VANGUARD - Time to ditch the LifeStrategy funds?

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  • Опубліковано 28 лис 2024

КОМЕНТАРІ • 48

  • @ThatFinanceShow
    @ThatFinanceShow  3 роки тому +2

    Link to my detailed video on the Lifestrategy funds is here ua-cam.com/video/A1hom1-H8CQ/v-deo.html

  • @DamienTalksMoney
    @DamienTalksMoney 3 роки тому +2

    You are like a financial advising peaky blinder. Amazing

  • @TobyNewbatt
    @TobyNewbatt 3 роки тому +2

    Great video, very enjoyable. Making the most of the amazing new kitchen. Going to be interested to see some more Vanguard active funds which I think they are working on in the background! bringing to the UK market :)

    • @ThatFinanceShow
      @ThatFinanceShow  3 роки тому +2

      Hey thanks Toby. Yes, with the money I spent in there it’s a surprise I’m not sleeping on the floor 😂 thanks for watching

  • @PrettyPennyClub
    @PrettyPennyClub 3 роки тому +3

    Great stuff Tom. Production is amazing and content to match. Active vs passive is a great discussion, just because a product cost more doesn't mean it a bad idea. 👍

  • @creatingbalancefinance
    @creatingbalancefinance 3 роки тому +3

    Brilliant video!
    I’m a real fan of investing in actively managed funds particularly the Baillie Gifford Funds. I don’t mind paying the additional fees when I’ve been so impressed with the returns. The majority of my portfolio is in actively managed funds and trusts.
    I liked the Aldi analogy a lot! 😂 thanks for sharing!

    • @ThatFinanceShow
      @ThatFinanceShow  3 роки тому +1

      Thank you so much. I wanted to add some balance because all I see on UA-cam is passive is good, active is bad. Did the Aldi analogy make any sense? 😂

    • @creatingbalancefinance
      @creatingbalancefinance 3 роки тому +2

      @@ThatFinanceShow yes, totally with you! I definitely feel like managed/ active funds get a bad rap but there are some brilliant ones out there.
      The Aldi analogy was spot on but I’ll have to be honest…I’m more of a Lidl shopper 😬

  • @Huxley350
    @Huxley350 3 роки тому +1

    Goldeneye for the Win!!! I hope the narrative around net return starts becoming the dominant one, rather than "If you are an active investor you are stupid and smell bad". Beauts Kitchen & crisp whistle also mate!

    • @ThatFinanceShow
      @ThatFinanceShow  3 роки тому +1

      Hey Josh, thanks for watching mate. Net return is all that interests me and I like both.

  • @suttyotolvajfideszbanda5983

    Which one is this "Global Balanced" fund Sir you are talking about in this video? The VWRL?
    Cheers...........

  • @MiKiii123
    @MiKiii123 3 роки тому +2

    Thanks for making this video! Why not just invest only in the S&P 500 then?

    • @ThatFinanceShow
      @ThatFinanceShow  3 роки тому

      You’re so very welcome, hope you got something out of it. It’s a good question, it’s really easy to look back with hindsight and say why didn’t we just choose the winner. The reality is people want to be more diversified across different geographies and take advantage of global markets.

    • @beezybe7166
      @beezybe7166 3 роки тому

      @@ThatFinanceShow Hi, I've invested in the life strategy fund with 100% equity.. I've been losing money on it.. do you suggest switching to an active global investment fund?

  • @MrFrobbo
    @MrFrobbo 8 місяців тому

    I would have compared VG 100% vs VG Global All Cap Index (VAFTGAG). Infact using Trustnet to graph I did, not huge amounts in it considering the passive vs active story and the far greater 'UK' weight in LS 100. Any thoughts?
    Then compare to iBIT 😉

  • @playingFTSE
    @playingFTSE 3 роки тому +1

    Agree with all of this. It's odd how we've been trained to look at fees first over performance. Do you think this is an unintended consequence from the FCAs message of "Past performance isn't indicative of future performance" etc?
    Or is it that in conjunction with some fantastic marketing by the big ETF providers?

    • @ThatFinanceShow
      @ThatFinanceShow  3 роки тому

      Maybe, maybe. You know what’s funny, if you went down to the horse racing to place a bet, what’s the thing that dictates the odds? Form! Or in our world, past performance! Still, can’t be a guide to future performance as you know!

    • @playingFTSE
      @playingFTSE 3 роки тому +1

      @@ThatFinanceShow to be fair normally I picked the one that's had a wee before it starts running. Lighter equals faster.

  • @SteveDuts
    @SteveDuts 3 роки тому +1

    Another great video Tom, something to think about.. I invest into the LS80.
    You have the same issue as me, tweed flat cap on and instead of London hard man, it’s more chimney sweep from the 1700’s 😂

    • @ThatFinanceShow
      @ThatFinanceShow  3 роки тому +2

      Hahahaha didn’t look very scary did I Steve?

    • @SteveDuts
      @SteveDuts 3 роки тому +1

      @@ThatFinanceShow No.. not really 😂

  • @jacc88888
    @jacc88888 Рік тому

    Really interesting video. Am in the process of transferring my personal pension to Vanguard. Was thinking of going for the LS 100 or 80/20 but maybe I should also combine it with an active fund as you suggest… ?

  • @stansheppard8929
    @stansheppard8929 3 роки тому +1

    Thanks for this. Great job.

    • @ThatFinanceShow
      @ThatFinanceShow  3 роки тому

      Thanks Stan, glad you enjoyed and thanks for commenting 👊🏻

  • @seabeanmanorbier4106
    @seabeanmanorbier4106 5 місяців тому

    No Vanguard app available in the UK?

  • @rahmanhussain153
    @rahmanhussain153 Рік тому

    Excellent video, really well explained! Keep up the great content!

  • @TheSTRSchool
    @TheSTRSchool 3 роки тому +1

    ETFs vs index funds, what's best ?

    • @ThatFinanceShow
      @ThatFinanceShow  3 роки тому

      Not much in it for me Zac, can do well with either

  • @robkyle2008
    @robkyle2008 3 роки тому +1

    Nice advice Baht 'at

  • @theskull3838
    @theskull3838 3 роки тому +1

    Nice one Tom. I didn't know that Wellington was the global balanced fund. I hear Josh from Heritage Wealth Planning talking about that a lot in his videos from the US. Are they the same/similar? What about Wellesley, is there a UK equivalent for that?
    It's a shame that the comparison only went back 5 years.
    Cheers pal!

    • @ThatFinanceShow
      @ThatFinanceShow  3 роки тому

      Hi Christopher, good to hear from you. Hummm…not come across Josh - I’ll check it out and see. Yes, I’d have liked to look at data a bit further back but the Global Balanced fund only went back 5 years, let’s see what the next 5 hold. Thanks again for watching.

    • @theskull3838
      @theskull3838 3 роки тому +1

      @@ThatFinanceShow what about Wellesley? Is there a UK equivalent for that?

    • @ThatFinanceShow
      @ThatFinanceShow  3 роки тому

      Hummm would need to have a proper look, not sure off the top of my head.

    • @theskull3838
      @theskull3838 3 роки тому

      @@ThatFinanceShow don't look especially Tom. Thanks for the great content, that's all.

  • @timlodge8267
    @timlodge8267 3 роки тому +1

    Interesting my IFA advised me to put my redundancy into a 60/40 vanguard………

    • @ThatFinanceShow
      @ThatFinanceShow  3 роки тому +1

      Hi Timothy! 👋🏻 interesting, I know lots of advisers that use them and I did for certain circumstances some years back on smaller amounts. They are solid funds.

  • @williambaker427
    @williambaker427 Рік тому

    Insightful video. However reinforces just how effective a S&P500 index fund/etf is especially with a 0.05/0.07% TER. John Bogle's Little Book of Commonsense Investing is a recommended read. 🤔

  • @Subject8931
    @Subject8931 10 місяців тому

    Are you sponsored by vanguard?

  • @michael-lt2lf
    @michael-lt2lf 2 роки тому

    Please stop with the the irritating 'funnies'. While no one wants to listen to something so dry we wish we'd gone to that funeral but we're talking money and it makes you come across as a possible know nothing scam merchant. That having been said, when one listens to you being genuinely serious I learned a lot so thank you for that. Duly 'liked' and subscribed.

  • @camerawatchuk
    @camerawatchuk 3 роки тому +1

    Hi Thomas. I tried to contact you on your mobile and office number but no luck... so not 100% sure if I have the correct up to date webpage of yours. Can you replay with correct web address please.
    Kind regards
    Leck

    • @ThatFinanceShow
      @ThatFinanceShow  3 роки тому

      Hi Leck, how weird not sure what details you have? Send me an email to thatfinanceshow@gmail.com

  • @nickjm4108
    @nickjm4108 3 роки тому +1

    Inb4thatfinanceshowflatcapsfor2ksubs

    • @ThatFinanceShow
      @ThatFinanceShow  3 роки тому

      Hahaha. As if. I look like a moron in it. A leaky blinder more like.