I failed 6 times off by 4 or 5 question the last 4 times and I’m not gone stop till I get it. For anybody who need motivation know it’s others goin thru similar situations don’t stop trying be persistent and next time I’m passing hand down!!
The examfx index cards thing helps...you can choose if you got the answers correctly, and then the ones you got wrong you can review over and over... Just keep doing practice tests til you pass them with flying colors... Never give up.
Passing the insurance exam is easy when you study hard, if you can't study or you don't have time for your studies I'd advise you get yourself a help like Mr Riq
Hey homie. I just passed the test first try in two weeks. Your video gave me the outline to work with. I'll be making more than I ever have in my life. Mad props.
@@chuyhernandez9530 i switched career paths. not near as much money involved, but it fills my passport. i'm about to start my third semester towards my bachelor's degree so i can teach English in Japan
Hey first off Congratulations!! I'm licensed as well with my own team I see you're in Florida well I would like to expand down there if you're looking for a company we can connect on Zoom so that I can tell you about my team and company and show you how you can start earnng money as well as bonus money.
Ive failed 5x took my examfx course 4x I’ve completely over 120 hours and been studying for 1 whole year i really can’t figure out whats wrong with my brain but im not stopping till i pass !
Niya, start repeating to yourself often, for the next 21 days: "I'm grateful and so proud that I finally passed my life insurance test. I am now a very successful agent (or broker) and was able to quit my day job." When you're repeating this take a minute to feel how this is going to feel and enjoy that feeling as often as you can each day for the 3 weeks. What happened is that you've told yourself so many times that you can't pass the exam that your mind believes it. However, it's not true. You can pass it and you will. So start speaking that truth to yourself and you WILL pass the next time you test. Please try what I'm saying wholeheartedly and prepare to be amazed!
@@shaniyajulie629 also, just take the practice exams at this point. The ones you get wrong, read the correct answer and remember it the next time. Write them down to help you remember the next time. You'll get better and better.
@@kevincruz8954 Good luck with the exam. I did not use a specific set of flashcards to practice. I used to go into quizlet, search for the chapter name and randomly picked up a flashcard set that had a lot of questions. I practiced the questions a few times. Made sure that I was consistently scoring around 90 to 95%
See I see videos saying that if you cram you wont get a understanding or that if you study the practice tests the actual test will be completely different
I’m studying 1months+ ( I’m doing 2 exams simulators everyday). Do you guys know if the questions in the simulator are similar of the questions in the test? Thank you so much!
I passed on my first try! When I tell you I was shocked. I thought I was for sure going to fail because of the second half but I really did know the information because I studied my ass off. Taking the simulated exams really helped.
Solid advice here, absolutely right too! Cram the material. Look for your keywords, vocabulary, pay attention to the differences between policy types, and don't worry if you can't recite this stuff in your sleep. You only need enough of it so it looks familiar when you see it on the test. Parting Tip: Flash Cards!
Loved the passion you have talking about this topic. I want to do it. I have the course since so many days already and haven't started yet. The due day is Jun 22. I have a young son and almost have time. I am still wondering how I am going to do this. But listening to you is giving me some motivation. Thank you.
I failed twice in the same week. But I didn't feel bad. Because my score was so close to passing it. The advice you give is better. I feel this time I can pass it this time.
Hey Shardé thanks a bunch! I went with the largest plan. I think you’d be fine with essential though. I don’t know the price difference off the top of my head
Oh I saw this video a little too late I think😂I’ve been studying for a little over a month, because I was thinking the opposite! I thought “I really have to know & understand each concept, not just memorize it” but you’re absolutely right! I’m forgetting everything I learned in the beginning
@@creditjoshy no I haven’t scheduled it yet, I have 1 hour left of study time to hit the 20-hour mark, then I have the practice exams to take & pass before I get my ticket for the real exam. I’ll finish all of that this week
True that. I’m 30 & I’ve never failed a test. I failed. Bout to take it again. Any advice on if it’s better to take life & health together or separate?
To bypass proctored exams here's the secret ua-cam.com/channels/NUGSyCXlFv_N_bTBzKKNhA.html. Reach them and they will definitely help you out. I recommend them 100%
I just passed my P&C by first time in 2 weeks shocked cuz I just ended up cramming and now i have to pass Life and Health in a week…. 😭But Ima follow your advice and keep it pushing!
About to be my fourth time taking this. Boy have your tips been SUPER helpful. Im definitely gonna spend the next 3 days recramming all the information. I’ve been too caught up trying to understand all of it && I end up thinking too hard on the test. My scores have been all 67 and up but I haven’t gotten that 70 yet! So I know im very close 😂 I’m gonna cram the next 3 days and I’ll be back to let you know I passed because of this video! Thank you!!!
I passed it on , the first try , not going to lie, you’re right I tried learning it at first and struggled, then I just kept father practice questions, the reps helped
I'm about to take mine in 4 days! I can agree about forgetting the first couple of chapters. Have been in and out of studying for 3 months now with my other job and school. Cramming hard now!
I took the Prometric exam in Maryland failed it. I took it 3 times. I keep failing the dental part also life ins policies can you suggest what to study for. I am not stopping. I must pass this exam.
Sorry for getting back so late, It's really hard to gage what you need to prioritize because the pull is so big. I would just say know terms and definitions. that should be a decent base to go in with.
Shit i just did 10 hrs straight and went from 60%-100% and killed the xcel final exam. So now its quizlits and a couple youtuber creators. Need to schedule exam asap
I work every single day from 8am-10 ish at night , I feel like I have no time and my course expires in 3 days , I’ve taken the exam twice and can’t get past 68% :( it’s stressing me out so bad
honestly me to i have I studied for about a month and a half took my first exam failed it by four points took it again failed it by two points but every time I take the exam simulators I am passing them with 85 to 90% so it is a little nerve-racking
Do you have any advice on what to study in the insurance portion ? I don’t want to study for the whole course if I don’t have too. Just trying to figure out what to study so I can speed this process faster.
Should I say you are awesome. I like the enthusiasm, encouragement and positivity. Wow. You are a fine young man and your parents raised you well!!! No doubts you will go far. The sky is your limit!!!!
I'm 43 haven't took a test in like 12 years lol plus I work a full time job so I'm gonna take way longer then 2 to 3 weeks I expecting to fail a couple times but I'm fine with that reality so keep your heads up everybody giving myself a month tbh
Can you elaborate on studying the course to pass vs studying to learn, because it’s taking me a long time to get through the material. How, exactly do I study to pass?
Do you have any tips for people that have a terrible memory??! I have to take my test next week and am so scared and worried so I've been watching videos and yours popped up
I'm studying for the exam right now. When I'm ready to take the exam, what do I do? Do I look for a test center? Something on Google says I can take it online.
I got my license and was training with a company called quility for a little bit. Got into some other things and have left it alone since. I primarily do credit consulting and am more passionate about the mortgage field. Kinda just took the test on a whim. I will implement insurance into a company I’m trying to build but on its own it doesn’t make sense for me at the moment.
I failed 6 times off by 4 or 5 question the last 4 times and I’m not gone stop till I get it. For anybody who need motivation know it’s others goin thru similar situations don’t stop trying be persistent and next time I’m passing hand down!!
This is me omg failed 5 times and been studying so hard but passed my health the first time
Hey did you pass??
Thanks for sharing I failed 4 times and going to attempt 5th time soon I am not giving up please get up and don’t give up we can pass be consistent.
@@akinyaoriyomi in late yes I passes thanks!
Did you pass?
The examfx index cards thing helps...you can choose if you got the answers correctly, and then the ones you got wrong you can review over and over... Just keep doing practice tests til you pass them with flying colors... Never give up.
Examfx is what I’m using too. I’m having a such a hard time retaining the info.
I did that but still fail since the answers were different but ima pass the 2nd try
I was good on quizzes but when I took readiness exam I failed 😢
@@floydjr3189let's review together 😊
Passing the insurance exam is easy when you study hard, if you can't study or you don't have time for your studies I'd advise you get yourself a help like Mr Riq
I've always believed the license is not for all but studying, you need God's grace to pass
People keep talking about Riq all over Y0uTube, he must be a very awesome help
@@jadenpeak5889 Yes you're correct but remember heaven helps those who help themselves, try studying if you can't study then get yourself a good help
I studied for months and couldn't pass, I guess passing is a blessing
@@neowilson3444 The insurance exam might seem so tough to pass but studying very hard is a very vital skill to win trust me
Hey homie. I just passed the test first try in two weeks. Your video gave me the outline to work with. I'll be making more than I ever have in my life. Mad props.
Congratulations! Happy for you, put that work in 🤝
@kschumacher5533 how’s it going so far? You doing well in the business?
@@chuyhernandez9530 i switched gears after passing the test
@@kschumacher5533 switched gears? Switched job or turned it up and went crazy on making money? Haha confused, sorry.
@@chuyhernandez9530 i switched career paths. not near as much money involved, but it fills my passport. i'm about to start my third semester towards my bachelor's degree so i can teach English in Japan
Took your advice and passed on my first try!! Thank you! Thank you!!!🙏
A new venture for me, I'm almost, 60.
I'm GOING TO PASS THIS TEST ON THE FIRST TRY!!
I passed my first try THANK YOU SO MUCH!!🥳💗 love from Florida
YES! That's awesome. Good luck to you 🙌🏾
I'll be taking my life license in Florida next week. I already have an agency ready to hire me on!!
Hey first off Congratulations!! I'm licensed as well with my own team I see you're in Florida well I would like to expand down there if you're looking for a company we can connect on Zoom so that I can tell you about my team and company and show you how you can start earnng money as well as bonus money.
I’m in Florida as well any advice ?
I’m taking the course now and trying to study as much as I can I want to pass the test. I’m already a realtor and I hope this license is much easier.
This was my fav video; although, still feel overwhelmed with the different life insurance policies
Ive failed 5x took my examfx course 4x I’ve completely over 120 hours and been studying for 1 whole year i really can’t figure out whats wrong with my brain but im not stopping till i pass !
Ahh, hate to see it but love the attitude. Have you been close?
@@creditjoshy yes ! On my 3rd try i got a 68% in NC you need a 70%
Niya, start repeating to yourself often, for the next 21 days: "I'm grateful and so proud that I finally passed my life insurance test. I am now a very successful agent (or broker) and was able to quit my day job." When you're repeating this take a minute to feel how this is going to feel and enjoy that feeling as often as you can each day for the 3 weeks. What happened is that you've told yourself so many times that you can't pass the exam that your mind believes it. However, it's not true. You can pass it and you will. So start speaking that truth to yourself and you WILL pass the next time you test. Please try what I'm saying wholeheartedly and prepare to be amazed!
@@shaniyajulie629 also, just take the practice exams at this point. The ones you get wrong, read the correct answer and remember it the next time. Write them down to help you remember the next time. You'll get better and better.
In the state of California is much easier to pass
Bro. I love they way you speak. Keep kicking ass. Phenomenal video. Thank you.
This video helped immensely with my confidence ! Thank you bro !
I failed it twice and im taking it again today wish me luck
Thank you for the great advice. I passed the VA Life, Annuity and Health exam on my first try. Quizlet helped a lot
I’m studying right now, do you remember which set of flashcards you used?
@@kevincruz8954 Good luck with the exam. I did not use a specific set of flashcards to practice. I used to go into quizlet, search for the chapter name and randomly picked up a flashcard set that had a lot of questions. I practiced the questions a few times. Made sure that I was consistently scoring around 90 to 95%
Thank you for the awesome tips. I go for mine next Monday
This was great advice thanks for sharing❤️
No doubt! Good luck
Alabama has a 300 question test
Drop a vid on your study habits!
See I see videos saying that if you cram you wont get a understanding or that if you study the practice tests the actual test will be completely different
I’m studying 1months+ ( I’m doing 2 exams simulators everyday). Do you guys know if the questions in the simulator are similar of the questions in the test? Thank you so much!
The questions are very similar, some more than others. It really depends on the pool of questions you get
Thank you
Passed mine in two weeks first try
Great info thanks
Do you think it’s possible to find a good mentorship that provides us with remote leads and allowed us to do this on our free time/part time
I have my health I'm bout to get my life. And take off. I'm sure I'll pass I just need to find a good cheap way to study.
Did you take the practice exam first ?? I can’t even hit a 50 or above that’s why I be discouraged of the real one🙄😒
I wanna say I got a 71 or a 73 when I took my practice exam. How often are you able to study and do you take notes?
what course did you use?
Kaplan
Was the exam easier than the simulation exams?
Was about the same, though the actual exam asked questions very differently. Like a lot of different wording
@@creditjoshy and that what caused me to mess up . Completely worded differently than the other exam. And other ones I knew nothing about.
Did you just curse on serbian lol??
Thank you so much! I passed my exam 1st try thanks for the tips! Good luck everyone! Believe you can do it and you can!
Striving and Thriving, love to see it! 🙌🏾🙌🏾💯
what course did you take if you dont mind? thanks
I passed on my first try! When I tell you I was shocked. I thought I was for sure going to fail because of the second half but I really did know the information because I studied my ass off. Taking the simulated exams really helped.
what course did you take?
How long did you study?
where did you study through?
Xcel solution help me pass
That was great! been procrastinating for 4-5 months now im ready to jump in! i'll let you know how it goes! Thanks!
Yes!!!! Love it
I'm excited too become producer in NC
Solid advice here, absolutely right too! Cram the material. Look for your keywords, vocabulary, pay attention to the differences between policy types, and don't worry if you can't recite this stuff in your sleep. You only need enough of it so it looks familiar when you see it on the test. Parting Tip: Flash Cards!
Loved the passion you have talking about this topic. I want to do it. I have the course since so many days already and haven't started yet. The due day is Jun 22. I have a young son and almost have time. I am still wondering how I am going to do this. But listening to you is giving me some motivation. Thank you.
I failed twice in the same week. But I didn't feel bad. Because my score was so close to passing it. The advice you give is better. I feel this time I can pass it this time.
I believe in you! You definitely can. Just don't overthink it. I know that sounds corny but thats really it
@@creditjoshy nah that doesn’t sound. Thanks man
@@creditjoshy I’VE DID IT!!!!! I FINALLY PASS!!!
@@THEPROPHETSEERISAIAH YESSSS! Amen so proud of you
Congrats on passing! I’m researching Kaplan and was wondering which package you purchased (basic, essential or essentialPlus?
Hey Shardé thanks a bunch! I went with the largest plan. I think you’d be fine with essential though. I don’t know the price difference off the top of my head
Oh I saw this video a little too late I think😂I’ve been studying for a little over a month, because I was thinking the opposite! I thought “I really have to know & understand each concept, not just memorize it” but you’re absolutely right! I’m forgetting everything I learned in the beginning
It's all good! Did you schedule a test yet or do you still have time?
@@creditjoshy no I haven’t scheduled it yet, I have 1 hour left of study time to hit the 20-hour mark, then I have the practice exams to take & pass before I get my ticket for the real exam. I’ll finish all of that this week
Update: I passed my exam yesterday first try! Finished in about 30 minutes too😂
@@Divine_ness022 YESSS!!! That’s awesome. You are in a elite group. The first time passers 😎 lol I pray for a long and lucrative career in insurance🙌🏾
@@creditjoshy wow thank you for your kind words! I wish nothing but the same for you!💪🏽
He's so right it's the same thing with your drivers license you just study to pass that's it
I’m using Kaplan as well. Exam in 5 days. What features of Kaplan did you use the most to study?
True that. I’m 30 & I’ve never failed a test. I failed. Bout to take it again. Any advice on if it’s better to take life & health together or separate?
I would suggest separately
Yesssss!!! I claim and receive this !!! I will pass!
I have my test at 9am, its 5:20am in Cali. Woke up at 3am stressed. Wish me luck. You passing puts a smile on my test.
how’d it go? i’m cramming rn plan on testing soon
Cali also
Dont give up!
To bypass proctored exams here's the secret ua-cam.com/channels/NUGSyCXlFv_N_bTBzKKNhA.html. Reach them and they will definitely help you out. I recommend them 100%
Did you pass?
I just passed my P&C by first time in 2 weeks shocked cuz I just ended up cramming and now i have to pass Life and Health in a week…. 😭But Ima follow your advice and keep it pushing!
I'm taking my Life and Health Insurance, any advice on how I can make things more easier for me to study and websites I could use?
Hello! Have you try reaching out to mr.albert for help, he assist me with the questions and answers which I got pass.
About to be my fourth time taking this. Boy have your tips been SUPER helpful. Im definitely gonna spend the next 3 days recramming all the information. I’ve been too caught up trying to understand all of it && I end up thinking too hard on the test. My scores have been all 67 and up but I haven’t gotten that 70 yet! So I know im very close 😂 I’m gonna cram the next 3 days and I’ll be back to let you know I passed because of this video! Thank you!!!
good luck, Let me know!!
@@creditjoshy passed with a 78!
@@gabrielahernandez7969 LETS GOOOOOOOOOOO YOU’RE THE BEST
I passed it on , the first try , not going to lie, you’re right I tried learning it at first and struggled, then I just kept father practice questions, the reps helped
Why are some people saying that it was general and straightforward, and others saying it was trippy and confusing? XD
Thanks dude, I will apply your formula for this.-Cheers🍻
Let’s count how many times he bragged about passing on his first try 😅😂😂🤣
A lot, just like the people I helped do the same 🤣
I’m looking for people to study with. I’m from Louisiana.
I'm about to take mine in 4 days! I can agree about forgetting the first couple of chapters. Have been in and out of studying for 3 months now with my other job and school. Cramming hard now!
People don't take into account how tough it can be with those responsibilities. It's tough but we keep pushing. Cram Away... Chase this bag!!!
I took the Prometric exam in Maryland failed it. I took it 3 times. I keep failing the dental part also life ins policies can you suggest what to study for. I am not stopping. I must pass this exam.
Sorry for getting back so late, It's really hard to gage what you need to prioritize because the pull is so big. I would just say know terms and definitions. that should be a decent base to go in with.
I take my test today! Praying that I pass!
🙏🏾🙏🏾🙏🏾 praying for you
How did it go?
@@JayWalking_360 i didnt pass but its okay im
Going again.
@@DaughterOfTheKingdom16 dont give up.. this is a great career
This is good tip I should try this I will look into the law portion only I been stuck for years
If anyone looking for a job while waiting to get license, let me know ... Our company is looking for more agent, u'll get paid while learning.. 😊
Do you have an email I can reach out to you on?
Shit i just did 10 hrs straight and went from 60%-100% and killed the xcel final exam. So now its quizlits and a couple youtuber creators. Need to schedule exam asap
I work every single day from 8am-10 ish at night , I feel like I have no time and my course expires in 3 days , I’ve taken the exam twice and can’t get past 68% :( it’s stressing me out so bad
honestly me to i have I studied for about a month and a half took my first exam failed it by four points took it again failed it by two points but every time I take the exam simulators I am passing them with 85 to 90% so it is a little nerve-racking
You guys I'm so stressed over this exam I am only scoring 55% on practice exam my real exam is approaching
I was scoring 40 I just upped to 70/80 on life and health you got it just keep trying to retain the info you need to pass n not the extras
Practice exam I get 90 then I thought I was good I took readiness exam omg 60 I failed😢
My boy with another one! 📈
Good video bro, appreciate it. 👊🏽
so empowering thanks Josh 🔥🔥❤️
Thanks for the help brother 👍🏻
Do you have any advice on what to study in the insurance portion ? I don’t want to study for the whole course if I don’t have too. Just trying to figure out what to study so I can speed this process faster.
Basically what I’m trying to ask if there’s any other way to speed this process up without note taking every single term in your course ?
OK! This is the best advice I’ve seen on UA-cam so far
Great video. I started studying a week ago. Great info. :)
Me too
Has anyone taken the State exam using the online proctor?
Yes.
Thanks bro
Should I say you are awesome. I like the enthusiasm, encouragement and positivity. Wow. You are a fine young man and your parents raised you well!!! No doubts you will go far. The sky is your limit!!!!
Great advice man I am studying for the course again now and I will try that method hopefully I will pass
I did exactly what you said and pass my exam thank you for your video it really did help me
LETS GOOOOO, SO PROUD!
I'm 43 haven't took a test in like 12 years lol plus I work a full time job so I'm gonna take way longer then 2 to 3 weeks I expecting to fail a couple times but I'm fine with that reality so keep your heads up everybody giving myself a month tbh
Great video you just got a new sub!
FLAWLWSS VICTORY 🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣 LOVE IT.
Can you elaborate on studying the course to pass vs studying to learn, because it’s taking me a long time to get through the material. How, exactly do I study to pass?
Shit I scheduled mine the following day :/ I’m gonna be fucking. Cramming for a week.. shit man
Do you have any tips for people that have a terrible memory??! I have to take my test next week and am so scared and worried so I've been watching videos and yours popped up
I'm scheduled for the test on December 22,2023. I'm still hopeful that I will pass on the first try.
do you feel like using Kaplan gave you an advantage or would a cheaper course do the same?
Now that I’m studying for my mortgage exam without Kaplan I can honestly say that I woulda failed without it
I'm studying for the exam right now. When I'm ready to take the exam, what do I do? Do I look for a test center? Something on Google says I can take it online.
I don’t believe you can take it online, just look up life insurance testing near you and follow some links🙌🏾
@@creditjoshy depends on the state. You can take it online in NY where I’m from.
I’m scheduled to test Christmas Day I’ve passed examfx practice test 76 for health 80 for life im gonna keep taking them to ensure I pass!
My nigga thank u for refreshing my mind I love u bro 🇭🇳🇭🇳🇺🇸🇺🇸
Have u sold any insurance yet? Any updates?
I got my license and was training with a company called quility for a little bit. Got into some other things and have left it alone since. I primarily do credit consulting and am more passionate about the mortgage field. Kinda just took the test on a whim. I will implement insurance into a company I’m trying to build but on its own it doesn’t make sense for me at the moment.
What books are there to self study instead of buying a course. Louisiana doesnt require a course.
I did that study before I toke my test I got a 78 not high enough ught this will be my 3rd test
did you test yet?
Not my 3rd one no
great vid bro, I was kinda upset bc the course is so long, this vid motivated me to keep going and set up the exam for sooner than later.
Do they drug test for state exam?
Naw bro 😂😂😂
@@creditjoshy Jus making sure brother appreciate it 🤣
@@bossgarza3442 no doubt 😂 do well
What institute you use for the courses?
Kaplan!
congrats! 🙌🏼
Thank you 🙏 this helps a lot!
Good luck, come. back and let me know how it goes
Thank you for the motivation. Good stuff 👍🏽
Do an update video. Your content is more realistic not all smoke n mirrors
Where can I get a practice exam for the state of Texas?
What school did u go to? There are so many online
Only studying for about a week and I’ll come back when I get the results
I’m going to take the exam in 2 days wish me luck
Sending my prayers 🙌🏾
@@creditjoshy I passed ! Thank you 🙏
@@luluzyz SO PROUD! Congratulations!!! How was the law portion?
@@creditjoshy there’s not a law portion but a lot of affordable care act didn’t even study
Luluzyz, which course did you use? Would you use it again?
Failed 2 times. Will go to the 3rd time
Taking my exam tomorrow, just doing some last min cramming today
I passed on my first try, I watched your video and prayed and God made it possible. I did mine at home. so grateful.
I passed on y first attempt as well!
Thank you for this 👏🏽👏🏽
No problem! did you test yet?
Great content bro can I help with channel