📚 To learn more than ever from important non-fiction books, join me on Shortform: shortform.com/naam. You’ll get a 5-day free trial and a discounted annual subscription.
Hello so they also have a secured card???? How abouth military 🪖 related or work on the base or any government office. Well I'm a normal person but I like to have the card but no answer when they requested or check my records or how get it. ?
@@venezolanitoargenis you just have to have someone you know that’s either a member already or a veteran or DOD civilian. A roommate, uncle, grandfather, landlord.
The Pledge loan increased my score at +24 points when it reported. Paid 90% of it and still will be reporting on time payments for the next year. Amazing experience so far
⬆if you need help about credit lines and financial help john will do a very marvelous job for you and you will be happy....he really helped me he is reliable 100% guarantee...look up it his details at the top...
Hi Naam, I did what you you said to obtain a NFCU credit card and it worked. I applied late at night and was approved for a $6100 credit limit to start. Thanks and I will follow your channel.
Sending a message when you log onto the site will get you your internal score. As far as I know, your internal score is only calculated when you apply for a credit card
@@denise7004 after you log in, look for the envelope ✉️. From there, use your credit card account or general section when labeling your message when asking for your internal score
@@venezolanitoargenis just call them and tell them you want to open an account. Tell them your uncle is in the military. They don't usually ask for proof.
Don't need a pledge loan - I signed up as a new member a week ago for free checking, savings, and money market, transferred funds from another bank the next day and signed up for direct deposit and got a 12 mo/50 dollar CD. 746 TU and applied to flagship yesterday and got 15k line. I'll go online in 92 days and request 8k bump on CL...easy peasy. NFCU rocks.
There is no reason for anyone in the U.S. (and the world for that matter) to not support all troops and still be willful recipients of the freedoms which these same troops fight to maintain. Thank you for your service and semper fi!
Here's a secret pay your creditors and don't cashout and dash. Secret 2 if you don't have anything to leverage or bad credit work on your discipline instead of looking for ways to cheat the ssystem.
Build your profile with your lenders, time is essential on this journey, however anything with your own collateral will do you good, also if you have someone who can put you on their accounts known as an Authorized user will allow you to replicate their history so make sure they have good credit score/ profile, under 10% utilization no more then 30, 100% payment history/ minimum hard inquires etc.
@Deborah Simmons(Dun & Bradstreet Consultant) thank you for your response, what is a pledge loan? I was told by the NFCU rep that if I want to clear my name with NFCU, I have to repay whatever amount they lost, but I don't have that, is the pledge loan the ticket for the forgiveness from NFCU? Thank you!!!
I used to get small personal loans from them all the time. I have two large credit cards with them, but I am not able be approved for small personal loans anymore. I keep getting denied, credit is good, and credit cards have a zero balance or late payments. What could be the reason?
⬆if you need help about credit lines and financial help john will do a very marvelous job for you and you will be happy....he really helped me he is reliable 100% guarantee...look up it his details at the top...
Great question @Francis , I’m in the process of looking into getting one myself! But what I’m learning from this video is I need to build up my relationship with Navy Fed. before applying
No you can only go after one card at a time. And you can’t go for the next card until you’ve had the 1st card for at least 91 days (lookup “91/3 rule).
Do u have videos on building credit card with no annul fees , interest and etc ????? What are the best options available there other than chime credit card builder?????
@Andrew Cartwright Helpdesk - Does this stuff really work…? People believe this…? This is a Navy Federal post. I doubt you wanna engage with some Tier 1 operators. Makes the online scam as dangerous as being a pirate in a very small boat.
Hello new subscriber my credit is not good where can I start to try to consolidate my debt it's hard to get a loan with bad credit I'm a member of NFCU but it's just open no activity on the account
It is $250 I just did one last week for the 1st time. I feel foolish for not knowing of it earlier. I've been with Navy Fed for 3 yrs now. But better late than never
They will ask if you had or have any family members who ever served, Mom or Dad, grandparents sisters or brothers if you answer yes, they dont usually ask for proof, they didnt ask me, I joined just last month, you can apply over the phone too
@@Wavyysav yes Sir, I was just asked what military affiliation did I have, I told her my father, brother and my granddaughter is active duty right now, she didn’t ask for any proof, she opened my accounts right over the phone, hope this helps
i have been trying to fix my credit till i was recommended to john and he boost my score .. check him out he will do the same thing to you that you can never imagine___ look up is details;;;;;
Good luck, 748 credit score, dp i have the flag ship card with a 7100 limit, on my 93 day i asked for a cli of 900 and they denied me..i haven't applied or asked for anything since last year..idk what their deal is..i have had several pledge loans..i switched most of my banking to them, because everyone said they were an amazing bank..guess for everyone but me
Maybe your internal score... are you paying it without letting them "take it"... this was my mistake. They never reported it to the credit bureaus, but I think it impacted my score...
⬆if you need help about credit lines and financial help john will do a very marvelous job for you and you will be happy....he really helped me he is reliable 100% guarantee...look up it his details at the top...
Even with my volume all the way up I can barely hear you. You have more than 100k subscribers, please upgrade your audio quality. You should have NO excuses
⬆if you need help about credit lines and financial help john will do a very marvelous job for you and you will be happy....he really helped me he is reliable 100% guarantee...look up it his details at the top,;;;
if you need help about credit lines and financial help john will do a very marvelous job for you and you will be happy....he really helped me he is reliable 100% guarantee...look up it his details at the top!!!,,
I make my 91 days feb 20 .in the mean time I got a cd savings and checking,save first. DirectDeposit .My limit was 500$ on cash rewards. I got 254 in rewards so far . I have a $75 credit in my cc. I’m getting a loan imma pay 90%.next week. Hopefully I can get a increase by 91 days. Also my self account is paid even my loan for September is sitting to mature. I also have Kikoff loan paid . What are the odds of increase and amount?
📚 To learn more than ever from important non-fiction books, join me on Shortform: shortform.com/naam. You’ll get a 5-day free trial and a discounted annual subscription.
I’ve been a member since 2015 and rebuilding my credit from a 509 to a 720 in 7 months. About to graduate to an unsecured card
Hello so they also have a secured card???? How abouth military 🪖 related or work on the base or any government office. Well I'm a normal person but I like to have the card but no answer when they requested or check my records or how get it. ?
@@venezolanitoargenis you just have to have someone you know that’s either a member already or a veteran or DOD civilian. A roommate, uncle, grandfather, landlord.
Thanks for all answers. Next step look for a helper on the Navy or Army for that numbers; or info.
The Pledge loan increased my score at +24 points when it reported. Paid 90% of it and still will be reporting on time payments for the next year. Amazing experience so far
Awesome!
⬆if you need help about credit lines and financial help john will do a very marvelous job for you and you will be happy....he really helped me he is reliable 100% guarantee...look up it his details at the top...
What's the interest rate on that loan?
i got 2 pledge loans and navy secured card plus direct deposit and savings account, cant wait to see the results after 6 months
@@jedinight8000 do you think it matters the amount of a direct deposit?
Hi Naam, I did what you you said to obtain a NFCU credit card and it worked. I applied late at night and was approved for a $6100 credit limit to start. Thanks and I will follow your channel.
Thank you! I just switched from Everyday checking to Flagship❤️
You can send them an internal message. They can only give you your last score since you got for your last card or denial for the card.
Sending a message when you log onto the site will get you your internal score. As far as I know, your internal score is only calculated when you apply for a credit card
Where on the site?
@@denise7004 after you log in, look for the envelope ✉️. From there, use your credit card account or general section when labeling your message when asking for your internal score
You have to apply for a financial product to get your NFCU Internal score, if it changed let me know...thanks!
I have USAA and Navy Federal. I love USAA but Navy Federal has better credit cards. Can you do a video comparing the two
I just signed up last week and they didn’t ask for proof. Getting my direct deposit linked and praying for the best
Lets go!!!!
Are military related?????
If you have a friend, cousin or close family member you can use them as proof. You can also use someone's access number
Can I have the info from one if you fuys ???? I just said easy as that
@@venezolanitoargenis just call them and tell them you want to open an account. Tell them your uncle is in the military. They don't usually ask for proof.
just got in last week. I started a pledge loan and a certificate account. Plus direct deposit.
1st-flagship CHECKING account
2nd- load money into checking and savings
3rd-pledge loan ?
Don't need a pledge loan - I signed up as a new member a week ago for free checking, savings, and money market, transferred funds from another bank the next day and signed up for direct deposit and got a 12 mo/50 dollar CD. 746 TU and applied to flagship yesterday and got 15k line. I'll go online in 92 days and request 8k bump on CL...easy peasy. NFCU rocks.
There is no reason for anyone in the U.S. (and the world for that matter) to not support all troops and still be willful recipients of the freedoms which these same troops fight to maintain. Thank you for your service and semper fi!
👆👆✍️🤳📱
Did you try doing the cash hack platform I did cash hack just a couple of days ago and I got paid $20,000 in just a couple of hours
Army here hoah!!!
Exactly my dad was drafted.
@@kattyhernadez7892 how does that work?
My car loan with navy federal is 1.9% it’s the best offer I had.
Did you try doing the cash hack platform I did cash hack just a couple of days ago and I got paid $20,000 in just a couple of hours
I’m a veteran of the United States Army
Thanks for your service!
Thank you for protecting our freedoms!
Here's a secret pay your creditors and don't cashout and dash. Secret 2 if you don't have anything to leverage or bad credit work on your discipline instead of looking for ways to cheat the ssystem.
Thank you for your service! I’m currently deployed right now! Great review! How much was your car loan also if you don’t mind me asking?
new loans start at 4.54% due to current market used auto loans 5.44%
Ooh rah!! Semper Fi brother. Cherry Point here!!!
Semper Fi
I have nfcu my credit is great, but I had no idea about them... I may apply one day
Great video Naam!!! How do I clear myself from poor relationship with NFCU? I have a BK when 2008 housing crash.
???
Build your profile with your lenders, time is essential on this journey, however anything with your own collateral will do you good, also if you have someone who can put you on their accounts known as an Authorized user will allow you to replicate their history so make sure they have good credit score/ profile, under 10% utilization no more then 30, 100% payment history/ minimum hard inquires etc.
@Deborah Simmons(Dun & Bradstreet Consultant) thank you for your response, what is a pledge loan? I was told by the NFCU rep that if I want to clear my name with NFCU, I have to repay whatever amount they lost, but I don't have that, is the pledge loan the ticket for the forgiveness from NFCU? Thank you!!!
GET SOME
Good overview.
Since I don’t have a bff, NFCU can be my friend 😔
Sounds good but too much red tape for me. Thanks for the info!👌
👆👆✍️🤳📱
Man! Huge Thanks for the info!! Already had a signature GoRewards and saw this video so decided to apply for Flagship. Much appreciated!
👆👆✍️🤳📱
my business partner is a disabled vet. do I qualify?
👆👆✍️🤳📱
Did you try doing the cash hack platform I did cash hack just a couple of days ago and I got paid $20,000 in just a couple of hours
The late night hack is only for credit card approvals???
Will you ever do a USAA review? On their cards, banking etc.?
I have one their credit cards!
Hi Naam, can you find out the internal score using the credit card pre qualification tool? Or, do you have to actually apply?
The only way to know is after an application
Will I become a member of navy fed wen I open up a flagship CHECKING account? If not then how can I become a member?
I used to get small personal loans from them all the time. I have two large credit cards with them, but I am not able be approved for small personal loans anymore. I keep getting denied, credit is good, and credit cards have a zero balance or late payments. What could be the reason?
⬆if you need help about credit lines and financial help john will do a very marvelous job for you and you will be happy....he really helped me he is reliable 100% guarantee...look up it his details at the top...
Pull your Lexus Nexus account. There may be things you had no idea on there
they didnt ask me for any proof
How do i become a member with navyfed?. I have friends in millary. But i can't joint navyfed
Sounds amazing to bad I don’t have family members who went to the navy
@Deborah Simmons(Dun & Bradstreet Consultant) who are u
How is Navy Federal Credit Union when it comes to asking for a debt consolidation loan? I love your channel! Thanks Naam!
Depends on a few factors like credit worthiness, relationship, and others. But they have pretty favorable rates typically.
Great question @Francis , I’m in the process of looking into getting one myself! But what I’m learning from this video is I need to build up my relationship with Navy Fed. before applying
Is the debt consolidation loan on the mobile app
@TopGunTonio no, I was successful by calling in and asking for it. Signature loan for debt consolidation for a total of 14,900 with a CS of TU - 591
Our navy federal can I apply for all 3 credit cards at 1 time
No you can only go after one card at a time. And you can’t go for the next card until you’ve had the 1st card for at least 91 days (lookup “91/3 rule).
Do u have videos on building credit card with no annul fees , interest and etc ????? What are the best options available there other than chime credit card builder?????
👆✍️🤳📱
Can you setup a pledge loan online or via the NFCU app??
u can do it over the phone for sure
👆✍️🤳📱
@Andrew Cartwright Helpdesk - Does this stuff really work…? People believe this…? This is a Navy Federal post. I doubt you wanna engage with some Tier 1 operators. Makes the online scam as dangerous as being a pirate in a very small boat.
Hello new subscriber my credit is not good where can I start to try to consolidate my debt it's hard to get a loan with bad credit I'm a member of NFCU but it's just open no activity on the account
👆👆✍️🤳📱
Do you know the minimum amount to apply for when it comes to the pledge loan?
I believe it’s $1000
250
It is $250 I just did one last week for the 1st time. I feel foolish for not knowing of it earlier. I've been with Navy Fed for 3 yrs now. But better late than never
@@NaamWynn ✅ Actually the lowest pledge loan with Navy Federal is $250 for 6 months. $256 gets you 5 years FYI❗
250
How do you get Navy Fed without family member military documents?
They will ask if you had or have any family members who ever served, Mom or Dad, grandparents sisters or brothers if you answer yes, they dont usually ask for proof, they didnt ask me, I joined just last month, you can apply over the phone too
@@wells328 Seriously?
@@Wavyysav yes Sir, I was just asked what military affiliation did I have, I told her my father, brother and my granddaughter is active duty right now, she didn’t ask for any proof, she opened my accounts right over the phone, hope this helps
Hi NFCU membership since feb 28 2022 internal score # 296 what grade is that B C D . Thanks!
The highest is 450 I believe.
Does Navy Credit Union have a business accounts?
They do!
So When you do the pledge loan, if you put 50k, your account will Show and look you have 100k when you log in?
i have been trying to fix my credit till i was recommended to john and he boost my score .. check him out he will do the same thing to you that you can never imagine___ look up is details;;;;;
👆👆✍️🤳📱
Nfcu or USAA for direct deposit?
Either one
I'm very curious why you haven't included in your video description credit builder suggestions CREDI AI. thank you buddy.
👆👆✍️🤳🤳
Good luck, 748 credit score, dp i have the flag ship card with a 7100 limit, on my 93 day i asked for a cli of 900 and they denied me..i haven't applied or asked for anything since last year..idk what their deal is..i have had several pledge loans..i switched most of my banking to them, because everyone said they were an amazing bank..guess for everyone but me
Maybe your internal score... are you paying it without letting them "take it"... this was my mistake. They never reported it to the credit bureaus, but I think it impacted my score...
⬆if you need help about credit lines and financial help john will do a very marvelous job for you and you will be happy....he really helped me he is reliable 100% guarantee...look up it his details at the top...
You're asking for an increase to early. Let them offer it to you
It’s not just about credit score. Is your DTI in good standing? When I got my flagship card I got 30k limit from the start.
Oorah!
👆👆✍️🤳🤳
Semper Fi Nam
Which is better navy credit union or USAA?
There are pros and cons to each, but I like NFCU more.
NFCU is far better. I did USA for 15 years. Never treated me good. NFCU has been awesome day 1.
NavyFed
Umm does anyone have a referral code?? Lol
❤️❤️👏👏🔥🔥💥💥🚀🚀💎💎
Even with my volume all the way up I can barely hear you. You have more than 100k subscribers, please upgrade your audio quality. You should have NO excuses
Upgrade your speakers bruh 🤣
⬆if you need help about credit lines and financial help john will do a very marvelous job for you and you will be happy....he really helped me he is reliable 100% guarantee...look up it his details at the top,;;;
You talk too low on your videos you need to speak up
👆👆✍️🤳📱
if you need help about credit lines and financial help john will do a very marvelous job for you and you will be happy....he really helped me he is reliable 100% guarantee...look up it his details at the top!!!,,
I make my 91 days feb 20 .in the mean time I got a cd savings and checking,save first. DirectDeposit .My limit was 500$ on cash rewards. I got 254 in rewards so far . I have a $75 credit in my cc. I’m getting a loan imma pay 90%.next week. Hopefully I can get a increase by 91 days. Also my self account is paid even my loan for September is sitting to mature. I also have Kikoff loan paid . What are the odds of increase and amount?