Hey! Andrei...yes! Quick question, do you prefer to use Robinhood over Webull? If so, why? Also, I follow another awesome UA-camr Called Joseph Carlson Show, also a Dividend priest, he uses M1 Finance, what is your opinion on these platforms?
*CRAZY* | *GREAT VIDEO* | The dividend yield is crazy important and who knows how many people are making decisions based on BAD INFORMATION | Great Job catching this issue!! 😎👍🏻
Robinhoods response to me last week about this: Thanks for reaching out about our dividend yield values, I’m happy to clarify! Our market providers uses a fiscal dividend yield calculation, while some other sources use a daily dividend yield calculation. This may explain why Robinhood’s dividend yield calculation may differ from other vendors. Dividend yield is calculated by dividing dividends per share by the price per share. The fiscal dividend yield calculation is based on the dividend figure and stock price in the company’s end of year report. This calculation won’t change until the following year’s report is published. The daily dividend yield calculation is based on the company’s daily stock price, so it will change daily. Please feel free to respond to this email if you have any additional questions. Sincerely, Robinhood Support
A video on Friday and this past Monday! That was an interesting thought about if we are getting paid the correct dividends. You made me second guess Robinhood for a second. Lol
I have a good video for you to talk about, Can you explain the stock splits as it relates to dividends like appl give you 4:1 shares does that mean that I'm now getting quadruple my Dividends? Asking for a friend
2:42 😂🤣😂 love the shots fired yet the tone makes it seem like you guys are good friends. Definitely can tell you look up to him almost like a “big brother” of sorts, honestly Graham primed me to want to find more entertaining finance focused channels, however I did see you first a looooong time ago on a 1 off video where I was first learning about Robinhood before I saw Graham. Glad you stuck too it cause now I can see you’ve definitely evolved in quality, and I got a healthy backlog to devour. 🤤 kidding aside, if it’s not already known, I’m really glad you kept posting content, perseverance is always fun to see, especially when it refined the one sticking to their guns.
Much respect for your yield this year man, stock market percent increase this year should have been trash seeing all the pull backs, but yours seem to be pretty sweet. Now I gotta go diving to find your methodology for long term investing. 🤔
Thanks Anthony, this year has definitely been amazing for me on youtube, took me a while to start to earn money but it seems to be working now. I'm so excited to see what 2020 brings in
I really don't pay too much attention to the yield because it constantly goes up and down, if buying a specific stock I usually just check what's the actual dividend for that stock.
So have you compared the actual robinhood payout you received for a particular stock where the actual dividend yield doesn’t match what shows on robinhood?
be it a basic info vid but this one was AWESOMEEEE!!!!! vid dude and very useful for me I never looked at dividends carefully and atleast never looked at them this way Great Job bro crisp n clear n clean n strt fwd video right on point no BS
I got my first dividend payment on the 15th and the total didn't add up to the percentage so I was a bit concerned... Now I know why. Being a new investor this was extremely helpful
Check GE, it has very high dividend in Robin Hood. But they pay the right amount of $0.01 with is ~0.5%... and some stock has dividend pay, but they show 0%.
There may be a few reasons. In the case of Abbvie (ABBV), robinhood lists the dollar amount that Abbvie pays annually in the "div/yield" field (or this is just a crazy coincidence). Abbvie pays $4.28/share annually in dividends, and Robinhood reports Abbvie's dividend as 4.28%. Another reason, is that Robinhood just doesn't update the dividend data very frequently. For example, in the case of Emerson Electric, Robinhood reports a dividend of 2.53%. In order for EMR's dividend to be 2.53% of the price of the stock, the stock would have to be priced at $77.47/share. It's currently priced at $57/share. 2.53% WAS an accurate number when EMR was priced at $77.47/share, but that was almost a year ago (September/October of 2018). If you're interested in the math: $'s paid in dividends annually/price of stock = dividend yield EMR: $1.96/$57.00=.0343*100=3.43% When was a 2.53% dividend accurate? Re-arrange the equation a little bit: dividend yield $/dividend yield % = price of stock $1.96/.0253 = $77.47. Then look back on old stock charts and figure out when the last time EMR's stock price was at $77.47 and you find that the dividend yield on Robinhood hasn't been accurate since October of 2018. Bottom line, I never use the dividend indicated on Robinhood to determine what the actual yield is. Dividend.com is great, and I think Finviz.com is even better. Both websites update dividend yield nightly after the market closes. @harrisc42 @Chuck A
0:42 hmmm, as long as you get paid the real yield, I’m okay with this under promising and over-delivering. Are they in fact stealing from users, or just understating?
I have been watching your channel for awhile now and really good stuff, especially the fish face bubble ha ha. I started a Robinhood for trading/messing around and an M1 for Roth IRA. Question you stated in the video you linked your spreadsheet in the description below around 8:30. I can't seem to find it.
I noticed that too when doing research on different stocks and i just assumed maybe they took some time to update. I typically use other websites to look up the dividend yield.
Hi Andrei, love your videos. However I am from Europe and Robinhhod is only available for the US. Do you recommend any other app to buy stocks similar to Robinhhod? Thanks in advance.
Question: If company "A" has 2% dividend/yield and its stock price is $25. Company "B" has 3% dividend/yield and its stock price is $100. Which one is better investment to get more dividend. Say I am investing $100. Meaning I either can buy 4 stocks of "A" and 1 stock of "B".
Assuming that the stock didn't change in value over the year-long period, the $35 would be almost pure profit since you now have a stock worth $120 and $35 in "cash" ($155 total compared to the $120 you began with).
Sure, a payout ratio is the % of how much a company's earnings gets paid to investors. There's no "one size fitts all" number, but generally, the lower the better. If you absolutely wanted to measure it though, a good benchmark is a 60% payout ratio or lower (something to aim for)
I am still new to this, so my question may not make sense..... stock prices fluctuate all the time, so.... what “stock” price is used to calculate the dividend? The price you bought in at, average stock price thru the year, or actual earnings per share value or....?
Im loving your videos so much, so i got a question.. does that div yield varies with the actual cost of the stock no matter at what div yield i bought it or it costed? or it will be the same amount the whole time? I don’t if im asking the question right..
@@AndreiJikh ohh okay got it thanks so much. Just started watching your vids. Awesome guy. New subcriber right here. Keep it up . Looking forward to learning more
this is a dumb question, but why is it worth putting $100 into a company if you pretty much only yield $2 a year? how can that even amount to anything worth saving?
Can you comment on the accuracy of the dividend yield percentages listed on Webull? Love the content, it's nice have an unbiased perspective on these trading apps.
It's always nice to "get back to basics". The tidal wave of new investors, myself included, appreciate these educational and entertaining pieces of content. Thanks Andrei! I'm staying consistent with my uploads...and as agreed (signed in digital blood), as one of your newest Patreons...you must all be consistent with exclusive content for me :) Do it for the Motherland.
@@AndreiJikh Thanks bro! I'm constantly telling myself (not to fall in to that trap) DONT LOOK AT THE VIEWS ... DONT LOOK AT THE SUBS ... just upload and WALK AWAY :) It is nice to see growth, of course :D
Hey Chris, it's on my Patreon, and unfortunately it's a monthly subscription ($8). I'm paying quite a bit of money to my market data provider, otherwise I wouldn't be able too afford it without my patreon 👍
That is crazy! Cause I had Disney be wrong, I noticed when I started a spread sheet. That sheet would automatically pull up the dividend data, and noticed real quick that it wasn’t matching.... You just reminded me that I forgot to look further into it hahahahah
Yes, the numbers themselves shown on Robinhood can be incorrect, but you're getting paid the correct amount of money based on the company's actual dividend. It'd be like if there was an agreement to make the national price for a Big Mac $2, but a McDonald's in Nowhere, Nebraska hadn't heard the news and was still advertising them at $3. In this simplified example, when you went to pay for the Big Mac, you'd only be charged $2, not the advertised $3. Robinhood pays you the actual dividend, which is not necessarily what is shown on the stock's summary on Robinhood. It could be the other way around though, and you could be putting your money into a stock that you think will pay out more than it actually does, so it is kind of annoying that Robinhood has this issue.
I want your lights here.. for example apple stock price is $100 and give 1% that mean $1 and the market goes up and the stock cost $200 the percentage become 0.5% and you still get $1 or stay 1% and you get $2?
![Lp. Сердце Вселенной #60 РОЖДЕНИЕ ЛОЛОЛОШКИ [Финал] • Майнкрафт](http://i.ytimg.com/vi/YoR0pAV9FVQ/mqdefault.jpg)
INSTRUCTIONS UNCLEAR - Phone stuck in blender. PS: I still love you Robinhood, but please - fix this issue
Robinhood doesn't decide the amount of dividend. They just didn't update the yield.
@@FreeTraderFREEMAN They should definitely get on that and update them
@@AndreiJikh true
Hey! Andrei...yes! Quick question, do you prefer to use Robinhood over Webull? If so, why? Also, I follow another awesome UA-camr Called Joseph Carlson Show, also a Dividend priest, he uses M1 Finance, what is your opinion on these platforms?
Amen!! Thanks for sharing this, otherwise I wouldn't have known!
Graham Stephan is financing his watch through skipping on creamer with his coffee.
Yeah 20c coffee
True true... he'd have to drink 10,000 20 cent coffees to fund it
Nah, he buys his avocados on clearance at Aldi's.
He financed it from ad revenue from the video.
Also those types of watches keep their value
This honestly cracks me up yea the data is wrong but they still pay the correct dividend.
*CRAZY* | *GREAT VIDEO* | The dividend yield is crazy important and who knows how many people are making decisions based on BAD INFORMATION | Great Job catching this issue!! 😎👍🏻
Agreed, thanks Joe!
biggest flaw that i found too , i use yahoo finance for my dividend research its usually more accurate
I use NASDAQ it's pretty good to see the history and all about the stock such as ownership percentage, dividend history, and more
Robinhoods response to me last week about this: Thanks for reaching out about our dividend yield values, I’m happy to clarify!
Our market providers uses a fiscal dividend yield calculation, while some other sources use a daily dividend yield calculation. This may explain why Robinhood’s dividend yield calculation may differ from other vendors.
Dividend yield is calculated by dividing dividends per share by the price per share.
The fiscal dividend yield calculation is based on the dividend figure and stock price in the company’s end of year report. This calculation won’t change until the following year’s report is published.
The daily dividend yield calculation is based on the company’s daily stock price, so it will change daily.
Please feel free to respond to this email if you have any additional questions.
Sincerely,
Robinhood Support
That is a stupid way of reporting dividend yield in the same place where the share price is constantly changing. The yield changes with the price.
Seems lazy
Robinhood's Support calls Robinhood to get explanation. 🤔
A video on Friday and this past Monday! That was an interesting thought about if we are getting paid the correct dividends. You made me second guess Robinhood for a second. Lol
I know there is an error in their dividend yield. However, they still pay you the actual amount of dividend paid by the exchange.
Correct! Thankfully they do
Free Trader haha this is a huge relief 🙏🏽
@@DerrikMirochnik I know. You wanna have your eye on those commission free brokers. They can be sneaky
Not true it's rounded to the nearest cent. They are making money off tenths of cents
@@TheFrozenBattles it's always rounded up. Double check with NASDAQ.
I have a good video for you to talk about, Can you explain the stock splits as it relates to dividends like appl give you 4:1 shares does that mean that I'm now getting quadruple my Dividends? Asking for a friend
I have seen this before and I know other people have submitted support tickets which were fixed one by one.
That's crazy, I know I've seen several dozens from my portfolio alone that are not up to date
So WHY does RH display it inaccurately??
2:42 😂🤣😂 love the shots fired yet the tone makes it seem like you guys are good friends. Definitely can tell you look up to him almost like a “big brother” of sorts, honestly Graham primed me to want to find more entertaining finance focused channels, however I did see you first a looooong time ago on a 1 off video where I was first learning about Robinhood before I saw Graham. Glad you stuck too it cause now I can see you’ve definitely evolved in quality, and I got a healthy backlog to devour. 🤤 kidding aside, if it’s not already known, I’m really glad you kept posting content, perseverance is always fun to see, especially when it refined the one sticking to their guns.
Much respect for your yield this year man, stock market percent increase this year should have been trash seeing all the pull backs, but yours seem to be pretty sweet. Now I gotta go diving to find your methodology for long term investing. 🤔
Thanks Anthony, this year has definitely been amazing for me on youtube, took me a while to start to earn money but it seems to be working now. I'm so excited to see what 2020 brings in
I assumed they were showing the TTM dividend as opposed to using the last dividend payout.
I’m thinking about using margarin investing on my Robinhood but on CLM . What is your recommendation?
WOW!!!!!!!!!!!!!!!! THANK YOU FOR FINDING THIS!!!!!!!!!
I’ve noticed this as well, I wish they had a drip feature as well to reinvest the dividends... great video though!
DRIP is nice to have, that's why I use RBC direct investing in Canada.
Just transfer to yourself as a gift like I do!
How do you know how often a company pays their dividends? Is there something on robinhood that tells you?
I don´t find the link to the spreadsheet he mentioned, does anyone know where to find it?
YEah where is it??????????????????????????????????????????? link please! Thanks
I would say that is just doesnt update enough because the yield % changes with the price of the stock
Thanks for the info, appreciate your content!
I really don't pay too much attention to the yield because it constantly goes up and down, if buying a specific stock I usually just check what's the actual dividend for that stock.
Wealthsimple trade has the same problem. Is it just a "cosmetic" problem too?
What kind of watch are u wearing? Great video
Does that "magic of finance" come from those pro card tricks 😎
Indeed :D
Feb 4 2020, I checked 2 divs in RH. Tickers F and ATVI on RH are listed as higher than reality.
So have you compared the actual robinhood payout you received for a particular stock where the actual dividend yield doesn’t match what shows on robinhood?
Tyler Scott
The company dividends paid per share and what RH pays me is always the same. I’ve been RH’ing for 1.5 years.
Hi!! First thank you for your videos!! Please can you help find a broker to invest in dividends from South America !! Chile to be exact 🙏
I always noticed this and it always annoyed me I had to use another app to know what the actual dividend is.
So beautifully lucid! Thank you!
be it a basic info vid
but this one was AWESOMEEEE!!!!! vid dude and very useful for me
I never looked at dividends carefully and atleast never looked at them this way
Great Job bro
crisp n clear n clean n strt fwd video right on point no BS
2:43 SHOTS FIRED 💥
I got my first dividend payment on the 15th and the total didn't add up to the percentage so I was a bit concerned... Now I know why. Being a new investor this was extremely helpful
Check GE, it has very high dividend in Robin Hood. But they pay the right amount of $0.01 with is ~0.5%... and some stock has dividend pay, but they show 0%.
So Andrei, what about companies that have a dividend yeild of 0 on Robinhood? Should these companies be ignored?
my friend says his Robinhood shows stocks that say they pay a dividend when they don't, and I check it with my Fidelity account. Examples NOK, and WDC
Great update Andrei!👍
Very clear & informative 👍🏼
I noticed that too... Think they are using TTM rather than FWD yield. Doesn't really matter though.
Great video...but I was expecting to hear why Robinhood is inaccurate? Do you know?
Andrei, could u answer above question? Hello? *crickets*
There may be a few reasons. In the case of Abbvie (ABBV), robinhood lists the dollar amount that Abbvie pays annually in the "div/yield" field (or this is just a crazy coincidence). Abbvie pays $4.28/share annually in dividends, and Robinhood reports Abbvie's dividend as 4.28%.
Another reason, is that Robinhood just doesn't update the dividend data very frequently. For example, in the case of Emerson Electric, Robinhood reports a dividend of 2.53%. In order for EMR's dividend to be 2.53% of the price of the stock, the stock would have to be priced at $77.47/share. It's currently priced at $57/share. 2.53% WAS an accurate number when EMR was priced at $77.47/share, but that was almost a year ago (September/October of 2018).
If you're interested in the math:
$'s paid in dividends annually/price of stock = dividend yield
EMR:
$1.96/$57.00=.0343*100=3.43%
When was a 2.53% dividend accurate? Re-arrange the equation a little bit:
dividend yield $/dividend yield % = price of stock
$1.96/.0253 = $77.47.
Then look back on old stock charts and figure out when the last time EMR's stock price was at $77.47 and you find that the dividend yield on Robinhood hasn't been accurate since October of 2018.
Bottom line, I never use the dividend indicated on Robinhood to determine what the actual yield is. Dividend.com is great, and I think Finviz.com is even better. Both websites update dividend yield nightly after the market closes.
@harrisc42
@Chuck A
0:42 hmmm, as long as you get paid the real yield, I’m okay with this under promising and over-delivering. Are they in fact stealing from users, or just understating?
No they have no choice but to pay the full amount even if the yield reporting is wrong, it's just a "clerical error"
hey Andrei, what u think about nokia>? the company looks like is picking up, but i still finding mix information
I have been watching your channel for awhile now and really good stuff, especially the fish face bubble ha ha. I started a Robinhood for trading/messing around and an M1 for Roth IRA. Question you stated in the video you linked your spreadsheet in the description below around 8:30. I can't seem to find it.
It's on his Patreon
did you bail on apple when it hit PE 30?
So the stocks in portfolio all show dividend yield but only one has paid me. Why is that?
Thanks for the insight. I've noticed the difference in my research on other sites but never thought to inquire. Good to know.
Why should we avoid high yeild dividend ?
Because the payout ratio for those companies are usually extremely high, meaning they’re likely to cut their dividend any moment
Those including REITs and MLPs ?
I noticed that too when doing research on different stocks and i just assumed maybe they took some time to update. I typically use other websites to look up the dividend yield.
Great video, thanks for the info.
Where does your spread sheet come from
Hi Andrei, I’m enjoying your vids but I was thinking about investing but what app do I use as I’m in New Zealand? Thanks man
I have been seeing this flaw for so long even contacted Robinhood support about this!! They still haven’t resolved the issue which sucks...
Missed opportunity to link one of your other videos that elaborates on the dividend yield. It's a good video. Link it!
Have you been pulling money out of RH and putting it in a different firm?
what is a bank statements?
What watch is that!!!!!?
Hi Andrei, Do you know any options for start investing in Latinoamérica? Robin Hood doesn't work here... Thx in Advance!!!
Hi Andrei, love your videos. However I am from Europe and Robinhhod is only available for the US. Do you recommend any other app to buy stocks similar to Robinhhod? Thanks in advance.
Watch on fleek! Killing it Andrei. Also NOBL or SPHD?
What 420 stocks do you recommend ?
Question: If company "A" has 2% dividend/yield and its stock price is $25. Company "B" has 3% dividend/yield and its stock price is $100. Which one is better investment to get more dividend.
Say I am investing $100. Meaning I either can buy 4 stocks of "A" and 1 stock of "B".
Hey Andrei, how accurate would you say is the Stocks iOS app for dividend yield % and other stats?
Thanks for sharing these informative videos. They've been so helpful as a beginner!
do you know how to use options?
Never used options, I like long term investing instead
Andrei Jikh Alr lol thanks for getting back to me appreciate it
Where can we find the spread sheet?
Walmart gave out the divided yield this November, but i didn’t get any although i own some shares of Walmart.
Are dividend's paid out yearly?
April 30, 2021 and RH still has not fixed this. Some values are 90% off!
So I am looking at platforms and saw this video. Why are you still with Robinhood and not with M1 finance, schwab or Webull for Dividend investing?
Yeah they've been having this since day one. I dont think its inacurrate. i think its just their metric that respond with delaying data.
However they actually paid an accurate dividends and errythang
Can you do a video on the step by step process of how you research and pick a dividend stock? I would watch it even if its an hour video 😁
Check out OKE.
How do you find out how often companies pay dividends?
It's in the video :P
Can you explain how you see how often the company pays using robin hood? Iv been on this about 4days. So im super new to this thanks.
Thanks for the info...
If you pay $120 for a share but get paid 35$ dividend where is the profit ?
Assuming that the stock didn't change in value over the year-long period, the $35 would be almost pure profit since you now have a stock worth $120 and $35 in "cash" ($155 total compared to the $120 you began with).
Drovlara14 perfect explanation thank you
@@ATBCJ Glad I could help :)
Another great video, I always check online before buying it. I agree that it's the worst flaw they have.
Andrei, could I ask you what is a Payout Ratio? And when can it be considered acceptable?
Sure, a payout ratio is the % of how much a company's earnings gets paid to investors. There's no "one size fitts all" number, but generally, the lower the better. If you absolutely wanted to measure it though, a good benchmark is a 60% payout ratio or lower (something to aim for)
I am still new to this, so my question may not make sense..... stock prices fluctuate all the time, so.... what “stock” price is used to calculate the dividend? The price you bought in at, average stock price thru the year, or actual earnings per share value or....?
Have you ever used the Public app for stocks?
Im loving your videos so much, so i got a question.. does that div yield varies with the actual cost of the stock no matter at what div yield i bought it or it costed? or it will be the same amount the whole time? I don’t if im asking the question right..
Hey i just got a question, how do i get a dividend on my portfolio. I bought 2 stocks but when i go to history. I have no dividends .
Dividends are declared on different dates throughout the year, once you get paid you’ll see it in your history
@@AndreiJikh ohh okay got it thanks so much. Just started watching your vids. Awesome guy. New subcriber right here. Keep it up . Looking forward to learning more
this is a dumb question, but why is it worth putting $100 into a company if you pretty much only yield $2 a year? how can that even amount to anything worth saving?
Can you comment on the accuracy of the dividend yield percentages listed on Webull?
Love the content, it's nice have an unbiased perspective on these trading apps.
What dividend yield range should I stay at and buy stocks at ?
Do you wait to buy your stocks to get a good price or since you buy for dividends, do you buy buy then anyway no matter the price???
So why is Robinhood under-reporting dividend yields? Does this apply to some or all yields?
It's always nice to "get back to basics". The tidal wave of new investors, myself included, appreciate these educational and entertaining pieces of content. Thanks Andrei! I'm staying consistent with my uploads...and as agreed (signed in digital blood), as one of your newest Patreons...you must all be consistent with exclusive content for me :) Do it for the Motherland.
Awesome, thank you! 😂 motherland lol. I see your sub count is getting higher, keep going!
@@AndreiJikh Thanks bro! I'm constantly telling myself (not to fall in to that trap) DONT LOOK AT THE VIEWS ... DONT LOOK AT THE SUBS ... just upload and WALK AWAY :) It is nice to see growth, of course :D
Basic information that helped me greatly as a beginner so thank you 👏🏼👍🏼
Aaaaand there’s another voice 😂
This was great, thank you 🙏🏾 I appreciate the math here!
Hey, Andrei Can I get a copy of the spreadsheet you use. I didn't see the link for it in the description.
Hey Chris, it's on my Patreon, and unfortunately it's a monthly subscription ($8). I'm paying quite a bit of money to my market data provider, otherwise I wouldn't be able too afford it without my patreon 👍
@@AndreiJikh Thank you I just signed up.
Hey Andrei , where the link ? i wanted to download the spreadsheet
Andre, what do you think about NRZ, it is a REIT fund. Very interesting with good dividend yield.
Love you videos been around since 30k can you do more magic videos?
Sony says its just not there... Had to dig through my statements and found out this unfortunance.
Haha I actually was looking at your watch and thinking what the heck is that!?
Thanks for watching'"=endeavor to write as soon for more enlightenment and tips +=1=3=5=2=2=6=1=6=2=4=7 W=h=a=t=s=a=p=p//.
Andrei, how I can learn edit videos? Do you have like a course or something that you could suggest. Following you since 20ksubs keep it up
Hey Felipe! That was my full time career for a while, but I SHOULD make a course....hmmm.......🤔
@@AndreiJikh yes or if you could suggest would be nice.
That is crazy! Cause I had Disney be wrong, I noticed when I started a spread sheet. That sheet would automatically pull up the dividend data, and noticed real quick that it wasn’t matching.... You just reminded me that I forgot to look further into it hahahahah
Very useful thank you
So is robinhood still good to use ? I didn’t understand what you meant with the difference in the yield?
Yes, the numbers themselves shown on Robinhood can be incorrect, but you're getting paid the correct amount of money based on the company's actual dividend. It'd be like if there was an agreement to make the national price for a Big Mac $2, but a McDonald's in Nowhere, Nebraska hadn't heard the news and was still advertising them at $3. In this simplified example, when you went to pay for the Big Mac, you'd only be charged $2, not the advertised $3. Robinhood pays you the actual dividend, which is not necessarily what is shown on the stock's summary on Robinhood. It could be the other way around though, and you could be putting your money into a stock that you think will pay out more than it actually does, so it is kind of annoying that Robinhood has this issue.
I want your lights here.. for example apple stock price is $100 and give 1% that mean $1 and the market goes up and the stock cost $200 the percentage become 0.5% and you still get $1 or stay 1% and you get $2?
Just figured it out. It took me watching your previous video twice to see how to create my spreadsheet
Awesome, good job!
@@AndreiJikh I did run into an error that I know can't be right; could you assist?