This wouldn't work cause bank will take 1% charges for swiping the card which means he will get 4,95,000 instead 5,00,000 (2) not everytime we get 45 days leverage as it depends on date that we swipe the card 3)risk also involved in investing in mutual funds and we end up paying more interest if we are unable to make the credit card payment in time. 4) We might earn 9 out of 10 cases but remaining 1 case will be enough to wipe out our profits as we will pay 1% Not better ideas leveraging credit card money unless you are expert in rotating money
@@AnilKumar-ud6pb If u have 30lack and buying same value house/flat. Then if u pay 30L then u will be having house only. Instead that take house loan with 7% rate pay EMIs(if EMI is more to pay then pay 15 or 10lack not complete 30lack) for 20yrs. U invest these 30lack on land or mutual funds or in stocks.. after 20yrs u will have crores of money along with ur house😀
సొంత ఇంటికి అద్దె ఇంటికి చాలా తేడా ఉంటుంది ఎక్కువ అప్పు చేసి ఇల్లు కొనకూడదు కానీ ఆర్థికంగా అవకాశం ఉంటే ఇతర విషయాలు ఆలోచించకుండా చక్కగా ఇల్లు కొనుక్కోవచ్చు క్రెడిట్ కార్డు గురించి వీళ్ళు చెప్పేది ప్రాక్టికల్ వర్కవుట్ కాదు
Very dangerous game taking credit and investing in stock market .In the beginning it appears to be profit but subsequently if the chain breaks several people lost crores and fallen in debt trap and committed suicides also. For listening it appears to be sweet but all can't manage borrowed funds efficiently and professionally in leveraging business.
If you don' t buy a House Rent .. You have to Pay Rent and that will be increased by 10% every year... Life long you will be paying Rent and you get nothing.... If you get a property at reasonable price... Buy so that in any circumstances, no one will throw you Out....
Every month nenu idhe chese vadni last 1 yr min 2k profit ...credit cards money rotation... Ipudu same kani half credit limit money stock market lo invest chesa... Remaining limit tho every month rotational repayment....
Credit card bill lo gst kuda add chestunaru kada idhi kuda consider cheyali kada. Interest ki ichina vallu return ivvaru time ki appudu bill ela pay chestam
అనుభవం లేని వాళ్ళు చెప్పే మాటలు వేల మాటలు నమ్మి అప్పులు పాలు అవ్వకండి అడిగే వాడికి చెప్పడం ఎవరైనా చెబుతారు అది చూపెడితే అర్థం అవుతుంది మ్యూచువల్ ఫండ్ అన్నది చాలా పెద్ద మోసపూరితమైన వ్యవస్థ అరచేతిలో స్వర్గాన్ని చూపించి కాటికి పంపిస్తారు
I made my first million investing in the stock market with help of a professional broker I met after his conference in Texas ,he agreed to handle my trades and its been going pretty well, excited for what comes next
Is credit card amount invested in stocks? How ridiculous is this? It is not wise decision. Than that taking gold loan and investing in stocks is somewhat meaningful.
I made my first million investing in the stock market with help of a professional broker I met after his conference in New York ,he agreed to handle my trades and its been going pretty well now I have time to do other thing in my life.
Employee daggara credit card untay depreciation assets ye kaadu, chala websites lo credit card dwara EMI or cashback offers vastai, adi kooda asset ye small scale employees ki. Anni mee point of view lo kakunda andari point lo matladali
I disagree with you. Entire month credit card tho manage chesi ...after 45 days as soon as salary credits u can pay bill in one day... Rather than using the debit card through out the month . ( For which u need to keep money idle in savings bank account entire month) instead u could keep the money in equity which would earn u good returns
Banks block cards also even though if u pay in time too. As banks may find high full usage repeatedly...for example petrol bunk usage fuel hardly 3000 monthly but if u swipe for 1 lakh how banks believe ....high usage....?
There are few credit cards which will give a cashback of 1.5% . Look into those of you want to rotate...and transferring charges will be 1% . So there will also a .5% of income generating over there
I am not convinced. Petrol bunk or jewellery shop owner has to purchase bulk stock and high amount which will not be accepted by buyers thru credit card.They have to send advance amount to the buyer.
aa thumbnail chudara babu kotlu rupees anta, aa Petina inverstment ki 12-16% matrame vastumdi max mutural funds lo #Dont use a credit cards , credit card is totally SCAM
But we face issues from it if we spend using card more than our income. IT may consider total spends as illegal income if we fail to prove, and collects 60% as tax. Appudu cards ekkuva unte?????
Mfs lo aina verey ekkadaina ekkuva returns lo investment cheyali not for shorterm. Save chesina money invest cheyali. Regular income tho emi and savings rendu manage chesuvali. Atu returns, etu savings and income mottam emi kattedvadey banks ki kavali.
Save chesina money invest chesukondi aney cheptunnaru. Crs lo cash and income unnavalley illu , Carlu konali. Salary tho bathikey vallu rent lo undi , pillalani salary nundi vimukthi cheyali
Never make investments or enter in stock market with leverage, credit or loan. This is the foremost basic thumb rule
It is an example. It may not for all. Theory is very useful
హలో మిత్రమా మీరు ఇలాంటి వుదాహరణలు చెపితే వాళ్ళు ఆ కార్డుల మీద ఇంకా బాదేస్తారు.
This wouldn't work cause bank will take 1% charges for swiping the card which means he will get 4,95,000 instead 5,00,000 (2) not everytime we get 45 days leverage as it depends on date that we swipe the card
3)risk also involved in investing in mutual funds and we end up paying more interest if we are unable to make the credit card payment in time.
4) We might earn 9 out of 10 cases but remaining 1 case will be enough to wipe out our profits as we will pay 1%
Not better ideas leveraging credit card money unless you are expert in rotating money
Well put
Is bank take 1% for each swipe is it true
@@santhoshkumarbattula6041 depends should be between 1% to 2 % ..
1st Idea on leverage business with credit card is very Dangerous
2nd Idea on Housing loan is accepatable now as it is below 7% now
Please explain 2nd idea,how it is useful for housing loan?
@@AnilKumar-ud6pb If u have 30lack and buying same value house/flat. Then if u pay 30L then u will be having house only. Instead that take house loan with 7% rate pay EMIs(if EMI is more to pay then pay 15 or 10lack not complete 30lack) for 20yrs. U invest these 30lack on land or mutual funds or in stocks.. after 20yrs u will have crores of money along with ur house😀
సొంత ఇంటికి అద్దె ఇంటికి చాలా తేడా ఉంటుంది ఎక్కువ అప్పు చేసి ఇల్లు కొనకూడదు కానీ ఆర్థికంగా అవకాశం ఉంటే ఇతర విషయాలు ఆలోచించకుండా చక్కగా ఇల్లు కొనుక్కోవచ్చు క్రెడిట్ కార్డు గురించి వీళ్ళు చెప్పేది ప్రాక్టికల్ వర్కవుట్ కాదు
Wow leverage ante ipudu ardam aindi ... Nice explanation
What a business ideas
Thankyou so much
Excellent explanation sir ur favorite ITC stock Excellent performance today sir
Edi Correct Nenu..Chesthunanu100% true..Bayapadodu
Very dangerous game taking credit and investing in stock market .In the beginning it appears to be profit but subsequently if the chain breaks several people lost crores and fallen in debt trap and committed suicides also. For listening it appears to be sweet but all can't manage borrowed funds efficiently and professionally in leveraging business.
Super sir I was managed Cradit card same formula
If you don' t buy a House Rent .. You have to Pay Rent and that will be increased by 10% every year... Life long you will be paying Rent and you get nothing.... If you get a property at reasonable price... Buy so that in any circumstances, no one will throw you Out....
NKS Price Action Trading channel lo... nifty, bank nifty levels baaga chepthunnaru... budhavaaram bonanjaa super gaa profit esthundi … nenu money earn chesthunnanu meerukuda earn chesukondi. Oka saari try cheyyandi 1:3
profit vasthundi
Every good suggestion reddy sir
Useful
Thanks....pls make more viseos like this
Super explanation sir.Thank Q
Excellent explanation
Every month nenu idhe chese vadni last 1 yr min 2k profit ...credit cards money rotation... Ipudu same kani half credit limit money stock market lo invest chesa... Remaining limit tho every month rotational repayment....
Nice topic
Very nice and good guiding interview with Mr.Reddy sir
Credit card bill lo gst kuda add chestunaru kada idhi kuda consider cheyali kada. Interest ki ichina vallu return ivvaru time ki appudu bill ela pay chestam
సుందర్ రామిరెడ్డి గారు అద్భుతమైన విషయం చెప్పారు సార్ మీరు ఇచ్చిన ఈ యొక్క సజెషన్ తో నా లైఫ్ లో నేను మార్పు చేసుకుంటాను సార్
Very risky idea using credit card money to invest.... If plans fail the loss will be exponential......
I like your attitude brother
అనుభవం లేని వాళ్ళు చెప్పే మాటలు వేల మాటలు నమ్మి అప్పులు పాలు అవ్వకండి అడిగే వాడికి చెప్పడం ఎవరైనా చెబుతారు అది చూపెడితే అర్థం అవుతుంది మ్యూచువల్ ఫండ్ అన్నది చాలా పెద్ద మోసపూరితమైన వ్యవస్థ అరచేతిలో స్వర్గాన్ని చూపించి కాటికి పంపిస్తారు
I made my first million investing in the stock market with help of a professional broker I met after his conference in Texas ,he agreed to handle my trades and its been going pretty well, excited for what comes next
that's great, can you share your broker?
yes I can but not in public, Mack Daron Wilson look him up to get his info
@@jonathandillon1524 Alright here I can see his profile on web , looks impressive
Mack trades for my dad and his colleagues , he is a good understanding trader I recommend him
Can you give that broker number
Super sirrrr... Chala bagaa chepparu
Very good explanation 🙏
పెట్రోల్ బంక్ లో credit card use చేస్తే CESS 1% ఛార్జ్ చేస్తారు. Becareful
Excellent idea
Conversation of debt in to asset concept
Very good information
Great analysis sir
Very very nice
Good information
Is credit card amount invested in stocks? How ridiculous is this? It is not wise decision. Than that taking gold loan and investing in stocks is somewhat meaningful.
Good explanation sir
If we use it for leverage, how to show it in IT return sir. If 10 lakh payment of bill exceeds per year, it comes under IT scanner
Excellent
Psychological Satisfaction 🙂
Super ga cheppav
1% surcharge on fuel will be charged & 18% gst on it .. around 6K intrst already paying for 5 laks ..
Yes half knowledge and half practical
Well said bro
If u used credit card in petrol bunk they will charged 180rupes for 10k then you calculate for 5lak , easyly you pay 10k for 45 days. 😂😂😂
@@devisofficial8262 thammudu .. 18% GST is on Surcharge .. not on transaction amount ..
Sir, what bout the LICs than compare to Mutualfunds?
Idea bagundi but we should be careful while doing experiments
Excellent information sir.
Very good. Nice explanation. I got enlightened with his words and asset classification.
THANK U :)
LOVE U DEAR
Misguiding innocent people, don't trap
Sir u r correct sir
Super sir
I made my first million investing in the stock market with help of a professional broker I met after his conference in New York ,he agreed to handle my trades and its been going pretty well now I have time to do other thing in my life.
that's great, can you share your broker?
@@delindahove7700 yes I can but not in public, Mack Daron Wilson look him up to get his info
@@dovieursery7130 Alright here I can see his profile on web , looks impressive
last year I was at Macks conference with my wife, it was very informative , I recommend him , he is doing a great job
@@delindahove7700 0
Super
Employee daggara credit card untay depreciation assets ye kaadu, chala websites lo credit card dwara EMI or cashback offers vastai, adi kooda asset ye small scale employees ki. Anni mee point of view lo kakunda andari point lo matladali
Great.
I disagree with you. Entire month credit card tho manage chesi ...after 45 days as soon as salary credits u can pay bill in one day... Rather than using the debit card through out the month . ( For which u need to keep money idle in savings bank account entire month) instead u could keep the money in equity which would earn u good returns
Tq good qn
Super sir ....
Banks block cards also even though if u pay in time too. As banks may find high full usage repeatedly...for example petrol bunk usage fuel hardly 3000 monthly but if u swipe for 1 lakh how banks believe ....high usage....?
To transfer Money from credit card to bank there will be 2 % charges .
There are few credit cards which will give a cashback of 1.5% . Look into those of you want to rotate...and transferring charges will be 1% . So there will also a .5% of income generating over there
@@AjayKumar-eg4zb can you provide me the creditcard company name and its annual charges .
@@ravitejakatari1986 axis Flipkart.. annual maintainance is 500 but refundable if spent 2l...i think
@@AjayKumar-eg4zb great if we spent 2 lacs then there is no charge of 500 rupees good financial planning
@@ravitejakatari1986 yeah kinda...i tried this with half of my credit limit but it's just due to cashback otherwise the leverage is pretty high
Next card bill how to pay?
I am doing first idea excatly
good
.....
In theory its good but practically what if u wont get back the money u gave for interest?
You should have some amount of surplus to adjust in case money got delayed when you gave to interest. That's why he said it's good for business
@@mounimemories yes sir ur right its good for people with surplus , but that surplus amount won't be there with normal people.
Leverage from broker and invest always risk
Super sir.
Leverage income ni proper ga use chesi earn chese telivi unte asalu business ne baga chesukuntadu andi..
Veediki evaraina chepandra card machine ki 1 percent kattali vadukunte
If you used full amount of credit card limit your credit score will be decreased, you should not cross 30 percent
Oh anduke na na credit score decrease avtundi day by day even if I pay on time 😓😓
Super 👌😘
I am not convinced. Petrol bunk or jewellery shop owner has to purchase bulk stock and high amount which will not be accepted by buyers thru credit card.They have to send advance amount to the buyer.
Can I invest for mutualfunds through credit cards any charges, pl clarify?
It's a not a good idea. If we will failed to pay heavy interest will be need to pay.
Good💥
babk loans or not flat rated sir
Good information and I have one doubt mutual fund lo one year ki 15 tax pay cheyadam valla white ration card cancel avudda
Avvadu bro.
Can we use more than 30% in credit limit. Then credit score will come down?
Amazing
aa thumbnail chudara babu kotlu rupees anta, aa Petina inverstment ki 12-16% matrame vastumdi max mutural funds lo #Dont use a credit cards , credit card is totally SCAM
Beware Be very aware
But we face issues from it if we spend using card more than our income. IT may consider total spends as illegal income if we fail to prove, and collects 60% as tax. Appudu cards ekkuva unte?????
Mari markets bearish ga vunte appudu ala kadatham house loan from mutual fund money ???
Mfs lo aina verey ekkadaina ekkuva returns lo investment cheyali not for shorterm. Save chesina money invest cheyali. Regular income tho emi and savings rendu manage chesuvali. Atu returns, etu savings and income mottam emi kattedvadey banks ki kavali.
45 day lo rakapote appudu telustundi vaddi badhudu
Prasantham ga una life lo tensions techukovadam for 2 to 3 thousands extra by taking high risk
Idhicheppadam easy.. appli theeskunnodu dhobbithe dhoolatheeripoddhi
first nuvu credit card use caistunnava chepu, Telvakunda matladaku nuvu
Thank you luniverse
Gold konacha???
House vunte manchide sir anduke andulo oka house rent ki istaru prathi middle class vallu korukunedhi adhe sir
Rich dad poor dad theory
Credit card nundi mana account lo dabbulu ravalantey ala sir
Housing loan is good idea. But what if an employee looses job due to recession?
That's y he said first u should have 50lakh in hand and then rotate ur money and take loan for housing... if u loose job, u can pay from ur pocket
@@magantiramsaran1727 if 50 lakhs is there we can use the same money for investing right. Why to take loan
Save chesina money invest chesukondi aney cheptunnaru. Crs lo cash and income unnavalley illu , Carlu konali. Salary tho bathikey vallu rent lo undi , pillalani salary nundi vimukthi cheyali
@@sabihasultana154 nice one 👍
It won't work out... Companys are too clever... Don't believe
Split transactions cheysthe merchant Amount block avuthundhi.
5 లక్షల కి 15 వేలు వడ్డీ ఎట్లా వస్తుందో
Don't misguide people with this kind of thumbnails 🙏
This is not at all suggestible
Adjent gaa ancar muaarchandi pls sir
Saru emichadivado muchata baga chepputunnadu
Market lo 15 years nundi successful ga invest chestunnamu
It’s foolish suggestion
If use credit card more in a year
It will be treated as income by income tax department and impose the tax
Sir plz send few mutual fund companies names