Living in the Philippines is the best, for me I’m Filipino I came to the U.S. when I was 3 years old I went home when I was 10 and went to school in the Philippines, came back to the U.S. graduated colleges, I still speak my native language, tagalog and Kapangpangan, the U.S. is good for medical treatment and all, but over all I would rather live in the Philippines, because my heart & soul bleeds Philippines.
Then do it go back live there for a while and then tell us if you want to still live there.after living and working in the states for 40 years after my retirement i went back in the philippines planing to stay there for good boy I was wrong Philippines is not the same anymore just staying there for a year and half I decided to go back in the states may it will work for you but not for me. Just saying 😉
@@melaniopadilla5189 Very true. Philippines is not like in the 70s, 80s, or even 90s. Not fun anymore after the 90s, it went downhill fast. Philippines is overcrowded now and pollution is making people sick. I know of friends and relatives who died in their 40s, 50s and 60s due to stroke, cancer and heart attack because of unreliable medical system, pollution, possible fake or diluted meds and heavy traffic. Ambulances are NOT equipped with lifesaving medical equipment and trained paramedics, especially in the provinces. Traffic also slows the ambulance down and you will dead on arrival at the hospital. I know many who retired in the Philippines but could not adjust to inefficiencies and corruption there so they moved back to the US after 2-3 years. Also, excellent educational and employment opportunities are in the US for our kids and grand kids, not in the Philippines. WW3 will spark in South China Sea or in Taiwan soon, it is safer is US. I am also glad I retired in US where there is still freedom of choice and movement. It is OK to take vacations only in Asia and the Philippines but to live there permanently is a joke. It is more comfortable and convenient(especially healthcare and govt transactions) in US once retired with a paid off house/cars and debt-free.
I hope you have plenty of money to last a lifetime for a comfortable life and for emergencies. For MOST Filipinos, Philippines is HELL as they cannot even afford basic necessities.
I am a filipina and lived here in the bay area for decades . My husband and i decided to move back to the Philippines to retire. We're waiting after this pandemic is over and start a new life back home. I miss the philippines. See you mga kababayan soon.
@@beautifulnature9813 Dying is not a choice, it's a pattern ( long before religion existed )and you might be a religious believer or not- but no one is ready and happy when they were dying and until to moment of their last breath.
I was excited and full of positive thoughts about Philippines but after a year.... It just gets worst and worst. If I were you I would take a 3 month vacation and see if you can live with the changes. The economy is so bad that it's dog eat dog now.
@@GSXSF-250 you’re exactly correct. We have friends that built their house in the Philippine planning to retire in Pinas. But after a couple of months living in The Philippines they decided it’s not for them anymore. They can’t tolerate it, due to the facts #1 Poor Health care system, #2 Class discrimination #3 red tape just to mention a few of their concerns.
Cost of living, hands down the Philippines for sure. In my opinion, the secret to a happy retirement wherever you choose to retire is to live within your means. There are retirees who went to the Philippines or other countries to cut cost but still end up running out of funds because they don't watch out their spendings. To live simply and within your means is the key to have a peaceful and enjoyable retirement.
I think anyone would agree with living within your means. In my view the biggest issue for someone older who wants to live in the Philippines is health care. Dealing with poor sanitation, inefficient systems and poorly educated work for me are miner problems that can be somewhat avoided for the most part. Proper medical care for serious illnesses or major injuries are inadequate in my view. As an example do you know how many accredited hospitals there are in the Philippines? Up until about 10 years ago there was only one. That may have changed but maybe not. The accredited hospital being St Luke’s in Manila. That’s why all people applying for visas to the US have to us it for medical exams. I know there a some good hospitals other than St Luke’s but I’m talking accredited and the other issue is getting to the hospital! My wife’s brother just passed away. He was taken to the hospital by tricycle. I can’t even fit in one of those and usually ride behind the driver.
My husband and I have decided to stay in PHILIPPINES AND ABROAD. We dont want to lose our rights abroad specially medical health assistances. Were living in the island of bohol far from crowded cities.
I'm a retired FilAm ICU nurse 58, my husband is a retired ER nurse 62. 35 yrs of practice in the NYC and Las Vegas. We decided to retire to the Phil last Nov. Gave up all assets in the US. We are happy except for being caught up on this ECQ due to covid. Has a condo in Manila and a farm in Bulacan. Health care was an issue knowing it's not up to par with the US but we can't live a life because of the fear of getting sick. Maybe if you have less stress, happy with family, living simply and enjoying what you do, you can abate getting sick and end up with less medications. Plan for catastrophic illness, have cash for it and if unfortunately you die then that must be your fate. You can die anywhere anytime if it's your time. Live happy with a defined choice and not live life with fear of the what ifs.
I love your point of view about living life to the fullest instead of being scared of medical facilities in the Philippines. Who knows we could die of something else other than a health issue. We could die here in the states from being robbed, mugged or shot for issues like car jacking and just for being . non-white. Systemic racism is alive and rampant now thanks to Trump.
I'm English and have been married to my Filipina wife for 21 years, mostly living in England. One thing my wife is always saying to me is, "When we move to the Philippines you need to be more relaxed and friendly. You need to make an effort to speak to neighbours etc. People will want to speak to you so you should reciprocate." And, "Don't forget to smile!" I've been practicing but it makes my face hurt.
We have some U.S. Military retirees/veterans enjoying retirement in the summer capital of the Philippines - Baguio City. The weather is nice year round. There are hospitals - Notre Dame, St Louis University, and BGHMC within 3-miles radius. There's also three golf ⛳ courses approximately within 3-mile radius - Pinewoods, Baguio Country Club, and Camp John Hay Golf Club. We walk the fairway at the golf course so we get our exercise. I'm probably the youngest at 50 y/o and my group are 65 and up and the oldest is 85 y/o. During Memorial Day and Veterans Day, we hold a short ceremony at Camp John Hay Cemetery where some US Armed Forces are laid to rest. We also have community service helping the community here in Baguio City and surrounding areas. Lots of U S Navy retirees since U.S. had agreement to allow Filipinos to join U S Navy before 1991. Some retired at late 30s or early 40s and enjoyed their retirement check(s) here in Baguio City. Remember to live life to the fullest because tomorrow is never promised!
I disagree just very slightly 😊😊with the nice weather all year round. We have a summer house in a gated subdivision near Mt. Sto. Tomas. When the rainy season starts in June, it rains almost every afternoon. July to November is typhoon season and a lot of the typhoons seem to prefer to pass through Northern Luzon.😁😁 Our house is shrouded with fog every morning. One thing I must add are the great beaches of La Union (Agoo, Bauang), which are only about 90 minutes by car from Baguio. The availability of fresh stateside vegetables (cauliflower, lettuce, etc) and strawberries that are so cheap. Free movies for seniors at SM Baguio. The 3 hospitals you mentioned are all classified as Level-3 by the DOH, the highest possible classification. BGH is undergoing a major upgrade to add state-of-the-art specialty centers for heart, kidney, etc., no need to go to Makati Med or St. Luke's. Like you said, a person can be rushed to a Level-3 hospital from anywhere in Baguio in 15-20 minutes. You have a great mayor in Benjie Magalong, who managed the pandemic better than any LGU in PHL. Baguio is rated among the top 10 cities with the lowest crime rate, not just in PHL but in Southeast Asia!
Wow thanks parang gusto ko mag retire sa baguio.My partner is US army vet and he's very active supporting vet events maybe he can join in ur group soon hehe..
@@92646snake Nag rereklamo kayo hindi naman 3 months umuulan...dito sa 4 season 3 months lang ang summer minsan shorter pa lagi kang nakabalot bigat bigat takes time to wear it all
I had that same attitude.... Same poor people that I helped bit me in the ass for more money. They are only nice like puppies until they can't live off from you anymore.
Be careful with your bleeding heart. There are plenty of scammers in the Philippines that would take advantage of your generosity. Even charities that seem legit are scams, not all but most.
I’m planning to do both. 6 months in the US and 6 months in the Philippine province. but of that 6 months - I’ll be traveling throughout Asia - making Philippines my main residence.
The only thing I don’t like about living in the Philippines is that every time I will ask a friend to go with me for out of town or lunch or to the malls I am expected to pay for all expenses and if it’s out of town I also pay pesos because she have some children to support.
Totally understand. Not just friends, relatives need to be included. lol That’s one of the downsides of living in an impoverished country. You’re surrounded by poor people...
I retired in my province since 1995. I am in U.S. from 1966 to 1995. Since i came back i saved and bought Real estates from my Navy pension. We have now Mcdonald, 7 Eleven, Starbuck, Pizza Hut, various Donut Shop. Metro Manila had all you need. Huge shopping malls. I can use my Tricare in the few Hospitals. I love my home sweet home. The only i missed huge steaks. Many nice beaches nearby. Many houses now are bigger and typhoon proof. Subdivision all over now. Welcome to my home. The best place in the world.
If you have saved enough or are recieving retirement pay, your dollar will go a long way, and enjoy a healthy comfortable lifestyle provided you stay outside of the cities ( but not too far so you can avail of city comforts once in a while, like banks, malls, fastfoods, shops, entertainment, etc). If you can afford it, better buy or build yourself a modest house with yard for some garden. In RP tipping is not required. You can hire a househelp who doubles as your gardener, cook, launderer, and companion - at a very cheap price. Neighbors are kind and helpful. If you want US goods, you can ask your US kins to send you a box every 6 mos. Nature is breathtaking and free. I wouldn't trade US for RP.
Kristene's Dad. When you eat at a restaurant, check your receipt because most eating places now add a 10% service charge on your bill without your knowledge. Or, always ask if tips are included on the bill.
It would be very helpful to add that for people, specially seniors, who have medical conditions or need special medical care to stay in the US. Philippine medical care costs can wipe you out financially in the event you need extended medical care. But for those where money is not a problem, enjoy the regal life in the Philippines. Just make sure you have tons of cash because it's all about cash when you are trying to save or extend your life in the Philippines.
I'm a Filipino obtained Italian citizenship a while ago planning to retire in the Philippines forgetting all the benefits being enjoying here because i feel my home country calls me to come back after all I've experiienced here too much stress there's no place like home come what may rest in peace with my homeland is always my dteam .
My opinion in retiring to the Philippines will depend on how you will spend your retirement and what kind of citizenship yo have and what is your priority. If your retirement is based on just relaxing, then, not having advanced technology will not a problem at all. But if you plan on having a business,then l and behold,you have to deal with all the issues Mr.Vlogger said. If you are a a dual citizen, you still have to come back to the US within the year anyways that you can schedule your stay here and there bearing in mind that Christmas season in the Philippines is the most festive and at the same time,busiest. Then summer time is heatstroke time,so,choose how you divide your stay. If most f your family or relative is in the Philippines, then that is one more advantage. For some reason, as years passes by and as you age, you appreciate kinship more. Insurance? There is PHilhealth, private Insurances etc and there is the senior card and gives you additional discounts. Seniors are more respected in the Philippines. If your health is already failing,then you might as well stay in the US. So I think decision to retire in the Philippnes really depends on the individual. Thank you sir for your opinion. It is much appreciated. Your point of view could defer from mine but I respect what yo have presented because most of it is true and correct.
Good video, Danny. I retired to the Philippines over 2 years ago to a city south of Davao. I would.like to raise 2 points. First, never , ever move somewhere without spending some time there! Certainly not because of any vloger trying to sell some place as being heaven on earth. There is no such place! Every place has it's positives and negatives. The Phillipines is no different. Be careful of videos made by people who have not lived here for a substantial time. Danny is good. The second point conserns medical care. It is very cheap by US standards but it is likewise as poor in quality. It you have health concerns, please think twice and again before moving here. It might just cost your life. The US is a long way away for an emergency or even diagnose. Please think about it!
Rocktranger1000: i spent 40 years in the US medical system. My conclusion is there are good doctor and there are a lot of bad doctors too. Everywhere. But in the PI you don’t have to spend and arm and a leg to realize that your doctor isn’t good. Private hospitals typically have better doctors but you still have to look. Besides what I used to spend on premiums in the US, I save in the bank and that is my out of pocket source.
I left Philippines in 1975. I went back in 2019 and went back to US in 2020. All I can say is “I’m disappointed ”. I was too trustworthy and some people took advantage of me. I experienced corruption started from security guards up to government officials. Taxi drivers will charge you double when it’s raining, etc, etc.
So true! I experienced all the good and very bad things in the Philippines. I do NOT recommend moving to Philippines if you're not healthy. Also, do NOT let anyone know that you're from a dollar country.
@@marcelbernard158 So so TRUE! I plan to go back after this crazy pandemic. Plus, I miss working and being productive. Philippines is only good for a week vacation.
When a foreigner is asking me about living and planning to retire on the Philippines, I told them take a long vacation . Dont buy condo yet or a house in the Philippines until you stayed there long enough.
I've just heard that a Filipina living in Canada has a bill of $100,000 ( P5 M) in the Philippines because a parent was in the hospital for 30 days. In America, if your parent has a medical bill, they would not go after after the children to pay the bills unlike in the Philippines. Second, Philippine major cities have good healthcare, however, if you do not know what questions to ask or you're not in healthcare yourself, they do not bother explaining to you in detail about the care received of your family. Doctor's rates are room rates per night. Make sure you review the bill in detail. Some doctors are corrupt and they charge a visit even if they only saw the patient once. I've had a very wonderful experience with a doctor in CDO. Very informative, kept me updated with my mom's condition, even tried to lower my costs. It is about approach as well and do not be too arrogant just because you've gone abroad.
Wow sir, so glad you informed people about this great information. In 1991 I was station at Clark Air Base working as US Air Force Security Police. Now I am age 57, contemplating on retiring in the Philippines. Your knowledge really given me more great incite, thank you for the great information about retiring in the Philippines.
I like 🇺🇸 USA Ive been here for only 7yrs it’s way beyond comparison! But my heart left in Philippines and there’s something in my homeland that I can’t find it here in USA and only I can have it back when I return home and retire there. I have 3 properties there with rice farm the reason also I need to return home for good.
It is OK to just take vacations in the Philippines especially if you have kids. Kids are better off in US due to many educational and employment opportunities in US. Most Fil-AMs return to USA after retiring in the Philippines for months or a few years. I planned to retire in Philippines but changed my mind after 10 years when I got used to the comfortable and convenient lifestyle in US. I have been in California since 1987. I get stressed more when in Philippines. I am stress-free in US as I own my house/cars outright and debt-free.
Hi. Your topics is helpful to some people who wants to live in Philippines. Some of foreign people love to retire in PI. First reason is the climate, cost of living, some admire filipina women and the filipino hospitality.
if you're a native filipino and have a reasonable money saved , then it's best to retire in the Philippines . Why? You will treated with respect, no discrimination, and forget about high technology, just get 2 housemaids to make your day much easier for you .
I don’t even need a housemaid because there’s only me and my husband, we have a small house, we do our own cooking, shopping and cleaning with out any problem.
@@waterheaterservices Have you seen or read about the mistreatments of the Asian Americans here in the states? Filipinos are being blamed for the corona virus that started in China. How would you feel if your love ones or friends got smacked around just for looking Asian. I would rather deal with the new admin than Trump. I think you should stick your head out from where it was and smell the roses. It smells better now. Good luck.
I was planning on retiring there in the Philippines but finally decided on staying here in the USA. The medical services and convenience of living here were my deciding factors. I have Medicare Advantage plan (Cigna HMO) for my insurance. All my maitanance medications cost me $1/month, 0 copay for primary MD. I feel more secure living here in the USA. We have to choose what is the best for us in this life...enjoyed and appreciate your video.
@@noeminoemi1350 FOREIGNERS CAN APPLY PHILIPPINE RETIREE VISAS ( CALLED SRRV GOOGLE IT ) ( THE EASIEST REQUIREMENT IN THE WORLD) Special Resident Retiree's Visa (SRRV)
I stumbled upon your channel after watching Expats vlogging about retiring in the Philippines. I got hooked quickly, you offer good facts and I'll look into your recommendations
Fantastic information Danny. I don't know how I came across your channel but it happened. I am a 51 year old British expat, living and working in Saudi. The Philippines is a country I want to visit one day for sure and yes, I have just subscribed to your channel.
Please do not make a major move without living in Philippines for at least six months and rent first. Check out their hospitals and cost. Learn how their judicial works. Be prepared with corruptions and DO NOT give a loan to anybody. Goodluck.
@@mariegalang9674 hahaha. Honestly I moved there in 2018. Halos lahat na nakilala ko ay peke. Niloloko din kami nang HOA namin at nagtanong ako sa mga owners kung bakit hindi idemanda. Sabi sa akin ang judicial is very slow at puro bayad lang sa attorney dahil laging postpone ang hearing. Di ko alam ang dilawan.
The reason why so many people in Manila it is because the people from province think that Manila is a Land of Opportunity and the salary much higher than province...
Massive job opportunity is in Manila. The annual national budget, 75% to 80% goes to the capital. A big chunk of the provinces and cities budget are allocated to the capital cuz it is a centralized system. It is a vicious economic cycle where very less money is budgeted for the provinces for the needed infra, education, health, job opportunities hence people flock to Metro Manila. It is sad and unfair. The inequality and injustice is still ongoing until now.
Hello po . I enjoyed much in the Philippines. I am already resigned from my job and every 6 months kept coming back and forth. I am only here in the US because my husband still working in Sealift Command . We save some and contented. Stay safe and Healthy Everyone.
I agree with you regarding opening a bank account, a relative of mine works for BPI and was the one helping me but it still took a couple of hours just to open a savings account. But be forewarned if your are a US Citizen, Philippine banks will ask for your Social Security number to comply with FACTCA requirements of the US. This is a big deal if you are safeguarding your SS number from potential hackers. My advice on this, if you have an account with Citi Bank, Chase and BoA, they have ATM branches in Makati and BGC so they won't charge you for ATM fees, Charles Schwab won't charge ATM fees regardless of affiliations so you might not need to open a bank account in the Philippines. I think the survey with regards to the Philippine population about 64% can speak English is accurate because understanding words or sentences in English are different from speaking English fluently. But again compared to other countries this is a big improvement when some of them cannot even understand a word.
I say retire to the place that makes you happy, that you feel you are more comfortable to live and you feel you have enough money for your monthly expenses.Whether its in the Philippines, USA or anywhere in the world.
Regarding banking well I am happy to share that I pay my utility bills through Land Bank online banking. The beauty is as soon as I receive pension benefits in my European bank account it is automatically transferred online to my Transfer Wise borderless account portal (where i have Euro, Dollar and Peso), when needed I convert Euro into Dollar or Peso at a very very minimal fee and competitive conversion rate. I live in Bataan with no traffic, low cost, very low population density, good medical facilities, 45 minutes by ferry to Mall of Asia and most all with Clark International Airport to fly out to the different islands and to Europe.
How do you withdraw your money from TransferWise when you need it? Is it online also for transfer to your local bank? Is there a charge for that? I didn't know that they offer that. I will inquire about it. Thanks.
Kumusta po. To withdraw cash I transfer funds from either euro or peso currencies within TW to my landbank account and then withdraw cash from there. Withdrawing cash (ATM) directly from TW debit card incur charges from local banks. Salamat po
I am a Filipino Canadian... 54 years now living in Canada. What I'm going to do is spend several months in the Philippines during winter here, and go home in Canada summer time. No need to retire in the Philippines... I want to spend my time, in a province, near the ocean, fresh food and air. I don't trust Phil health insurance. I heard what this Filipino politicians use to do in Phil health insurance. I will buy other health insurance.
Retirement? Planning your retirement at the early age. This will define your future. It doesn't matter where you retire. It's all about how you vision your future. Financial literacy is the key. Some people are lucky to retire in US because in the first place they were able to get to US. But having knowledge on how to manage your financial status at a young age will get you where you want.
If you love your country, you will stay there. Everything can be adjusted and get used to. If you love your family, you will stay with them wherever they are, there is no substitute for family togetherness. If you are looking for self worth and dignity, you will always be a first class citizen in the Philippines. If convenience is your priority, it is where you feel more comfortable. If you want to retire not wanting to wash dishes, clean the house and backyard, cook your own food then you get get a maid in the Philippines. I'm a highly educated person with a good job in US but when I go home I have to be my own maid. It is hard when your memory fades, joints hurt, you're slow to move and you still have to clean the house. If you have money, Philippines is the way to go. You can pay for the best healthcare, people to do everything for you and money for "lagay". Lol. Love my country.
My friend in his 70s went on vacation. He has kidney issues. He had trouble urinating so the wife took him to St Luke's Taguig. The doctor said he needs dialysis. Thankfully the daughter is a doctor and told them to insert a catheter. And he was so much better after that instead of having to spend a lot of money and he was out of the hospital. So be careful. There are always good and bad doctors everywhere even in the States. My mom had surgery in the province. The surgeon updated me with everything tried to help me so I can keep my cost down.
Healthcare and life insurance in the Philippines is terrible. Age limit to buy insurance is lower compared to US, healthcare system is terrible too. In US, you cannot be denied of medical care in hospital because you have no money. In the Philippines, you will die if you don’t have money when you go to hospital. There are a lot of government assistance in US for older people like medicare, food stamp and housing. USA is a better place to retire.
100% correct! It is OK to just take vacations in the Philippines and stay in 4-5 star hotels with AC and Wi-Fi. Living there permanently is dangerous to our health.
My dad is a retiree. He has dual citizenship. He built a house, farm, apartments, and banquet venue in the Philippines as extra income. He travels back and forth from California to P.I. He travels back to U.S for medical necessities. Positives of retiring in the Philippines is the cheap, delicious food, fruits, family, and he's able to still keep busy with the projects he has in the Philippines. The negative side is that his family who are not as well off always ask for money practically almost daily even though their own kids are doing well, his siblings are always asking for money now that he's living there 8 months out of the year. Also, the medicine is more expensive in P.I. (pay cash) than in the U.S. since he has medical insurance in the U.S.
I've been living here in the Philippines for 10 years (early retirement) and I will be going back to USA next year. I will only recommend Philippines as a vacation place.
I retired in the Philippines in 2015. I also live in Hawaii. I travel back and forth so to appreciate the best of both worlds. The beaches in Hawaii are much cleaner than most beaches in the Philipines. The people are more friendly in the Philippines. The senior's benefits are only for the local seniors living in the local economy, not for foreigners with a large income. US groceries are available in Duty-free stores at about 30% less than in Hawaii. I use my medical insurance in the US for major emergencies and will be reimbursed for my expenses. Dental and medical expenses are very cheap. My total cost for a doctor's visit and prescription is the same cost as my co-payment in Hawaii.
True I was told on many occasions I can not get the senior discount. One woman was such a bitch about it, you could tell she got joy out of telling me no. They're not all as sweet as candy over there.
You can avail senior discount on your hospital bills my husband when he was brought to emergency and stayed for 6 hrs had CT scan xray and some lab test the bill was about 11 k minus 20 percent discount for seniors we paid about 9k... And I'm senior also he can use my Philhealth...
Totally agree! other reasons why my hubby would not want to live or retire in the Philippines is because it's too hot, too crowded, dirty, drivers are crazy, dangerous, (be careful specially if you're a foreigner, be cautious and watchful of your surroundings) and to add to that, the unnecessary medicines needed and dishonest hospital billings when you get sick. Above all, most if not all "justice is for sale". Goodluck to all the foreigners who are happily living in the Philippines!
Live in a remote village or in an uohill baranggay... Wherein people where treat better than anyone else. You got a faem of chickens, duck, vegetables plantations and a fish pond that would always be better anywhere. There is no police too. But if you live in the City there are lots of swindlers, all are there name it. And the place is not good for retirement.
I just retired last year from the L.A. County Sanitation District. Also I’m retired from the US Military and also drawing Social Security pension. With my pensions alone, we can lavishly live in comfort in the Philippines. But my biggest concern is the medical care. Fact is, the older you get, the more health issues you will have. Manila have some good hospitals, but if you want to live peacefully, clean and a quiet life you have to live away from Manila. In case of emergency you’re at a good long distance from the good hospitals. With the traffic there, the chances of getting to the hospital alive is very slim to none. So the best for me is stay here in the US and just go on vacation there. Also we knew a lot of people who retired in the Philippines but after a few years came back here in the US. I miss the Philippines, that’s where I was born and raised. America is now my homeland but the Philippines will forever be my Native Land. Wherever you go there will be pros and cons but you need to evaluate and make your personal decisions on where you will be at peace.
Oh po, I have been able to pay our Meralco bill and our Globe bill with a Visa card in the US. That's really helpful during lockdown. Haven't been successful yet with Manila water but we also haven't gotten a bill since lockdown.
I think this lockdown will change something big in the Philippines. Companies will likely start online and credit card payments. I hope! It's time for the country to advance with the time. I know that fraud is bad in the Philippines, but insurance companies should jump into this opportunity. 😀
Sa opinion ko lang maganda mag retired sa pinas kung hindi ka maluho buhay na buhay kana. D gaya sa states may pension ka nag retired kana kulang pa kasi maraming bayarin yung pension mo napupunta sa bayarin lalo nat wala kang bahay nag renta lang kulang parin. Dito sa america kahit may mga kamag anak ka walang libre.. Pero lahat naman ng tao kanya kanya naman kung saan tlaga masaya.. Lage po ako nanonood sa vedio niyo sir nakakuha din ako ng mga idea.. Salamat godbless
Xhian dy depende PO kung you can afford na mag retired sa US if you can’t then Philippines is okay. I prepare dito sa US kase I like the health insurance at pinaghandaan ko po ang aking financial. Pero I trusted God whatever He will lead me to it
Frankly, way back year 2014 when I went back in Phil to do some production and farming work in Bohol for almost 4 years .. I was almost decided to stay for good, cause I’m already over 65 ... Then before 2018 I changed my mind ... bureaucracy, politics, corruptions & frustrations of seeing dangerous killings every now and the. just discourage me .... although I’m still open to change my mind, I’m now back in Australia .. still enjoying my grandchildren .. there are pros & cons of course ... but for now I’m ok here in my adopted country
That was a good move deciding not to live in the Philippines. It is not what it used to be. I lived there for 16 years I went back a few months ago and the place has really changed and is expensive. Filipinos don't really like us very much anymore they're starting to turn on us. Immigration is giving many guys hard time when they arrive at the airport and asking a lot of questions and very unfriendly. I think they just feel there is too many foreigners there and I tend to agree with them. Not so much the foreigners that are retired there but the guys going there looking for you know what! I can't blame them for that. When I was in Cebu City a few months back there were so many foreigners around I was tripping over them. I couldn't stand it but as I said, I do not think the Philippines is a good place to retire in anymore they are absolutely turning on foreigners. It was totally different years back. I got there in 1999 totally different now especially with Duterte.
I know several retired Filipino friends and relatives , who said they will stay "FOR GOOD" in the Philippines came back in the USA after a year or 2. All I am saying is that give it a try first for a few years before pulling the trigger. Also you will be dealing with mosquitos, hot weather 24/7, and of course typhoons. Yeah you might as well just retire in Florida hahaha... Convenience of USA with incoveniences of the Philippines.
Very useful information. Yes the Philippines does have its issues, but the USA is certainly not without their own. The Philippines does have its priorities and values in the right place. God, Family, Community..., in the USA so few worship in any manner, they can not wait fo grand-ma and grand-pa to die, and they do not know, or want to know their neighbors.... much less ever offer to help anyone in their community.
I am now retired US Citizen now live in the Philippines. Money wise it is nice to spend your pension. I live in the farm but not too far from the beach. Life is good away from crowded place no smog , we eat fresh meat, fruits and vegetables. If you want to eat fancy food just go to the city and shop at the same time.The only difference is the weather....I travel back and forth twice a year....You don't know what you miss....
To my situation I like more in Philippines.you can save so much money.because water from wheels more safe and no monthly bill.Ang electricity can minimize using if your wise,and the best I can do my own gardening,livestock organic,because I have my piece of land and my own pension.because I own my own.
Alaminos city Pangasinan is a beautiful city where i was born and grew up. 23 yrs later i went abroad as OFW, seafarer and permanently living here in Canada. 24yrs na ako s abroad but nothing compares how i miss my hometown. If i will retire i choose to live in Alaminos city. No doubt.
grandpa, glad you have a vlog like this to keep us seniors and retirees informed and answer our questions. good job. I hope thought that the Phiippines will improve more in near future and build more clean sustainable new cities or towns like the BGC, Taguig city and Makati city, we need more cities like these where there are no diesel jeepneys or tricycles causing pollution instead use electric or hydrogen powered shuttles, flood control infrastructures, low crime, etc. then more retirees will move there. IMPROVE, IMPROVE is the key.
I will not retire in the Philippines. The government does’nt have the capability to handle the pandemic situation. People of the Philippines suffered a lot because of that. They dont have the necessary resources for the hospitak, airport, all means of transportation. Look at all those thousands of stranded foreigners who cannot get out the Philippines because of the lockdown, those stranded ofw who cannot go back to their provinces, and all the many incidents wherein people died unnecessarily. You gotta be so crazy to think of going back to the philippines. This is a cursed country.
The main reason I want to go back to the Philippines when I'm ready for retirement is: I don't want to go to a nursing home here in the US. I have a friend who put her mom in the nursing home, it costs $10,000 per month! The mom has to exhaust(ubusin lahat) all her assets before medicaid takes over to pay for her long term care. In the Philippines, I can hire a nurse and helper in my own place. I had a client who was 86 years old, she and her husband were from CA and they had this set-up. As the Covid-19 mess has shown, nursing homes are hit hard... I don't expect my child to take care of me 24/7 when I can no longer take care of myself.
My friend's mom went home supposedly to retire. She has a nice place. Hired a private nurse, physical therapist and installed a camera. She was so bored. Returned to Florida. Human connection and maintaining your activities of daily living is important. So if you do not have a social network, it is going to be hard.
Very informative and spot on Danny. I say that because that is the conclusion I came to after spending 2 winters in the Philippines 2017 and 2018. The paper work they love paper work!
I think it is still better in the US. Seniors have free medical insurance. In California, it is the MediCal. They have free food allowance CalFresh $250/mo more or less. And, seniors also have SSI $900/mo more or less aside from their 401k or state retirement funds. Seniors mostly need medicine and regular checkup. In the Philippines you have to pay for your own check up and hospitalization.
thanks sir! :) for all the ideas.they enlightened me . i’m 31 now but i’m already planning a lot for a simple but happy and cost friendly retirement now.that’s how i got to your vlog.
I think the most negative about retiring in philippines are the EMS service you have a high chance of dying on emergency condition like heart attack or stroke. it will take time for you to reach the ED due to long transport time…
If you do not go to the Philippines you will never know what it is all about..just go to the Philippines and act like it is a vacation and if you like it stay..you can always go back home and take care of your business and move back to the Philippines or if you do not like it you can go home and live in the United States but if you do not try you will never know..😂😷🤗😁😷🇺🇸🍻
You only have one life to live. Enjoy life while you can. Living in the Philippines with young n beautiful GF plus delicious n cheap food to eat and beer, it can’t get any better than that ☺️
That's why Philippines have so many temptation for corruption because of a kind of transaction you do personal and pay in person. Online transactions make you easy and comfortable less time and less corruption.
I am a U.S citizen retired here in Davao City for 15yrs. You need to be a native born Philippine citizen to qualify for a Sr. citizen's card. American born Filipino do not qualify for a Sr. citizens card.
Good info. Planning to retire in the Philippines soon. I have a property in California that I’ll probably rent out for additional income when the time comes. Not sure if it’ll be better to rent or buy a property in the Philippines. Been living in the US for so many years and have gotten used to the way of life. Definitely cheaper in the Philippines if you have dollars.
PHILIPPINE GOT $1 HAIRCUT $2 CHICKEN MEAL - LOTS OF TROPICAL FRUITS $1 -- CHEAP MAHI MAHI $15 WHOLE 2 FOOT LONG FISH -- RAISE 1000 NATIVE CHICKENS FOR ORGANIC MEAT N ORGANIC EGGS IN YOUR OWN BACKYARD WITHOUT ANY NEIGHBORS COMPLAINING YOUR US DOLLARS GOES A LONG WAY N GOING TO TRAVEL AROUND ISLANDS AND ASIA ARE SUPER CHEAP ... U RETIRE IN USA YOU WILL BE JUST STUCK AT HOME N YOUR PENSION IS NOT ENOUGH ..USE MEDICAL CITY HOSPITAL .FOREIGNERS CAN APPLY PHILIPPINE RETIREE VISAS ( CALLED SRRV GOOGLE IT ) ( THE EASIEST REQUIREMENT IN THE WORLD) Special Resident Retiree's Visa (SRRV)
Retirees will love it in the Philippines .. Not only bcoz everything is cheap..but seniors will enjoy the special treatment given them.. cueing will be a thing of the past... you will also enjoy between 20 to 30 percent discounts on restos , pharmacies, hotels, travel costs, hospitals etc..ohh movies are free on certain days ..i agree living in the province is better than city living in the Philippines
You hit the nail on the head Vlogger, as a simple joe with just SS i made the choice to retire in Mindanao. The cost of living in the States was just to much and odds are i would either be out on the streets homeless or working my butt off during my retirement. I know i made the right choice.
For utility payments such as Internet, Electricity, Water, Mobile Phone. You may enroll them in your credit card and it will be automatically settled once billed.
Sir I have been living here in Europe since 1981 , but I was thinking ,as 1 option , to go back and stay as a Retired person , so I started to make Research about the Home for the Ages ,alas I was schocked by the Prices .They are all expensive more than what I get Monthly. I had already applied in one of the best Home for the ages here , and it cost only 700 Euro., but Im still doing some Research. who knows . .I advantage here is the Health System and ,Dead Peole are Honored and Remembered the whole year not only on All Souls Day. I thank you for sharing your knowledge to us . .Goodluck ..
Thanks ! very informative. I had been abroad also, and knew the high cost of living overseas. Personally, I prefer Philippines you just need to strategize on how to address your needs.
When I retired if I used both my company retirement pension and social security, i would have used most of that money for an equivalent medical that I had with my company and for separate insurance for my wife ( not retired). I would not have enough money to pay for house insurance, house taxes, car insurance or a deductible from a medical emergency. And we are middle class. We live comfortably here, I am learning the local dialect, our medical costs have been reasonable out of pocket and home maintenance costs are reasonable. We are not in a hurry as in the US so we are happy.
Thinking of going back and living in the Philippines 3 years from now. I have to save some for me so I can start a little business without asking my husband for a capital.
People can put in all the negatives and positives that they can think of but in the end it will depend on your preference. For example, if you're worried about hospitals in the Philippines then you should manage your health better by eating healthy and exercise or if you're sick and tired of not knowing your neighbors in US and you want more interactions with people than philippines might be the place for you. There will always be pro's and con's just take your pick. Bottom line being a retiree i lived my life in a structured way due to my kids and family, now i can almost see the / my finish line so i decided that i just want to live a happy life worry free, i will take a long walk every morning eat healthy talk to friends and neighbors. I know that there will be negative issues but I'm willing to face that challenge as long as i can achieve my main objective and that is to be happy and take control. Cant wait Philippines.:-)
PHILIPPINE GOT $1 HAIRCUT $2 CHICKEN MEAL - LOTS OF TROPICAL FRUITS $1 -- CHEAP MAHI MAHI $15 WHOLE 2 FOOT LONG FISH -- RAISE 1000 NATIVE CHICKENS FOR ORGANIC MEAT N ORGANIC EGGS IN YOUR OWN BACKYARD WITHOUT ANY NEIGHBORS COMPLAINING YOUR US DOLLARS GOES A LONG WAY N GOING TO TRAVEL AROUND ISLANDS AND ASIA ARE SUPER CHEAP ... U RETIRE IN USA YOU WILL BE JUST STUCK AT HOME N YOUR PENSION IS NOT ENOUGH ..USE MEDICAL CITY HOSPITAL .FOREIGNERS CAN APPLY PHILIPPINE RETIREE VISAS ( CALLED SRRV GOOGLE IT ) ( THE EASIEST REQUIREMENT IN THE WORLD) Special Resident Retiree's Visa (SRRV)
I thought the senior discounts are only for Philippine Citizens. I was stationed in Cubi Point during the 1980 and married my wife 34 years ago, so it looks like she moved to the US for the first 34 years of marriage, so now as I get ready to retire we are building a house in her province of Bulacaan for the next 34 years together. Great information
I believe Bulacan, Bulacan is where the new airport that will replace NAIA will be built. Might be a good location to look into for property appreciation considerations.
Hello Sir Danny! Thank you for the info. Yes, we are definitely going to retire in Pinas. BTW, I made the meatballs sandwich recipe today. It was soooo delicious. I nailed it. It's my first time ever making meatballs sandwiches. My family loved it too. Thank you again for sharing the video. God bless you and your wife always. Watching from South Carolina.
Grandpa, I pay all my bills online. Water, Electricity, Telco almost everything can be paid online here. Paturo ka na lang kung di ka marunong. My aunt will retire here sa pinas, I have to teach her how to. hehe
allan anthony Cheng my phone bill through paymaya but i have to load paymaya at SM, my electric bill at SM though some electric companies are registered with paymaya
@@josefinafaure9358 most utilities can be paid through online: Here are your options: 1. Pay online through your bank savings account. Some bank requires you to enroll them first such as BPI before you can use the online payment facility. 2. You can enroll your utility payments through your credit cards. It will authomatically charged to your card once billed. The secret here is ask your bank and your utility provider.
THX POPS ALL YOUR DETAILED INFORMATION ARE QUITE ACCURATE I AM AN EX US ARMY COMBAT VETERAN MILITARY POLICE OFFICER RETIRED AFTER I SERVED AND SURVIVED THE WAR IN IRAQ AND AFGHANISTAN WAR DURING JAN 03 TO JAN 04 I HAVE DECIDED TO LIVE IN THE PHILIPPINES IN QUEZON CITY I AM ORIGINALLY FROM NORTH BERGEN NEW JERSEY USA
Its true ..if you bring your dollar in Pinas you can still lived good and happy,you can choose the area you wish.not Manila too crowded but there are lots of area to live in
In the Phil., if you are hospitalize , you need to have down payment first or else they will not treat you and if you stay in the hospital and your down payment is gone , they will give you a bill you need to pay, you need to pay or else you can”t stay in the hospital. Pay first before they will treat you.
i thought the hospital hill have you hostage d for u paid bills. so a patient is not allowed out of the hospital no matter what unless someone pays the bill
also may I add, in the Philippines they have funeral advance plan...Funeral agent (usually some fat middle aged woman in flipflop) will show up unannounced in your hospital bed ,put out a tape measure to take your height and width size for a tailor made coffin..,all of these are done in the comfort of your dying bed , while gasping for your last breath...it's more fun in the PH
Hi Sir! Just want to comment on what you've shared here... First, about the beggars... Do you know that most of them came from the Provinces? And most of those poor people are also parents from Provinces who thought living in Manila will make their life better but end up living as squatters in different areas in Metro Manila... Second, regarding the opening of account in banks... It is much easier now... You just have to have 1 I.D to present unlike before, they required 2 I.D's and pictures... Third, you can pay now your bills thru Online banking for example if you have an account in BPI or BDO and other accounts... you just have to sign up and presto... you can go to the bill section to pay all your utilities... Most of the companies do their business thru online as well and even groceries and other stuff for your convenience... Lastly, you're absolutely correct about the other things that you said... Maybe, the reason you weren't updated it's bcoz it's been quite a while you stayed here in our country... Next time you do... you'll see the difference po... Love your vlog... very informative especially to those who's thinking of retiring here... God's blessings... :)
LOVELY SPIRIT i pay my PLDT through paymaya which is an app on your phone, the good thing is money back which i can use to load my phone again on the same app, to load paymaya i have to go to SM, as for the electric bill i have to go to SM or savemore when it's not due yet, when it's overdue i have to go to the electric companies, some electric companies are in the paymaya app.
Thank you sir for an honest feedback of saying “If you cant afford the living cost in the US , you can consider to go back to Philippines.” which helps me now on my decision making.
Yeah if you want a western life style but if you want all kinds of life style Philippines is better no racist and happy neighborhood, most of the people are friendly and welcome whatever your racist
One reason some of my friends tell me they will retire in the US is because their family will keep bothering them for money. Plus if you travel with a companion or more then one many will expect you to pay for everything. Another is if you do decide to help someone with an antibiotic for example they do not use the money to fill the prescription but find out later that the money was used for something else. I have heard some many sad stories. Of course not all are that way but still to many are. Now I will watch your video and see what you have to say.
I'm sorry to say that that is the problem with Filipinos. They don't understand the cost of living in the U.S. They think we're rich because they multiply your income by the exchange rate, not understanding that here we spend dollars and not pesos. Here's a link in case you have not seen it yet: ua-cam.com/video/6VAFNaq3Qag/v-deo.html
@@vloggergrandpa2707 A dollar is a dollar in the US and roughly 50 pisos in the Philippines. It takes many dollars to live in the US but less than half in the Philippines. First of all we all have a different definition of LIVING! Living to me is providing for the basics and having some left over for entertainment, emergencies and what have you. There's a big difference between living and living it up!!!
Frankly speaking we like to enjoy our life in Philippines before we die..Our retirement could augment our standards to enjoy our life in fullness..Here in United state work , work ,work but as a human we r not happy to stay longer so we decided to spend time here with our relatives ,friends etc..At least we r happy before we r gone in this world...I remember my mother in law who overstay in Philippines almost three yrs stay in one facility but it's cheaper n she is happy before she passed away...Her children place her in a facility which is convenient to all things needed..Cheaper nanny, food n accomodation..
Bottomline depends on your lifestyle and finances. A lot of people say... cheap to retire in the Philippines. But you have to make a lot of adjustments. I had visited pinas many times... the level of comfort is definitely below par compared with the Bay Area. For one thing medical care is not the same... more expensive:.
Very true, that's why I won't buy a property there. I will only rent, during winter here, and go back in Canada on summer time. You are right, the level of comfort and health issue.
Sorry but this I think is sometimes not true, we already have Lazada or other online shops were in we can buy what we want. Online payments are also available already in the philippines
Currency exchange: $1=Php. 48(pesos) $1000=Php. 48,000 Studio Type Apartment: Around Php. 8K-12K defending on your taste 200sq.m. lot to buy around Php. 400K=$8,333 in the province not in a city Modest kind of house in the province around Php. 600k = $12,500 Median income for gov't employee = Php. 50K So if you establish a permanent house here and have a monthly pension of $1000 your life will be fine. If you live in major city expect that cost to triple.
I start coming back 2015. 3-4x/yr ..I was born in Philippines, I been in neighboring country like Taiwan, Japan, Korea, Malaysia, Thailand, Indonesia and others, There are beautiful and well manage. pero There is no place like HOME. The more I visit the more I like it. .. either hate it or like it.. but I like it. I enjoy while I can hopefully I retire soon ..
![Should you retire at age 62? [More on social security to consider.]](http://i.ytimg.com/vi/tAujsrQryTg/mqdefault.jpg)
![Should you retire at age 62? [More on social security to consider.]](/img/tr.png)
![How foreigners can possess land in the Philippines [Who can own land in the Philippines?]](http://i.ytimg.com/vi/PAvOa6WmTd8/mqdefault.jpg)
Living in the Philippines is the best, for me I’m Filipino I came to the U.S. when I was 3 years old I went home when I was 10 and went to school in the Philippines, came back to the U.S. graduated colleges, I still speak my native language, tagalog and Kapangpangan, the U.S. is good for medical treatment and all, but over all I would rather live in the Philippines, because my heart & soul bleeds Philippines.
If you are earning enough to live there, good for you. Enjoy.
Then do it go back live there for a while and then tell us if you want to still live there.after living and working in the states for 40 years after my retirement i went back in the philippines planing to stay there for good boy I was wrong Philippines is not the same anymore just staying there for a year and half I decided to go back in the states may it will work for you but not for me. Just saying 😉
Ung anak ko nga dual we live in Europe after her schooling hotel managment..ayun bumalik Pinas and get married. and shes happy there
@@melaniopadilla5189 Very true. Philippines is not like in the 70s, 80s, or even 90s. Not fun anymore after the 90s, it went downhill fast. Philippines is overcrowded now and pollution is making people sick. I know of friends and relatives who died in their 40s, 50s and 60s due to stroke, cancer and heart attack because of unreliable medical system, pollution, possible fake or diluted meds and heavy traffic. Ambulances are NOT equipped with lifesaving medical equipment and trained paramedics, especially in the provinces. Traffic also slows the ambulance down and you will dead on arrival at the hospital. I know many who retired in the Philippines but could not adjust to inefficiencies and corruption there so they moved back to the US after 2-3 years. Also, excellent educational and employment opportunities are in the US for our kids and grand kids, not in the Philippines. WW3 will spark in South China Sea or in Taiwan soon, it is safer is US. I am also glad I retired in US where there is still freedom of choice and movement. It is OK to take vacations only in Asia and the Philippines but to live there permanently is a joke. It is more comfortable and convenient(especially healthcare and govt transactions) in US once retired with a paid off house/cars and debt-free.
I hope you have plenty of money to last a lifetime for a comfortable life and for emergencies. For MOST Filipinos, Philippines is HELL as they cannot even afford basic necessities.
I am a filipina and lived here in the bay area for decades . My husband and i decided to move back to the Philippines to retire. We're waiting after this pandemic is over and start a new life back home. I miss the philippines. See you mga kababayan soon.
🙏🙏🙏🙏🌹🇵🇭❤️🇨🇦
@@chaskaabraxas5314 People still survived. If they want to die early it's their choice. God is still so good if we are still alive today. 🙂
@@beautifulnature9813 Dying is not a choice, it's a pattern ( long before religion existed )and you might be a religious believer or not- but no one is ready and happy when they were dying and until to moment of their last breath.
I was excited and full of positive thoughts about Philippines but after a year.... It just gets worst and worst. If I were you I would take a 3 month vacation and see if you can live with the changes. The economy is so bad that it's dog eat dog now.
@@GSXSF-250 you’re exactly correct. We have friends that built their house in the Philippine planning to retire in Pinas. But after a couple of months living in The Philippines they decided it’s not for them anymore. They can’t tolerate it, due to the facts #1 Poor Health care system, #2 Class discrimination #3 red tape just to mention a few of their concerns.
Cost of living, hands down the Philippines for sure. In my opinion, the secret to a happy retirement wherever you choose to retire is to live within your means. There are retirees who went to the Philippines or other countries to cut cost but still end up running out of funds because they don't watch out their spendings. To live simply and within your means is the key to have a peaceful and enjoyable retirement.
That's the key anywhere! It's all about creating a budget and sticking with it. Live within your means!
robert clark I think I would set my budget for 1000-1200 that way if I went over some I would still be able to have emergency funds left
I think anyone would agree with living within your means. In my view the biggest issue for someone older who wants to live in the Philippines is health care. Dealing with poor sanitation, inefficient systems and poorly educated work for me are miner problems that can be somewhat avoided for the most part. Proper medical care for serious illnesses or major injuries are inadequate in my view. As an example do you know how many accredited hospitals there are in the Philippines? Up until about 10 years ago there was only one. That may have changed but maybe not. The accredited hospital being St Luke’s in Manila. That’s why all people applying for visas to the US have to us it for medical exams. I know there a some good hospitals other than St Luke’s but I’m talking accredited and the other issue is getting to the hospital! My wife’s brother just passed away. He was taken to the hospital by tricycle. I can’t even fit in one of those and usually ride behind the driver.
Living like others in other countries.
instablaster...
My husband and I have decided to stay in PHILIPPINES AND ABROAD. We dont want to lose our rights abroad specially medical health assistances.
Were living in the island of bohol far from crowded cities.
I'm a retired FilAm ICU nurse 58, my husband is a retired ER nurse 62. 35 yrs of practice in the NYC and Las Vegas. We decided to retire to the Phil last Nov. Gave up all assets in the US. We are happy except for being caught up on this ECQ due to covid. Has a condo in Manila and a farm in Bulacan. Health care was an issue knowing it's not up to par with the US but we can't live a life because of the fear of getting sick. Maybe if you have less stress, happy with family, living simply and enjoying what you do, you can abate getting sick and end up with less medications. Plan for catastrophic illness, have cash for it and if unfortunately you die then that must be your fate. You can die anywhere anytime if it's your time. Live happy with a defined choice and not live life with fear of the what ifs.
Well said now I feel better
Excellent point to remember!
So true on pointe! We are also on same track
I love your outlook in life, thank you for sharing! Would you say that your many years in the medical field has shaped your mindset about life?
I love your point of view about living life to the fullest instead of being scared of medical facilities in the Philippines. Who knows we could die of something else other than a health issue. We could die here in the states from being robbed, mugged or shot for issues like car jacking and just for being . non-white. Systemic racism is alive and rampant now thanks to Trump.
I'm English and have been married to my Filipina wife for 21 years, mostly living in England. One thing my wife is always saying to me is, "When we move to the Philippines you need to be more relaxed and friendly. You need to make an effort to speak to neighbours etc. People will want to speak to you so you should reciprocate." And, "Don't forget to smile!" I've been practicing but it makes my face hurt.
😆😆😆
Too late. At this point in your life you are who you are
😎👍🇵🇭🇺🇸
Get a smiling face mask 😷😜🥱👍🏻
@Ian H. The more you smile the more you’ll look younger 😀😀😀😀. Filipinos wants you to be approachable and friendly
We have some U.S. Military retirees/veterans enjoying retirement in the summer capital of the Philippines - Baguio City. The weather is nice year round. There are hospitals - Notre Dame, St Louis University, and BGHMC within 3-miles radius. There's also three golf ⛳ courses approximately within 3-mile radius - Pinewoods, Baguio Country Club, and Camp John Hay Golf Club. We walk the fairway at the golf course so we get our exercise. I'm probably the youngest at 50 y/o and my group are 65 and up and the oldest is 85 y/o. During Memorial Day and Veterans Day, we hold a short ceremony at Camp John Hay Cemetery where some US Armed Forces are laid to rest. We also have community service helping the community here in Baguio City and surrounding areas. Lots of U S Navy retirees since U.S. had agreement to allow Filipinos to join U S Navy before 1991. Some retired at late 30s or early 40s and enjoyed their retirement check(s) here in Baguio City. Remember to live life to the fullest because tomorrow is never promised!
Healthcare where do you get it?
I disagree just very slightly 😊😊with the nice weather all year round. We have a summer house in a gated subdivision near Mt. Sto. Tomas. When the rainy season starts in June, it rains almost every afternoon. July to November is typhoon season and a lot of the typhoons seem to prefer to pass through Northern Luzon.😁😁 Our house is shrouded with fog every morning.
One thing I must add are the great beaches of La Union (Agoo, Bauang), which are only about 90 minutes by car from Baguio. The availability of fresh stateside vegetables (cauliflower, lettuce, etc) and strawberries that are so cheap. Free movies for seniors at SM Baguio. The 3 hospitals you mentioned are all classified as Level-3 by the DOH, the highest possible classification. BGH is undergoing a major upgrade to add state-of-the-art specialty centers for heart, kidney, etc., no need to go to Makati Med or St. Luke's. Like you said, a person can be rushed to a Level-3 hospital from anywhere in Baguio in 15-20 minutes. You have a great mayor in Benjie Magalong, who managed the pandemic better than any LGU in PHL. Baguio is rated among the top 10 cities with the lowest crime rate, not just in PHL but in Southeast Asia!
Wow thanks parang gusto ko mag retire sa baguio.My partner is US army vet and he's very active supporting vet events maybe he can join in ur group soon hehe..
@@92646snake Nag rereklamo kayo hindi naman 3 months umuulan...dito sa 4 season 3 months lang ang summer minsan shorter pa lagi kang nakabalot bigat bigat takes time to wear it all
@@preppy_katherine Baguio is nice Tagaytay Cebu Davao etc etc.
I am a US citizen but i would like to retire in the Philippines...love to help needy kababayans❤️
I had that same attitude.... Same poor people that I helped bit me in the ass for more money. They are only nice like puppies until they can't live off from you anymore.
Love it
@@GSXSF-250 most of them are like that.
Be careful with your bleeding heart. There are plenty of scammers in the Philippines that would take advantage of your generosity. Even charities that seem legit are scams, not all but most.
I’m planning to do both. 6 months in the US and 6 months in the Philippine province. but of that 6 months - I’ll be traveling throughout Asia - making Philippines my main residence.
The only thing I don’t like about living in the Philippines is that every time I will ask a friend to go with me for out of town or lunch or to the malls I am expected to pay for all expenses and if it’s out of town I also pay pesos because she have some children to support.
I always think I’m paying for their time. It’s business for them. Besides, they know u have more to spend ( u know $ change).
Reason I don't have a free loader friends on the philippines. I can do better by myself.
Totally understand. Not just friends, relatives need to be included. lol
That’s one of the downsides of living in an impoverished country. You’re surrounded by poor people...
@@TomBTerrific OK don't go to the Philippines no problem... There's a lot of poor people there....
Korek
I retired in my province since 1995. I am in U.S. from
1966 to 1995. Since i came back i saved and bought
Real estates from my Navy pension.
We have now Mcdonald, 7 Eleven, Starbuck, Pizza Hut,
various Donut Shop. Metro Manila had all you need.
Huge shopping malls. I can use my Tricare in the few
Hospitals. I love my home sweet home. The only i
missed huge steaks.
Many nice beaches nearby. Many houses now are
bigger and typhoon proof. Subdivision all over now.
Welcome to my home. The best place in the world.
If you have saved enough or are recieving retirement pay, your dollar will go a long way, and enjoy a healthy comfortable lifestyle provided you stay outside of the cities ( but not too far so you can avail of city comforts once in a while, like banks, malls, fastfoods, shops, entertainment, etc). If you can afford it, better buy or build yourself a modest house with yard for some garden. In RP tipping is not required. You can hire a househelp who doubles as your gardener, cook, launderer, and companion - at a very cheap price. Neighbors are kind and helpful. If you want US goods, you can ask your US kins to send you a box every 6 mos. Nature is breathtaking and free. I wouldn't trade US for RP.
Kristene's Dad. When you eat at a restaurant, check your receipt because most eating places now add a 10% service charge on your bill without your knowledge. Or, always ask if tips are included on the bill.
KRISTINE'S DAD me too
It would be very helpful to add that for people, specially seniors, who have medical conditions or need special medical care to stay in the US. Philippine medical care costs can wipe you out financially in the event you need extended medical care. But for those where money is not a problem, enjoy the regal life in the Philippines. Just make sure you have tons of cash because it's all about cash when you are trying to save or extend your life in the Philippines.
I'm a Filipino obtained Italian citizenship a while ago planning to retire in the Philippines forgetting all the benefits being enjoying here because i feel my home country calls me to come back after all I've experiienced here too much stress there's no place like home come what may rest in peace with my homeland is always my dteam .
Stress is a killer. Better to be stress free and enjoy life
My opinion in retiring to the Philippines will depend on how you will spend your retirement and what kind of citizenship yo have and what is your priority.
If your retirement is based on just relaxing, then, not having advanced technology will not a problem at all. But if you plan on having a business,then l and behold,you have to deal with all the issues Mr.Vlogger said.
If you are a a dual citizen, you still have to come back to the US within the year anyways that you can schedule your stay here and there bearing in mind that Christmas season in the Philippines is the most festive and at the same time,busiest. Then summer time is heatstroke time,so,choose how you divide your stay.
If most f your family or relative is in the Philippines, then that is one more advantage. For some reason, as years passes by and as you age, you appreciate kinship more.
Insurance? There is PHilhealth, private Insurances etc and there is the senior card and gives you additional discounts. Seniors are more respected in the Philippines.
If your health is already failing,then you might as well stay in the US.
So I think decision to retire in the Philippnes really depends on the individual.
Thank you sir for your opinion. It is much appreciated. Your point of view could defer from mine but I respect what yo have presented because most of it is true and correct.
Good video, Danny. I retired to the Philippines over 2 years ago to a city south of Davao. I would.like to raise 2 points. First, never , ever move somewhere without spending some time there! Certainly not because of any vloger trying to sell some place as being heaven on earth. There is no such place! Every place has it's positives and negatives. The Phillipines is no different. Be careful of videos made by people who have not lived here for a substantial time. Danny is good. The second point conserns medical care. It is very cheap by US standards but it is likewise as poor in quality. It you have health concerns, please think twice and again before moving here. It might just cost your life. The US is a long way away for an emergency or even diagnose. Please think about it!
Rocktranger1000: i spent 40 years in the US medical system. My conclusion is there are good doctor and there are a lot of bad doctors too. Everywhere. But in the PI you don’t have to spend and arm and a leg to realize that your doctor isn’t good. Private hospitals typically have better doctors but you still have to look. Besides what I used to spend on premiums in the US, I save in the bank and that is my out of pocket source.
I left Philippines in 1975. I went back in 2019 and went back to US in 2020. All I can say is “I’m disappointed ”. I was too trustworthy and some people took advantage of me. I experienced corruption started from security guards up to government officials. Taxi drivers will charge you double when it’s raining, etc, etc.
So true! I experienced all the good and very bad things in the Philippines.
I do NOT recommend moving to Philippines if you're not healthy. Also, do NOT let anyone know that you're from a dollar country.
@@marcelbernard158 So so TRUE! I plan to go back after this crazy pandemic. Plus, I miss working and being productive. Philippines is only good for a week vacation.
YES! Restaurant service in the Philippines is much, much better in the Philippines than in the US!
When a foreigner is asking me about living and planning to retire on the Philippines, I told them take a long vacation . Dont buy condo yet or a house in the Philippines until you stayed there
long enough.
I've just heard that a Filipina living in Canada has a bill of $100,000 ( P5 M) in the Philippines because a parent was in the hospital for 30 days. In America, if your parent has a medical bill, they would not go after after the children to pay the bills unlike in the Philippines. Second, Philippine major cities have good healthcare, however, if you do not know what questions to ask or you're not in healthcare yourself, they do not bother explaining to you in detail about the care received of your family. Doctor's rates are room rates per night. Make sure you review the bill in detail. Some doctors are corrupt and they charge a visit even if they only saw the patient once. I've had a very wonderful experience with a doctor in CDO. Very informative, kept me updated with my mom's condition, even tried to lower my costs. It is about approach as well and do not be too arrogant just because you've gone abroad.
retire in the Phils and live in the. Province buy a farm lot. plant your own food...
Yes sir, that is a good idea. The farm will keep you busy in your life. One good idea
Wow sir, so glad you informed people about this great information. In 1991 I was station at Clark Air Base working as US Air Force Security Police. Now I am age 57, contemplating on retiring in the Philippines. Your knowledge really given me more great incite, thank you for the great information about retiring in the Philippines.
I like 🇺🇸 USA Ive been here for only 7yrs it’s way beyond comparison! But my heart left in Philippines and there’s something in my homeland that I can’t find it here in USA and only I can have it back when I return home and retire there. I have 3 properties there with rice farm the reason also I need to return home for good.
Good luck with healthcare!
THERE IS NO PLACE LIKE HOME TALAGA
It is OK to just take vacations in the Philippines especially if you have kids. Kids are better off in US due to many educational and employment opportunities in US. Most Fil-AMs return to USA after retiring in the Philippines for months or a few years. I planned to retire in Philippines but changed my mind after 10 years when I got used to the comfortable and convenient lifestyle in US. I have been in California since 1987. I get stressed more when in Philippines. I am stress-free in US as I own my house/cars outright and debt-free.
Hi. Your topics is helpful to some people who wants to live in Philippines. Some of foreign people love to retire in PI. First reason is the climate, cost of living, some admire filipina women and the filipino hospitality.
if you're a native filipino and have a reasonable money saved , then it's best to retire in the Philippines . Why? You will treated with respect, no discrimination, and forget about high technology, just get 2 housemaids to make your day much easier for you .
I don’t even need a housemaid because there’s only me and my husband, we have a small house, we do our own cooking, shopping and cleaning with out any problem.
Amen. Well said. We are living in the aftermath of the Trump era and he has condoned racism against Asian Americans.
@@alexmanzon1796 Totally untrue. We just don't accept being abused by China, but now we have Great Helmsman Chairman Bei Jing Biden and The Party.
@@waterheaterservices Have you seen or read about the mistreatments of the Asian Americans here in the states? Filipinos are being blamed for the corona virus that started in China. How would you feel if your love ones or friends got smacked around just for looking Asian. I would rather deal with the new admin than Trump. I think you should stick your head out from where it was and smell the roses. It smells better now. Good luck.
Retiring in the Philippines really depends on your lifestyle. So happy and blessed for our long range planning
I was planning on retiring there in the Philippines but finally decided on staying here in the USA. The medical services and convenience of living here were my deciding factors. I have Medicare Advantage plan (Cigna HMO) for my insurance. All my maitanance medications cost me $1/month, 0 copay for primary MD. I feel more secure living here in the USA. We have to choose what is the best for us in this life...enjoyed and appreciate your video.
You cannot compete with the US for convenience but It's boring and becoming unsafe.
@@noeminoemi1350 FOREIGNERS CAN APPLY PHILIPPINE RETIREE VISAS ( CALLED SRRV GOOGLE IT ) ( THE EASIEST REQUIREMENT IN THE WORLD)
Special Resident Retiree's Visa (SRRV)
I stumbled upon your channel after watching Expats vlogging about retiring in the Philippines. I got hooked quickly, you offer good facts and I'll look into your recommendations
Fantastic information Danny. I don't know how I came across your channel but it happened. I am a 51 year old British expat, living and working in Saudi. The Philippines is a country I want to visit one day for sure and yes, I have just subscribed to your channel.
Please do not make a major move without living in Philippines for at least six months and rent first. Check out their hospitals and cost. Learn how their judicial works. Be prepared with corruptions and DO NOT give a loan to anybody. Goodluck.
Tinakot mo naman wala na mga dilaw hahahahah
@@mariegalang9674 hahaha. Honestly I moved there in 2018. Halos lahat na nakilala ko ay peke. Niloloko din kami nang HOA namin at nagtanong ako sa mga owners kung bakit hindi idemanda. Sabi sa akin ang judicial is very slow at puro bayad lang sa attorney dahil laging postpone ang hearing. Di ko alam ang dilawan.
Living abtoad for 30yrs and phils is still my home and retirement home
The reason why so many people in Manila it is because the people from province think that Manila is a Land of Opportunity and the salary much higher than province...
NCR is most congested in terms of population here in the Philippines.
Massive job opportunity is in Manila. The annual national budget, 75% to 80% goes to the capital. A big chunk of the provinces and cities budget are allocated to the capital cuz it is a centralized system. It is a vicious economic cycle where very less money is budgeted for the provinces for the needed infra, education, health, job opportunities hence people flock to Metro Manila. It is sad and unfair. The inequality and injustice is still ongoing until now.
Like US people think its heaven hahahah
Hello po . I enjoyed much in the Philippines. I am already resigned from my job and every 6 months kept coming back and forth. I am only here in the US because my husband still working in Sealift Command . We save some and contented. Stay safe and Healthy Everyone.
I agree with you regarding opening a bank account, a relative of mine works for BPI and was the one helping me but it still took a couple of hours just to open a savings account. But be forewarned if your are a US Citizen, Philippine banks will ask for your Social Security number to comply with FACTCA requirements of the US. This is a big deal if you are safeguarding your SS number from potential hackers. My advice on this, if you have an account with Citi Bank, Chase and BoA, they have ATM branches in Makati and BGC so they won't charge you for ATM fees, Charles Schwab won't charge ATM fees regardless of affiliations so you might not need to open a bank account in the Philippines. I think the survey with regards to the Philippine population about 64% can speak English is accurate because understanding words or sentences in English are different from speaking English fluently. But again compared to other countries this is a big improvement when some of them cannot even understand a word.
Also, you are not allowed to assign a beneficiary on your savings account.
@@tonyandlornadelosangeles6115 That's true too.
I say retire to the place that makes you happy, that you feel you are more comfortable to live and you feel you have enough money for your monthly expenses.Whether its in the Philippines, USA or anywhere in the world.
Perfectly said. You don't have to criticize the Phils. so US would look good. To each his own. Nobody is forcing them to retire in the Phils.
Regarding banking well I am happy to share that I pay my utility bills through Land Bank online banking. The beauty is as soon as I receive pension benefits in my European bank account it is automatically transferred online to my Transfer Wise borderless account portal (where i have Euro, Dollar and Peso), when needed I convert Euro into Dollar or Peso at a very very minimal fee and competitive conversion rate. I live in Bataan with no traffic, low cost, very low population density, good medical facilities, 45 minutes by ferry to Mall of Asia and most all with Clark International Airport to fly out to the different islands and to Europe.
How do you withdraw your money from TransferWise when you need it? Is it online also for transfer to your local bank? Is there a charge for that? I didn't know that they offer that. I will inquire about it. Thanks.
Kumusta po. To withdraw cash I transfer funds from either euro or peso currencies within TW to my landbank account and then withdraw cash from there. Withdrawing cash (ATM) directly from TW debit card incur charges from local banks. Salamat po
I am a Filipino Canadian... 54 years now living in Canada. What I'm going to do is spend several months in the Philippines during winter here, and go home in Canada summer time. No need to retire in the Philippines... I want to spend my time, in a province, near the ocean, fresh food and air. I don't trust Phil health insurance. I heard what this Filipino politicians use to do in Phil health insurance. I will buy other health insurance.
Retirement? Planning your retirement at the early age. This will define your future. It doesn't matter where you retire. It's all about how you vision your future. Financial literacy is the key. Some people are lucky to retire in US because in the first place they were able to get to US. But having knowledge on how to manage your financial status at a young age will get you where you want.
@Rafael Pineda its all about defining your needs from your wants.
If you love your country, you will stay there. Everything can be adjusted and get used to. If you love your family, you will stay with them wherever they are, there is no substitute for family togetherness. If you are looking for self worth and dignity, you will always be a first class citizen in the Philippines. If convenience is your priority, it is where you feel more comfortable. If you want to retire not wanting to wash dishes, clean the house and backyard, cook your own food then you get get a maid in the Philippines. I'm a highly educated person with a good job in US but when I go home I have to be my own maid. It is hard when your memory fades, joints hurt, you're slow to move and you still have to clean the house. If you have money, Philippines is the way to go. You can pay for the best healthcare, people to do everything for you and money for "lagay". Lol. Love my country.
Makes a whole lot of sense to me!
That's right!
Just be careful of scammers that will bleed you dry.
My friend in his 70s went on vacation. He has kidney issues. He had trouble urinating so the wife took him to St Luke's Taguig. The doctor said he needs dialysis. Thankfully the daughter is a doctor and told them to insert a catheter. And he was so much better after that instead of having to spend a lot of money and he was out of the hospital. So be careful. There are always good and bad doctors everywhere even in the States. My mom had surgery in the province. The surgeon updated me with everything tried to help me so I can keep my cost down.
Healthcare and life insurance in the Philippines is terrible. Age limit to buy insurance is lower compared to US, healthcare system is terrible too. In US, you cannot be denied of medical care in hospital because you have no money. In the Philippines, you will die if you don’t have money when you go to hospital. There are a lot of government assistance in US for older people like medicare, food stamp and housing. USA is a better place to retire.
100% correct! It is OK to just take vacations in the Philippines and stay in 4-5 star hotels with AC and Wi-Fi. Living there permanently is dangerous to our health.
For me Philippines is a good place for vacation. USA is the best place for retirement.
you are a voice of reason!!! thank you for all the information you are sharing to us.
My dad is a retiree. He has dual citizenship. He built a house, farm, apartments, and banquet venue in the Philippines as extra income. He travels back and forth from California to P.I. He travels back to U.S for medical necessities. Positives of retiring in the Philippines is the cheap, delicious food, fruits, family, and he's able to still keep busy with the projects he has in the Philippines. The negative side is that his family who are not as well off always ask for money practically almost daily even though their own kids are doing well, his siblings are always asking for money now that he's living there 8 months out of the year. Also, the medicine is more expensive in P.I. (pay cash) than in the U.S. since he has medical insurance in the U.S.
I've been living here in the Philippines for 10 years (early retirement) and I will be going back to USA next year.
I will only recommend Philippines as a vacation place.
I totally agree with you.
I retired in the Philippines in 2015. I also live in Hawaii. I travel back and forth so to appreciate the best of both worlds. The beaches in Hawaii are much cleaner than most beaches in the Philipines. The people are more friendly in the Philippines. The senior's benefits are only for the local seniors living in the local economy, not for foreigners with a large income. US groceries are available in Duty-free stores at about 30% less than in Hawaii. I use my medical insurance in the US for major emergencies and will be reimbursed for my expenses. Dental and medical expenses are very cheap. My total cost for a doctor's visit and prescription is the same cost as my co-payment in Hawaii.
True I was told on many occasions I can not get the senior discount. One woman was such a bitch about it, you could tell she got joy out of telling me no. They're not all as sweet as candy over there.
You can avail senior discount on your hospital bills my husband when he was brought to emergency and stayed for 6 hrs had CT scan xray and some lab test the bill was about 11 k minus 20 percent discount for seniors we paid about 9k... And I'm senior also he can use my Philhealth...
Biggest issue for me re living in the Philippines is the corrupt police, customs inspectors, etc official government. Not all of them but MOST.
I agree with that.
Totally agree! other reasons why my hubby would not want to live or retire in the Philippines is because it's too hot, too crowded, dirty, drivers are crazy, dangerous, (be careful specially if you're a foreigner, be cautious and watchful of your surroundings) and to add to that, the unnecessary medicines needed and dishonest hospital billings when you get sick. Above all, most if not all "justice is for sale". Goodluck to all the foreigners who are happily living in the Philippines!
Live in a remote village or in an uohill baranggay... Wherein people where treat better than anyone else. You got a faem of chickens, duck, vegetables plantations and a fish pond that would always be better anywhere. There is no police too. But if you live in the City there are lots of swindlers, all are there name it. And the place is not good for retirement.
I just retired last year from the L.A. County Sanitation District. Also I’m retired from the US Military and also drawing Social Security pension. With my pensions alone, we can lavishly live in comfort in the Philippines. But my biggest concern is the medical care. Fact is, the older you get, the more health issues you will have. Manila have some good hospitals, but if you want to live peacefully, clean and a quiet life you have to live away from Manila. In case of emergency you’re at a good long distance from the good hospitals. With the traffic there, the chances of getting to the hospital alive is very slim to none. So the best for me is stay here in the US and just go on vacation there. Also we knew a lot of people who retired in the Philippines but after a few years came back here in the US. I miss the Philippines, that’s where I was born and raised. America is now my homeland but the Philippines will forever be my Native Land. Wherever you go there will be pros and cons but you need to evaluate and make your personal decisions on where you will be at peace.
Medical care is also my concern. But the cost of living is much cheaper in the Philippines.
Oh po, I have been able to pay our Meralco bill and our Globe bill with a Visa card in the US. That's really helpful during lockdown. Haven't been successful yet with Manila water but we also haven't gotten a bill since lockdown.
I think this lockdown will change something big in the Philippines. Companies will likely start online and credit card payments. I hope! It's time for the country to advance with the time. I know that fraud is bad in the Philippines, but insurance companies should jump into this opportunity. 😀
Sa opinion ko lang maganda mag retired sa pinas kung hindi ka maluho buhay na buhay kana. D gaya sa states may pension ka nag retired kana kulang pa kasi maraming bayarin yung pension mo napupunta sa bayarin lalo nat wala kang bahay nag renta lang kulang parin. Dito sa america kahit may mga kamag anak ka walang libre.. Pero lahat naman ng tao kanya kanya naman kung saan tlaga masaya.. Lage po ako nanonood sa vedio niyo sir nakakuha din ako ng mga idea.. Salamat godbless
Glad to hear. Thank you.
Xhian dy depende PO kung you can afford na mag retired sa US if you can’t then Philippines is okay. I prepare dito sa US kase I like the health insurance at pinaghandaan ko po ang aking financial. Pero I trusted God whatever He will lead me to it
Frankly, way back year 2014 when I went back in Phil to do some production and farming work in Bohol for almost 4 years .. I was almost decided to stay for good, cause I’m already over 65 ... Then before 2018 I changed my mind ... bureaucracy, politics, corruptions & frustrations of seeing dangerous killings every now and the. just discourage me .... although I’m still open to change my mind, I’m now back in Australia .. still enjoying my grandchildren .. there are pros & cons of course ... but for now I’m ok here in my adopted country
That was a good move deciding not to live in the Philippines. It is not what it used to be. I lived there for 16 years I went back a few months ago and the place has really changed and is expensive. Filipinos don't really like us very much anymore they're starting to turn on us. Immigration is giving many guys hard time when they arrive at the airport and asking a lot of questions and very unfriendly. I think they just feel there is too many foreigners there and I tend to agree with them. Not so much the foreigners that are retired there but the guys going there looking for you know what! I can't blame them for that. When I was in Cebu City a few months back there were so many foreigners around I was tripping over them. I couldn't stand it but as I said, I do not think the Philippines is a good place to retire in anymore they are absolutely turning on foreigners. It was totally different years back. I got there in 1999 totally different now especially with Duterte.
@@jasguy2715 THERE ARE 7000 ISLANDS NOT ALL ARE CROWDED WITH FOREGINERS
I know several retired Filipino friends and relatives , who said they will stay "FOR GOOD" in the Philippines came back in the USA after a year or 2. All I am saying is that give it a try first for a few years before pulling the trigger. Also you will be dealing with mosquitos, hot weather 24/7, and of course typhoons. Yeah you might as well just retire in Florida hahaha... Convenience of USA with incoveniences of the Philippines.
Exactly right.
Very useful information. Yes the Philippines does have its issues, but the USA is certainly not without their own. The Philippines does have its priorities and values in the right place. God, Family, Community..., in the USA so few worship in any manner, they can not wait fo grand-ma and grand-pa to die, and they do not know, or want to know their neighbors.... much less ever offer to help anyone in their community.
You never lived their did you ? A filipina's family comes before God and husband.
I am now retired US Citizen now live in the Philippines. Money wise it is nice to spend your pension. I live in the farm but not too far from the beach. Life is good away from crowded place no smog , we eat fresh meat, fruits and vegetables. If you want to eat fancy food just go to the city and shop at the same time.The only difference is the weather....I travel back and forth twice a year....You don't know what you miss....
To my situation I like more in Philippines.you can save so much money.because water from wheels more safe and no monthly bill.Ang electricity can minimize using if your wise,and the best I can do my own gardening,livestock organic,because I have my piece of land and my own pension.because I own my own.
Alaminos city Pangasinan is a beautiful city where i was born and grew up. 23 yrs later i went abroad as OFW, seafarer and permanently living here in Canada. 24yrs na ako s abroad but nothing compares how i miss my hometown. If i will retire i choose to live in Alaminos city. No doubt.
grandpa, glad you have a vlog like this to keep us seniors and retirees informed and answer our questions. good job. I hope thought that the Phiippines will improve more in near future and build more clean sustainable new cities or towns like the BGC, Taguig city and Makati city, we need more cities like these where there are no diesel jeepneys or tricycles causing pollution instead use electric or hydrogen powered shuttles, flood control infrastructures, low crime, etc. then more retirees will move there. IMPROVE, IMPROVE is the key.
I rather retire in the Philippines, I been there before and it's very nice.
I will not retire in the Philippines. The government does’nt have the capability to handle the pandemic situation. People of the Philippines suffered a lot because of that. They dont have the necessary resources for the hospitak, airport, all means of transportation. Look at all those thousands of stranded foreigners who cannot get out the Philippines because of the lockdown, those stranded ofw who cannot go back to their provinces, and all the many incidents wherein people died unnecessarily. You gotta be so crazy to think of going back to the philippines. This is a cursed country.
😮😮😮
@@capiztirzo2724 I think the President did well in managing the pandemic.
The main reason I want to go back to the Philippines when I'm ready for retirement is: I don't want to go to a nursing home here in the US. I have a friend who put her mom in the nursing home, it costs $10,000 per month! The mom has to exhaust(ubusin lahat) all her assets before medicaid takes over to pay for her long term care. In the Philippines, I can hire a nurse and helper in my own place. I had a client who was 86 years old, she and her husband were from CA and they had this set-up. As the Covid-19 mess has shown, nursing homes are hit hard... I don't expect my child to take care of me 24/7 when I can no longer take care of myself.
Well said.
My friend's mom went home supposedly to retire. She has a nice place. Hired a private nurse, physical therapist and installed a camera. She was so bored. Returned to Florida. Human connection and maintaining your activities of daily living is important. So if you do not have a social network, it is going to be hard.
Life is short . More fun in the Philippines . Enjoy life as long as we still alive 😉
It’s true
well said!
Very informative and spot on Danny. I say that because that is the conclusion I came to after spending 2 winters in the Philippines 2017 and 2018. The paper work they love paper work!
For retiree being simple and kind a slow pace is a must.
I think it is still better in the US. Seniors have free medical insurance. In California, it is the MediCal. They have free food allowance CalFresh $250/mo more or less. And, seniors also have SSI $900/mo more or less aside from their 401k or state retirement funds. Seniors mostly need medicine and regular checkup. In the Philippines you have to pay for your own check up and hospitalization.
@Leah. There’s nothing free in the US tax payer paid for it.
U cant have ssi if u have 401k
Prefers to stay in US for many many reasons but of course needed vacation to Phil cuz I missed my country much that's all.
thanks sir! :) for all the ideas.they enlightened me .
i’m 31 now but i’m already planning a lot for a simple but happy and cost friendly retirement now.that’s how i got to your vlog.
Wonderful!
Im about to retire, at your age, maximize your 401k contribution.
I think the most negative about retiring in philippines are the EMS service you have a high chance of dying on emergency condition like heart attack or stroke. it will take time for you to reach the ED due to long transport time…
Agreed
I like your channel, Danny. I learn a lot from you and your topics are very useful and informative. Thanks for sharing.
If you do not go to the Philippines you will never know what it is all about..just go to the Philippines and act like it is a vacation and if you like it stay..you can always go back home and take care of your business and move back to the Philippines or if you do not like it you can go home and live in the United States but if you do not try you will never know..😂😷🤗😁😷🇺🇸🍻
Absolutely true.
You only have one life to live. Enjoy life while you can. Living in the Philippines with young n beautiful GF plus delicious n cheap food to eat and beer, it can’t get any better than that ☺️
Well said Sir ... Greetings from a Filipina in NY 🙏❤😷🇵🇭
That's why Philippines have so many temptation for corruption because of a kind of transaction you do personal and pay in person. Online transactions make you easy and comfortable less time and less corruption.
Well as for me, no need to ask that.. I still love my own home country Philippines...
Philippine Malls are lively. U.S. Malls are dead. (I live in the U.S.)
I am a U.S citizen retired here in Davao City for 15yrs. You need to be a native born Philippine citizen to qualify for a Sr. citizen's card. American born Filipino do not qualify for a Sr. citizens card.
Totally agree, for now I'm enjoying my early retirement in Florida. Thank you for sharing.
You are so welcome!
Depends, if you are Asian, Philippines is a better choice, less discrimination over there.
AND MORE FUN TO FEEL YOUNGER EVEN GETTING OLD!!!
Good info. Planning to retire in the Philippines soon. I have a property in California that I’ll probably rent out for additional income when the time comes. Not sure if it’ll be better to rent or buy a property in the Philippines. Been living in the US for so many years and have gotten used to the way of life. Definitely cheaper in the Philippines if you have dollars.
Best of luck with whatever you decide!
PHILIPPINE GOT $1 HAIRCUT $2 CHICKEN MEAL - LOTS OF TROPICAL FRUITS $1 -- CHEAP MAHI MAHI $15 WHOLE 2 FOOT LONG FISH -- RAISE 1000 NATIVE CHICKENS FOR ORGANIC MEAT N ORGANIC EGGS IN YOUR OWN BACKYARD WITHOUT ANY NEIGHBORS COMPLAINING YOUR US DOLLARS GOES A LONG WAY N GOING TO TRAVEL AROUND ISLANDS AND ASIA ARE SUPER CHEAP ... U RETIRE IN USA YOU WILL BE JUST STUCK AT HOME N YOUR PENSION IS NOT ENOUGH ..USE MEDICAL CITY HOSPITAL .FOREIGNERS CAN APPLY PHILIPPINE RETIREE VISAS ( CALLED SRRV GOOGLE IT ) ( THE EASIEST REQUIREMENT IN THE WORLD)
Special Resident Retiree's Visa (SRRV)
Retirees will love it in the Philippines .. Not only bcoz everything is cheap..but seniors will enjoy the special treatment given them.. cueing will be a thing of the past... you will also enjoy between 20 to 30 percent discounts on restos , pharmacies, hotels, travel costs, hospitals etc..ohh movies are free on certain days ..i agree living in the province is better than city living in the Philippines
You hit the nail on the head Vlogger, as a simple joe with just SS i made the choice to retire in Mindanao. The cost of living in the States was just to much and odds are i would either be out on the streets homeless or working my butt off during my retirement. I know i made the right choice.
Nice to hear that.
Yes, you actually did!
For utility payments such as Internet, Electricity, Water, Mobile Phone. You may enroll them in your credit card and it will be automatically settled once billed.
Key words: stay in the province, stay simple. Money always runs out when your always spending on unnecessary stuff.
Me I still feel going to retire there for good because of the food there are not frozen vegetable ,fish and meat are fresh.
Sir I have been living here in
Europe since 1981 , but I was
thinking ,as 1 option , to go back
and stay as a Retired person , so
I started to make Research about
the Home for the Ages ,alas I was
schocked by the Prices .They are
all expensive more than what I get
Monthly. I had already applied in one of the best Home for the ages
here , and it cost only 700 Euro., but Im still doing some Research.
who knows . .I advantage here is the Health System and ,Dead Peole are Honored and Remembered the whole year not
only on All Souls Day.
I thank you for sharing your knowledge to us . .Goodluck ..
Thank you for the advice, still deciding to move back to Philippines.
Me too! more fun in Philippines.abroad boring!
@@mariegalang9674 : Totoo, boring talaga, sinabi mo pa!
Thanks ! very informative.
I had been abroad also, and knew the high cost of living overseas.
Personally, I prefer Philippines you just need to strategize on how to address your needs.
When I retired if I used both my company retirement pension and social security, i would have used most of that money for an equivalent medical that I had with my company and for separate insurance for my wife ( not retired). I would not have enough money to pay for house insurance, house taxes, car insurance or a deductible from a medical emergency. And we are middle class. We live comfortably here, I am learning the local dialect, our medical costs have been reasonable out of pocket and home maintenance costs are reasonable. We are not in a hurry as in the US so we are happy.
Thinking of going back and living in the Philippines 3 years from now.
I have to save some for me so I can start a little business without asking my husband for a capital.
People can put in all the negatives and positives that they can think of but in the end it will depend on your preference. For example, if you're worried about hospitals in the Philippines then you should manage your health better by eating healthy and exercise or if you're sick and tired of not knowing your neighbors in US and you want more interactions with people than philippines might be the place for you. There will always be pro's and con's just take your pick. Bottom line being a retiree i lived my life in a structured way due to my kids and family, now i can almost see the / my finish line so i decided that i just want to live a happy life worry free, i will take a long walk every morning eat healthy talk to friends and neighbors. I know that there will be negative issues but I'm willing to face that challenge as long as i can achieve my main objective and that is to be happy and take control. Cant wait Philippines.:-)
PHILIPPINE GOT $1 HAIRCUT $2 CHICKEN MEAL - LOTS OF TROPICAL FRUITS $1 -- CHEAP MAHI MAHI $15 WHOLE 2 FOOT LONG FISH -- RAISE 1000 NATIVE CHICKENS FOR ORGANIC MEAT N ORGANIC EGGS IN YOUR OWN BACKYARD WITHOUT ANY NEIGHBORS COMPLAINING YOUR US DOLLARS GOES A LONG WAY N GOING TO TRAVEL AROUND ISLANDS AND ASIA ARE SUPER CHEAP ... U RETIRE IN USA YOU WILL BE JUST STUCK AT HOME N YOUR PENSION IS NOT ENOUGH ..USE MEDICAL CITY HOSPITAL .FOREIGNERS CAN APPLY PHILIPPINE RETIREE VISAS ( CALLED SRRV GOOGLE IT ) ( THE EASIEST REQUIREMENT IN THE WORLD)
Special Resident Retiree's Visa (SRRV)
better retired in the USA
I thought the senior discounts are only for Philippine Citizens. I was stationed in Cubi Point during the 1980 and married my wife 34 years ago, so it looks like she moved to the US for the first 34 years of marriage, so now as I get ready to retire we are building a house in her province of Bulacaan for the next 34 years together. Great information
I believe Bulacan, Bulacan is where the new airport that will replace NAIA will be built. Might be a good location to look into for property appreciation considerations.
Hello Sir Danny! Thank you for the info. Yes, we are definitely going to retire in Pinas. BTW, I made the meatballs sandwich recipe today. It was soooo delicious. I nailed it. It's my first time ever making meatballs sandwiches. My family loved it too. Thank you again for sharing the video. God bless you and your wife always. Watching from South Carolina.
Fantastic! And thanks for letting me know. I appreciate that.
Grandpa, I pay all my bills online. Water, Electricity, Telco almost everything can be paid online here. Paturo ka na lang kung di ka marunong. My aunt will retire here sa pinas, I have to teach her how to. hehe
allan anthony Cheng my phone bill through paymaya but i have to load paymaya at SM, my electric bill at SM though some electric companies are registered with paymaya
allan anthony Cheng May I ask what bank allows u to do online bill payment in the Philippines?
I pay also all my bill online
@@josefinafaure9358 most utilities can be paid through online:
Here are your options:
1. Pay online through your bank savings account. Some bank requires you to enroll them first such as BPI before you can use the online payment facility.
2. You can enroll your utility payments through your credit cards. It will authomatically charged to your card once billed.
The secret here is ask your bank and your utility provider.
It rains every night you can count on it and it's hot as hot can be and humid. I can't go anywhere without feeling like I'm going to pass out.
THX POPS
ALL YOUR DETAILED INFORMATION ARE QUITE ACCURATE
I AM AN EX US ARMY COMBAT VETERAN MILITARY POLICE OFFICER RETIRED
AFTER I SERVED AND SURVIVED THE WAR IN IRAQ AND AFGHANISTAN WAR DURING JAN 03 TO JAN 04
I HAVE DECIDED TO LIVE IN THE PHILIPPINES IN QUEZON CITY
I AM ORIGINALLY FROM NORTH BERGEN NEW JERSEY USA
Welcome to the Philippines, Sir! And welcome to our city! You really are a Warrior!
Its true ..if you bring your dollar in Pinas you can still lived good and happy,you can choose the area you wish.not Manila too crowded but there are lots of area to live in
In the Phil., if you are hospitalize , you need to have down payment first or else they will not treat you and if you stay in the hospital and your down payment is gone , they will give you a bill you need to pay, you need to pay or else you can”t stay in the hospital. Pay first before they will treat you.
i thought the hospital hill have you hostage d for u paid bills. so a patient is not allowed out of the hospital no matter what unless someone pays the bill
also may I add, in the Philippines they have funeral advance plan...Funeral agent (usually some fat middle aged woman in flipflop) will show up unannounced in your hospital bed ,put out a tape measure to take your height and width size for a tailor made coffin..,all of these are done in the comfort of your dying bed , while gasping for your last breath...it's more fun in the PH
Hi Sir! Just want to comment on what you've shared here... First, about the beggars... Do you know that most of them came from the Provinces? And most of those poor people are also parents from Provinces who thought living in Manila will make their life better but end up living as squatters in different areas in Metro Manila... Second, regarding the opening of account in banks... It is much easier now... You just have to have 1 I.D to present unlike before, they required 2 I.D's and pictures... Third, you can pay now your bills thru Online banking for example if you have an account in BPI or BDO and other accounts... you just have to sign up and presto... you can go to the bill section to pay all your utilities... Most of the companies do their business thru online as well and even groceries and other stuff for your convenience... Lastly, you're absolutely correct about the other things that you said... Maybe, the reason you weren't updated it's bcoz it's been quite a while you stayed here in our country... Next time you do... you'll see the difference po... Love your vlog... very informative especially to those who's thinking of retiring here... God's blessings... :)
LOVELY SPIRIT i pay my PLDT through paymaya which is an app on your phone, the good thing is money back which i can use to load my phone again on the same app, to load paymaya i have to go to SM, as for the electric bill i have to go to SM or savemore when it's not due yet, when it's overdue i have to go to the electric companies, some electric companies are in the paymaya app.
I prefer Philippines. Cheaper and more relaxed. I also like the province. I am not a city guy.
Me as well❤️🌹🤟🙏
Same here...
Thank you sir for an honest feedback of saying “If you cant afford the living cost in the US , you can consider to go back to Philippines.” which helps me now on my decision making.
I'll be retiring in the Philippines. 🇵🇭 💕
Philippines is better you will feel real freedom, the only problem in the Philippines is money
But if you retired from US at leat you can lived good.
Yeah if you want a western life style but if you want all kinds of life style Philippines is better no racist and happy neighborhood, most of the people are friendly and welcome whatever your racist
One reason some of my friends tell me they will retire in the US is because their family will keep bothering them for money. Plus if you travel with a companion or more then one many will expect you to pay for everything. Another is if you do decide to help someone with an antibiotic for example they do not use the money to fill the prescription but find out later that the money was used for something else. I have heard some many sad stories. Of course not all are that way but still to many are. Now I will watch your video and see what you have to say.
I'm sorry to say that that is the problem with Filipinos. They don't understand the cost of living in the U.S. They think we're rich because they multiply your income by the exchange rate, not understanding that here we spend dollars and not pesos. Here's a link in case you have not seen it yet: ua-cam.com/video/6VAFNaq3Qag/v-deo.html
@@vloggergrandpa2707 A dollar is a dollar in the US and roughly 50 pisos in the Philippines. It takes many dollars to live in the US but less than half in the Philippines. First of all we all have a different definition of LIVING! Living to me is providing for the basics and having some left over for entertainment, emergencies and what have you. There's a big difference between living and living it up!!!
@@robertclark1595 your ideas are the same as mine
Frankly speaking we like to enjoy our life in Philippines before we die..Our retirement could augment our standards to enjoy our life in fullness..Here in United state work , work ,work but as a human we r not happy to stay longer so we decided to spend time here with our relatives ,friends etc..At least we r happy before we r gone in this world...I remember my mother in law who overstay in Philippines almost three yrs stay in one facility but it's cheaper n she is happy before she passed away...Her children place her in a facility which is convenient to all things needed..Cheaper nanny, food n accomodation..
Bottomline depends on your lifestyle and finances. A lot of people say... cheap to retire in the Philippines. But you have to make a lot of adjustments. I had visited pinas many times... the level of comfort is definitely below par compared with the Bay Area. For one thing medical care is not the same... more expensive:.
Very true, that's why I won't buy a property there. I will only rent, during winter here, and go back in Canada on summer time. You are right, the level of comfort and health issue.
Sorry but this I think is sometimes not true, we already have Lazada or other online shops were in we can buy what we want. Online payments are also available already in the philippines
Currency exchange: $1=Php. 48(pesos)
$1000=Php. 48,000
Studio Type Apartment:
Around Php. 8K-12K defending on your taste
200sq.m. lot to buy around Php. 400K=$8,333 in the province not in a city
Modest kind of house in the province around Php. 600k = $12,500
Median income for gov't employee = Php. 50K
So if you establish a permanent house here and have a monthly pension of $1000 your life will be fine. If you live in major city expect that cost to triple.
thank you for the info grandpa, i cant believe im allready looking at my retirement at 62.
I start coming back 2015. 3-4x/yr ..I was born in Philippines, I been in neighboring country like Taiwan, Japan, Korea, Malaysia, Thailand, Indonesia and others, There are beautiful and well manage. pero There is no place like HOME. The more I visit the more I like it. .. either hate it or like it.. but I like it. I enjoy while I can hopefully I retire soon ..