January Goals, Expenses, and Loan Approved with Debt. Thank you Jesus!

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  • Опубліковано 30 січ 2025

КОМЕНТАРІ • 100

  • @AckieBudgets
    @AckieBudgets 23 дні тому +1

    I learned to not compare myself to others! One of my favorite quotes is comparison is the thief of joy ❤

    • @thehopefulbudgeter
      @thehopefulbudgeter  23 дні тому

      @@AckieBudgets thank u for tuning in! I love that quote 💖

  • @AJ_DoingLife
    @AJ_DoingLife 23 дні тому +1

    As you said hun! It’s the luxury of compound interest and not saving for my future at a young age!!

    • @thehopefulbudgeter
      @thehopefulbudgeter  23 дні тому +2

      @@AJ_DoingLife compound interest is crucial. Wish they taught us this in school 💯💰

  • @FormingNewHabits
    @FormingNewHabits 23 дні тому

    Hey Jade! Ouuu I really love that planner 😍 so cute! You're crushing it, girl! I'm so happy you're able to stick to what you set out to do! 👏🏾👏🏾👏🏾 amazing!
    I printed out the same tracker from the budget mom, the other day. I really like that one 😄 I'm so happy for you and your family God is great 🙌🏾🙌🏾
    #hopefulfam

  • @My_BudgetLife
    @My_BudgetLife 22 дні тому

    I also have a monthly habit tracker sheet in my freebie folder! It has spots for both daily and weekly goals, so feel free to check that out if you need more sheets 😊

    • @thehopefulbudgeter
      @thehopefulbudgeter  22 дні тому

      Oh yayyy! Definitely checking that out!!! TY! 👯‍♀️💁🏻‍♀️🥳

  • @K3ISHAMONE
    @K3ISHAMONE 24 дні тому

    #hopefulfam 🎉 yasss love the happy mail super cuteeee planner

  • @Miss.L.Thomas
    @Miss.L.Thomas 24 дні тому +1

    Don't trust others to treat you how you treat them. I know that doesn't sound financial, but it is for me. Wait to hit your goal with thrive! That's awesome.

    • @thehopefulbudgeter
      @thehopefulbudgeter  24 дні тому +1

      @@Miss.L.Thomas yes I can agree on that. Not everyone has the same heart as you, and we can’t expect people to be like us. Thank you Lauren! Just got done with my walk, and I’m filling in my thrive tracker now. 💪🏽😊

    • @Miss.L.Thomas
      @Miss.L.Thomas 23 дні тому

      Get it, girl!! Proud of you!

  • @ShanOnABudget
    @ShanOnABudget 24 дні тому

    Same for me Jade. I save with my 401k but I wish I actually saved money and put it to the side.
    Yes to that budget book!! Exercise is also one of my goals this year. Starting off slowly days I don’t work out I walk no breaks lol need this weight off!!
    Congratulations to you and your husband. That’s a big thing!!!

    • @thehopefulbudgeter
      @thehopefulbudgeter  24 дні тому

      @@ShanOnABudget that’s good at least u have a 401K! Keep saving with that, it’s definitely better than nothing 🙏🏽💜🥳
      Walking IS exercising. 🥰😉 I know it’s a lifestyle and seriously it’s been a life changer when I hear women say they lost over 30-50 lbs just simply “walking” 2 miles a day. I love walking, Foreal. It’s all about your eating habits tho. 90% is nutrition and 10% is exercise. 💪🏽 u got this sis! For “special needs moms” we barely have the time and it’s not common…👯‍♀️ it’s good to hear you’re on board with your health too. We gotta live long for our babies 😢
      TY! Yesss I can’t wait to pay this SUV off, time is flying-gotta be smart with our $$$!

  • @CoffeeNBudgets
    @CoffeeNBudgets 24 дні тому

    Girl when I financed my first car for $500 a month🤦🏽‍♀️. That’s a cute planner Jade. Glad to hear the progress on the no spend sis🤞🏽

    • @thehopefulbudgeter
      @thehopefulbudgeter  24 дні тому

      @@CoffeeNBudgets oh guuurl, I can understand! Cars are a pain! 🤣👎🏽 TY for tuning in. I still want TBM planner 💀 I looked online today, still outta budget. I’m goin back to basics for 2025 🔥 have an amazing week boo 😘

  • @sassybeautybudgets4971
    @sassybeautybudgets4971 24 дні тому

    Hi Jade! #hopefulfam ❤I love the new planner . You are killing it with the no spend 🎉You did a great job with the tracker 😊Awesome video ❤

    • @thehopefulbudgeter
      @thehopefulbudgeter  24 дні тому

      Happy monday Erin! 🥳👯‍♀️✨🥂 TY for tuning in! Can’t wait to see more videos from you! I love your progress! 🤗

    • @sassybeautybudgets4971
      @sassybeautybudgets4971 24 дні тому

      @ Thank you for being so supportive and cheering me on. I appreciate you 🩵🩵

  • @angelashaulssavingsandmore
    @angelashaulssavingsandmore 22 дні тому

    Same lesson for me girl😊 You have all the tools to keep you on track, love your new budget book❤ I really need to get on a healthy weight loss journey, but it’s hard! Tfs your tips🥰🥰💗

    • @thehopefulbudgeter
      @thehopefulbudgeter  22 дні тому

      @@angelashaulssavingsandmore yes girl it’s hard and I’ve been there! You’ll be ready 1000% when it’s your time, you’ll just know. ❤️ TY for tuning in! I appreciate you.

  • @lolethawoods786
    @lolethawoods786 24 дні тому

    Happy Monday Jade😊 Not Starting any 2 month ahead binder before we purchased our new home in 2022!! Nice happy mail 📬 #hopefulfam

    • @thehopefulbudgeter
      @thehopefulbudgeter  24 дні тому

      oh wOwww! That’s really eye-opening when you have a new home. Good to know! TY for tuning in, sis. Happy monday! 💜

  • @angbudgetanddebt
    @angbudgetanddebt 24 дні тому

    Good morning! Here listening at work. #hopefulfam

  • @blessedbudgetsbyAbigail
    @blessedbudgetsbyAbigail 24 дні тому

    I am glad you are using the thrive tracker from our collab. I am here for your journey Sis
    So happy you didn't buy those envelopes proud of you Sis

  • @pennypalettebudgets
    @pennypalettebudgets 24 дні тому

    #hopefulfam Loving your perspective on going into this year. The binder was an awesome gift!💜

    • @thehopefulbudgeter
      @thehopefulbudgeter  23 дні тому

      @@pennypalettebudgets thank u for tuning in. Happy Tuesday!

  • @KaySoBlessed1
    @KaySoBlessed1 24 дні тому

    Happy Monday Jade! #hopefulfam

    • @thehopefulbudgeter
      @thehopefulbudgeter  24 дні тому

      @@KaySoBlessed1 Happy Monday Kaye! Hope you’re having a good one! 💜🙏🏽

  • @budgetwithgigi
    @budgetwithgigi 24 дні тому

    Love all the trackers and yay for no boba for 6 days , it really gets easier , I don’t care for it anymore

    • @thehopefulbudgeter
      @thehopefulbudgeter  24 дні тому

      Yesssss girl! I can honestly live without it. It’s nice to have on occasion but I’m so over it now 🫠

  • @SassySouthernNCGirl
    @SassySouthernNCGirl 23 дні тому

    Hey, Jade! Watching at work! #hopefulfam Love that budget planner! I need one of those! I’ll have to check her out! TFS xoxo 🤗💚I’m hoping to work on some budget stuff this weekend & doing videos. I’m on an overall wellness journey as well with a focus on weight loss! We got this! 🙌🏻💪🏻

    • @thehopefulbudgeter
      @thehopefulbudgeter  23 дні тому

      @@SassySouthernNCGirl Happy Tuesday hun! Can’t wait to hear your progress on your budgeting and weight loss! Super excited for you! ☺️🥳🥳🥳🙌🏽🙏🏽

  • @TheYejBudget
    @TheYejBudget 22 дні тому

    hi jade! i love the budget planner and your no spend tracker!! i'm working on my grocery/meal planner template right now for the new year with the hope it will help reduce my eating out expenses LOL Omg 30 is a lot!! it's so great you are doing it in such a health way by cutting out sugar--I really need to do this too but omg whenever i'm stressed or busy with work/school, i always crave something sweet and it's so hard to control it!!

    • @thehopefulbudgeter
      @thehopefulbudgeter  22 дні тому

      Hiii Yeji! I’m glad you’re meal/budget planning! Omg that is totally UNDERSTANDABLE sis, with the “stress eating” trust me, I can relate! 😂 especially with the sweets. That’s my emotional comfort food= boba and Korean corn dogs 😂😂😂😂 when u drink lots of water and green tea, your cravings will decrease! 🥲 and instead of actual pastries, fruits are an option! Ugh the Asian bakeries I stay faaaaar away from now ☹️💀 but I believe in you! U got this! Everything in moderation. I started eating veggies and kimchi again. lol….i love it.

  • @joannam.9276
    @joannam.9276 24 дні тому

    I’m in my fitness bag again 💚 #hopefulfam … I’m doing great doesn’t take me long to lose weight. I want my abs six pack back 😂

  • @My_BudgetLife
    @My_BudgetLife 22 дні тому

    I ordered the same budget planner from her! I'm loving it so far ❤

  • @Mimibudgets
    @Mimibudgets 24 дні тому

    Girl, if I could turn back time. LOL. I'm with you on that.

  • @ashleybarrett3458
    @ashleybarrett3458 23 дні тому

    Lesson: You can't buy love! I love the systems you're developing for the new year ❤️

  • @Hustleandflowsco
    @Hustleandflowsco 24 дні тому

    Good morning happy Monday!

  • @yesenia3491
    @yesenia3491 23 дні тому

    Not starting to save for my future earlier & getting myself into so much debt...
    &&& yes!!!! To a healthier year ahead for us!!! I'm also trying to be more active & lose weight
    #hopefulfam

    • @thehopefulbudgeter
      @thehopefulbudgeter  22 дні тому

      @@yesenia3491 i completely understand! I’m rooting for you on your weight loss journey! 👯‍♀️💁🏻‍♀️🎉🙌🏽

  • @walkingexercise5375
    @walkingexercise5375 21 день тому

    New here, I need to focus on my wellness journey and self-care. I need to walk more. Wish there were more walking challenges on UA-cam like these saving challenges! Morgan Harper Nichols has an affirmation/quote that is " I am making room for things that heal my heart." So, I have been watching videos on UA-cam like Diane in Denmark video 3 ways I organize our Danish home - hygge baskets, where she talks about having a self-care basket, reading basket, and snack basket, Cozy K videos about cozy hobbies, and Mariane Cresp video how to use a self-care/break list, where she talks about 3 types of breaks. I also have been watching saving challenge videos by Celissa from the channel Beautifullymeandyou.

    • @thehopefulbudgeter
      @thehopefulbudgeter  21 день тому

      @@walkingexercise5375 that’s awesome you’re focusing on your mental health! Cheering u on! 👑🎉💐✨ for starters, I have a “invest in yourself” challenge in my ko-fi shop (Free) link is in bio/description box. I love the self-care basket idea! Please keep me updated! Walking has tremendously helped me with my mood as well (if it’s not about weight loss) you FEEL good, (lifestyle changes) and I hope the same for you! TY for tuning in. I appreciate you. 💜🙏🏽

  • @LifeWithSabrina112
    @LifeWithSabrina112 24 дні тому

    Learning the hard way is saving too especially having a kid so young but it’s ok because I’m doing it now. I’m so proud of you for sharing your weight loss journey I know it probably took a lot to want to share it or not. You got this 🙌🏽Cute planner. Yes to the no spend! 🤗 thanks for sharing.

    • @thehopefulbudgeter
      @thehopefulbudgeter  24 дні тому

      Yessss I can only imagine being a young mom, but you’re doin the damn thing! I’m really proud of you Sabrina! 💜👯‍♀️🥳✨ you are Mom Goals! 🎉🎉🎉 Happy Monday! Xoxo

  • @BudgetStuffSaveRepeat
    @BudgetStuffSaveRepeat 24 дні тому

    Not controlling my spending… I wish I knew myself better when I was starting out budgeting and didn’t try to use material things to fit in or feel better about myself…

    • @thehopefulbudgeter
      @thehopefulbudgeter  24 дні тому

      That’s a good one. Thank you for tuning in Melissa! Cheers to doing better! ✨🥂🙏🏽💸👯‍♀️ Happy 2025! This is Our year!

  • @journey2wisdomnwealth
    @journey2wisdomnwealth 24 дні тому

    Hi Jade im first today I think Happy Monday #hopefulfam ok let me keep watching

  • @blessedbudgetsbyAbigail
    @blessedbudgetsbyAbigail 24 дні тому +1

    Good Morning and Happy Monday
    First here watching
    #hopefulfam

  • @budgetfor5withstephanie
    @budgetfor5withstephanie 22 дні тому

    Hi Jade, great video. Congrats on ur loan approval ❤

  • @Hotmessbudgets
    @Hotmessbudgets 20 днів тому

    Looking good ❤️‍🔥❤️‍🔥❤️‍🔥

  • @PattisPurse
    @PattisPurse 24 дні тому

    Good morning! hardest lesson was starting using credit cards during college for CASH advances :( ughhh!! i have never again used a credit card for cash!

    • @thehopefulbudgeter
      @thehopefulbudgeter  24 дні тому +1

      wOwww! That’s definitely a lesson learned but I’m glad you learned. Most people never do 😢😩 thank you for being here. Happy Monday!

    • @PattisPurse
      @PattisPurse 24 дні тому +1

      @ have a good week!!

  • @Ms.Frugal
    @Ms.Frugal 24 дні тому

    Good morning love your planner

  • @Glammmahgotguts
    @Glammmahgotguts 23 дні тому

    Hi Jade. How are you?💜💜 I love your natural nails. I’m not in weight loss, but definitely wanting more muscles 💪🏾 💪🏾💪🏾😄As I age, I want to have great posture, and strong bones. Enjoy your day. Congratulations on the loan👍🏽👍🏽👍🏽💜💜💜💜

    • @thehopefulbudgeter
      @thehopefulbudgeter  23 дні тому +1

      @@Glammmahgotguts yessss strong bones is a must, I know strength training does wonders for that! 🥲 you’re already in Great shape!!! Glamma goals! 🔥

    • @Glammmahgotguts
      @Glammmahgotguts 23 дні тому

      @ 🤗🤗🤗🤗❤️❤️

  • @savingwithvane9093
    @savingwithvane9093 24 дні тому

    Hello there ..happy new years 🎉
    Such nice budget sheets to track ur expenses, budget, goals... Yes to having no spend days/weeks... i also hope to lose weight this year.. hope u achieve all ur 2025 goals ❤

    • @thehopefulbudgeter
      @thehopefulbudgeter  24 дні тому

      @@savingwithvane9093 TY for tuning in! Wishing u all the best for 2025!!! I have a free weight loss tracker in my ko-fi shop if you’re interested! 💪🏽🎉💖

  • @MrsMillion
    @MrsMillion 24 дні тому

    Yes when u said u wanted the budget mom i thought this was perfect

  • @cloudymoney
    @cloudymoney 22 дні тому

    Hello 💓 you’re doing so great by tracking! If you feel comfortable, I would love to watch your wellness journey

    • @thehopefulbudgeter
      @thehopefulbudgeter  22 дні тому +1

      Thanks Gurlie! Ugh, I wish I was those girls filming in a Pilates studio 😂 never gonna happen 💀 I lost 7 lbs in (6 days) so far… day 8, and I’m resting because I have a cold now 🤧 cutting out boba for starters, intermittent fasting and skipping dinner has honestly been a game changer for me. I combine lunch + dinner (4-6pm) latest and I don’t eat past that anymore. I eat very low carbs, so “0 calories” or keto bread, I measure my rice, and matchas/decaf teas only. (No coffee) my body doesn’t agree with it. Ugh, sorry if that was an entire rant 🥵 would love to hear about your fitness journey too if you’re comfortable 🤗 (I have a workout bike, elliptical and mini stepper at home) but want to lose weight by simply doing 10K-20K steps now as a lifestyle. I know it works! So many tik tok girlies swear by it. 👯‍♀️🎉 “hot girl walks” 💖☺️

    • @cloudymoney
      @cloudymoney 22 дні тому +1

      @@thehopefulbudgeter LOL 😂 i thought i would be a pilates girl too but i tried it and i didnt love it tbh. And wow! Thats a lot of progress, you changed a lot of your habits. And oh no! I hope you feel better soon and get lots of rest. Props to you for being able to skip some meals and do fasting because im so bad at that haha so i just eat smaller meals 3x per day, focusing on protein. I focus on strength training/lifting (4x a week) and currently trying to add more cardio and steps in (1x a week). It worked to keep 5-7 lbs off but now i feel different but weight is the same. dont worry, i love long messages😅

    • @cloudymoney
      @cloudymoney 22 дні тому

      @@thehopefulbudgeter keep up the great work! Consistency will get our goals accomplished! You got this! 💓

    • @thehopefulbudgeter
      @thehopefulbudgeter  22 дні тому +1

      @@cloudymoney omgggg 🥺 I love how u do strength training 4x a week! I’m soooo opposite! 😩 I know I need to switch it up and do that because they say if you’re “short” it’s actually more harder for the short girlies to lose weight 🫨😩😩😩 and strength training helps with that! ☺️ so you’re doing it right! For me, I just wanna slim down first (cardio) and tone up after! (Dumb bells etc) lol…cardio in the past has been major key for me to just removing all the “excess water weight and fat” from my body. I don’t wanna tone up yet 😣 cuz I feel like my body will bulk up when I’m not at my “weight goal” yet if that makes sense! I had to switch it up once the new year hit, because I knew if I didn’t, I’d be eating like it’s a buffet 😭 all 2025 🤭😩🤣🤣🤣 I swear I want new gym clothes now but I can’t shop. 🥲 lol. What sites do u browse again for your fitness wear? All I know is ALO and Lululemon but they said Lululemon is racist 😒 so I choose not to spend my $ on them anymore.

    • @thehopefulbudgeter
      @thehopefulbudgeter  22 дні тому +1

      @@cloudymoney you’re doing amazing too, keep at it sis! 👯‍♀️👏🏽👏🏽👏🏽👏🏽 omggg just in time for your Japan trip too! 😉😜 you’re gonna be snatched and body goals lol. 💁🏻‍♀️💕🥰✈️

  • @lindacee2893
    @lindacee2893 19 днів тому +1

    😺

  • @MrsMillion
    @MrsMillion 24 дні тому

    The bad spending habits wish I knew better

    • @thehopefulbudgeter
      @thehopefulbudgeter  24 дні тому

      ❤❤❤ I can relate sis.

    • @MrsMillion
      @MrsMillion 24 дні тому

      @ but all my family has bad spending habits

    • @thehopefulbudgeter
      @thehopefulbudgeter  24 дні тому

      @@MrsMillion that’s where u come in, you’ll be the first one to break that “generational curse” 🙏🏽✨

  • @IntriguedByDollars
    @IntriguedByDollars 24 дні тому

    🫶🏾🫶🏾🫶🏾🤍

  • @blessedbudgetsbyAbigail
    @blessedbudgetsbyAbigail 24 дні тому

    I am glad you received this binder. I know how you were looking for a budget book. You deserve it 🩷💕🩷

    • @thehopefulbudgeter
      @thehopefulbudgeter  24 дні тому

      Thank you Barbie! Happy Monday! 💰💸🥳🥰👯‍♀️

  • @budgetwithgigi
    @budgetwithgigi 24 дні тому

    I’m on a weight loss journey too but keeping it low key 🫶🏻 try getting boba protein? So you can still have some but it has protein so you won’t feel as bad , I forgot which brand I got but I liked it , helped with the urges back then

    • @thehopefulbudgeter
      @thehopefulbudgeter  24 дні тому

      Wishing u all the best, girl with your weight loss journey! I totally Get it with being lowkey about it! I feel like when it’s time to “show out” u will ~ if u choose to! 🙌🏽👯‍♀️🔥💪🏽 boba protein sounds interesting! I’ve seen a super healthy version of it too, but I would rather just get the real thing in moderation 😂😩 it’s not the same for me. Do u use trackers for your weight loss journey rn?

    • @budgetwithgigi
      @budgetwithgigi 24 дні тому

      @ thank you! Just using a calendar to see what days I work out , nothing special haha