Family Floater VS Individual Health Insurance | WHICH ONE IS BETTER ? 🤔 | Gurleen Kaur TIKKU
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- Опубліковано 9 вер 2024
- While buying a health insurance plan, you will ideally have to choose between a Family Floater Health Insurance and an Individual Health Insurance.
The main difference between the two is that in a family floater health insurance, all family members are protected under one plan; .
However, an individual health insurance plan is dedicated to one person only, wherein the health insurance premium and sum insured is dedicated to one person only.
WATCH THE VIDEO FOR MORE DETAILS :)
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Disclaimer : Information presented in this video is for educational purpose only. It may not necessarily be taken as financial, legal or any other type of advice. It is not as per individual needs, objectives or financial situation of any particular person.The video is based on 18 years of experience of Financial industry.
It is based on researches from various books, internet etc and may include opinions of one or more persons who may or may not be the part of Hareepatti.
Gurleen Kaur Tikku or any other team member of Hareepatti will not hold be held responsible as this is not to be considered as personal finance advise.The video does not mean to hurt anyone’s sentiments or spread rumours of any sorts.Viewers should do their own due diligence before taking any action based on the video.
Viewers discretion is advised.
Mam your ending is so beautiful. A different unique style of ending with cuts video shots.
Blooper bit at the end was sweet :)
Thank you, keep watching !
Main diffrence is bonus
What about restorations benefits in family floater?
Hello Mam, We are a family of 4 (2 adults (32yrs) and 2 kids) I have pre existing type 1 diabetes, wanted to know if it would be good idea to choose individual policy for myself and floater for the rest of the policy vs a complete floater for everyone included. Are there any disadvantages in future if I choose a common floater for everyone. Can you suggest what points should be considered while making this decision. Thanks 🙏🏻
Question -
Mam AAYUSHMAN BHARAT Yojana m papa ka card bana huaa
Kya mujhe koi alag se health insurance chahiye ya nhi ?
Yes, you should have a separate health insurance
very good clear concept ✍️
Thank you jee, keep watching for more such informative content !
Mam there any insurance company which is offering individual policy for new born babies more than 90 days old?
Hi, Please connect with us on WhatsApp/Call at 9650706699.
Our team can assist you with a few suitable options as per your requirements.
Thank you ,keep watching 😊
Mam. Can you make video of any disadvantages of having top-up plans with base plan.
If not any then do recommend us benefits. Will really help to get me the rite family plan for nuclear family
Ji, Thank you for the video suggestion , Keep watching !
Mam 6 lakh ka individual plan hai husband wife ka hai tho calculation kaise hoga?
Ma'am
Mummy papa include hoge kya floter policy me.
Annual health ek saath floter me karwa sakte hain
and annual me sirf ek hi karwa sakta hai
Floating policies will not have the noted disadvantage on limits if there is reload benefit, especially unlmited reload benefit like in reassure 2?
Madam i have health insurance from starhealth
When i took this policy in 2016 i had no sugar no cholestrol
But recently i was diagnosed with type 2 diabetes so should i call customer care n update them or wait till renewal of policy?? In december
No, not required as it was not a Pre existing condition
Can we take a tax exemption in 80d against group medical policy(GMC).
Brilliant details Mam 👍
Thank you so much , keep watching !
Madam mujhe apna health insurance port karna hai apki video dekh mujhe niva bupa reassure 2.0 plan accha laga but google par iske bare mein search karne k baad claim related kafi sare negative review hai ab main confuse hoon ki port karu ya nahi.
Hello jee, please connect with us on WhatsApp/Call at 9650706699
Our team can assist you in choosing a suitable plan according to you requirements & medical history !
Health insurance lete time koi bimari hai to use kaise bataye company ko?
2)policy lene ke bad koi bimari ho Jaye Jo waiting period me aati ho ,to use kaise bataye?
You can connect with your insurance agent or directly get in touch with the insurance company customer care . You can mail them as well
please suggest best Family Floater health insurance company and plan in 2023. Sum Assured 10 Lac only.
Hi, Please connect with us on WhatsApp/Call at 9650706699.
Our team can assist you with a few suitable options as per your requirements.
Thank you ,keep watching 😊
I'm 54 years old man please suggest me a good individual insurance plan
Hello jee, please connect with us on WhatsApp/Call at 9650706699 .
Our team can assist you with a few suitable options depending on your requirements.
Family flots mam mummy papa cover ho skta he keya
yes, they can be added in the family floater policy.
Thanks a lot for such a great session. Could you please tell what would happen to the No Claim Bonus in case of Multi-Individual insurance policy if just one person claims the medical expense. Will it be lapsed for other members too or it would remain active for other members?
Thank you so much in advance.😊
In multi individual policies, everything works individually, cover , NCB , refill benefit etc. So, if one person claims, there will be no impact on NCB of other person
Mam Road Accident Kya Health insurance plan ke Under hee aatey Hain ya Road accident ke liye koi Alag Plan hota hai....
Please clarify. Thank you for your time and help in Advance. From Amritsar Punjab
Hospitalisation for road accident is covered in the health insurance
@@GurleenKaurTikku ok Thank you Mam. I was Not sure about it. But now you clarified.
Maam which health insurance is good as I want to purchase the health insurance. Pls guide in this.
Hi, Please connect with us on WhatsApp/Call at 9650706699.
Our team can assist you with a few suitable options as per your requirements.
Thank you ,keep watching 😊
Hlo mam, Hamare family k pass abhi United company ka family floater plan h. But childrens me ek k age 26 ho gye h usko. Toh usko konsa plan lena chaiye. Children unmarried h, or future me jab married hoga toh us policy me family ko bhi add kr ske.
Hello jee, to buy insurance policy and assistance required in choosing a suitable plan : Connect with us on WhatsApp/Call at 9650706699.
Our team can help you !
once the child crosses 18 years, after the family floater plan is taken, then will have to take separate individual policy for the child??
Yes
Khub saras
Thank you jee, keep watching !
Mam pls can make details video on Tata AIG century critical illness plan
jee, thank you for the video suggestion .
KEEP WATCHING !
Niva bupa reassure में Family floter 2 person ka 10 लाख का insurance में प्रत्येक का 5 लाख तक हीं cover hoga क्या?
Please clarify.
It is 10 lacs combined for both, koi bhi 10 lac ka claim le sakta hai
Mam, I have a query, its my earnest request to answer.
I want to take star health assure family floater of 10 lakhs with 50 k deductible , my question is after finishing deductibles, can I get the remaining claim amounts in cashless? If I do it in network hospitals and any difference in cashless or reimbursed process?
Thank you
Yes, it should be settled in cashless
@@GurleenKaurTikkuThank you ma'am
Thank you mam
keep watching !
Plz suggest the plan for my parents as age category is between 65-75.
Hi, Please connect with us on WhatsApp/Call at 9650706699.
Our team can assist you with a few suitable options as per your requirements.
Thank you ,keep watching 😊
Individual convert into family floter?
Yes, you can add members later as well.
Policy lene ke kitne din baad cover Karti hai policy
Different policies have different waiting periods.
For standard waiting period, please watch this video
ua-cam.com/video/pZrX-DtHSfs/v-deo.html
I have ICICI prudential Life yearly income
👍
I am a senior citizen ,have Niva Bupa Family Floater with 8 lakh basic sum assured and 24 lakh floater.Other person covered is my son 27 year old.
1)CAN COMPANY WITHDRAW THE 24 LAKH FLOATER IN FUTURE??
2)ALSO IS INDIVIDUAL POLICY BENEFICIAL?
Please ma’am jaldi liye calculated video 😊
jee, zaroor . Keep watching !
Ram ram
🙏