

    Hi Lara am obsessed with your videos to get all those iusefull tips I need to stop spending

  • @princesskaitlinhazelwood4703
    @princesskaitlinhazelwood4703 3 роки тому +3

    I know every time I look at my credit card statement , there are a million Amazon purchases. Sigh. On the up note, I started an online sinking fund for Christmas 2021. My first Christmas fund in my life.

  • @adamwest5625
    @adamwest5625 3 роки тому

    Having been living a debt free minimal life for the last 7 years, I wake up everyday with a clear head.
    1 month of my salary covers expenses for 1 year. I save 90% of my salary.
    Live on MUCH less than what you make.

  • @amyrunsoncoffee9866
    @amyrunsoncoffee9866 3 роки тому

    Ah! We love travel too! It makes this so hard! (American family living in South Korea so we feel you on the LD)

  • @tracybownes7612
    @tracybownes7612 3 роки тому +1

    will you please concider doing a skincare and roiletries video as i would be so iterested to know if you think its worth spwnding money on skincare ?

  • @laurinda9009
    @laurinda9009 3 роки тому

    Great video Thankyou 🙋‍♀️. I love the prints behind you

  • @kirstyhibbert3119
    @kirstyhibbert3119 3 роки тому

    Loved all these tips! Helps me along the way of saving. Already save insane amount on my low income 👏👏 most of my spending is amazon! Am trying esty now to help others and get quality stuff if I need it. Btw you look glowing! Really loving you look xxx

  • @chloewilletts1534
    @chloewilletts1534 3 роки тому

    Great video keep it up

  • @viewreviewwithrs9868
    @viewreviewwithrs9868 3 роки тому

    Brilliant advice love 💕

  • @ruthstrickland6679
    @ruthstrickland6679 3 роки тому

    I set out with great intentions then 2021 tried to out do 2020! So not to get overwhelmed I've decided to record all of the mon essential spending I've been doing. Its a small thing not making me feel stressed but helping me to be more intentional as I have a visual reminded. Also noting down returns so I can see whats going back into my account 🙄

  • @amycartwright6337
    @amycartwright6337 3 роки тому

    Is their an app you would recommend for tracking your spending?

  • @kyeiwaah
    @kyeiwaah 3 роки тому

    ❤️❤️❤️

  • @charlenebrissette3348
    @charlenebrissette3348 3 роки тому

    Right now in Quebec, Canada, they have shut things down so much the only things you can buy right now is food and medicines, so my budget is in pretty good shape. And now there is a curfew so you can’t even get necessities after 8 pm.

  • @annemackin3791
    @annemackin3791 3 роки тому

    Lara amazon was my nightmare . I was really bad . It just seemed as if I had to order at least 4 things a week . It is sooooooo hard xxxx

  • @sams_disney_life3235
    @sams_disney_life3235 3 роки тому

    I no your feeling 😔

    • @LaraJoannaJarvis
      @LaraJoannaJarvis  3 роки тому +1

      Which bit, lovely? Sending hugs x

    • @sams_disney_life3235
      @sams_disney_life3235 3 роки тому +1

      @@LaraJoannaJarvis just about locked down and homeschooling I know how you feel 🥰 love your channel hunny

  • @aprilcastillo5487
    @aprilcastillo5487 3 роки тому

    Lock down again?! 💀