5 Reasons Why I Still Maintain A Traditional Bank Account (BDO, BPI, etc)! And Maybe YOU Should too?
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- Опубліковано 22 жов 2024
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Sa Traditional banks po kasi mas convenient o madali kung magkaka-abirya with it comes to any transactions na gagawin mo. Kung through online banking po kasi ang hirap makipag usap kasi thru emails or chat support system lang ang way of communication, sa traditional banks there is a establishment na pwedi mo talagang puntahan at someone can explain to you kung ano ang gusto mong malaman.
Marami pa rin kasi disadvantages ang digital banks now. I still maintain my traditional bank. 1. the traditional banks have more atm machines; 2 receiving remittances may advantage ang traditional banks; 3 receiving dividends and trust funds; 4 receiving pensions for different agencies may accredited ang traditional bank kaysa sa digital banks.
i use my trad bank for my credit card and for my daughter's educ fund. life savings fund is in a government secured high return interest. digital banks are for my cash circulation and sinking funds.
1. Sagot sa question of the day my cons and pro's palagi pero syempre ang reason ko po ay mas madami atm machine option ang traditional banks, at sa mga remittances my trust funds at pensions sa mga retired ng ibat- ibang ahensya na accredited through traditional banks.
true. kya ako maintain ko parin yun psbank ko kht meron na akong digital bank at digital E- wallet hehe❤
good eve.. para hindi mabilis ma withdraw. 😊 madali mag hulog thru online.. mag withdraw mahirap...
It's true that many things are changing and need to evolve to continue, like the times and generations. However, what's tried and tested and has a foundation is still different. Traditional banking is stable and offers many services that go through thorough approval processes, such as loans, credit cards, checking, investments, and many more. Sir Pat is right: don't put all your eggs in one basket.
During downtime or calamity where signal/internet is not available, you'll have a hard time using online banking.
Unlike the traditional bank, you can still withdraw from your savings and peform other transactions.
Experienced this during Odette
Agree..
Because there is a place i can go to and actual people to talk to face to face
for peace of mind dahil marami paring pwedeng mangyari when it comes to digital banks
For me I maintain my traditional bank for business plan din emergency purposes..
Nung gumawa ka ng video about Digital banks, At Oo mataas ang interest nila P.A
Pero hindi parin ako na Hype sa Digital banks na yan.. Hinding hindi ko parin iiwan ang Traditional banks over digital, dahil talaga sa convenient ito at mas trusted ko sila kesa digital banks na bago plang at wala pang napapatunayan..
May traditional bank parin Ako which is BDO din ginagamit ko rin pang bayad sa credit card. Good parin Meron Kang both online and traditional Kasi magagamit mo parin pang transfer ng money.
For me sir ok pdn may traditional bank tulad ng sabi mo ang reason ko dn like bdo pag need mo mag withdraw madami silang atm machine at branches syempre walang charge pg don ka nag withdraw And yon convenient sya gamitin sir. Halos lahat dn ngayon may online ndn sir.
Sa tradisyonal kasi andun parin ung convenient. Kahit saan ka pumunta. Madaling kumuha at mag transfer din. Kaya safe padin and hindi puedeng walang traditional bank kahit isa lang.
Gaya po ng sinabi nyo, availability po. Kahit saan makikita talaga mga traditional banks
maintain ko ang traditional bank bdo para sa future para sa cashloan pang puhunan sa business or pang pagawa ng bahay
Nagmamaintain parin ako ng traditional banks para in the event na need ko ng cash in hand madali ko lng ma withdraw sa nearest atm with no fees at para makabuild ng credit history para sa house or car loans in the future
YOU CAN CHECK OVER THE COUNTER PERSONALY TO THEM PAG MAY CONCERN KA SA YONG ACCOUNT
may doubt padin kase sa mga digital banks, imagine biglang maglaho sila parang wala kang hahabulin or mapupuntahan na branch, at since medyo bago lang mga digital bank, may chance na di sila mag succeed, like hindi agad sila profitable at puro palabas yung pera nila through promotions, so iisipin baka malugi kahit insured pa pera natin.
I still maintain traditional banks for security specially sa mga big amount cash withdrawals.
mas stable at secured pag traditional bank sir kahit na madami ng mga digital bank ngaun.ito po yung reason ko po
Magandang Gabi po Kuya Pat ❤❤❤
❤❤
dahil malabong malabong mabank craft ang traditional bank na mas kilala kesa digital bank
Same here bdo and bpi user forever
same tayo sir pat, 4 trad bank ko, at 6 yung digital bank ko
traditional bank is still my number 1 bank.. mas madaling mag raise nang concern if may prob ka kasi daming branches.
this! 100% agree!
I maintain my traditional bank for business purposes.
Mas malaki ang palitan pag sa traditional banks ipadala.. nakaktakot sa digital banks pag biglang nawala hirap makipag usap…
For remittance 😊
for security
Traditional bank kasi ang nasanayan na sa mga tao.
Sir pat mas ok kc traditional bank e. Atlis mgka poblema ka,, may pupuntahan ka. Sa digital bank kc wala e.
Nagmaintain ako ng traditional bank ksi mas convenient gamitin at maraming branches khit saan kpag my concern ka
this 100% Agree
@@PatQuinto thank you sir pat sa pag agree mu sa comment ko God bless po
Nagmamaintane parin ako ng tradional bank para pambayad sa bills,grocireies and ipon nadin.
Ako wala naman po choice. Sa bangko work si misis. So need tlga may bank account para makita nya napagggastusan ko 😅😂🫢
Established na po sila at maraming branches nationwide unlike sa digital banks.
Well... I disagree with most if the points mentioned. Approval and security processes as well as operations in traditional banks are hugely outdated compared to digital banks which are much more technically advanced and stable. Just remeber the huge fraud cases with banks like BPI when money of many of their customers just dissapeared. As for the branches - the tellers are usually useless because they cant help with most of the problems you might have
Another example. In the Maya app you can get a bank cert for visa application in seconds. With a traditional bank you need to go to a branch, spend a lot of time and also often pay for it, since it's not free...
Traditional banks will get extinct, just look at other countries experiences. We just tend to cling on something we are more familiar because of the habit
sir pat, update po sana ky BILLEASE, wala na kasi ang 0% nila
oo nga po, chineck ko after ko mabasa tong comment nio... im still trying to reach out sa media contact ko with Billease to confirm. will definitely create a vid pag may update na from them. thanks!
Meron ako bdo at psbank ang traditional bank
Safe s traditional bank
naol may milyones sa bank 😂
Meron akong BDO Accounts ang reasons ko kung bakit ko mini maintain ito dahil takot akong magastos ito kesa sa hawak ko ang pera eh dinedeposit ko na lang sa aking traditional Bank Account para na rin sa aking future.Yan ang reason ko kung bakit meron akong ganito para may magamit ako for the future.#ROADTO100KSUBS