There is plenty of advise for people that are say 67. But if you >55 you can not afford crash and you can not afford having supper in fixed interest or very conservative either). Period between 55 - 60, 60-67 are very tricky. Right now 3/8/24, SMSF having portfolio of say GOLD 15% (physical gold), ETPMAG 15% (physical silver), 40% cash (5% interest), rest in NDQ, IVV, A200 INDEX 30% over which you sell options plus dividends at strike prices you would not mind to own them of selling put spreads.
There is one exception to 3. If you have a defined benefits scheme , it usually is a bad idea to pull out or rollover out of these schemes into a standard (defined contributions ) super scheme. Defined benefits schemes are now rare and are gold.
Exactly right Pete excellent comment. I’ve been in a Defined Benefit fund all my working life and I’m approaching full time retirement this year. I would add that a low cost market linked Sharemarket fund over a long period of time will fit in well with a long term investment strategy and timeframe .
Hi, while I can't give you personal advice you might find this blog useful which discusses some of the important factors when considering super funds in your 50s: blog.stockspot.com.au/best-balanced-super-funds/
![АЛАУДИНОВ у Скабеевой: эти их ВСУ нас НЕ ДОГОНЯТ 😁 [Пародия]](http://i.ytimg.com/vi/an0anqU4WGQ/mqdefault.jpg)
There is plenty of advise for people that are say 67. But if you >55 you can not afford crash and you can not afford having supper in fixed interest or very conservative either). Period between 55 - 60, 60-67 are very tricky. Right now 3/8/24, SMSF having portfolio of say GOLD 15% (physical gold), ETPMAG 15% (physical silver), 40% cash (5% interest), rest in NDQ, IVV, A200 INDEX 30% over which you sell options plus dividends at strike prices you would not mind to own them of selling put spreads.
There is one exception to 3. If you have a defined benefits scheme , it usually is a bad idea to pull out or rollover out of these schemes into a standard (defined contributions ) super scheme. Defined benefits schemes are now rare and are gold.
Exactly right Pete excellent comment. I’ve been in a Defined Benefit fund all my working life and I’m approaching full time retirement this year. I would add that a low cost market linked Sharemarket fund over a long period of time will fit in well with a long term investment strategy and timeframe .
Please blink
I think he was blinking at exactly the same time as you so it appeared to you that he wasn't blinking.
Wow, yeah please Chris.
Great video, it really is. Very professional and clear. Also, good camera work.
No risk no extra money
Hi I’m 50 years old I’ve got 60% of my super in conservative 30% in growth and 10% in high growth. Is this a good move?
Hi, while I can't give you personal advice you might find this blog useful which discusses some of the important factors when considering super funds in your 50s: blog.stockspot.com.au/best-balanced-super-funds/