Poor performance of active mutual funds Is this a recent development?

Poor performance of active mutual funds Is this a recent development? freefincal.com...
Want to know how to reduce fear, doubt and uncertainty while investing for financial goals? Sign up for our lectures on Goal-based portfolio management and join our exclusive Facebook Community!
freefincal.com...
Watch my corporate presentation: freefincal.com...
Get six free e-books: goo.gl/KS75MF
Download robo advisory template: goo.gl/6g8z2M
Select from my handpicked mutual funds goo.gl/X32C7p
Free stock analysis tools: goo.gl/vJNx8n
Follow me on Twitter: / freefincal
#freefincal

[@princetonacademy6385]

I have sips in..
ICiCi Multi asset-20K
PARAG flexi -15K
Uti Low Vol -15K.
Moderate investor for 10 years.
My age 30.
And government job

[@abdulkhadir6933]

Sir I am currently investing 2x of my monthly expenses. 50% in equity and 50% in EPF. Is it a good decision to switch the equity portion to arbitrage or debt funds until things settle down? Right now the corpus would last for 5 years if I stop earning.
My goal is wealth creation, as far as time horizon is considered I haven't given it a thought, but I wouldn't take out the money from investments until I do not have source of income.

[@abhijeetagarwal8090]

I have been running multiple mutual fund accounts for different members of my family.
Most of the mutual funds already own these blue chip stocks whose valuation now look reasonable to people on web i.e. ( Financial website/Twitter/Fb(AIFW Grp) etc.)
Now my question is if I am already pouring good amount of residual money into these mutual funds should I now be investing into the same stocks If Yes, won't it be less diversified/more of the same thing situation? and If No, some good options to explore will only be in Mid-caps then and when they fall they fall like Niagara falls (High risk for both current market situation and stock itself).

[@abhijeetagarwal8090]

I am not looking for a Yes or No answer thought, just wanted your point of view on my current dilemma.

[@KK-bu5hd]

Mr. Pattu, Due to corona pandemic, there was a news that most of the airlines would go bankrupt in few months and since the overall consumption/sales is expected to go down, many other companies may find it difficult to honor the debt in timely manner resulting in default. What can we do to minimize this risk in our debt portfolio other than moving to fixed deposits?

[@rhitambanerjee8474]

Mirae Hybrid Equity is not giving enough downside protection as a hybrid equity should. Can you please analyse the fund and suggest whether to switch to a safer one.

[@shyamtinwar4035]

I beg to differ. I think if you take any duration, you will hardly find very few funds would be able to beat index (may be 5-7%). Provided if we are comparing against right benchmark index. Previously large cap funds were also investing 10-15% in smallcap. But after SEBI categorisation rule, they are forced to invest only in largecap. Hence can't beat index.

[@pattufreefincal]

Ok go ahead and differ

[@mukeshkannan7837]

how do we know the fund manager strategy on aggressive Hybrid funds , will they re-balance to lowest possible allocation on equity or infuse more on equity?

[@karangurnani8934]

Religiously investing in the index weekly

[@santumondal2251]

Sir,please speak slowly.

[@MKTutorials4u]

Sir,
Even index funds are showing tremendous losses

[@lifeline6343]

its just following index...Index does not mean its minimize loss.!!

[@nagu8516]

True mine is 20000 loss UTI nifty next 50

[@karthikraghuraman8288]

Circuit down again in US!!!

[@mukeshkannan7837]

will have blood bath on our side on tomorrow.

[@karthikraghuraman8288]

@@mukeshkannan7837 everyday it's a bloodbath...more like a river of blood!!