Principal Residence Exemption | What You Need To Know!

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  • Опубліковано 1 лют 2025

КОМЕНТАРІ • 17

  • @JackWard66
    @JackWard66 9 місяців тому +1

    Thanks so much Steve. Here are my confusions and apologies as I've never done this before.
    1. I sold my home in September and moved briefly into a cabin for two months until I bought my current home in November.
    2. Do I register both? Where do I put them in my forms?
    3. What are they expecting me to put down? Address and final sale price and date?
    Thanks in advance!

    • @parrbusinesslaw
      @parrbusinesslaw  9 місяців тому

      Thanks for your inquiry! Your specific questions require advice; please ask your accountant.

  • @joanneesposito3295
    @joanneesposito3295 2 роки тому +2

    Maybe include information on how to report when property jointly held by spouses. Do they both report? Do they divide the selling price by 50%.

    • @denisebogart1477
      @denisebogart1477 Рік тому

      It can be split 50 \ 50 - Sch 3 Capital gains and the relevant forms (T2091\T2155) all have areas to designate share structure

  • @Cableman-hr2uu
    @Cableman-hr2uu 3 місяці тому

    Would you please explain if a couple owns their principal residence under joint tenancy and if one of them dies, the other will own the property through right of survivorship, under this condition, does the deceased needs to report to the CRA in the last return OR does this condition considered as selling half of the property and also needs to file the T2091 form ? and if selling the principal residence doesn't require to pay capital gain tax, does it mean there is no need to file the capital gain form ?

  • @zparklezztudioz782
    @zparklezztudioz782 Рік тому +1

    When can you start renting your primary/ principal residence . ? Or how to do this ? I don’t live here except summer vacation as am a university student

    • @parrbusinesslaw
      @parrbusinesslaw  Рік тому

      Hey there! Even if you are only resident there for a portion of the year, the property may still be considered your principal residence. For more info reach out to us here: www.parrbusinesslaw.com/contact

  • @shawn7283
    @shawn7283 Рік тому +1

    Hello. I live in Arizona and about 2 years ago I turned my condo it into a rental property and its being rented ever since. Before it was rented, I lived in it for 2 years. I plan on selling this place next month. Do I still qualify for the 2 out of 5 rule although the property has been being rented for the last 2 years?

    • @parrbusinesslaw
      @parrbusinesslaw  Рік тому

      Ask your accountant/lawyer. PRE is nuanced. You need professional advice. For more info reach out to us here: www.parrbusinesslaw.com/contact

  • @PlatinumPuppies
    @PlatinumPuppies Рік тому +1

    Hello, i lived in my property for 7 years, it was deemed by principle residence. However, a year before I sold it, I rented it out for one year. Does the capital gains tax apply for the entire period from the time i purchased the property or only for the one year before I sold it?

    • @parrbusinesslaw
      @parrbusinesslaw  Рік тому

      Ask your accountant/lawyer. PRE is nuanced. You need professional advice. For more info reach out to us here: www.parrbusinesslaw.com/contact

  • @thatlincoln4014
    @thatlincoln4014 3 роки тому +1

    Thanks for the info! Is it true you need to live in the house for over a year to apply for this exemption?

    • @parrbusinesslaw
      @parrbusinesslaw  Рік тому

      Hey there! No. It needs to be "ordinarily inhabited". What constitutes "ordinarily inhabited" is nuanced.
      Contact us at www.parrbusinesslaw.com/contact for more information!

  • @a004
    @a004 2 роки тому +1

    For #3, what if you live in the home but rent out the basement?

    • @parrbusinesslaw
      @parrbusinesslaw  Рік тому

      You can rent out a portion of your home without disqualifying yourself from the PRE. For more info contact us here: www.parrbusinesslaw.com/contact

  • @robertbridgen2950
    @robertbridgen2950 8 місяців тому

    How about Principal Residence Exemption on death and the home is left to my family.

    • @parrbusinesslaw
      @parrbusinesslaw  8 місяців тому

      This is not advice for your situation, but hypothetically if the property qualified for the PRE at death of the property owner, then the Estate doesn't pay capital gains tax (nor do the beneficiaries of the home). It's a tax-free disposition.
      Contact us for guidance on your specific situation www.parrbusinesslaw.com/contact