$3000 KE NUQSAN SE BACHE! 😱
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- Опубліковано 18 лис 2024
- $3000 KE NUQSAN SE BACHE 😱
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We're sharing the dark reality of Immigrant life, how newcomers can be a target of scam car dealerships and hefty hidden charges.
Who's responsible for these frauds?
Comparison between Australia car financing vs Canada
How you can protect yourself from these frauds
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My 7 years of experience of living in Canada is that "Never ever trust a desi especially if he is a Pakistani or Indian".
Same goes for Australia, avoid desi community
Very true, same applies in every country..
Same here, I am Indian. Mai bhi har kism ke desi ko avoid hi kart hun, unless I know him or her personally and know they are a nice person
Thank god, he saved you guys from this fraud, Canada was not like this, it was best country to stay, everything was dirt cheap, after 23rd dec 2020 , they stopped immigration, increased rents, house prices, shortage of cars and what not, but everything will be fine don't worry, here in India we hefty for a car,
I also saved my husband 😄 from an Indian fraud car dealer a few years back in Alberta, they were in a group of 4 and verbally forced my husband to sign for car financing on the spot I got the negative vibes and told them we need time to think and will come back if needed, still remember their faces when we refused to do signature 😃 you are right good wife is a blessing 🙂
Girls are clever 😎😆
Thanks for watching guys, the main motive of of this video is to spread the awareness so SHARE this video with someone who you think, can fall into these traps.
If your inquiry is about Immigrating to Canada, please book a one-to-one consultation with us: calendly.com/asharsanavlogs/30min
Same thing is heard by many people that our own community is trapping us. U r rite.
God bless u both along with us
Ap jaisi family kai lye monthly kitnay mai guzara hojata hai acha
Your vlogs are raw and depicts the struggles of newbies in Canada , specially those who don’t have any kith or kin in Canada .. great work and keep going .. vlogs will definitely help a lot of newbies
Glad you like them!😊
Living in this country for 46 years , I never heard about gap money when you buy the car
You need to be at 100K . Just keep it up InshAllah.
Happy birthday 🎉
I am your first subscriber- why? Because you people are honest and to the point. Keep growing. Let me know if you need any help. I am based in Ontario.
Very informative video sir and mam! Please keep making videos about how Australia and Canada are different from each other 👍
Sure will do
I like how you appreaciate and value you wife.
It really feel good to see that.
Excellent deep analysis you did for people who are making decisions to which destination is better for them to apply for migrating for better future for their families.
Your finding is that Canada is the best Country to migrate to is based on self experience and explained problems you faced during Australia living and now living in Canada are valid and based on Truth and self experience.
You can also buy car from an owner (private) and don't have to pay any taxes.
Very informative video and the way you two communicate with eachother 👌 👍 best of luck guys.
Thank you so much 😁
Veryyyyy informative videos. Zabrdast vlogs!!! It will help a lot new comers.
MashAllah love the way sana speaks and bhai smiles. Stay blessed. Stay together.
This is Canada guys. Please be ready for many more shocks to come in the future when you will buy insurance for your car and start paying taxes on your wages.
Be careful when you go for buying house, deal directly with the bank, never ever go with the agent who says he will arrange the mortgage even if you are not eligible ultimately he will trap you and at the last moment takes you to a private financer who will charge ridiculous fee and very high interest. "Again these are mostly desi people."
Assalamuallaikum My brother also in Canada in Vancouver thank you for Sharing
Your vlogs are very help as I plan to come Canada next year
Thank you Sana . We will be landing in Canada next month. Ur vlog help us
Best of luck!
@@asharsanavlogscanada5211good luck
Thanks for sharing, Allah pak bless you
Allah pak dono ko esy hi khus rakhy
AoA Sana and Ashar , i really like your australia and canada vlogs, high value informative content unlike other personal fun oriented stuff. Now you have more realistic content as early joy for PR slowly being faded & u experience many harsh realities of canada life in different aspect. Keep moving and wishing u best of luck . An expat from Qatar
We’ll keep sharing experiences
Love you guys. thanks for highlighting this. How about highlighting the name of the company. so that actions are taken against them
Really appreciated video ❤️❤️
Guaranteed Auto Protection also known as GAP is actually a good thing to have when buying a car particularly when financing.
It provides financial peace of mind and benefits in case of unforeseen circumstances. Not only accidents, if your car gets stolen and could not be recovered by police u’ll be left with your finance obligations which will be paid by the GAP.
You may argue, even insurance company does that. But insurance policy pays either an agreed amount or the market value of the asset. Which in many cases may not be enough to pay of your loan.
GAP is good, but car dealer should have explained that to you and it could have been included in your finance rather than charging upfront.
Thank you for those suggestions Sanam
@@asharsanavlogscanada5211 And for a newcomer, who does not have a credit history or score and a job, GAP helps in approval of finance. Financing may not be possible for newcomers, in such case a finance company looks for maximum security to their loan which is provided by GAP again.
@@sanampandey1879 Bank gets security with high interest rate already, I’ve met dozens of dealers here and never heard any dealer saying that GAP covers that…
And even if it has to be there, the dealer should’ve communicated it before the final day.
Guys- Iam also the new Comer and had been through the process of buying a car . The GAP insurance and other insurances are optional. But gap insurance is better to take
1. Gap insurance is of 1000 bucks and secures you only incase the car goes total by authority and they decided (authority)to give the amount less than the amount you buyer for and in that case to close the loan you have to provide the amount difference to bank which this gap insurance covers.
2ndly it's about a new Comer not the Desi.. I was being a victim of this by GORA and do check as well has they given correct employment record for loan sanction?
Very good knowlage thanks bro
You guys are smart. Glad you saved your self. You both got masters . You understood their fraud. Prices went way high for used. You are right. Now they are dropping. 27,000 old car. Mitsubishi is no good car anyway. Dealer way corupt. You did good bought used Mazda. Though i love Toyota and honda. I have honda and they are solid plus not much repairs. ❤❤❤❤❤❤❤❤❤❤❤❤❤❤🙏🙏🙏🙏🙏👍👍👍👍👍👍👍
Canada is a beautiful country we don't have much scams here just chill. I have worked in USA but Canada is the best in entire world.
That's reality of UK and canda Desi community
Good Info
Boht Acha Kiya apny bta k kafi bhai behn Bach jy gy frud sa
Bhabi loves you so much, dikhta hai. I hope mujhe bhi ek aisa hi jeevansathi mile, jiske sath mei apne dukh-dard share kar sakun, aur jo mujhe kisi unconditionally pyar kare.
Desi log are like this in every country .. bus they know to break law and take advantage of others when they are vulnerable.. corruption desi logo ke naas naas mai hote hai
What you guys did with your superannuation from Australia?
what I don't understand is why people start off by saying that they are not trying to disrepute an individual but just spreading awareness. This statement is said almost by everyone (vlogger and even on TV shows) who tries to "expose" someone corrupt/scammer
My thinking is that if that individual has really scammed then why not disrepute that person? Bilkul badnaam karaian aisae insaan ko, aur naam laikar badnaam karain agar wo banda aik chor/scammer hai. Is main ratti barabar bhee jhijhak ki baat nhn hai.
Salaam ashar n sana, couldn't leave u guys comments past few vlogs as I was down wt covid but been watching ur journey.... All I can say plz plz be extra alert in all ur decision making... U guys are all alone and ppl are trying to take advantage of that... Always cross check and think carefully in each dealing....be street smart and wise... Yes I agree desi hi desi ko ' loth' teh hain... Shameful.!!!
Take it easy guys..... 1 step at a time.. N plz we love it when u compare stuff between aus n Canada.... Keep going guys... Duaas xx
Thank you so much Meni, glad to see you returning in the comments box here 😊
Mai 7 saal se Melbourne, Australia mei hun. 'Gap' ko Australia mei shayad 'Excess' kehte hai.
You guys talking about gap insurance but have no idea about 8.99% finance. We love you both
May Allah bless you guys. Stay safe!
Very nice vedio very informative 👍
Aoa brother
Ek banda ha canada mai wo bol rha 7000 fee lagy gi PR k liye lkn shyd itni fee ni ha mera score 400+ bn rha is that ok to go with him or take some other advisor...?
That’s too much money! Beware :)
Aoa yes u r right 👍..... Marriage proposal m bi scammed ho rehe h Canada se releated yah issues bhut ah rehe h Canada se related person pr plz koi ek dam comfortable na hun ..... End point pr scammed pata chalta h yes u Right Desi community scammed kr rehe h bewear this is of scammed ..... Allah blessed on u ❤️..
Thanks for ur guidelines for new commer 👍
आपकी बात सही है, ये देशी लोगो का कल्चर ही बेईमानी है, इनकी संगत में गोरे भी भ्रष्ट हो जाएँगे..
Always trust your gut feeling (sixth sense)..
Inshallah u will get good car....buss asaiy scams hain duniya mey.....Allah aap ke haifzat karay
Why did your allow the dealer to apply the auto car financing? Was the bank not letting you do that? Being new comers with no credit history?
Yeah banks recommend to apply through dealer, for newcomers
Bro&sis love from melbourne
Australia is indeed a better country compared to Canada. Having lived in both, I can clearly vouch for that. It is unfortunate that you guys couldn't make Australia your home when you have so much love for the country.
Canada is a rip off. 2 things that really pisses me off is 13% tax getting added on anything that you buy in Ontario and 18% tipping which has become a standard now. Canadians often compared themselves to the US to feel better! But, in the US waitstaff gets paid wayless than minimum wage as it is understood that tips will compensate them. In Canada, waitstaff gets minimum wage same as someone working in Walmart, but still you expect to pay US style tipping.. What a sham!!!
In Australia, the price you see is what you pay at the register and moreover there is no tipping at all. Needless to say salaries are more in Australia compared to Canada. Indeed Australia is true to its adage "the lucky country"!
I totally agree 👍🏻
I see ducky bahi and maaz in Pakistan. Great vlogging.❤️❤️❤️❤️you are do good why you got less subscribers
Hello. I really liked your content and videos. Because u show the reality behind the scenes and moreover we are also in milton and faced the challenges to own a used a but luckily we got the one from the owner itself even after booking new car and waiting for 4 months. And also paid some initial booking cost with dealers but got that returned
Thank you so much 🙂
Very lucky, best wishes :)
To aap ne bank loan dealer se kyun apply karwaya? Aap log khud kyun nahi gaye?
A salam. Aapka pr profil me invitation Ane ke bad kitna time laga tha next step ke liye
2 saal
Thank you 😊
Hii can you please help Express entry me 600 points milneke bad pcc and medical repot chahiye please give me Answers
Hello sir I do my job on my brother company it’s sole proprietor company can I give them Refrence letter as work experience and also I take salary cash in hand
very information
Dear Ashar & Sana,
Assalam O Alaikum,
.
Love To Watch Your Vlogs....Very Informative....👍👍👍👍, Following In Sequence When U Were Packing Your In Australia, Then A Emotional Vlog When U Were Leaving Australia, If I m Not Wrong By Air Canada. Now U R In Milton Or Hamilton....??? Keep Posting Good & Informative Vlogs. Take Care, Allah Hafiz O Nighibaan.
Stay connected with our journey 😊
@@asharsanavlogscanada5211 Off Course, WhenEver I Decide To Immigrate To Canada, I Will For Sure Take Guidance From U.....Ashar Bhai, Canada Mein Koi Aisi City Jahan Winter Season Mein Bhi Ziyada Thandd Na Hoti Ho.....😜😜😜😜
@@MAAS1 yes, Vancouver
Sana sister and Ashar bhai. If and when u will visit Pakistan. Do share also. .
Best I think yahi hai k banda full payment upfront kar k le le. In bakhairon me hi na pare. Agar aap sari upfront karte to kya 21000 me parti gari?
No $23,000. No one has that much of cash in hand u know 😊
Bro for uber not old than 7 years
Very good information and shukarallhamdulliah,aap aisay fraud say batch gaiy laikin dukh hua kay Pakistanani as a Muslim dusri countries may bhi apnay hi logon ko dhoka day rahay hain.Allah hidatayat in ko.ameen thanks (Karachi Pakistan) insha'Allah jald hi job ho jaigy fikar na Karain Ameen
Sir the best way you buy new car for full payment pl don’t lease or finance.thanks amir
Once u get the money, also mention the dealer's name for other's benefit....
Hindustan (India / Pakistan) bloodline believes in shortcuts.. Apna Kam Pora! Bhar main jaye Noora . Ashar bhai, be very careful in all processes. Your video is an eye-opener for others. It would be best if you move to Alberta or Manitoba, don't waste your time in Ontario.
Finence per never buy always trouble
Sana sister. Ur dress looking nice. .
How much money you take along with you when coming to canada
اسلام علیکم بھائی جان کیا حال ہے اللہ تعالیٰ آپ کو خوش رکھے آمین ثم آمین
اسلام علیکم باجی کیا حال ہے اللہ تعالیٰ آپ کو خوش رکھے آمین ثم آمین
Alberta has milk cans not bags like these
❤ Mashallah
Best of luck for the new car. GOD will protect u. I am looking for Canada Immigration yesterday I was searching for a Masters program in Canada. Today I received a call from University Canada west she was asking me, Are you interested in an MBA? The thing is I haven't shared any single information on any web Site, just randomly searching for universities. Be aware of such scams also. Be Positive Allah we turn everything Positive in your Favor Inshallah.
Yep that’s another level of scam. Good luck immigrating to Canada 😊
If you don't have wife than make girl friend first and then go to dealership for buying car,. definitely helpful....
This is crazy how desis harm each other inside and outside Asia
Try auto park
👍🏻🥀🥀🤲🏻🌷🙏🏻👈🏻
Never take any extra or additional features from dealership because it keep raising cost of finance. Just pay car price+taxes tell them straight upfront. You can buy all extra protection features from insurance company.
This was actually told to me by sales person who sold us car he was honest and helpful he said once you go to finance manager just say car price no additional features please.
Thanks for suggesting 😊
8.99% Interest rate? That's even higher than india. 2 Years back when I decided to move to canada, it was 1-4% and it was one of the reasons I decided to move.
Post-covid gift ☹️
@@asharsanavlogscanada5211 what do you think if these rates are going back to normal in next 2 years? Or gonna stay forever? Well, I'll be moving there in April.
@@Nishant-ej2uu we’ve spoken to dealers here, most say 1 year at least
Pls Video Short kya karin. Ap bohat lamba kartin hn. Jahan need ho lamba kya karin. Like Travel videos ap kosh dekha rahay hn. Lakin interview type boring ho jati hy....Ap ka Channel b grown ni karay ga....!
Milk in sachet. Because reduce GARBAGE
👍
Bhaii aap uss kaminey dealer ka video banao uski company key foto dalo Instagram par ...yeh kamina highlight hona chahiye ...canada ka future yeh desi pemdoo kharab karengey
oh what a scam
AP ko boooooht light comments kr rhe hein mera ap ko perhne ka shayd time bi mile merey myancanada 25 eayr reh k Pakistann wapis ageye sirf un ko pr mili
Family ok ni mil seki 4 bchey hein beti doc he 3 beity hein 1 soudia chla gya 1 ruby bs wo canada jane ki khahish khtem ni ho rhi
Me ap ki vidio dekh k khoosh hoti rehti hun
Ager ap mera mesg perh lein to muje rply zroor krein
Ap ke pass liasnce he canda k
Trust on God....your credit history will be ok later on.....
Bhai old gadi lelo used me cash 3 4 haxar ki.
Old he le rhe hain per wahan gari lene k liay brokers k pas jana parta hy direct bank se nahi milti agr aap new commers hain...
@@ustadgchannel2936 bhai old c muraad cash pr gadi no bank leased. Cash pe old honda ya corolla 2007;8 k model
@@SyedFaizanMahmood g ok
OK, I will marry again...So when I will have 2 wives than no one can scam us..... Anyways you got very smart wife, saved you....she deserve gift now......
😂😂
Why don't go to police ?
AP say bat krny k lie apko msg kia tha. AP NY bta dia k $30 fee lgy gi. Afsoos hoa wesay. Kisi say bat krny k lie fee. Kisi ki help krny k lie fee. ALLAH pak say jab Marzi bat kro no fee. AP Yahan us k bandy bat krny k lie fee lety hn. Mera b plan Hy Canada any ka . Kuch documents k bare main bat clear krni thi . Khair rehny dain.
& they even didn't noticed your comment
Kindly tell. . Before getting a job there . Can we apply and get auto loan
to be very honest, problem is pakistani. Even desi is ok. Indians are mostly ok (some are chor but mostly ok. Problem is 100% Pakistani..
ab aap khud daikh lain naa....qanoon to pakistan main bhee sarae hain pur haalat daikh lain pakistan kae.... wo halat kis nae kyae hain???? pakistani awam nae kyae hain....
in short, in simple sentence, 99% pakistan is chor. jis ko jahan moqa milta hai wo doosrae ko fool karnae ki koshish karta hai. simple as that. Indians phir bhee sahee hain.
,ham dase kabe nahi sudra ga
Ashar or Sana ji jis Tarah Pakistan 🇵🇰 main dokha or fraud 70 to 80 perfect hai Canada 🇨🇦 main kitne perfect hai aap ki nazar main aap kya samjhtey ho reply please 🙏
Ap ko phir cash pe he le leni thi. Nai?
Sabar kar le banda aur nayi book karwaye
6 months chala k bechdena new lelena
اسلام علیکم بھائی جان میں لاہور سے ھوں میں لاھور میں ٹرک ڈرائیور ھوں میں وزٹ ویزا پر کینیڈا آ رہا ھو اور میرا لاسنس کینیڈا میں بن جائے
Australia is the best incomparision to Canada 🇨🇦 the sad part to say I have moved from Australia 2 yrs ago living 7 years there
Kyou PR nahi mila??
No country is perfect. Australia has big issues too that we have already highlighted many times before. But Australian lifestyle 👍👍
good information but video is tooooo long even you dont listen your own video without fast forward i swear :-) so please short your videos or the best way to divide into 2 parts thanks
It’s a story, an experience so can’t be in parts, feel free to can play with 1.25 speed.
@@asharsanavlogscanada5211 hahaha right but you can try in parts and make double views 😉 its just a suggestion many youtubers making videos in parts not a big deal anyhow keep it up
@@asharsanavlogscanada5211 It’s okay ignore him make video 1 hour long I’ll still watch it.
Salam
Dear ❣️ couple
Kindly work permit dilwany m Meri help Karen from Gulf Country BAHRAIN 🇧🇭🇦🇪