I have paid only 1st premium of 6lacs in SBI life smart privilege plan & want to discontinue, how much will be the surrender value pl reply urgently as 6th December is the next premium date
Sir mainne sud insuarance misgude ki whj se 70,000 preminum pay kiye 1 sak baki pay nhi kr paye to paise kaise waps milega wo khe rhe ki 5 sal bad mil jayenge
मैं 10 साल तक LIC में पेमेंट किया है, जिसे मैं पेमेंट करना बंद कर दिया हूं, करीब 3 साल हो गया पेमेंट नहीं कर रहा हूं। मुझे उसका पैसा निकालना है मैं उसे कैसे निकल सकता हूं कृपया मुझे बताइए। सर।
Mere father ne 5 year tk premium pay Kia tha , unki policy bhi complete ho chuki hai 2016 me , 6months phle unka death hua h and ab baki k premium pay nhi hone k vjh se nominee ko paisa nhi mil rha, is there any solution?
Hello Sir thanks for the information, Maine ABSLI liya tha 3 saal phle , 3 premium pay kiya hai. Mera premium hai 1 lac per year. But return aacha nhi hai bilkul b, toh I want to discontinue this. I don't want to pay surrender value, pr premium pay nhi krna
Sir mene policy bazar se health insurance lene k liye inquiry Kiya tha 2021 but unhone ne inquiry k basis pe policy issues kr diya mene koi bhi documents unko nhi diye mene cancel k liye bhi bol Diya tha but unhone cancel nhi Kiya. mene kuch month pahle cibil score check Kiya to pta chala ki wo policy 2021 se chal rha hai jisse mera cibil kharab hai. Isme mujhe kya krna chahiye.
Sir ek sbi life policy liy tha 15,000/- anually 2 yrs tak premium deposit kiya uske baad 3 yrs tak premium jama nhi hua,ab sbi k kahna hai policy lapse ho gya hai.ab me kya krun?
Sir maine life insurance 1 emi bhara hai aur 5 saal ka insurance bharna tha insurance walo mere home loan bank me insurance copy bheja mera ghar ya mere phone me koi call ya notification kabhi nhi diya aur ab bol rahe hai laps ho gyi hai to kya kar sakte hai
mene college ki feas fill ki thi 1 saal pehle toh unhone saath me max life insurance ka plan de dia jisme mene 15k pay kiye thhe aur abh unke call aate hai ki 18k aur pay kro, aur agar ploicy bandh karvani hai toh bi pay krna pdega. Agar mae pay nahi krta toh account se paise cut honge kya ?
Please check your policy documents that you signed. There will be a sheet with information called Surrender Benefit. If it is not there, kindly reach out to your Insurance Policy provider.
बहुत अच्छी जानकारी दी है आपने. मेरी एक पॉलिसी है 2007 की money plus T No 180. Maturity date march 2017 थी इसमें 3 साल तक 15000/- प्रीमियम जमा किया था. फिर आगे जमा नहीं किया. 2010 में SV 55000/- मिल रही थी तब मैंने सरेंडर नहीं की. सोचा कुछ टाइम और wait कर लेते हैं शायद वैल्यू बढ़ जाए. अब कस्टमर केअर policy foreclosed बता रहा. और Lic ब्रांच में contact करने को बोल रहा. इसकी आज की SV कैसे calculate करेंगे ? Foreclose होने का मतलब क्या होता है और इस केस में अब due money का कैलकुलेशन किस आधार पर होगा ? क्या LIC बिना मुझे कोई जानकारी दिए foreclose कर सकती है ?
Sir mera Sbi smart sqadhan plus liye huye h kal mera 2nd premium auto debit ka date h,agar mera acount me balance nhi h to auto bedit to nahi ho payega . ..jiase mera poclicy band ho jayegi or jab balance hoga us time auto debid hoga
Hallo sir ji maine sirf 1 baar pay kiya hai 2 year ho gaye hai lapse ho gayi hai policy kya dubara review karna sahi rahega sbilife ulip plan 60000 par year
Sir... maine jeevan surakcha police liya h..20000 two years paid kar chuki hu ab continue ni kr skte financial problems ke karan...ab kya mujhe sirf 30% hi milega iske alawa koi aur options hai..kuk 40000 paid kr chuki hu
Aap Policy ko Paid Up mein convert kara ke continue bhi kar sakte ho jismein aapko reduced cover milega. Lekin withdraw karne pe aapko amount kam hi milega jo aapki policy ke sath aaye huye illustration mein likha hoga.
Maine Apna policy 1sal tk bhra tha uske bad nhi bhra 16 sal ka 10000 kist thi,, maine agent ko bola bhi ki ise bnd kr do lekin agent me policy file le liya or kuch bolaa us period me kya krna hoga
Sir, I paid insurance premium with my brothers account (third party), The transaction went through UPI, Now i realised third party payments are not allowed. How to claim refund
Did you get the Premium Receipt? Best is to call the call centre of company or visit their Branch to confirm that there are no issues with the payment.
Sir I have paid 1st installment 1lakh. Then I m not able to paid renewal. Pnb metlife policy hay.how many years Kay bad may policy surrender kar Sakata?
Agar to Premium last 15-30 din mein diya to aapko Free Look period ke andar woh wapis mil sakta hai nahi to apko Company ko contact karna padega lekin most cases mein ek Premium dene ke baad kuch wapis nahi milta. Aapki policy pe bhi yeh likha hoga.
Sir mere father ka ek sbi life me policy tha jo ki 2 saal premimum bhara hua hain yearly aur jo next premimum tha woh september 2022 me dena tha..lekin father ne diya nehi tha aur phir january 2023 me death ho gaya unka...toh abhi policy claim kiya tha lekin paisa nehi mila hain kuch...Sir please abhi kya karna hain bata dijiye thoda ..Thank you
Hi Sir, thank you for sharing wonderful information. I have one query, it would be great if you could share your response for the same: I have a ICICI life term insurance with lock-in period of 5 years for which I have already paid premium for 4 years. I don’t wish to pay this year premium, (query: will the withdrawal amount after lock in period becomes taxable (which is not the case if the premium is paid until lock-in period). My agent has given this argument when I discussed about my wish of policy being lapse). Appreciate if you could share your opinion. Thanks!!!
Sir me 16 year ka insurance policy li hun LIC m 2 saal se jyda ho gye pay kr rhi hun av bht prblm ho rhi h to ni de pai hun agent bol rhe h ki iss month pura clear krna hoga jo b pending h 3 tym ka nhi to jo phle diye h wo paisa b chla jayega ..to kya agr av me close krna chahun to mere paise wapas milega ky?? Plz rply
Sir hum middle class se hai Pnb bank k agent ne papa ko 1.5 lakh ki policy pnb met life issue kar di hai Hum itna premium pay nahi kar sakta abhi ye nov 2021 ki baat hai Sir help kare ki hamara Paisa wapas mil jaye usne jhooth bol kar papa ko fansa diya hai ki apko 31000 har saal milenge Plz sir help me
Sir mrera Kotak Mahindra life insurance me 2 sal ka policy jama ho gya hai.. amount jayada hone ke karan aage nhi chala saka. Kya paisa mil jayega. Please reply sir ❤️❤️
Sir ek bhut jarururi baat puchna cahhta hu please reply jarur karna . Mujhe aaj se 3 saal phle HDFC SL ProGrowth Flexi plan liya tha usme ek sath 5 lakh daale they or bank walo ne bola ki or bank walo ne bola 5 saal baad nikal lena . Sath me ye bhi bola ki agle 4 saal premium pay na kare toh bhi koi dikkat nahi hain . Ab samjh nahi aa raha ki pure 5 saal bharna hain ya paisa dub gaya Abhi discontinue fund show kar raha hain,
Hello, I have two LIC policies: Jeevan Labh and Jeevan Anand. I have been paying premiums continuously for the past five years. If I choose to postpone premium payments now, will I still receive all paid amounts with interest at maturity, or will the policies be canceled, resulting in a loss of the amount I have paid? Please confirm.
Sir maine ek police Liya tha jiska premium 100000 ka tha our ksi Karn maine jma nhi kra paya 5 sal ka tha to kya Pisa milega ki nhi police ka nam SBI life insurance tha
Sir mujhe agent ne misselling kiya aur 12/09/2017 ko maine Tata AIA life plan 5 lakhs ka premium wala life plan liya tha aur first premium 5 Lakhs dene ke baad maine aane wale 4 saal 5 lakhs nahi premium Diya..jo maine jayda amount hone ke kaaran aage 4 saal tak nahi bhar paya toh aaj mujhe mere paise 5 lakhs jo maine first premium diya tha toh aaj insurance company paid -up value kya evaluate kategi
Sir mene 1.5 lac ki policy li thi last year text benifit ke liye. lekin bad me muje pata chala ki uska jitna coverage he usse acchha me term plan lelu or sip karlu, Sir muje ye bandh karani he aur mere paise cut na ho vesa karna he. to aapne last me bataya kuch premium na pay kare aur maturity tak vo samjna tha. jara help karenge? aapse personal bat kar sakte he?
Sir maine 1st premium hi bhara hai icici prulife insurance policy but kal auromatic balance deduct hojayga premium ka but mughe discontinue karna hai or maine account se sare paise nikal liye too uske baad ab kya hoga??
Dear Sir, apki sari videos bahut informative hai. Thank you for sharing your knowledge with us. Sir mene MetLife ka 5year super saver plan 2019 me liya tha or iss December me 4th premium installment or next year last installment jayega. Jitna mujhe apki dusri videos se samjh aya hai isme benefits na k braber he hai. is case me mujhe kya kerna chaiye?
Hy bro Fraud company ha or inke agents paise ka lalach ma bs insurance kr deta aa. Recently aj hi dhokhe kiye is company na Inke agents ko bataye ki Heart attack aye hya Mera father ko . Usne tick mark hi ni kiye papers pa bi ki heat attack.problem ha Abh father sahib ki death ho gyi a. 2 Sal ka badh 2 instalment gyi hyi meri.. Inhone paise dena sa mana kr diye.. Aj total value meri payment ki check krvayi company sites sa 480000 bane hya Company ba 4,02,000 vapis kiye Mera pass ek ek proof or audio recording padhi hyi punjab merlife agents ki Me going to do now consumer court case.. With all proofs Or toh or 2 lac Premium jane th 2 Sal ka liye inke agents na bole. Badh ma company bol rhi 5 installment a means to say 10 lac dena...or iske badle 20.lac milega if any incident Ghar pa inke papers Ayr or use like th 14 lac u will received if any issue incidents. Me call to metlife office what is this u said 20 lac a d here they written 14 lac They said ki apke father sahib ko attack aye that why 14 lac. Kr abh claim ka time attack aye that why claim pass ni hya....
I bought a fixed-maturity pension plan from SBI Life. I have paid 1st premium only, what if I can not pay the remaining 4 installments? that's a 10 years plan.
Bhai maine 1,mahgi policy le li hai ab Mai usko aage ka premium nahi bharna chahta to kya Mai us policy ko 5 sal tak rahne dun kya 5 sal ke bad paisa Nikal aayega meri policy hai ICICI ki classic aou 5 sal lock in period hai
1. Watch this video - Insurance Policy का Premium नहीं दिया तो ? ua-cam.com/video/b2OzIFZI8oQ/v-deo.html 2. If you want to get in touch with me - bit.ly/contactEPM
Sir mere father ne 3 saal premium jama kiya aur iss saal unhone premium v nhi Diya aur brain stroke se death ho gya kya hmlg ko paisa milega?? Please help me
Sir mere parents ne star SUD life me policy krwaya ek sal ho bhi gya pr unhe ye nhi pta ki per year paise jma dene h or ab pta chlne ke bad use continue nhi rkh skta plz help kya kr skte h😭🙏
Sir maine smart swadhan plus policy li hai to 2 year complete hone k baad policy surrender kar sakte hai y 2 year k andar bhi kar sakte hai vo bol rahe 3 year chalu hoga tab policy surrender hogi
Sir mere father ne 3 saal premium jama kiya aur iss saal January me unko bola gya tha premium jama karne par wo nhi jama kiye aur unka death ho gya april me kya hmlg ko unka life insurance ka paisa milega??? Please sir bataye
@@EveryPaisaMatters sir kya karna padega yaha toh ICICI Bank me direct bol diya kuch nahi milega kya fayda hua tb life insurance ka jb admi kabhi v mar sakta hai
Sir mujhe policy liye hue 5 month hue hai toh policy band karana chahata hu toh agar mai pay karna band kar diya jay to Kya policy countine rahega ya phir band ho jayega
Sir life insurance SBI me tha 1year ka paisa paid tha but ab 2year jaise hua to mai premium nhi karwaya in mean mujhe policy ka koi jaroorat nii tha to sir mera policy close ho gya na ab account se paisa renewal ni na hoga sir ji help me
Sir ulip k case me 5 year premium pay karne k baad next premium nahi pay karta hai to kya death benifit continue rahega. Aur kya ulip policy bhi paidup hoti hai.
Sir kya aap hme bata sakte hai aagar hm Lic ke endowment plan le rakha hai or five years tk premium diya hai ab maine premium nahi de paaunga kya ye policy ko ab maine aapne Maturity tk aaise hi rahne du. To koi fayda milega .
Mere papa ji ki pnb metlife insurence bali policy thi jiski 20000 per year premium bali policy thi jiski bas pahli किस्त hi jama hui thi baad main bank balon ne phone bhi kiya but ab 1 year ho gya hai kya kar sakte hain hum usme kya apne paise nikal sakte hai plz reply Corona ki bajah se usme paise jama nahin ho paye ab vo online nahin dikh rahi hai .
Sir mere agent ne jeevan umang policy karwai hai 1 crore after 30 years LIC ki . Usme 44 Thousands yearly premium hai. Aaj hi policy hui hai receipt next week aayegi . Sir mujhe ye cancel karni hai. Kya cancel ho jayegi?? Agent toh mana kar rha hai ki cancel nhi ho payegi.
Policy ka document mein ek section hoga Free Look out period ka. Usmein likha hoga ki aap kitne time ke andar policy ko wapis kar sakte hain. Usually 15 se 30 days ka period hota hai Free Lookout ka. Iska page 13 padhein - licindia.in/getattachment/Products/Insurance-Plan/LICs-Jeevan-Umang/LIC_Jeevan_Umang_Brochure_9-inch-x-8-inch_Eng(2021).pdf.aspx
Sir maine ek policy lia tha max life ka ,ek premium allready paid par hum freelook mein the isliye main socha dursa policy lu jaha pe mera premium thoda kam ho ,us case me refund milege jo paisa humne diye uske current premium amount deduction hoke baki ka paise refund hoga?? Man ligiye main 1lakh ka premium ka plan liye tha jaha pe mere first premium(1lakh) pay kar diya hai lekin usko change karkr humne 50k premium ka policy liya toh mere extra 50k return hoga??
Sir mene max liife me 12 year ke liye 29 may 2023 jopolicy ki h jiska mene 1 premium bhara uske baad 4 premium due ho gye ab me us policy ko cancel karna chahta hu kese kru sir plz help me
Most companies ask for at least 2-3 premiums to be paid before it acquires a surrender value. Also, the surrender value is usually just 20-25% if policy is surrendered after just 2-3 premiums.
@@saraswatidevi840 Will need to check the policy that you have taken. Best is that you talk to agent or customer care to understand what you will get back (if anything).
2010 ULIP policy starts kiya.... maturity date-2031.... avi status main paid up show horahihe....avi withdrawals karne chahati hu.... sahi time? Current jo fundvalue show ho rahe he... Ohio paise milage....? Agar katge to kitna?
Sir I have ULip policy of Tata aia life insurance I have 5years premium plan but i paid only 1 year premium Now I want to leave this policy due to some financial issues What can I do in this situation
Sir mere papa ne lic policy le thi 10yrs wali, usme 3yr premium pay Kiya monthly,lekin pichle 3 saal se ni kiya pay toh iska kya ho sakta h?paise doob gye na claim kr sakte h?
Sir hmne apne policy ki har bar installments di bt...kisi wjh se 2 sal tk paise hm ni de paye the ab jb hmne usee phone kiya to vo khta h ki compound interest lgaya h to sare paise gye lakho ke paise the is policy me or ab vo sirf 50k dene ko bolre h kya esa hota h...please mujhe btaiye ga🙏
Sir please guide me I want to surrender my new lic policy jeevan umang after filling two years premium means In 2022 and 2023 or should I continue for next year also to get a surrender value . please guide if there can be a chance to change the policy on name of children
Its a very simple and straight forward process to convert policy to Paid-Up but do make sure that you call the Helpline and Agent and understand all the aspects. They will tell you all the Pros and Cons
mai toh bank gya tha fd krwane 😰 lekin mera 4 lakh rupaye ki fe bna diye or 1lakh ka amount ki policy kr diye h, or mughe gkt jankari di gai thi, mughe insurance plan pakda diya 😢 ab kya kru sir mera abhi tk premium me 1 lakh hi jama hua h mai or 4 lakh or jama nhi krna chahta 😢surrender kaise kru bina paise losse huye
Sir humne ulip policy li hai 60000 meih max ki ik he premium bhara hai ab one year ho gya hai dubara phir woh 60000 dalne ko bol rahe aur abh hum aur premium nahi bharna chate kya hume hamara paisa vapish mil jaye ga 5 year ke badh plz sir jarur batayie
Sir usme likha hai ke fund discontinue ho jaye agar premium nahi bhara toh but humne balance check kiya jo humne 60000 invest kita tha woh abh 52000 reh gya hai kya woh sara paisa ishe he cut jaye ga humne axis bank ke through kiya tha woh bol rahe hai ke 5 year ke badh app apna amount surrender kara sakte ho
सर मैने बजाज कैपिटल के थ्रो exide लाइफ insurance karaya tha । तीन साल किस्त एनुअली पे कर दिया है। जिसमें मुझे eight years pay Krna था अब मे जमा नहीं kr सकता किस्त ४४ thousand rupees की है।eight years के बाद ४६ हजार रूपए eight years तक return कर के बाद १लाख eighty thousand rupees १६ saal bad wapis करेंगे।अब मुझको क्या करना चाहिए जिस से मेरी दी गई राशि पूरी मिल जाए और कब मुझे पूरा रूपया मिलेगा ।मैने paid off kra diya हैं।
Sir,, mene policy bazar se ek health insurance liya tha ,1st emi bhar diya 2nd emi bhar ne ke liye dou din der aur bohot charge laga diya......abhi woh policy mene chor diya,,,aur agent pH PE pH kar raha. Bol raha hai ki company legal mein bhej dega case .... Abhi kuch pblm houga kyaa...plzzzz rply Eagerly waiting your rply .....................
Sir meri req hai maine apni policy karai thi saving ki maine 1 saal pay kiya uske baad maine dena bnd kr diya 6 saal baad maime apna paisa rifund managa too mana kr rhe hai kya karu ...?60000/- hai mera 🙄 pls help kare
Thank you sir for this video, Agar ulip plan me premium pay nahi karne par bina hamari marzi jane paisa hamare account me bhej diya jaye jabki hum abhi paisa nahi nikalna chahte the to kya kare.please guide
Sir please bataye 5 saal premium pay ki h, 6th year wali pay nahi kar payi 4 months baad sbi ne smart scholar policy ka amount account me credit kar diya h, jabki mujhe abhi nahi nikalne the, kya kare.. Please guide
Aapke consent ke bina company money nahi withdraw kar sakti. Aapne conpany se poocha ki unhone kis basis pe amount to account me credit kiya? Make sure ki aapko unko registered email ID se email karein taaki aapke paas proof ho.
@@EveryPaisaMatters yeh kaise pta chalega ki wo redcued paid up mein convert hui ya nahi. Hame to agent ne kaha tha 5 years jaroor bhariega phir nahi bhar pao to koi dikkat nahi.
@@EveryPaisaMatters i have submitted a cheque towards 1st premium, but before the cheque being presented; i have intimated the company to cancel my policy. They have generated my policy no, however the cheque got dishonoured later..
16 year ka lic premium hai mai band karna chahte 2year premium hogya to kya karna hog
I have paid only 1st premium of 6lacs in SBI life smart privilege plan & want to discontinue, how much will be the surrender value pl reply urgently as 6th December is the next premium date
Sir mainne sud insuarance misgude ki whj se 70,000 preminum pay kiye 1 sak baki pay nhi kr paye to paise kaise waps milega wo khe rhe ki 5 sal bad mil jayenge
Great job sir very useful information i get today very good and detailed information
Thank you sir .very informative video. Really helped me. God bless you 🙏
मैं 10 साल तक LIC में पेमेंट किया है, जिसे मैं पेमेंट करना बंद कर दिया हूं, करीब 3 साल हो गया पेमेंट नहीं कर रहा हूं। मुझे उसका पैसा निकालना है मैं उसे कैसे निकल सकता हूं कृपया मुझे बताइए। सर।
Very good explanation of traditional plans it would save our money
Mere father ne 5 year tk premium pay Kia tha , unki policy bhi complete ho chuki hai 2016 me , 6months phle unka death hua h and ab baki k premium pay nhi hone k vjh se nominee ko paisa nhi mil rha, is there any solution?
SIR KY MAI BND NA KRU YANI. SALENDR NA KRU OR MAI PERIM NA BADHU TO CIVIL SROCE M KOI PROBLEM NAI NA HOGI
Hello Sir thanks for the information,
Maine ABSLI liya tha 3 saal phle , 3 premium pay kiya hai. Mera premium hai 1 lac per year. But return aacha nhi hai bilkul b, toh I want to discontinue this.
I don't want to pay surrender value, pr premium pay nhi krna
Sir mene policy bazar se health insurance lene k liye inquiry Kiya tha 2021 but unhone ne inquiry k basis pe policy issues kr diya mene koi bhi documents unko nhi diye mene cancel k liye bhi bol Diya tha but unhone cancel nhi Kiya. mene kuch month pahle cibil score check Kiya to pta chala ki wo policy 2021 se chal rha hai jisse mera cibil kharab hai.
Isme mujhe kya krna chahiye.
Sir meri policy ka name guaranteedsavingslnsuranceplan hai is ke ander 1premum kiya tha bad me band hogai jo premum waps mil sakta hai kya
Sir, i hv rrin raksha policy in sbi.can i surrender it before loan foreclose.The insurance company says i cannot close or surrender that.pl guide me.
Sir ek sbi life policy liy tha 15,000/- anually 2 yrs tak premium deposit kiya uske baad 3 yrs tak premium jama nhi hua,ab sbi k kahna hai policy lapse ho gya hai.ab me kya krun?
Lapse hone ke baad kuch value bachi honi chahiye. Ek baar aap check karein ki aapki policy ne surrender value attain ki hai ya nahi.
Sir maine life insurance 1 emi bhara hai aur 5 saal ka insurance bharna tha insurance walo mere home loan bank me insurance copy bheja mera ghar ya mere phone me koi call ya notification kabhi nhi diya aur ab bol rahe hai laps ho gyi hai to kya kar sakte hai
mene college ki feas fill ki thi 1 saal pehle toh unhone saath me max life insurance ka plan de dia jisme mene 15k pay kiye thhe aur abh unke call aate hai ki 18k aur pay kro, aur agar ploicy bandh karvani hai toh bi pay krna pdega. Agar mae pay nahi krta toh account se paise cut honge kya ?
Mitlife policy main sir maine 1 he kist bhri hai kya ab policy vapas de kar paise vapas le skta hoon
Please check your policy documents that you signed. There will be a sheet with information called Surrender Benefit. If it is not there, kindly reach out to your Insurance Policy provider.
बहुत अच्छी जानकारी दी है आपने. मेरी एक पॉलिसी है 2007 की money plus T No 180. Maturity date march 2017 थी इसमें 3 साल तक 15000/- प्रीमियम जमा किया था. फिर आगे जमा नहीं किया. 2010 में SV 55000/- मिल रही थी तब मैंने सरेंडर नहीं की. सोचा कुछ टाइम और wait कर लेते हैं शायद वैल्यू बढ़ जाए. अब कस्टमर केअर policy foreclosed बता रहा. और Lic ब्रांच में contact करने को बोल रहा. इसकी आज की SV कैसे calculate करेंगे ? Foreclose होने का मतलब क्या होता है और इस केस में अब due money का कैलकुलेशन किस आधार पर होगा ? क्या LIC बिना मुझे कोई जानकारी दिए foreclose कर सकती है ?
Aapko LIC ya Agent se hi yeh jaankari mile payegi. 🙏
Sir mera Sbi smart sqadhan plus liye huye h kal mera 2nd premium auto debit ka date h,agar mera acount me balance nhi h to auto bedit to nahi ho payega . ..jiase mera poclicy band ho jayegi or jab balance hoga us time auto debid hoga
Hallo sir ji maine sirf 1 baar pay kiya hai 2 year ho gaye hai lapse ho gayi hai policy kya dubara review karna sahi rahega sbilife ulip plan 60000 par year
Hi sir , Maine 7year ka plane hdfc life insurance 1year pay kiya hai but abhi main band krne wala kise band kre plzzz reply sir😥😥😥
kya aapka rs wapis aaya ?
Sir policy 5 premium pay kar diye he fir band Kara di 11 year ka premium pay time he aab agar nhi pay kare to maturity par kitna amt milega plzz batao
Sir... maine jeevan surakcha police liya h..20000 two years paid kar chuki hu ab continue ni kr skte financial problems ke karan...ab kya mujhe sirf 30% hi milega iske alawa koi aur options hai..kuk 40000 paid kr chuki hu
Aap Policy ko Paid Up mein convert kara ke continue bhi kar sakte ho jismein aapko reduced cover milega. Lekin withdraw karne pe aapko amount kam hi milega jo aapki policy ke sath aaye huye illustration mein likha hoga.
Maine Apna policy 1sal tk bhra tha uske bad nhi bhra 16 sal ka 10000 kist thi,, maine agent ko bola bhi ki ise bnd kr do lekin agent me policy file le liya or kuch bolaa us period me kya krna hoga
@@spkumar8441 thoda clear keejiye ki kya kaha agent ne karne ko?
RBI Mein complaint karne se Milega na paisa 1 Sal premium bharane ke bad Paisa Nahin Dega to RBI Mein complaint karna chahie
क्या इंश्योरेंस करवाने के बाद दो प्रीमियम देने के बाद पॉलिसी सरेंडर करने पर क्या एक ही प्रीमियम वापस मिलता है
Sir mera bhi tata aia life insurance liye the uske baad premium nahi bhara hai to kya wo paisa mil sakta hai 2019 me liye tha
Sir, I paid insurance premium with my brothers account (third party), The transaction went through UPI, Now i realised third party payments are not allowed. How to claim refund
Did you get the Premium Receipt?
Best is to call the call centre of company or visit their Branch to confirm that there are no issues with the payment.
Sir maine sirf 1 premium 13000 pay kiya hai 2013 mein kiya tha aab kya main aab 2021 mein pura paise nikal sakta hoon
You will need to connect with the company and see ki kya policy thi and kya terms and conditions thi.
Sir I have paid 1st installment 1lakh. Then I m not able to paid renewal. Pnb metlife policy hay.how many years Kay bad may policy surrender kar Sakata?
Same mera bhi
Mera vi vai
Sir india first Life insorision ka primeam jama nhi krva parha hu aab kya hoga keol one kist hi jama krva paya hu aap hi batao sir jiii
Agar to Premium last 15-30 din mein diya to aapko Free Look period ke andar woh wapis mil sakta hai nahi to apko Company ko contact karna padega lekin most cases mein ek Premium dene ke baad kuch wapis nahi milta. Aapki policy pe bhi yeh likha hoga.
Sir mere father ka ek sbi life me policy tha jo ki 2 saal premimum bhara hua hain yearly aur jo next premimum tha woh september 2022 me dena tha..lekin father ne diya nehi tha aur phir january 2023 me death ho gaya unka...toh abhi policy claim kiya tha lekin paisa nehi mila hain kuch...Sir please abhi kya karna hain bata dijiye thoda ..Thank you
Hi Sir, thank you for sharing wonderful information. I have one query, it would be great if you could share your response for the same: I have a ICICI life term insurance with lock-in period of 5 years for which I have already paid premium for 4 years. I don’t wish to pay this year premium, (query: will the withdrawal amount after lock in period becomes taxable (which is not the case if the premium is paid until lock-in period). My agent has given this argument when I discussed about my wish of policy being lapse). Appreciate if you could share your opinion. Thanks!!!
Sir me 16 year ka insurance policy li hun LIC m 2 saal se jyda ho gye pay kr rhi hun av bht prblm ho rhi h to ni de pai hun agent bol rhe h ki iss month pura clear krna hoga jo b pending h 3 tym ka nhi to jo phle diye h wo paisa b chla jayega ..to kya agr av me close krna chahun to mere paise wapas milega ky?? Plz rply
ICICI prudent Life Insurance ma.life.laskya.plan.liya Tha 3prieum Jama Kiya.kitana refund.milaga
Sir hum middle class se hai
Pnb bank k agent ne papa ko 1.5 lakh ki policy pnb met life issue kar di hai
Hum itna premium pay nahi kar sakta abhi ye nov 2021 ki baat hai
Sir help kare ki hamara Paisa wapas mil jaye usne jhooth bol kar papa ko fansa diya hai ki apko 31000 har saal milenge
Plz sir help me
Sir mrera Kotak Mahindra life insurance me 2 sal ka policy jama ho gya hai.. amount jayada hone ke karan aage nhi chala saka. Kya paisa mil jayega. Please reply sir ❤️❤️
Thank you sir ji apne bahut achi jankari di.. dhanyavad
Sir mein apna sbi mein insurance band kar na chaha te hai to uske liye kya karein
Sir meri policy mein auto renewal mein :non register hai iss ka matalab...mein band karwana chahti hun
Sir ek bhut jarururi baat puchna cahhta hu please reply jarur karna .
Mujhe aaj se 3 saal phle HDFC SL ProGrowth Flexi plan liya tha usme ek sath 5 lakh daale they or bank walo ne bola ki or bank walo ne bola 5 saal baad nikal lena .
Sath me ye bhi bola ki agle 4 saal premium pay na kare toh bhi koi dikkat nahi hain .
Ab samjh nahi aa raha ki pure 5 saal bharna hain ya paisa dub gaya
Abhi discontinue fund show kar raha hain,
Hello, I have two LIC policies: Jeevan Labh and Jeevan Anand. I have been paying premiums continuously for the past five years. If I choose to postpone premium payments now, will I still receive all paid amounts with interest at maturity, or will the policies be canceled, resulting in a loss of the amount I have paid? Please confirm.
Sir maina 2 year policy diya hain .3 rd year nahi diya to kya hoga .4 th year ka rule boliya
sbi wealth builder policy ki annual premium agar bank account se automatic debit hota hai to uske paise refund kaise le please sir reply dena.
Sir maine ek police Liya tha jiska premium 100000 ka tha our ksi Karn maine jma nhi kra paya 5 sal ka tha to kya Pisa milega ki nhi police ka nam SBI life insurance tha
Sir mujhe agent ne misselling kiya aur 12/09/2017 ko maine Tata AIA life plan 5 lakhs ka premium wala life plan liya tha aur first premium 5
Lakhs dene ke baad maine aane wale 4 saal 5 lakhs nahi premium
Diya..jo maine jayda amount hone ke kaaran aage 4 saal tak nahi bhar paya toh aaj mujhe mere paise 5 lakhs jo maine first premium diya tha toh aaj insurance company paid -up value kya evaluate kategi
Apko paisa mila?
Sir mene 1.5 lac ki policy li thi last year text benifit ke liye. lekin bad me muje pata chala ki uska jitna coverage he usse acchha me term plan lelu or sip karlu, Sir muje ye bandh karani he aur mere paise cut na ho vesa karna he. to aapne last me bataya kuch premium na pay kare aur maturity tak vo samjna tha. jara help karenge? aapse personal bat kar sakte he?
Sir maine 1st premium hi bhara hai icici prulife insurance policy but kal auromatic balance deduct hojayga premium ka but mughe discontinue karna hai or maine account se sare paise nikal liye too uske baad ab kya hoga??
You can ask your agent.
Sir maine 2lakh ru diye 1st premium ulip me jisme mujhe 5 sal dena tha ab 5 sal bad mujhe paise wapas lena hai to kitna aayega
Dear Sir, apki sari videos bahut informative hai. Thank you for sharing your knowledge with us. Sir mene MetLife ka 5year super saver plan 2019 me liya tha or iss December me 4th premium installment or next year last installment jayega. Jitna mujhe apki dusri videos se samjh aya hai isme benefits na k braber he hai. is case me mujhe kya kerna chaiye?
Hy bro
Fraud company ha or inke agents paise ka lalach ma bs insurance kr deta aa.
Recently aj hi dhokhe kiye is company na
Inke agents ko bataye ki Heart attack aye hya Mera father ko
.
Usne tick mark hi ni kiye papers pa bi ki heat attack.problem ha
Abh father sahib ki death ho gyi a.
2 Sal ka badh
2 instalment gyi hyi meri..
Inhone paise dena sa mana kr diye..
Aj total value meri payment ki check krvayi company sites sa
480000 bane hya
Company ba 4,02,000 vapis kiye
Mera pass ek ek proof or audio recording padhi hyi punjab merlife agents ki
Me going to do now consumer court case..
With all proofs
Or toh or 2 lac Premium jane th 2 Sal ka liye inke agents na bole.
Badh ma company bol rhi 5 installment a means to say 10 lac dena...or iske badle 20.lac milega if any incident
Ghar pa inke papers Ayr or use like th 14 lac u will received if any issue incidents.
Me call to metlife office what is this u said 20 lac a d here they written 14 lac
They said ki apke father sahib ko attack aye that why 14 lac.
Kr abh claim ka time attack aye that why claim pass ni hya....
Sir mein SBI life insurance sall 13600 ki 4 sall kist bhari hai kya mera pasie vapas ho jae ga sir 2014 suru kya tha please comment reply
I bought a fixed-maturity pension plan from SBI Life. I have paid 1st premium only, what if I can not pay the remaining 4 installments? that's a 10 years plan.
Bhai maine 1,mahgi policy le li hai ab Mai usko aage ka premium nahi bharna chahta to kya Mai us policy ko 5 sal tak rahne dun kya 5 sal ke bad paisa Nikal aayega meri policy hai ICICI ki classic aou 5 sal lock in period hai
1. Watch this video - Insurance Policy का Premium नहीं दिया तो ? ua-cam.com/video/b2OzIFZI8oQ/v-deo.html
2. If you want to get in touch with me - bit.ly/contactEPM
Sir mere father ne 3 saal premium jama kiya aur iss saal unhone premium v nhi Diya aur brain stroke se death ho gya kya hmlg ko paisa milega?? Please help me
Sir mere parents ne star SUD life me policy krwaya ek sal ho bhi gya pr unhe ye nhi pta ki per year paise jma dene h or ab pta chlne ke bad use continue nhi rkh skta plz help kya kr skte h😭🙏
Mera vi Aisa hal
Mera vi Aisa hal
My Aditya birla life insurance policy is in paid up annuity, polIcy is paid for 9 years. please suggest kya kare
Connect with me on Telegram - t.me/AmitChopraEPM
Good information 👍
Sir maine smart swadhan plus policy li hai to 2 year complete hone k baad policy surrender kar sakte hai y 2 year k andar bhi kar sakte hai vo bol rahe 3 year chalu hoga tab policy surrender hogi
Fir bhi 35% hi milega
Sir mere father ne 3 saal premium jama kiya aur iss saal January me unko bola gya tha premium jama karne par wo nhi jama kiye aur unka death ho gya april me kya hmlg ko unka life insurance ka paisa milega??? Please sir bataye
Kuch to milna chahiye. Lekin analysis karna padega.
@@EveryPaisaMatters sir kya karna padega yaha toh ICICI Bank me direct bol diya kuch nahi milega kya fayda hua tb life insurance ka jb admi kabhi v mar sakta hai
Agar 1lakh ka premium yearly pay kr ra hu toh future mein kya premium kum kra sakta hu jaise 50thousands ...Aisa ho sakta hai kya?
Nopes. You can convert existing policy into Paid Up and buy a new policy instead. Consult your insurance agent for the same.
@@EveryPaisaMatters thanks for your reply
Sir thanks for giving this tips
Sir mujhe policy liye hue 5 month hue hai toh policy band karana chahata hu toh agar mai pay karna band kar diya jay to Kya policy countine rahega ya phir band ho jayega
Band ho jayega
Sir life insurance SBI me tha 1year ka paisa paid tha but ab 2year jaise hua to mai premium nhi karwaya in mean mujhe policy ka koi jaroorat nii tha to sir mera policy close ho gya na ab account se paisa renewal ni na hoga sir ji help me
Sir ulip k case me 5 year premium pay karne k baad next premium nahi pay karta hai to kya death benifit continue rahega. Aur kya ulip policy bhi paidup hoti hai.
Sir kya aap hme bata sakte hai aagar hm Lic ke endowment plan le rakha hai or five years tk premium diya hai ab maine premium nahi de paaunga kya ye policy ko ab maine aapne Maturity tk aaise hi rahne du. To koi fayda milega .
Mere papa ji ki pnb metlife insurence bali policy thi jiski 20000 per year premium bali policy thi jiski bas pahli किस्त hi jama hui thi baad main bank balon ne phone bhi kiya but ab 1 year ho gya hai kya kar sakte hain hum usme kya apne paise nikal sakte hai plz reply
Corona ki bajah se usme paise jama nahin ho paye ab vo online nahin dikh rahi hai .
Bhai bekar policy hai. ye mujhe inke chkr mai bhut bda loss hu chuka hai
Sir mere agent ne jeevan umang policy karwai hai 1 crore after 30 years LIC ki . Usme 44 Thousands yearly premium hai. Aaj hi policy hui hai receipt next week aayegi . Sir mujhe ye cancel karni hai. Kya cancel ho jayegi?? Agent toh mana kar rha hai ki cancel nhi ho payegi.
Policy ka document mein ek section hoga Free Look out period ka. Usmein likha hoga ki aap kitne time ke andar policy ko wapis kar sakte hain. Usually 15 se 30 days ka period hota hai Free Lookout ka. Iska page 13 padhein -
licindia.in/getattachment/Products/Insurance-Plan/LICs-Jeevan-Umang/LIC_Jeevan_Umang_Brochure_9-inch-x-8-inch_Eng(2021).pdf.aspx
Thank you sir yeh koi nahi batata
5sall ka premium tha ak v nhi deya ha mera paisa 75k return kaise melega
7 month nhi bhara to kya policy band ho gaya hoga
Sir maine premium prepaid kar diya hai. statement nahi de raha aur aap me due v change nahi ho raha h
Sir maine ek policy lia tha max life ka ,ek premium allready paid par hum freelook mein the isliye main socha dursa policy lu jaha pe mera premium thoda kam ho ,us case me refund milege jo paisa humne diye uske current premium amount deduction hoke baki ka paise refund hoga??
Man ligiye main 1lakh ka premium ka plan liye tha jaha pe mere first premium(1lakh) pay kar diya hai lekin usko change karkr humne 50k premium ka policy liya toh mere extra 50k return hoga??
Sir mene max liife me 12 year ke liye 29 may 2023 jopolicy ki h jiska mene 1 premium bhara uske baad 4 premium due ho gye ab me us policy ko cancel karna chahta hu kese kru sir plz help me
kya aapki policy cancel ho gayi or kitna refund aaya 1 term fill kar ne ke baad???
Sir Humne Jo 2 Sal Bhara bo Paisa kahan Chala Jaega Kaun khaega vah Paisa please tell me 🙏
Sir ik sal hi bhra hai paise ab nhi bhre ..kya sir mere paise milegy k nhi
Explain to kiya hai video mein.
Sir if I not pay policy after 1year than I get money back or not I have bharti AXA life insurance
Most companies ask for at least 2-3 premiums to be paid before it acquires a surrender value.
Also, the surrender value is usually just 20-25% if policy is surrendered after just 2-3 premiums.
Sir I pay 1 time in a years 50000 premium than I didn't give another premium after 3 year I get money back or not
@@saraswatidevi840 Will need to check the policy that you have taken. Best is that you talk to agent or customer care to understand what you will get back (if anything).
Bharti axa me mere rupey bhi fase he
Koi pls mujhe btayo ager me ye policy ke pase nahi bharti to kya vo hum per legel action kerte he.
Thanks for good information
2010 ULIP policy starts kiya.... maturity date-2031.... avi status main paid up show horahihe....avi withdrawals karne chahati hu.... sahi time? Current jo fundvalue show ho rahe he... Ohio paise milage....? Agar katge to kitna?
Please jankare digiye.... bohot joguri
Sir I have ULip policy of Tata aia life insurance
I have 5years premium plan but i paid only 1 year premium
Now I want to leave this policy
due to some financial issues
What can I do in this situation
Contact mein on Whatsapp 99109 29066
Hii brother hua kuch solution ya nahi
Sir mere papa ne lic policy le thi 10yrs wali, usme 3yr premium pay Kiya monthly,lekin pichle 3 saal se ni kiya pay toh iska kya ho sakta h?paise doob gye na claim kr sakte h?
You can call LIC customer care and they will explain you all the details. They are quite helpful. Their number is 022 6827 6827
Sir hmne apne policy ki har bar installments di bt...kisi wjh se 2 sal tk paise hm ni de paye the ab jb hmne usee phone kiya to vo khta h ki compound interest lgaya h to sare paise gye lakho ke paise the is policy me or ab vo sirf 50k dene ko bolre h kya esa hota h...please mujhe btaiye ga🙏
Nahi aisa nahi hota. Send your details at contact_epm@icloud.com
Sir mein policy 6month jama kiya hu uske baad nahi kiya policy laps ho jaati hai kya please bataiyega
Sir korna time me primium nahi bhara tha 2sal ka primium bhar tha kay kare
Hello sir PNBMetlife main main e 185000 ki 1 kist di bhaki 4kist ni diye mujhe kitne paise mile ge
Bhai bekar policy hai isme mujhe bhut loss ho chuka hai.
Saale chor hai pnb met life Wale
sir main 3 saal ka premium bhara aur mai bharna nhi toh policy ke 15 ke liye rukna chahiye jaa fr mujhe surrender kar dena chahiye...plz...reply sir
Sir please guide me I want to surrender my new lic policy jeevan umang after filling two years premium means In 2022 and 2023 or should I continue for next year also to get a surrender value . please guide if there can be a chance to change the policy on name of children
Connect here - wa.me/+919910929066?text=JeevanUmang
Police karne ke baad kyi kist na de to kay hoga?
Sir kya lic policy ka time period change krva skte hai jaise 20 saal se 10 sal krva skte hai
Sir my policy on MetLife on yearly premium payment 24000 10 year 20 year ma maturity mein Kitna paisa milega ek video banaen PNB MetLife
Hlo company fraud h kya ye
Agar policy premium ek saal diya hai aur policy terminate ho gai ho toh paisa kaise milega
Kuch reply kardo
thanks , 🙏loan+interest repayment nhi kar sakta. Fir bhi Kya mere paid up policy(>3yrs) pe loan le sakte hai Kya???
Agar aapne policy already Paid up mein convert kar di hai kya?
@@EveryPaisaMatters nahi karaya hai abhi, par karana hai karne ka Kya procedure hoga???
Kàrane ke baad loan mile ga ya nahi??🤔🙏
Its a very simple and straight forward process to convert policy to Paid-Up but do make sure that you call the Helpline and Agent and understand all the aspects.
They will tell you all the Pros and Cons
@@EveryPaisaMattersthanks, what is is the process sir ? Can you explain briefly 🙏🙏🙏
@@rishikumar9271 I just amended my reply. It was posted half way
mai toh bank gya tha fd krwane 😰 lekin mera 4 lakh rupaye ki fe bna diye or 1lakh ka amount ki policy kr diye h, or mughe gkt jankari di gai thi, mughe insurance plan pakda diya 😢 ab kya kru sir mera abhi tk premium me 1 lakh hi jama hua h mai or 4 lakh or jama nhi krna chahta 😢surrender kaise kru bina paise losse huye
Grace period milta hai
Sir humne ulip policy li hai 60000 meih max ki ik he premium bhara hai ab one year ho gya hai dubara phir woh 60000 dalne ko bol rahe aur abh hum aur premium nahi bharna chate kya hume hamara paisa vapish mil jaye ga 5 year ke badh plz sir jarur batayie
Video mein cover kiya hai. Baaki everypaisamatters.com/about-me/
Sir thora confusion hai plz ye bta de ke milega ya nahi
@@gurmeetgrewal3759 Will have to check your policy document for the same and the illustration.
Sir usme likha hai ke fund discontinue ho jaye agar premium nahi bhara toh but humne balance check kiya jo humne 60000 invest kita tha woh abh 52000 reh gya hai kya woh sara paisa ishe he cut jaye ga humne axis bank ke through kiya tha woh bol rahe hai ke 5 year ke badh app apna amount surrender kara sakte ho
सर मैने बजाज कैपिटल के थ्रो exide लाइफ insurance karaya tha । तीन साल किस्त एनुअली पे कर दिया है। जिसमें मुझे eight years pay Krna था अब मे जमा नहीं kr सकता किस्त ४४ thousand rupees की है।eight years के बाद ४६ हजार रूपए eight years तक return कर के बाद १लाख eighty thousand rupees १६ saal bad wapis करेंगे।अब मुझको क्या करना चाहिए जिस से मेरी दी गई राशि पूरी मिल जाए और कब मुझे पूरा रूपया मिलेगा ।मैने paid off kra diya हैं।
Company ne kya bola aapko policy Paid Off krate time.
Sir,, mene policy bazar se ek health insurance liya tha ,1st emi bhar diya 2nd emi bhar ne ke liye dou din der aur bohot charge laga diya......abhi woh policy mene chor diya,,,aur agent pH PE pH kar raha. Bol raha hai ki company legal mein bhej dega case .... Abhi kuch pblm houga kyaa...plzzzz rply
Eagerly waiting your rply .....................
email me the details of policy and scanned copy at contact_epm@icloud.com
Sir meri req hai maine apni policy karai thi saving ki maine 1 saal pay kiya uske baad maine dena bnd kr diya 6 saal baad maime apna paisa rifund managa too mana kr rhe hai kya karu ...?60000/- hai mera 🙄 pls help kare
Mere sath bhi same hua
Sir ager kisi policy ka premium 10 sal se ni bhara ho or apna kuch paisa jama ho to us jama paise ka kya hoga plz reply m
Kya aapko HDFC ya ICICI se call aaya hai?
sir maine 2 saal jeevan anand me premium bhra hai ky ab ye policy surrender kr sakta hu
Yes, but milega kuch nahi
Thank you sir for this video,
Agar ulip plan me premium pay nahi karne par bina hamari marzi jane paisa hamare account me bhej diya jaye jabki hum abhi paisa nahi nikalna chahte the to kya kare.please guide
Sir please bataye 5 saal premium pay ki h, 6th year wali pay nahi kar payi 4 months baad sbi ne smart scholar policy ka amount account me credit kar diya h, jabki mujhe abhi nahi nikalne the, kya kare.. Please guide
Aapke consent ke bina company money nahi withdraw kar sakti. Aapne conpany se poocha ki unhone kis basis pe amount to account me credit kiya? Make sure ki aapko unko registered email ID se email karein taaki aapke paas proof ho.
Meri policy 17 years ki thi .maine 5 years tak premium bhara. Kya mujhe jo paise jama kiya wo 17 years bad mil sakta hai ya nahi.
Yes, agar aapki policy redcued paid up mein convert ho jayegi to.
@@EveryPaisaMatters yeh kaise pta chalega ki wo redcued paid up mein convert hui ya nahi. Hame to agent ne kaha tha 5 years jaroor bhariega phir nahi bhar pao to koi dikkat nahi.
@@EveryPaisaMatters thanku
Uska kaam ho gaya tha pehle 5 saal mein. Call company and ask the status.
2020 ka lic policy hai sir paid up karna hai kitna chal jama karna hai paise
Check with LIC office for the details.
if i want to terminate/ cancel the policy, & have not paid the 1st premium, then what happens?
How come you have policy without paying any premium?
@@EveryPaisaMatters i have submitted a cheque towards 1st premium, but before the cheque being presented; i have intimated the company to cancel my policy. They have generated my policy no, however the cheque got dishonoured later..
So then policy is automatically cancelled.