I just wanted to say thank you again, you specifically helped me get over my initial fear of investing and after consuming all of your content I now have a well-balanced portfolio which is growing in value way faster than it was in my 2.6% interest savings account. By far the best UA-camr on non-German nationals investment information in Germany. Keep up the great work!
Hi Ahsan. Hope that you are doing great. I have a savings plan of ETFs in TradeRepublic. I am not sure about the tax regulation. Would it be possible for you to make a video on the taxation of ETFs savings plan? suppose if I have monthly savings plan for 10 years and then If I sell my ETFs then what would be the tax implications? Thanks in advance.
If you've seen my other portfolio updates then you might know I held 3M in my portfolio for a long time. So it was already on my radar. As far as research goes, there are many sources like Fool, Seeking Alpha etc plus normal news channels like Yahoo finance and google alerts
Thank you so much. Can you also do a video on which indicator/research one should do before investing a big amount? Btw, your videos are very informative. Thank you!
I'm finding the whole concept of investments or doing side hustles quite hard if, at the end of a 5-year journey or 10 years, Germany will deduct 25%+5.5% on worldwide capital gains. It's pretty hard considering the taxes one already bears when doing a full-time job
If you are investing in an IT ETF, why are you also buying individual stocks of IT companies? Wouldn't it make more sense to just buy the same ETF and forget? Why the added duplication in your portfolio? You did not explain the logic of buying 3M stock? Also, Exonmobil? for what and why?
3M and Exonmobil I think I have shared in my previous portfolio updates but The IT ETF and Individual IT stocks question is quite interesting. Ill make a video on a longer answer but the short answer is , the ETF provides diversification but I bought Microsoft right before they announced they would be increasing their stake in Open AI. This was a good enough catalyst for me to buy the individual stock. Even now they are on the Board of Many AI companies, so that they had to scale back just this morning. so Microsoft is the leader in AI in the mid term at least. For Apple I think i mentioned why I bought the stock in the video . Regarding IBM, I think they are doing some great work in the field of Quantum computing which might give huge dividends in the Future. Thats mostly the reason for me increasing my stake in these companies in addition to the ETF.
Personally I haven't done any research on the Indian stock market so I cannot give you my opinion but if you think there is good potential then you can always start a savings plan
Hi Ahsan, I'm your new subscriber and really loved all your videos. They are very knowledgeable and I got lot of insights about the investments and taxes in Germany. Kudos to your hard work 👏 I just have one doubt on crypto investing. Is crypto bought on scalable capital taxable after 1 year period or is it tax free like bought on crypto exchanges?
Hii brother, Can't I buy the fractional share in scalable capital, If I do trading daily and I have to do sale and purchases, for example I want to put 100€ in apple share and want to sell in the same day or like swing trade. Will it not be possible or I have to but the stock according to per unit price?
@@ahsanfinance thankew soo much brother, Then it will be hard to do intra day trading because prices.of shares are higher. Do you know any other appliancation. I have one account with scalable capital but I will use that only of saving plan . Can you please suggest any other broker for day trading plus fractional buying selling.
Well there are many apps which are dedicated for Trading however there will be fees associated with them. I havnt used any of them so I can't really suggest anything unfortunately
Nice sharing keep up the good work 👍
Thank you 🙏🏾
I just wanted to say thank you again, you specifically helped me get over my initial fear of investing and after consuming all of your content I now have a well-balanced portfolio which is growing in value way faster than it was in my 2.6% interest savings account. By far the best UA-camr on non-German nationals investment information in Germany. Keep up the great work!
Thank you for your kind words! Really appreciated
Very helpful video. Thank you! Could you also make a video about how you improve reading financials and the sources to follow the news? 😊
Glad you liked the video and thanks for the suggestion. Ill definitely try to make some content about it soon
Good Job as usual Ahsan , Thank you 👏👍❤️
Glad you liked the video :)
Hi Ahsan. Hope that you are doing great. I have a savings plan of ETFs in TradeRepublic. I am not sure about the tax regulation. Would it be possible for you to make a video on the taxation of ETFs savings plan? suppose if I have monthly savings plan for 10 years and then If I sell my ETFs then what would be the tax implications? Thanks in advance.
Thanks a lot for sharing!
just a question, do you know if the ETF that you invest in is halal?
It is not 100% sharia compliant its questionable mostly due to Microsoft
@@ahsanfinance do you know if there is a sharia compliant alternative?
For the IT sector? none unfortunately using the German brokers.
Great video. Where do you read the news or investigate about the markets? How did you know 3M Co was going to split?
If you've seen my other portfolio updates then you might know I held 3M in my portfolio for a long time. So it was already on my radar. As far as research goes, there are many sources like Fool, Seeking Alpha etc plus normal news channels like Yahoo finance and google alerts
What was your rationale of investing 3k at once in apple (in assuming)?
Based on my analysis at that time, the stock price was cheap. Also I was anticipating a good response to Apple Vision ( which did not perform well).
Thank you so much. Can you also do a video on which indicator/research one should do before investing a big amount?
Btw, your videos are very informative. Thank you!
This video might help with some of the things: ua-cam.com/video/8Mt2YEzq-1A/v-deo.html
Will you focus on investment only in your upcoming course or day trading, swing trading as well?
The upcoming course will start with only investing. Will add additional modules to it with time though, based on suggestions and recommendations
Brother, can you recommend any stocks and ETFs that one should buy nowadays?
Well I am sticking to the stocks I shared in the portfolio. Automatically buying using the savings plan :)
I'm finding the whole concept of investments or doing side hustles quite hard if, at the end of a 5-year journey or 10 years, Germany will deduct 25%+5.5% on worldwide capital gains. It's pretty hard considering the taxes one already bears when doing a full-time job
Well capital gains tax is there in almost every country in the world. Also its 26.75% (and not 30.5%)
If you are investing in an IT ETF, why are you also buying individual stocks of IT companies? Wouldn't it make more sense to just buy the same ETF and forget? Why the added duplication in your portfolio? You did not explain the logic of buying 3M stock? Also, Exonmobil? for what and why?
3M and Exonmobil I think I have shared in my previous portfolio updates but The IT ETF and Individual IT stocks question is quite interesting. Ill make a video on a longer answer but the short answer is , the ETF provides diversification but I bought Microsoft right before they announced they would be increasing their stake in Open AI. This was a good enough catalyst for me to buy the individual stock. Even now they are on the Board of Many AI companies, so that they had to scale back just this morning. so Microsoft is the leader in AI in the mid term at least. For Apple I think i mentioned why I bought the stock in the video . Regarding IBM, I think they are doing some great work in the field of Quantum computing which might give huge dividends in the Future. Thats mostly the reason for me increasing my stake in these companies in addition to the ETF.
When is the next update coming? Also video on the other broker?
Update coming in november, and the other broker in December/Jan
Whats your opinion on investing in India ETF through scalable capital, for example. Franklin FTSE or Xtrackers MSCI INDIA.
Personally I haven't done any research on the Indian stock market so I cannot give you my opinion but if you think there is good potential then you can always start a savings plan
Hi Ahsan bhia , how do u find sharia complient stocks?
What i do is search for Sharia compliant ETFs on Scalable Capital and check the components of that ETF if I want to invest in individual stocks.
@@ahsanfinance is there an option there?
You have to search for "Sharia" in the search section. There are only 3 ETFs available that are Sharia Compliant on Scalable Capital
Hi Ahsan, I'm your new subscriber and really loved all your videos. They are very knowledgeable and I got lot of insights about the investments and taxes in Germany. Kudos to your hard work 👏 I just have one doubt on crypto investing. Is crypto bought on scalable capital taxable after 1 year period or is it tax free like bought on crypto exchanges?
Glad you liked the video. No Crypto on SC is through ETPs which are taxed like ETFs (i.e. Capital Gains tax)
@ahsanfinance thank you very much brother 🙏 🙌
Hii brother,
Can't I buy the fractional share in scalable capital,
If I do trading daily and I have to do sale and purchases, for example I want to put 100€ in apple share and want to sell in the same day or like swing trade. Will it not be possible or I have to but the stock according to per unit price?
Unfortunately You cannot directly buy Fractional shares. You can only buy them using the Savings plan option.
@@ahsanfinance thankew soo much brother,
Then it will be hard to do intra day trading because prices.of shares are higher. Do you know any other appliancation. I have one account with scalable capital but I will use that only of saving plan . Can you please suggest any other broker for day trading plus fractional buying selling.
Well there are many apps which are dedicated for Trading however there will be fees associated with them. I havnt used any of them so I can't really suggest anything unfortunately
Thank u so much for ur videos..it really helping us..pls can u sell bitcoin on Scalable Capital?
Glad you liked the video. Scalable Capital has Crypto ETCs, so yes you can buy and sell crypto similar to ETFs using it.