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Fully agreed with u Josh. Decided to sell my car recently to have 100k in uob one account earning 5% interest. Doesn't matter if I look poor by taking bus and mrt. 😊
Prudence at its best. Fully agree! Happiness does not necessarily come in material forms, because they usually come in simple yet warm pleasures not measurable by monies. ❤
I have to say I find what you've said so relatable.. I didn't happen to have people around me with these same thoughts and I couldn't articulate my thoughts through to them like you do..
When I was younger I see my peers and classmates challenging amongst themselves to be the first to drive a Merc or BMW and living in a condo when i thought they barely earn enough to support all these luxuries. The intention is simply to show off and telling subtely to everyone that they have arrived. Years later when the economy falters and they lost their jobs I see the tragic sides of humanity...broken, family, bankruptcy and complete social withdrawal.
I also see colleagues driving big cars like Mercedes... when their pay checks is almost the same as mine or slightly more and I take the bus. I dun envy. I find them silly. I save up the money and see my money grow!🎉
not dat i want to look rich or spend but many times is no choice. GST. recently telco tells me nxt yr no more 3G. have to upgrade 4G. then banks and investment platforms switching to functions to mobile app only. then got wfh. so cannot just get a basic phone. at least need a mid range. how i wish can go back to nokia no frills phone.
In Singapore, holding a classy wedding banquet in a high-end hotel is not expensive at all for the new couple. The guests are the ones footing the bill. Guests are very well informed of how each seat costs and will contribute accordingly as their wedding gift. Although some may give less, there are those who would give more and that covers the shortfall. As such, the expenses are actually not that high even if the couple needs to top up the difference. On the contrary, there are many newlywed couples that made profits from their banquet gifts and their honeymoon is fully sponsored. So next time, if you hear anyone telling you that their wedding banquet costs $2500 per table and they had spent $125K for 50 tables, you can just smile. They are only telling you how much to contribute ‼️😘
I never follow the rate when I attend people's wedding. I just pay what I can afford. Usually $80. Why do we need to feel pressured when attending wedding dinner? They invite us because they want us to grace the event. Money shouldn't come into the picture.
On the other hand, there's this "dress for success/to impress" school of thought that wearing nicer clothes gives you more self confidence and indirectly boosts your performance at work etc, and also it gives people a better impression of you which results in better salary reviews and such. Like for example if you wear a killer suit and such you'll stand out at work and be more likely to be noticed by the CEO and higher ups > faster promotion and more $$$. Also I guess it definitely won't hurt for people in sales and such. If you're a financial salesperson and you show up in a Mercedes and a nice suit it will definitely help boost the client's confidence in you and you'll make more sales. What do you think?
Im in sales and I use my work on the internet for customers to get a sense of the quality of advice. If I hire a property agent, I don't believe him/her arriving in a mercedes helps. I feel I might even be weary
Hi Josh, I have been following ur videos and have put off for a while watching this vid as I don’t reasonate with the vid’s name on looking poor. Have finally watched this vid and below are my thoughts. I don’t think any single person needs to look in a certain way deliberately to achieve a sense of financial success. No doubt, there are people who are wear flashy items to create this facade of being wealthy. But this does not speak for everyone. I also don’t think that everyone needs to follow Warren Buffet to in order to achieve financial freedom. Having MACs every single day is unhealthy and having gadgets that are seriously outdated in the long run is not helpful to e communication due to the lag and all. I believe in spending things that one really enjoy and spend within one’s means and plan ahead. Typically, quality equates to a higher price tag, not everyone pays for brand solely. Every situation varies, and is never a one size fits all. At the end of the day, when one is relentlessly cutting down on all little luxuries in life, it’s pointless. Life is a good amount and balance of enjoyment, prudence. Neverthess, thanks for this video. ❤
Hi Josh, this content is so so so relatable. Its disheartening to witness individuals in my surroundings who earn more but ultimately end up being the least happy. To all the young one (20-35yo) out there, like what Josh mentioned it's always how much you can keep (and invest). Lifestyle inflation is a silent killer of your finances. Choose wisely. Cheers! 🤗
I think I really look poor and I dun know why. I usually wear slippers, carry a My Melody/Twin Star/Mickey Mouse print recycle bag and wears a normal dress and credit card promoters hardly approach me. Instead, the skills future staff always approach me!😨🤦I think I must have looked like a house wife though I earn a decent pay and have a fully paid landed, an apartment and a condo with just one more year to fully repay. I have quite a handsome collection of gold bars and jewellery, old currencies, CPF rich but I just look poor. I can go to expensive hotel buffets to celebrate wedding anniversary and my hubby carry a backpack and I carry a recycle bag. We just dun blend into that kind of environment.😅
So, here's the scoop: I've been putting on my best "I'm broke" act lately, and when I stroll through the mall (not in SG), people are looking at me like I'm about to apply for a part-time job as a mall cop just to make ends meet. Little do they know, I could buy that flashy promo car they're drooling over with a wad of cash.😎🤣
Hi Josh , i like alot of content you put up but this Video really feels like you are struggling to put up video on a week basis so just upload a content which is kinda subpar. Just my thoughts hope you don't mind. Thanks.
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sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8
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Fully agreed with u Josh. Decided to sell my car recently to have 100k in uob one account earning 5% interest. Doesn't matter if I look poor by taking bus and mrt. 😊
U r right & agreed with you
Prudence at its best. Fully agree! Happiness does not necessarily come in material forms, because they usually come in simple yet warm pleasures not measurable by monies. ❤
Absolutely!
I have to say I find what you've said so relatable.. I didn't happen to have people around me with these same thoughts and I couldn't articulate my thoughts through to them like you do..
Share this with them 👌🏻👍
Totally agreed on excessive spending on banquet
Thanks for sharing. Really agree alot with all the points you mentioned!
🙏share with someone who should hear too
The simplest way (but not easy at all) to look poor in Singapore is to take bus and MRT... which I do...
Very well said. I really like this episode
Thank you 🙏
Im proud to say ive reached the halfway mark in my stealth wealth journey. Nobody can tell im rich, now i just need to get rich
100% agree!
When I was younger I see my peers and classmates challenging amongst themselves to be the first to drive a Merc or BMW and living in a condo when i thought they barely earn enough to support all these luxuries. The intention is simply to show off and telling subtely to everyone that they have arrived. Years later when the economy falters and they lost their jobs I see the tragic sides of humanity...broken, family, bankruptcy and complete social withdrawal.
I also see colleagues driving big cars like Mercedes... when their pay checks is almost the same as mine or slightly more and I take the bus. I dun envy. I find them silly. I save up the money and see my money grow!🎉
So refreshing thought
Trying hard to live a minimalistic lifestyle , still finding
not dat i want to look rich or spend but many times is no choice. GST.
recently telco tells me nxt yr no more 3G. have to upgrade 4G. then banks and investment platforms switching to functions to mobile app only. then got wfh. so cannot just get a basic phone. at least need a mid range.
how i wish can go back to nokia no frills phone.
Very impressive episode!
🙏 thank you
There are those looking poor is poorer than they look. They just cannot handle finances.
can do a video on insurances to get for different age group ? and which insurance/company is the best ?
Check this - revealing my insurance - ua-cam.com/video/Ixm8JHdbRM8/v-deo.htmlsi=JZhQlBY8FFhSa_BF
In Singapore, holding a classy wedding banquet in a high-end hotel is not expensive at all for the new couple. The guests are the ones footing the bill. Guests are very well informed of how each seat costs and will contribute accordingly as their wedding gift. Although some may give less, there are those who would give more and that covers the shortfall. As such, the expenses are actually not that high even if the couple needs to top up the difference. On the contrary, there are many newlywed couples that made profits from their banquet gifts and their honeymoon is fully sponsored. So next time, if you hear anyone telling you that their wedding banquet costs $2500 per table and they had spent $125K for 50 tables, you can just smile. They are only telling you how much to contribute ‼️😘
Maybe guest should start capping their budgets so that banquets rates don’t inflate more? Idk vicious loop
I never follow the rate when I attend people's wedding. I just pay what I can afford. Usually $80.
Why do we need to feel pressured when attending wedding dinner? They invite us because they want us to grace the event. Money shouldn't come into the picture.
If you are their friend you wouldn’t mind to bless them to break even. After all, is only one time invite from your friend.
On the other hand, there's this "dress for success/to impress" school of thought that wearing nicer clothes gives you more self confidence and indirectly boosts your performance at work etc, and also it gives people a better impression of you which results in better salary reviews and such. Like for example if you wear a killer suit and such you'll stand out at work and be more likely to be noticed by the CEO and higher ups > faster promotion and more $$$. Also I guess it definitely won't hurt for people in sales and such. If you're a financial salesperson and you show up in a Mercedes and a nice suit it will definitely help boost the client's confidence in you and you'll make more sales. What do you think?
Im in sales and I use my work on the internet for customers to get a sense of the quality of advice.
If I hire a property agent, I don't believe him/her arriving in a mercedes helps. I feel I might even be weary
budgeting is just as important .meet with like minded friends .don 't compare thou.
Hi Josh, I have been following ur videos and have put off for a while watching this vid as I don’t reasonate with the vid’s name on looking poor. Have finally watched this vid and below are my thoughts. I don’t think any single person needs to look in a certain way deliberately to achieve a sense of financial success. No doubt, there are people who are wear flashy items to create this facade of being wealthy. But this does not speak for everyone. I also don’t think that everyone needs to follow Warren Buffet to in order to achieve financial freedom. Having MACs every single day is unhealthy and having gadgets that are seriously outdated in the long run is not helpful to e communication due to the lag and all. I believe in spending things that one really enjoy and spend within one’s means and plan ahead. Typically, quality equates to a higher price tag, not everyone pays for brand solely. Every situation varies, and is never a one size fits all. At the end of the day, when one is relentlessly cutting down on all little luxuries in life, it’s pointless. Life is a good amount and balance of enjoyment, prudence.
Neverthess, thanks for this video. ❤
Dun worry, I can understand a different point of view. Cya around 👌🏻👍
One of my goals is NOT to own/have a car.
Hi Josh, this content is so so so relatable. Its disheartening to witness individuals in my surroundings who earn more but ultimately end up being the least happy.
To all the young one (20-35yo) out there, like what Josh mentioned it's always how much you can keep (and invest). Lifestyle inflation is a silent killer of your finances. Choose wisely. Cheers! 🤗
Thank you for the praise. Let’s inform more young adults on proper financial expectations when there’s so much flexing these days on instagram
I need to start looking poor
Welcome to the rebels club 🫢
I think I really look poor and I dun know why. I usually wear slippers, carry a My Melody/Twin Star/Mickey Mouse print recycle bag and wears a normal dress and credit card promoters hardly approach me. Instead, the skills future staff always approach me!😨🤦I think I must have looked like a house wife though I earn a decent pay and have a fully paid landed, an apartment and a condo with just one more year to fully repay. I have quite a handsome collection of gold bars and jewellery, old currencies, CPF rich but I just look poor. I can go to expensive hotel buffets to celebrate wedding anniversary and my hubby carry a backpack and I carry a recycle bag. We just dun blend into that kind of environment.😅
@@Huathuatah88 hahah! Do you need god daughter 😂😗
@@noby9693 hahaha! No need. I have 2 boys and 2 girls. One young adult and 3 teenagers.😜
I don't have to look poor. I am always poor. No joke.
how do me get 8% return yearly?
It has to be in equities long term
What's on your balance sheet that can afford you true freedom is more important than looking rich.
LOL how to get 8% wthout taking risk???
Invest into equities for the long term
So, here's the scoop: I've been putting on my best "I'm broke" act lately, and when I stroll through the mall (not in SG), people are looking at me like I'm about to apply for a part-time job as a mall cop just to make ends meet. Little do they know, I could buy that flashy promo car they're drooling over with a wad of cash.😎🤣
Be careful, folks in here will say you are flexing. 😂 Although i certainly dont have the view.
Hi Josh , i like alot of content you put up but this Video really feels like you are struggling to put up video on a week basis so just upload a content which is kinda subpar. Just my thoughts hope you don't mind. Thanks.
No probs... Curious which parts you feel is not usual. Ive a surprise to share with you...
Hi bro
You need attractive thumbnail designer?
Do drop an email to joshtantap@gmail.com. Thank you
@@joshconsultancy please check it sir
how do me get 8% return yearly?
It has to be in equities long term