Happy for your sponsored post this month! Every month I am so confused by the negative sign when you guys have an overage in income lol. In my head a negative sign means you brought in less. Funny how our brains are so set in our own ways (and my own budgeting setup) that it takes a while to process. Good for you guys for fitting thanksgiving into this month’s budget! I am so overwhelmed by food prices right now
Oh also we moved away from family in a very HCOL area as well! We have some family here but an hour away. However, the lower pressures of living in a lower coast of living area have been great!
Omg that confuses me and drives me nuts, too 😂 I’ve just stopped looking at it hahah I think I’m going to try out a new budgeting template next year, too,
Will you move kids clothes/activities out of household at some point? I’d do consumables for things I replenish (tissue, toothpaste etc), household is thing for the house that should be one-off and the kids stuff separate
My prayers are with you both. I love watching your journey. You are showing real life and not the highlight reels. I am such a fan of real life budgeting. This is the reality that we all go through on our way to financial freedom
In December's budget, would you mention student loan repayments and what your plan is for 2025? Like so many others, I'm worried the change in Presidency will eliminate many of the "affordable" repayment plans and I have no idea what to budget for going forward.
I’m worried about that, too! Most of my payments are fixed, so I don’t think they’ll change. Im hoping we are able to start paying off some of these debts next year vs. just making the lowest payments.
Happy for your sponsored post this month! Every month I am so confused by the negative sign when you guys have an overage in income lol. In my head a negative sign means you brought in less. Funny how our brains are so set in our own ways (and my own budgeting setup) that it takes a while to process. Good for you guys for fitting thanksgiving into this month’s budget! I am so overwhelmed by food prices right now
Oh also we moved away from family in a very HCOL area as well! We have some family here but an hour away. However, the lower pressures of living in a lower coast of living area have been great!
Omg that confuses me and drives me nuts, too 😂 I’ve just stopped looking at it hahah I think I’m going to try out a new budgeting template next year, too,
I can’t wait for lower cost of living again!!
Will you move kids clothes/activities out of household at some point? I’d do consumables for things I replenish (tissue, toothpaste etc), household is thing for the house that should be one-off and the kids stuff separate
Possibly! I had them separate at one point and I think I was just tired of having so many line items 😂
My prayers are with you both. I love watching your journey. You are showing real life and not the highlight reels. I am such a fan of real life budgeting. This is the reality that we all go through on our way to financial freedom
Thank you so much! 😊
In December's budget, would you mention student loan repayments and what your plan is for 2025? Like so many others, I'm worried the change in Presidency will eliminate many of the "affordable" repayment plans and I have no idea what to budget for going forward.
I’m worried about that, too! Most of my payments are fixed, so I don’t think they’ll change. Im hoping we are able to start paying off some of these debts next year vs. just making the lowest payments.
And YES for under budget takeout!!!
I was so proud of myself 😂😂
Target tip - if their prices drop, they'll price match you! I do my price matches over chat because I hate talking on the phone.
Yes! I’ve heart that, but good to know you can do it here the phone