When to Do A Rate and Term Refinance: Everything you need to know

Is it worth refinancing if you could lower your rate 1%? What about 2%? Or even just half a percent? When you get a mortgage, it's a good idea to have a plan for when you might want to refinance. This video explains what a rate and term refinance is, and helps you think through the best time to refinance your mortgage for a lower rate.
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