I've to add a point that is, Most of the Indians are middle class and for even little things they prefer going to shops with little amount of money so it's necessary and easier way to pay the amount through cash. So even for little transactions like 5rs, 10/12rs using digital payments could be addictive and hence we would spend alot of money without realising the appropriate use of money. And my another point is, we give some amount of money to children or to kids for snacks and all such things and they are dependent on parents and adults for money so I think cash is appropriate source of money than online payment. Hence conclusion of this point is from childhood even kids should know the appropriate usage of money without spending more and unnecessarily. Thank you.
Good evening everyone, my name is aditi verma and I am student of shambhunath group of institutions, and i am pursuing BBA and this is my 3rd year, so as the topic is digital payment are secure and indiq is ready to go cash so my point of view is, that yes cashless economy is good for india because provide us many ways to transfer the some of money to another account during the purchasing of goods and services because it is sometimes very difficult for anyone to hold the money in itself pocket, because it may be get hacked by anyone we cannot do believe in everyone qnd if we have the bank a/c then also you have to be safe because your a/c get hqcked but if you are not sharing or showing your a/c number or password with any third person then it can be safe for your in the present scenario, so , i am agree with this point, because it could help to indiq in many ways because now every bank a/c i now safe and if it is not to be that much safe then sorry but I request to you to not sharing your personal property like a/c number and also the password both are important for every that you have to must kept under secure. Thank You.
Cash less economy means completing the monetary transactions by using the electric modes and it becomes possible due to digtalisation Cash less economy mission was launched by govt of India under the leadership of pm narendre modi ji which aimed to reduce the dependence on liquid Cash and done digitally what was the need of Cash less economy which gain push by demonetisation because after dem digtalisation was promoted Need - to curb corruption - to reduce black money So that govt can now supervises the rranscations which is being done by the public and also it is transparent, authentic so less time consuming 24 hrs 365 days available
One thing that arises in my mind that the server problem which I face frequently. When the all system of our India became cashless then the banks in which our accounts are exist at a time the transaction became difficult technically. For example we go the any shop which is about 10-20 km far from our home and we need some things ane want to pay digitally by smartphone and the bank server is down then what can we do at that moment .
Recently lost money using UPI. Transaction failed and tick mark did not appear. However amount got deducted. tried again and same problem. So had to give cash to the vendor. Ended up paying 3 times the cost of product. amount not yet credited back to account even after 2 months completed. So now I am careful not to use UPI to unknown persons and vendors.
India Benefitted By Cashless in this way.... Save Time and Money Skillful employments Increasing Manageable Transaction Anywhere We done Computerisation and Tax record proved the progress of economy Nowdays High Security Reduce Corruption and Black Money
Sometime bank not help caseless purchasing items as a results amounts to be paid dealers compelled to dismiss the transactions as such what actions to be done ?
In my opinion india is not ready for cashless economy if we talk about rural area and most of the people don't have mobile even if they have mobile but they dont property use in phone pay and Paytm and most of the time they become victim for cyber bullying so how to say that India is ready for cashless economy 😊
I've to add a point that is,
Most of the Indians are middle class and for even little things they prefer going to shops with little amount of money so it's necessary and easier way to pay the amount through cash. So even for little transactions like 5rs, 10/12rs using digital payments could be addictive and hence we would spend alot of money without realising the appropriate use of money.
And my another point is, we give some amount of money to children or to kids for snacks and all such things and they are dependent on parents and adults for money so I think cash is appropriate source of money than online payment. Hence conclusion of this point is from childhood even kids should know the appropriate usage of money without spending more and unnecessarily.
Thank you.
@@ritukodape6305 Good
Keep writing and sharing
Anything is possible if we have a great plan to execute we can overcome all the drawbacks !!!
Casless economy also reduce the corruption.
Good evening everyone, my name is aditi verma and I am student of shambhunath group of institutions, and i am pursuing BBA and this is my 3rd year, so as the topic is digital payment are secure and indiq is ready to go cash so my point of view is, that yes cashless economy is good for india because provide us many ways to transfer the some of money to another account during the purchasing of goods and services because it is sometimes very difficult for anyone to hold the money in itself pocket, because it may be get hacked by anyone we cannot do believe in everyone qnd if we have the bank a/c then also you have to be safe because your a/c get hqcked but if you are not sharing or showing your a/c number or password with any third person then it can be safe for your in the present scenario, so , i am agree with this point, because it could help to indiq in many ways because now every bank a/c i now safe and if it is not to be that much safe then sorry but I request to you to not sharing your personal property like a/c number and also the password both are important for every that you have to must kept under secure. Thank You.
If we see with the 360 degree it is not favour to start the cashless economy but if start it our India may get the first position in developed economy
I would like to suggest a GD topic .....( Reservation in competition exam ...???)
Yeh bro like wtf why reservation? 😢
Nice discussion, every point has pros and cons that lie in cashless economy
Mostly need to withdraw money from ATM due to unable to transactions Google pay while purchasing any items from shops
Cash less economy means completing the monetary transactions by using the electric modes and it becomes possible due to digtalisation Cash less economy mission was launched by govt of India under the leadership of pm narendre modi ji which aimed to reduce the dependence on liquid Cash and done digitally what was the need of Cash less economy which gain push by demonetisation because after dem digtalisation was promoted
Need - to curb corruption
- to reduce black money
So that govt can now supervises the rranscations which is being done by the public and also it is transparent, authentic so less time consuming 24 hrs 365 days available
One thing that arises in my mind that the server problem which I face frequently. When the all system of our India became cashless then the banks in which our accounts are exist at a time the transaction became difficult technically. For example we go the any shop which is about 10-20 km far from our home and we need some things ane want to pay digitally by smartphone and the bank server is down then what can we do at that moment .
ATM also don't have cash every time so everything has some drawbacks
Himanshu you speak very frenkly and I like much your voice
Nice points but this is not a group discussion it's debate.
Recently lost money using UPI. Transaction failed and tick mark did not appear. However amount got deducted. tried again and same problem. So had to give cash to the vendor. Ended up paying 3 times the cost of product. amount not yet credited back to account even after 2 months completed. So now I am careful not to use UPI to unknown persons and vendors.
India Benefitted By Cashless in this way....
Save Time and Money
Skillful employments Increasing
Manageable Transaction
Anywhere We done
Computerisation and Tax record proved the progress of economy
Nowdays High Security
Reduce Corruption and Black Money
if all the transactions are on record , it will be very eassy for people to track their spending......... and it also helps in filling ITR
Superb discussion
Tq this is our presentation
please upload the GD topic video on live in relationship
Out standing performance
Sometime bank not help caseless purchasing items as a results amounts to be paid dealers compelled to dismiss the transactions as such what actions to be done ?
It is very beneficial discussion
In online transaction we can face Server problem i.e Server down so it's not possible to make a cashless India
Good
Keeping writing your views
Challenges With Going Cashless...
Lack of knowledge and Awareness
Not enough bank account
Lack of resources
Cyber crime
Frauds
Guys you all amazing put good point
In my opinion india is not ready for cashless economy if we talk about rural area and most of the people don't have mobile even if they have mobile but they dont property use in phone pay and Paytm and most of the time they become victim for cyber bullying so how to say that India is ready for cashless economy 😊
Going transaction it's gives skill for employee to barons sector
Airtel store does not accept cash payment as postpaid bill. They force me to pay online. I dont have upi id. What can i do?
👍👍👍 great work done by this team and your efforts are appreciated 👍👍😊😊
Sir apne bola ye join big deal nahi hai iske eco-friendly na hone par
Lakin aaj kal har saal around 13billion tree note banana ke like Kate Kate hai
Join= koi in first line
Note = Kate in 3rd line
Awesome group discussion ❤️☺️
Osm sir. 👍🙏
Hardworking and destiny
Good moves guys
Outstanding discussion. Keep it up guys 🙂
Thanks
Nice discussion
Alpesh sir amazing 😍
Things are looking up.... 🔥😍 amazing himanshu sir, bhumika and mayank
#with_flow_
Alpesh sir rocking😍🤩💫
I want to suggest a GD topic women make a better manager.
Very good
Although we have discussed it once
But it can be planned again
Night owls vs early bird
Good 🙏
can we conduct GD by our own, so that we get some perfectness and knowledge//in Zoom....?????.//..
You can
Try finding people like you who are willing to do the same
I am also willing for gd
This is not gd. This is like a debate competition
Bhumika madam and me ❌
Bhumika madam and I ☑️
Online gathering or in-person gathering ...........🥴
I also got this topic 😭
👍🏻........
Lack of resources 😅
UPI should be mandatory everywhere.
🥰🥰🥰🥰🥰
✌🏻✌🏻✌🏻✌🏻✌🏻