*** Update *** Call back more than once If one rep give you a hard time ! 🗣️🗣️ then do these steps ⬇️⬇️ inquiry removal update for transunion and equifax Call Get to the fraud department and speak with a supervisor rep Then give them script over the phone
Hey I purchased the e book Experian was fine. But both TransUnion & Equifax are asking me to send a letter and also a ftc report do I have to do that or should I call back ??
I just followed these exact steps & got over 15 inquires removed! stand your ground during the phone call & you’ll be fine! thank you for this free game🥰🥰🥰
hey Rose I did exactly what you said to do in this video when calling Experian and the representative told me she doesn’t have the right to remove anything off my credit profile and that I had to call the company. I told her I already contacted the company and they don’t have any of my personal information on file. What should I do should I send a letter out now
I got 20 inquiries removed on my second call back thank you!! The first rep gave me this speech about it needing to be identity theft and the second woman just did it no questions.
Just did it, worked exactly like she said it would! Removed 17 inquires - probably took 30-35 min on the phone w/ Experian. I'll work on the other 2 in a min.
I was able to remove 8 inquiries they asked if I already filed a report and I told them yes.....and they removed 8 with no further questions. I will be doing more tomorrow :) thanks Rose you are the best
Low score or not there are places that can repair your bad reports and approve youforloans, you just got to have the right info thats all. Knowledge is key
I just did it and I got a person who at first was AHole but you have to be polite and assertive and it will work. Thank you for help in helping us. I passed on your information to a friend as well.
Just followed your instructions to the letter and got 12 removed! Thank you for giving actual advice we can use! Also my credit score went up 13 points the next day 🎉
Did you get this recently? How long it took them to have these removed? A few months ago I called and had 3 inquiries removed but I tried calling for the past few weeks and they are asking me to send a letter with proof such as police report etc? I think they have changed their policies. These are with TransUnion.
I did it to Experian on break at work they refused to move 6 out 15 because they were pulled for a car loan . I applied for a car on 09.14.2023 and if it was an automobile loan inquiry from 08.14.2023-09.14.2023 she refused to remove it . I’m going to call back to get another representative to see if they will remove those because they aren’t connected to any auto loans
Yea you the goat I just watched this and purchase your script ebook and followed what it said and like 10 min later and got 4 hard inquiries deleted on the first call.
@@beautiful1heartless I’m trying out your late payment removal advance right now from another video.. I know they a little tougher hopefully I have luck! It’s about 4 of them I need removed from during covid when and was pregnant and out of a job 😩😭
How in the world does this work. I tried Experian and trans union and despite what you say they just give you the runaround that all these hard inquiries count as one even though there on the report. Its impossible to reach these agencies let alone they have no interest in removing anything. Not sure this is valid here now in 2024. They also say you need to contact all the banks and request a dispute letter. And if the banks don't have the information on file they have no answer for that, just say we can only talk about things regarding your credit report.
It can be tricky with your options you select to speak with representatives for Experian. Just give your personal information and select fraud or dispute
I seen the ig story yesterday and was like what can I lose 🤷🏽♀️🤣 I literally woke up today and tried it and all my inquiries were gone in 4 hrs!!! Just try it! And this info worked for the free 99 ! These items been on there over a year and after I paid 2 companies. I don’t even care about losing the money now cause ain’t nothing getting done with them I’m figuring this out and getting results way quicker !
I put your advice to use today. Yesterday i applied and was approved for a new Amex card. Amex pulled from Experian & Transunion. Today after watching your video i called Experian and asked them to remove the Amex inquiry and within 3 hours it was gone. Transunion i elected to send the dispute by mail because i hear they're tough to deal with on the phone when it comes to disputing inquiries. I'm assuming the Transunion will be removed before my Amex hits the report as an open account. That's awesome, add a new account without the baggage of an inquiry 😊
Hello honey, I see you never posted the videos for equifax and transuinion, as they tend to be a little more arduous. Are there any key points you are willing to disclose when it comes to them being insistent upon an FTC or police report? I Called 4 times, it’s almost as if it’s a prerequisite for deletions now with these two, I run into it every time. If it’s truly just a matter of probability or chance I will be tenacious and RELENTLESS, however I don’t want to toil in vain. I tried to insist with supervisors already etc.
Hello Angel I have been in your shoes some years before and I was as confused not until I met this credit specialist who help me fix mine. I can give you recommendation if you want.
Just used today Sep 25, 2023 followed the exact steps in comments lady on phone was African American and was more than happy to help me thank you so much phone call lasted 12 mins
I just followed what she said and they removed 3/4 inquires on my report YALL! I did have to ask for another representative cause the first one I had was being a you know what but the second person was like alright cool lol (this was experian by the way… I’m on hold with transunion now)
This videos helped me so much, i did exactly what you instructed, after calling Experian i was on the phone with them for about an hour they told me to wait 24-72 to get the results back. 6 hours later i received an email from Experian saying that my results of my disputes are processed and 8 disputes were deleted! However on the actual Experian app i still see that they’re are 14 inquiries on it still I’m not sure if i have to wait 24-72 hours for it to be updated but it does tell me that they are deleted.. i have 4 more hard inquiries that expire in two weeks so that can wait… 🙏🏽
Hi Rose! Is there a way to contact you for help? I appreciate everything you are showing us here but I’m in a really big bind and need quick expertise help! Cindy
Called experian tried to play hard ball but was told that when applying to a dealership they already know that our credit will be ran more than once and those inquires are valid. I stated but I wasn't aware that my credit would be ran multiple times and did not authorize it. Bruh wasn't trying to hear it but he did dispute the ones that had an expiration date coming up.
Hello I have been in your shoes some years before and I was as confused not until I met this credit specialist who help me fix mine. I can give you recommendation if you want.
Thanks for the info was wondering if I could do it for credit cards I applied for within 30 days and for getting a car should we do them for all the companies they ran our name with including the one we were accepted by or not that one thanks again
How can you dispute a new company’s inquiry when it’s not on your credit report? This question is in regards to new accounts that you’ve actually accepted the credit line…thanks!
Can you please tell me how do I find the inquiries on my report? It shows 20 on 1 report and 11 on another. I appreciate all your help with helping me get a stable life. ❤
I called and stated the exact thing and the agent was like contact the creditor I was like I did and they have none of my information on file so per fcra these inquiries unauthorized must be removed immediately but she kept saying contact credit and I repeated the same thing but because she was being difficult I asked for a us representative
Hello TZI I have been in your shoes some years before and I was as confused not until I met this credit specialist who help me fix mine. I can give you recommendation if you want.
Hi, say if we applied for a credit card but got denied. We can remove those? Because we don’t have an opened account so we can still delete it correct ?
Hey, is this legal to do?? & Also if they ask you, for example if you have a hard inquire about a late payment on an old car "Did you purchase a car on xxxx" how should i respond? Thank you
Hello I have been in your shoes some years before and I was as confused not until I met this credit specialist who help me fix mine. I can give you recommendation if you want.
I called transunion to have them delete a BOA inquiry that I was denied for I told them the creditors advised me to reach out and dispute with them. They told me they would send a letter to the creditor asking them to investigate the inquiry. Is that typically a good sign that it will be removed? Never did this before. I thought they would just remove it if I told them it was unauthorized.
I just tried and this lady PISSED me off so bad I just hung the phone up…. So I have an inquiry that is paid / closed and I told her I want it removed and said that even if is paid and/or closed that will still be on my accounts for up to 7 to 10 more yrs, and if it’s anything their says it’s past due that it will be their for ten yrs
Are you sure you were disputing inquiries because it’s nothing to pay on an inquiry. And they only stay on your credit for 2 years anything after that You need to use the reason and script I gave you so they understand your disputing inquiries and not an account
Yes call In and start disputing them over the phone ! Also try your local bank or credit union for a pre approval you can take to the dealer and avoid all those inquiries I explain in this video ua-cam.com/video/WyooDtjegnI/v-deo.htmlsi=c-fjg4FGG-2aJvZr
I do have a question. If you received a business loan and unable to payback due to unforeseen circumstances, the business wrote off as bad credit and they didn’t send you a 1099 form how can you get them to remove it, I’ve emailed and disputed this concern many times with no help 😢
Hello D, I have been in your shoes some years before and I was as confused not until I met this credit specialist who help me fix mine. I can give you recommendation if you want.
Curious- discover just closed my credit card and it decreased my score 58 points today. I’ve had my discover card since 2020. Can I call and have this removed? I followed your steps and got items removed before but they weren’t as new as this one!
I am new to using credit card and as soon as getting one credit card i applied for second one and hard pull is on my account should I wait for two years are can I transunion and tell them to remove please help me
If you would like to get a 1 on 1 business consultation to help you structure your business or you just need extra help you can use the link below app.acuityscheduling.com/schedule.php?owner=21474789&appointmentType=32537362
Question? What so u say when they ask u "when did u send in your FTC Report?" An also that that they never received it when u told them that u have sent one in?
Wow they gave me a hard time saying I need send a fec dispute letter or whatever it’s called and I need to send that in before they can remove everything? So now what goddess?
So if I got a auto loan and they ran my credit but I got the car I wouldn’t still be able to take the hard inquiry off? Even if I froze the credit bureaus experian and the others go look at?
Experian is the only one giving me a hard time. They keep saying I have an active auto loan and all the inquiries on my Experian are auto loans that they can’t be deleted. The auto loan that I have isn’t even under Experian 😒
*** Update ***
Call back more than once If one rep give you a hard time ! 🗣️🗣️ then do these steps ⬇️⬇️
inquiry removal update for transunion and equifax
Call Get to the fraud department and speak with a supervisor rep
Then give them script over the phone
sure you get your inquiries removal ebook to guide you through the steps
www.rosescreditrepair.com/products/24hourinquiryremoval
What is the script you give them over the phone?
Experian was very very easy but equifax is giving me an extremely hard time ! I’m now on the phone with my second representative
Hey I purchased the e book Experian was fine. But both TransUnion & Equifax are asking me to send a letter and also a ftc report do I have to do that or should I call back ??
I just followed these exact steps & got over 15 inquires removed! stand your ground during the phone call & you’ll be fine! thank you for this free game🥰🥰🥰
Yesss Yw love 💕
I did the exact thing and got push back
Call back
I went for 17. The dealership cut up! I didn’t even approve them !
hey Rose I did exactly what you said to do in this video when calling Experian and the representative told me she doesn’t have the right to remove anything off my credit profile and that I had to call the company. I told her I already contacted the company and they don’t have any of my personal information on file. What should I do should I send a letter out now
I got 20 inquiries removed on my second call back thank you!! The first rep gave me this speech about it needing to be identity theft and the second woman just did it no questions.
Yesss now you need to try the other bureaus everything is in my inquiries ebook
www.rosescreditrepair.com/products/24hourinquiryremoval
Just did it, worked exactly like she said it would! Removed 17 inquires - probably took 30-35 min on the phone w/ Experian. I'll work on the other 2 in a min.
Yessss congratulations
@@beautiful1heartless how can I get this done ✔️ asap
I was able to remove 8 inquiries they asked if I already filed a report and I told them yes.....and they removed 8 with no further questions. I will be doing more tomorrow :) thanks Rose you are the best
Good job! Happy everything worked for you !
Girl thank you !!! I followed everything in bio step by step and had no issues what so ever!!!! You definitely got a new subscriber
Yess so happy it worked for you 🫶🏽
Low score or not there are places that can repair your bad reports and approve youforloans, you just got to have the right info thats all. Knowledge is key
@@schukerD Oh really? Where? whats their name please thanks
@@ZobeidaHanderhan CREDIT ----- MIRAGE.
@@schukerD I think I heard of them before. Thanks I appreciate it
I just did it and I got a person who at first was AHole but you have to be polite and assertive and it will work. Thank you for help in helping us. I passed on your information to a friend as well.
Thank yo so much be sure y’all like and subscribe I have more to come
Just followed your instructions to the letter and got 12 removed! Thank you for giving actual advice we can use!
Also my credit score went up 13 points the next day 🎉
Congratulations 🎉🎈🎊 yesss so happy for you
Did you get this recently? How long it took them to have these removed? A few months ago I called and had 3 inquiries removed but I tried calling for the past few weeks and they are asking me to send a letter with proof such as police report etc? I think they have changed their policies. These are with TransUnion.
How can I get phone numbers to call?
@kakeshiadaniels5408 it’s in the description
I tried this today. The plays work. Thank you!
Congratulations
Experian was so easy! The rep was super sweet and just deleted inquires without question. On to the next!!! * I did buy the ebook for assistance*
Thank you for your purchase happy my advise helped !
Just reached to Experian went smooth thank you
🙌🏽🙌🏽🙌🏽 Yw how may where you able to remove
I just did it. When I tell you it works. They started removing the hard Inquiries when I was on phone.. I didn't think it'll work.. thanks a bunch
🫶🏽🫶🏽 glad it worked time to tackle the next bureaus
I did it to Experian on break at work they refused to move 6 out 15 because they were pulled for a car loan . I applied for a car on 09.14.2023 and if it was an automobile loan inquiry from 08.14.2023-09.14.2023 she refused to remove it . I’m going to call back to get another representative to see if they will remove those because they aren’t connected to any auto loans
Were you able to get them removed? I was just told the exact same thing today.
Thank you so much bc we literally just got 12-14 hard inquiries from one car lot
That’s how they get you go ahead and use this to remove them.
❤❤❤ thank you so much this really works. Definitely will be signing up for business mentoring. Thank you so much again… thanks for the blessings
Talk to you soon I’m so happy to help !
This worked for me with Experian! Waiting on the other 2 . Thanks so much
You're welcome!
I had all my inquires removed thank you!
Glad I could help!
BABYYYY I GREATLY APPRECIATE YOUR SERVICE!!
Yw love 💕
Yea you the goat I just watched this and purchase your script ebook and followed what it said and like 10 min later and got 4 hard inquiries deleted on the first call.
Congratulations 🎊
@@beautiful1heartless I’m trying out your late payment removal advance right now from another video.. I know they a little tougher hopefully I have luck! It’s about 4 of them I need removed from during covid when and was pregnant and out of a job 😩😭
bought your book even tho this video addressed everything - keep the Good Karma round and round
🫶🏽🫶🏽🎈
How in the world does this work. I tried Experian and trans union and despite what you say they just give you the runaround that all these hard inquiries count as one even though there on the report. Its impossible to reach these agencies let alone they have no interest in removing anything. Not sure this is valid here now in 2024. They also say you need to contact all the banks and request a dispute letter. And if the banks don't have the information on file they have no answer for that, just say we can only talk about things regarding your credit report.
It worked !!! It was so easy !! Thank you ❤❤❤❤
You're welcome! So happy I could help
She is really the 🐐 💕💕💕
🥰🥰 thank you
Rose the real deal I boosted my credit score 48 points 😁
Congratulations 🎈🎊
Trans Union worked great for me. Experian I can't get through as of yet. Im still going to push.
It can be tricky with your options you select to speak with representatives for Experian. Just give your personal information and select fraud or dispute
I'ma use these tips,fix my credit,and take rose on a date 🎉.I'm manifesting it now😊!!
😅 at least your manifesting something
I seen the ig story yesterday and was like what can I lose 🤷🏽♀️🤣 I literally woke up today and tried it and all my inquiries were gone in 4 hrs!!! Just try it! And this info worked for the free 99 ! These items been on there over a year and after I paid 2 companies. I don’t even care about losing the money now cause ain’t nothing getting done with them I’m figuring this out and getting results way quicker !
Yesss so happy you applied it ! Let me help you with those last collections in my live class next 🫶🏽
Man I tried this 3 days in a row to no avail. Smh, I can't believe I wasted my time
A real BOSS lady. Just what I need in my life to build with. He lucky. 🤩
That you if you need any assistance let me know
Thanks Rose...great Videos!
Glad you like them!
I put your advice to use today. Yesterday i applied and was approved for a new Amex card. Amex pulled from Experian & Transunion. Today after watching your video i called Experian and asked them to remove the Amex inquiry and within 3 hours it was gone. Transunion i elected to send the dispute by mail because i hear they're tough to deal with on the phone when it comes to disputing inquiries. I'm assuming the Transunion will be removed before my Amex hits the report as an open account. That's awesome, add a new account without the baggage of an inquiry 😊
Yess that the goal your doing it right !
Hello, I was wondering if you account is still good with AMEX after the removal of the inquiry.
As long as you do it before cyber account reports on your credit
@@JayDoes1027 Yes it is, as a matter of fact it's now reporting on all 3 bureaus without a hitch.
Hello honey, I see you never posted the videos for equifax and transuinion, as they tend to be a little more arduous. Are there any key points you are willing to disclose when it comes to them being insistent upon an FTC or police report? I Called 4 times, it’s almost as if it’s a prerequisite for deletions now with these two, I run into it every time. If it’s truly just a matter of probability or chance I will be tenacious and RELENTLESS, however I don’t want to toil in vain. I tried to insist with supervisors already etc.
I’ve tried polite, assertive, laws and everything in between.
Please help.
Transition removed 1 out of 10
Got my stuff remove in 2 days 🔥I appreciate you 🐐
Yessss it’s up !
You just gained a new follower🤗
Yayyyy 😊
Hello Angel I have been in your shoes some years before and I was as confused not until I met this credit specialist who help me fix mine. I can give you recommendation if you want.
Just used today Sep 25, 2023 followed the exact steps in comments lady on phone was African American and was more than happy to help me thank you so much phone call lasted 12 mins
Great so happy it worked for you 🫶🏽
Great information Thanks
I appreciate your support
No Cap! I appreciate you Queen I just called Experian and got 7 hard inquries removed on my very first call. Total phone call time was 12 minutes.
Yw !!!
I just followed what she said and they removed 3/4 inquires on my report YALL! I did have to ask for another representative cause the first one I had was being a you know what but the second person was like alright cool lol (this was experian by the way… I’m on hold with transunion now)
Yesss congrats 🍾🎉
This videos helped me so much, i did exactly what you instructed, after calling Experian i was on the phone with them for about an hour they told me to wait 24-72 to get the results back. 6 hours later i received an email from Experian saying that my results of my disputes are processed and 8 disputes were deleted! However on the actual Experian app i still see that they’re are 14 inquiries on it still I’m not sure if i have to wait 24-72 hours for it to be updated but it does tell me that they are deleted.. i have 4 more hard inquiries that expire in two weeks so that can wait… 🙏🏽
Update* my credit went up +3 within 24 hrs & it no longer says 14 hard inquires, it says 6 now!!!! THANK YOU SO MUCH!!!
Yw love now call equifax
@@beautiful1heartless will do
Fantastic!!!! Thank You
Yw 🥰
Do i need to call all 3 credit bureaus??
Thank really work
Yesss congratulations
100% Worked. removed 3 hard inquires/deleted within an hour. Does this same process work with equifax and transunion ?
Yes ma’am just give them a call if you have any issues you can get the inquiries kit with the lettter to send as well
100% Legit I just did it 5 minutes after watching this video👍🏿 no issues
🫶🏽🫶🏽🫶🏽 happy to help !
awesome info
Man she everything i called Experian they removed 51 hard inquiries swear 🔥💯💰
💯
Awesome content!! Can i attempt to do this with account that already open or like amex inquiries and navy fed?
This applies to anything you didn’t get approved for or haven’t posted on your credit yet if it’s a new account
Hi Rose! Is there a way to contact you for help? I appreciate everything you are showing us here but I’m in a really big bind and need quick expertise help!
Cindy
Please do a transunion video. Thank you.
Same steps just call a different number.
Called experian tried to play hard ball but was told that when applying to a dealership they already know that our credit will be ran more than once and those inquires are valid. I stated but I wasn't aware that my credit would be ran multiple times and did not authorize it. Bruh wasn't trying to hear it but he did dispute the ones that had an expiration date coming up.
Gotta keep calling get the right rep on the line. One will play hard the next will remove it !
Thank really work
💕💕
Thank you
You're welcome
Great content. Is there a way to reach a live person at Experian ?
I gave the phone number and options to press in the description to speak with a live rep
Thank you rgus is very helpful
Yw 🫶🏽
Hello I have been in your shoes some years before and I was as confused not until I met this credit specialist who help me fix mine. I can give you recommendation if you want.
I just subscribed
Thank you !
Works for real!
So happy it worked for you
Thanks for the info was wondering if I could do it for credit cards I applied for within 30 days and for getting a car should we do them for all the companies they ran our name with including the one we were accepted by or not that one thanks again
Yes same thing works for any inquiries for a new account you opened as long as it’s before the account hits your credit
Yes, I have students loans thats over 10yrs old that have been exempt from payment and Equifax and Transunion refuse to remove them.
What do they refuse to remove inquiries it student loans
can you remove student loans? I have 20 years old on student defenceman status still struggling. 😢
How can you dispute a new company’s inquiry when it’s not on your credit report? This question is in regards to new accounts that you’ve actually accepted the credit line…thanks!
If you dispute it before it reports in the fist 30 days
Can you please tell me how do I find the inquiries on my report?
It shows 20 on 1 report and 11 on another.
I appreciate all your help with helping me get a stable life. ❤
Go to the inquiries section on your experian credit report or credit karma
Does this work for car loans?
Of course any inquiries for the auto inquiries you didn’t get approved for
Transunion removed 4 and Equifax removed 4 but Experian said I need to send them a police report
Call back and use same method just get a new representative
Will these steps work if the enquiry is just 2-3 months old? 😅
Yes it can! Go for it hun
Today is Saturday, December 23. I’m going to call them right now and see what happens.
Try back Tuesday after holiday
I called and stated the exact thing and the agent was like contact the creditor I was like I did and they have none of my information on file so per fcra these inquiries unauthorized must be removed immediately but she kept saying contact credit and I repeated the same thing but because she was being difficult I asked for a us representative
Call back get new rep
@@beautiful1heartless doing now, but based on what I stated is that the correct verbiage
@@beautiful1heartless I called back got a us rep and got all 14 deleted
🫶🏽🫶🏽
@@beautiful1heartless thanks I had tried and this was day 3 thanks
Does this work for late payments?
I have a late payment removal video it’s a different process ua-cam.com/video/Sj4SkJPjysk/v-deo.htmlsi=yQ-01M0xmptQkVLd
Can you do it through the app instead of calling?
No you cannot just take the time to call
Do you offer services to fix peoples credit id rather pay someone to do it rather than doing it myself, if so ? How do I get in contact with you ?
Dm me on Instagram. Same name as here and I’ll help you
Hello TZI I have been in your shoes some years before and I was as confused not until I met this credit specialist who help me fix mine. I can give you recommendation if you want.
Hi, say if we applied for a credit card but got denied. We can remove those? Because we don’t have an opened account so we can still delete it correct ?
Yes that is correct !
So my husband just did this and it worked
Congratulations 🍾🎉
@@beautiful1heartless you the G.O.A.T me and my husband been watching your videos all night
This is my situation I have 12 inquiries for 1 vehicle.
Time to dispute
I didn’t go through with my mortgage experian would not remove them
Call back and get a new rep and long as those inquiries aren’t associated with your current morgage you can remove them
Hey, is this legal to do?? & Also if they ask you, for example if you have a hard inquire about a late payment on an old car "Did you purchase a car on xxxx" how should i respond? Thank you
Any inquiries that’s over 2 years old
Or isn’t linked to an open account you have a legal right to remove
Hello I have been in your shoes some years before and I was as confused not until I met this credit specialist who help me fix mine. I can give you recommendation if you want.
with Experian… harder if the denied inquiry 30+ days ago?
Doesn’t matter how old it is
I called transunion to have them delete a BOA inquiry that I was denied for I told them the creditors advised me to reach out and dispute with them. They told me they would send a letter to the creditor asking them to investigate the inquiry. Is that typically a good sign that it will be removed? Never did this before. I thought they would just remove it if I told them it was unauthorized.
Yes it should be within 24/72 hours
I just tried and this lady PISSED me off so bad I just hung the phone up…. So I have an inquiry that is paid / closed and I told her I want it removed and said that even if is paid and/or closed that will still be on my accounts for up to 7 to 10 more yrs, and if it’s anything their says it’s past due that it will be their for ten yrs
Are you sure you were disputing inquiries because it’s nothing to pay on an inquiry. And they only stay on your credit for 2 years anything after that
You need to use the reason and script I gave you so they understand your disputing inquiries and not an account
Call back and get a new rep
I have like 20…. Each time I applied for a new loan each dealer would run it 5 times with different bank for one loan
Yes call In and start disputing them over the phone !
Also try your local bank or credit union for a pre approval you can take to the dealer and avoid all those inquiries
I explain in this video
ua-cam.com/video/WyooDtjegnI/v-deo.htmlsi=c-fjg4FGG-2aJvZr
I do have a question. If you received a business loan and unable to payback due to unforeseen circumstances, the business wrote off as bad credit and they didn’t send you a 1099 form how can you get them to remove it, I’ve emailed and disputed this concern many times with no help 😢
You can use that as a reason but you would need to dispute directly with the company you owe to request proof from them not the credit bureaus
What happens with inquiries that did report for open accounts do we leave them ?
Yes
Rose, I heard you can only do 4 inquiries at a time on a call.. Can you remove more? Or only a certain amount on 1 call? Please let me know
I did 10 with EXPERIAN and it came off overnight even though theu stated 24 to 72 hrs... So 10!!!
Not true do them all at once.
You could do done even more congratulations 🎉
Hello D, I have been in your shoes some years before and I was as confused not until I met this credit specialist who help me fix mine. I can give you recommendation if you want.
U look soooooo damn pretty in this video girl
🥰🥰 thank you hunny
Do The One For Transunion And Equifax 😩
Same process love .🫶🏽
Curious- discover just closed my credit card and it decreased my score 58 points today. I’ve had my discover card since 2020. Can I call and have this removed? I followed your steps and got items removed before but they weren’t as new as this one!
Did it go into collections or it just closed ?
It just closed
Hey Does The Inquires Gave To Be 2 Years Old To Get Them Removed ? And Can U/Should You Remove Student Loans While Ur Still In School ?
If the inquiries are not as Soviet with current accounts you can dispute to remove them as well
Hi I have a quick question I applied for a business line of credit 2 days ago. Do u think I can get the inquiry removed
Yes you can just do it before it hits your credit report
I am new to using credit card and as soon as getting one credit card i applied for second one and hard pull is on my account should I wait for two years are can I transunion and tell them to remove please help me
You can use this method to call in and remove any of the inquiries you didn’t get approved for
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What if they asked you if this is fraudulent inquiries?
Follow the script in the description and you should be ok
So what if it’s past 30 days can I still request a removal?
If you didn’t open an account with that company then yes you can
Experian is easiest. Removed 10. Transuinion removed 1.
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Question? What so u say when they ask u "when did u send in your FTC Report?" An also that that they never received it when u told them that u have sent one in?
I would focus on these inquiries were unauthorized and based on the fair credit report act your suppose to remove them
@@beautiful1heartless thank u!
So if the credit cards has reported already to my credit report can I have them hard inquirys removed since I've opened them in August 22?
No because it already report you have to wait the two years now
Wow they gave me a hard time saying I need send a fec dispute letter or whatever it’s called and I need to send that in before they can remove everything? So now what goddess?
Call back get a new rep
i called 13 times and they are saying to contact agencies.
Which department are you speaking with ? Also are you letting them know it unauthorized
They said file a police report
You don’t have to do that at all. Just need to call back get a new representative on the line that wants to help
Experian seems like the hardest
Theirs actually the Easiest just call back and get new rep
So if I got a auto loan and they ran my credit but I got the car I wouldn’t still be able to take the hard inquiry off? Even if I froze the credit bureaus experian and the others go look at?
You can remove the hard inquiries as long as you do it before the car reports on your credit.
@@beautiful1heartless so after 30 days I’d have to wait another 2 years to do it?
@qj3554 you can only remove the ones you didn’t get approved for but for the one you did if it’s past 30 days you must wait 2 years
Experian is the only one giving me a hard time. They keep saying I have an active auto loan and all the inquiries on my Experian are auto loans that they can’t be deleted. The auto loan that I have isn’t even under Experian 😒
Call back and get a new rep you got this they will come off. Just keep pressing you didn’t authorize the inquiries
They keep telling me that they don’t dispute inquiries over the phone. I’ve had 6 reps. I don’t know what I’m doing wrong 😩
Are you speaking with fraud department?