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Super-money: Why everyone wants to be everything in Finance

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  • Опубліковано 18 сер 2024
  • 00:00 Introduction to the Capitalmind Podcast
    01:17 The One-Stop-Shop Banking Model
    04:42 The Rise of Specialized Players in Finance
    10:29 The Challenge of Serving the Poor in Banking
    14:15 Challenges in Banking Growth and Technological Blindspots
    21:46 Innovations and Challenges in Serving NRIs
    27:57 The Rise of Bajaj Finance: The Power of Reputation and Regulatory Relationships
    37:46 Approaches of Startups vs. Established Institutions on Regulation
    39:23 The Paradox of Over-Regulation and Its Impact
    41:57 Quirks of Compliance in the Financial Sector
    45:27 The Lending Conundrum: The Intricacies of Lending and Its Challenges
    57:54 The Indian Bankruptcy Code Explained
    01:08:16 Solutions to Regulatory Challenges
    01:14:24 The Future of Fintech and Regulatory Evolution
    01:18:51 Concluding Thoughts on Financial Innovation and Regulation
    The idea that companies in finance want to do everything from payments to lending to broking to investments, is strange - why not just be good at one thing. It's a simple explanation, it turns out.
    Find out more about the business of money in a language you can easily understand, through the words of Deepak Shenoy and Shray Chandra
    (And an awesome new studio!)
    Capitalmind manages Rs. 1700+ cr. as a SEBI-registered PMS, and has quantitative investing strategies that use extensively tested factor data to invest into stocks. Our flagship Adaptive Momentum strategy has outperformed the market indices over 5+ years.
    More about us: cm.social/pms
    Schedule a call with us : cm.social/pms-...
    Deepak’s Twitter: @deepakshenoy
    Shray’s Twitter: @shraychandra
    Capitalmind Twitter: @capitalmind_in
    Deepak's first book: amzn.to/3CgkGea

КОМЕНТАРІ • 18

  • @vishaln4983
    @vishaln4983 3 місяці тому +4

    Never seen Shray, so always thought he was 22-23 from just hearing his voice on the podcast :) .

  • @varunsr24
    @varunsr24 4 місяці тому +16

    Its 2024, pls add timestamps to the long video

    • @CapitalmindHQ
      @CapitalmindHQ  4 місяці тому +3

      Sure, the timestamps are now updated. Thanks for the feedback :)

  • @saneworld9418
    @saneworld9418 Місяць тому

    Thank you for uploading, Great Insights 🎉

  • @deveshjohri1017
    @deveshjohri1017 4 місяці тому +2

    Very nice conversation, I have gone through the pain of opening a PIS account.
    Happy to have more insights/conversation about this as I know a lot of other Indians struggling and giving up investing in India due to complexities.

  • @vinit1893
    @vinit1893 4 місяці тому +2

    Love the way you guys pull the regulator's leg in a fun way. Also, didn't knew the PMS industry faces such trivial regulatory issues. Great work team.

  • @nistalasuresh5837
    @nistalasuresh5837 3 місяці тому

    Always insightful to listen to Deepak Shenoy 🔥❤️

  • @balasubrahmanyamkorni567
    @balasubrahmanyamkorni567 4 місяці тому +1

    Nice video. Thank you Deepak.

  • @charan775
    @charan775 4 місяці тому +1

    52:20 didn't understand this. Why is the return on equity 4%?
    If startups lend at 16% won't the entire 16% be their return?

    • @CapitalmindHQ
      @CapitalmindHQ  4 місяці тому

      Hey, thanks for watching. Deepak refers to the margins made while lending (NIM), which will be lower than the lending rate because you have to adjust for the cost of capital.

  • @kyzersmansion2487
    @kyzersmansion2487 4 місяці тому +1

    great video, you mentioned banks are again not going to the court for IBC process, why would that be ?

    • @CapitalmindHQ
      @CapitalmindHQ  4 місяці тому +1

      We wish we knew! But it's probably a feeling that IBC takes too long and then a quid pro quo between the promoter and bank employees.

  • @vinaysuchedeutube
    @vinaysuchedeutube 4 місяці тому +1

    good episode! make it a monthly show atleast if not weekly. I just checked your channel. Your last episode was 2 months back.

    • @CapitalmindHQ
      @CapitalmindHQ  4 місяці тому

      Thanks for listening, Vinay. We'll try do more :)

  • @sureshlalwani410
    @sureshlalwani410 4 місяці тому

    Thank you Sir