Dave Ramsey's Tips for First Time Home Buyers in the 2022 Housing Market

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  • Опубліковано 2 чер 2024
  • Dave Ramsey's Tips for First Time Home Buyers in the 2022 Housing Market
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КОМЕНТАРІ • 24

  • @GNovaSound
    @GNovaSound Рік тому +1

    Been following Dave for years and it’s finally my time 💎🏠! Big ups Ramsey Care!

  • @chizle882
    @chizle882 Рік тому +13

    "If they've saved enough money" Yeah, like $300k for 50% down.

    • @jamesmayle3787
      @jamesmayle3787 Рік тому +1

      The Bible is truth. Please read at least three books, Genesis Mathew and one book you chose yourself. The key is in doing what Jesus Christ taught personally, forgiveness explicitly. To be forgiven we must forgive. Until you’ve dealt with your inner baggage and forgiven your parents specifically God stays at arm’s length. Seriously, there’s deep spiritual significance to that relationship. If there’s love in your heart you forgive. Parents are supposed to be easiest, they’ve loved you. Working though your inner issues and forgiving your parents as an adult shows something really important to God. It’s the mustard seed of faith he wants from us. Please, break down before Jesus Christ, ask for forgiveness, and please, read those three books of the Bible in your lifetime.
      Please trust me.
      The Bible is truth.
      Jesus Christ is the way truth and life.

    • @nikolaig1
      @nikolaig1 Рік тому

      Its insane. Even 210k house you need 145k to have a 900 payment. You using 35% on monthly income. Its absurd 😂😂😂😂😂😂

  • @bcourtney50
    @bcourtney50 Рік тому +2

    Great segment Matt and Dave!

  • @hermelyndapickleball
    @hermelyndapickleball Рік тому

    Yup. My rent has gone up from 1185 to 1364 for a studio and it doesn't include utilities 🙄 I can't tolerate paying more for another year with noisy inconsiderate tenants. I'll be calling to view my options on rent elsewhere or getting a condo. My intention is to get a condo with no one living above me 🙏

  • @stevebaughman1163
    @stevebaughman1163 Рік тому +2

    Those who bought in 2004 2005 2006 2006 2008, should have rented. If anyone does not willing to admit that then they're up to something. These 2 guys who make their living in real estate are definitely up to something.

    • @jamesmayle3787
      @jamesmayle3787 Рік тому

      The Bible is truth. Please read at least three books, Genesis Mathew and one book you chose yourself. The key is in doing what Jesus Christ taught personally, forgiveness explicitly. To be forgiven we must forgive. Until you’ve dealt with your inner baggage and forgiven your parents specifically God stays at arm’s length. Seriously, there’s deep spiritual significance to that relationship. If there’s love in your heart you forgive. Parents are supposed to be easiest, they’ve loved you. Working though your inner issues and forgiving your parents as an adult shows something really important to God. It’s the mustard seed of faith he wants from us. Please, break down before Jesus Christ, ask for forgiveness, and please, read those three books of the Bible in your lifetime.
      Please trust me.
      The Bible is truth.
      Jesus Christ is the way truth and life.

  • @neihausinthethreehaus
    @neihausinthethreehaus Рік тому +1

    Tip from a 31 yo with 3 kids oldest is 14. Rent until it crashes. Rent cheap. Live below your means until you don't have to. Ittl go by in a few years and you'll have money saved up to put down a little on a reasonable home that may need repairs. You should have used these years to learn trades and skills to save even more money over your lifetime. Ive noticed people waste more money on things I could have fixed on my own. Learn shit. Be semi self sustainable. Teach your kids life lessons. That's the greatest home/family in the world. The richest people may have money but they usually don't have any real skills and live the most miserable lives.
    Rip Mac Miller, Prince, Betty White and our boy Jarad Higgins

  • @Rob_G716
    @Rob_G716 Рік тому +6

    Was this segment filmed 6+months ago?
    You described the market from 6-12 months ago.
    I would wait a few more months before dropping that line

    • @universalis2012
      @universalis2012 Рік тому +2

      Reventure Consulting: UA-cam

    • @jamesmayle3787
      @jamesmayle3787 Рік тому

      The Bible is truth. Please read at least three books, Genesis Mathew and one book you chose yourself. The key is in doing what Jesus Christ taught personally, forgiveness explicitly. To be forgiven we must forgive. Until you’ve dealt with your inner baggage and forgiven your parents specifically God stays at arm’s length. Seriously, there’s deep spiritual significance to that relationship. If there’s love in your heart you forgive. Parents are supposed to be easiest, they’ve loved you. Working though your inner issues and forgiving your parents as an adult shows something really important to God. It’s the mustard seed of faith he wants from us. Please, break down before Jesus Christ, ask for forgiveness, and please, read those three books of the Bible in your lifetime.
      Please trust me.
      The Bible is truth.
      Jesus Christ is the way truth and life.

  • @stevebaughman1163
    @stevebaughman1163 Рік тому +1

    Oh my!! October 12, 2022, Dannie Mae downgraded Q2, Q3, and Q4 to NEGATIVE growth for house prices. Fannie was one of the "experts" that Dave quoted saying housing FOR SURE was going to continue to go up. Nope!

  • @stephenbaughman3006
    @stephenbaughman3006 Рік тому +1

    Best tip for homebuyers in Nov 2022. Dont buy now!!!
    Gonna be a LOT cheaper in a few months and you lose equity right out of the gate.

  • @mikemorgan8646
    @mikemorgan8646 Рік тому

    *Oh Dave, your wisdom and undeniable logic is something we really need right now. ***

  • @willmitchell6521
    @willmitchell6521 28 днів тому

    - Fall into money
    - Make 200k + annually
    - Or go back in time

  • @kellyhou9594
    @kellyhou9594 Рік тому

    I hope someone would have told me long time ago. I was heartbroken I could not afford a home in my parent

    • @jamesmayle3787
      @jamesmayle3787 Рік тому +1

      The Bible is truth. Please read at least three books, Genesis Mathew and one book you chose yourself. The key is in doing what Jesus Christ taught personally, forgiveness explicitly. To be forgiven we must forgive. Until you’ve dealt with your inner baggage and forgiven your parents specifically God stays at arm’s length. Seriously, there’s deep spiritual significance to that relationship. If there’s love in your heart you forgive. Parents are supposed to be easiest, they’ve loved you. Working though your inner issues and forgiving your parents as an adult shows something really important to God. It’s the mustard seed of faith he wants from us. Please, break down before Jesus Christ, ask for forgiveness, and please, read those three books of the Bible in your lifetime.
      Please trust me.
      The Bible is truth.
      Jesus Christ is the way truth and life.

  • @cjchamp3
    @cjchamp3 Рік тому +1

    "100% of rent vs own analysis favors owning.". Horrible. Tell that to the buyers in 2007.

  • @mikemorgan8646
    @mikemorgan8646 Рік тому

    *And I only watched for **1:03** minutes, that's how awesome it was.*

    • @jamesmayle3787
      @jamesmayle3787 Рік тому

      The Bible is truth. Please read at least three books, Genesis Mathew and one book you chose yourself. The key is in doing what Jesus Christ taught personally, forgiveness explicitly. To be forgiven we must forgive. Until you’ve dealt with your inner baggage and forgiven your parents specifically God stays at arm’s length. Seriously, there’s deep spiritual significance to that relationship. If there’s love in your heart you forgive. Parents are supposed to be easiest, they’ve loved you. Working though your inner issues and forgiving your parents as an adult shows something really important to God. It’s the mustard seed of faith he wants from us. Please, break down before Jesus Christ, ask for forgiveness, and please, read those three books of the Bible in your lifetime.
      Please trust me.
      The Bible is truth.
      Jesus Christ is the way truth and life.

    • @mikemorgan8646
      @mikemorgan8646 Рік тому

      @@jamesmayle3787 the Bible instructs us not to judge, so I won’t. It reads “take the plank out of your own eye first.”