How to Fix Your Credit Score Fast!

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  • @clearvaluetax9382
    @clearvaluetax9382  4 місяці тому +15

    How to Pay Your Credit Card Debt Fast: ua-cam.com/video/59NKYdFlPCA/v-deo.html
    Join our EXCLUSIVE Investing Community at: ClearValueInvesting.com
    GET 3 FREE STOCKS when you open up a stock account here: a.webull.com/i/ClearValueTax

  • @PaulTheadra
    @PaulTheadra 4 місяці тому +164

    when I was growing up, we flexed on each other by how many girls/boys we could get, now it's how high your credit score is.

    • @vallariestephens2853
      @vallariestephens2853 4 місяці тому +1

      Yes,the tomfoolery and goofy days of youth-as well as aged nowadays

    • @insidethebnb
      @insidethebnb 4 місяці тому +3

      And that's for women to see if they'd want to use you to get free meal. Imagine a dating app that uses your financial fitness and not your photo to determine if you're a worthy person to make babies with!

    • @PaulTheadra
      @PaulTheadra 4 місяці тому +2

      @@insidethebnb idk, I knew some dudes who used to do that very thing, lol

    • @Sharpshooter649
      @Sharpshooter649 4 місяці тому

      In your dreams. If this was real, the. my 797 score would get me so much pussy

    • @narylay8591
      @narylay8591 4 місяці тому

      😂

  • @Espresso101
    @Espresso101 4 місяці тому +122

    This should be mandatory in high school. Would help so many people start on the right track.

    • @allancastillo3419
      @allancastillo3419 4 місяці тому +7

      But it wouldn't be good for business

    • @heirtothethrone9428
      @heirtothethrone9428 4 місяці тому +5

      This video is facts I’m 22 with an Amex and 20,000 in credit cards ,743 experian, 717 equifax,701 transunion . I followed these steps at the age of 18 I can confirm this is true

    • @shaunnaemmons1297
      @shaunnaemmons1297 4 місяці тому

      Solvency Backdoor is bogus

    • @dmc4747
      @dmc4747 4 місяці тому

      @@shaunnaemmons1297 lies

    • @victorhaywood9995
      @victorhaywood9995 4 місяці тому +1

      It was in the 70s and 80s.
      I graduated in 83, so I'm not sure why the schools stopped.

  • @mrtreezz8251
    @mrtreezz8251 4 місяці тому +31

    ive been working on my credit for years. was at 728. paid my car off and it went down 54 points! this systems is a rigged bs pos. im done. this world is bullshit

  • @cyborg1275
    @cyborg1275 8 днів тому

    Don't know why i ever stopped visiting this channel. Clear Value Tax ALWAYS has something to offer that's WORTH listening to and applying. The people are truly benefitting from all that you share with us. So, thanx and keep up the good work! 😊👍

  • @justinredman4389
    @justinredman4389 4 місяці тому +43

    Another aspect of paying bills to reflect on credit reports is understanding “payment due date” vs “statement closing date”

  • @darrylk808
    @darrylk808 4 місяці тому +16

    Who gave 3 companies so much power over peoples ability to get credit?
    I see my score fluctuate by 80 - 90 points monthly. I think it's due to utilization. I travel a lot, and when I have a huge CC bill, a month later, the score drops. Then I pay it off, and a month later, it jumps back up. I need to ask for more credit! 😁

  • @shan4078
    @shan4078 4 місяці тому +30

    Oh my goodness Brian, you cracked me up. You're so up front about the foolishness that we all have when young😂😅😂

    • @clearvaluetax9382
      @clearvaluetax9382  4 місяці тому +7

      I'm sure many of us went through that phase Shan!

  • @MrChanw11
    @MrChanw11 4 місяці тому +16

    Forgot about increasing my credit line in awhile, got boosted from 7,500 to 10,500. Thanks for reminding me!

  • @x2dab184
    @x2dab184 4 місяці тому +8

    I had a 816, but then i had a fraud case, and it dropped it 104 points when i closed the account. Such BS, i need to work on disputing the drop.

  • @albertoacosta6788
    @albertoacosta6788 4 місяці тому +17

    I just made it 800 last week

  • @Scott_Goodwin
    @Scott_Goodwin 4 місяці тому +7

    I paid off a credit card and my score dropped 50 points. Granted it rebounded after s month or so, but still. Glad I wasn't trying to buy a house or some other major purchase requiring credit.

  • @Elsa-qy9hr
    @Elsa-qy9hr 4 місяці тому +11

    #6 is DEFINITELY a worthy mention. I did this with my mate & it helped immensely. Some call this piggy backing 👌

  • @941asland
    @941asland 4 місяці тому +35

    My parents put us as authorized users to build credit over the years. That's the only reasonable situation where that would be okay imo.
    Also, some credit cards with annual fees have lower tier cards without fees that they will allow you to downgrade to. So you can keep your credit, but lose the fee.

    • @earlbrown
      @earlbrown 4 місяці тому

      Yep. When AmEx pissed me off with my Blue Cash card, I told them to knock it down to the free (useless 1% card). When the new card got here, I never even bothered to activate it.
      It is kind funny how being an authorized user without the responsibility to pay the card actually builds credit. What is credit worthy about zero responsibility?
      And my parents did the same thing for me back when I was a ghost. Added me to their ancient AmEx account and had the card sent to their address. When 'my card' got there, they cut it in half. I never even put eyes on it.
      Had over 30 years of $60K credit history in one day. Over 700 beacon and never paid one dollar on that card.

    • @clearvaluetax9382
      @clearvaluetax9382  4 місяці тому +3

      Agreed 941asland!

    • @dct1238
      @dct1238 4 місяці тому

      Except when your daughter ruins your credit by overusing and not paying your Macy's card 😒 🤦‍♀️

    • @tomcat8662
      @tomcat8662 4 місяці тому +1

      Works well when your parents have good credit.

    • @941asland
      @941asland 4 місяці тому

      @dct1238
      Oof. Sorry, bud 😅

  • @Diceplease2042
    @Diceplease2042 4 місяці тому +21

    This was an excellent educational video. Thank you for the great content! I have applied and been approved for credit cards here and there. This video really opened my eyes more on lines of credits! Thank you for the information! 😎🤝

    • @clearvaluetax9382
      @clearvaluetax9382  4 місяці тому +3

      Thank you for that feedback and all the support. I appreciate it so much DicePlease!

    • @isagoldfield7393
      @isagoldfield7393 3 місяці тому +1

      He’s very helpful♥️

  • @peterkwok9608
    @peterkwok9608 4 місяці тому

    Thank you Brian for your insight.

  • @T8rB
    @T8rB 4 місяці тому +13

    846??? Clear value is such an Alpha male 😮 🔥

    • @clearvaluetax9382
      @clearvaluetax9382  4 місяці тому +14

      I’m not an alpha and don’t get along with alphas. I’m a sigma.

  • @nellosnook4454
    @nellosnook4454 4 місяці тому +4

    Thanks CVT! 👍
    EXCELLENT advice! 🙏

  • @isagoldfield7393
    @isagoldfield7393 3 місяці тому +1

    Thank You so much Brian for this content, this is so helpful. Great explanation⭐️⭐️⭐️⭐️⭐️

  • @bannerrj41
    @bannerrj41 4 місяці тому

    Thank you Brian for all you do.

  • @veterangaming9511
    @veterangaming9511 4 місяці тому +5

    Awesome! Love the information and explanations. Quite helpful with looking at the big picture

  • @kdefensemartialarts8097
    @kdefensemartialarts8097 4 місяці тому +1

    Thank you for your videos.

  • @vivianogbebor365
    @vivianogbebor365 4 місяці тому

    Thanks for sharing 🙏🏽

  • @rosebloom2518
    @rosebloom2518 4 місяці тому +3

    Happy Monday Brian!!! Have a great day!☀️🌺

    • @clearvaluetax9382
      @clearvaluetax9382  4 місяці тому +1

      Happy Monday Rose Bloom! I wish you a great day as well!

  • @jogmas12
    @jogmas12 4 місяці тому +21

    My credit score is 839. Why am I watching this video??? 😮

    • @joelr7208
      @joelr7208 4 місяці тому +6

      Because you want it at 845 admit it !
      Plus Brian is awesome so why not show love? With a like and share

    • @clearvaluetax9382
      @clearvaluetax9382  4 місяці тому +4

      Congrats, that is an awesome score Jogmas!

  • @infinitebeast5517
    @infinitebeast5517 4 місяці тому

    Thank you for the great video!

  • @jaewannjoseph
    @jaewannjoseph 4 місяці тому +1

    I love how serious you are with these videos but also pretty funny lol

  • @danzora
    @danzora 2 місяці тому

    Thank you so much for this 🙏🏻

  • @wendysherbert3257
    @wendysherbert3257 18 днів тому

    I like your info graphics. They were clear and helpful.

  • @lizcorredor3480
    @lizcorredor3480 4 місяці тому +2

    You are extremely extremely smart I love watching your videos great information and very professional thank you for your videos❤❤❤❤❤❤❤

  • @pernellhaynesworth1212
    @pernellhaynesworth1212 4 місяці тому +8

    Definitely a major flex Brian 😂😂📌💯🐐

    • @paulheydarian1281
      @paulheydarian1281 3 місяці тому

      Is it like p€nis size and sending chicks or dudes your d!ck p!cks? 🤔

  • @mrs.fernandez2744
    @mrs.fernandez2744 4 місяці тому +1

    Thank you so much for the info!

    • @clearvaluetax9382
      @clearvaluetax9382  4 місяці тому

      It's my pleasure and I thank you for the support Mrs Fernandez!

  • @Melted-Ether
    @Melted-Ether Місяць тому

    This is the best financial UA-cam channel. I hope the most people possibly come across you.

  • @daeJhitt
    @daeJhitt 4 місяці тому

    thank you

  • @leftysidewinder
    @leftysidewinder 4 місяці тому +3

    The problem with trying to maximize credit score is that you lose out on high yield savings interest or other short term use of the free floater loan from credit card if you pay the balance before the statement cycle date. Sure, nice to have high credit score, but if you’re not applying for credit card or other loan, no need to prepay the credit card charges prior to the statement cycle date.

  • @floridaglitz
    @floridaglitz 4 місяці тому +2

    Great Video...Thank You! ❤

  • @keyurchitnis2318
    @keyurchitnis2318 4 місяці тому

    Personally, one of the best financial advice i have received in terms of banking and how to deal with lenders. Thank you!!

  • @istandinawe6319
    @istandinawe6319 4 місяці тому

    Love the transparency 😊. Seeing who you are now gives hope 😊

    • @istandinawe6319
      @istandinawe6319 4 місяці тому

      @@MSilah nahhhh they’re actually predatory. They help you lie and say that you don’t know of the debt. Then charge for something that you could for free.
      I’ve done it for free

  • @javig5045
    @javig5045 Місяць тому

    Thank you Amigo.....Javi G.

  • @bensonella5175
    @bensonella5175 4 місяці тому +2

    My credit has been repaired !!!!

  • @josephkelley3035
    @josephkelley3035 3 місяці тому +1

    You are awesome!!

  • @pikaaacz
    @pikaaacz 4 місяці тому

    Very helpful!

  • @kevinholaway3998
    @kevinholaway3998 4 місяці тому +2

    Ty Brian 🎉

  • @ms.blumoonsage8699
    @ms.blumoonsage8699 4 місяці тому

    Thank you for all your knowledge. Much appreciated. You have yourself a Supa day!

    • @joycepayne3242
      @joycepayne3242 4 місяці тому

      The method this video pointed to isn’t really working for fixing your credit and getting rid of negative items off your reports.. *Solvency backdoors* is the solution to all bad credit score, negative & derogatory items on reports 👌

    • @joycepayne3242
      @joycepayne3242 4 місяці тому

      Their abilities to swiftly resolve issues with credit distinguish them from others. You’re the best *solvency backdoors* keep up the good work and thanks for fixing people’s credit.

    • @joycepayne3242
      @joycepayne3242 4 місяці тому

      Their name is spelt as *solvency backdoors* … They’re specialized with finance and credit😊..

    • @joycepayne3242
      @joycepayne3242 4 місяці тому

      I’m glad to get the privilege to get to know about their name and looked it up online.

    • @joycepayne3242
      @joycepayne3242 4 місяці тому

      *All you just need to do is just to look their name up online to see their website*

  • @Tracy-wr7mj
    @Tracy-wr7mj 4 місяці тому +1

    First its unfortunate some have such power over your credit...also i was going to trade my car in for another from the dealer ..i always use..i was denied at first because they ( the credit reporters) said i had no credit cards and they wanted very badly to get me into one of their credit cards..i did have a credit card for years and thats a load of b.s. ...i went back to the dealer and told them what i found out and they reconsidered thankfully. Thanks Honda.

  • @t-fuelernienotoriousmisfit7449
    @t-fuelernienotoriousmisfit7449 4 місяці тому +1

    Brian, this was another keeper video 💯😍🚀

    • @clearvaluetax9382
      @clearvaluetax9382  4 місяці тому

      Thank you for all the support! I appreciate it so much! Nice cat!

  • @Miltonfrank39
    @Miltonfrank39 4 місяці тому

    Thank u very much. Really appreciate u for your information on credit and your professionalism with credit increases

    • @joycepayne3242
      @joycepayne3242 4 місяці тому

      The method this video pointed to isn’t really working for fixing your credit and getting rid of negative items off your reports.. *Solvency backdoors* is the solution to all bad credit score, negative & derogatory items on reports 👌

    • @joycepayne3242
      @joycepayne3242 4 місяці тому

      Their abilities to swiftly resolve issues with credit distinguish them from others. You’re the best *solvency backdoors* keep up the good work and thanks for fixing people’s credit.

    • @joycepayne3242
      @joycepayne3242 4 місяці тому

      Their name is spelt as *solvency backdoors* … They’re specialized with finance and credit😊..

    • @joycepayne3242
      @joycepayne3242 4 місяці тому

      I’m glad to get the privilege to get to know about their name and looked it up online.

    • @joycepayne3242
      @joycepayne3242 4 місяці тому

      *All you just need to do is just to look their name up online to see their website*

  • @princessp1361
    @princessp1361 2 місяці тому

    Yes thank you

  • @kt6332
    @kt6332 4 місяці тому +1

    Thanks!

  • @Tedgar0416
    @Tedgar0416 4 місяці тому +5

    It would be educational to see you and Dave Ramsey talk about this topic

  • @mackman3294
    @mackman3294 4 місяці тому +4

    No Brian your flexing but it's ok 😂

  • @Vito_993
    @Vito_993 4 місяці тому +3

    Credit score don’t mean nothing, I have 803 and I still paid high interest when I was buying a new car

  • @inesferaudy5095
    @inesferaudy5095 4 місяці тому +4

    Happy new year 🎊. Thank you for always helping others. God bless you !! 🙏🏾

    • @clearvaluetax9382
      @clearvaluetax9382  4 місяці тому

      Happy New Year to you as well! I wish you an excellent year!

  • @carltonthomas5642
    @carltonthomas5642 4 місяці тому

    Thank you for this

    • @joycepayne3242
      @joycepayne3242 4 місяці тому

      The method this video pointed to isn’t really working for fixing your credit and getting rid of negative items off your reports.. *Solvency backdoors* is the solution to all bad credit score, negative & derogatory items on reports 👌

    • @joycepayne3242
      @joycepayne3242 4 місяці тому

      Their abilities to swiftly resolve issues with credit distinguish them from others. You’re the best *solvency backdoors* keep up the good work and thanks for fixing people’s credit.

    • @joycepayne3242
      @joycepayne3242 4 місяці тому

      Their name is spelt as *solvency backdoors* … They’re specialized with finance and credit😊..

    • @joycepayne3242
      @joycepayne3242 4 місяці тому

      I’m glad to get the privilege to get to know about their name and looked it up online.

    • @joycepayne3242
      @joycepayne3242 4 місяці тому

      *All you just need to do is just to look their name up online to see their website*

  • @furqankhan9285
    @furqankhan9285 4 місяці тому

    I thank you

  • @Theresa-zx7yp
    @Theresa-zx7yp 4 місяці тому

    Very helpful, thank you

    • @joycepayne3242
      @joycepayne3242 4 місяці тому

      The method this video pointed to isn’t really working for fixing your credit and getting rid of negative items off your reports.. *Solvency backdoors* is the solution to all bad credit score, negative & derogatory items on reports 👌

    • @joycepayne3242
      @joycepayne3242 4 місяці тому

      Their abilities to swiftly resolve issues with credit distinguish them from others. You’re the best *solvency backdoors* keep up the good work and thanks for fixing people’s credit.

    • @joycepayne3242
      @joycepayne3242 4 місяці тому

      Their name is spelt as *solvency backdoors* … They’re specialized with finance and credit😊..

    • @joycepayne3242
      @joycepayne3242 4 місяці тому

      I’m glad to get the privilege to get to know about their name and looked it up online.

    • @joycepayne3242
      @joycepayne3242 4 місяці тому

      *All you just need to do is just to look their name up online to see their website*

  • @ScrambleEverything
    @ScrambleEverything 4 місяці тому

    Really cool!

  • @christopherfanara2593
    @christopherfanara2593 4 місяці тому

    Awesome advice!!

    • @joycepayne3242
      @joycepayne3242 4 місяці тому

      The method this video pointed to isn’t really working for fixing your credit and getting rid of negative items off your reports.. *Solvency backdoors* is the solution to all bad credit score, negative & derogatory items on reports 👌

    • @joycepayne3242
      @joycepayne3242 4 місяці тому

      Their abilities to swiftly resolve issues with credit distinguish them from others. You’re the best *solvency backdoors* keep up the good work and thanks for fixing people’s credit.

    • @joycepayne3242
      @joycepayne3242 4 місяці тому

      Their name is spelt as *solvency backdoors* … They’re specialized with finance and credit😊..

    • @joycepayne3242
      @joycepayne3242 4 місяці тому

      I’m glad to get the privilege to get to know about their name and looked it up online.

    • @joycepayne3242
      @joycepayne3242 4 місяці тому

      *All you just need to do is just to look their name up online to see their website*

  • @prettyblac428
    @prettyblac428 4 місяці тому +3

    Been following since day 1

    • @clearvaluetax9382
      @clearvaluetax9382  4 місяці тому

      I can’t believe it’s going to be 5 years on UA-cam.

    • @prettyblac428
      @prettyblac428 4 місяці тому

      @@clearvaluetax9382 it’s been a long time coming!!

  • @mommy_and_lulu9271
    @mommy_and_lulu9271 2 місяці тому +2

    How do I get cc with low interest

  • @TJ-Stackin
    @TJ-Stackin 4 місяці тому +3

    Credit is pretty darn important in the United States.

  • @JosePerez-zt8si
    @JosePerez-zt8si 4 місяці тому +4

    Don't get it,120,000 dollars available credit between 21 accounts all good standing, one 10,000 loan paid off only 1000 dollars bedt and my oldest card is 15 years never late only use less than 10 percent of available credit individually. My fico score is 803

    • @Tien1million
      @Tien1million 4 місяці тому +2

      At least you're in the 800. I'm 779 and my report show I have perfect record. 3% utilization, no late, 20+ years credit, zero hard inquiries. I don't get it

  • @dieselmechanic1423
    @dieselmechanic1423 4 місяці тому

    I was living life when i was young and plus cash ruled not this systematic bs now but good for you Brian keep it up

    • @joycepayne3242
      @joycepayne3242 4 місяці тому

      The method this video pointed to isn’t really working for fixing your credit and getting rid of negative items off your reports.. *Solvency backdoors* is the solution to all bad credit score, negative & derogatory items on reports 👌

    • @joycepayne3242
      @joycepayne3242 4 місяці тому

      Their abilities to swiftly resolve issues with credit distinguish them from others. You’re the best *solvency backdoors* keep up the good work and thanks for fixing people’s credit.

    • @joycepayne3242
      @joycepayne3242 4 місяці тому

      Their name is spelt as *solvency backdoors* … They’re specialized with finance and credit😊..

    • @joycepayne3242
      @joycepayne3242 4 місяці тому

      I’m glad to get the privilege to get to know about their name and looked it up online.

    • @joycepayne3242
      @joycepayne3242 4 місяці тому

      *All you just need to do is just to look their name up online to see their website*

  • @HavingCoffieWithMrSatan
    @HavingCoffieWithMrSatan 4 місяці тому +5

    Mr Satan said reeee credit score

  • @AriaDiamond
    @AriaDiamond 4 місяці тому

    Some of the credit cards too you can lock if you are not using it to reduce worries of fraud on it.

  • @fishinthepool
    @fishinthepool 2 місяці тому

    to build my credit, should i purchase stuff and stay in 0-9% of utilization or just lock the card and not spend anything?

  • @Shakashack2022
    @Shakashack2022 Місяць тому

    So how many credit cards should one own? Also, I read somewhere that when paying off debt, the highest APR credit card should be paid off first, while paying minimum to the lower APR. But then I saw another recommend the opposite - pay the lowest APR balance first. Which is actually better? Thank you, new here.

  • @greeneclipse8088
    @greeneclipse8088 4 місяці тому +7

    Mine is stuck at 798 🙃

  • @pooh4519
    @pooh4519 4 місяці тому

    What about the timing of when to make a card payment each month. It affects when the agencies see how much you are using the card?

  • @jonapierce1972
    @jonapierce1972 Місяць тому

    When does the 7yrs count on debt? From last late payment or when the account started?

  • @diegoacevedo9520
    @diegoacevedo9520 4 місяці тому

    So my oldest credit card is 7years and it has an annual fee and my 2nd credit card is 6 years with an annual fee as well…can I still close one or keep them both?

  • @LocoKickAss
    @LocoKickAss 4 місяці тому +3

    sup Brian, happy your subscribers are growing.

  • @DaKeisWay88
    @DaKeisWay88 4 місяці тому +1

    I’m here💪🏾

  • @jamaicanblackqueen8897
    @jamaicanblackqueen8897 4 місяці тому

    Is it okay to add utilities or rent on your credit score?

  • @regularafasmr2762
    @regularafasmr2762 4 місяці тому +4

    Who brags?? My mother lol sometimes she’ll leave it up on the screen and walk away lol

  • @shahzeenkhan2216
    @shahzeenkhan2216 4 місяці тому +1

    Get a debit card that builds credit, it cost money but it helped me out a lot

  • @paulettewhite2866
    @paulettewhite2866 4 місяці тому +2

    I'm so grateful for your illustrations on how to get good credit and keep it. I have a question for you. I know that closing a credit card is a bad hit, but what if you had a card for years and kept it paid off and hadn't used it for several months, just to have that company close it for non use?! Thank you!😊

    • @MrsMirandaWarren
      @MrsMirandaWarren 4 місяці тому +1

      It’s better for the company to close the account that way it won’t hurt you.

    • @paulettewhite2866
      @paulettewhite2866 4 місяці тому +1

      @@MrsMirandaWarren thank you! I was so worried it would be detrimental to my credit score! ❤😁

    • @joycepayne3242
      @joycepayne3242 4 місяці тому

      The method this video pointed to isn’t really working for fixing your credit and getting rid of negative items off your reports.. *Solvency backdoors* is the solution to all bad credit score, negative & derogatory items on reports 👌

    • @joycepayne3242
      @joycepayne3242 4 місяці тому

      Their abilities to swiftly resolve issues with credit distinguish them from others. You’re the best *solvency backdoors* keep up the good work and thanks for fixing people’s credit.

    • @joycepayne3242
      @joycepayne3242 4 місяці тому

      Their name is spelt as *solvency backdoors* … They’re specialized with finance and credit😊..

  • @ronbeck201
    @ronbeck201 4 місяці тому +1

    For me my credit score means nothing when it comes to getting a mortgage. Being self employed they go by my income which is kinda low (there is only so much you can do with 2 hands). Also my oldest account has been 10 to 11 years old and never increases, been that way for 6 to 8 years.

    • @77Joseph777
      @77Joseph777 4 місяці тому +1

      The trick is to have at least 3 credit cards open and use them sparingly and pay off. It will boost your credit score.

  • @PinkLadyNews
    @PinkLadyNews 4 місяці тому +4

    Experian Vantage Score 8 is hard to move up and I don't know why. You showed Vantage Score 9...which one is the one to believe? Or are there different type of scores under each Credit Reporting Bureau?

    • @joycepayne3242
      @joycepayne3242 4 місяці тому

      The method this video pointed to isn’t really working for fixing your credit and getting rid of negative items off your reports.. *Solvency backdoors* is the solution to all bad credit score, negative & derogatory items on reports 👌

    • @joycepayne3242
      @joycepayne3242 4 місяці тому

      Their abilities to swiftly resolve issues with credit distinguish them from others. You’re the best *solvency backdoors* keep up the good work and thanks for fixing people’s credit.

    • @joycepayne3242
      @joycepayne3242 4 місяці тому

      Their name is spelt as *solvency backdoors* … They’re specialized with finance and credit😊..

    • @joycepayne3242
      @joycepayne3242 4 місяці тому

      I’m glad to get the privilege to get to know about their name and looked it up online.

    • @joycepayne3242
      @joycepayne3242 4 місяці тому

      *All you just need to do is just to look their name up online to see their website*

  • @cheevosupremo
    @cheevosupremo 4 місяці тому +1

    5:15 this happened to me as well. I always thought “it’s not 200 years ago they can’t put me in debtors prison anymore” but metaphorically they do now

    • @samanthaquintero1732
      @samanthaquintero1732 4 місяці тому

      The method this video pointed to isn’t really working for fixing your credit and getting rid of negative items off your reports.. *Future imperative corps* is the solution to all bad credit score, negative & derogatory items on reports 👌

    • @samanthaquintero1732
      @samanthaquintero1732 4 місяці тому

      Their abilities to swiftly resolve issues with credit distinguish them from others. You’re the best *future imperative corps* keep up the good work and thanks for fixing people’s credit.

    • @samanthaquintero1732
      @samanthaquintero1732 4 місяці тому

      Their name is spelt as *Future imperative corps* … They’re specialized with finance and credit😊..

    • @samanthaquintero1732
      @samanthaquintero1732 4 місяці тому

      I’m glad to get the privilege to get to know about their name and looked it up online.

    • @samanthaquintero1732
      @samanthaquintero1732 4 місяці тому

      *All you just need to do is just to look their name up online to see their website*

  • @vjc4502
    @vjc4502 4 місяці тому +2

    Funny how our young minds cause our older selves grief.

  • @saramarie5628
    @saramarie5628 4 місяці тому

    Experience and transunion credit scores are such different numbers mine is over 100 point difference and it depends on where the place pulls from

    • @clearvaluetax9382
      @clearvaluetax9382  4 місяці тому

      Yes, I’ve noticed the same thing regarding the variance. It can be quite large.

  • @ShayWilliam341
    @ShayWilliam341 4 місяці тому +1

    Thanks for the information I’m currently working on my credit so I can buy a home in 2 years

    • @joycepayne3242
      @joycepayne3242 4 місяці тому

      The method this video pointed to isn’t really working for fixing your credit and getting rid of negative items off your reports.. *Solvency backdoors* is the solution to all bad credit score, negative & derogatory items on reports 👌

    • @joycepayne3242
      @joycepayne3242 4 місяці тому

      Their abilities to swiftly resolve issues with credit distinguish them from others. You’re the best *solvency backdoors* keep up the good work and thanks for fixing people’s credit.

    • @joycepayne3242
      @joycepayne3242 4 місяці тому

      Their name is spelt as *solvency backdoors* … They’re specialized with finance and credit😊..

    • @joycepayne3242
      @joycepayne3242 4 місяці тому

      I’m glad to get the privilege to get to know about their name and looked it up online.

    • @joycepayne3242
      @joycepayne3242 4 місяці тому

      *All you just need to do is just to look their name up online to see their website*

  • @76Fordblue
    @76Fordblue 4 місяці тому +5

    Do they run your credit when you ask for a limit increase on your?

    • @clearvaluetax9382
      @clearvaluetax9382  4 місяці тому +6

      No they will not, that will be a soft inquiry.

    • @dec1slh
      @dec1slh 4 місяці тому +2

      Some do some don't

  • @MGglenn
    @MGglenn 4 місяці тому +1

    This is great information!! One exception: Identity Theft. I had identity theft around 2018 (not sure exactly when got hacked) and I've been to court 4 times and numerous requests to credit bureau's to correct yet NOTHING fixed yet. Please provide advice how to fix??

    • @samanthaquintero1732
      @samanthaquintero1732 4 місяці тому

      The method this video pointed to isn’t really working for fixing your credit and getting rid of negative items off your reports.. *Future imperative corps* is the solution to all bad credit score, negative & derogatory items on reports 👌

    • @samanthaquintero1732
      @samanthaquintero1732 4 місяці тому

      Their abilities to swiftly resolve issues with credit distinguish them from others. You’re the best *future imperative corps* keep up the good work and thanks for fixing people’s credit.

    • @samanthaquintero1732
      @samanthaquintero1732 4 місяці тому

      Their name is spelt as *Future imperative corps* … They’re specialized with finance and credit😊..

    • @samanthaquintero1732
      @samanthaquintero1732 4 місяці тому

      I’m glad to get the privilege to get to know about their name and looked it up online.

    • @samanthaquintero1732
      @samanthaquintero1732 4 місяці тому

      *All you just need to do is just to look their name up online to see their website*

  • @delninson6
    @delninson6 4 місяці тому

    New credit.

  • @brendad940
    @brendad940 4 місяці тому +9

    How can one build credit on an extremely limited fixed income when you aren't eligible for credit? Thank you for all your valuable advice Brian, you've been my go to since you had less than 50,000 subs! Happy new year everyone!

    • @SGV87
      @SGV87 4 місяці тому

      don't get credit.

    • @Freaky_Creep
      @Freaky_Creep 4 місяці тому

      If you may allow I can recommend someone who can help you with your problem

    • @joycepayne3242
      @joycepayne3242 4 місяці тому

      The method this video pointed to isn’t really working for fixing your credit and getting rid of negative items off your reports.. *Solvency backdoors* is the solution to all bad credit score, negative & derogatory items on reports 👌

    • @joycepayne3242
      @joycepayne3242 4 місяці тому

      Their abilities to swiftly resolve issues with credit distinguish them from others. You’re the best *solvency backdoors* keep up the good work and thanks for fixing people’s credit.

    • @joycepayne3242
      @joycepayne3242 4 місяці тому

      Their name is spelt as *solvency backdoors* … They’re specialized with finance and credit😊..

  • @lauracappuccino1484
    @lauracappuccino1484 9 днів тому

    I wonder if I do one of those credit cards that help build your credit ? I don’t have any credit cards

  • @msdinba
    @msdinba 4 місяці тому +2

    Brian. You can only write two sentences when you contest an error.

  • @ArielLothlorien
    @ArielLothlorien 4 місяці тому +1

    What app is this?

  • @mrt3xas
    @mrt3xas 4 місяці тому

    What if you are in child support? Was in arrears for a few months but caught up, how do I get it off my credit history?

  • @Honeyfamilytime
    @Honeyfamilytime 4 місяці тому

    😂😂😂😂hey buddy i have bad credit let me get access to your credit 😂😂😂😂...idk why thats funny....

  • @user-mv2wr8ec1p
    @user-mv2wr8ec1p 4 місяці тому

    Hello, still had the question about asking to increase your credit limit

  • @JuanGarcia-vn1jw
    @JuanGarcia-vn1jw 4 місяці тому +1

    Where’s the link to the other video?

  • @anklebreaker9728
    @anklebreaker9728 4 місяці тому +1

    Does checking your credit score regularly hurt your score? Can anyone clarify this?

  • @sidneysmith6286
    @sidneysmith6286 4 місяці тому +1

    Because of covid I fell into a lot of debt. Credit cards, repo, medical bills, etc. Should I pay off all my bills to improve my credit?

  • @lauracappuccino1484
    @lauracappuccino1484 9 днів тому

    I feel so dam defeated I was homeless in 2017 and just recently the past year tried to fix my credit . I tried on my own and then gave up so it’s another 3 months I pick it up it’s still at 600 😢 I really losing hope I watch videos my mind doesn’t hold information because of trauma this is so frustrating my older kids won’t help me figure it out

  • @anything_goes79
    @anything_goes79 4 місяці тому

    Get business cards they don’t report to personal

  • @mfimabefig9822
    @mfimabefig9822 4 місяці тому +1

    *I’m 32y and my credit age is 1 1/2 year smh, thanks to my Parents*

  • @CrossfitWarrior
    @CrossfitWarrior 4 місяці тому +2

    I don't believe your credit score was that bad. People who have 800 hundreds never have "bad" credit. I'm assuming your version of bad is 600ish.
    When i was in the marine corps with decent credit I started partying and spoiling girls and realized years later my score had dropped to low 500. Over 5 years I've gotten it back up to 640ish with the target of 700 by EOY. I want to hear people's stories like this!!!