wow i never knew cody was a multi-hyphenate: he's a rapper, singer, actor, comedian, cook, chef, businessman, owner, CEO, makeup artist, coder, surfer, boyfriend, son, father of dog- of a dog, handsome, cool, sick as hell, cool as shit, a fuckboi, a lover, a fighter, a romantic, and (of course, don't forget it) an INVESTOR. not a politician tho
The biggest lie is that you “can’t ask your coworkers what they make” which is just a ploy for employers to pay those who don’t speak up as little as possible.
Finance tiktok in a nutshell: "don't ever spend any money on things which make you happy and don't ever take a break from working" The most annoying shit ever
@@heckingbamboozled8097 that's youtube these days. They spent months testing the removal of dislikes before implementing the change but can't be bothered to deal with these incredibly prevalent bots
To answer your question about life insurance, only reason to buy it when you have some DEPENDANT on your income so if you died tomorrow they wouldn't be able support themselves. This could be a significant other, kids, etc. In this case, a 15 year term is your best choice. Once the kids are moved out and no one is directly dependent on you bringing home money every month, there's not much of a reason to have it. Life insurance premium only get more expensive the older you get and honestly is just a scam by the time you're super old.
Term should be based on your expected assets/debts/incomes. It made more sense for me to get a 10 year as my net worth by then will be far greater than any outstanding debt or future liability (education,mortgage etc). If I had a lower income or more extreme debt/more children/stay at home wife then a longer term would make more sense. It's fun to take your premiums over the term and add them up and based on your payout if you died, calculate what the insurance company thinks your risk of death is
Life insurance is a very complicated product that has a ton of use cases depending on what someone's needs are. There is no blanket use or cost that makes sense for everyone. The differences between term and permanent policies alone are numerous, and one is not inherently better or worse than the other.
They sometimes pay more on average than you pay them. I think that's because while you're paying them your entire life, they are investing it and by the time they pay out, they already turned it into more money. The only times that they lose is when you die early. But that's a lose-lose situation for both of you.
Came to comment that this is true. I had a client who is an investor, actually a millionaire, and 60 years old who took out a whole life insurance policy. I could not wrap my head around why he would make such a decision when he has no dependents. His wife is even wealthier than he is. And as an investor, he’s always better off investing his own money rather than through some whole life policy. It just doesn’t make sense to me. But some people don’t get it.
I honestly think the old man is kind of a wholesome and cute just because deep down he really seems to want to actually help people learn to save. Even if he has a weird way of doing it. Edit: WITH MY WIFE
Cody has been one of my longest watched youtubers. Watch him and only a few others religiously, and he’s been there with me through the ups in downs in life. Thanks Cody I appreciate you.
@@Urukhistorian lately i’ve been watching a lot of ludwig, i also really love rosscreations, as well as the classics like noel, kurtis, jarvis, drew etc
it's wild that these people are pretending that most credit card debt comes from like insane reckless spending on frivolous things rather then like... lower class people trying to survive on wages that aren't livable. same vibe as those finance youtubers who are like "your weekly five dollar coffee is why you'll never be able to buy a house"
They are not pretending. Most people that watch them know this. But no one will click on a video saying blablabla is why you are poor, they are more likely to click on "stop buying coffee cause thats why u broke bro" Credit cards, multiple studies have shown people are more likely to spend their credit card money than debit/ cash, Research has shown that people are willing to spend more-as much as 83% in some cases-when paying with a credit card instead of cash. Some of them even encourage you to take multiple credit cards to take advantage of the offers they have, its called cc swapping i think not sure. its just you read the title and assumed the entire video. Also that $5 weekly coffee, again just the title, if you had watched the video you know he is talking about compound interest, and the coffee was just an analogy. And people talking about being frugal, again ffs, if you watched their videos, by frugal they want you to start accounting for each expense so you can better understand where your $amc gainz are going, and by being "frugal" you can spot things are a waste of money and hopefully cut back on them, will cutting 5 dolla coffee make you a millionaire, probably not, but getting your ROTH and retirement setup probably will. And thats their video. The not scammy ones mostly make entertaining video and end it with "invest in s&p 500" and thats all you need to do :) and shitty wages, well, thats america for you :) "non skilled" "replaceable" "lets make 14yr old kids start working" all you can do is try to come out better than you started and index funds will do that for you
@@lmaoxd2957 When talking about millionaires, I talk about people who live in mansions and have sports cars and all kinds of expensive things. Not people who live the exact same frugal way regardless if they have $0 or $10,000,000 and then die.
@@NaudVanDalen that is not your average millionaire, you should have mentioned it earlier, also most of these millionaires who show their wealth have multiple sources of income, upwards 3 sources mostly, the cash they use to buy most of their assets like cars which almost always depreciate, is cash they invested years ago that made them more cash.
@Gilgamesh4238 what even more funny is that they are saying you shouldn't spend money on things to enjoy your life all in the hopes of getting rich but I as a rich person will not only spend on luxuries but also flaunt them
To be fair, I've seen a lot of people spend their money out of their means like buying shit they can't afford, so it's usually ppl like that that think along the lines of millionaires live a baller life
@@ShivPatel-hy6vu If the difference between you being poor and rich is Iced coffee a couple times a week, you arent gonna be a millionaire any time soon
@@ShivPatel-hy6vu I've met a few millionaires, and I think millionaires do live a baller life. None of the millionaires I met ever didn't buy something they wanted or needed because it was too expensive, aside from things like private planes or islands. If they didn't buy something, it usually meant they didn't like it.
I’m all seriousness though, “buy what want, not what society expects of you” is amazing advice. “Rich” is only an aesthetic to people who have no taste or unique qualities.
Most people who buy what society expects of them are buying what they want. They want to be accepted in a general society and that's what fulfills them. Better advice is to stop being convinced by simple slogans that have absolutely no practical use.
@@christopheraplin Convinced to do what exactly? Buy what interests you instead of flashy items to display your wealth? I think that’s pretty solid advice. It’s pretty commonplace nowadays on the internet for people to show excessive wealth for clout and attention, so all I’m saying is that spending money on genuine interests instead of flexing is good advice.
@@galmohoric1797 You’d be surprised. Lots of people with mental health or identity issues will often do what they think society expects of them as a way to compensate.
@@lopilkderlll yeah you are right. But personally hearing advice from others is kind of the same principle you are just following some else that makes sense. I think they should work on self-awarness in such that they asks themselves the important questions about themsleves and then they will most likely come to conclusion that it really doesnt matter what society thinks. I know a lot of people dealing with this shit and not trying to sound like i am bragging but for a lot of them my advice on researching yourselves and getting asnwers from yourself worked out great.
Here’s the thing though: unless you get lucky and just have a ton of money, you’re going to go into debt at some point in your life. Houses cost a fortune. Land costs an even bigger fortune. College costs a mini fortune. Sometimes you don’t have insurance but have to go to the hospital and you end up owing a ton of money. Going into debt isn’t the end of the world. Most people are in debt, a lot of people just don’t know how to MANAGE their debt.
And people are instantly scared of debt when in certain situations it’s “good debt”. This is the debt you see most investors in real estate have because they are using others money to buy more and more properties whilst simultaneously paying of their own debt. You named the things that you can get put into debt for, but they have their own benefits from doing so like getting your own personal residence, getting a degree, etc. And like you said it turns into a snowball effect if you don’t know how to properly manage not your debt, but also your expenses and spendings.
cody is not just a youtuber. he is woman, he is fearless, he is sexy, he is divine, he is unbeatable, he is creative, honey you can get in line, he is feminine, he is masculine, he is anything he wants, he can teach you, he can love you, if you got it going on IF YOU GOT IT GOT IT IF YOU GOT IT GOT IT-
I love the idea of the “millionaire” even humoring the hater for a minute. That dude ain’t talking to NOBODY 1 standard deviation away from his tax bracket lol.
@C. V. No its the annoying ones that don't shut up about Elon Musk and try to talk to girls about stocks on dates and won't stop talking about crypto and nfts.
I made $2 off of the free share that Robinhood gave me so I guess you could say I’m something of an inspirational stock bro myself, will be posting my insanely humble morning routine soon
That guy talking about life insurance suggested that if you don't die the insurance company takes the money back, but, given that we all die, this could never happen...
I think they do the skits to try and make learning about finances easier for people who don't get it. I've been tricked into watching plenty of finance videos on tiktok and sometimes learn things. if they just started spewing information at me, I'd probably just get overwhelmed and swipe past it tbh.
I mean...come on. You really don’t need a skit to understand the concept of “if you save your money you’ll have money, but if you spend it all on dumb shit then you no longer have the money”. If you do then I’m not sure finance is for you.
@@lisaporter-smith676 But like I said above, when it's in skit form it can trick people into watching because they don't expect it. It's a more digestible way to teach people like me who are turned off to it when just presented with jargon that's hard to understand. Most finance videos aren't as succinct as you just put it. Plus, if it makes it easier to teach this stuff to younger people, the more time they have to be educated. :)
Agreed. That one made sense & applies to taxes in general… people can’t or won’t work for pay so they’ll ask the government to “redistribute” their wealthy neighbor’s money to them. It’s like hiring a thief with a big gun to do your dirty work.
@@sierrahultgren945 Huh. I thought it's entities (corporations or individuals) lobbying the government, usually through corruption, to get subsidies or no bid contracts more than the cost of their production/service or to get bailed out from bankruptcy. Something akin to the 2008 financial crisis when bankers destroyed the economy, bankrupted themselves, but in came the government to save them with taxpayer money. Or Amazon getting millions from a state to open a warehouse in that state. Or Boeing, Raytheon, etc getting a contract by the government to build planes, tanks, weapons etc which ends up abandoned in some desert.
@@akmal94ibrahim Very very true! Lobbyists bear a big impact on public policy and sadly, not always a good impact. 2008 is an excellent example of that. That being said, my comment was more directed at the mindset of many Americans who feel entitled to others' belongings and property simply because they themselves have less. Out of pain from not having their needs met, they may grow angry at those whose needs are being met and cover up that pain with an entitled mentality, as if they have a right to the good things others have. I'm grieved when I see the division this has created in our country. And on the flip side, greedy people who are unwilling to use their comparative advantages to help those in need feed into that same division.
my dad is allegedly unhappy wherever he allegedly works, and for the last 5 years has been trying to get fired without cause so he can get severance. He's been there now ALLEGEDLY for over 20 years. His severance is HALF HIS TIME
Imagine having the privilege of saving money. I hate people preaching "just stop drinking $6 coffees!" I do not drink waste my money like that and if I did, it would not lead to me getting a house. I am on a disbility pension with Cancer. Cody, you may be rich, but you make fun of these kinds of weirdos, so I love you bro!
Cody, rent seeking is like what Turbo Tax does. They lobby for complicated paperwork and shitty reporting policies so that the tax system is intentionally difficult to navigate while having a monopoly on tax software. They use lobbyists for public policy to drive up their own commercial revenue streams, either mandating people use their product (less common) or they create a mandated governmental system (like tax reporting) a higher barrier to completion than their own product. Since most people aren't tax experts, they'll buy your product if you promise it'll be easier than doing it the free way. They are both the problem and the solution, legally. Evil scumbag shit. His apple example was just really shitty.
12:55 The idea is that running biased research which translates into policy is usually done to increase the profits of companies, influencing supply and demand
cody idk if "rapper-singer-actor-comedian-cook-chef-um-uh-businessman-uh-owner-ceo-makeup artist-coder-surfer-boyfriend-son-father of a dog-handsome-cool-sick as hell-cool as shit-fuckboy-lover-fighter-romantic" will fit in your instagram bio
Critikal isn't afraid to share his finances we need more people willing to open up like that. And goherping, went through his business earnings and expenses every year.
5:09 ima be honest this one is pretty good. I absolutely hate when households are so hush hush about finances and then wonder why their kids end up financially illiterate. You can’t learn how to run a households finance in a day
Yeah that bugged me, like investing CAN be a smart idea, but not if you DON'T KNOW WHAT YOU'RE DOING. You can really easily lose a ton of money by investing.
@@FrenkTheJoy its literally as simple as it gets, most of these people dont advocate investing in individual stocks but broad market index funds, the dd on this is pretty small and doesnt require that much knowledge as investing and evaluating individual companies. you know, as cringe as this is, "time in the market beats timing the market"
My younger brother sure could use this obvious advice about not overspending and saving/investing. He spends every paycheque he gets on frivolous stuff and has literally 0 in savings and owes a ton of credit card debt. No matter how many times I tell him to stop spending and to save, every time I go by his place, I see new unnecessarily expensive stuff laying around.
The thing these investment content creators don't do, and is really upsetting that it's never even brought up, is explain ways to get out of the never ending financial quicksand pit that is low to middle class. Most people are born into debt and the system is set up to keep them there. Most people aren't deciding to spend $12,000 on a watch, most people are digging through the Walmart shelves looking for the cheapest loaves of bread so they might be able to afford some bologna and American cheese to go with it.
Rich people are like: stop buying Gucci, Prada, Rolexes, Lamborghinis and invest and you'll be rich like poor people are buying that. Although I feel like middle class people are pretty well off I guess. Nothing wrong with a decent living. Not everyone can be rich.
The "Hater" vs. "Millionaire" bit would be more effective if they switched outfits. The millionaire even does the pompous "look-at-my-suit" arms and shoulders adjustment as he speaks.
When Cody was listing what he was it made me think of the song by Meredith Brooks 🤣 🎶 I'm a bitch, I'm a lover I'm a child, I'm a mother I'm a sinner, I'm a saint I do not feel ashamed I'm your Hell, I'm your dream I'm nothing in between You know you wouldn't want it any other way 🎶
“I liked the characters, the timing was really good on that one. I was *invested.*” - Cody How does he make ANYTHING a lesson about finance? LI (Love It)
Severance pay is highly discretionary, especially when an employee is terminated for poor work performance. But the Rolex skit is spot on. Also, I lost it at the finger gun moment
wow i never knew cody was a multi-hyphenate: he's a rapper, singer, actor, comedian, cook, chef, businessman, owner, CEO, makeup artist, coder, surfer, boyfriend, son, father of dog- of a dog, handsome, cool, sick as hell, cool as shit, a fuckboi, a lover, a fighter, a romantic, and (of course, don't forget it) an INVESTOR.
not a politician tho
*That's wheere Cody has gone*
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HELLP WHY IS IT ONLY SPAM REPLIES
@@bee_._berry7324 i am very afraid too 😭😭
he forgot chode
Yet.
Can’t believe he’s a cook AND a chef
Chef gives orders cooks take them
@@erlinghaaland5971 exactly, he takes the orders he gives himself! 😂
@junko
No spam please! Besides, it’s not relevant to a video.
@@erlinghaaland5971 so he basically played himself lol
@@soccerruben1 just report and move on
I can't be the only one that read this as "FIANCÉ" Tik Toks Kinda Suck?" Like damn, man gets engaged and is already shitting on his new niche.
Same lol.
CONGRATS CODY
I read it like that and was soo confused
same lmfao
you know life hates you when your name is taylor "Simpson"
The biggest lie is that you “can’t ask your coworkers what they make” which is just a ploy for employers to pay those who don’t speak up as little as possible.
thank you, completely right
Finance tiktok in a nutshell: "don't ever spend any money on things which make you happy and don't ever take a break from working"
The most annoying shit ever
saving money is for idiots the water wars are gonna take me out before i can enjoy that money anyway
@@minna2911 your not the brightest apparently, you can spend money but investing around 20 to 40 % of your income is a really smart option
@@gabekrystyniak1000 youre allergic to joking comments obviously, get well
@@gabekrystyniak1000 like a chad I impulse buy😎
If you need the new iphone to make you happy you have issues
honestly i zoned out in the beginning and when i started focusing again, cody was still coming up with adjectives to describe himself
holy fuck these bots
me too man...I started hearing ringing and felt like a flash grenade went off. I came back to and Cody was a "fuckboy". truly a holy experience
@@heckingbamboozled8097 that's youtube these days. They spent months testing the removal of dislikes before implementing the change but can't be bothered to deal with these incredibly prevalent bots
@Angel Kinomi❤jj oh, HELL YEAH! Thanks for the nude snap......wait, why is my phone telling me I have 6 viruses?
@@heckingbamboozled8097 they’re getting worse and worse too. It sucks. Wish UA-cam would do something about it.
He is not just a youtuber, he is also a house DJ and car influencer.
*That's wheere Cody has gone*
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Cody influences cars?
Saying car influencer was ur first mistake now the bots are here😂
And a SoundCloud rapper
Got u to 1k :)
"That's an A... an Acronym" made me laugh way too hard
same
My name: AxxL
My job: Superstar
I like: Handsome girls
I have: 2 handsome girlfriends
My dream: Have more subs than my 2 girlfriends
Your name: ja
hello mordecai
is2g cody is the funniest
Literally just came from your new video.. didn't know these worlds would collide
I’m 19 and I did not in fact learn anything. Actually I did, I learned that I need to learn more. thanks Cody! You gave me financial anxiety!😃
You.. you didn’t already have financial anxiety..? Uh oh..
I'm 19 and I never learned how to read
An apple a day betch
cody please it’s almost been 2 weeks ITS EXAM SEASON I NEED U RIGHT NOW PLEASE CODY POST SOMETHING
I read “finance” as “fiancé” so I thought the 1st 2 minutes were an ad read
*That's wheere Cody has gone*
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Lmao me too
Same
Same lol
ME TOO LMAO GLAD I WASNT THE ONLY ONE
I’m so glad I INVEST my time into Cody’s videos, giving me a 500% return on content.
Noice! 🤙
Noice! 🤙
creator economy
Especially the first minute of every video
You mean ROC
To answer your question about life insurance, only reason to buy it when you have some DEPENDANT on your income so if you died tomorrow they wouldn't be able support themselves. This could be a significant other, kids, etc. In this case, a 15 year term is your best choice. Once the kids are moved out and no one is directly dependent on you bringing home money every month, there's not much of a reason to have it. Life insurance premium only get more expensive the older you get and honestly is just a scam by the time you're super old.
Term should be based on your expected assets/debts/incomes. It made more sense for me to get a 10 year as my net worth by then will be far greater than any outstanding debt or future liability (education,mortgage etc). If I had a lower income or more extreme debt/more children/stay at home wife then a longer term would make more sense.
It's fun to take your premiums over the term and add them up and based on your payout if you died, calculate what the insurance company thinks your risk of death is
Life insurance is a very complicated product that has a ton of use cases depending on what someone's needs are. There is no blanket use or cost that makes sense for everyone. The differences between term and permanent policies alone are numerous, and one is not inherently better or worse than the other.
Thats false…just really wrong.
They sometimes pay more on average than you pay them. I think that's because while you're paying them your entire life, they are investing it and by the time they pay out, they already turned it into more money. The only times that they lose is when you die early. But that's a lose-lose situation for both of you.
Came to comment that this is true. I had a client who is an investor, actually a millionaire, and 60 years old who took out a whole life insurance policy. I could not wrap my head around why he would make such a decision when he has no dependents. His wife is even wealthier than he is. And as an investor, he’s always better off investing his own money rather than through some whole life policy. It just doesn’t make sense to me. But some people don’t get it.
I honestly think the old man is kind of a wholesome and cute just because deep down he really seems to want to actually help people learn to save. Even if he has a weird way of doing it.
Edit: WITH MY WIFE
Congratulations on your engagement!! Amazing to see a Mr. Struggle getting his happy ending : )
he’s not just a youtuber, he’s a picker, he’s a grinner, he’s a lover and he’s a sinner, he plays his music in the sun
i was just listening to that song before this video… weird lol
but is he a joker? a smoker? a midnight toker??
@@barrybenson3046 He doesn’t want to hurt no one.
Some people call him the space cowboy.
@@dontfallyoumighthurtyourse4694 some call him the gangster of love
Finance dudes be like: "Sign up for my 4 week course, only $399!"
Howdy there just lending you a friendly face in this sea of bots. Nice comment 😏👍
"EnTrEpReNeUrS"
399? More like 2k or more for the top finnace youtubers
@@tallulah.9143 I've spent like 30 minutes now reporting them. It's the biggest downside of getting to a video early
But there trying help you give them…I mean get you money
finance TikToks are after school specials for adults
Oh hi! Love your videos :)
Congrats on getting married, wish the best for you and kelsey
Your comment was very touching till I read your username
Nice username but
Ritz crackers is a brand of snack cracker introduced by Nabisco in 1934. The original style crackers are disc-shaped, lightly salted
"I'm a fucking, I'm a lover, I'm a fighter" is definitely a Drake line
He’s not just a youtuber. He is a remover of friction.
LEVIATHANNNNNN!!!!!!
FRICTIONLESS
HAHAHSGGSFFS PLS
Haha your comment made me laugh the most 😂
It’s not Sunday 😑
Cody explaining his traits is me filling out my resumè
"have experience working as a cook, experience working as a chef-..." lmfao 💀
Cody has been one of my longest watched youtubers. Watch him and only a few others religiously, and he’s been there with me through the ups in downs in life. Thanks Cody I appreciate you.
Haha you're a bot magnet mate, what are the other people u watch? My yt is dry rn need recommendations
@@Urukhistorian idk about the OP but Noel, Kurtis, Danny, Drew, Jarvis, Scott, Eddy, Nick, Leon, and Oompaville are all in rotation for me.
I read "religiously" as "rigorously" 😂
@@Urukhistorian lately i’ve been watching a lot of ludwig, i also really love rosscreations, as well as the classics like noel, kurtis, jarvis, drew etc
the fact that Cody doesn't know what a Roth ira is makes me feel a lot better about my finance intelligence
I only know about it because my in laws are obsessed with Dave Ramsey lol
the dude's tiktoks gave me a headache, it's literally just white noise until my tolerance is blown. very cool.
it's wild that these people are pretending that most credit card debt comes from like insane reckless spending on frivolous things rather then like... lower class people trying to survive on wages that aren't livable.
same vibe as those finance youtubers who are like "your weekly five dollar coffee is why you'll never be able to buy a house"
Yeah it's so gross. And that they got their millions of dollars by being "frugal" like??? No buddy
They are not pretending. Most people that watch them know this. But no one will click on a video saying blablabla is why you are poor, they are more likely to click on "stop buying coffee cause thats why u broke bro"
Credit cards, multiple studies have shown people are more likely to spend their credit card money than debit/ cash, Research has shown that people are willing to spend more-as much as 83% in some cases-when paying with a credit card instead of cash. Some of them even encourage you to take multiple credit cards to take advantage of the offers they have, its called cc swapping i think not sure.
its just you read the title and assumed the entire video.
Also that $5 weekly coffee, again just the title, if you had watched the video you know he is talking about compound interest, and the coffee was just an analogy. And people talking about being frugal, again ffs, if you watched their videos, by frugal they want you to start accounting for each expense so you can better understand where your $amc gainz are going, and by being "frugal" you can spot things are a waste of money and hopefully cut back on them, will cutting 5 dolla coffee make you a millionaire, probably not, but getting your ROTH and retirement setup probably will. And thats their video. The not scammy ones mostly make entertaining video and end it with "invest in s&p 500" and thats all you need to do :)
and shitty wages, well, thats america for you :) "non skilled" "replaceable" "lets make 14yr old kids start working" all you can do is try to come out better than you started and index funds will do that for you
@@lmaoxd2957 When talking about millionaires, I talk about people who live in mansions and have sports cars and all kinds of expensive things. Not people who live the exact same frugal way regardless if they have $0 or $10,000,000 and then die.
@@NaudVanDalen that is not your average millionaire, you should have mentioned it earlier, also most of these millionaires who show their wealth have multiple sources of income, upwards 3 sources mostly, the cash they use to buy most of their assets like cars which almost always depreciate, is cash they invested years ago that made them more cash.
@Gilgamesh4238 what even more funny is that they are saying you shouldn't spend money on things to enjoy your life all in the hopes of getting rich but I as a rich person will not only spend on luxuries but also flaunt them
Cody is a lot of things, but most importantly, he's a guy with sick hair
Lmao I hope he pins this
I mean sick not slick :)
said no one.
but not a politician
Cringe
People acting like millionaires and billionaires got to where they are by saving on Starbucks iced coffees smh
To be fair, I've seen a lot of people spend their money out of their means like buying shit they can't afford, so it's usually ppl like that that think along the lines of millionaires live a baller life
@@ShivPatel-hy6vu If the difference between you being poor and rich is Iced coffee a couple times a week, you arent gonna be a millionaire any time soon
@@ShivPatel-hy6vu saving an incredible $1k per year max on coffee will make me a millionaire 🥰
@@stephanief5794 It's theoretically possible if you happen to find the next Shiba Inu ponzi scheme, but for most people it's impossible.
@@ShivPatel-hy6vu I've met a few millionaires, and I think millionaires do live a baller life. None of the millionaires I met ever didn't buy something they wanted or needed because it was too expensive, aside from things like private planes or islands. If they didn't buy something, it usually meant they didn't like it.
How is it possible that Cody just doesn't lose his magic and keeps getting funnier and funnier omfg
7:45 Rick, Mark, Rark, Mick. All the different possibilities of the names said by Cody in just a short time
I’m all seriousness though, “buy what want, not what society expects of you” is amazing advice. “Rich” is only an aesthetic to people who have no taste or unique qualities.
Most people who buy what society expects of them are buying what they want. They want to be accepted in a general society and that's what fulfills them. Better advice is to stop being convinced by simple slogans that have absolutely no practical use.
@@christopheraplin Convinced to do what exactly? Buy what interests you instead of flashy items to display your wealth? I think that’s pretty solid advice. It’s pretty commonplace nowadays on the internet for people to show excessive wealth for clout and attention, so all I’m saying is that spending money on genuine interests instead of flexing is good advice.
Its not bad but its like general and obvious like most grown up people realize that anyways
@@galmohoric1797 You’d be surprised. Lots of people with mental health or identity issues will often do what they think society expects of them as a way to compensate.
@@lopilkderlll yeah you are right. But personally hearing advice from others is kind of the same principle you are just following some else that makes sense. I think they should work on self-awarness in such that they asks themselves the important questions about themsleves and then they will most likely come to conclusion that it really doesnt matter what society thinks. I know a lot of people dealing with this shit and not trying to sound like i am bragging but for a lot of them my advice on researching yourselves and getting asnwers from yourself worked out great.
Cody u forgot to mention how humble you are
*That's wheere Cody has gone*
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That surprise ad was hilarious
@The Stranger youre sad
I love the way Cody is able to be everything completely frictionless
Cody continuously reassuring us that he knows everything so that we can’t call him out throughout the entire video
Cody describing himself:
"Surfer, Boyfriend, Son, Father (pause) OF A DOG"
He’s not just a UA-camr. He’s also a little back-end tech developer
I read this as 'France Tik Toks kinda suck' and thought damn Cody coming for whole countries now
Same
Here’s the thing though: unless you get lucky and just have a ton of money, you’re going to go into debt at some point in your life. Houses cost a fortune. Land costs an even bigger fortune. College costs a mini fortune. Sometimes you don’t have insurance but have to go to the hospital and you end up owing a ton of money. Going into debt isn’t the end of the world. Most people are in debt, a lot of people just don’t know how to MANAGE their debt.
And people are instantly scared of debt when in certain situations it’s “good debt”.
This is the debt you see most investors in real estate have because they are using others money to buy more and more properties whilst simultaneously paying of their own debt.
You named the things that you can get put into debt for, but they have their own benefits from doing so like getting your own personal residence, getting a degree, etc.
And like you said it turns into a snowball effect if you don’t know how to properly manage not your debt, but also your expenses and spendings.
7:43 him saying he thought his name was Rick.. then corrects himself to say mark then immediately calls him mick 🤣🤣🤣
cody is not just a youtuber. he is woman, he is fearless, he is sexy, he is divine, he is unbeatable, he is creative, honey you can get in line, he is feminine, he is masculine, he is anything he wants, he can teach you, he can love you, if you got it going on IF YOU GOT IT GOT IT IF YOU GOT IT GOT IT-
Huh
@@shiannafoxx it’s a song :)
Merry Cringemas everyone
@@TheTGOAC just 1 week away
Cody is a lot of things. but most importantly, he is a women.
I love the idea of the “millionaire” even humoring the hater for a minute. That dude ain’t talking to NOBODY 1 standard deviation away from his tax bracket lol.
He’s not just a UA-cam, he’s Father of Dawg. For the record raising Chili looks like the equivalent of raising a four legged hairy toddler
my dog of 12 years just passed today and this really cheered me up. i watch all ur vids cody and i am very glad u happened to post today.
"everything is on tiktok"
truer words have never been spoken
we’ll never forget your app that you made in college that broke the app store, you should make more apps tbh
As a finance major, I hate finance majors.
@C. V. No its the annoying ones that don't shut up about Elon Musk and try to talk to girls about stocks on dates and won't stop talking about crypto and nfts.
“i’m not like other finance majors”
As a management major I also hate the finance majors 🤣😘
“Dripless”, “Bag Blowy”, & “Frictionless” are great words tbh!
"you don't pay interest because you're not interesTING" that KILLED me lmao
Cody doesn't realize how uncommon common sense is in the finance world...
"Thats an A, an acronym" is one of those jokes that's so perfect it just makes me angry I didn't think of it.
I made $2 off of the free share that Robinhood gave me so I guess you could say I’m something of an inspirational stock bro myself, will be posting my insanely humble morning routine soon
pls start a finance and investing course! need to learn your ways
@@tayylorraee it’s that millionaire mindset bro just quit your day job and just make money duh easy peasy
The editing in the beginning was lowkey funny as hell
There's no lowkey about it the editing is gold.
That guy talking about life insurance suggested that if you don't die the insurance company takes the money back, but, given that we all die, this could never happen...
That window view is such a vibe
I think they do the skits to try and make learning about finances easier for people who don't get it. I've been tricked into watching plenty of finance videos on tiktok and sometimes learn things. if they just started spewing information at me, I'd probably just get overwhelmed and swipe past it tbh.
I mean...come on. You really don’t need a skit to understand the concept of “if you save your money you’ll have money, but if you spend it all on dumb shit then you no longer have the money”. If you do then I’m not sure finance is for you.
@@lisaporter-smith676 But like I said above, when it's in skit form it can trick people into watching because they don't expect it. It's a more digestible way to teach people like me who are turned off to it when just presented with jargon that's hard to understand. Most finance videos aren't as succinct as you just put it. Plus, if it makes it easier to teach this stuff to younger people, the more time they have to be educated. :)
honestly the logical finance guy is talking about real economic stuff, rent-seeking behavior is a thing, but in a poor format
Agreed. That one made sense & applies to taxes in general… people can’t or won’t work for pay so they’ll ask the government to “redistribute” their wealthy neighbor’s money to them. It’s like hiring a thief with a big gun to do your dirty work.
Who here thinks Cody and Jerma should collab because they're both fucking old men
@@sierrahultgren945 Huh. I thought it's entities (corporations or individuals) lobbying the government, usually through corruption, to get subsidies or no bid contracts more than the cost of their production/service or to get bailed out from bankruptcy.
Something akin to the 2008 financial crisis when bankers destroyed the economy, bankrupted themselves, but in came the government to save them with taxpayer money. Or Amazon getting millions from a state to open a warehouse in that state. Or Boeing, Raytheon, etc getting a contract by the government to build planes, tanks, weapons etc which ends up abandoned in some desert.
@@akmal94ibrahim Very very true! Lobbyists bear a big impact on public policy and sadly, not always a good impact. 2008 is an excellent example of that.
That being said, my comment was more directed at the mindset of many Americans who feel entitled to others' belongings and property simply because they themselves have less. Out of pain from not having their needs met, they may grow angry at those whose needs are being met and cover up that pain with an entitled mentality, as if they have a right to the good things others have. I'm grieved when I see the division this has created in our country. And on the flip side, greedy people who are unwilling to use their comparative advantages to help those in need feed into that same division.
In the nicest way, you’re like the UA-cam dad that we need.
all of these are like those commercials of someone promoting something to their neighbour or whatever and it’s just the most unnatural conversation
my dad is allegedly unhappy wherever he allegedly works, and for the last 5 years has been trying to get fired without cause so he can get severance. He's been there now ALLEGEDLY for over 20 years. His severance is HALF HIS TIME
cody is the only way i could ever watch any of these tiktoks without dying
*That's wheere Codyyy has gone*
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i cant exaplain it but cody is geniuenly so funny without even trying
it’s almost like he’s… a comedian 😱
How would you know? This 16 minute video has only been out for 3 minutes
@@-JaxonRay there are other videos
He’s like the fun uncle that’s why lmaooooooo
@@-JaxonRay ratio
Cody should invest in a new plant for his background
4:26 he said "buy what you want not what society expects" there is nothing wrong with you liking expensive things
Imagine having the privilege of saving money.
I hate people preaching "just stop drinking $6 coffees!"
I do not drink waste my money like that and if I did, it would not lead to me getting a house.
I am on a disbility pension with Cancer.
Cody, you may be rich, but you make fun of these kinds of weirdos, so I love you bro!
my friend works at Stake n' Shake and every time he tries to quit they give him a raise and now he is getting payed more than a manager.
What does your friend do? Go out and kill the cows himself?
Cody, rent seeking is like what Turbo Tax does. They lobby for complicated paperwork and shitty reporting policies so that the tax system is intentionally difficult to navigate while having a monopoly on tax software. They use lobbyists for public policy to drive up their own commercial revenue streams, either mandating people use their product (less common) or they create a mandated governmental system (like tax reporting) a higher barrier to completion than their own product. Since most people aren't tax experts, they'll buy your product if you promise it'll be easier than doing it the free way. They are both the problem and the solution, legally. Evil scumbag shit.
His apple example was just really shitty.
12:55 The idea is that running biased research which translates into policy is usually done to increase the profits of companies, influencing supply and demand
Congratulations on the engagement Cody!
"I don't need to prove my wealth by buying expensive things"
*Adjusts expensive suit*
Hey man, suits are fire
cody idk if "rapper-singer-actor-comedian-cook-chef-um-uh-businessman-uh-owner-ceo-makeup artist-coder-surfer-boyfriend-son-father of a dog-handsome-cool-sick as hell-cool as shit-fuckboy-lover-fighter-romantic" will fit in your instagram bio
1:02 fun fact, it's actually an initialism. acronyms are read phonetically like SCUBA, laser, PIN, etc. the more you know!
The beginning part had MASSIVE Dwight vibes
Bruh that ending joke about “writing off a gwagon “ had me literally laughing out loud
Critikal isn't afraid to share his finances we need more people willing to open up like that. And goherping, went through his business earnings and expenses every year.
Lol several UA-camrs do this
@@AmandaVieiraMamaesouCult who else, im just wondering cause charlie's the only one i can think of
I love goherping
@@harrythesailor3622 responding because i’m curious too
@@harrythesailor3622 graham stephen, hes got 20 million to his name and just made a video explaining everything
5:09 ima be honest this one is pretty good. I absolutely hate when households are so hush hush about finances and then wonder why their kids end up financially illiterate. You can’t learn how to run a households finance in a day
Cody's got the fattest resume. I just have time management and even that's a lie.
Lol 😂😭
your editor is amazing, love it
When is Cody dropping a new vid? It’s been 9 days I’m thirsty
probably can’t for a while bc of tana’s podcast. yikes.
"Is insurance good? Jury's still out" got me cacklin
A lot of people don't seem to know that you're spending money when investing. So be careful! (also don’t buy shit coins)
Yeah that bugged me, like investing CAN be a smart idea, but not if you DON'T KNOW WHAT YOU'RE DOING. You can really easily lose a ton of money by investing.
@@FrenkTheJoy its literally as simple as it gets, most of these people dont advocate investing in individual stocks but broad market index funds, the dd on this is pretty small and doesnt require that much knowledge as investing and evaluating individual companies. you know, as cringe as this is, "time in the market beats timing the market"
@@lmaoxd2957 Yeah, but gambling is fun and money is meaningless.
My younger brother sure could use this obvious advice about not overspending and saving/investing. He spends every paycheque he gets on frivolous stuff and has literally 0 in savings and owes a ton of credit card debt. No matter how many times I tell him to stop spending and to save, every time I go by his place, I see new unnecessarily expensive stuff laying around.
He'll learn the hard way. Or I hope he will. This is the kind of thing parents should not step in to bail their kids out from.
Congrats on the engagement kels and cody!! omg!! What a great idea to do a beach proposal! It looked amazing!
We miss u codes
Miss him sm
Let me tell this intro confused me heavily because I read the title as “Fiancé” 🤦🏻♀️
*That's wheere Cody has gone*
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lmao same, when he said he was many things other than a youtuber i thought he was going to be like "I'm also a fiance~"
The thing these investment content creators don't do, and is really upsetting that it's never even brought up, is explain ways to get out of the never ending financial quicksand pit that is low to middle class. Most people are born into debt and the system is set up to keep them there. Most people aren't deciding to spend $12,000 on a watch, most people are digging through the Walmart shelves looking for the cheapest loaves of bread so they might be able to afford some bologna and American cheese to go with it.
Rich people are like: stop buying Gucci, Prada, Rolexes, Lamborghinis and invest and you'll be rich like poor people are buying that. Although I feel like middle class people are pretty well off I guess. Nothing wrong with a decent living. Not everyone can be rich.
I only follow one of the people behind it on twitter but i've head "the financial diet" is a good channel for this kind of thing
Idk about you but mark helped me to get Into stocks and crypto, all I do is save 5-10 bucks a week for investment.
@@captainkloaski1244 Mark... Is that you?!?
@@missshady1760 really nigga
Htf does Cody make me interested in business.
Every time there’s a finance/business theme, I’m here like a shot.
Cody, are you and kelsey okay?
laying low bc of tana’s podcast
@@user-vm6mw5xw7o yeah I saw that I wonder how he will address it
Kelsey screaming crying throwing up
@@kloee7254 yeah I’m still unsure about weather Cody is at fault since we know so little but either way it can’t be good for Kelsey
@@topkat2134 They're engaged now by the looks of it
Not me reading it as "fiance tiktok" and being really confused for a solid 2 minutes
How to invest in Cody?
I dont know, you're the finance youtuber...
i went into this kinda reluctantly bc idk much about finance, but it was a really funny video and i actually learned shit lol. cody is killing it rn
The first two minutes of this video were the best thing Cody has done in a while. Not to say the other stuff has been bad but this was top tier
cody is someone who will never give you up, let you down, run around, or desert you.
11:58 Cody exposing himself with Tiktok as first recommended
he’s not just a youtuber, he is a ~*finance bro*~
*That's wheere Cody has gone*
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you really read that back and thought “yeah this a funny let’s post it”
@@Calumr0506 of course, did you read that back and think you just roasted the absolute fuck out of me lol
@@Calumr0506 says the dude with the grammar of a 3rd grader
The "Hater" vs. "Millionaire" bit would be more effective if they switched outfits. The millionaire even does the pompous "look-at-my-suit" arms and shoulders adjustment as he speaks.
When Cody was listing what he was it made me think of the song by Meredith Brooks 🤣
🎶 I'm a bitch, I'm a lover
I'm a child, I'm a mother
I'm a sinner, I'm a saint
I do not feel ashamed
I'm your Hell, I'm your dream
I'm nothing in between
You know you wouldn't want it any other way 🎶
I was really hoping he would go into this but he didn't 😔
Cody if you don’t post by tonight I’m gonna cry in the shower
“I liked the characters, the timing was really good on that one. I was *invested.*”
- Cody
How does he make ANYTHING a lesson about finance? LI (Love It)
Severance pay is highly discretionary, especially when an employee is terminated for poor work performance. But the Rolex skit is spot on. Also, I lost it at the finger gun moment