Great breakdown - always a joy to be able to check in with you. Helps spur me on my financial/wealth journey. I'm so motivated for this debt free journey - seeing that $900/mth goes towards debt payments makes me angry. I can't even imagine having $900/mth to just be able to do what brings me joy instead of 'giving' it away to the past. Thanks for your consistency!
This was such a great breakdown! Thank you so much. I've been getting better at budgeting but I'm excited to try some of your tips on envelope stuffing and grocery meal planning. I feel like we way overspend on groceries, or pile too many things in that category!, lol
How do I know what my debt snowball is? Like how do i get to that conclusion, or what calculations should I make to find the amount ?? Im so glad I found your channel, this is my 4th week budgeting and I already paid off 1 bill - granted it was only $400 but still.... Im doing weekly budgets for now because of our pay schedule and the bill dates... but hope to make it a monthly budget soon. Thank you 🙂
I'm so glad you're here!! Congrats on paying off debt already. Here is a video on how to create a solid debt payoff plan. ua-cam.com/video/ZVwWtDsLo3s/v-deo.html
Thanks a lot. Newbie here. Would you leave your one month ahead in your chequing account? I will go see for other videos, but would appreciate how you plan for that.
Hello, do you deposit the cash into a bank account? Do you pay your bills with money orders, etc? I'm new here so forgive me if you've covered this before. :) But where do you put the cash and if you do put the money in the bank, is it one bank account so all the money is then combined? sorry, lots of questions. thank you
All my my paychecks are auto deposited in my account. All my bills are set up on auto pay through my bank. Then I pull cash alloted amount for wallet, short and long terms savings, and I keep it in a safe until it's over a hundred, then I deposit it into my high yield savings account to keep safe and build interest.
I enjoyed your intro where I actually got to see you and not just hands waving around😂
Oh I glad I thought it would be nice to talk face to face, lol 😁
Me too
Ditto, me too!!
Great breakdown - always a joy to be able to check in with you. Helps spur me on my financial/wealth journey. I'm so motivated for this debt free journey - seeing that $900/mth goes towards debt payments makes me angry. I can't even imagine having $900/mth to just be able to do what brings me joy instead of 'giving' it away to the past. Thanks for your consistency!
Sounds like you're gonna get there, and before you know it, you will be able to break free from debt and have that extra. Keep it up!!
Good to see you face to face 😊
Thank you so much! Starting my budget journey this month.
You got this. Let me know if I can help in any way,
@@lymanjoy Thanks! 😁
This was such a great breakdown! Thank you so much. I've been getting better at budgeting but I'm excited to try some of your tips on envelope stuffing and grocery meal planning. I feel like we way overspend on groceries, or pile too many things in that category!, lol
Love to hear how it goes. Thanks for watching!! 😊
Another great video Laura - you continue to inspire me!
Thank you!!
Great video , I do think we get better and better if we stay on track. And stay motivated ❤
Indeed!!!
Love to see you beautiful face!!!!!
Your videos are always so practical and easy to follow, ❤
I am so glad, I like to keep things straight forward 😊
Great video 💖
I really enjoyed your video and it is super inspiring ❤
😁 thanks
How do I know what my debt snowball is? Like how do i get to that conclusion, or what calculations should I make to find the amount ?? Im so glad I found your channel, this is my 4th week budgeting and I already paid off 1 bill - granted it was only $400 but still.... Im doing weekly budgets for now because of our pay schedule and the bill dates... but hope to make it a monthly budget soon. Thank you 🙂
I'm so glad you're here!! Congrats on paying off debt already. Here is a video on how to create a solid debt payoff plan.
ua-cam.com/video/ZVwWtDsLo3s/v-deo.html
❤❤❤
Thanks a lot. Newbie here. Would you leave your one month ahead in your chequing account? I will go see for other videos, but would appreciate how you plan for that.
No, it will go into my high yield savings account. I have a one month ahead video that explains it. 😊
Question on your beginning income. Is this after taxes, insurance, and/or retirement? Thx!
Yes, after all that.
Hello, do you deposit the cash into a bank account? Do you pay your bills with money orders, etc? I'm new here so forgive me if you've covered this before. :) But where do you put the cash and if you do put the money in the bank, is it one bank account so all the money is then combined?
sorry, lots of questions. thank you
All my my paychecks are auto deposited in my account. All my bills are set up on auto pay through my bank. Then I pull cash alloted amount for wallet, short and long terms savings, and I keep it in a safe until it's over a hundred, then I deposit it into my high yield savings account to keep safe and build interest.
🧡💚💛🩵