The wife and I often eat out at an RSL,which can save you up to 50%. Our local RSL is offering steak,chips and salad for only ,$13.90.We live north of Brisbane near North Lakes.
Two things I'd like to add about mortgages - if you can, put your money in an offset account. The money you've saved and placed in this will lessen the interest you're paying on the loan as it completely offsets it for the dollar amount you put in it. For example, if you have $20,000 in savings and a $30,000 offset, you're only paying interest on the additional $10,000. Another thing you can do is put all of your monthly spending on a credit card (to keep more in the offset longer) and then pay it off completely at the end of the month. If you get a credit card with rewards, you'll get to take advantage of them just for doing your normal, every day spending!
I just looked that up, is that a new rule they’ve put in? If not, I’ve thought I’ve been getting a better discount than I have 😂 25 cents is still pretty good though. The bigger price differences tend to be when the prices suddenly shoot up xx
None of that advice was helpful when you're on a disability pension you only get paid fortnightly and you don't have a job because it's country screws you over it is very hard
Good morning 😊. I'm in NZ 😢 and use Woolworths Everyday rewards. Every week we get boosts and Gold card for pensioners. We only started this process in January this year. I have literally saved hundreds of dollars and received so many $15 vouchers. I think its about six now 😊. I buy only specials and boosts. The boosts this week are phenomenal. 10xpoints when spend $15 or more on health and beauty. 200 points on spend $10 or more on fruit and vegetables.❤Boom🎉. Another $15 dollar voucher thanks. That's two in my kitty for next petrol day. I love my everday rewards 😅❤😅. I make all my own bread and baked goods. Grow and preserve most of my fruit and vegetables. The bottling side of it all I am just in the process of learning 😊. This has saved me so much already 😊. Thanks for all your tips. Have a great week 😊.
The wife and I often eat out at an RSL,which can save you up to 50%.
Our local RSL is offering steak,chips and salad for only ,$13.90.We live north of Brisbane near North Lakes.
Some pretty good advice there people. Now thank the nice lady.👌
Two things I'd like to add about mortgages - if you can, put your money in an offset account. The money you've saved and placed in this will lessen the interest you're paying on the loan as it completely offsets it for the dollar amount you put in it. For example, if you have $20,000 in savings and a $30,000 offset, you're only paying interest on the additional $10,000.
Another thing you can do is put all of your monthly spending on a credit card (to keep more in the offset longer) and then pay it off completely at the end of the month. If you get a credit card with rewards, you'll get to take advantage of them just for doing your normal, every day spending!
Likewise, if you ask ‘how much for cash?’ at Harvey Norman you’ll get a better price.
That’s a good one, thank you for sharing 😊
I don’t think it being cash actually makes the difference, Harvey Norman and JB HiFi are meant to negotiate slightly regardless
Thank you for this amazing information. I've recently become a pensioner and very interested in this topic. ❤
Super glad it’s been useful. Do share if you’ve found any other hot cash saving tips xx
I used to go to the 7 a 11 for a Coffee and my kids wow they used to love Slushy for $2 I don’t know if they still do them for that price?
Ben reckons they do, depending on size xx
My local BP service station sells the small slushies for $1.50. A great treat during a stinking hot Queensland summer.
Nice Work 🏖🏖
Thank you xx
I have seven 11 app and use it a lot ,, BUT the max save is 25 cents a litre .. not the 40 cents you suggested
I just looked that up, is that a new rule they’ve put in? If not, I’ve thought I’ve been getting a better discount than I have 😂 25 cents is still pretty good though. The bigger price differences tend to be when the prices suddenly shoot up xx
@@TheBAMFamalam As I said I do use it
but I was shocked as well
Its a fairly recent change.. within the last couple of months @TheBAMFamalam
👍
None of that advice was helpful when you're on a disability pension you only get paid fortnightly and you don't have a job because it's country screws you over it is very hard
anything you get at jb hifi you can cheaper online
Good morning 😊. I'm in NZ 😢 and use Woolworths Everyday rewards. Every week we get boosts and Gold card for pensioners. We only started this process in January this year. I have literally saved hundreds of dollars and received so many $15 vouchers. I think its about six now 😊. I buy only specials and boosts. The boosts this week are phenomenal. 10xpoints when spend $15 or more on health and beauty. 200 points on spend $10 or more on fruit and vegetables.❤Boom🎉. Another $15 dollar voucher thanks. That's two in my kitty for next petrol day. I love my everday rewards 😅❤😅. I make all my own bread and baked goods. Grow and preserve most of my fruit and vegetables. The bottling side of it all I am just in the process of learning 😊. This has saved me so much already 😊. Thanks for all your tips. Have a great week 😊.