I got into zero based budget through you. Tracking every penny that goes in and out of my account is great. I know exactly how much I’m going to spend , and more important save for the month. Really for the whole year since my budget is extremely predictable as I’ve been doing it for years
I use a spreadsheet which integrates a cash flow, fixed and one off expenses, investment income and taxes. So for example, a Roth conversion has no cash impact at the time of the conversion, but it does have a tax impact at tax time. The payment of taxes on the conversion will have a cash impact. A dividend payment will have a cash impact at time of payment and at tax time. The important thing for me to know is how much money I need in my bank account at any given time which in turn drives how much I need to withdraw from investments…
Look, do what you want, absolutely. I just *need* to know *why* you seem so fixated on drawing the bald, amorphus, thumbs-up guy at least 5 times on every single video?
I got into zero based budget through you. Tracking every penny that goes in and out of my account is great. I know exactly how much I’m going to spend , and more important save for the month. Really for the whole year since my budget is extremely predictable as I’ve been doing it for years
That's awesome! I'm glad to hear its worked out well for you :)
Intentional spending, yes that is the key take away.
Thank you for the value you bring through your videos!
Glad you like them!
I use a spreadsheet which integrates a cash flow, fixed and one off expenses, investment income and taxes. So for example, a Roth conversion has no cash impact at the time of the conversion, but it does have a tax impact at tax time. The payment of taxes on the conversion will have a cash impact. A dividend payment will have a cash impact at time of payment and at tax time. The important thing for me to know is how much money I need in my bank account at any given time which in turn drives how much I need to withdraw from investments…
That sounds like a very solid approach!
This is great! Do you have any examples of incomparables?
New year, New me!! 😆 🤣 😂
Look, do what you want, absolutely. I just *need* to know *why* you seem so fixated on drawing the bald, amorphus, thumbs-up guy at least 5 times on every single video?
You’re looking at clipart with a computer generated hand
@@therodster3715 Of course. I meant "drawing" as "pasting an image or whatever".