Loans are not in favour of people coming from lower middle class families. It is hard to get loan if you have no assests in family. Even the govt. loans are not supportive of providing loans to potential students. I want to pursue CDAC PG Diploma course. But I have no family income my father is not anymore. How do I approach for a laon?
Hi Shivansh! It can be a little difficult to get an education loan without collateral and financially strong co-applicant but it is not impossible. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, our team will get back to you and try their all best to help you secure an education loan. With just a single callback request our team can help evaluate your profile with 14+ public and private lenders, so you can get an education loan best suiting your profile and needs.
So sad to hear that about your father bro.. I can feel your pain. I also belong to a middle class family I can understand you. I didn't even graduated because of some domestic problem. I think I'm only for business.
Hi, I have 3 yrs of experience in software engineering, I have admits from 2 universities for MS and waiting for response from 3 more universities. I had approached wemakescholars and my counselor/coordinator had referred me to some banks & NBFCs which for some reason ended in rejecting my applications. I'm now stuck in a situation where even though I have the admits I'm unable to find any kind of a loan to support my masters. If you can please help me with this, it would be a great, Thanks!
Mam my Father is farmer and i have scored good marks in my class 12 and jee i want approx 4 lakh education loan but sbi are refusing because they are asking us for your father job . Can i not get a loan of 4 lakh because my father is a farmer
Hi Harsh! No issues our team can help you check your eligibility with 15+ public and private banks so you can get the best education loan that suits your profile provided you have all the required documents. To speak with our team please request a callback on: bit.ly/48cTdcR.
Hi Arya, Feel free to speak with our financial officer to know the documents required for pledging a non-agricultural land as collateral. Simply request a callback at bit.ly/48cTdcR . A dedicated financial officer will get back to you shortly.
Hi Zulfaquar! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam in vidyalaxmi port when applying for application form, its showing parents income upto 4.5L , but my parents income is 6-7Lkh , when am entering 6 lkh , it's showing parents income should not be more than 4.5L , mam tell me how can i get the loan please 😭😭😭
Hello, The Vidyalakshmi portal is reminding you to apply on the Jansamarth portal to avail the CSIS subsidy if your family income is less than ₹4.5 lakhs. Here is the link to the video on the form-filling process in the Vidyalakshmi portal: ua-cam.com/video/WRlBGcfF4Qo/v-deo.htmlsi=q1-Vx1yryqhMERyQ. If you are seeking one-on-one assistance with your education loan process and your required education loan is more than 7.5 lakhs, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
I went to sbi for education loan and manager mujhe fd pe loan lene ke liye manipulate kr rha tha even i have collateral. Then he asked me why are you not taking loan against fd then i said mujhe moratorium period nhi milega then manager told me moratorium period ka kya krega...now i am broken 😢
Hi Mann! That is why you should process your education loan with WeMakeScholars instead of going directly to the lenders. As bank managers are alwasy manupulative to the students and does not want to give out an education loan because of the lengthy process and paperwork, so they deny assistance in the first place. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hey Ayush! You can connect with our financial officer here: bit.ly/48cTdcR. We will analyze your profile in detail and get back to you within 48 hours. Thank you.
Hi! It is possible to get an education loan of 7.5L through Vidya Lakshmi Portal and we can help you get in touch with them. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi! Yes, Banks usually ask for an Income proof for education loans. But if you choose to process your education loan from a public sector bank they area bit relaxed with family income. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
My brother is the only one whos working right now n his monthly salary is 27k we dont have any property or house can i get a loan of 20 to 25 lakh for doing mbbs in Russia??
Hi Jagruti! Getting an education loan for MBBS in Russia has a thin chance of approval but a secured loan is possible considering that it would require a huge amount to complete the course. To know more about it, we would encourage you to get in touch with the Financial Officer as we will be requiring a few more details to check your eligibility with 14+ leading Indian public and private lenders and get you the best education loan suiting your profile. Please connect to our loan team by requesting a callback on this link bit.ly/48cTdcR. Once you fill out the form, they will get back to you to guide you further.
Hi Suresh! Banks usually don't provide education loans for courses such as physiotherapy. However you may connect with our team so they can help you check your eligibility with 14+ Public and private lenders. So you can get an education loan best suiting your profile and needs. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
HI mam I want to get education loan of 7 lakh rupees but my parents income is less than 20k and they don't have any itr then can I get a loan withuot itr?
Hi Ranvir! We would require a few more details to check your eligibility for an education loan of 7L and some alternative documents can be submitted if ITR is not available. For further details on the same, please connect to our loan team by requesting a callback on this link:bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Hi Rohit! Your miscellaneous expenses can range in 3-4 Lakhs depending on your requirement, which can cover your books, stationary, laptop etc. For further one-on-one guidance please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam i am facing difficulties for taking an edu loan due to low income, low cibil and some banks rejected to approve me loan,i have collateral which worth around 15 lac but i need 20 lacs to go to canada for my higher studies,i also have a offer letter from canadian college and due date of fee payment is 30 march,could you help me please reply.
Hi Rohan! CIBIL is one of the most important parameter for an education loan application, where both the applicant and co-applicants CIBIL is checked. We suggest you speak to our loan officers about it. They will try to dig below the surface and exactly understand what went wrong and whether there is any way out. The reasons for the low score are quite important. Many times we have negotiated for students whose co-applicants had CIBIL scores as low as 600. Request a callback as soon as you can, as yoru fee payment deadline is approaching: bit.ly/education-loan
Hey Pankaj! If you are planning to pursue your Masters abroad, it might be difficult to mention your father as a financial co-applicant if his income doesn't meet the lender's expectations. However, We can look for other financial co-applicants. You can share your profile with our financial officer here: bit.ly/48cTdcR. We will look into it and get back to you within 48 hours. Thank you.
Hii mam, actually I wanna get educational loan upto 5 lakh for btech in IT from reputated Institute. My father took loan in some other government bank for some other purpose. I need to get loan then what should be the income of my parents or My father don't have ITI certificate.income certificate will be issued soon. Plz tell me what should be the annual income so that I can get loan easily from SBI upto 5-6 lakh
Hi! It depends on the lender you are processing your loan with, Public banks are relaxed about the co-applicants income profile. But private banks require financially strong co-applicants with ITRs. Kindly connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi! It depends on the type of degree you are planning to go for, E.g. PG certificates are a little easier to process when compared to UG certificates. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ public and private lenders so you can get the best education loan suiting your profile.
Hello, brother ko guarantor bana sakthe hai, lekin mother ki jagah brother ki income nahi laga sakthe hai. Agar aapki education process me assistance chahiye tho hamare team help karengi. Ek dedicated financial officer aapki profile analyze karke suitable banks se connect karenge. Hamari team se baat karne ke liye iss link par jakhar callback request kare: bit.ly/48cTdcR ya yah call kare 9889882090.
Hello ma'am actually I just wanted to know that I'm considering taking a loan through the vidyalakshmi portal of 4 lakhs for my pgdm ..... Rest fees will be paid it self..... So ma'am my doubt is that my father's income certificate is of 1,20,000 and I'm taking loan from gov. Bank of Baroda so will I facing any problems ?
Hi Yash, Considering your father's income certificate is 1,20,000 and you're applying for a loan of 4 lakhs through the Vidya Lakshmi portal for your PGDM, banks may not have an issue. You can certainly give it a try. For further queries, request a callback at bit.ly/48cTdcR. Our loan team will get in touch with you soon.
My Father is no more and i do wanna pursue my dreams into aviation sector becoming a pilot will i get a 80 lakhs loan? I do have collateral of my house and land which total is around 60+30 respectively, will i get a loan?
Hi! Yes, It is possible to get an education loan of 80L for aviation, But we would require a few more details about the available collaterals to check its eligibility for an education loan. We can help you with the entire education loan process and guide you in each step. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Didi maine parents ki jagah Apne Relative ko lga diya 5lakh chahiye kuch dikkat toh nhi aaegi?? Uska sab clear hai . Kyuki mami/papa ka civil kharab hai please reply 🙏🙏
Hi Guru! For taking an education loan, anyone of your blood relative up to 1st cousins can be added as financial co-applicant. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
Hi Shubham! Depending on your profile we can help you negotiate with the lenders and get you an education loan for 1-2% cheaper. It would be a wise decision to check your eligibility with other lenders in the market before taking the deal you have with you right now. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi Teja, We can help you secure the loan even your parents doesn’t have any CIBIL score. We’re empanelled with 15+ public and private bank. We are funded by Ministry of IT Government of India. As we come under the Digital India Campaign, all our services are free of cost. Request a callback at bit.ly/48cTdcR. One of our financial officers will get back to you shortly.
Hello Suhana, Banks applicant aur co-applicant dono ke CIBIL scores check karte hain jab education loan process hota hai. Hum suggest karte hain ki aap apna CIBIL score improve karne par kaam karein, ya agar issue zyada serious nahi hai toh aap hamare partner CIBIL rectification service ka use kar sakte hain. Aap hamari team se CIBIL improvement assistance ke liye 9889882090 par contact kar sakte hain.
My mother's income is around 7 lakh and she pays ITR as well..but she is a tuition teacher..so can you please tell me what can I use as her business proof..I mean can I use utility bill of my house as buisness proof
Hello Srishthi, your mother is a tuition teacher and paying ITR so she can be a financial co-applicant. You can use her business transactions and IT returns as proofs. But problems might arise as banks might not consider tuitions as creditworthy source. Here is an article on the same for more details: www.wemakescholars.com/education-loan/co-applicant-eligibility-criteria-for-education-loan So, you can keep your mom as a co-applicant and you will need to find another person as your financial co-applicant. We can explore what all other options you have with the help of our knowledgeable loan team. Please request for a callback using this link: bit.ly/48cTdcR and we will get in touch with you.
Hi Shireen! If one bank denies to give an education loan for MBBS abroad, then we can try checking your eligibility with other banks. This is the benefit of choosing WeMakeScholars, as we're empanelled with 14+ public and private lenders. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
I dont have any one as a financial applicant my mom works but she gets salary in cash and no salary proof i am a single child and my mom cibil is little affected is it possible for me to get loan
Hello, Income proofs and CIBIL score are important factors for securing an education loan. We suggest including any other financial co-applicant with the required income proofs and try improving the CIBIL score. Our organization also has a CIBIL rectification team that can assist you if the CIBIL issue is not very serious. Once the CIBIL score is improved, Our team can help you with your education loan process. A dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hi Sujeet! An education loan for your MBBS is possible and we have already covered the topic in one of our previous LoanFlix videos. Here's the link: ua-cam.com/video/SPp1TS4KyKI/v-deo.html For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi Yachika! Getting in touch with our team is a really easy process. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
hello ma'am my father civil is 687 there was pending Emi of loan apps but cleared 2-3 months back there is only one settlement in loan 2 govt loan is running very will from starting with no bounce and I want secure edu loan will it pass please help
Hi Mansih! We have already made a separate video on this topic Here's the link: ua-cam.com/video/-Ac3VOXjTu8/v-deo.html Hope it clears yours doubts regarding the same, you may also request a callback on this link:bit.ly/education-loan Once you fill out the form, our loan team will get back to you to check your eligibility with 12+ Public and private lenders, so you can avail an education loan best suiting your profile.
Hi Sam! Yes, you can get an education loan. Form 16 or Income certificate can be submitted to the bank as income proof. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further. Also, they will evaluate your profile and check your eligibility with 14+ public and private lenders so you can get an education loan best suited to your profile.
Hi Kameswar! A PAN card is a mandatory document for an education loan, you may apply for one online, and get an acknowledgement number within 24 hours. You can get a minor PAN card if you are not above 18. Along with that, you may also connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to evaluate your profile and check your eligibility with 14+ Public and private lenders so you can get an education loan best suiting your profile, with the lowest interest rates.
Hi Raseena! If ITRs are not available, the last 2-3 years of Form 16 can serve as an alternative. To initiate your loan process, simply request a callback through this link: bit.ly/48cTdcR. Our dedicated team is ready to guide you through the loan process and help you secure the best deal by comparing offers from 14+ banks based on your profile and requirements. Best of luck:)
Hello Ma"am firstly thank You so much for helping students like us. Now there is my question I am planing to study Masters in AI from germany I am planing to start from 2025, Currently i'm working as a App Developer in Accenture its Been 2 monts, I want a loan without collatral how much ammount can i get.
Hi Karan! Glad you found our channel helpful. We need a few more details to check your eligibility with 14+ public and private lenders. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile so you can get the best education loan deal possible.
Hi!! A PAN card is a mandatory document for an education loan, you may apply for one online, and get an acknowledgement number within 24 hours. You can get a minor PAN card if you are not above 18. Along with that, you may also connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to evaluate your profile and check your eligibility with 14+ Public and private lenders so you can get an education loan best suiting your profile, with the lowest interest rates.
Hello, My son has got admission in University of Tuebingen, Germany. I (mother) will be the co- applicant. Can you please guide ,to get the education loan?
Hi Trina! Yes, we can guide you through the entire education loan process for your son's master's degree, and you are just required to request a callback. Kindly connect to our loan team by requesting a callback on this link bit.ly/403EIVc Once you fill out the form, they will get back to you to evaluate your son's profile and check his eligibility with 14+ public and private lenders so he can get the best education loan suiting his profile.
Hi Atul! Your family income is quite less. However, there are very limited ways for you to secure an education loan. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ public and private lenders so you can get an education loan best suiting your profile.
Hi Harshit, If your parents don't have income proof there are some alternative documents you have to submit to get an Education Loan of 25lac and we can help you with that. To request a call you can visit bit.ly/3MVP0Sy
Hi Priya! Own House Guarantor is compulsory to get an education loan and you will have to show proof of that. You can keep any of your relatives or friends as your own house guarantor. We suggest you approach us for a hassle-free education loan process. Our Financial Officers will guide you right from the application process to your disbursement and beyond. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Hi Mayur! You can get an education loan. But we would require few more details to check your eligibility with 14+ public and private lenders, with just a single callback request, so you can get the best education loan suiting your profile. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Hi Saebjeet! There are some alternative documents that can be submitted if ITR is not available. For further details on the same, please connect to our loan team by requesting a callback on this link:bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Hi! Banks usually prefer to provide loans above 3L as banks want to be sure that the applicant is not required to work part-time to arrange the rest of the funds for their studies. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi Deepak! Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
i want to send my son to australia and for that i need education loan 20 lakhs my monthly salary is 55000 can i get this loan and also send me your number so that i can talk to you
Hi Suresh! Getting an education loan depends on multiple factors, such as course, country, degree level, past academics, applicant profile etc. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to evaluate your son's profile and check his eligibility with 14+ public and private lenders so he can get the best education loan suiting his profile
Loans are not in favour of people coming from lower middle class families. It is hard to get loan if you have no assests in family. Even the govt. loans are not supportive of providing loans to potential students. I want to pursue CDAC PG Diploma course. But I have no family income my father is not anymore. How do I approach for a laon?
Hi Shivansh! It can be a little difficult to get an education loan without collateral and financially strong co-applicant but it is not impossible. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, our team will get back to you and try their all best to help you secure an education loan. With just a single callback request our team can help evaluate your profile with 14+ public and private lenders, so you can get an education loan best suiting your profile and needs.
So sad to hear that about your father bro.. I can feel your pain. I also belong to a middle class family I can understand you. I didn't even graduated because of some domestic problem. I think I'm only for business.
Mam Father income 1.20lakh per year ho toh 7lakh ki education loan milega kya?
Hi,
I have 3 yrs of experience in software engineering,
I have admits from 2 universities for MS and waiting for response from 3 more universities.
I had approached wemakescholars and my counselor/coordinator had referred me to some banks & NBFCs which for some reason ended in rejecting my applications.
I'm now stuck in a situation where even though I have the admits I'm unable to find any kind of a loan to support my masters.
If you can please help me with this, it would be a great, Thanks!
Hi Suren! Kindly write an Email to hello@wemakescholars.com about the same. The concerned team will get back to you.
Mam my Father is farmer and i have scored good marks in my class 12 and jee i want approx 4 lakh education loan but sbi are refusing because they are asking us for your father job .
Can i not get a loan of 4 lakh because my father is a farmer
Hi Harsh! No issues our team can help you check your eligibility with 15+ public and private banks so you can get the best education loan that suits your profile provided you have all the required documents. To speak with our team please request a callback on: bit.ly/48cTdcR.
what documents do we need to get loan on non agriculture land pls reply
Hi Arya, Feel free to speak with our financial officer to know the documents required for pledging a non-agricultural land as collateral. Simply request a callback at bit.ly/48cTdcR . A dedicated financial officer will get back to you shortly.
Very good👍
Hi Zulfaquar! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam in vidyalaxmi port when applying for application form, its showing parents income upto 4.5L , but my parents income is 6-7Lkh , when am entering 6 lkh , it's showing parents income should not be more than 4.5L , mam tell me how can i get the loan please 😭😭😭
Hello, The Vidyalakshmi portal is reminding you to apply on the Jansamarth portal to avail the CSIS subsidy if your family income is less than ₹4.5 lakhs. Here is the link to the video on the form-filling process in the Vidyalakshmi portal: ua-cam.com/video/WRlBGcfF4Qo/v-deo.htmlsi=q1-Vx1yryqhMERyQ. If you are seeking one-on-one assistance with your education loan process and your required education loan is more than 7.5 lakhs, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
I went to sbi for education loan and manager mujhe fd pe loan lene ke liye manipulate kr rha tha even i have collateral. Then he asked me why are you not taking loan against fd then i said mujhe moratorium period nhi milega then
manager told me moratorium period ka kya krega...now i am broken 😢
Hi Mann! That is why you should process your education loan with WeMakeScholars instead of going directly to the lenders. As bank managers are alwasy manupulative to the students and does not want to give out an education loan because of the lengthy process and paperwork, so they deny assistance in the first place. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Ma'am loan nahi mil pa raha hai so very tuff
Hey Ayush! You can connect with our financial officer here: bit.ly/48cTdcR. We will analyze your profile in detail and get back to you within 48 hours. Thank you.
can i take loan of 7 lakh via csis scheme without collateral or security through VIDYALAXMI PORTAL ......plj reply........
Hi! It is possible to get an education loan of 7.5L through Vidya Lakshmi Portal and we can help you get in touch with them. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
We have collateral to pledge, do we need to show the family income?
Hi! Yes, Banks usually ask for an Income proof for education loans. But if you choose to process your education loan from a public sector bank they area bit relaxed with family income. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
My brother is the only one whos working right now n his monthly salary is 27k we dont have any property or house can i get a loan of 20 to 25 lakh for doing mbbs in Russia??
Hi Jagruti! Getting an education loan for MBBS in Russia has a thin chance of approval but a secured loan is possible considering that it would require a huge amount to complete the course. To know more about it, we would encourage you to get in touch with the Financial Officer as we will be requiring a few more details to check your eligibility with 14+ leading Indian public and private lenders and get you the best education loan suiting your profile. Please connect to our loan team by requesting a callback on this link bit.ly/48cTdcR. Once you fill out the form, they will get back to you to guide you further.
Mem kya indiya me phijiyothaireopy ka Kars Karne ke liye lon mil sakta hai
Hi Suresh! Banks usually don't provide education loans for courses such as physiotherapy. However you may connect with our team so they can help you check your eligibility with 14+ Public and private lenders. So you can get an education loan best suiting your profile and needs. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
HI mam I want to get education loan of 7 lakh rupees but my parents income is less than 20k and they don't have any itr then can I get a loan withuot itr?
Hi Ranvir! We would require a few more details to check your eligibility for an education loan of 7L and some alternative documents can be submitted if ITR is not available. For further details on the same, please connect to our loan team by requesting a callback on this link:bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
mam ssbi scholar loan me laptop purchase ka kitna disburse amount rahta hai?
Hi Rohit! Your miscellaneous expenses can range in 3-4 Lakhs depending on your requirement, which can cover your books, stationary, laptop etc. For further one-on-one guidance please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam i am facing difficulties for taking an edu loan due to low income, low cibil and some banks rejected to approve me loan,i have collateral which worth around 15 lac but i need 20 lacs to go to canada for my higher studies,i also have a offer letter from canadian college and due date of fee payment is 30 march,could you help me please reply.
Hi Rohan! CIBIL is one of the most important parameter for an education loan application, where both the applicant and co-applicants CIBIL is checked. We suggest you speak to our loan officers about it. They will try to dig below the surface and exactly understand what went wrong and whether there is any way out. The reasons for the low score are quite important. Many times we have negotiated for students whose co-applicants had CIBIL scores as low as 600. Request a callback as soon as you can, as yoru fee payment deadline is approaching: bit.ly/education-loan
@@WeMakeScholarshello
Hlo we make scholars i want to know that my father has very low savings in his bank account is it affect me in taking an education loan
Hey Pankaj! If you are planning to pursue your Masters abroad, it might be difficult to mention your father as a financial co-applicant if his income doesn't meet the lender's expectations. However, We can look for other financial co-applicants. You can share your profile with our financial officer here: bit.ly/48cTdcR. We will look into it and get back to you within 48 hours. Thank you.
Hii mam, actually I wanna get educational loan upto 5 lakh for btech in IT from reputated Institute. My father took loan in some other government bank for some other purpose. I need to get loan then what should be the income of my parents or My father don't have ITI certificate.income certificate will be issued soon. Plz tell me what should be the annual income so that I can get loan easily from SBI upto 5-6 lakh
Hi! It depends on the lender you are processing your loan with, Public banks are relaxed about the co-applicants income profile. But private banks require financially strong co-applicants with ITRs. Kindly connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Ma'am does HDFC Credila provides Loan for certificate course in india?
Hi! It depends on the type of degree you are planning to go for, E.g. PG certificates are a little easier to process when compared to UG certificates. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ public and private lenders so you can get the best education loan suiting your profile.
Hello we make scholars kya education loan ke liye apna cibil score accha hona important he ya parents ka?
Hello Suhana! Yes, CIBIL score ek important parameter hota hai jo banks education loan ke liye check karte hain.
Brother ko guaranter bana sakte hai ya nahiiii...mother ki jagah.....btother ki income laga sakte hai
Hello, brother ko guarantor bana sakthe hai, lekin mother ki jagah brother ki income nahi laga sakthe hai. Agar aapki education process me assistance chahiye tho hamare team help karengi. Ek dedicated financial officer aapki profile analyze karke suitable banks se connect karenge. Hamari team se baat karne ke liye iss link par jakhar callback request kare: bit.ly/48cTdcR ya yah call kare 9889882090.
Hello ma'am actually I just wanted to know that I'm considering taking a loan through the vidyalakshmi portal of 4 lakhs for my pgdm ..... Rest fees will be paid it self..... So ma'am my doubt is that my father's income certificate is of 1,20,000 and I'm taking loan from gov. Bank of Baroda so will I facing any problems ?
Hi Yash, Considering your father's income certificate is 1,20,000 and you're applying for a loan of 4 lakhs through the Vidya Lakshmi portal for your PGDM, banks may not have an issue. You can certainly give it a try.
For further queries, request a callback at bit.ly/48cTdcR. Our loan team will get in touch with you soon.
My Father is no more and i do wanna pursue my dreams into aviation sector becoming a pilot will i get a 80 lakhs loan? I do have collateral of my house and land which total is around 60+30 respectively, will i get a loan?
Hi! Yes, It is possible to get an education loan of 80L for aviation, But we would require a few more details about the available collaterals to check its eligibility for an education loan. We can help you with the entire education loan process and guide you in each step. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Didi maine parents ki jagah Apne Relative ko lga diya 5lakh chahiye kuch dikkat toh nhi aaegi?? Uska sab clear hai . Kyuki mami/papa ka civil kharab hai please reply 🙏🙏
Hi Guru! For taking an education loan, anyone of your blood relative up to 1st cousins can be added as financial co-applicant. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
Maine bank pe pucha ...to 11 percent interest rate bta rhe hae ...so ..kya koi way hae ..jisse interst rate down ho jaye
Hi Shubham! Depending on your profile we can help you negotiate with the lenders and get you an education loan for 1-2% cheaper. It would be a wise decision to check your eligibility with other lenders in the market before taking the deal you have with you right now. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
What if there is no cibil as parents never took any loan
Hi Teja, We can help you secure the loan even your parents doesn’t have any CIBIL score. We’re empanelled with 15+ public and private bank. We are funded by Ministry of IT Government of India. As we come under the Digital India Campaign, all our services are free of cost. Request a callback at bit.ly/48cTdcR. One of our financial officers will get back to you shortly.
Mera civil score low he par mere parents ka accha he to loan me prblm hoga kya?
Hello Suhana, Banks applicant aur co-applicant dono ke CIBIL scores check karte hain jab education loan process hota hai. Hum suggest karte hain ki aap apna CIBIL score improve karne par kaam karein, ya agar issue zyada serious nahi hai toh aap hamare partner CIBIL rectification service ka use kar sakte hain. Aap hamari team se CIBIL improvement assistance ke liye 9889882090 par contact kar sakte hain.
Mene alrdy admission le liya h avi baki fees ke liye 3lakh chahiye kya mujhe 3 lakh ka loan mil sakte he? Uske liye parents ka kya kya hona chahiye?
Hello Suhana, Hamara Organisation 7.5 lakhs se jyada education loans ko assistance provide karne ke liye authorized hai.
My mother's income is around 7 lakh and she pays ITR as well..but she is a tuition teacher..so can you please tell me what can I use as her business proof..I mean can I use utility bill of my house as buisness proof
Hello Srishthi, your mother is a tuition teacher and paying ITR so she can be a financial co-applicant. You can use her business transactions and IT returns as proofs. But problems might arise as banks might not consider tuitions as creditworthy source. Here is an article on the same for more details: www.wemakescholars.com/education-loan/co-applicant-eligibility-criteria-for-education-loan
So, you can keep your mom as a co-applicant and you will need to find another person as your financial co-applicant.
We can explore what all other options you have with the help of our knowledgeable loan team.
Please request for a callback using this link: bit.ly/48cTdcR and we will get in touch with you.
Mai abroad ke liye apply ki mbbs ke liye but loan dene se mna krdiye
Hi Shireen! If one bank denies to give an education loan for MBBS abroad, then we can try checking your eligibility with other banks. This is the benefit of choosing WeMakeScholars, as we're empanelled with 14+ public and private lenders. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
I dont have any one as a financial applicant my mom works but she gets salary in cash and no salary proof i am a single child and my mom cibil is little affected is it possible for me to get loan
Hello, Income proofs and CIBIL score are important factors for securing an education loan. We suggest including any other financial co-applicant with the required income proofs and try improving the CIBIL score. Our organization also has a CIBIL rectification team that can assist you if the CIBIL issue is not very serious. Once the CIBIL score is improved, Our team can help you with your education loan process. A dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Mam please mbbs education ke bare me education lone milta hai is par video banaye please
Hi Sujeet! An education loan for your MBBS is possible and we have already covered the topic in one of our previous LoanFlix videos.
Here's the link: ua-cam.com/video/SPp1TS4KyKI/v-deo.html
For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Mam I am waiting to call financial officer but they haven't received.
Please send request
Hi Amit! Kindly share your registered Email address, so we can locate your profile and help you get in touch with your Financial Officer.
Is there any ph no to contact your team?
Hi Yachika! Getting in touch with our team is a really easy process. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
hello ma'am my father civil is 687 there was pending Emi of loan apps but cleared 2-3 months back there is only one settlement in loan 2 govt loan is running very will from starting with no bounce and I want secure edu loan will it pass please help
Hello Nikhil, Getting an education loan is difficult when there is a loan settlement in the co-applicants name.
What is CSIS SCHEME
Hi Mansih! We have already made a separate video on this topic
Here's the link: ua-cam.com/video/-Ac3VOXjTu8/v-deo.html
Hope it clears yours doubts regarding the same, you may also request a callback on this link:bit.ly/education-loan Once you fill out the form, our loan team will get back to you to check your eligibility with 12+ Public and private lenders, so you can avail an education loan best suiting your profile.
Hii mam i want to do mba
But my parents work in corporate sector and they get their salary in offline mode is it possible to get education loan
Hi Sam! Yes, you can get an education loan. Form 16 or Income certificate can be submitted to the bank as income proof. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further. Also, they will evaluate your profile and check your eligibility with 14+ public and private lenders so you can get an education loan best suited to your profile.
Pancard nei hai,loan milega kya
Hi Kameswar! A PAN card is a mandatory document for an education loan, you may apply for one online, and get an acknowledgement number within 24 hours. You can get a minor PAN card if you are not above 18. Along with that, you may also connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to evaluate your profile and check your eligibility with 14+ Public and private lenders so you can get an education loan best suiting your profile, with the lowest interest rates.
Kya mujhe bina ITR k loan mil skta h plzz jldi reply krdo
Agar mil skta h to kaise or kha se ye b bta do
Hi Raseena! If ITRs are not available, the last 2-3 years of Form 16 can serve as an alternative. To initiate your loan process, simply request a callback through this link: bit.ly/48cTdcR. Our dedicated team is ready to guide you through the loan process and help you secure the best deal by comparing offers from 14+ banks based on your profile and requirements. Best of luck:)
Hello Ma"am firstly thank You so much for helping students like us. Now there is my question I am planing to study Masters in AI from germany I am planing to start from 2025, Currently i'm working as a App Developer in Accenture its Been 2 monts, I want a loan without collatral how much ammount can i get.
Hi Karan! Glad you found our channel helpful. We need a few more details to check your eligibility with 14+ public and private lenders. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile so you can get the best education loan deal possible.
Mam meri age 18 se. Kam hai aor Mai education loan lena chahta hu to pan card kiska dena hoga
Hi!! A PAN card is a mandatory document for an education loan, you may apply for one online, and get an acknowledgement number within 24 hours. You can get a minor PAN card if you are not above 18. Along with that, you may also connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to evaluate your profile and check your eligibility with 14+ Public and private lenders so you can get an education loan best suiting your profile, with the lowest interest rates.
Hello,
My son has got admission in University of Tuebingen, Germany. I (mother) will be the co- applicant. Can you please guide ,to get the education loan?
Hi Trina! Yes, we can guide you through the entire education loan process for your son's master's degree, and you are just required to request a callback. Kindly connect to our loan team by requesting a callback on this link bit.ly/403EIVc Once you fill out the form, they will get back to you to evaluate your son's profile and check his eligibility with 14+ public and private lenders so he can get the best education loan suiting his profile.
Can i get a loan of 20lakhs for canada study visa. But my family income is less than 10k . Can i get loan.
Hi Atul! Your family income is quite less. However, there are very limited ways for you to secure an education loan. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ public and private lenders so you can get an education loan best suiting your profile.
Hello Ma'am, my parents have collateral but neither have income proof. Can i get 25lack loan?
Hi Harshit, If your parents don't have income proof there are some alternative documents you have to submit to get an Education Loan of 25lac and we can help you with that. To request a call you can visit bit.ly/3MVP0Sy
Can i get loan without own house proof like electricity bill ya water bill. But i have two co applicant with government job ???
Hi Priya! Own House Guarantor is compulsory to get an education loan and you will have to show proof of that. You can keep any of your relatives or friends as your own house guarantor. We suggest you approach us for a hassle-free education loan process. Our Financial Officers will guide you right from the application process to your disbursement and beyond. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Hi ma'am muje 20.00.000 ka loan chahiye mil sakta hee
Hi Mayur! You can get an education loan. But we would require few more details to check your eligibility with 14+ public and private lenders, with just a single callback request, so you can get the best education loan suiting your profile. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Without ITR loan is possible ?
Hi Saebjeet! There are some alternative documents that can be submitted if ITR is not available. For further details on the same, please connect to our loan team by requesting a callback on this link:bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
My dad is a security guard earning 20000pm. Can i get education loan of Rs. 1,00,000.
Hi! Banks usually prefer to provide loans above 3L as banks want to be sure that the applicant is not required to work part-time to arrange the rest of the funds for their studies. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
I want Coll back
Hi Deepak! Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
i want to send my son to australia and for that i need education loan 20 lakhs my monthly salary is 55000 can i get this loan and also send me your number so that i can talk to you
Hi Suresh! Getting an education loan depends on multiple factors, such as course, country, degree level, past academics, applicant profile etc. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to evaluate your son's profile and check his eligibility with 14+ public and private lenders so he can get the best education loan suiting his profile