The new A5 binder is nice! Your progress has been amazing...whatever you decide will be well thought out. For 2025, my intentions are to eat out less, stick to the budget, debt reduction, and stay consistent with my ballet and gym schedules. Also, I will level-up my skincare by seeing a professional esthetician. Reading more for pleasure is also a goal. How about I had teriyaki salmon on Christmas! Lol Also, just bought a new wooden blind yesterday! What brand of erasable pens do you use? Enjoyed your video as always! I'm excited about your upcoming vacation! YOU GO GIRL!!!! Your Westchester friend... Terry
Hey Terry. I like those goals. I'm so excited for us! Lol. I need to eat out less as well. We are getting better but I know I can cut it down to maybe once every two weeks. Usually it's fast food when we're out running errands. I'll have to plan better for those days. I LOVE salmon. PARKOO is the brand Erasable pens amzn.to/49ZlW7c
Well my budget blue print is done and my coworkers and I will be doing a no spending January so hopefully I add more money to my emergency fund. Also I am afraid about auto pay I have some on auto pay but not all of them ❤Love your videos and than you for sharing with me
I think I'm going to join the no spend January wagon too. Save a little extra if possible. I put a couple more things on auto pay too and it scares me too lol
@@SweetVanessa-wn8mq yesss! $20 is a lot. None of my new autopays saved me money lol. Now u can budget that 20 for something else every month. Good move!
Instead of purchasing things on the fly because I “want” it, I am going to buy myself necessities (clothing). I will set a cap amount and purchase what I need as I have the money set aside. I am a person that does not like shopping but I have to buy clothing. I will use what I have and upscale it. I also sew and should make it a point to make myself clothing. The loads of fabric that I have will not make itself.
Sewing is an awesome skill. My daughter just taught herself how to do it and has fixed so many clothing items, pillows etc. I think your plan sounds well thought out and achievable 😊
Love the details!! ❤. QQ do you contribute to 401k? I plan on spending less by budgeting and tracking every expense daily & weekly. I’m challenging myself to SAVE a specific monthly amount and I can’t hit the goal if I have unbudgeted expenses. I m realizing how much money is wasted on “stuff, eating out, budgeting supplies or even seasonal decor”
You are so right about unnecessary spending. I know I sometimes get caught up in the consumer world thinking I need things I don't. We will get better. I love that you guys come in with your own goals and advice because it reminds me of my own weak spots too. We got this 💪🏾
Oh and yes. I have a pension plan at work that is mandatory to contribute too. It comes out before I see my check so I don't monitor it much. I probably should lol.
Oh perfect, great to know. You encourage us a lot too. Your attention to the small details is awesome. I see how much progress you have made with your consistency. We got this!! 2025 let's gooo!
The new A5 binder is nice! Your progress has been amazing...whatever you decide will be well thought out. For 2025, my intentions are to eat out less, stick to the budget, debt reduction, and stay consistent with my ballet and gym schedules. Also, I will level-up my skincare by seeing a professional esthetician. Reading more for pleasure is also a goal. How about I had teriyaki salmon on Christmas! Lol Also, just bought a new wooden blind yesterday! What brand of erasable pens do you use? Enjoyed your video as always! I'm excited about your upcoming vacation! YOU GO GIRL!!!! Your Westchester friend... Terry
Hey Terry. I like those goals. I'm so excited for us! Lol. I need to eat out less as well. We are getting better but I know I can cut it down to maybe once every two weeks. Usually it's fast food when we're out running errands. I'll have to plan better for those days. I LOVE salmon. PARKOO is the brand Erasable pens
amzn.to/49ZlW7c
Just catching up with your videos sweet ❤🎉 another Insightful one ❤
My plan is I am only using my debit card. No credit cards in 2025.
Good goal. They can be death traps lol
Thanks for the video. I am trying not to impulse buy next year. It will be hard , but I can do it.😄
you can set a budget so you have to think really hard before buying. I have things in my amazon cart for months.
Yes it is and yes you can 💪🏾
I love your content! Happy New Year!!!
Thank you so much! Happy new year
Well my budget blue print is done and my coworkers and I will be doing a no spending January so hopefully I add more money to my emergency fund. Also I am afraid about auto pay I have some on auto pay but not all of them ❤Love your videos and than you for sharing with me
I think I'm going to join the no spend January wagon too. Save a little extra if possible. I put a couple more things on auto pay too and it scares me too lol
@ with my T mobile I can save $20 but I am scared 😱
@@SeriouslySaving after I said I will save $20 I went to the app and set up my auto pay 💰 $20 save
@@SweetVanessa-wn8mq yesss! $20 is a lot. None of my new autopays saved me money lol. Now u can budget that 20 for something else every month. Good move!
@ going to my emergency
cracks me up how you insert those memes/videos in your video. 🤣 🤎
Lol. They just pop up in my head and I have to lol
I sat down and planned right along with you. 👍 Those video clips though, 😂😂😂. Very demure. 🤦♀️
Lol. Yay. I find the videos I watch to be motivating to. Makes me remember to do what I need to do lol
Instead of purchasing things on the fly because I “want” it, I am going to buy myself necessities (clothing). I will set a cap amount and purchase what I need as I have the money set aside. I am a person that does not like shopping but I have to buy clothing. I will use what I have and upscale it. I also sew and should make it a point to make myself clothing. The loads of fabric that I have will not make itself.
Sewing is an awesome skill. My daughter just taught herself how to do it and has fixed so many clothing items, pillows etc. I think your plan sounds well thought out and achievable 😊
@ that’s good to hear about your daughter. I started out making clothing and now I make bags, wallets, etc.
That's awesome. That's another potential stream of income if it isn't already
Love the details!! ❤. QQ do you contribute to 401k? I plan on spending less by budgeting and tracking every expense daily & weekly. I’m challenging myself to SAVE a specific monthly amount and I can’t hit the goal if I have unbudgeted expenses. I m realizing how much money is wasted on “stuff, eating out, budgeting supplies or even seasonal decor”
You are so right about unnecessary spending. I know I sometimes get caught up in the consumer world thinking I need things I don't. We will get better. I love that you guys come in with your own goals and advice because it reminds me of my own weak spots too. We got this 💪🏾
Oh and yes. I have a pension plan at work that is mandatory to contribute too. It comes out before I see my check so I don't monitor it much. I probably should lol.
Oh perfect, great to know. You encourage us a lot too. Your attention to the small details is awesome. I see how much progress you have made with your consistency. We got this!! 2025 let's gooo!
Thank you so much. That means a lot! 💖
I've stopped using our household credit card, and i unsubscribed from all those sales emails.
Yes that's one of my tips too the emails. They don't usually tempt me but they're annoying lol. That's a great plan
Omgggg I forgot about that woman!!! 😂😂😂😂😂
Lol Ill never forget