Repatriation period for idle fund in non interest bearing foreign currency accounts in IFSC - 180 days Earlier it was 15 days, which is recently removed
ANS - 180 DAYS. And thank you so much for your lots of efforts which you are consuming to us for greater enhancement in terms of revision and accesibilty to the questions, thank you so much mam
Lets take a scenario where i went to the bank for a gold loan. I have gold worth 10lakh against which i want loan. I kept it with the bank and the bank gave me a loan worth 14 lakhs. Its very high LTV
@Drishti .. RBI has prudential guidelines for extension of loan value against asset value, for ROI as well .. if LTV is breached RBI will use qualitative method 1st then action oriented method like done to IIFL.. RBI can't scrap CCyCB coz it is a part of BASEL III , India doesn't require this for the time being. It depends upon overall credit extension wrt deposits/ANBC banks have plus the macroeconomics scenario in which the banks are operating such as NPA, CRAR, inflation.
Ma'am Thank you for your efforts and session.
You are doing great. So whatever you do in your capability, thanks for that, nothing else is required.
Repatriation period for idle fund in non interest bearing foreign currency accounts in IFSC - 180 days
Earlier it was 15 days, which is recently removed
Thank you ✨ Mam 4 such a great revison session 💫😊
Thanku ma'am 🎉, stay with us till the end 🎉
Great session mam👍👍
ANS - 180 DAYS. And thank you so much for your lots of efforts which you are consuming to us for greater enhancement in terms of revision and accesibilty to the questions, thank you so much mam
nice sessions
D. 180 days .. at par with Foreign Destinations.
beautiful content
Thank You Mam for such a great session 😊
Thank u maam❤
And that apps shows the image that dicgc is there mam
if the rbi is warning about ltv ratio then why did they scrap countercyclical risk buffer? it cant be said that they were linked?
Itna buddhi lga ri....tmko toh rbi governer hona chahie😂
Lets take a scenario where i went to the bank for a gold loan. I have gold worth 10lakh against which i want loan. I kept it with the bank and the bank gave me a loan worth 14 lakhs. Its very high LTV
Mam this LTV ratio wala caution from RBI comes in the wake of IIFL high LTV for gold loans.
@Drishti .. RBI has prudential guidelines for extension of loan value against asset value, for ROI as well .. if LTV is breached RBI will use qualitative method 1st then action oriented method like done to IIFL.. RBI can't scrap CCyCB coz it is a part of BASEL III , India doesn't require this for the time being. It depends upon overall credit extension wrt deposits/ANBC banks have plus the macroeconomics scenario in which the banks are operating such as NPA, CRAR, inflation.
@@swetankgupta5176 I get it completely.
Just talking at a macro level that ccyb was an extra cautionary measure
mam GNPA for scbs was 0.60%
It is net NPA gross is 2.8
@@swetankgupta5176 ya I mistyped it
Ya happens with me daily multiple things in mind, task while sitting in branch.
@@swetankgupta5176 bankers are although adept in multitasking