Everything Dr.Watkins is saying is FACTS. I started listening about 3 years ago And now I have no debt and I own my 1st Laundromat. I didn't buy jordans, Rims, or any other b.s.
Gallardo 5Million LOL exactly, it's all because of white supremecy lol so smoking weed, buying jordans, rims, $2000 car systems, and not taking care of there kids. That will show whitey.
"You will never be able to position yourself to compete, if you're always focusing on your own limitations" - Dr. Boyce Watkins SO REAL. I love when Boyce rolls through.
My team flipped 17 homes already and currently have 13 under renovation in nyc. The key is to just start and push through the problems. One of Dr. Watkins best interviews.
Yo Big Brutha 99 hey dude I'm curious as to where this doctrine of being the Creator of your reality comes from. I know this theology is big with luciferian and in magik... So I wonder why it's a reoccurring theme for conscious brothas?
Moe G I'm not too familiar with that Lucifer shit brother. I'm referring to people being able to literally take control of your reality. by that I mean manifesting your thoughts into what you see, what you believe and what you experience. thoughts are the seed planters of creation. its just the matter of realizing how much power we actually have. peace and tranquility.
hey that is interesting cuz its almost exactly the same as the lucferian doctrine. A person is believed to "create" or "manifest" his own reality by "thinking it". Which is why they believe themselves to be Gods. I believe, In reality us humans can not control what is decreed and what befalls us a trial. What we can control however is how we handle these tests and circumstances. Just a thought to gnaw on. Peace
Moe G I see. I think you should try it out. try thinking about something you really want. actually put life into it. like think about seeing a specific type of car or color of a car, or maybe you can try thinking about wanting a certain person to call you. try visualizing it and add emotion to it. you'll be very surprised how much power you actually have over your reality. but yes I agree every person is a god, I don't know if you are religious but if you are it will probably interfere with your beliefs. what's crazy is that you bring your religion to life with your mind. you tell yourself that these teachings are right and only these teachings. by not even knowing you are creating your own reality. when you tell yourself today is a good day it turns out to be a good day. I know it's alot to take in because it interfere with everything you know about life. but just try it.
Yo Big Brutha 99 ., I can Think as hard as I want brother but I can't make the sun rise from where it sets. Nor can I bring back the dead. Nor did I create myself. Thinking didn't grant me sight were others are blind. Nor did it give me health when others are sick. It's All thanks to the Most High.. For each his own I guess. Peace
As a licensed financial advisor I tried to tell black people this for 10 years, most wouldn't listen. Not even my own family members. Thankfully black folks listen to Dr. Boyce! He's 1000% correct!
Dr Boyce is giving some major keys in this interview. The fact that The Breakfast Club is bringing folks information like this is medicine for a lot of people that don't know they need this. Hate is a mental illness. Salute Breakfast Club.
I am loving The Black Business School. I am enrolled in Black Money 102 and have gotten my mother, brother and sisters interested in investing in the stock market. Thank you for the information Dr. Boyce Watkins. Thank you Breakfast Club for having Dr. Watkins on the show.
I really appreciate these kind of interviews, very enlightening. I love learning about the power that we as black people possess, we just have to learn how to use it.
Should I personally only be interested in promoting ownership within my own skin color? Or would I be called a racist? Ownership should be promoted regardless of your skin color or race. If you find these interviews "enlightening" I assume you are the furthest thing from it.
Luke Wilson if you were black you most certainly should be talking about ownership within your race. No other race of people have been systematically oppressed the way black people have, period. If this makes you uncomfortable why watch an interview about the importance of ownership in the black community?? 🤔 .. on second thought, who cares?!?
Luke Wilson He's speaking about money and community relating to the black community specifically when he mentions race. Nothing more. Every group of people weather it's been a particular religion or race of people has acquired power by investing within their own community and own families. Racism is someone of a different race that has the belief that one's own race is superior. That's not even a part of this conversation your way in left field dear. Always invest within first
talking economics always reminds me of Brother Polight.... "I've never lived in a black community. Yes, I've lived in black populated areas but never black COMMUNITY. If you don't control the economics within the place you live then it is not YOUR community. You just reside there" 💯
"if we put as much effort into becoming business owners as we put into becoming great basketball players, football players, and rappers, we would literally flip the game over in one generation."
I believe that the black community can finally recover and come together once they realize that whites have not changed. We only have each other,stop supporting them and start supporting each other,protecting and loving each other again. Let's rebuild black wall street and our dignity.
+Alana Weaver they already are waking up,slowly but surely with every killing that the white police officers commit and get away with scott free the black community is finally getting some sense and we are thinking about ways of being independent of these devils. Of curse this should have been done a long time ago. If we did we wouldnt be worried about these killings as we would have our own shit by now.
If I had a nickel from everyone who has told me "If I only knew the things I know now, when I was a kid" I would be a millionaire - The point is, Tell your kids everything you know about life- thee importance of higher education, avoiding trouble, staying away from the police, keeping your mouth shut, learn patience and observation, then you can be that parent who has you're kid the fire captain, bank CEO, or surgeon... even if you missed your chance, you can make the difference for your children and RACE!
This interview was refreshing. I wouldn't trade working for myself for shit Lol Stop telling kids to find a job and tell them to start a business. The learn what you feed them
But first they must learn the basics. Come on over to Schoolflix and subscribe and bring all our young black girls and boys with you. Im a black teacher getting the youth interested in learning Math, Science, English etc. Lets support Black ownership. Thanks for your support in advance.
All FACTS....these are the conversations that need to happen in our community. Everyone needs to listen and actually take action to improve their financial wellness. It starts with YOU!
29:00 I used to tell a friend all the time that kids are better at starting businesses that adults. If you have a business idea that you can't make work, hire a kid there's a better chance of them making it work and making more money. They don't have certain fears, habbits or hinderances built into them like adults do.
Good morning black brothers and sisters of the black lands. Hope y'all have a wonderful weekend. It's time for y'all to get up, get to your destination early and do what you have to do and be damn good at it. I know that the difficulties of life are mounting by the second and sometimes, it seems impossible to overcome. Please remember that our ancestors fought, bled and sacrificed so that we could be here to make them proud and smile upon us. The blood of warriors and survivors are running through our veins and we must rise up and show that we are bigger than our problems. I love y'all, take care and be careful on the thoroughfare ✊🏾✊🏾✊🏾✊🏾 #blackways
3:16 You notice he totally avoided the question. Here is the answer. 1. Not every business is a good business 2. He needs to partner with someone and create a contract so they can levy some of the burden and responsibility. 3.If your business is NOT making income on a regular basis I.e weekly or monthly it is not a business you give up your job for. 4. You must lessen your outside obligations that deter you from putting 110% into your company.
I haven't watched a breakfast club interview in like 6-7 months, because I got tired of the nonsense. I'm glad they brought Boyce up here. I'm in the process of building my own business right now.this is very refreshing information......Oh bring Dame back up there too
I love this guy.Not a fan of the Breakfast Club, but Dr Boyce Watkins is so knowledgeable and he speaking the truth. Its a simple as what we he said, we just dont have the knowledge!!
Most black parents don't view it as a need our parents have 30 and 40 thousand dollar cars but nothing to leave there children you have a cable bill but cant afford life insurance
You have to understand the mantallatie of the generation that came before us.they was so happy to get out of slavery.a good job was the shit. Lol so that's what a lot of those parents tought.but in this generation.you begin to see the mind set change with.people like the Doc.
YESSS!!! I kept saying Dr Boyce needed to be on The Breakfast Club. And now here he is!!! 🙌🏾 #blackbusinessschool #blackeducators #blackscholars #blackexcellence #blackeverything
Black people are very buisness concious. The issue isnt wanting your own the issue is in the details. How? Where? What buisness? Budgets? Partners? Taxes? etc etc etc. Whole life Insurance is a hustle.
Yo Yo incorrect. Term life insurance is 90% cheaper than whole life. If you simply invest the difference in the policy premiums you would have more than the cash value of any whole life policy, plus the regular benefit of term. The whole life sellers have sold that "if nothing happens you are throwing money away" lie for years. If you actually do the math on what you are paying for whole life, you have thrown away 10 times what you would for term, all in the name of building up a "cash value" which has much worse rate of return than the stock market. If nothing happens and you have a whole life policy, you have thrown away 10 times what you did with term, you just don't feel like you have because they give you a cash value. You can do better than that just investing.
Even worst the whole life insurance company keeps your cash value if you die, which mean you paid 10 times the amount to get the same coverage as term all because they are good at selling you the guarantee of building up cash value that you don't really need if you were investing in the first place. If you can afford a whole life policy, you can afford to invest enough money to where you don't need the whole life policy.
Luke Wilson He wanted to include the word "black" in his business because that's who he is in business for! If you don't feel feel it'll take him far you are under estimating our capacity. He's actually doing very well!
Dr.Watkins is one the most intelligent And Relevant Black men alive today He knows how to speak to you and Not down to you...love my dear brother Keep infusing knowledge to the hood And beyond...hopeful many are listening and taking action.
Thanks for having him on the show, this interview made me look a life in a whole new way. We defiantly need more strong black role models like him to challenge us to think more than whats on tv.
Dr Boyce, thank you. I am so glad that you are teaching and leading black people to financial freedom. Doctor and Saviour are appropriate titles for the work that you and those like you do. This includes all of The Breakfast Club. Peace family, love you⭐⭐⭐⭐⭐⭐⭐⭐⭐⭐
I really appreciate this program. My daughter died many years ago (I am still shocked) and we had to beg our family for help. This is a great show! If we had insurance, we could have buried her like a princess should be buried.
Capo Gainz its not that they didn't let him cos dr boyce has daily schedule probably that maps out he's whole day so he probably only had 30mins to spare for the interview this time hopefully he have more time next time hes comes to the break fast
I started an Acorn account, with the amount of money I spend shopping I'm mad at myself. I could have be creating wealth. I learned today and now I'm making my money work for me! Thank you Dr. Watkins. 😍 Love you brother for making us financially woke!
This man possesses a lot of wisdom, intelligence, and business acumen. He's positive and influential as a leader in the Black community. The heart and soul of positive thinking. He's making a difference. The Black community needs more like him to move it forward !!
I use to sell candy in school and had 3 or 4 people selling for me, and would have to hide and dodge the teachers and principal for trying to hustle on chips and capri suns.....
Very informative episode, I agree with that we have to establish a financial foundation for our children, but also when they are old enough allow them to take responsibility on how they choose to succeed into this world.
I would rather hear Dr. Boyce Watkins talk about finance and economics weekly than politics from Angela. No shade to her, but black people as a whole don't have a strong enough economic system to even be a major player in politics right now. Great episode
glade he said Hollywood wasn't build for black people. cause I'm so tired of black people all around an mainly in California thinking why can't we get in like 😐
@@sambradfordnative Nah, I just dont blindly follow him. Any man who complains about blacks not owning things, complains about Obama not doing anything for blacks and tells black folks to not vote is a fraud. Why doesn't he educate people on how to get minority business loans and grants that Obama raised by billions if he truly wants black ownership?
If you have an investor mentality all that means is that you're sacrificing now so you have something later. You spend a little time living like nobody else will so you can spend the rest of your life living like nobody else can -Dr. Boyce Watkins
People we got to stop complaining and making excuses. We must support black banks and black businesses. In a few years you are going to wish you had. If you think this government is here to help or protect you, you. Are deep trouble.
Make sure you get life insurance early in life cause its cheaper and if you get the policy with the return after 30yrs you get every dollar back, so its basically saving for 30 yrs. #nomorefishfrys #nogofundme take advantage of knowledge
My brother here anit lying and you could do a lot more than what he said. If you in the Greater Philadelphia Area and you need advice email me at Dr607494@sju.edu
Don't just get any life insurance policy. stay away from cash value policies(ie whole life, Universal, Variable life) that is really a rip off. buy term and invest the difference.
If you're getting that type that forces savings you're going to be under protected and in most cases not getting the money accumulated if you pass away. Buy term, invest the difference. Personal finance 101
lostboymonzie Primerica Financial Services. Forbes Magazine listed Primerica as one of the top trustworthy financial companies in 2015. A plus rating with AM Best. Superior rating with Moody's and Standard and Poor's. etc. NYSE: PRI. If you're in either DC or Maryland hit me up 2024216436.
Thank You Lady & Gentleman for bringing on very knowledgeable and encouraging Black Entrepreneurs. Interviews like this are very powerful. I hope more people understand knowledge is powerful, but "Applied Knowledge is POWER!!!
I was fighting to be independent and was told to stop dreamibg and playing the black card. I am now a lawyer and working for myself. It is hard but I know I will get there. Thank you so much ... I can sing, I can dance .... I swim like a fish! I am a woman who knows what she is made of. Thank yoy for letting me know that I am not fighting for nothing
Great piece, play this for your kids, grand kids, daughter, mom, sister, brother, cousin, friend, girlfriend whoever cause they could all use this knowledge.
Thank God for Brother Watkins. He speaks volumes on this and is a big reason why I switched from being a engineering major to a finance/economics graduate. We have to invest in ourselves and put our people on. Think about this. I stopped buying stupid stuff (expensive shoes, crazy clothes and other things like that), I've managed to pay off debt far faster and save some too. Soon, I'll be able to be debt free and invest money into stocks, bonds, mutual funds and all of that. Instead of buying some J's, buy some good stocks. If people invested well, you could turn $300 into $5000 over a year or two if you know what you are doing. I've gained from investing in EA (the gaming company) stock when it appreciated from $30 to $50 dollars over a 3-month period. Imagine putting $300 into 10 stocks....you'd get a $200 dollar profit in three months for letting money sit! My point is that I just want more black people to have access to wealth and enjoy its perks. Listen to Dr. Watkins, he puts people on and usually does it for free (some things he charges for). For the bigots trying to bring him/us down, people need to really go away and let black people do their own thing. Damn! The man isn't hating on white people or trying to demean anybody, he's teaching black people to be better. Isn't that the whole point? Stop blaming others for our own shortcomings and do for ourselves? This is what he talks about and its built for his people, doesn't mean you can't listen and take knowledge though. I'm not about being racist or demeaning people for no reason but I damn sure won't be apologetic about trying to build up black people and helping bring wealth to my people who look like me. If you haven't said a word to the Asians, Jews or Italians about the same thing, don't start here because they all do it too. Its time for black people to stop complaining, start building and doing for ourselves. If this offends you, sound like a personal problem.
Everything Dr.Watkins is saying is FACTS. I started listening about 3 years ago And now I have no debt and I own my 1st Laundromat.
I didn't buy jordans, Rims, or any other b.s.
Marvin A Well done brother 🙌👏
salute
Marvin A good for you! ✨✨
Gallardo 5Million LOL exactly, it's all because of white supremecy lol so smoking weed, buying jordans, rims, $2000 car systems, and not taking care of there kids. That will show whitey.
@Marvin and @Kayla. How did go about getting to that point?
"Spend a little time living like no one else will, so you can spend the rest of your life living like nobdy else can." Powerful
Wow
Dave Ramsey!
Tina Welch paused it just to see if anyone said something about Dave 😂 “Live like no one else so later you can live and give like no one else”
Deep! Proffound!
❤️👍🏾❤️👍🏾❤️❤️❤️❤️👍🏾👍🏾👍🏾
"You will never be able to position yourself to compete, if you're always focusing on your own limitations"
- Dr. Boyce Watkins
SO REAL. I love when Boyce rolls through.
Nice
Very true statement, but it’s never too late.
My team flipped 17 homes already and currently have 13 under renovation in nyc. The key is to just start and push through the problems. One of Dr. Watkins best interviews.
Arsene Remy amazing. ❤️
I’m apart of a NJ women’s real estate team called Worthy Women of Wealth. We should link up.
Nice, how did you get started?
To all my melanin people out there, Have a great day. We are the leaders of the universe and the creators of our reality.
Love - Your Big Brutha
Yo Big Brutha 99 hey dude I'm curious as to where this doctrine of being the Creator of your reality comes from. I know this theology is big with luciferian and in magik... So I wonder why it's a reoccurring theme for conscious brothas?
Moe G I'm not too familiar with that Lucifer shit brother. I'm referring to people being able to literally take control of your reality. by that I mean manifesting your thoughts into what you see, what you believe and what you experience. thoughts are the seed planters of creation. its just the matter of realizing how much power we actually have.
peace and tranquility.
hey that is interesting cuz its almost exactly the same as the lucferian doctrine. A person is believed to "create" or "manifest" his own reality by "thinking it". Which is why they believe themselves to be Gods. I believe, In reality us humans can not control what is decreed and what befalls us a trial. What we can control however is how we handle these tests and circumstances.
Just a thought to gnaw on.
Peace
Moe G I see. I think you should try it out. try thinking about something you really want. actually put life into it. like think about seeing a specific type of car or color of a car, or maybe you can try thinking about wanting a certain person to call you. try visualizing it and add emotion to it. you'll be very surprised how much power you actually have over your reality. but yes I agree every person is a god, I don't know if you are religious but if you are it will probably interfere with your beliefs. what's crazy is that you bring your religion to life with your mind. you tell yourself that these teachings are right and only these teachings. by not even knowing you are creating your own reality. when you tell yourself today is a good day it turns out to be a good day. I know it's alot to take in because it interfere with everything you know about life. but just try it.
Yo Big Brutha 99 ., I can Think as hard as I want brother but I can't make the sun rise from where it sets. Nor can I bring back the dead. Nor did I create myself. Thinking didn't grant me sight were others are blind. Nor did it give me health when others are sick. It's All thanks to the Most High.. For each his own I guess.
Peace
As a licensed financial advisor I tried to tell black people this for 10 years, most wouldn't listen. Not even my own family members. Thankfully black folks listen to Dr. Boyce! He's 1000% correct!
Envy didn't ask any dumb questions and actually contributed to an intellectual conversation this interview.. good for him
Dr Boyce is giving some major keys in this interview. The fact that The Breakfast Club is bringing folks information like this is medicine for a lot of people that don't know they need this. Hate is a mental illness. Salute Breakfast Club.
Breakfast Club listen to your audience. We want/need more interviews like this!
Dr Boyce what you do for the black community is invaluable. Thank you so much bro!!
I am loving The Black Business School. I am enrolled in Black Money 102 and have gotten my mother, brother and sisters interested in investing in the stock market. Thank you for the information Dr. Boyce Watkins. Thank you Breakfast Club for having Dr. Watkins on the show.
I really appreciate these kind of interviews, very enlightening. I love learning about the power that we as black people possess, we just have to learn how to use it.
Should I personally only be interested in promoting ownership within my own skin color? Or would I be called a racist?
Ownership should be promoted regardless of your skin color or race. If you find these interviews "enlightening" I assume you are the furthest thing from it.
Luke Wilson if you were black you most certainly should be talking about ownership within your race. No other race of people have been systematically oppressed the way black people have, period. If this makes you uncomfortable why watch an interview about the importance of ownership in the black community?? 🤔 .. on second thought, who cares?!?
Luke Wilson He's speaking about money and community relating to the black community specifically when he mentions race. Nothing more.
Every group of people weather it's been a particular religion or race of people has acquired power by investing within their own community and own families. Racism is someone of a different race that has the belief that one's own race is superior. That's not even a part of this conversation your way in left field dear. Always invest within first
Brooklyn Lauryn watch his videos on UA-cam. subscribe to his email. he's always giving good info. I'm always learning new stuff
29:26 "The A students work for the C students"
Public schools & GPAs represent nothing but ability to do paperwork.
talking economics always reminds me of Brother Polight.... "I've never lived in a black community. Yes, I've lived in black populated areas but never black COMMUNITY. If you don't control the economics within the place you live then it is not YOUR community. You just reside there" 💯
Tyler Pridgen yes, I feel u on that. me and a friend always say "we don't have black communities we have black neighborhoods"
This is so well put
Yessir ‼️
Ha, well said!
WOW-POIGNANT!!!!
"if we put as much effort into becoming business owners as we put into becoming great basketball players, football players, and rappers, we would literally flip the game over in one generation."
MORE PAPER LESS SWEAT!!!!!!!!!!!!
These are the type of interview that's needed but most will skip past cause he ain't got a gold chain on great interview
This not true we are all paying attention a few are not
I wasn't aware we still were chains
I believe that the black community can finally recover and come together once they realize that whites have not changed. We only have each other,stop supporting them and start supporting each other,protecting and loving each other again. Let's rebuild black wall street and our dignity.
+Alana Weaver they already are waking up,slowly but surely with every killing that the white police officers commit and get away with scott free the black community is finally getting some sense and we are thinking about ways of being independent of these devils. Of curse this should have been done a long time ago. If we did we wouldnt be worried about these killings as we would have our own shit by now.
Im a conservative white Christian I love this man.. just like Dave Ramsey a true teacher
If I had a nickel from everyone who has told me "If I only knew the things I know now, when I was a kid" I would be a millionaire
- The point is, Tell your kids everything you know about life- thee importance of higher education, avoiding trouble, staying away from the police, keeping your mouth shut, learn patience and observation, then you can be that parent who has you're kid the fire captain, bank CEO, or surgeon... even if you missed your chance, you can make the difference for your children and RACE!
This interview was refreshing. I wouldn't trade working for myself for shit Lol
Stop telling kids to find a job and tell them to start a business. The learn what you feed them
Rick Rijuana Beats what business you have brotha
How many employees do you have?
Yeah right...
But first they must learn the basics. Come on over to Schoolflix and subscribe and bring all our young black girls and boys with you. Im a black teacher getting the youth interested in learning Math, Science, English etc. Lets support Black ownership. Thanks for your support in advance.
You will still need employees.
This man said you die faster going to a job you hate? I'm bout to type up this 2 week notice now! Lol
Joshua Gipson thank God, I don't have to work
Bianca Lord I just recently started my business and got my LLC last year so I'm in my way to being my own boss. I can't wait lol
Joshua Gipson 😭😂😭😂lmfao 💀☠️
Lmaoo!
Do it brother!! It starts with the belief
All FACTS....these are the conversations that need to happen in our community. Everyone needs to listen and actually take action to improve their financial wellness. It starts with YOU!
29:00 I used to tell a friend all the time that kids are better at starting businesses that adults. If you have a business idea that you can't make work, hire a kid there's a better chance of them making it work and making more money. They don't have certain fears, habbits or hinderances built into them like adults do.
Good morning black brothers and sisters of the black lands. Hope y'all have a wonderful weekend. It's time for y'all to get up, get to your destination early and do what you have to do and be damn good at it. I know that the difficulties of life are mounting by the second and sometimes, it seems impossible to overcome. Please remember that our ancestors fought, bled and sacrificed so that we could be here to make them proud and smile upon us. The blood of warriors and survivors are running through our veins and we must rise up and show that we are bigger than our problems. I love y'all, take care and be careful on the thoroughfare ✊🏾✊🏾✊🏾✊🏾 #blackways
Good afternoon!!!
Amen! Greetings & blessings from your Black brother in Macedonia
Marrow Morrison I have tears in my eyes...
Just bought my first franchise with the information I learned from the Black Business School with Dr Watkins and Ms Tanya Nebo
Congrats!
How's business?
In for updates on the business
Please share your tips to owning a franchise
@@feliciaharveyfh email me at davidjhoward24@gmail.com
He's basically saying what Dame Dash said.... just a different delivery. Much respect to both of these Kings.
3:16 You notice he totally avoided the question. Here is the answer.
1. Not every business is a good business
2. He needs to partner with someone and create a contract so they can levy some of the burden and responsibility.
3.If your business is NOT making income on a regular basis I.e weekly or monthly it is not a business you give up your job for.
4. You must lessen your outside obligations that deter you from putting 110% into your company.
I'am glad someone else peeped that too. No shade at him, I just noticed he really didn't specifically address the question
IF YOU KNOW SO MUCH MORE THAN HIM, THEN WHY ARE YOU NOT SITTING WHERE HE'S AT... DONT BE LIKE THAT.
I haven't watched a breakfast club interview in like 6-7 months, because I got tired of the nonsense. I'm glad they brought Boyce up here. I'm in the process of building my own business right now.this is very refreshing information......Oh bring Dame back up there too
I really like how you're there for your people educating them and really helping them to understand finances.
I love this guy.Not a fan of the Breakfast Club, but Dr Boyce Watkins is so knowledgeable and he speaking the truth. Its a simple as what we he said, we just dont have the knowledge!!
this interview needed to be atleast 2 hours.
***** i know... Dr Boyce and I have corresponded several times in the past. He's a good man.
Dr. Watkins taught me 3 things about money. 1. Buy stocks 2. on real estate 3. start your own small business. Give a BIG thank to Dr.
"If you have children and don't have life insurance, you don't care about your kids"
Most black parents don't view it as a need our parents have 30 and 40 thousand dollar cars but nothing to leave there children you have a cable bill but cant afford life insurance
Facts 100 percent
Please invite this man on the show on a regular basis. We need this!
I’m taking accountability, now. So I’m not playing the blame game, but I wish I was taught to invest in stocks before investing in church.
You have to understand the mantallatie of the generation that came before us.they was so happy to get out of slavery.a good job was the shit. Lol so that's what a lot of those parents tought.but in this generation.you begin to see the mind set change with.people like the Doc.
10% to the lord then at least 10-15% to yourself(investing) 10% (vaction or whatever) 70% (everything else)
They mostdefinately wouldn't't let Blacks win in investing in stocks! They wantt even let Blacks own the shyt they invented!🤔
Church is a business nowadays,just like every other biz. Believe in Yourself 1st just don't go overboard.
Thank you
YESSS!!! I kept saying Dr Boyce needed to be on The Breakfast Club. And now here he is!!! 🙌🏾 #blackbusinessschool #blackeducators #blackscholars #blackexcellence #blackeverything
Black people are very buisness concious. The issue isnt wanting your own the issue is in the details. How? Where? What buisness? Budgets? Partners? Taxes? etc etc etc. Whole life Insurance is a hustle.
mostmost1 whole life insurance is a rip off. Term insurance and simply investing the difference is far more profitable
John Gray if nothing happens during term life insurance... you threw money away.
Yo Yo incorrect. Term life insurance is 90% cheaper than whole life. If you simply invest the difference in the policy premiums you would have more than the cash value of any whole life policy, plus the regular benefit of term. The whole life sellers have sold that "if nothing happens you are throwing money away" lie for years. If you actually do the math on what you are paying for whole life, you have thrown away 10 times what you would for term, all in the name of building up a "cash value" which has much worse rate of return than the stock market. If nothing happens and you have a whole life policy, you have thrown away 10 times what you did with term, you just don't feel like you have because they give you a cash value. You can do better than that just investing.
Even worst the whole life insurance company keeps your cash value if you die, which mean you paid 10 times the amount to get the same coverage as term all because they are good at selling you the guarantee of building up cash value that you don't really need if you were investing in the first place. If you can afford a whole life policy, you can afford to invest enough money to where you don't need the whole life policy.
I dont think you're listening chief. If nothing happens during the term, you merely gave the insurance company money you're not getting back.
Learnt so much from Dr. Boyce in 30 minutes. More interviews of this nature, pleeease.
I been waiting on this interview since May 31st! finally 😊 oh, and I'm a student in his Black Business School, great stuff in there 📚👍💯
Mela Nated hey wats the name of the school?
Why have such a narrow view of the world? "Black" business school. Sounds like you'll go real far :D
Luke Wilson He wanted to include the word "black" in his business because that's who he is in business for! If you don't feel feel it'll take him far you are under estimating our capacity. He's actually doing very well!
Mela Nated how much is the course for black business school
amazzingg _ check it out online: theblackbusinessschool.com/
Dr.Watkins is one the most intelligent
And Relevant Black men alive today
He knows how to speak to you and
Not down to you...love my dear brother
Keep infusing knowledge to the hood
And beyond...hopeful many are listening and taking action.
Thanks for having him on the show, this interview made me look a life in a whole new way. We defiantly need more strong black role models like him to challenge us to think more than whats on tv.
Dr. Watkins speaking the truth ! The financial part of ones life is the main source of their problems
Saw Boyce in my notifications, clicked, listened and liked
Dr Boyce, thank you. I am so glad that you are teaching and leading black people to financial freedom.
Doctor and Saviour are appropriate
titles for the work that you and those like you do. This includes all of The Breakfast Club.
Peace family, love you⭐⭐⭐⭐⭐⭐⭐⭐⭐⭐
Hey you. stop scrolling and pay attention.
Echadh lol you caught me 😂, thank you sir.
Echadh My bad, my bad...
Echad I needed it, thank you 😅
my bad 😣
Lol my fault I gotchu
His voice should be the most listened-to voice in Black America.
Love the part, of having your "f u " money..Real facts..
Dropping Golden Nuggets and Gems all over. One of the best interviews. Dr. Boyce W. always sharing the knowledge.
This is the most productive interview y'all have done ever.
I have so much respect for Envy's business savy. Always asking relevant questions. I've seen so many people go broke when a loved one dies.
Never merry someone who is financially illiterate and does not have your financial vision.
I really appreciate this program. My daughter died many years ago (I am still shocked) and we had to beg our family for help. This is a great show! If we had insurance, we could have buried her like a princess should be buried.
Thank you!
Sorry to hear that
damn y'all only gave Boyce 30 mins? I was hoping for an hour and a half!
Capo Gainz Everything else you need FROM Boyce is on his channel.
That would have been cool
That was just a sneak peek on what he's about. Check out his channel.....
Thanks De0ndre for the info. I watch Dr Boyce almost everyday. I was excited to see he would be on the Breakfast Club.
Capo Gainz its not that they didn't let him cos dr boyce has daily schedule probably that maps out he's whole day so he probably only had 30mins to spare for the interview this time hopefully he have more time next time hes comes to the break fast
I started an Acorn account, with the amount of money I spend shopping I'm mad at myself. I could have be creating wealth. I learned today and now I'm making my money work for me! Thank you Dr. Watkins. 😍 Love you brother for making us financially woke!
Glad I'm debt free 😃
YoYo32071 i wish i was debt free.
carltonway1 student loans?
YoYo32071 that's dope
YoYo32071 shit my mortgage is kicking my ass but i guess it's worth it ownership is good but very hard working 12 hour days is suck 😳
Do you own a home?
Dr Boyce, I am impressed, from Tanzania 🇹🇿 karibu nyumbani
This better get 38.9 million views. Only smart guys will get this.
38.9 black folks in USA
I love that you guys offer these types of interviews to your audience.
Amazing interview! I absolutely love what the breakfast club is doing I'll don't miss a day !! Thank you for sharing your wisdom and excellence Dr. B!
I'm glad you guys are bringing on diverse guests and not just entertainers. This is type of info is needed .
"Great men plant trees for shade they will never sit in"
Such, powerful interview I wish much success and blessings to all four of you all.
My man, reason i started investing.
This man possesses a lot of wisdom, intelligence, and business acumen. He's positive and influential as a leader in the Black community. The heart and soul of positive thinking. He's making a difference. The Black community needs more like him to move it forward !!
I use to sell candy in school and had 3 or 4 people selling for me, and would have to hide and dodge the teachers and principal for trying to hustle on chips and capri suns.....
Leverage!
That's called CANDY TRAPPING!!!!!😂 GOOD HUSTLE.
Business man at an early age!
l0l
Good hustle great mind set for young kid keep it going into bigger things King ✊🏾
Dr. Boyce is the truth!!!
Why does Boyce not talk about business credit. He knows that is key, very important to building capital
The best guests speaker on the Breakfast Club! 👏🏾👏🏾👏🏾👍🏾I learned sooo much!
Very informative episode, I agree with that we have to establish a financial foundation for our children, but also when they are old enough allow them to take responsibility on how they choose to succeed into this world.
i think hes the greatest black leader in our life time. no religion no schemes. straight game on how to handle your money.
I would rather hear Dr. Boyce Watkins talk about finance and economics weekly than politics from Angela. No shade to her, but black people as a whole don't have a strong enough economic system to even be a major player in politics right now. Great episode
Thank the Universe for Dr Boyce Watkins
One of the greatest black men in history
Ryan Johnson uh uh nah
***** I don't hate I instagate
***** I'm not hating doe but yes my instagating does need work
***** uh uh yah
Definitely one of the greatest in modern history. Can't think of a Black male role model like him that we've had since the black panthers.
God Bless Dr.,Boyce Watkins, this gentleman empowers us and bless us with so much knowledge. Thanks so much sir.
glade he said Hollywood wasn't build for black people. cause I'm so tired of black people all around an mainly in California thinking why can't we get in like 😐
galvincaine but it was built on the backs of us
Thomas Hester this entire system was built on our backs
Sean B
Yes, the USA was built by Blacks' blood, sweat & tears, & now whitey says bye✋🏻... What you✊🏾gonna do about it?
You get in when bring ur own money and/or conten
Look we "BUILT THIS COUNTRY",and they "BUILT THE CONSTITUTION " to keep "US" DOWN and "OUT". Especially 13-15th Amendments!!!!!
This Is Rich Dad Poor Dad By Dad Robert Kiasoskai! This is soo powerful and each of our Children need to hear this
Dr. Claud Anderson needs to be on the show.
Dr Claud Anderson is all U need Breakfast Club asap
he just came up now
@@narutoxzx123 Gave no solutions just despair.
smyzo the 5 pillars are the most succint solutions anyone’s given. You weren’t listening
@@sambradfordnative Nah, I just dont blindly follow him. Any man who complains about blacks not owning things, complains about Obama not doing anything for blacks and tells black folks to not vote is a fraud. Why doesn't he educate people on how to get minority business loans and grants that Obama raised by billions if he truly wants black ownership?
If you have an investor mentality all that means is that you're sacrificing now so you have something later. You spend a little time living like nobody else will so you can spend the rest of your life living like nobody else can -Dr. Boyce Watkins
Angela Yee's hair is beautiful, keep it natural babygirl!!!
" Spend a little time living like nobody else will to spend the rest of your life living like nobody else can." Hit my soul yes it did!!!
People we got to stop complaining and making excuses. We must support black banks and black businesses. In a few years you are going to wish you had. If you think this government is here to help or protect you, you. Are deep trouble.
MUCH love and respect to Dr. Watkins!
Make sure you get life insurance early in life cause its cheaper and if you get the policy with the return after 30yrs you get every dollar back, so its basically saving for 30 yrs. #nomorefishfrys #nogofundme take advantage of knowledge
My brother here anit lying and you could do a lot more than what he said. If you in the Greater Philadelphia Area and you need advice email me at Dr607494@sju.edu
Kay M what insurance company?
Don't just get any life insurance policy. stay away from cash value policies(ie whole life, Universal, Variable life) that is really a rip off. buy term and invest the difference.
If you're getting that type that forces savings you're going to be under protected and in most cases not getting the money accumulated if you pass away. Buy term, invest the difference. Personal finance 101
lostboymonzie Primerica Financial Services. Forbes Magazine listed Primerica as one of the top trustworthy financial companies in 2015. A plus rating with AM Best. Superior rating with Moody's and Standard and Poor's. etc. NYSE: PRI.
If you're in either DC or Maryland hit me up 2024216436.
Thank You Lady & Gentleman for bringing on very knowledgeable and encouraging Black Entrepreneurs. Interviews like this are very powerful. I hope more people understand knowledge is powerful, but "Applied Knowledge is POWER!!!
This is exactly what I needed to see
Dr. Watkins is the truth.
Believe this when I type it, this interview was WAY too short!!! An interview with Dr. Boyce Watkins should be no less than 45 minutes, bare minimum!
I was fighting to be independent and was told to stop dreamibg and playing the black card. I am now a lawyer and working for myself. It is hard but I know I will get there. Thank you so much ... I can sing, I can dance .... I swim like a fish! I am a woman who knows what she is made of. Thank yoy for letting me know that I am not fighting for nothing
I really learned a lot from this. This was the push I needed this morning. Time to go finish writing my new short film now. #makehollywoodblackagain
This is the information that needs to be promoted in the black community 24/7.
when he said boss DJ Envy eyes lit up like a Christmas tree😂😂😂
I'm really impressed that the breakfast club has intelligent interviews and not just the gossip stuff. I hope this doesn't get cancelled
When it comes to money Envy usually pays attention and never says dumb shit but he did ask how you can be a bald barber or hairdresser though lol
Boyce taking us back to school with this one!
Great piece, play this for your kids, grand kids, daughter, mom, sister, brother, cousin, friend, girlfriend whoever cause they could all use this knowledge.
Dr Watkins. Love your work and I am in the Financial Services Industry and willing to help others.
I BEEEN WAITING ON THIS INTERVIEW
I have so much respect for Dr. Boyce... I listen to this man channel because... I like hearing him speak.
I really appreciate this interview, Dr. Watkins is dropping jewels here
Thank God for Brother Watkins. He speaks volumes on this and is a big reason why I switched from being a engineering major to a finance/economics graduate. We have to invest in ourselves and put our people on. Think about this. I stopped buying stupid stuff (expensive shoes, crazy clothes and other things like that), I've managed to pay off debt far faster and save some too. Soon, I'll be able to be debt free and invest money into stocks, bonds, mutual funds and all of that. Instead of buying some J's, buy some good stocks. If people invested well, you could turn $300 into $5000 over a year or two if you know what you are doing. I've gained from investing in EA (the gaming company) stock when it appreciated from $30 to $50 dollars over a 3-month period. Imagine putting $300 into 10 stocks....you'd get a $200 dollar profit in three months for letting money sit! My point is that I just want more black people to have access to wealth and enjoy its perks. Listen to Dr. Watkins, he puts people on and usually does it for free (some things he charges for). For the bigots trying to bring him/us down, people need to really go away and let black people do their own thing. Damn! The man isn't hating on white people or trying to demean anybody, he's teaching black people to be better. Isn't that the whole point? Stop blaming others for our own shortcomings and do for ourselves? This is what he talks about and its built for his people, doesn't mean you can't listen and take knowledge though. I'm not about being racist or demeaning people for no reason but I damn sure won't be apologetic about trying to build up black people and helping bring wealth to my people who look like me. If you haven't said a word to the Asians, Jews or Italians about the same thing, don't start here because they all do it too. Its time for black people to stop complaining, start building and doing for ourselves. If this offends you, sound like a personal problem.