I pull my calculator up on my phone when I walk into the store and every time I put something in the cart I add the cost. Then I know when I'm getting close to my budget. Sometimes you have to put things back, sometimes you have to choose a smaller pack or the store brand. But for me I'm better off making those decisions in the aisles. If I go over at the register I pay it to save stress and embarrassment so thus really works for me!
I love that the very first thing you do is pay your tithe before anything else is done. I see so many others who pay it, but it’s one of the last things they do. Thank you for setting an example. 💜 💵
Watching these videos show me that a debt free life is possible. All I have left is my mortgage to pay off. Discipline has become a very rewarding experience. I know if I budget my goal will eventually become a reality. People make fun of me because I have become frugual. I will get the last laugh when my mortgage is paid off and watch those people go to work when I can decide whether I want to go or not
That is amazing that you only have your mortgage left! I was just thinking about paying my mortgage off...At first it wasnt something that I wanted to do but I think I should think about it for sure...They won't be making fun of you when it's Paid in Full...😂
I will be there very soon.. I have one more loan left.. I paid off student loans last year (71k).. I have one more loan to go.. my personal loan (27k).. Once I’m done will only have mortgage left.. I’m so excited.. I can’t wait to be able to see all my money..
This morning my paycheck is in my account. I paid my tithes 1st. These past months I've paid tithes here & there. My finances shows. I stopped writing things down. My goal is to get my finances on track & increase credit score again.
Thank you so much for sharing.This is my first time and I’ve never seen anyone be as thorough as you have been and yes, this is going to change my life. Again thank you so much. I will continue to follow you. God bless. 🙏🏾❤️☮️
I really like your channel. My biggest problem with financesvis consistence. One month I am on top of everything, the following I am having problems even with groceries....
Besties 🎉 I am showing exactly what I do on payday...This method/routine has literally changed my relationship with money and it has opened doors that I never thought would open...What does your payday routine look like on "payday"?
I'm in the process of learning to budget because I add up where all money is going when I get my bank statements for the month and surprised at how much i spend in fast food. So I'm planning to make my lunches and preparing more meals at home and see if I see an improvement. 💵💰💰
Words have power is a philosophy that is referencing how one should consider the context of words when directed to others. It has nothing to do with manifestation, because that isnt how life works.
Thank you for your comment Bestie! The thought behind it was…If I follow this routine, it’ll for sure help someone to not be broke. The person who struggles financially needs to follow this routine (or whatever one works) to stop being broke. I totally understand what your saying though
$$$ I done fell all the way off. I am getting ready to publish my first book, I have to grow up and get serious for real. I’m am getting back to it! Thank you for your encouragement.
As a former cashier it really bothers me that bills are not going the same way 😂 I need to have them facing the same way… and I thought I watched the video all the way thru and nope so here I am now
I do all of this within 1 spreadsheet which takes much less effort but however you have to get it done is a win!!! If you make columns for each month of the year, list all your expenses on the left rows, then estimate out for each month across the table, you can see at any moment the spending trends amd what needs to be adjusted in 1 glance. Then plug in your pay at the top and add formulas to calculate the expenses minus the pay to let you know how much you’re expenses are each month vs how much you have left over each month, you can easily see how much you can put back and also dedicate to miscellaneous expenses. Under that, list out the rows for each pay period to see how much you actually spend on the actual and highlighted completed payment items as you go. Complete life saver all in one excel sheet. I have lived by this for decades
Thank you for this video! I am going to start this process on my next pay period. I will let you know how it works for me. I need to pay off some debt, so I will give this a try......🎉😊
This is my first time watching your channel and I literally do my budget the same. I set the budget based in pay dates and pay every that is not in auto pay when I get paid.
💰💰💰 Yay!! There's no way I'm leaving before the end, Bestie! 🤗🤗 Love the grandbaby "break" 🥰🥰 Had me cracking up when you said "if you could sing, you'd be singing all the time in your videos! 🤣🤣 I sing but have always felt some kind of way about singing in front of people, but I'm always singing or humming when I don't realize people are listening, especially praise songs!! 🙌🏿🙌🏿 I'd probably sing all through my posts too. 😊 Catching up on your last few posts as I take hwk breaks! Tracey from San Diego, California
I use the same concept, Tithes/offering off the top, and then everything else. I also add myself to the list ($50)...it comes in handy should I have to get a necessity or do some self care - pedi, hairdo). Thanks for this video to help others. lYou are definitely not in expensive Tampa Bay because our bills are extraordinary over here.
I wish you would zoom in closer to your budget....can't see what you are writing or what's on the budget...I am actually interested in your budget book and what categories are on the page.
I just recently found your channel. I’ve watched a few so far & I love it!! I love to see u handling your money like a BOSS! Thank u for sharing your system and your knowledge with us.
I had in one head phone in I didn’t think I hear u well when u said your tithes, so put in the other and replayed , and I heard it . right it’s such a blessing to hear u say that , because riches doesn’t come from the east or the west but from the lord . The lord already bless your channel pray 🙏 for those who don’t know the system 100% all belong to him but he ask for just 10% ,so 10% giving 10% saving , 80% living do what u want.Jesus loves u
Great video. I do something similar each week b4 pulling my cash for stuffing. I make shore what I coming out. Double check what I spend that was not in buget. I give my self a $40 a week for my channel and support for my favorite UA-camrs. I have a bing spending issue. But that seems to be working. That way can keep on track at saving. Been doing cash system for 2 months and already started seeing the benefits. 1 visa payed off and only have 350 left on last on. So thanks for all of the great info. I always learn something from all you ladys and gentlemen budgters.
I love seeing the cash, but all of my checks are directly deposited into my account. I have a similar method, but I must admit that your way looks more fun. Money 💰 🤑 💸
Thank you for sharing this, it’s very helpful. Can you please share with me where you bought the budgeting book and all the smaller binders with the envelopes and names months. I would appreciate that very much. Thank you.
💰💰💰 i am a new subscriber here and i am glad i found your channel. Very great information and i love how you break down everything. I look forward to tuning in 🤗
💵💵💵💵 we’ve tried different ways of managing money, but cash stuffing keeps us accountable! A lot of people don’t understand WHY we do it, even when we try to explain, but we don’t need their approval! It’s what works FOR US. ❤
I have everything with set payments on auto pay in a separate account. I transfer to it first to cover everything that hits before next pay cycle. Then I pay those bills that may fluctuate through my bill pay out of another account. All in I have four functioning checking accounts at 3 different institutions. I worked in banking and know how it can happen that you bank app has issues or your account get hacked. Back ups are necessary. One account for my spending and one for my direct deposits. Haven't had a late bill or a missed payment since I split and now know exactly how much I have left or how broke I am that cycle. Lol.
The first thing pay is my rent than my phone after that groceries and things I need for my place I love these type of videos it makes want budget my paycheck even more 💜😋😋😊
Great video!!! Yes I can relate, my bills need to be in order facing the same direction. Oh and yes I wish I could sing because if I could that would be all I would be doing. 😁❤️
Why is it so tough to get started I keep feeling unprepared can you post a list of items you use all the time, if that makes sense to keep budget organized and easy accessible. I'm trying but keep falling off the wagon over spending/giving.
Oh hey! New subbie here. I enjoy your content and has enhanced my budget strategies thank you. It’s nice to match voice with the face. It was lovely seeing you.
Awww glad you are looking after and able to spend time with your cutey grandchild. My grandparents were in another country and passed when I was a teen so it wasn't easy spending time with them. They spoiled us and treated us with kindness though hehe I watched until the end Bestiessss 🤑🤑🤑🤑🤑
I need help! Whats the name of the budget book, where does self care fit and is it really a must nails and feet i do my own hair. And lasty how do i buget for clothing what can go monthly. I know it a lot but im ready to try
I am new to your page and very much appreciated this video. I’m a holistic real estate agent making home ownership attainable and sustainable through education and application. This video will serve my clients that are working towards homeownership very well. Do you have affiliate links for the planners and binders that you’re using?
Thank you so much for this video!!! As a Beginner to budgeting I needed this. Do you have a hard time going places with cash? Like them not having change? Money, money, moneyyy!!!
Thanks!
Awee. You are so sweet. Thank you!!!!
I always over spend on food. Taking cash out is such a good idea!
It helps alot!
Guilty lol I try to convince myself it's because food is so high but if I want to stick to my goals I have to do better.
Even when I take cash out, I still over spend on food. It's the one area I must do better on
I pull my calculator up on my phone when I walk into the store and every time I put something in the cart I add the cost. Then I know when I'm getting close to my budget. Sometimes you have to put things back, sometimes you have to choose a smaller pack or the store brand. But for me I'm better off making those decisions in the aisles. If I go over at the register I pay it to save stress and embarrassment so thus really works for me!
I tried this taking money out so that you only spend what you bring and nothing more. It worked.
I love that the very first thing you do is pay your tithe before anything else is done. I see so many others who pay it, but it’s one of the last things they do. Thank you for setting an example. 💜 💵
Absolutely! I believe that “order” is important and significant. 🩷
Yes, that statement made me keep watching!❤
Watching these videos show me that a debt free life is possible. All I have left is my mortgage to pay off. Discipline has become a very rewarding experience. I know if I budget my goal will eventually become a reality. People make fun of me because I have become frugual. I will get the last laugh when my mortgage is paid off and watch those people go to work when I can decide whether I want to go or not
That is amazing that you only have your mortgage left! I was just thinking about paying my mortgage off...At first it wasnt something that I wanted to do but I think I should think about it for sure...They won't be making fun of you when it's Paid in Full...😂
I will be there very soon.. I have one more loan left.. I paid off student loans last year (71k).. I have one more loan to go.. my personal loan (27k).. Once I’m done will only have mortgage left.. I’m so excited.. I can’t wait to be able to see all my money..
5:27 😅😮 I just read ur comment when she said the same thing as u wrote! 😂😂😂😂😂😂
goals!
💵💵💵 I pay all my bills that aren’t on auto pay and move money to where it needs to be immediately once I get paid. If not, I’m shopping.
Right! I am the same way
@@BudgetTreasuresme too. Target and amazon will get me everytime.
Same ❤
I’m a beginner. I want to learn how to save without spending money unnecessarily.
So inspirational to tithe first! God sees all and walks with us every pay day.
🫶🏾
This morning my paycheck is in my account. I paid my tithes 1st. These past months I've paid tithes here & there. My finances shows. I stopped writing things down. My goal is to get my finances on track & increase credit score again.
I found these kind of channels recently and let me tell you my life is about to change for the best….thank you
I know just how you feel! I am glad that you are here! Welcome 🤗
Money Money Money Flows to me consistently xo
Money. I trying to do the same for my pay day . I did it this week for the first time. It worked out great
Yasss!! It works amazing!
💵💵💵 Thank you for sharing, I really don’t know how I’ve survived this long without a true budgeting system! 😅
Same here. 😂 How did we do it?!?!
“GRANDDAUGHTER”??? Lord Have Mercy…..You Look About 25/28 MAX!!! It’s So True; BLACK DON’T CRACK!!! You’re Looking GREAT!!!💗x
Right?!?
I thought like 35/36
All day!!!!! This is 1 GORGEOUS woman 🎉
Awee. You are so kind 🫶🏾 thank you 😊
Thank you 😊🩷
Thank you so much for sharing.This is my first time and I’ve never seen anyone be as thorough as you have been and yes, this is going to change my life. Again thank you so much. I will continue to follow you. God bless. 🙏🏾❤️☮️
I like your organizational skills and cute books and trinkets.
That's a nice budget book! 📚😊
I really like your channel. My biggest problem with financesvis consistence. One month I am on top of everything, the following I am having problems even with groceries....
Besties 🎉 I am showing exactly what I do on payday...This method/routine has literally changed my relationship with money and it has opened doors that I never thought would open...What does your payday routine look like on "payday"?
Can u please tell me where to get the book?
Info on where to get the book you're using in the video please
May I have the information on where to purchase that exact book?
@@cierrelanae7993looks like she’s using The Budget Mom planner.
Where did you purchase all the books you used???? Please 🙏
I'm in the process of learning to budget because I add up where all money is going when I get my bank statements for the month and surprised at how much i spend in fast food. So I'm planning to make my lunches and preparing more meals at home and see if I see an improvement. 💵💰💰
It can get our of hand for sure
I’ve saved and saved and had set backs cash out is going to be the way for me!!
💰tithing first 🥰
You’re the real one!!!
☺️
Words have power. Definitely not calling it “the broke man’s routine “.
Words have power is a philosophy that is referencing how one should consider the context of words when directed to others. It has nothing to do with manifestation, because that isnt how life works.
Thank you for your comment Bestie! The thought behind it was…If I follow this routine, it’ll for sure help someone to not be broke. The person who struggles financially needs to follow this routine (or whatever one works) to stop being broke. I totally understand what your saying though
thats exactly what i said!
$$$ I done fell all the way off. I am getting ready to publish my first book, I have to grow up and get serious for real. I’m am getting back to it! Thank you for your encouragement.
As a former cashier it really bothers me that bills are not going the same way 😂 I need to have them facing the same way… and I thought I watched the video all the way thru and nope so here I am now
Thank you sooo much for being here!! I appreciate you
Yes, all my bills must go the same way always!!
Loved this video, it was nice to actually see you go through the steps. I would never refer to myself as “broke” though, words do have power. ✨
I thought the same thing! Life & death lives in the power of your tongue!
I do everything you do and I'm glad I'm on the right track!! 👏🏾 Thank you for doing this video for everyone 🤍
🩷🩷
I love that you walk through the steps. That really helps me as a new cash stuffer to build a solid routine. 🤑💰💸
I’m glad that it helps ☺️
Thank you for sharing your budget routine!
Yes! The currency all needs to be stacked the same way….top of the head facing right! Drives me nuts when it’s out of order.
I do all of this within 1 spreadsheet which takes much less effort but however you have to get it done is a win!!! If you make columns for each month of the year, list all your expenses on the left rows, then estimate out for each month across the table, you can see at any moment the spending trends amd what needs to be adjusted in 1 glance. Then plug in your pay at the top and add formulas to calculate the expenses minus the pay to let you know how much you’re expenses are each month vs how much you have left over each month, you can easily see how much you can put back and also dedicate to miscellaneous expenses. Under that, list out the rows for each pay period to see how much you actually spend on the actual and highlighted completed payment items as you go. Complete life saver all in one excel sheet. I have lived by this for decades
Thank you for this video! I am going to start this process on my next pay period. I will let you know how it works for me. I need to pay off some debt, so I will give this a try......🎉😊
GRANDDAUGHTER?????? I replayed that 4x to make sure I heard you. Black don’t crack!!!
I thought the same thing!!
Thank you for sharing your payday routine. It's never too late to start. My payday is Friday so this is what I'm going to do>
💲💲💲I love seeing you balance your life, channel, and grandmothering that lovely granddaughter of yours. ♥️
Awee. Thank you ☺️ I appreciate you
THANK YOU! I love the BROKE MAN'S ROUTINE. You put a very unique spin on the concept and the way of thinking.
thank you. & yeas i couldn't see the labeling at first :). Looking forward to starting my cash stuffing journey.
I am looking forward to be debt free!!
How do you budget for hair and nails? Is that a fixed expense?
This is my first time watching your channel and I literally do my budget the same. I set the budget based in pay dates and pay every that is not in auto pay when I get paid.
💰💰💰 Yay!! There's no way I'm leaving before the end, Bestie! 🤗🤗 Love the grandbaby "break" 🥰🥰 Had me cracking up when you said "if you could sing, you'd be singing all the time in your videos! 🤣🤣 I sing but have always felt some kind of way about singing in front of people, but I'm always singing or humming when I don't realize people are listening, especially praise songs!! 🙌🏿🙌🏿 I'd probably sing all through my posts too. 😊 Catching up on your last few posts as I take hwk breaks! Tracey from San Diego, California
Aweee...Thank you so much Bestie...You are always showing up! That means a lot....Chilllle if I could sing...I would just be annoying 😂
Good advice! God help us to be good stewards over what you have blessed us with. Glory to God.🙏🏾🙏🏾🙏🏾
I plan to start saving from August. These videos will be very useful. Thanks for it :)
Awesome
I use the same concept, Tithes/offering off the top, and then everything else. I also add myself to the list ($50)...it comes in handy should I have to get a necessity or do some self care - pedi, hairdo).
Thanks for this video to help others.
lYou are definitely not in expensive Tampa Bay because our bills are extraordinary over here.
Really! I have heard that Florida is among the most expensive places to live
Where did u get ur budget binders from?!
Yes. It is very detailed and practical..
They’re inexpensive at TEMU, I’ve purchased through them
That's the first thing I also do is pay my 10% to my church too.
I wish you would zoom in closer to your budget....can't see what you are writing or what's on the budget...I am actually interested in your budget book and what categories are on the page.
You don't have to apologize for kids nor pets, that's life happening. I like your routine, i think I'll start doing the same.
I just recently found your channel. I’ve watched a few so far & I love it!! I love to see u handling your money like a BOSS! Thank u for sharing your system and your knowledge with us.
Awe thank you so much! I appreciate it
I had in one head phone in I didn’t think I hear u well when u said your tithes, so put in the other and replayed , and I heard it . right it’s such a blessing to hear u say that , because riches doesn’t come from the east or the west but from the lord . The lord already bless your channel pray 🙏 for those who don’t know the system 100% all belong to him but he ask for just 10% ,so 10% giving 10% saving , 80% living do what u want.Jesus loves u
What an amazing budget technique! Thank you :)
Thank you 🩷
Love your video! Great info to share and I love seeing your priorities in order. That’s so rare these days.
Thank you! 🫶🏾
💵💰💵💰Reminding me I need to do my budget for June for I do anything. Great video 😊
Thank you!
Thank you for the motivation!!
Thank you Bestie!
This was super insightful. Thank you so much!
You’re welcome ☺️
Great video. I do something similar each week b4 pulling my cash for stuffing. I make shore what I coming out. Double check what I spend that was not in buget. I give my self a $40 a week for my channel and support for my favorite UA-camrs. I have a bing spending issue. But that seems to be working. That way can keep on track at saving. Been doing cash system for 2 months and already started seeing the benefits. 1 visa payed off and only have 350 left on last on. So thanks for all of the great info. I always learn something from all you ladys and gentlemen budgters.
This is good news! The cash budgeting method is one of the BEST!
💰💰💰 the cash stuffing part of the video is giving ASMR 👌
Oh good lol! I like asmr
I love seeing the cash, but all of my checks are directly deposited into my account. I have a similar method, but I must admit that your way looks more fun.
Money 💰 🤑 💸
I try to make it as fun as possible 😂🩷
Thank you for this. I'm inspired.😊
We appreciate you - you are awesome as always. Thank you for what you do
Thank you Bestie!!💜
I love this approach. Where did u purchase your budget organizers?
Great video! you are doing good with your budgeting and no spend month. I do the same to just to discipline myself ❤
Thank you Bestie!
That’s brilliant, thank you for sharing!
My pleasure!
I ❤watching your videos but I see most important thing is saving/ budgeting is definitely a conscious effort.
Thank you for sharing this, it’s very helpful. Can you please share with me where you bought the budgeting book and all the smaller binders with the envelopes and names months. I would appreciate that very much. Thank you.
I love the labeled envelopes binder💖💖💖💕💕💕💕
Thanks so much!
Thank you so much for your time. What do you do with coin change from your left over cash binder
Thank you! As of now it just sits there. I’m not focused much on it.
Can you please provide the links for your planner and envelopes?
Where do you get your budget book
This is truly a good idea I am going to start using this. Thank you for this
I’m so glad! 🩷
Can you share the budget book you’re using?
This is so very helpful thank you!
Awesome! I’m glad it was helpful
💰💰💰 i am a new subscriber here and i am glad i found your channel. Very great information and i love how you break down everything. I look forward to tuning in 🤗
💵💵💵💵 we’ve tried different ways of managing money, but cash stuffing keeps us accountable! A lot of people don’t understand WHY we do it, even when we try to explain, but we don’t need their approval! It’s what works FOR US. ❤
I love that satisfying calculator soooooo much! 🥰💙
😊😊
I have everything with set payments on auto pay in a separate account. I transfer to it first to cover everything that hits before next pay cycle. Then I pay those bills that may fluctuate through my bill pay out of another account. All in I have four functioning checking accounts at 3 different institutions. I worked in banking and know how it can happen that you bank app has issues or your account get hacked. Back ups are necessary. One account for my spending and one for my direct deposits. Haven't had a late bill or a missed payment since I split and now know exactly how much I have left or how broke I am that cycle. Lol.
Nice!! This sounds very effective and a good system
Where did you purchase the books ?
Where can i find the books/binder & accessories you are using, Please?
The first thing pay is my rent than my phone after that groceries and things I need for my place I love these type of videos it makes want budget my paycheck even more 💜😋😋😊
Woot woot to payday!! 💰💰💸💸
I love this thank you!$$$$$ Where did you get your money budget books?
Great video!!! Yes I can relate, my bills need to be in order facing the same direction. Oh and yes I wish I could sing because if I could that would be all I would be doing. 😁❤️
😂 Yes!
Good morning, I just saw this can you link the place you purchase your budget items
Why is it so tough to get started I keep feeling unprepared can you post a list of items you use all the time, if that makes sense to keep budget organized and easy accessible. I'm trying but keep falling off the wagon over spending/giving.
What is the one month ahead folder for specifically?
Where do we get the budget journal s
Do you sell the binder tracker you use?
Very down to earth and relatable❤🎉
Thank you ❤️
Oh hey! New subbie here. I enjoy your content and has enhanced my budget strategies thank you. It’s nice to match voice with the face. It was lovely seeing you.
Awww glad you are looking after and able to spend time with your cutey grandchild. My grandparents were in another country and passed when I was a teen so it wasn't easy spending time with them. They spoiled us and treated us with kindness though hehe
I watched until the end Bestiessss
🤑🤑🤑🤑🤑
💜💜 Thank you so much for being here! I am sorry to hear about your grandparents...I understand...I wish I still had mines as well...
@@BudgetTreasures awww sorry to hear you have to be in the same position. I am sure they are very proud of you xx
I need help! Whats the name of the budget book, where does self care fit and is it really a must nails and feet i do my own hair. And lasty how do i buget for clothing what can go monthly. I know it a lot but im ready to try
great video. Easy to follow steps.💰💰
Where did you purchase the budget book?
Love your energy thanks for the video❤
I am new to your page and very much appreciated this video. I’m a holistic real estate agent making home ownership attainable and sustainable through education and application. This video will serve my clients that are working towards homeownership very well. Do you have affiliate links for the planners and binders that you’re using?
Hello! Thank you for your connection! I do not. This is something I may look into in the future
Thank you so much for this video!!! As a Beginner to budgeting I needed this. Do you have a hard time going places with cash? Like them not having change?
Money, money, moneyyy!!!
Absolutely! No not really. Usually they have change where I shop. I know in the past, during the pandemic it was difficult to use cash.
Great video!
Thank you 🩷
Hi, how do I get all of your budgeting accessories? I have the binder already. Thank you in advance.
Wow another video 👏👏Thank you so much!! 💰💰💰💵I love dealing with my budget!!!
Thank you Bestie
How do you have everything labeled so nice?
Is the journal a download