Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks: www.masterworks.art/viktoriyamedia Purchase shares in great masterpieces from artists like Pablo Picasso, Banksy, Andy Warhol, and more. See important Masterworks disclosures: www.masterworks.com/cd
I will stick with SCHD for dividends and dividend growth. It seems like every week you are saying sell this and buy this. That’s just spinning your wheels. You said dump SVOL. I have owned SVOL for a year and 3 months and have made $1,350 a month on a $117K investment. 16.22% dividend.
Not only that, but this chick is exaggerating a bit - first off. Texas Instruments is one of the companies closest to getting a semi plant up and coming in the US even ahead of Intel. She's simply cherry picking and going by confirmation bias from the obvious AI plays. In truth SCHD is fine. Just how when she panicked on SVOL, I looked at the charts, nav, and listened to the calls. She's again jumping conclusions.
@@maorbatashvili8349 SVOL doesn't appreciate much, but it doesn't lose value either, which means the dividends compound over time and increase your overall holdings. I currently make $3k/mo with SVOL, $3.5k/mo with FEPI, $1.5k/mo with JEPQ, and then $1k/mo each of SPYI and QQQI. for a total of $9k/mo. I turned on DRIP for all these positions so essentially my portfolio increases $9k per month. These holdings likely won't appreciate like an Nvidia but as long as the dividends keep coming, I'll make compounding money over time.
Thanks, now I don't feel like I blew it by owning 1100 shares of SCHD. My purchase price was $78.61, which was down for awhile, but now the price has gone up to $79.43 and I've had a little over two years of steady dividends.
SCHDs methodology is why you invest in SCHD so if a company gets kicked out or added just go with the flow why is everyone making a big deal about it. If a company didn't meet the criteria to be in the etf so what. It's like having someone screen companies for you.
It does seem like people are stressing over SCHD’s reconstitution and it kidna defeats part of the purpose of holding something like SCHD in the first place... its a buy and hold not a trading ticker... in a decade any given reconstitution is trivial.
I'm new to investing and this is my first reconstitution but people acting like this are making me wonder if they do the same thing every single year. Every time there's a reconstitution do they freak out and scream "sell"?
@@richardthorne2804 That's really strange. If they're going to change their mind about their long term investments so easily maybe long term investing isn't for them.
Broadcom jumped in share price, dropped the yield, it’s simple. People aren’t doing it on purpose, it’s just how the rules work. People liked it before, but now they don’t. It’s the same rules. These are supposed to be buy and hold funds.
I am buying more VGT, SCHD & VOO. Many of us have a boatload in the S&P500 index in ROTH, still have the bulk of my $500k retirement portfolio in VGT. In my taxable account, i try to beat my roth and i know it can be done but i am still underperforming the S&P500.
I’m taking the hybrid approach, VOO, SCHD as my foundation, with growth like MA, UNH, HD. And slow growth like O and PEP. I have a 20 year time horizon. But the best part is I still enjoy my life while I do this. Travel, and buy ONLY things I love. It’s the best combo, plus I love the small victories with receiving dividends/dividend growth/share price appreciation.
VGT is an excellent portfolio addition, but relying solely on it for retirement may not be optimal. I retired at 62, grew my portfolio to $3.4 million in little over 10 years through the help of a fiduciary and dividends now supplement my retirement income. Invest wisely, build your nest egg, and don't sell the chicken that lays the egg!
Certainly, I am still working with Camille Anne Hector. Having her in my corner has been a game-changer for my financial well-being. Her ability to simplify complex financial concepts and provide tailored solutions is commendable. Camille's passion for her work shines through, making the financial planning process not only effective but also enjoyable.
I think what you failed to emphasize here is that SCHD is not an actively managed fund. The changes were based on the existing criteria for asset selection. While I am not thrilled with all the changes, I do support the fund following its criteria as they have done every other year. For them to make "active" decisions would be a violation of the etf's charter.
Seriously? SCHD is doing what it is supposed to do. People are just upset they removed some favorites. The replacements have a great chance to increase the divident percentage and offer growth potential in the stock price. Had some respect for this channel but I guess not any more.
I too questioned why AVGO was removed. BUT...the goal of SCHD is "to measure the performance of high dividend yielding stocks issued by U.S. companies that have a record of consistently paying dividends." To question the "turn" is to question the strategy. I still like SCHD but a tad less. I took some profit and bought SPYI. I hold AVGO in my taxable portfolio and have a concentration that does not need duplication in other instruments. I'll DRIP my new balances accordingly. Thanks for your presentation. You address many valuable points.
Its a dividend ETF, not a growth ETF. With more growth comes more risk of losses. People using this ETF are looking for less risk and more income. It has slow and steady growth in line with earnings. I dont think it is necessarily a bad thing to remove overvalued tech stocks. What if these overvalued tech stocks are more prone to volatility and major correction, a la 2000 Tech bubble, Cisco. it really depends on what you want from the fund. Do you want calm, steady, stable growth, and a dividend, or do you want high volatility that becomes growth far exceeding the earnings and big risk of a crash? I'd prefer steady stable growth really as far as a buy and hold position. People tend to buy dividend ETF as buy and hold positions I think, where I think with growth stocks there is more a trading and speculation tendancy. If its reducing SCHDs exposure to a possible major tech bubble pop, it could be a good thing
SCHD still serves it's function in my portfolio. A well-diversified source of dividend income, that isn't tech heavy. I have other holdings for tech exposure.
Sometimes when you focus on the micro you lose the grasp of the macro. It's too early to determine if this re constitution is truly effective. The team that manages this process has a solid track record of raising the dividend consistently year over year. They have let go of smaller dividend players replacing with higher dividend producing assets. If we see modest growth in this etf during 2024 and an increase in the dividend yield then at some point during the year then we can assess the effectiveness of this move. Personally I am long on SCHD and have weather many re constitutions and quite satisfied to hold on for the ride.
SCHD is half dividend and half growth, it is NOT just dividend. If dividend only then there are a lot of places offer 5% on cash and you don't worry about NAV depreciation. She is right about SCHD not doing well, its growth was bad and its dividend was bad too.
Like you, I was mystified by the removal of AVGO. Still, I never presume to know what the future holds. The SCHD formula has worked well in the past. In any event, I don’t want to sell my SCHD because I don’t want to realize the capital gain, but I do agree that JEPI is more attractive right now, along with SVOL and JEPQ.
AVGO has a monstrous PE Ratio, majorly overvalued, low yield. So its pretty obvious why it should be out. Overvalued stocks tend to be more instable and people looking at dividend stocks are partly after stability and low volatility and steady growth, not big bubbles and pops
What’s the big deal. SCHD reconstitutes every year and re balances every quarter…..every year. If someone is so concerned about capital growth, they’re in the wrong ETF. Just get into an Index fund.
For me SCHD is a kind of security fund, not too volatile but still goes up in a decent rate despyte the clear lagging behind the SP500 this year. Never invested in it for quick growth...
This just shows how important it is to have a diversified portfolio with many different types of investments and not relying on any one specific investment…
I will be forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Elizabeth Wesley
Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.
She is my family's personal Broker and also a personal Broker to many families in the United states, she is a licensed broker and a FINRA AGENT in the United States.
This is a dividend stock that invests in stocks selected for fundamental strength relative to their peers, based on financial ratios. so it's not about growth. So some of the questionable picks you mentioned are not based on share price. Also I do have to agree with some in the comments that say that you seem to flip flop a lot. you basically have videos saying Buy and dump the same thing
I think that the reconstitution is a good thing. They are configuring the portfolio based off a non-emotional formula. AVGO no longer met the requirements and so it is out. The best performing long term funds are those that function purely on a system and eliminate emotion.
The best thing to do is have a balanced diet portfolio of a dividend fund like SCHD mixed with an S&P fund like VOO, and finally a growth ETF like VGT. Hold these for 10 years while contributing every month and you will do very well .
Nothing against you, but this video, as with many other, are why I LOVE DCHD! There are strict criteria to determine what companies make it and which don't, and it takes all personal, human feelings out of the equation! Broadcom had to go, because it didn't pass the screener. As a recent retiree, SCHD is the largest holding in the dividend portion of my portfolio. I am glad they keep focus on what they are!
AVGO has morphed into my largest individual holding by a wide margin. I was about to trim that position. So it's out of SCHD for now, my largest ETF holding. I'm OK with that.
I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Patricia Annie Brooks
Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, i'm in my fifth trade with her and it has been super.
She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states
Most people are retiring this year and has nothing to show for. But I assure you it’s never late to get your financial life together again.. All thanks to Annie Brooks for I and my family
I like the SCHD moves. Not sure why you’re against NEM. It’s one of the biggest miners, stable, and priced at a discount that won’t last. Miners will eventually catch up with the rising price of metals so I’m buying NEM GDX GDXJ SIL independent of SCHD.
@@CrazyWormLady Right? What I don’t like is when UA-camrs plaster Buffett’s picture is all over the video thumbnail and in conjunction use a description in the video suggesting that the recent actions the fund managers had taken is justification for dumping the fund. Buffett is a buy and hold guy.
@@CrazyWormLady My suggestion is that she dump the Warren Buffet thumbnails in all her videos. I get the whole strategy for gaining clicks but it’s to the point of absurdity. Her channel loses credibility when 99% of the time he has nothing to do with the content.
I primarily used schd in that video because it's such a popular choice for many investors. I mean the fanbase is so big. I personally feel dgro is a superior alternative. They both have performed very well, but that's my honest opinion. I will make a series of videos using different ETFs!
I do look forward to watching the series on this concept. I understand that you are not advising, but I would be remise to not take your opinions and outlook perspective under my own thoughtful scrutiny. You have obviously done solid research to put together a "leverage portfolio". I am like everyone else extremely interested in minimizing downside with as much maximination of upside as possible. Your knowledge has at a minimum taught me different ways to look at etf's based on my own goals at this stage of my life. I would greatly appreciate your views on what mix of what etf's would, looking forward, be a good path. I am about to be 47 and I am focused on growth/Income. Majority growth with med/high risk and finding ways to flatline the volatility of said risk. Thank you very much for your response and your work.
I have been considering beginning a new position after the reconstitution. After reading a number of opinions of you market gurus' , I am going to wait till after the first quarter's results !!!
I mean. We buy Schd for the dividend and its dividend growth. Not the actual share price growth. If investors want dividends and growth share price. Buy 70% Schd and 30% xlk. Or whatever allocation works for you best.
It seems everyone is still relying too heavily on the charts now. Imho, when the ETF's stepped into Crypto it changed the game. The Bitcoin Baby has been born and will grow up fast. The Crypto Market now has a rubber stamp of approval. Wall Street is in the game now and It will become the store of value we have been talking about. The rules are already changing. We would have normally had a corrective retrace by now, yet Bitcoin has been steadily rising. The name of the game is getting out with profit, but when exactly to get out this Super Cycle is going to be a tricky one. It's not about guessing the market's next move; it's about playing it smart and steady...managed to grow a nest egg of around 3.4Bitcoin to a decent 18Bitcoin in the space of a few months... I'm especially grateful to Linda Wilburn, whose deep expertise and traditional trading acumen have been invaluable in this challenging, ever-evolving financial landscape.
Investing has proven to be an incredibly beneficial decision. My cryptocurrency profits continue to play a substantial role in growing my overall wealth, reducing my reliance on my salary.
I was disappointed to see AVGO removed too. But even more, I was disappointed that VZ was added because of its lead problem in its infrastructure. Republicans removed FDA requirements holding companies accountable for pollution but it will have to be cleaned up eventually and probably at the taxpayer's expense. They should be held accountable for cleanup but they're just going to leave their obsolete lead-covered cables in the environment because they can.
I don't get it, if you are so unhappy with SCHD jettisoning certain stocks, just purchase the stocks you like proportionately to how they were previously held in the ETF. It's not the end of the world. And, if you like 'Tech' so much, there are a multitude of ETF's to choose from. Seems like a lot of wasted energy just to say that you aren't happy with SCHD's decision to dump certain stocks.
if you want dividends while also benefit in the upside of AI go and buy JEPQ I believe it will outperform SCHD in the next 5 years at least in both Dividends and capital apreciation
Their moves hold true to their being a divided ETF. Although AVGO is a phenomenal investment it’s more of a growth stock than a dividend stock so it makes sense that it was removed.
Great info as always. Thanks for the awesome breakdown. If I were looking to add positions to my own portfolio, it would be some of the new holdings in SCHD. Likewise, with some of the stocks removed from the ETF, if I owned them, I'd be taking some chips off the table right here. So the reconstitution makes sense in that regard. SCHD is only 2% of my portfolio, so I'll hold.
I’ve held AVGO in my portfolio since 2011 and recently sold some because it grew to more than 10% of my holdings. I’m glad SCHD sold it because it only added to my concentration of it.
TBH, I'm glad they sold off AVGO. It was seriously over valued so why not take the profit. I sold out of my AVGO stock about a month ago because of this. Sure, it may be a great stock, but you have to factor in valuations. If the price drops down to a more reasonable level I will buy it again.
Do you believe that after the criteria are met the managers of the ETF aren't looking at the same things? They have a lot of skin in the game as it's one of the investment darlings. Just saying.
SCHD is almost at an ATH with an ATH dividend. Looks like it’s working to me. This is a great example of why passively managed ETFs like this outperform the actively managed ones.
Criticizing 3M while it’s only going up and providing a great yield is a dumb move in fact. They aren’t going anywhere only up and they’ll fight like hell to keep their dividend growing. I may be in minority. Doesn’t mean I’m wrong
So, am I understanding this correctly? SCHD is supposed to have stocks that provide growth and steady dividend, BUT if the growth of one stock is too rapid that makes its dividend look weak and the algorithm automatically bumps it??? Sounds like a new algorithm should be in order.
But is the rapid rise the hallmarks of a bubble situation where a certain stock is overbought and subject to a large correction? Too much of a good thing isn't always a good thing.
i like the american companies dont get me wrong but i can get way more dividends for less money other places Like Norwegian Companies that doesent have high price to buy but huge Dividend on alot of their companies They are ekstremly awsome
Great analysis. I never did understand the hype of SCHD. You gave some perfect examples. A company does really well so it can't be part of the fund anymore? That's just dumb.
What qualifications do you have to have anything more than an amature opinion about this investment or any for that matter...? I don't get these youtube "finance" people talking about this stuff like they know what they are talking about? You're opinion literally means nothing as you have NO IDEA if this will be good in the future. For people who follow this girl.. don't make financial decisions based on videos by stay at home little girls... YIKES...
@@stevenorris-b9f you mean this? "She then competed with multiple dance teams across Canada, before she moved to Toronto to pursue her career in the film industry. She is currently pursuing business and finance while hosting a financial UA-cam channel under the name "Viktoriya Media" Great 61K people are listening to a girl who did dance and is GOING TO SCHOOL for finance... People need to be careful as hell taking any advice and implementing it from ameatures on "youtube" are saying... Anything beyond low cost index funds and ETF's advice I'd say NOPE...
most of the so called risky stocks are way down on the list with a measly few million invested chump change for an ETF like SCHD,,and SCHD has a pretty good long term track record so im still holding...I mean if you knew better then they do you'd be in a board room for some investment company deciding whats going in or out of a particular fund instead of making click bait UA-cam video's
let me get this straight........Schd under performs for 2 years and then they finally make a change? Now think about the for a second. I got out a long time ago.
Full blown ad for Masterworks tells me for her, it's all about $$$ for her. In the past, a quick link to a sponsor was okay. Now, it's changed for the worse.
Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks: www.masterworks.art/viktoriyamedia
Purchase shares in great masterpieces from artists like Pablo Picasso, Banksy, Andy Warhol, and more.
See important Masterworks disclosures: www.masterworks.com/cd
SCHD is just doing what they are supposed to do - incorporating changes in the Dow Jones US Dividend 100 index
I like what SCHD did for the reconstitution. I’m still buying and adding to my position.
I will stick with SCHD for dividends and dividend growth. It seems like every week you are saying sell this and buy this. That’s just spinning your wheels. You said dump SVOL. I have owned SVOL for a year and 3 months and have made $1,350 a month on a $117K investment. 16.22% dividend.
Not only that, but this chick is exaggerating a bit - first off. Texas Instruments is one of the companies closest to getting a semi plant up and coming in the US even ahead of Intel. She's simply cherry picking and going by confirmation bias from the obvious AI plays. In truth SCHD is fine. Just how when she panicked on SVOL, I looked at the charts, nav, and listened to the calls. She's again jumping conclusions.
What about the price appreciation?
@@matthewolson7404she’s doing what a UA-camr does. Getting clicks and comments. So she is winning
@@maorbatashvili8349 SVOL doesn't appreciate much, but it doesn't lose value either, which means the dividends compound over time and increase your overall holdings. I currently make $3k/mo with SVOL, $3.5k/mo with FEPI, $1.5k/mo with JEPQ, and then $1k/mo each of SPYI and QQQI. for a total of $9k/mo. I turned on DRIP for all these positions so essentially my portfolio increases $9k per month. These holdings likely won't appreciate like an Nvidia but as long as the dividends keep coming, I'll make compounding money over time.
Thanks, now I don't feel like I blew it by owning 1100 shares of SCHD. My purchase price was $78.61, which was down for awhile, but now the price has gone up to $79.43 and I've had a little over two years of steady dividends.
SCHDs methodology is why you invest in SCHD so if a company gets kicked out or added just go with the flow why is everyone making a big deal about it. If a company didn't meet the criteria to be in the etf so what. It's like having someone screen companies for you.
Being systemic, mathametics is head spinning for UA-cam experts. 🤣🤣🤣🤣
I will continue to buy buy buy SCHD!
It does seem like people are stressing over SCHD’s reconstitution and it kidna defeats part of the purpose of holding something like SCHD in the first place... its a buy and hold not a trading ticker... in a decade any given reconstitution is trivial.
I'm new to investing and this is my first reconstitution but people acting like this are making me wonder if they do the same thing every single year. Every time there's a reconstitution do they freak out and scream "sell"?
@@Atrus999 I belong to several investor and options discords and unfortunately I see it happen more often then it should.
@@richardthorne2804 That's really strange. If they're going to change their mind about their long term investments so easily maybe long term investing isn't for them.
SCHD way way underperformed compared to JEPQ in 2023-2024 bull run. Tomorrow (dividend date) I'm switching Schd to jepq
@@thyroidnodule 👍
Schd is a dividend etf, not a growth etf. If you want growth. Buy xlk or qqq.
Exactly. It has rules when picking which companies are included.
@economicfusion6065 with $100, buy $70 of shcd and $30 of xlk.
There, I can have schd and growth ✨️ 🙌
She doesn’t understand that
Broadcom jumped in share price, dropped the yield, it’s simple. People aren’t doing it on purpose, it’s just how the rules work. People liked it before, but now they don’t. It’s the same rules. These are supposed to be buy and hold funds.
I am buying more VGT, SCHD & VOO. Many of us have a boatload in the S&P500 index in ROTH, still have the bulk of my $500k retirement portfolio in VGT. In my taxable account, i try to beat my roth and i know it can be done but i am still underperforming the S&P500.
I’m taking the hybrid approach, VOO, SCHD as my foundation, with growth like MA, UNH, HD. And slow growth like O and PEP. I have a 20 year time horizon. But the best part is I still enjoy my life while I do this. Travel, and buy ONLY things I love. It’s the best combo, plus I love the small victories with receiving dividends/dividend growth/share price appreciation.
VGT is an excellent portfolio addition, but relying solely on it for retirement may not be optimal. I retired at 62, grew my portfolio to $3.4 million in little over 10 years through the help of a fiduciary and dividends now supplement my retirement income. Invest wisely, build your nest egg, and don't sell the chicken that lays the egg!
Your fiduciary seems highly competent. May I ask if you are still working with the same fiduciary, and if so, could you share how I can contact them?
Certainly, I am still working with Camille Anne Hector. Having her in my corner has been a game-changer for my financial well-being. Her ability to simplify complex financial concepts and provide tailored solutions is commendable. Camille's passion for her work shines through, making the financial planning process not only effective but also enjoyable.
I Found her website and left a mail after searching her name online. Hopefully she answers soon.
I think what you failed to emphasize here is that SCHD is not an actively managed fund. The changes were based on the existing criteria for asset selection. While I am not thrilled with all the changes, I do support the fund following its criteria as they have done every other year. For them to make "active" decisions would be a violation of the etf's charter.
Seriously? SCHD is doing what it is supposed to do. People are just upset they removed some favorites. The replacements have a great chance to increase the divident percentage and offer growth potential in the stock price. Had some respect for this channel but I guess not any more.
Yeah, bit of an overreaction 😐 why i'm on the fence about subscribing
They will do it again in a year. No reason to panic. It’s a dividend etf.
This is just clickbate fuel....
Always clickbait with her.
That's the entire finance UA-cam space. If not they'd just make the same buy the index video everyday.
Joseph Carlson is really good
I too questioned why AVGO was removed. BUT...the goal of SCHD is "to measure the performance of high dividend yielding stocks issued by U.S. companies that have a record of consistently paying dividends." To question the "turn" is to question the strategy. I still like SCHD but a tad less. I took some profit and bought SPYI. I hold AVGO in my taxable portfolio and have a concentration that does not need duplication in other instruments. I'll DRIP my new balances accordingly. Thanks for your presentation. You address many valuable points.
Its a dividend ETF, not a growth ETF. With more growth comes more risk of losses. People using this ETF are looking for less risk and more income. It has slow and steady growth in line with earnings. I dont think it is necessarily a bad thing to remove overvalued tech stocks. What if these overvalued tech stocks are more prone to volatility and major correction, a la 2000 Tech bubble, Cisco. it really depends on what you want from the fund. Do you want calm, steady, stable growth, and a dividend, or do you want high volatility that becomes growth far exceeding the earnings and big risk of a crash? I'd prefer steady stable growth really as far as a buy and hold position. People tend to buy dividend ETF as buy and hold positions I think, where I think with growth stocks there is more a trading and speculation tendancy. If its reducing SCHDs exposure to a possible major tech bubble pop, it could be a good thing
SCHD, FXAIX, FTEC. Dividend, S&P 500, Growth. Dca'ing all in.
That's good protection against volatility and drops.
SCHD still serves it's function in my portfolio. A well-diversified source of dividend income, that isn't tech heavy. I have other holdings for tech exposure.
Sometimes when you focus on the micro you lose the grasp of the macro. It's too early to determine if this re constitution is truly effective. The team that manages this process has a solid track record of raising the dividend consistently year over year. They have let go of smaller dividend players replacing with higher dividend producing assets. If we see modest growth in this etf during 2024 and an increase in the dividend yield then at some point during the year then we can assess the effectiveness of this move. Personally I am long on SCHD and have weather many re constitutions and quite satisfied to hold on for the ride.
SCHD is half dividend and half growth, it is NOT just dividend. If dividend only then there are a lot of places offer 5% on cash and you don't worry about NAV depreciation. She is right about SCHD not doing well, its growth was bad and its dividend was bad too.
Like you, I was mystified by the removal of AVGO. Still, I never presume to know what the future holds. The SCHD formula has worked well in the past. In any event, I don’t want to sell my SCHD because I don’t want to realize the capital gain, but I do agree that JEPI is more attractive right now, along with SVOL and JEPQ.
AVGO has a monstrous PE Ratio, majorly overvalued, low yield. So its pretty obvious why it should be out. Overvalued stocks tend to be more instable and people looking at dividend stocks are partly after stability and low volatility and steady growth, not big bubbles and pops
What’s the big deal. SCHD reconstitutes every year and re balances every quarter…..every year. If someone is so concerned about capital growth, they’re in the wrong ETF. Just get into an Index fund.
For me SCHD is a kind of security fund, not too volatile but still goes up in a decent rate despyte the clear lagging behind the SP500 this year. Never invested in it for quick growth...
This just shows how important it is to have a diversified portfolio with many different types of investments and not relying on any one specific investment…
I will be forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Elizabeth Wesley
Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.
She is my family's personal Broker and also a personal Broker to many families in the United states, she is a licensed broker and a FINRA AGENT in the United States.
I'm new at this, please how can I reach her?
I was skeptical at first till I decided to try. Its huge returns is awesome. I can't say much
she's mostly on Telegrams, with the user name.
I want it to go down . So I can buy it
This is a dividend stock that invests in stocks selected for fundamental strength relative to their peers, based on financial ratios. so it's not about growth. So some of the questionable picks you mentioned are not based on share price. Also I do have to agree with some in the comments that say that you seem to flip flop a lot. you basically have videos saying Buy and dump the same thing
Thats what management does. So you dont need to manage individual stocks, set it to forget it option.
I think that the reconstitution is a good thing. They are configuring the portfolio based off a non-emotional formula. AVGO no longer met the requirements and so it is out. The best performing long term funds are those that function purely on a system and eliminate emotion.
The best thing to do is have a balanced diet portfolio of a dividend fund like SCHD mixed with an S&P fund like VOO, and finally a growth ETF like VGT. Hold these for 10 years while contributing every month and you will do very well .
How do you feel about JEPI vs NUSI?
Nothing against you, but this video, as with many other, are why I LOVE DCHD! There are strict criteria to determine what companies make it and which don't, and it takes all personal, human feelings out of the equation! Broadcom had to go, because it didn't pass the screener. As a recent retiree, SCHD is the largest holding in the dividend portion of my portfolio. I am glad they keep focus on what they are!
Broadcom is in SCHG at 2.21%. Could be that Charles Schwab limit it's definition of AVGO as a growth stock with low dividend yield now.
Boo hoo - wah, wah. Come on! I just bought 1400 more shares. You don't like it anymore? Cool. More for me.
AVGO has morphed into my largest individual holding by a wide margin. I was about to trim that position. So it's out of SCHD for now, my largest ETF holding. I'm OK with that.
Look at their selection process. If you don’t like it … don’t buy it
I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Patricia Annie Brooks
Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, i'm in my fifth trade with her and it has been super.
She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states
she's mostly on Instagrams, using the user name
fxannie19 💯 ..that's it
Most people are retiring this year and has nothing to show for. But I assure you it’s never late to get your financial life together again.. All thanks to Annie Brooks for I and my family
I will continue to buy SCHD
I like the SCHD moves. Not sure why you’re against NEM. It’s one of the biggest miners, stable, and priced at a discount that won’t last. Miners will eventually catch up with the rising price of metals so I’m buying NEM GDX GDXJ SIL independent of SCHD.
SCHD will be fire, stop trippin.
Best comment here! Trippin" and whinin"!
I take this analysis as a sign to buy. If I "dumped" holdings every time fair weather fans chirped, then I wouldn't have been able to retire.
100% this! Whine, whine - overreact - repeat! All the while, we are buying!
@@CrazyWormLady Right? What I don’t like is when UA-camrs plaster Buffett’s picture is all over the video thumbnail and in conjunction use a description in the video suggesting that the recent actions the fund managers had taken is justification for dumping the fund. Buffett is a buy and hold guy.
@@bonsukanand now she has edited her title to remove the word “dump”. Waffle much? Too much hate? Lol! Fickle.
@@CrazyWormLady My suggestion is that she dump the Warren Buffet thumbnails in all her videos. I get the whole strategy for gaining clicks but it’s to the point of absurdity. Her channel loses credibility when 99% of the time he has nothing to do with the content.
So, with these changes to SCHD, does that change your opinion on its use in the Leverage makeup video?
I primarily used schd in that video because it's such a popular choice for many investors. I mean the fanbase is so big. I personally feel dgro is a superior alternative. They both have performed very well, but that's my honest opinion. I will make a series of videos using different ETFs!
I do look forward to watching the series on this concept. I understand that you are not advising, but I would be remise to not take your opinions and outlook perspective under my own thoughtful scrutiny. You have obviously done solid research to put together a "leverage portfolio". I am like everyone else extremely interested in minimizing downside with as much maximination of upside as possible. Your knowledge has at a minimum taught me different ways to look at etf's based on my own goals at this stage of my life. I would greatly appreciate your views on what mix of what etf's would, looking forward, be a good path. I am about to be 47 and I am focused on growth/Income. Majority growth with med/high risk and finding ways to flatline the volatility of said risk. Thank you very much for your response and your work.
I have been considering beginning a new position after the reconstitution. After reading a number of opinions of you market gurus' , I am going to wait till after the first quarter's results !!!
I mean. We buy Schd for the dividend and its dividend growth. Not the actual share price growth.
If investors want dividends and growth share price. Buy 70% Schd and 30% xlk. Or whatever allocation works for you best.
I think they sold some thinking they were a bit overbought, things that go up often go down. The higher it goes the more risky it becomes.
It seems everyone is still relying too heavily on the charts now. Imho, when the ETF's stepped into Crypto it changed the game. The Bitcoin Baby has been born and will grow up fast. The Crypto Market now has a rubber stamp of approval. Wall Street is in the game now and It will become the store of value we have been talking about. The rules are already changing. We would have normally had a corrective retrace by now, yet Bitcoin has been steadily rising. The name of the game is getting out with profit, but when exactly to get out this Super Cycle is going to be a tricky one. It's not about guessing the market's next move; it's about playing it smart and steady...managed to grow a nest egg of around 3.4Bitcoin to a decent 18Bitcoin in the space of a few months... I'm especially grateful to Linda Wilburn, whose deep expertise and traditional trading acumen have been invaluable in this challenging, ever-evolving financial landscape.
She's often interacts on Telegrams, using the user-name.
@Lindawilburn
I appreciate the professionalism and dedication of the team behind Linda’s trade signal service.
Investing has proven to be an incredibly beneficial decision. My cryptocurrency profits continue to play a substantial role in growing my overall wealth, reducing my reliance on my salary.
Linda Wilburn strategy has normalized winning trades for me and it’s a huge milestone for me looking back to how it all started.
Enjoy your videos. Have learned and allowed me to make educational discussions.
Thank you
I was disappointed to see AVGO removed too. But even more, I was disappointed that VZ was added because of its lead problem in its infrastructure. Republicans removed FDA requirements holding companies accountable for pollution but it will have to be cleaned up eventually and probably at the taxpayer's expense. They should be held accountable for cleanup but they're just going to leave their obsolete lead-covered cables in the environment because they can.
Interesting. I have a large position on SCHD, and was unaware of the relocation.
Thanks for the research.
I do too. She's just hoping for clicks. SCHD is fine.
Thank you for your direct and straightforward, clearly and quickly spoken insight! Where did you learn all these things?
her background is available by doing a google search for her name, you'll be surprised
I don't get it, if you are so unhappy with SCHD jettisoning certain stocks, just purchase the stocks you like proportionately to how they were previously held in the ETF. It's not the end of the world. And, if you like 'Tech' so much, there are a multitude of ETF's to choose from. Seems like a lot of wasted energy just to say that you aren't happy with SCHD's decision to dump certain stocks.
If you want more tech, just do a combination of SCHD and QQQM or VGT. I do 90% SCHD AND 10% VGT. When tech stocks drop, I'll increase my ratio of tech
if you want dividends while also benefit in the upside of AI go and buy JEPQ I believe it will outperform SCHD in the next 5 years at least in both Dividends and capital apreciation
Should JEPI or JEPQ and Dgro or Dgrw be in ur Roth account
Their moves hold true to their being a divided ETF. Although AVGO is a phenomenal investment it’s more of a growth stock than a dividend stock so it makes sense that it was removed.
Great info as always. Thanks for the awesome breakdown. If I were looking to add positions to my own portfolio, it would be some of the new holdings in SCHD. Likewise, with some of the stocks removed from the ETF, if I owned them, I'd be taking some chips off the table right here. So the reconstitution makes sense in that regard. SCHD is only 2% of my portfolio, so I'll hold.
i trust it. if we start with a core let's keep it, human emotions and feeling sometimes makes us do bad mistakes ...
I’ve held AVGO in my portfolio since 2011 and recently sold some because it grew to more than 10% of my holdings. I’m glad SCHD sold it because it only added to my concentration of it.
Click bait titles and leading people down the wrong path - again.
TBH, I'm glad they sold off AVGO. It was seriously over valued so why not take the profit. I sold out of my AVGO stock about a month ago because of this. Sure, it may be a great stock, but you have to factor in valuations. If the price drops down to a more reasonable level I will buy it again.
Do you believe that after the criteria are met the managers of the ETF aren't looking at the same things? They have a lot of skin in the game as it's one of the investment darlings. Just saying.
SCHD is almost at an ATH with an ATH dividend. Looks like it’s working to me. This is a great example of why passively managed ETFs like this outperform the actively managed ones.
Don’t understand why it is a SHOCK; the etf’s rules clearly defines requirements. BTW, SCHD has been very successful since day one.
Should watch other videos which provide a more valid justification for the change in dropping specific stocks.
Thanks!
Criticizing 3M while it’s only going up and providing a great yield is a dumb move in fact. They aren’t going anywhere only up and they’ll fight like hell to keep their dividend growing. I may be in minority. Doesn’t mean I’m wrong
The fund need generate at least 7 - 8% per year, even the 4% rule for retirement n9 longer hold in this day and age.
It’ll bounce back
Get some voo for those high tech sectors that are growing.
Just use a combo of etfs or just add a small percentage of the companies to your portfolio that they took out if you like them so much. Easy peasy. ;)
I would not be schilling for masterworks. They're pretty shadey.
So, am I understanding this correctly? SCHD is supposed to have stocks that provide growth and steady dividend, BUT if the growth of one stock is too rapid that makes its dividend look weak and the algorithm automatically bumps it??? Sounds like a new algorithm should be in order.
But is the rapid rise the hallmarks of a bubble situation where a certain stock is overbought and subject to a large correction? Too much of a good thing isn't always a good thing.
@@hot2warm Perhaps, but we're talking about Broadcom in this example, which has proven itself to be a stalwart company.
Ok I am going to sell SCHD and buy shares of blue chip art. No,thank you
Why she keeps doing this every week?
Attention and clicks?
because it gets views which she can then monetize
People chose this ETF for the Dividend without the need to sell any stock. Not for the growth. Older people need the income and low volatility.
Exactly
i like the american companies dont get me wrong but i can get way more dividends for less money other places Like Norwegian Companies that doesent have high price to buy but huge Dividend on alot of their companies They are ekstremly awsome
You make great videos, but click bait is getting a little obvious.
Personally i'm Thrilled they dumped Tyson from their holdings!!!!
Broadcom just makes no sense.
What the heck is a banksy?
50/50 SCHD n VGT!
Great analysis. I never did understand the hype of SCHD. You gave some perfect examples. A company does really well so it can't be part of the fund anymore? That's just dumb.
What qualifications do you have to have anything more than an amature opinion about this investment or any for that matter...? I don't get these youtube "finance" people talking about this stuff like they know what they are talking about? You're opinion literally means nothing as you have NO IDEA if this will be good in the future. For people who follow this girl.. don't make financial decisions based on videos by stay at home little girls... YIKES...
you can google her name and find her past background. it's interesting
@@stevenorris-b9f you mean this? "She then competed with multiple dance teams across Canada, before she moved to Toronto to pursue her career in the film industry. She is currently pursuing business and finance while hosting a financial UA-cam channel under the name "Viktoriya Media" Great 61K people are listening to a girl who did dance and is GOING TO SCHOOL for finance... People need to be careful as hell taking any advice and implementing it from ameatures on "youtube" are saying... Anything beyond low cost index funds and ETF's advice I'd say NOPE...
It would be very hard to argue with your logic. Thank you
It would be if you don’t understand how SCHD works
@@cfh3395 It uses an algorithm like UA-cam🤣. Need I say more?.
Clickbait Queen 😂
ViG and Dgro much better pick for dividend growth long term.
WOW ETF BARBIE 😮 Don't Hold Back. Tell Us How You Really Feel!
🤣
Schd - gotta trust it - unfortunately- sounds bad today - no crystal ball
most of the so called risky stocks are way down on the list with a measly few million invested chump change for an ETF like SCHD,,and SCHD has a pretty good long term track record so im still holding...I mean if you knew better then they do you'd be in a board room for some investment company deciding whats going in or out of a particular fund instead of making click bait UA-cam video's
Humans don’t pick the stocks it’s an algorithm that does
let me get this straight........Schd under performs for 2 years and then they finally make a change? Now think about the for a second. I got out a long time ago.
They make a change every year.
Under performs based on what metric?
The MAG 7 that are the majority of the "markets" return?
Damm.. she absolutely hates SCHD... I am not getting near SCHD anytime soon.. 😨
that depends on which video she issues on any given week. She has also done very positive stories on it. Check her past videos
The continual alarmist thumbnails have put me off your channel.
The SCHD changes don''t make sense to me. They should have just bought shares of JEPI !!!
SCHD hater
Hello
Masterworks sucks
Why aren't you talking about investing in Eledator when even real experienced traders are doing it?
I sold this nonsense a few months ago.
Yield is great but if the fund falls behind by 7% what good is the extra 50 basis of yield one picks up to bring it to within 4% of the total loss?
sadly many do not consider that; mesmerized instead by the yield alone. A recent wakeup call was when TSLY did a """Reverse""" split/
Full blown ad for Masterworks tells me for her, it's all about $$$ for her. In the past, a quick link to a sponsor was okay. Now, it's changed for the worse.