STRESS Free Loan Application as Much as PHP 2 MILLION - Union Bank Personal LOAN! P1K GCASH GIVEAWAY

[@Noicarl_24]

Thank you po ng marami sir Pat Quinto sa mga tips and ideas patungkol sa mga bangking needs na shinishare mo sa amin. Malaking tulong po talaga.

[@zabethus]

Kailangan lang talaga pag-isispan kung saan ka mag-apply ng personal loan whether sa mga online loan app or sa bank. Kaya naman I really appreciate this kind of vlogs/videos para may guide bago mangutang. Thank you Sir and Blessed Christmas
#Roadto75ksubs

[@johnmichaeltoribio3142]

Kung self employed ka . Dipende padin sa kita ng business mu kung approved ka sa kanila SA range ng kita. Kagaya maliit Na sari sari store. . #Roadto75ksubcribers thanks po sir

[@dwardoggo]

sa palgay ko mas mahirap pero pag nakita na nila na malaki un kita mo, magniningning na mga mata nila
#Roadto75Subs

[@housewifenewstv6331]

Im enterested i think mabba sa knila kesa Bpi 620k ay 253k Enteres😢 patapos n ko Subra hirap bayadan ... hanap ko ng ibang bank na sa sunod Pang dagdga puhunan

[@merville.abejar]

Got approved for a credit line of 495k, easy loan application basta may credit card ka and good payer. Automatic ma update yung personal loan sa UB app and dun mo makikita kung magkano credit line mo sa personal loan. Sana naka tulong sa may tanong tungkol sa personal loan.

[@Misskayla29]

@merville saaken po bgla nwla.. possible po ba macancel ung personal mo dhil nagexceed ka sa days na dapat mkpg present ka ng debit account..

[@andrheytitong3894]

Sir ask kolang kung sino po ang pumili kung magkaning ammount ang maloloan? yung Union Bank poba or ikaw ang pumili nyan? Salamatttttt

[@Anonymous-hy4cz]

sir may debit account na ako ginwa, gaano po katagal tumwag ang officer ni union bank para sa mkuha yung loan

[@charieartajo4605]

Di naman natawag.. 😂 nakailang apply na .. my account sa Union bank na debit at cc waley namn..

[@carlohonrubia7770]

natawagan din po ba agad kau ng sales officer? ​@@Anonymous-hy4cz

[@alexandermelindo5854]

Sa aking opinyon, mas mahirap mag-apply ng loan sa banko lalo na kung self employed kasi need nila proof kung may kakayahan kang magbayad sa kanila like source of income mo at madalas kailangan ng co-maker pa.
#Roadto75ksubs

[@dwarfhdelosreyes4898]

pno kng wlbg credit card po pero my bnk account po Aq sa union bank

[@christinepabon9]

Haven't yet tried mag-apply ng loan sa bank pero sa tingin ko po na-aaproved naman kahit self-employed kaya lang mas komplikado po siguro mga documents or requirements na need nila na ipakita mo
#Roadto75ksubs

[@Misskayla29]

Sharing lng po.. after ng approval make sure na meron kau debit account kay unionbank dhil doon nila idedeposit ung pera at doon sila magdededuct din..hindi kau ttwg ng officer nila once wla kpa maipakita na bank account

[@snowball6527]

Hello po need po ba malaki savings sa ub debit para ma approve? Or dun po sila nag b’base sa credit score mo? Existing cc holder po ako pero under 6 mos palang.

[@Misskayla29]

@@snowball6527hindi nmn kailngan po.. need lng ng saving account pra doon idedeposit ung loan mo

[@Anonymous-hy4cz]

gumawa na po ako ng debit account, matagal po ba tumwag mga officer from union bank?

[@nics203]

@@Anonymous-hy4cznatawagan npo kayo?

[@Kingjae00]

Based on my experience. I have 5 credit cards na po. Self-employed po ako. Basta maayos lang mga documents mo, hindi ka mahihirapan. I applied ng personal loan sa UB last night. Approved kanina. Kaya saktong sakto itong upload mo idol! ❤

[@ailajaneseniel7814]

Natawagan na po kayo ng sales officer after approval?

[@Kingjae00]

@@ailajaneseniel7814 yes po 1 month ago na. Nacredit din agad

[@Anonymous-hy4cz]

natwagan na po ba kayo? may email kasi sakin na approve pero di nmn ma withdraw @@ailajaneseniel7814

[@markcelestial271]

sir ano ilalagay don sa "Enter Personal Loan Reference Code"? nag apply ako approved na pero wala OTP na nag send sakin

[@mavelynparacruz3938]

Pano po madisburse un pera?

[@crisbarcelon6626]

Hello po Sir Pat pwd pa magamit yung ATM card Ng SSS unionbank

[@herotv213]

May ivite code ako sa union bank nag aplly ako pero di mag go kasi mali daw address ng company at mali ung sss # ko..hahaha pano kaya un

[@edwinmoldez7273]

Sir pat, pa review po ng unionbank rewards platinum visa

[@catherinejuan8949]

Oo totoo mahirap mag apply ng personal loan kapag self employed, tulad ko po kahit kaya ko namn mag payment monthly. Dahil masayado sila marami hinihingi documents about sa source of income.

[@kcvillanada4238]

sir, nagapply ako last week tuesday until now wala pa ring email na narereceived gaano po ba katagal malalaman kung approved or hindi?

[@markkevinmacaya3713]

Paano ka nakapagloan sir?

[@rexgonzales8909]

Oo mahirap talaga pag self employed hahaha, need Kasi proof of income.
#roadto75ksubs

[@TheHustleNarrative]

Nung nasa citi pa yung loan ko, di ko kailangan yung loan reference number. Ngayong nilipat sa Unionbank, kailangan ko na yung loan reference number. E di ko na mahanap.
😢

[@makimzaraiz9814]

Hi po, nasettle nyo ba po ba ito? Same kasi tayo ng problem thanks

[@TheHustleNarrative]

@@makimzaraiz9814 hindi man e.

[@emnilles9869]

Nagapply ako pero di ko bakuha yung Reference number. Wal din email sakin. Pero sabi applied na. Paano ako makakpagupdate ng status?

[@ledgabriel8968]

Fast approval pero umabot ng 1 month yung pag disburse ng money sa UB account ko.

[@andrheytitong3894]

Hello Sana mareplyan nyopoko. Ask kolang kung sino ang pumili ng amount ng iloloan mo? ikaw ba o si union bank??

[@jumarpucanab-psych6614]

​@andrheytitong3894 nakaloan na po kayo?

[@janicecanencia6292]

Para sa akin, Oo. Kasi full time mom ako pero may negosyo naman papano. Kasi si banks parang eligible sya sa lahat ng meron trabaho kasi mostly sa mga requirements na hinihingi PAYSLIP, CERTIFICATE OF EMPLOYMENT, etc. kaya para sa akin medyo mahirap talaga mag apply sa banks.
#Roadto75Subs

[@PatQuinto]

I could not agree more.

[@lailanieferia5424]

​@@PatQuintosir approved po ako s Personal loan kya lng pag cni-click k ung virtual card sa personal loan s App may error msg.n activate creditcard daw call CS pro activated n nman ung creditcard k. Ang hirap nman tumawag s CS nla tagal mkausap ng CS nla😢

[@supergreenpagongtv]

​@@lailanieferia5424gbyan din skin ngaun .nkuha mo b sau

[@macres56]

When it comes to personal loans for self-employed individuals, the approval process can sometimes be a bit more challenging compared to those with a stable income from employment.Banks typically evaluate loan applications based on various factors such as credit history, income stability, and the ability to repay the loan.
#roadto75ksubs

[@angelabagunas5043]

How long it takes to know if you are approve or not?

[@SamuelRosario-sy6jh]

Sir pwede po b ung SSS QUICK CARD union bank e2 po ung pag nag loan s s SSS ay Dito po ihuhulog ung loan mo...pwde po b e2 gamitin s loan

[@merville.abejar]

Its determine by UB based on your credit score and bank history. HNY

[@ZhennaDelaPena]

Question lang po..
Hindi po ako nakakaabot sa employment information, tapos thank you for application po agad.. Then later on, regret na po agad.
Good payer naman po ako as a Platinum CC ng UB hays.

[@momshieEhm]

Same with me paano Kaya makapag apply at maapproved huhu

[@stelasabsal5184]

Sir ano dapat mo ilagay sa gross annual income kasi nakalagay 180,000 atleast daw pero income nang husband ko per month 10k . Housewife ako nag apply ponsir. Sana matulungan po.

[@EuhannieChannel]

#roadto75ksubs.thanks for the very informative video😊

[@nivras2757]

Boss panu i-fit sa
Frame ung
Credit card? Andun nako sa page na yun kaso di madetect ung card kht full frame na xa

[@pelpaul3695]

Tama boss mahirap ang free Lancer mag apply... Slamat boss

[@anabellesadiwa5434]

Pwede kaya ako mag loan. Malapit nako maging OFW at aalis na this august. Gusto ko umutang to settle may other loans. Para iisa nalang babayaran. Pwede kaya)

[@EvangelineJubilo]

Tnxs lot boss ...marami akong natutunan sayu
.

[@markanthonysaberon1766]

SALAMAT SA PAG SHARE KUYAA
ZEROOOOOO NINEEEEEEEEE FOURRRRRRRRR EIGHTTTTTTTT SEROOOOO SIKKSSSSSSSSS EYTTTT FORRRR PORRR TRIIII TREEEEE #ROADTO75KSUBS

[@ailajaneseniel7814]

Nakaka stress ang union bank 😡😡😡 I followed the steps how to open my SOA ng Personal Loan pero incorrect. Hay nakooooo poor customer service

[@maryannmendoza5079]

Same here. Na open mo na?

[@Apollonio13]

Hello Sir, question lang. Approved ako sa personal loan sa UB, but I think hindi ko na sya kailangan. What will happen if I do not accept the loan offer? Thank you.

[@aramae9974]

Nag apply po ako, then after personal infor nag proceed na agad na successful application ko, dinapo ko naka fill up ng employment oka lang babyun. At pano po malalaman approved kayo

[@Apollonio13]

@@aramae9974 lalabas sa app mo yung amount ng loan na approved.

[@MelinsSibs]

sir ask ko lang po, how to have a credit card kung ukay2 lang naman ang bizniz ko

[@eutschannel]

Need mo mag present ng financial capacity for self employed like business permit.

[@gladysbongalon8484]

Hi po may review po ba kayo about sa meso finance Corp magpautang po sila legit po kaya?

[@iananimate1750]

Meron ako union bank credit card pero im paying lng the minimum. I wonder if may chance ako ma approve ng loan.

[@whellapuso6669]

@@iananimate1750 nkpgloan Ka po b mam?

[@Mr.kadaga]

Mahirap ma approved kapag self employed di agad na approved Kasi alanganin Ang income

[@annieslife-n2x]

UB agent sa may powermac told me na di daw talaga 3 months but atleast 6 months, so im thinking na yun yung reason why nadeny application since 4 months palang cc ko with them, dont have other cc's tho, so pag isa palang cc mo and wala pang 6 months, wait wait ka daw muna ganun

[@jasminrosinger9360]

how po kaya ma lipat ung personal loan sa savings acvount. ang hrap po nila macontact

[@rolandocauntoy4803]

Pwede po ba ilagay ang personal loan amount sa Sss UnionBank bank quick card? Thanks po sasagot

[@jaysonvito4610]

Hnde kompleto Yong info Sir. Hanggang sana sa na approved na talaga. Pero thanks sa Idea 💡 ❤

[@sonoftofuxxv]

hi any update to this post approval off online application?

[@noelmahilum6304]

How about cashcard lang Po from UMID.

[@MyraDeGuzman-n1g]

Hi po pwede ky ako ngloan govt employee ako Gsis nemen dun ang account tnx

[@jerwinpichay9983]

Sir! Question lang bkt kaya ayaw mag process ng application ko even though im a credit card holder kpag dadating nako sa employment background bigla na lng sya mag kaka error na application cancelled?

[@stephenflorlumapas300]

if may applicaton kau na disapproved for the last 6months. automatic cancelled yan. wait ka lang ng 6months para maka apply ulit.

[@chipsahoychips8902]

After watching this video 3 days ago, I tried to apply in UB personal loan. And I didnt noticed that UB sent an email same date of my application that I got approved and just waiting for the representative to contact me.
Your vlog about this really helped me, since I need funds to consolidate my debt that has a high interest. I am glad that I am able to pay that off with the help of Unionbank's Personal loan.

[@ailajaneseniel7814]

Same here po. Natawagan na po ba kayo ng sales officer?

[@elmerbalanditan838]

May credit card po ba kau

[@Jezsa]

May tumawag na po bang sales officer sa inyo?

[@rodelyjoysotto4920]

How much po ang na approve?

[@Misskayla29]

Kindly make sure may debit card kau, if wla hindi kau ttwgan ng officer nila

[@RealTalkHarvsTV]

Ilang araw na wala pa reply. Do you know how to check loan status po sa UB PERSONAL LOAN?

[@heyitsmej-lou8787]

ff

[@marjoriepallac2263]

Paano nyo po chineck yung application loan nyo sa unionbank

[@whellapuso6669]

Sir ask qlng po,nag apply KC aq Ng personal loan ok nnm n lhat pero ang nklgay po is update nila aq after 3 working day's? Ngtaka lng aq kc nklgay is as fast as 5minutes. Credit card user po aq Ng unionbank

[@williamledesma4381]

The 5 minutes means you can finish applying via online as fast as 5 minutes. The 3 days is they have to check your credit standing, your credit score.

[@whellapuso6669]

@@williamledesma4381 salamat po. Ok n po sir.thanks sa pagsgot

[@AtheenaCaeley]

As per my opinion napakahirap mag apply pag self employed ka kasi wala sila ma cocontact incase na di ka makapag bayad. Madalas din mapeke mga requirements di katulad pag may work ka matatawagan talaga nila yung employer mo to ask kung legit kaba tlga na nag wowork para ma sure nila na may pagkukunan ka ng bayad.. Di ka din mabilis makatakbo sa utang mo kasi pati employer mo mapapadalhan pa nila ng letter ng demand para malaman nila na di ka nakakabayad...
#Roadto75KSubs

[@MrDtres28]

Hindi po mahirap mag apply kahit selfemployeed provided complete documents, eg Business Permit, DTI, BIR ITR for 3 years... i tried it sa BPI, DTI SME at Card Bank

[@analizabalani5292]

ask ko lang po , nag appear na po sa dashboard ko po ang aking personal loan. paano ko po eto magagamit?

[@maemaupo8122]

update po? nagamit nio na po ba?

[@JoysVlogChannel]

Update po... Same question.

[@prinzmendoza]

Paano Po Yung payment nun sa personal loan?. Thru app ba? Yung di na sya auto debit? Dati kz Citi Bank, thru check kaya naging auto debit Po. Kaya gus2 ko Malaman kung paano Yung payment kung na approve na Yung loan?

[@MiniSumcci]

Sir my UB account ako pwede kya ako mg apply personal loan ofw work ko?

[@aramae9974]

Na try nyo poba

[@themartinortiz]

Just got approved. Now, how do I withdraw it if want to? haha

[@JoysVlogChannel]

Same question 😅😅😅

[@francesoriano8347]

Yung atleast 3months ma card holder ka po ba kahit hindi union bank? For example po ako metrobank credit card ko ok lang mag apply ako personal loan sa union bank kahit di ako card holder ng union bank po. Sana masagot po. Tia

[@PatQuinto]

opo

[@francesoriano8347]

@@PatQuinto salamat po sa response

[@midz0599]

Ang hirap mag apply kahit my business ka daming requirements sa Bombay nalang talaga..#Roadto75ksubs

[@kismetdiaries7883]

Hi po, what if maapprove ka po with a certain limit, kagaya po ba sya ng loan apps na hindi ka magbabayad as long as di mo winiwithdraw (parang billease po na nandun lang yung credit limit)

[@homelyricschannel1442]

I guess with our current revolving processes po, either you are employed or self employed magiging mahirap yung application once you have a bad credit history. That’s the number 1 po kasi na chinecheck ng mga banks and I highly believe that most of the freelancers nowadays mas malaki pa yung earnings compared to employed ones and there are banks na nagaadjust na rin naman from time to time sa mga clients nila.

[@bossbabyTV.]

Sir balitaan mo kmi pagna approve ka slamat

[@MongsKi1995]

tigas ng Unionbank approved na ako sa loan tapos ang next step is may tatawag daw na sales officer eh dalawang linggo na wala parin.

[@jumarpucanab-psych6614]

Nakaloanka sir?

[@christinegutierrez1301]

Same here wala naman tumatawag sakin

[@cedrickbalboa9954]

Kong 5 years magknu ang deduction ng 100thousang sa

[@jonalyndale7233]

Gaya nga po ng sabi nyo maraming hinihinging requirements. Tulad ako kahit saang bangko hindi makapag apply kasi no proof of income kasi nga online seller lang ako. No payslip, no dti or kahit anong papel na hawak to proof my income. Pero kung tutuusin mas malaki pa ang kita ng self employed/online seller (just saying,no hate) 😁💖😊
Ps. Tahimik lang ako sa gidli pero always akong support sayo Sir Pat, naway palarin dahil first time kong sumali sa pagive away nyo po 🙏🤞💖
#roadto75subs

[@richmondktv3368]

Sir anong mga requirement pwede walk in sa office ng union bank

[@AdrianneEuniceNava]

Hi ganon po ba talaga pag may account and credit card sa union bank? auto fill lahat pati employment details?

[@aramae9974]

Same po nag apply po ako auto fill sila at nag proceed lang bigla. Nag change panaman ako ng company, panu kaya yun. Nagapply poba kayo? Na approve poba

[@JrenzManalastas]

Salamat po ❤❤❤

[@mayanngadon7661]

Sir bkt po ng cancel ung application ko?dpa tpos mg fill out ng application

[@daylightaestheticmusic609]

Hi sir. Pwde po mag ask. Employed ka pero salary is 15k lng pero my credit card sa bpi for almost 2yrs now . Mag loan sana ng 350k possible ba na ma approved. Pharmacy business sana if ma approved. Thanks po

[@rafaelpuno2752]

Hello. Ask ko lang po if possible umabot ng 100k ang penalty sa Unionbank?

[@kimcanlasangeles6737]

possible ba ma approve sa personal loan kahit hindi pa bayad yung credit card transactions mo?

[@carlsberxithub3711]

Sir di mo na ishare kung magkano yung pwde iloan? Is there an option om how much loan you want to apply? Wala kaso sa video mo

[@kcvillanada4238]

nacacancel lagi ang application ko sa kanila intay ako ng intay lagi nakakaiyak 😭 twice ko na sinubukan

[@sheilamaebaldicana4722]

Sir saan nyo nakuha yung sample calculation?

[@jenstark9749]

Does it mean, i have to have a credit card under union bank for 3 mos for me to be eligible? Or hnd naman need under unionbank basta meron credit card under any banks?

[@snowball6527]

Hello po. Ask ko lang po may existing cc po ako under 6 mos and employed po. Worried lang po ako if incase need po ba malaki savings para ma approve po? Di po kasi malaki savings ko for ub debit. Or sa mismong credit score po sila nag b’base? Thank you po! Sana mapansin

[@norielsoriano8447]

Hello po sir, how can i contact you? i have 2 loans (union bank and cimb). i want you to make content of it po sana :) which is better.

[@justincelestino9752]

Magwowork po ba ang UB Personal savings account sa loan disbursement? Or need po talaga na savings + ang open?

[@PatQuinto]

Pwede po

[@Anonymous-hy4cz]

paano po mag open ng savings + yun kasi nakalgay sa email
@@PatQuinto

[@rizmar0000]

Hello sir, Ask ko lang if mag aabiso ba sila sakali Ma-decline sa Personal Loan? Sana mapansin po. Thank you!

[@IamEnigmaticGuy]

I tried Sir but after waiting for a month,rejected din ,Employed here in a private company. Credit card holder din ako sa ibang bank at wala ako savings account or credit card sa knila?

[@bigdaddydraco]

mas priority nila ub cc holders

[@MadFitMo]

Ako na may credit card kay UB pero declined pa rin .😂

[@darylquirabu7101]

If may existing quick loan po ba pwede pa din mag apply ng personal loan?

[@RONPABLO-j4u]

Sir pwedi po bah mgloan ang ofw jan xa UB khit and2 xa abroad po.

[@EdaMendoza09]

Pwedi po nka loan na ako sa UB 2times na po quick loan Bsta my credit card ka wait mo lng Yung offer or invite code from Union digital bank nilipat na po kx dun Ang quick loan ni UB last Dec. 5 na offeran ako ni UD 30k

[@christinegonzales956]

Tinatanggap po ba ni union bank for personal loan application ang credit card ni Atome?

[@don_lucii]

Paano po pag debit card lang meron

[@khealum4747]

Thank you for sharing sir about loan

[@gylotam3590]

Pwede po ba mag apply ng personal loan sa kanila kahit gcash credit holder po ako?

[@johnmichaelaballealbano112]

Hi. Ask lang Po PAG mag apply Po ng Personal loan. Required Po ba na dpt may cc ka Po sknila ? Cc Po ba dpt una bgo Po makapag apply ng personal loan. Thanks po

[@AntonioPincas]

Sir tanong lang po kung saan ka magbabayad

[@marubyenticosa356]

Approved aq s personal loan last friday and ngappear n yung virtual card s online banking ko since may debit and credit card ako s UB, pero until now wla pa tawag c rep ., ganu kaya katagl bgo matwagan ni rep?or pwd b ko tumawag mismo s CSR nila? Thank you po in advance s sasagot

[@emjayrigor566]

how's your status now po na disburse naba ang amount?

[@ivyjoytrinidad3266]

Sir. If mabayaran ko Full Balance amount ko. Tapos mag reloan ako gaano katagal bago makapag reloan

[@kltech0402]

Ask lang po panu po ma wiwithdraw ung approved personal loan?

[@Anonymous-hy4cz]

ff

[@whellapuso6669]

Same question po. Pano nyo po nkuha ung loan? Doubt aq KC online u g processing tpos ofw aq nsa pinas nmn ung card q.

[@christinapanuyas2066]

Sir pat paano kung mababa credit limit pa sa cc ma approved po ba?

[@JanlynTwimarBautista]

Pwede po ba gamitin Ang pa-ibig pay card Ng unionbank pag mag apply Jan?

[@PatQuinto]

debit card po ata yun so hindi pede.

[@emorejednilao5193]

Ppde ba mag aplay direct sa banko? Ndi mkpag aplay online e.

[@PatQuinto]

Pwedeng pwede po

[@rubentolilots3057]

Ikaw ba pipili kung magkano ang e loan m sa personal loan? Like hanggang 200k lg pwd pero ikaw gstu m lg ay 50k pwd ba yon sir?

[@EduardPapaya]

Thank you for sharing

[@johnaverzosa3085]

Sir ask ko lang po pano magbayad ng personal loan sa unionbank? Thanks

[@TheHustleNarrative]

Question ko din to. Hinihingi loan reference number ko e hindi ko na mahanap.

[@makimzaraiz9814]

@@johnaverzosa3085 Hi po na settle nyo na po ba to?

[@ofeliacordora1976]

mahal padin pala ang personal loan ng UB compared to Salary Loan from other banks

[@iam_maiah]

How to apply the quick loan sir?

[@acemagabilin2185]

Gusto ko sanang magloan kaya lng wala ako credit card,