Id love a story from someone that did not receive a “small inheritance of 70K”. It’s great for her and others that receive but I’m in the group of people whose parents really struggled and my inheritance was working to help my mom during college and afterward. I tuned out after hearing the inheritance honestly.
What a story! Single parenthood is hard and will wipe you out financially. You did so well. Subbed to your channel, simple life, plant based, frugality are right up my street.
You, Courtney, are an International inspiration!! Everybody should hear your story and take notes and rewatch this, because THIS is how people get ahead. Well done and enjoy some down time - you've earnt it!!
I am totally inspired. Every other podcast tells you to start investing in your 20’s but not all of us are fortunate to have those opportunities in younger life.
I want to emphasize to ppl that having parents or other adult support that can watch your kids with no financial support is a treasure.. ppl keep downplaying that this is not financially impactful but depending on the age this can be the equivalent of a mortgage
I’ve had some things that destroyed me financially. 2008 we lost a ton. Then had kids with massive medical bills (special needs). Then divorce. Started a business and the 2020 shut down destroyed it. Now inflation and my business is in the toilet again. BUT my kids are now 14 and 18 so things will likely look up now that I have less caretaking duties on my hands. I’m 48 and need to accelerate all of this. I don’t want to be killing myself at 70.
Stephanie. I just happened to fall into this youtube page and just read your message. I am sorry to hear about all the turmoil that has taken place in your life. You are extremely young still and like you said will not have the burden of caring for kids on your plate. Just stay positive,...as long as you have a place to stay that you can pay rent for, and obviously money to feed yourself. that is all you need. If riches is what you seek i hope that you obtain. but honestly money means absolutely nothing. If you have the bare essentials and a little to treat yourself here and there that is great! Money is only a tool used to keep those who seek in power and also to distract us from our true purpose as human beings. Which I would think is to help one another, and to pro create. Really think about it.....why isnt everything on this planet free for everyone. its really quite disgusting. Capitalism...no wonder why Osama Bin Laden bombed this retarted country.
How is 70,000 inheritance and 90,000 in 401k plus 14,000 in a yoga account, plus 20,000 in savings broke? lol thats $194,000. I would say she came out of the divorce better than 50% of americans if most can't afford a $400 emergency expense without taking a loan. She grew that in ten years but also had her new husbands income to contribute. I'm not trying to say she didn't accomplish anything but she definitely was not broke.
How did y'all watch the video and miss the beginning of the timeline when she was single and barely making ends meet and keeping the kids fed with free school lunches and pb & j ?
I’m in my 30s and absolutely loving women from different age groups sharing wisdom. Most financial wisdom is targeted towards younger people and that’s always baffled me. It does not matter when we start. What matters is we take that first step regardless of age .
Needed to hear this, I'm in my forties, lived frugal all my life, still drive a 20 year old car to work but had a massive financial set back which has gutted me every which way. So good to see someone able to make it at 50 wow.
I love that she mentioned Larry Burkett. I used his strategies to buy my starter home. 😊 Very inspiring bc I too am divorced with kids. I'm starting over financially I'm my 40s, so I'm in the middle of watching and listening to every word with lots of hope..
This is one of the best episodes of the podcast for me. Starting FI at a late age can seem daunting, but she's the proof in the pudding that it is very doable. Kudos to her for sharing her encouraging story.
Courtney, thank you so much for sharing. I’m “up there” in age & also began my FI journey late. I was homeless about a year ago but maintained my employment. I stuck with my plan to acquire my first property and managed to close in May on a modest salary. I knew I would need to increase my income and managed to accomplish that just four months after closing. Now, I’m working on getting things in order to Airbnb/house-hack. (Moving a bit slow…trying to build up reserves again). I love your story because it’s yet another testimony proving things do not and will not be perfect…but start anyway. Thanks again. #roadtoFI
I love that she said the quiet part out loud that is rarely spoken about. Be careful who you marry. I love it that she laid it on the line to her husband. You will get out of debt and learn how to manage money responsibly or we won’t marry.
Awesome ! We have done similar in that we started a little later in life. Didn't really get on the personal finance track until my early 40s and in 10 years went from about 100K net worth to 1 million ! Now coming up on early retirement and that nest egg has almost doubled. Anyone can do it and income is only a small part of the equation. We lived at the poverty level for years and still had cash in the bank and was feeding investments. It only takes a little money over a long time to make it. I am so exited to see where our daughter goes since she has started in her early 20s and already has surpassed where we were in our 30s.
Right with you at 42 with three kids under 6 and one with severe ASD. The wife and I just came to the point where things have to change. Right now we are educating our selves.
Retirement becomes truly fulfilling when you possess two essential elements: ample financial resources and a meaningful purpose in life. Make prudent investment choices to secure good returns and ensure a comfortable retirement.
One crucial aspect of earning profits from stocks is to avoid being frightened and selling them prematurely. It is vital to understand that stocks should not be treated as mere lottery tickets. Consider acquiring the assistance of a financial advisor to navigate your investments.
I totally agree; I am 66 years old, recently retired, with approximately $1.2 million in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, I didn't do all this alone, but with the help of a financial advisor. Having one is currently the best way to trade in the stock market, especially for people nearing retirement.
@@mariaguerrero08Mind if I ask you to point at how to reach this particular person assisting you? Seems you've figured it all out unlike the rest of us.
I still drive a 1988 car and a 2003 car. My 2003 is still my "newer" car. I am the first owner of both. Took good care of them and one is always the back up when the other one needs repairs. Debt free!
She got a very good start inheriting money in her 20's bought her first house from her mother that's a huge advantage over 75% of everyone, eve help her husband go to college with that inheritance. $70,000 35 years ago wow. Congratulations on her accomplishments but she had a very good start. Made decisions as a new mother etc. What she did when she started over in her 40's is remarkable .
Sorry for bumping…..but Are you interested on how to really achieve financial freedom I’m just saying because I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence she helped a lot to grow my reserve notwithstanding inflation, from $275k to approx $850k so you could try way more less
This is a motivational video. I’m 57! I’m working on my FI right now. I too was in the fitness industry. 22 years teaching group fitness. Raising kids as well! Nice job!!
@@righteousmasculine Hi there. It’s when your investments produce enough income so that you don’t have to work again. The stock market is the most passive. Some people have other interest like real estate.
Great show. Key points here is that they had multiple streams of income (more than one business) and lived in a low-cost area. As much as I (and everyone else) would love shortcuts, it keeps coming back to the same strategy.
I love the journey you shared... I have many less successful helps for my husband who was saddled by choice and ignorance with repeated debts... When I t "old him "you lose the house you lose me" it woke him up to being reliable and we did pay off our house recently!
Okay who doesn’t love Courtney and her story! She should start her own channel. I could have listened to several aspects of her financial, yoga, business journey or country living!
I had her exact story with 4 boys married early 2x now in late 30s retired at 32 bought home cars etc. Now newly remarried to amazing man who is in late 40s and does extremely well hoping to get him retired soon too. * I've never gotten or plan to get child support my kids are 14 to 22 now and ex doesn't have any money and not worth trying nor want in our life. I was one supporting family when we where married. Now looking into more ways for passive income on top of my retirement and benefits. My new husband moved into my house and works and we have very little debt.
Hey story is so beautiful, simple, humble, and genuine. Thank you for this interview!!!! She definitely has a different cadence (in a good way) than others on the show. I love to see diversity! Pearls of wisdom!
This episode was so inspiring! The most inspiring of all the episodes. She started late and still hit the finish line! No fancy stuff. She did this all with good old-fashioned hard work.
Kudos! In my mid 50s, Thanks for your humility, open honesty. Dave Ramsey’s “Baby steps” has helped me get my financial priorities in order as well. Your Wisdom & Grit is inspiring! Well done!
thank you soo much for this video I'm a late starter also honestly I was contemplating suicide but what kept me going is I kept telling myself tomorrow will be a better day, but now I've watched ur video I have to keep trying!! thanks again. I wish u constant love and blessings!
Wow, how great that her grandparents could leave her $70K back in the day that was a lot of money. I was raised by Depression-era grandparents, also, but no land, no inheritance, and no life insurance because he was Black and we lived in MS, so no GI Bill. This story really illustrates how generational wealth sets you up for success. No wonder the wealth gap is so huge in this country.
@@marieb7251 because black America have different circumstances. Harder for us to get loans also black America's usually don't have no type generation wealth because we couldn't get certain insurance or loans. I think you need to understand that black America can have wealth now and now it will be different but at one time it was very difficult. The number 1 business owners are black women.
@@marieb7251 That's American History 101 for you. Depending on their colors and lineage, people didn't get to borrow money, inherit from their parents, buy land or work certain careers. They were certain cities, schools, club activities that were forbidden for Black people for a long time. That's why depending on your ethnicity, growing wealthy may look different for a lot of families in the U.S.
@@marieb7251 I’m black and I come USA 2013 ..no English no high school diploma I mean i was nothing and now I have been making $150k I do have Motel now and still working to get there to freedom Finiance so . No excuse .
@@MagaGotTalent Congratulations! I am also an immigrant and have done well. However. I have observed the different experiences of marginalized US ethnic groups such as Mexicans and Blacks. I have learned to appreciate they had/have a historical struggle that you and I cannot relate to. However, we can learn to respect the reality and truth in their experiences.
I stopped fixating on my age (58)- I feel like I am ? 35?! So I just say, ‘in 10 yrs-this is what I want to accomplish’. I break it down more into smaller in small time lines. Everything is falling into place so far. The hardest thing for me is to define what I really want and by when?!
_A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence she helped a lot to grow my reserve notwithstanding inflation, from $275k to approx $850k so you could try way more less
Amazing story! I listened to it on the podcast but had to check it out on UA-cam to see what she looks like. I was more interested in the fact that she found love in her 40s with 4 kids. Eeeeeeeish napenda hii story sana! Inspiring! 🇰🇪
When you are ready to down size move into one of the cabins and rent out the main house. Age in place. I’m going to build about a 600 ft ADU converting most of my garage with full kitchen, bath ect with separate entrance and fenced off from the main house. I plan to rent it out and if my house is too much to maintain I’ll move into the ADU and rent the main house. Going through a divorce at 50 sista!
I grew up very poor. I made it out by going to nursing school and eventually going on to grad school to become a nurse practitioner. However, I do admit I was somewhat careless with money. I just wanted to finally get some of the things that I never had in the past and enjoy some of my financial freedom for a bit. I currently own my own home, but still have a mortgage that is very manageable as a single income household. I recently took a loan to repair the house just so that I can make sure I can live in the home without any major surprises while I’m still possibly employed. The Covid burn out is real. I became much more aware that I do not want to work so hard and be emotionally stressed ever again. I work for a small emergency room group a job realized doesn’t offer the opportunity to age with it.I secured a job w a bigger organization which I can possibly transition to other roles as i get older. This is the scariest thing I’ve done in quite sometime. I’m hoping for the best and preparing for the next season in my life
What a great story. I started very late. My financial education began at 49. Spent every dime on wife and two kids because I was raised poor. Now, I've been very aggressive taking profits in crypto to payoff debts. I'm rebuilding in ETF, Stocks, and Real estate. A 10 year goal is realistic for any age.
Sorry for bumping…..but Are you interested on how to really achieve financial freedom I’m just saying because I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence she helped a lot to grow my reserve notwithstanding inflation, from $275k to approx $850k so you could actually try way more less
I think the best solution for their retirement is to do a self directed IRA and use those funds in private lending. They can earn between 8-12% return and the principal is backed by real estate, lenders insurance, property insurance etc. It's the fastest safest way considering they already have construction experience and knowledge. They can lend for 6-12 month periods and spread the risk out among multiple investors. In 5-10 years they would build a sizable retirement and can stop at really any time. They can also do all this tax free since it's a self directed ira
Sorry for bumping…..but Are you interested on how to really achieve financial freedom I’m just saying because I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence she helped a lot to grow my reserve notwithstanding inflation, from $275k to approx $850k so you could try less
Her resilience is what got her through.....liked the way she told her story....listening to her story and reading the comments has helped me to see, the struggle for Americans does not exclude whites...while some races have a harder fight than others we all have it hard in some way or another....would be so great if regardless of color, we start loving on each other, teaching each other, stop being evil to one another, and uplift each other 💚💫🌟 We all have a dream, let's make them come true by loving and helping each other
I really appreciate this! Gives me hope starting "late". I made poor decisions in my 20s and don't have savings or investments (well, I have little investments but lost money on that). I can only work with what I have now and it's painful to be reminded of the past. So thank you!
OMG, Cortney is exceptional. I can't tell you how many times my jaw dropped listening to her amazingly resilient "journey". And, she looks none the wear for it! ...Inspiring.
I applaud her for digging herself out. However, I think the story is very different for 80% of the people that have no generational wealth. That makes all the difference in the world. Not judging. I had no generational wealth, but I plan on my boys having some from me. It makes all the difference!
I agree with you...I think a few things landed in her lap and was the reason she could do anything that she did at all. She wasn't "scraping by" at all
Also...finding a husband to help with the real estate and bring more money in. I would like to hear from a single person who started later in life and reached FI.
I have made money in real estate .After hearing this segment I have come to realization that I may have to return back to work to be able to build reserves.i have one property left but reality is setting in...
I am now living in Arkansas and let me tell you it is not the cheapest place to live anymore a lot of Californians have moved in and took over the place and properties are going up through the roof rent to sky high now and I can go on and on!!
What I really wanna know is what is on her ceiling? It looks like a paper doll with it's head taped there, LOL! I only noticed it when I paused the video and was like, "What IS it??" 🤣
I've started at 41, spending my youth as a full-time mother of 4 children, which was such a privilege to be there for them. My youngest started school at 4 1/2, so I started working nights 4 nights a week. Minimum wage. Frugal as hell, started saving for my emergency fund/ investing. (Not many surprise financial knock backs as I don't drive and at this point still renting.) I wouldn't change a thing. My children are everything. Starting late is a side affect of being a mother. Family are everything.
So great to listen to this podcast, raised poor and knowing this is not where I want to be. now on my late 40s still stuck although knowing what I want to do but not easy to reach. Thank you
This is an example of generational wealth. Most people cannot relate to this. But I’m glad for her. Also, her husband is OR the amazing athlete OR little delusional, but I’m also glad he has his finances in order.
_A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence she helped a lot to grow my reserve notwithstanding inflation, from $275k to approx $850k
Sounds like challenges for sure, but if she considered herself broke, there isn't even a word for what I was as a single mom. My annual income was 6k while I attended the university at night. After graduation my income swelled to 13k. This went on for several years. It wasn't until I packed up everything and moved to another state that my income doubled, invested in stock, and bought my own home. I married and our youngest son is autistic. It was extremely difficult but gradually, things got better. There are many, many families barely surviving on 20k and less. It's ridiculous that the working poor have to pay childcare, which could take one entire check. For most working people there is no "broke to FI" just finding a way to numb the pain.
Sorry for bumping…..but Are you interested on how to really achieve financial freedom I’m just saying because I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence she helped a lot to grow my reserve notwithstanding inflation, from $275k to approx $850k so you could try less
She didn't start from nothing. She had family and support. Even her ex helped stay with the children as she went to school and work. Some people truly start with nothing and have no family to help them. I would like to see that story of success, but unfortunately there aren't many that truly start from nothing and make it. That's the truth.
Sorry for bumping…..but Are you interested on how to really achieve financial freedom I’m just saying because I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence she helped a lot to grow my reserve notwithstanding inflation, from $275k to approx $850k
I would love to hear a story where you reach FI without a spouse, home ownership, business, and inheritance. To many those seem like blessings that they may never have access to.
I started about 12 years ago after divorced and achieved FI. Left my job last October. I was 49 when I made the pivot. When I left my career I was making $160. I happily walked away.
Kudos to the hard work and relationship $ boundaries 👏 However, networth ncludes all assets, so cabin inherited and 1/2 of exhubbie's 401k + cash on hand probably adds up to starting from around $125k networth?
I’m not invalidating her effort and accomplishments but if you have inheritance of $75k, can afford to take care of three children while schooling and extra work. It was hard but she’s better off than others really. It’s not broke at all.
_A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence she helped a lot to grow my reserve notwithstanding inflation, from $275k to approx $850k
Misleading headlines because she was not actually broke at 40, she had an ongoing business concern, she didn't start late - in fact she started in principle very early - and she's only maybe a millionaire because she's counting the top possible value for her ranch, which they can't sell or they will lose the lifestyle that they want to keep. It sounds like they don't have enough money to retire with unless they sell the ranch, although her 4-year goal should give them enough to live their normal frugal life. They don't realize that the Airbnb is what might get them over the hump. But it's all good because it's the life they choose and it doesn't seem like being millionaires is a high priority for them. They're comfortable. Realistically their social security should be decent and enough to help them survive well, first on his and later on hers.
I think it’s hard to capture the full picture and maybe I should have done a better job. I had a net worth of about $20K, $15,000 income and $14,000 in my small buisness, with four kids. We were pretty broke. My business was only two years old and annual revenue was about $14K and no guarantees. We were broke enough to qualify for Medicaid and my kids were on free lunch. You are right in the sense that I started early with a frugal mindset and made some smart decisions with regards to the 401k though I am counting that in my net worth. It’s challenging to share the details in an hour. I actually am counting the conservative value for the ranch and we very much could sell it and still have a house and land where we live and still have a seven figure net worth. We do enjoy a simple life and don’t need for extravagance which is helpful. My income was never over $21,000 until my 40’s by working multiple jobs. My best year I made $57K but was completely exhausted. We do realize the value in the Airbnb, however, we never wanted to be host. We value our time. We hope to have it available for aging parents if it is needed. We are happy doing it part time to cover the basic cost of utilities, taxes, insurance and the tax write off. You would be correct that SS and pension will be enough to maintain our lifestyle, without sacrifice to be debt free we would not be here. We do have three years income saved and could retire as my husband is eligible for a small pension and SS. We don’t quite want to do that yet. I hope that those over forty can see themselves in our story and find hope and value in it. Thank you for listening.
@@CourtneyRobinson Thank you. I actually enjoyed the interview. I just think that a lot of the people who have done well have a certain portion of good luck, although it takes planning and hard work to take advantage of that luck. BiggerPockets hypes the positive anyway. To some degree people make their own luck. I have been lucky too, have made some good decisions and bad decisions, and am envious of what you have. I'm working on it. Thank you for the detailed explanation.
If she puts her $70k inheritance in an index fund for 30 years with an 8% return, without adding anything to it, it will be $700k. Such awesome grandparents!
A real dojo will just about never make money. You get paid in the form of transforming students to be better than they were before. I tought for 10 years and sometimes had to come out of pocket to pay the rent. My payment came from seeing the confidence in those kids grow and the respect they learned.
Sorry for bumping…..but Are you interested on how to really achieve financial freedom I’m just saying because I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence she helped a lot to grow my reserve notwithstanding inflation, from $275k to approx $850k
So sad to see so many Americans who are struggling. My dad was an immigrant and he was a 2X below minimum wage dishwasher in SF Chinatown for 16 years (from 44 years old to 60). He was able to purchase his home in 1989. Most Americans just enjoy life and live pay check to paycheck. Gets old, no savings, get evicted, move out to lower cost area or become homeless. I’m 48. I own 4 homes in SF and all paid off. I don’t really save money now as I spend my paycheck (I’m a cpa) on stupid stuffs. Moral of the story, DON’T FK UP WHEN YOU ARE YOUNG. Don’t party too much, save money and invest wisely!!! You old, it is a lot harder to work it back up and you get sick too.
Sorry for bumping…..but Are you interested on how to really achieve financial freedom I’m just saying because I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence she helped a lot to grow my reserve notwithstanding inflation, from $275k to approx $850k so you could try way more less
I'm 51 I've never been married, never had any kids, I've only had girl friends throughout my life. But right now I have no kids, no wife, never been married, so never had a wife and right now is when I want to try to become a millionaire in my 50s since money attracts the 20 year old women.
Your story is inspiring. Thank you for sharing. Just fyi a realtor opinion of value is not an actual value of your property, it is just a likely price your property will sale for. The most accurate opinion of value is from an appraiser. I am a realtor in New Mexico.
What amazing life story! I'm from Brazil and I just knew this channel right now. Great content. I wondering and I'd like to hear from Courtney. Could the Yoga had contributed to the success she got? Analyzing all the scenario, all difficulties, 4 children and all the pressure of the bills and debts, could attribute the mind sanity and self control to the Yoga knowledge she has?
Awesome starting from ground floor. Thank you for Hope. Second Divorce I Love It! Be Rich than Look Rich that's me. Just me and my Son! Single Father 4Life!
OK I want to say one thing, she mentioned in the statement, that SHE SHE HAD A GREAT CREDIT SCORE as she didn't understand why the banker, friend would give her a loan, well it was obviously, because YOU HAD A GREAT CREDIT SCORE, you do not have to have money, you just have to have potential. Potential is why you got the services you did!!
We're in her boat, changing for the better. We'll be millionaires soon. His dad just died in March. My husband is renovating that so it can be sold soon. Our house is close to being paid off.
Sorry for bumping…..but Are you interested on how to really achieve financial freedom I’m just saying because I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence she helped a lot to grow my reserve notwithstanding inflation, from $275k to approx $850k
The hard part of investing is picking the right funds. For example I had VIIIX for my 401k. and after talking to an advisor I learned it had a ton of tech in in it. Tech isn't doing so hot luckily I changed jobs and moved to an IRA with a advisor. I'd imagine international funds are doing horribly now also. If you pick the wrong fund it can take a super long time to recover. Then there's advisors that put you in funds and never look at it again you gotta stay on them. Morgan stanley had my Girlfriend in ARKK innovation which tanked. Had a bunch of crap in the fund like teledoc that'll never recover. Down 60%.
Single, 52 and disabled (which wiped me out) with a teenager and without a second income from a partner or a dad or grandfather that ever had anything to leave me in an inheritance. We go to the food pantry to grocery "shop".
_A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence she helped a lot to grow my reserve notwithstanding inflation, from $275k to approx $850k so you could try way more less busy
Id love a story from someone that did not receive a “small inheritance of 70K”. It’s great for her and others that receive but I’m in the group of people whose parents really struggled and my inheritance was working to help my mom during college and afterward. I tuned out after hearing the inheritance honestly.
I think she said 17K no 70K..
It didn’t help her in the long run……..go back and listen to her
I thought exactly the same!
@@tarasmith9060 no she said 70k
Envy will get you nowhere.
“I would rather be rich than look rich” love that! 👍
That's cliche all of the so-called experts say that
Yea I want to be rich and also look rich
Thank you so much for having me on.
It was such an honor.
Wonderful! Thank you for all your inspiration! Big Hugs! ♥️👍🌹
Great job on this episode 💯👍🏾
What a story! Single parenthood is hard and will wipe you out financially. You did so well. Subbed to your channel, simple life, plant based, frugality are right up my street.
@@nevertoolate8589 thank you. That means so much to me.
You, Courtney, are an International inspiration!! Everybody should hear your story and take notes and rewatch this, because THIS is how people get ahead. Well done and enjoy some down time - you've earnt it!!
I am totally inspired. Every other podcast tells you to start investing in your 20’s but not all of us are fortunate to have those opportunities in younger life.
This!! Im in my 30s and feel so behind sometimes.
@@beesworld04 I'm 42 and behind. 😱
50 here.
I want to emphasize to ppl that having parents or other adult support that can watch your kids with no financial support is a treasure.. ppl keep downplaying that this is not financially impactful but depending on the age this can be the equivalent of a mortgage
The people who help raise your kids are so important. To have people do this without expecting payment is a huge bonus.
Thank you I’m 53 I’m starting now🙌🏽
I’ve had some things that destroyed me financially. 2008 we lost a ton. Then had kids with massive medical bills (special needs). Then divorce. Started a business and the 2020 shut down destroyed it. Now inflation and my business is in the toilet again. BUT my kids are now 14 and 18 so things will likely look up now that I have less caretaking duties on my hands. I’m 48 and need to accelerate all of this. I don’t want to be killing myself at 70.
Thinking of you and rooting for you!
May the Lord make this phase easier🙏🏾
Stephanie. I just happened to fall into this youtube page and just read your message. I am sorry to hear about all the turmoil that has taken place in your life. You are extremely young still and like you said will not have the burden of caring for kids on your plate. Just stay positive,...as long as you have a place to stay that you can pay rent for, and obviously money to feed yourself. that is all you need. If riches is what you seek i hope that you obtain. but honestly money means absolutely nothing. If you have the bare essentials and a little to treat yourself here and there that is great! Money is only a tool used to keep those who seek in power and also to distract us from our true purpose as human beings. Which I would think is to help one another, and to pro create. Really think about it.....why isnt everything on this planet free for everyone. its really quite disgusting. Capitalism...no wonder why Osama Bin Laden bombed this retarted country.
Same story for me but the loss was last year rather than 2008. I hope you keep going and that we both win!
I wish you all the best of luck congratulations on your business stay with it
How is 70,000 inheritance and 90,000 in 401k plus 14,000 in a yoga account, plus 20,000 in savings broke? lol thats $194,000. I would say she came out of the divorce better than 50% of americans if most can't afford a $400 emergency expense without taking a loan. She grew that in ten years but also had her new husbands income to contribute. I'm not trying to say she didn't accomplish anything but she definitely was not broke.
Yeah, when they say they have a partner/ husband it’s like well you only have 1/2 the bills to pay. Try paying everything on one income.
I heard a loser saying the same thing almost word for word.
How did y'all watch the video and miss the beginning of the timeline when she was single and barely making ends meet and keeping the kids fed with free school lunches and pb & j ?
He was not broke it all she started with everything... she was never broke
Exactly!!! This chick is delusional
I’m in my 30s and absolutely loving women from different age groups sharing wisdom. Most financial wisdom is targeted towards younger people and that’s always baffled me. It does not matter when we start. What matters is we take that first step regardless of age .
Im 36, and I felt like I was late. Thank youuuu for the sentence saying ur gonna be all right of you start in your 30s 🙏🙏🙏
Me too Yvonne!
@@beesworld04 you look much more younger then 36, we will suceed promise my dear
@@yvonne6629 Yes we will! Thanks, I get that often.
@@beesworld04 me too, its the brown skin collagen hahah, take care
Needed to hear this, I'm in my forties, lived frugal all my life, still drive a 20 year old car to work but had a massive financial set back which has gutted me every which way. So good to see someone able to make it at 50 wow.
121k miles and counting on my 2012 Hyundai Elantra...not the flashiest, I'll admit, but I LOVE having a paid off vehicle!
I had a 2007 Honda Accord, 216K miles.
2012 Prius C, 175,000 miles. Get 55mpg on normal days. My last car was a 2001 Chevy Prizm and drove it 283,000 miles :)
Bought my 2006 hyundai tucson in 2008. 200+ miles. Hoping to make it a few more years!
2005 Nissan Altima with less than 75k miles. Will keep on driving it until the paid in full upgrade comes. 😅
Way to go.
I love that she mentioned Larry Burkett. I used his strategies to buy my starter home. 😊 Very inspiring bc I too am divorced with kids. I'm starting over financially I'm my 40s, so I'm in the middle of watching and listening to every word with lots of hope..
This woman is in a good financial position because, in addition to managing money well, she and her husband know how to hustle and grind
This is one of the best episodes of the podcast for me. Starting FI at a late age can seem daunting, but she's the proof in the pudding that it is very doable. Kudos to her for sharing her encouraging story.
Thank you so much!
She started off better than most
Courtney, thank you so much for sharing. I’m “up there” in age & also began my FI journey late. I was homeless about a year ago but maintained my employment. I stuck with my plan to acquire my first property and managed to close in May on a modest salary. I knew I would need to increase my income and managed to accomplish that just four months after closing. Now, I’m working on getting things in order to Airbnb/house-hack. (Moving a bit slow…trying to build up reserves again). I love your story because it’s yet another testimony proving things do not and will not be perfect…but start anyway. Thanks again. #roadtoFI
I love that she said the quiet part out loud that is rarely spoken about. Be careful who you marry. I love it that she laid it on the line to her husband. You will get out of debt and learn how to manage money responsibly or we won’t marry.
Awesome ! We have done similar in that we started a little later in life. Didn't really get on the personal finance track until my early 40s and in 10 years went from about 100K net worth to 1 million ! Now coming up on early retirement and that nest egg has almost doubled. Anyone can do it and income is only a small part of the equation. We lived at the poverty level for years and still had cash in the bank and was feeding investments. It only takes a little money over a long time to make it. I am so exited to see where our daughter goes since she has started in her early 20s and already has surpassed where we were in our 30s.
This was sooooo inspiring!! I am 43 and I seriously began my FI journey last year. This gives me so much hope and confidence!!
Same. I’m going to be 44 next month.
I started working on it at 58!!
Right with you at 42 with three kids under 6 and one with severe ASD. The wife and I just came to the point where things have to change. Right now we are educating our selves.
Will be 43 in September
And interested In these fi topic lately❤
Retirement becomes truly fulfilling when you possess two essential elements: ample financial resources and a meaningful purpose in life. Make prudent investment choices to secure good returns and ensure a comfortable retirement.
One crucial aspect of earning profits from stocks is to avoid being frightened and selling them prematurely. It is vital to understand that stocks should not be treated as mere lottery tickets. Consider acquiring the assistance of a financial advisor to navigate your investments.
I totally agree; I am 66 years old, recently retired, with approximately $1.2 million in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, I didn't do all this alone, but with the help of a financial advisor. Having one is currently the best way to trade in the stock market, especially for people nearing retirement.
@@mariaguerrero08Mind if I ask you to point at how to reach this particular person assisting you? Seems you've figured it all out unlike the rest of us.
Credits to "Camille Alicia Garcia", she maintains an online presence. Just make a simple search for her name online.
Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.
Great story and so relatable. Hard work - Courtney was so authentic and inspiring. "Who you marry" is definitely an important money mistake.
Thank you 😊
Yep. Make sure to marry someone who can contribute to your life financially after you divorce them.
I still drive a 1988 car and a 2003 car. My 2003 is still my "newer" car. I am the first owner of both. Took good care of them and one is always the back up when the other one needs repairs. Debt free!
She got a very good start inheriting money in her 20's bought her first house from her mother that's a huge advantage over 75% of everyone, eve help her husband go to college with that inheritance. $70,000 35 years ago wow. Congratulations on her accomplishments but she had a very good start. Made decisions as a new mother etc. What she did when she started over in her 40's is remarkable .
Sorry for bumping…..but Are you interested on how to really achieve financial freedom I’m just saying because I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence she helped a lot to grow my reserve notwithstanding inflation, from $275k to approx $850k so you could try way more less
She and her husband are Building generational wealth ‼️👑 I love when she says there’s a joy within the journey ❤️
This is a motivational video. I’m 57! I’m working on my FI right now. I too was in the fitness industry. 22 years teaching group fitness. Raising kids as well! Nice job!!
Thank you!
What does FI mean. I’m 35. And I have 20 yr plan to invest 3000 a year. Not including my 401k.
@@righteousmasculine Hi there. It’s when your investments produce enough income so that you don’t have to work again. The stock market is the most passive. Some people have other interest like real estate.
@@CourtneyRobinson thank u
Nice
Great show. Key points here is that they had multiple streams of income (more than one business) and lived in a low-cost area. As much as I (and everyone else) would love shortcuts, it keeps coming back to the same strategy.
The other thing is she and her husband really know how to hustle and grind.
And not to take away from her hard work, but there are two of them shoveling money toward FI, not just one person. Just want to point that out.
So so true
@@pnkrckmom Well said.
I love the journey you shared... I have many less successful helps for my husband who was saddled by choice and ignorance with repeated debts... When I t "old him "you lose the house you lose me" it woke him up to being reliable and we did pay off our house recently!
Okay who doesn’t love Courtney and her story! She should start her own channel. I could have listened to several aspects of her financial, yoga, business journey or country living!
I appreciate that so much. Thank you.
She does have her own channel. It is Courtney Butler Robinson. I looked it up and subscribed.
@@angorachic thank you so much!
I had her exact story with 4 boys married early 2x now in late 30s retired at 32 bought home cars etc. Now newly remarried to amazing man who is in late 40s and does extremely well hoping to get him retired soon too.
* I've never gotten or plan to get child support my kids are 14 to 22 now and ex doesn't have any money and not worth trying nor want in our life. I was one supporting family when we where married. Now looking into more ways for passive income on top of my retirement and benefits. My new husband moved into my house and works and we have very little debt.
Hey story is so beautiful, simple, humble, and genuine. Thank you for this interview!!!! She definitely has a different cadence (in a good way) than others on the show. I love to see diversity! Pearls of wisdom!
This episode was so inspiring! The most inspiring of all the episodes. She started late and still hit the finish line! No fancy stuff. She did this all with good old-fashioned hard work.
Kudos! In my mid 50s, Thanks for your humility, open honesty. Dave Ramsey’s “Baby steps” has helped me get my financial priorities in order as well. Your Wisdom & Grit is inspiring! Well done!
thank you soo much for this video I'm a late starter also honestly I was contemplating suicide but what kept me going is I kept telling myself tomorrow will be a better day, but now I've watched ur video I have to keep trying!! thanks again. I wish u constant love and blessings!
You got this keep going
Tks for sharing , be strong and you got this,
You can do this 💪
Wow, how great that her grandparents could leave her $70K back in the day that was a lot of money. I was raised by Depression-era grandparents, also, but no land, no inheritance, and no life insurance because he was Black and we lived in MS, so no GI Bill. This story really illustrates how generational wealth sets you up for success. No wonder the wealth gap is so huge in this country.
Why do blacks always have to blame their color. I'm white and nobody left me a dime!
@@marieb7251 because black America have different circumstances. Harder for us to get loans also black America's usually don't have no type generation wealth because we couldn't get certain insurance or loans. I think you need to understand that black America can have wealth now and now it will be different but at one time it was very difficult. The number 1 business owners are black women.
@@marieb7251 That's American History 101 for you. Depending on their colors and lineage, people didn't get to borrow money, inherit from their parents, buy land or work certain careers. They were certain cities, schools, club activities that were forbidden for Black people for a long time. That's why depending on your ethnicity, growing wealthy may look different for a lot of families in the U.S.
@@marieb7251 I’m black and I come USA 2013 ..no English no high school diploma I mean i was nothing and now I have been making $150k I do have Motel now and still working to get there to freedom Finiance so . No excuse .
@@MagaGotTalent Congratulations! I am also an immigrant and have done well. However. I have observed the different experiences of marginalized US ethnic groups such as Mexicans and Blacks. I have learned to appreciate they had/have a historical struggle that you and I cannot relate to. However, we can learn to respect the reality and truth in their experiences.
I stopped fixating on my age (58)- I feel like I am ? 35?! So I just say, ‘in 10 yrs-this is what I want to accomplish’. I break it down more into smaller in small time lines. Everything is falling into place so far. The hardest thing for me is to define what I really want and by when?!
_A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence she helped a lot to grow my reserve notwithstanding inflation, from $275k to approx $850k so you could try way more less
Amazing story! I listened to it on the podcast but had to check it out on UA-cam to see what she looks like. I was more interested in the fact that she found love in her 40s with 4 kids. Eeeeeeeish napenda hii story sana! Inspiring! 🇰🇪
Sasa, napenda pia!!!
Looks like she took care of her health.
@@ripvanwinkle3432 yup...she's a yoga therapist
It's possible
Yeah with an older guy with probably the same kids of his own
Can you interview singles who have done this? All of us don’t have spouses to work with on this savings journey.
Ooh! “MORE IS CAUGHT THEN TAUGHT” This lady has jewels. Thank you and God Bless you and your family!!!
Love the success stories on those that started late and were able to still retire without receiving an inheritance to achieve it. Thank you.
When you are ready to down size move into one of the cabins and rent out the main house. Age in place. I’m going to build about a 600 ft ADU converting most of my garage with full kitchen, bath ect with separate entrance and fenced off from the main house. I plan to rent it out and if my house is too much to maintain I’ll move into the ADU and rent the main house. Going through a divorce at 50 sista!
Hang in there.
I have thought about that. I would like to downsize someday. ❤️
I grew up very poor. I made it out by going to nursing school and eventually going on to grad school to become a nurse practitioner. However, I do admit I was somewhat careless with money. I just wanted to finally get some of the things that I never had in the past and enjoy some of my financial freedom for a bit.
I currently own my own home, but still have a mortgage that is very manageable as a single income household. I recently took a loan to repair the house just so that I can make sure I can live in the home without any major surprises while I’m still possibly employed. The Covid burn out is real. I became much more aware that I do not want to work so hard and be emotionally stressed ever again. I work for a small emergency room group a job realized doesn’t offer the opportunity to age with it.I secured a job w a bigger organization which I can possibly transition to other roles as i get older. This is the scariest thing I’ve done in quite sometime. I’m hoping for the best and preparing for the next season in my life
Keep going; you'll do it!
What a great story. I started very late. My financial education began at 49. Spent every dime on wife and two kids because I was raised poor. Now, I've been very aggressive taking profits in crypto to payoff debts. I'm rebuilding in ETF, Stocks, and
Real estate. A 10 year goal is realistic for any age.
Great job with your wife! I bet you’re living your best life right Now.
I’m a young dad, I’m really glad to hear your story it inspires me. can you share how you earn weekly.
Okay, Thx.
I found her web page
Sorry for bumping…..but Are you interested on how to really achieve financial freedom I’m just saying because I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence she helped a lot to grow my reserve notwithstanding inflation, from $275k to approx $850k so you could actually try way more less
I think the best solution for their retirement is to do a self directed IRA and use those funds in private lending. They can earn between 8-12% return and the principal is backed by real estate, lenders insurance, property insurance etc. It's the fastest safest way considering they already have construction experience and knowledge. They can lend for 6-12 month periods and spread the risk out among multiple investors. In 5-10 years they would build a sizable retirement and can stop at really any time. They can also do all this tax free since it's a self directed ira
Sorry for bumping…..but Are you interested on how to really achieve financial freedom I’m just saying because I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence she helped a lot to grow my reserve notwithstanding inflation, from $275k to approx $850k so you could try less
Her resilience is what got her through.....liked the way she told her story....listening to her story and reading the comments has helped me to see, the struggle for Americans does not exclude whites...while some races have a harder fight than others we all have it hard in some way or another....would be so great if regardless of color, we start loving on each other, teaching each other, stop being evil to one another, and uplift each other 💚💫🌟 We all have a dream, let's make them come true by loving and helping each other
Great episode! Love her story. She is so relatable. I want to be her when i am 50 :)
I really appreciate this! Gives me hope starting "late". I made poor decisions in my 20s and don't have savings or investments (well, I have little investments but lost money on that). I can only work with what I have now and it's painful to be reminded of the past. So thank you!
I have tracked my money for over 15 years to the penny. I check my accounts and single credit card daily.
I really appreciate hearing a story from a 50 year old!
OMG, Cortney is exceptional. I can't tell you how many times my jaw dropped listening to her amazingly resilient "journey". And, she looks none the wear for it! ...Inspiring.
I applaud her for digging herself out. However, I think the story is very different for 80% of the people that have no generational wealth. That makes all the difference in the world. Not judging. I had no generational wealth, but I plan on my boys having some from me. It makes all the difference!
I agree with you...I think a few things landed in her lap and was the reason she could do anything that she did at all. She wasn't "scraping by" at all
Yeah. I don’t want stories where someone gets money or land - that changes so much.
Also...finding a husband to help with the real estate and bring more money in. I would like to hear from a single person who started later in life and reached FI.
I have made money in real estate .After hearing this segment I have come to realization that I may have to return back to work to be able to build reserves.i have one property left but reality is setting in...
That's awesome and I'm 54 and don't know where to start but this has definitely inspired me and for me to take action somewhere
I am now living in Arkansas and let me tell you it is not the cheapest place to live anymore a lot of Californians have moved in and took over the place and properties are going up through the roof rent to sky high now and I can go on and on!!
Great episode! She is so humble and knowledgeable about financial growth. Thank you very helpful
So happy to see Courtney on here. I have been following her story for awhile over on her channel. Excellent podcast!! :)
What I really wanna know is what is on her ceiling? It looks like a paper doll with it's head taped there, LOL! I only noticed it when I paused the video and was like, "What IS it??" 🤣
I've started at 41, spending my youth as a full-time mother of 4 children, which was such a privilege to be there for them. My youngest started school at 4 1/2, so I started working nights 4 nights a week. Minimum wage. Frugal as hell, started saving for my emergency fund/ investing. (Not many surprise financial knock backs as I don't drive and at this point still renting.) I wouldn't change a thing. My children are everything. Starting late is a side affect of being a mother. Family are everything.
I love this episode!!! I'm starting "late" as well... but on the FI journey! Hustle and grind! Way to go!
Love this.. 70k is not a small inheritance in my eyes, but for FI goals it may seem like it. Very inspiring.
We each have a story. Thanks for sharing and putting things in perspective.
I wish that was my family saying! But it is definitely something I have also said! “I’D RATHER BE RICH THEN LOOK RICH”
So great to listen to this podcast, raised poor and knowing this is not where I want to be. now on my late 40s still stuck although knowing what I want to do but not easy to reach. Thank you
This is an example of generational wealth. Most people cannot relate to this. But I’m glad for her.
Also, her husband is OR the amazing athlete OR little delusional, but I’m also glad he has his finances in order.
This was a a fantastic interview! She is totally relatable.
She did the work… and benefited from generational wealth. Many of our fellow Americans never had that opportunity.
_A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence she helped a lot to grow my reserve notwithstanding inflation, from $275k to approx $850k
Sounds like challenges for sure, but if she considered herself broke, there isn't even a word for what I was as a single mom. My annual income was 6k while I attended the university at night. After graduation my income swelled to 13k. This went on for several years. It wasn't until I packed up everything and moved to another state that my income doubled, invested in stock, and bought my own home. I married and our youngest son is autistic. It was extremely difficult but gradually, things got better. There are many, many families barely surviving on 20k and less. It's ridiculous that the working poor have to pay childcare, which could take one entire check. For most working people there is no "broke to FI" just finding a way to numb the pain.
Sorry for bumping…..but Are you interested on how to really achieve financial freedom I’m just saying because I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence she helped a lot to grow my reserve notwithstanding inflation, from $275k to approx $850k so you could try less
Very good story. Thanks for sharing.
She’s a smart momma~
She didn't start from nothing. She had family and support. Even her ex helped stay with the children as she went to school and work. Some people truly start with nothing and have no family to help them. I would like to see that story of success, but unfortunately there aren't many that truly start from nothing and make it. That's the truth.
Sorry for bumping…..but Are you interested on how to really achieve financial freedom I’m just saying because I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence she helped a lot to grow my reserve notwithstanding inflation, from $275k to approx $850k
Brilliant!
Stories like these is why I tune in💕
Thanks for sharing this, because I Am recovering from some much and catching back up to REBUILDING.
It’s inspiring to have someone started a bit later in life, she’s an amazing lady. Thanks for sharing 😊
I love this. Good for her to stick it out and help her man learn financial discipline. Women nowadays would rarely if ever do something like that.
I would love to hear a story where you reach FI without a spouse, home ownership, business, and inheritance. To many those seem like blessings that they may never have access to.
I second this.
I started about 12 years ago after divorced and achieved FI. Left my job last October. I was 49 when I made the pivot. When I left my career I was making $160. I happily walked away.
Kudos to the hard work and relationship $ boundaries 👏 However, networth ncludes all assets, so cabin inherited and 1/2 of exhubbie's 401k + cash on hand probably adds up to starting from around $125k networth?
So I guess the million net worth includes both of their assets not just hers?
I’m not invalidating her effort and accomplishments but if you have inheritance of $75k, can afford to take care of three children while schooling and extra work. It was hard but she’s better off than others really. It’s not broke at all.
_A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence she helped a lot to grow my reserve notwithstanding inflation, from $275k to approx $850k
Misleading headlines because she was not actually broke at 40, she had an ongoing business concern, she didn't start late - in fact she started in principle very early - and she's only maybe a millionaire because she's counting the top possible value for her ranch, which they can't sell or they will lose the lifestyle that they want to keep. It sounds like they don't have enough money to retire with unless they sell the ranch, although her 4-year goal should give them enough to live their normal frugal life. They don't realize that the Airbnb is what might get them over the hump. But it's all good because it's the life they choose and it doesn't seem like being millionaires is a high priority for them. They're comfortable. Realistically their social security should be decent and enough to help them survive well, first on his and later on hers.
I think it’s hard to capture the full picture and maybe I should have done a better job. I had a net worth of about $20K, $15,000 income and $14,000 in my small buisness, with four kids. We were pretty broke. My business was only two years old and annual revenue was about $14K and no guarantees. We were broke enough to qualify for Medicaid and my kids were on free lunch.
You are right in the sense that I started early with a frugal mindset and made some smart decisions with regards to the 401k though I am counting that in my net worth. It’s challenging to share the details in an hour.
I actually am counting the conservative value for the ranch and we very much could sell it and still have a house and land where we live and still have a seven figure net worth.
We do enjoy a simple life and don’t need for extravagance which is helpful. My income was never over $21,000 until my 40’s by working multiple jobs. My best year I made $57K but was completely exhausted.
We do realize the value in the Airbnb, however, we never wanted to be host. We value our time. We hope to have it available for aging parents if it is needed. We are happy doing it part time to cover the basic cost of utilities, taxes, insurance and the tax write off.
You would be correct that SS and pension will be enough to maintain our lifestyle, without sacrifice to be debt free we would not be here. We do have three years income saved and could retire as my husband is eligible for a small pension and SS. We don’t quite want to do that yet.
I hope that those over forty can see themselves in our story and find hope and value in it.
Thank you for listening.
@@CourtneyRobinson Thank you. I actually enjoyed the interview. I just think that a lot of the people who have done well have a certain portion of good luck, although it takes planning and hard work to take advantage of that luck. BiggerPockets hypes the positive anyway. To some degree people make their own luck. I have been lucky too, have made some good decisions and bad decisions, and am envious of what you have. I'm working on it.
Thank you for the detailed explanation.
@@andiw7358 wishing you the best of success!
If she puts her $70k inheritance in an index fund for 30 years with an 8% return, without adding anything to it, it will be $700k. Such awesome grandparents!
A real dojo will just about never make money. You get paid in the form of transforming students to be better than they were before. I tought for 10 years and sometimes had to come out of pocket to pay the rent. My payment came from seeing the confidence in those kids grow and the respect they learned.
Courtney thanks for being so candid and sharing! Loved this!
Amazing story! thanks for sharing
Nice video! Thanks for sharing this video with us. I like the video and it is very helpful for me. Thanks for sharing.
Sorry for bumping…..but Are you interested on how to really achieve financial freedom I’m just saying because I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence she helped a lot to grow my reserve notwithstanding inflation, from $275k to approx $850k
So sad to see so many Americans who are struggling. My dad was an immigrant and he was a 2X below minimum wage dishwasher in SF Chinatown for 16 years (from 44 years old to 60). He was able to purchase his home in 1989.
Most Americans just enjoy life and live pay check to paycheck. Gets old, no savings, get evicted, move out to lower cost area or become homeless.
I’m 48. I own 4 homes in SF and all paid off. I don’t really save money now as I spend my paycheck (I’m a cpa) on stupid stuffs.
Moral of the story, DON’T FK UP WHEN YOU ARE YOUNG. Don’t party too much, save money and invest wisely!!! You old, it is a lot harder to work it back up and you get sick too.
In 1989 the economy was different. Your fathers acumen is what helped you purchase your paid off properties.
I have already paid 70,000 in taxes and owe 12,000 more to the irs......I may have to rethink my strategy
Sorry for bumping…..but Are you interested on how to really achieve financial freedom I’m just saying because I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence she helped a lot to grow my reserve notwithstanding inflation, from $275k to approx $850k so you could try way more less
I'm 51 I've never been married, never had any kids, I've only had girl friends throughout my life. But right now I have no kids, no wife, never been married, so never had a wife and right now is when I want to try to become a millionaire in my 50s since money attracts the 20 year old women.
Your story is inspiring. Thank you for sharing. Just fyi a realtor opinion of value is not an actual value of your property, it is just a likely price your property will sale for. The most accurate opinion of value is from an appraiser. I am a realtor in New Mexico.
Appreciate you. Our FI plan isn’t dependent on it. Thank you.
I love 'Bigger Pockets'.
This is such a great video.Never give up.Thank you.
What amazing life story! I'm from Brazil and I just knew this channel right now. Great content. I wondering and I'd like to hear from Courtney. Could the Yoga had contributed to the success she got? Analyzing all the scenario, all difficulties, 4 children and all the pressure of the bills and debts, could attribute the mind sanity and self control to the Yoga knowledge she has?
Awesome starting from ground floor. Thank you for Hope. Second Divorce I Love It! Be Rich than Look Rich that's me. Just me and my Son! Single Father 4Life!
OK I want to say one thing, she mentioned in the statement, that SHE SHE HAD A GREAT CREDIT SCORE as she didn't understand why the banker, friend would give her a loan, well it was obviously, because YOU HAD A GREAT CREDIT SCORE, you do not have to have money, you just have to have potential. Potential is why you got the services you did!!
We're in her boat, changing for the better. We'll be millionaires soon. His dad just died in March. My husband is renovating that so it can be sold soon. Our house is close to being paid off.
Thank you for your honesty and transparency I learned a lot from your experience and appreciate you 😊
Sorry for bumping…..but Are you interested on how to really achieve financial freedom I’m just saying because I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence she helped a lot to grow my reserve notwithstanding inflation, from $275k to approx $850k
The hard part of investing is picking the right funds. For example I had VIIIX for my 401k. and after talking to an advisor I learned it had a ton of tech in in it. Tech isn't doing so hot luckily I changed jobs and moved to an IRA with a advisor. I'd imagine international funds are doing horribly now also. If you pick the wrong fund it can take a super long time to recover. Then there's advisors that put you in funds and never look at it again you gotta stay on them. Morgan stanley had my Girlfriend in ARKK innovation which tanked. Had a bunch of crap in the fund like teledoc that'll never recover. Down 60%.
Sadly, there's no such thing as set and forget with these things... :-(
Single, 52 and disabled (which wiped me out) with a teenager and without a second income from a partner or a dad or grandfather that ever had anything to leave me in an inheritance.
We go to the food pantry to grocery "shop".
_A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence she helped a lot to grow my reserve notwithstanding inflation, from $275k to approx $850k so you could try way more less busy
Very inspiring! Thanks for sharing your story!
I love this! So encouraging!
Excellent story and financial journey!👏🏾👏🏾👏🏾👏🏾
I love this! Good job Courtney and Mr.!
Thanks for sharing. So inspirational