Sukanya Samriddhi Yojana - सुकन्या समृद्धि योजना - Advantages & Disadvantages Explained

Поділитися
Вставка
  • Опубліковано 29 жов 2024

КОМЕНТАРІ • 1 тис.

  • @shainkeyjain5169
    @shainkeyjain5169 Рік тому +24

    Sir aapne all doubts clear kiye bht hi clearity k sath
    Logo ko jagruk kiya Dhnayabad

  • @mr7khan943
    @mr7khan943 Рік тому +18

    This is the one of the best video o ever seen i never commented on any yt video but he explained very perticularly and beautiful thanks man

  • @tusharghatal374
    @tusharghatal374 7 місяців тому +3

    खूप छान समजावलं sir..... एकदम सगळ clearly समजलं 🙏

  • @sonapbt4475
    @sonapbt4475 2 роки тому +18

    Bahut badiya bhai, samjhane ka tarika itna acha hai ki koi doubt nahi rha, God bless you

  • @anwarshaikh792
    @anwarshaikh792 2 роки тому +20

    बहुत अच्छे से समझाया सर आपने

  • @pallavi12345
    @pallavi12345 Рік тому +1

    Isko mene pura dekha nd mjhe to sbse accha Bajaj lga sari chize dekh kr or garented product h

  • @islamicgyaan6943
    @islamicgyaan6943 Рік тому +3

    Is account ko open karne ke liye koi paise pay karne hote hein kya jaise normal account me deposit karte hein... Waise....????

  • @uniqueambika713
    @uniqueambika713 7 місяців тому +7

    Bahut accha tarika se har topic ko samjhaya sir aap ne .
    God job keep it up

  • @mayanktripathi4072
    @mayanktripathi4072 Рік тому +10

    Very well informed sir! You have got a subscriber. Thank you for your info.

  • @rahulsahuofficial1008
    @rahulsahuofficial1008 2 роки тому +6

    बहुत सही कहा भाई ने की पेरेंट का इन्वलब होना चाहिए

  • @ravinderjit250980
    @ravinderjit250980 2 роки тому +59

    Calculator cannot be accurate as future interest rate is uncertain so whatever total the calculator is showing currently is as per currently prevailing rate of interest.

    • @ankitdarwhekar2258
      @ankitdarwhekar2258 2 роки тому +1

      That is my exact point, he should mentioned that

    • @user-xi7cc7lt7l
      @user-xi7cc7lt7l 2 роки тому +1

      Exactly Sir calculator cannot be be accurate 👌👌👌

  • @afsanakhan054
    @afsanakhan054 Рік тому +1

    Aapne bhut help ki isvideo k throw me samjh gai hu k isme saal ka 3000se zyada nhi dalna hai

  • @kirangandhi7689
    @kirangandhi7689 Рік тому +31

    All the points have been explained very wisely. good presentation sir one query - when interest rate keeps on changing every year, how can we declare the maturity amount as on date.

    • @narangkumar638
      @narangkumar638 Рік тому +1

      Correct ,That is uncertain . No point to show calculator.

  • @dipalidhok9505
    @dipalidhok9505 Рік тому +2

    Kya ham montli kam jada pasay dipojit kar saktey hai ya fix amount hi bharna padta hai

  • @gouravparihar7175
    @gouravparihar7175 2 роки тому +4

    Bahut hi shandar Tarike se samjhaya hai sir ne very good

  • @devsingh7622
    @devsingh7622 11 місяців тому +1

    Very good information PPF ho ya fir SSY dono hi investment ke liye accha hai

  • @indisane
    @indisane Рік тому +6

    Everything was perfect, But losing control after depositing hard earned money is not right.

  • @vedanshkhatri2197
    @vedanshkhatri2197 2 роки тому +7

    Bhot knowledge mili sir aap k video s thnqqq 😊

  • @dharmendranathpal9610
    @dharmendranathpal9610 2 роки тому +27

    सर कमेंट बॉक्स के माध्यम से बताइए की यस यस योजना 2015 में मैं अपनी पुत्री का खुलवाया जिसमें शुरू में ब्याज दर 8.6 और बाद में 7.6 लेकिन 2022 के वित्तीय वर्ष में मुझे मूलधन का 7.6 परसेंट से बहुत ही कम ब्याज मिला जिसका शिकायत करने पर adhikari बार-बार ताल मटोल करते हैं कृपया मुझे बताएं कि इसके लिए अब मुझे क्या करना चाहिए मैं आपका आभारी रहूंगा

    • @yrS.179
      @yrS.179 Рік тому +6

      Mere sath bhi Aisa hee hua hai

    • @1TechGamer
      @1TechGamer Рік тому +4

      Toll free no par complete kr skte ha aap

    • @harishharish-yz5gq
      @harishharish-yz5gq Рік тому

      It was 9.2 %

    • @mohsinsikariya7979
      @mohsinsikariya7979 Рік тому +1

      Agar aap 10 Tarik Tak paise jama karte hai to aapko interest Sahi milega.agar 11 Tarik Tak paise jama karte h to aapko bache 20 din ka interest nahi milega.

    • @dharmendranathpal9610
      @dharmendranathpal9610 Рік тому

      @@mohsinsikariya7979 सुकन्या समृद्धि योजना ढोल पीटने से पहले जनता को पूरा टर्म कंडीशन बताना चाहिए यह तो धोखा है

  • @sangeethabaraik3877
    @sangeethabaraik3877 4 місяці тому

    Sir aapne itne clear se Bataya hai ki aur Koi doubt nhi hai 🙏🙏

  • @nirajmishra2630
    @nirajmishra2630 Рік тому +33

    Why are they not fixing the interest rate..if they want to promote and help girl child... hypocrisy ki bhi Seema hoti hai

    • @championswayofliving7877
      @championswayofliving7877 Рік тому +1

      Absolutely 👍

    • @dushyant_001
      @dushyant_001 Рік тому

      Taaki jab chahe iss yojna ka महत्व khatm Kiya Jaa sake.......
      Matlab, iss yojna ka total control Sarkaaren apne paas rakhengi...taaki chunav k waqt logo ko chut**a bana sake....

    • @rajatsingh4510
      @rajatsingh4510 Рік тому +2

      Unpadh chalaak hai 😂😂

    • @JSR0000
      @JSR0000 Рік тому

      Because no political stability

    • @rajatsingh4510
      @rajatsingh4510 Рік тому

      @@JSR0000 bahi pichle 9 saal se toh ker hee sakta tha .... kiya bolte ho kuch bhi

  • @Rachnapandey-ei2oi
    @Rachnapandey-ei2oi 5 місяців тому +2

    बहुत बढ़िया प्रभु जी ❤❤❤❤❤❤

  • @pradeepkumarsahu7471
    @pradeepkumarsahu7471 6 місяців тому +3

    Dear Sir, if we start the said scheme in 2024 and the scheme is given 8% ROI at the time of opening this ac so next year if govt decrease itself ROI then the decrease ROI will be applicable for my scheme or it has fixed when I opened this ac... Please suggest..?

  • @aaryuj5208
    @aaryuj5208 Рік тому +1

    Hi sir meri girls ko abhi 10 years hone ke liye 3month hai so Mai abhi sukanya account open karu to accha rahega kya?

  • @prakashraj9622
    @prakashraj9622 Рік тому +10

    बहुत बढिया जानकारी sir ,
    मैंने पूरी जानकारी लिख ली है
    Thank you very much.

    • @atulgurjar8008
      @atulgurjar8008 7 місяців тому +1

      Are bhai likh kyu video save Krta fir se sun leta 😅

    • @prakashraj9622
      @prakashraj9622 6 місяців тому

      Bhai mai online class wala student nahi hun n 😅😅😅

  • @manoranjanbehera3569
    @manoranjanbehera3569 Рік тому +2

    Agar age Jake intrest rate kam hota hai toh pichhle solon me jo deposit hua wo sab ka intrest rate kam ho jaega .ya phir usi saal ke hisab se rahega jo mila hoga usi saal

  • @SurenderSingh-po1wi
    @SurenderSingh-po1wi 2 роки тому +32

    Sir jaise abhi pahli saal hamne 1000 rupee mahina ek saal me 12000 rupee deposit kiye. Kya ye zaroori hai sir ki agle saal bhi 12000 rupee hi saal ke deposit karne hai ( 1000 rupee mahina). ya agle saal hum iss deposit amount ko kam jyada kar sakte hai. Please btana zaroor sir.

  • @tejaskansara2276
    @tejaskansara2276 Рік тому +2

    Sir Mene 2019 me open karvaya tha 5 month me 5000 invest Kiya tha Baad me baki ke month me paise ki shortage ki vajah se post pond Kiya tha 2020-21 me to usme penalty lagegi? Ab me different amount ek sath bhar du to chalega ?

  • @utube378
    @utube378 Рік тому +4

    Hello Sir, I created SSY account in HDFC bank. An ECS transfers certain amount every month from my saving account to SSY. Now I want to cancel that ECS so that I can change the amount of investment. But HDFC bank is not cancelling the ECS mentioning some silly reasons. So, how can I cancel? Do you know why they are not cancelling?

  • @NikitaDahiphale-o1u
    @NikitaDahiphale-o1u 4 дні тому

    खुप छान माहिती सांगितली👌

  • @ghanshyamkumarsen6636
    @ghanshyamkumarsen6636 Рік тому +154

    आज से 21 साल बाद 10-12 लाख पैसा कोई खास राशि नही hoga

  • @sonudilli5065
    @sonudilli5065 Рік тому +2

    Bhut badiya Tarika h bhai aapka samjhne ka.... 🥰

  • @KaranRaj-wu9id
    @KaranRaj-wu9id 2 роки тому +33

    Excellent video every confusion clear 😀

    • @dharamnagwanshi6768
      @dharamnagwanshi6768 Рік тому

      Ek year me 10,000 jama Karne par total kitna niklega sar

    • @jayeshmodha3160
      @jayeshmodha3160 Рік тому

      Ntrest rate is ni flexible.

    • @RehmanAsma-nl9ms
      @RehmanAsma-nl9ms 8 місяців тому

      ​@@jayeshmodha3160sir apne ye nhi bataya agar girl child ki death hojati hai toh hum kiya kare ye b sahi h parents ki b death hosakti hai ya girl ki b

    • @RehmanAsma-nl9ms
      @RehmanAsma-nl9ms 8 місяців тому

      Death ka actually me koi bharosa nhi h na sir

  • @ravivarma1071
    @ravivarma1071 Місяць тому

    बहुत बहुत धन्यवाद भईया G💜👍

  • @richakumari3146
    @richakumari3146 2 роки тому +9

    Your video is very informative and best with every aspect of this account.

    • @XYAxisEducation
      @XYAxisEducation  2 роки тому

      Thanku soo much .
      Regards

    • @shubhamkohli170
      @shubhamkohli170 Рік тому

      Hume interest year me milega 60000 par mujhe 7.6intrest rate k hisab se milega toh agle saal 120000 par milega toh itna bda amount jo aapne bola vo calculater se nhi niklta

    • @saraswatisitaramgawade3835
      @saraswatisitaramgawade3835 Рік тому

      इसे बेहत्तर है lic की जीवन लक्ष पॉलिसी

  • @jayathakur3391
    @jayathakur3391 2 місяці тому

    Bahut badhiya se samjhaya h
    Thanks 😊

  • @milapproducts
    @milapproducts 2 роки тому +3

    Hello sir.. kya hrek sal equal amount jma krna hoga ya hrek sal me jeb k hisab se jma krva skte hai ???

  • @sapnamishra5814
    @sapnamishra5814 20 днів тому

    Sir one doubt h plzz clear kriye na... Jaisa ki hm abhi khulwate h 7.6 % pr to 21 saal baad hme yhi rate of interest pr paisa milega ya us smay jo interest chal ra hoga us pr pura paisa milega ?? Plzzz clear kriye na

  • @kaushikipadachakrabarti5286
    @kaushikipadachakrabarti5286 Рік тому +5

    Dear Sir, Many thanks. Is bank interest from SSYA & PHELA KADAM is taxable for FY 2022-23? or under which section I will get any deduction on it? Looking for your early reply as, I want to file my I.T return in this week.

  • @Goriiisen2019
    @Goriiisen2019 Рік тому +1

    Sir jankari bahut achi h lekin ye jadater Garib varg ke logo ke liye banaya gaya h jisme ₹ 250 se Account shuru kar sakte h to aap 250 se 10000 Invest karne par kya kitna labh hoga vo bataye pls

  • @Daisy-lh5xk
    @Daisy-lh5xk 2 роки тому +17

    Agar future me kabhi rate of interest kam bhi hota hai to koi baat nahi deposit kiya jane wala amount kam kar do

    • @TasdikeAil
      @TasdikeAil Рік тому

      Nice. Mam

    • @MiddleClas07
      @MiddleClas07 Місяць тому +1

      Aur Jo pahle se deposit ho chuka hai uska kya 😅

  • @swativlog_1M
    @swativlog_1M Місяць тому

    Thank you so much bhaiya bahut achchha laga ye information

  • @mck4278
    @mck4278 Рік тому +7

    Very Good Brothe Hats Off...

  • @bhaiyaram5459
    @bhaiyaram5459 4 місяці тому

    Very informative Session Bhaiya ji

  • @abhishekghosh4178
    @abhishekghosh4178 2 роки тому +3

    After attaining the age of 21 years , will the girl child has to pay taxes on the maturity amount?

  • @anupriyayadav4558
    @anupriyayadav4558 Рік тому +2

    Thanku sir bahut achchhi jankari di aapne

  • @madhavnitesh2362
    @madhavnitesh2362 2 роки тому +5

    सर आपने बहुत अच्छी तरह से इस योजना के बारे में समझाया ग्रेट

  • @jitendra13088
    @jitendra13088 Рік тому +1

    bhot acche tarike se samjaya hai bro....very nice

  • @arshadiqbal9827
    @arshadiqbal9827 Рік тому +8

    8:59 to 9:36 Point to be noted here

  • @ASHOKKUMAR-xn1vz
    @ASHOKKUMAR-xn1vz 4 місяці тому +1

    Sir kya fix hi jma kr skte hai alag alag month me jyada Kam jma nhi kr skte hai

  • @pramodcomedyvines192
    @pramodcomedyvines192 2 роки тому +4

    सर यदि कोई व्यक्ति ने 50000 कर के 3 साल में 150000 जमा करता है और उसके बाद बाकी के 11 साल 1000 सालाना जमा करता है।तो उस स्थिति में उस व्यक्ति को 21 साल बाद कितना पैसा मिलेगा। कैलकुलेट कर के बताइए प्लीज।

  • @akhileshsingh-mw5jj
    @akhileshsingh-mw5jj Рік тому +1

    Kya amount ko har saal jama karenge ya monthly jama karenge

  • @NavneetaSinha
    @NavneetaSinha Рік тому +5

    very truely said bro, this much amount should not given to a teenager, this is very risky for them also

    • @desiswagofficial007
      @desiswagofficial007 Рік тому

      Yes indeed

    • @imindian3895
      @imindian3895 13 днів тому

      25 saal tak toh de sakte hai na...but account open karne k baad 21 saal tak nai withdraw kar sakte

  • @I_am_khushi_Vlog782
    @I_am_khushi_Vlog782 2 роки тому +1

    Jaisa aapne bataya 15 saal aur 21 saal esko clear tarike se samjhaiye for example meri beti ki age 4 year hai mai ab account khulwa rha hu to kitne salo tak muje account pe rupaye jama krne honge aur maturity kb beti ki kya age hone per sara rupaya muje vapas mil jyega pls bataye

  • @bimalkumar816
    @bimalkumar816 Рік тому +9

    Excellent describe sir🙏god bless u🕉️

  • @legalstudyawarenessmentor437
    @legalstudyawarenessmentor437 2 роки тому +2

    Kya basic saving account me bhi foreign se aa sakta hai. Ya sirf regular saving account mehi paise transfer ho sakta hai. Please inform.

  • @bhujbalsingh8095
    @bhujbalsingh8095 2 роки тому +20

    PPF is far more better that SSY.

    • @amitupadhyay5289
      @amitupadhyay5289 Рік тому +3

      I dont think so both are good, bcoz if rate of interest rests same for next 15 years the total amount of SSY is more than PPF

  • @sureshkumawat4779
    @sureshkumawat4779 2 роки тому +5

    Isme Insurance bhi nhi h , ye bhi kami h is policy me
    Agar kisi 10 years girl ka account khulwate h to 15 saal amount jama karwana padega aur uske baad 6 years wait karna hoga policy matchurity ke liye matlab jb wo ladki 31 saal ki ho jaayegi tab pura amount milega, jabki apne samaj me ladki ki shadi 22 se 27 saal ke bich ho jaati h .....

    • @imindian3895
      @imindian3895 13 днів тому

      After 18 withdraw kar sakte hai incase of higher education or marriage

  • @rvi4999
    @rvi4999 Рік тому

    Mujhe apka video bhut achha lgata 1 vid
    Parents k liye Health policy aur medical insurance ya aur bhi kuch aiesa jo meddle class walo k liye achha ho ek bhi video details se btaye

  • @rupeshut
    @rupeshut 2 роки тому +5

    Girl Child Aadhar is not necessary..!! only Birth Certificate is enough.

  • @diveshkumar6858
    @diveshkumar6858 Рік тому +1

    Hi sir
    Sukhanya account Mane khulwa rakaha h but usme interest amount show nahi ho Raha Jo amount jama Kiya h vo hi show kr rha h 3month ho Gaye h account open hue . Kindly reply

  • @शिवोहम्शिवोहम्-म5ड

    Can I pay premium from personal account?

  • @jiteshsoni2007
    @jiteshsoni2007 4 місяці тому

    Good information but i’ve to ask a question that amount deposit in Sukanya is compulsory for every month or one time deposit to get interest as government offer

  • @joyantasingsardar7149
    @joyantasingsardar7149 Рік тому +9

    Minimum deposit in a financial year is 1000 rupees not 250 rupees

  • @tinkunirban8759
    @tinkunirban8759 7 місяців тому

    Sir phley tho aapka sukriya karta ho aapne bahut acha smjya Mera aapse ek sawal hai mere do bache hai phley ladka hua hai dusri beti Hui hai kiya mai acount opan kar sakta hoo?

  • @samir2719
    @samir2719 2 роки тому +7

    Paytm bank vs AU bank vs kotak mahindra me better kon sa hai compassion video sir plz batao 🙏🙏😭😭

  • @chandanrai5174
    @chandanrai5174 5 місяців тому

    Very Nice..bahot badiya explain Kiya..

  • @Prasaddongare
    @Prasaddongare 2 роки тому +5

    How much equity exposure?
    How much debt?

  • @IrshadAhmadkhan-rb3dm
    @IrshadAhmadkhan-rb3dm 2 місяці тому

    Samjhane ka tariqa achha hai

  • @Humanityandpatriotism
    @Humanityandpatriotism 2 роки тому +3

    Thanks for showing actual condition of this yojana instead a hidden Lollipop

  • @narendrashukla6025
    @narendrashukla6025 2 місяці тому

    Very nice understanding of sukanya Yojana

  • @nikhil3011
    @nikhil3011 2 роки тому +7

    Better to go bond fund they atleast provide 8 to 9 percent

    • @udaui
      @udaui Рік тому +1

      Bond funds? Need to research. Thanks

    • @bharatvarsh10
      @bharatvarsh10 Рік тому

      With market risk. This is saving scheme not investment

  • @Ravikiran_Sarkate.
    @Ravikiran_Sarkate. Місяць тому +1

    Useful video 👍 👌 ❤

  • @rameshberi4698
    @rameshberi4698 Рік тому +4

    Video start from 1:15

  • @endosaa.sssheetal7492
    @endosaa.sssheetal7492 Рік тому +2

    Is it ok if we fail to pay once monthly deposit ,can we continue frm next month @

  • @Goldatom2077
    @Goldatom2077 2 роки тому +3

    Similar to PPF and good👍

  • @bbsinghdogra4394
    @bbsinghdogra4394 4 місяці тому

    Thankyou so much,, god bless you

  • @mohitbansala7060
    @mohitbansala7060 Рік тому +9

    Very informative and last point is very useful!!

  • @mayurpatil4174
    @mayurpatil4174 9 місяців тому

    Sir Maine 3sal pahile account open Kiya hu our bich Paisa bharna chod diya tha. Kul amt 10000rs JAMA hai. To use regular Karne ke liye abhi kitna amt bharna padega monthly 2500rs ka hai

  • @pavankothari1734
    @pavankothari1734 2 роки тому +5

    Super explanation sir 👍👍👍

  • @ajayshinde2412
    @ajayshinde2412 2 роки тому +1

    Intrest rate Kam hua to from start date effective hota hai kya

  • @mayankdesai2523
    @mayankdesai2523 2 роки тому +4

    Good information👍

  • @mandakinikumari3321
    @mandakinikumari3321 5 місяців тому

    Very good understanding..thnq

  • @im2990
    @im2990 2 роки тому +4

    First to watch!👍👍

  • @dharmendrabhadana7862
    @dharmendrabhadana7862 Рік тому

    Bade bhaiya, Namaskar....
    Bhaiya isse better kya hai?
    Bhaiya main real estate me working hu.
    Har mahine fix income nhi hai.
    Plz kuchh aisa advice kre jisme main jab chahu jitna chahu deposit kr Saku..

  • @lalbansal2754
    @lalbansal2754 2 роки тому +3

    Upto which date of month should I deposit as it's upto 5 of every month to get interest of that.month in case of ppf

  • @lakhbirsingh7526
    @lakhbirsingh7526 10 місяців тому

    Bhut hi sahi explanation baki rhi bt ladki ko itna amount de dene ki bo app pe depend h ki apne apne bacho k kesi knowledge di h or rkha h

  • @yadusingh6240
    @yadusingh6240 2 роки тому +14

    Beautiful ❤❤

  • @RahulPatel-tp7hp
    @RahulPatel-tp7hp Місяць тому

    Maine apni details pr apne daughter ka ssy open karaya hai aur mere do bhai apne apne details aur documents pr apni apni daughters ka ssy open karaya hai h. But mai monthly apne bank account se teeno ssy me paise transfer krta hu. Is it as per rules??

  • @praveenkumarmagadum520
    @praveenkumarmagadum520 2 роки тому +5

    This works on compounding interest. Not flat interest

  • @k.s.kushawah208
    @k.s.kushawah208 10 місяців тому +2

    यदि बच्ची कुछ वर्षो बाद न रहे तो जमा धनराशि कब व कैसे मिलेगी

  • @VivekMoneyTalks
    @VivekMoneyTalks 2 роки тому +18

    LIC का जीवन लक्ष्य स्कीम 8.25% का इंट्रेस्ट दे रहा है।

    • @husainshaikh5782
      @husainshaikh5782 Рік тому

      Realy

    • @SantoshKumar-jj6ls
      @SantoshKumar-jj6ls Рік тому

      इसमें चक्रवृति ब्याज मिलता ह क्या

    • @pcgyan6662
      @pcgyan6662 Рік тому +1

      Comparison ke liye ye video dekho ua-cam.com/video/0gTpajWf38s/v-deo.html

    • @motiv523
      @motiv523 Рік тому +10

      Angrej ke baad agar koi लूटता hai to wo h LIC..,

    • @kailashsachdev4960
      @kailashsachdev4960 Рік тому

      LIC बकवास

  • @poojamali8951
    @poojamali8951 6 місяців тому

    Well explained,👍Thankuu😊

  • @GloryofGod0808
    @GloryofGod0808 2 роки тому +5

    Excellent Reviews Bro thank you

    • @XYAxisEducation
      @XYAxisEducation  2 роки тому +1

      Your welcome

    • @dipenkachari4736
      @dipenkachari4736 Рік тому

      @@XYAxisEducation Sir, Maine v S.samridi account 2016 me yearly 60000/- karke, saving kar raha hu.agar 18 saal me jab meri lakdi ki education ke liye 50% withdrawal Karu toh , 21 saal me kitni ki amount milega ? oos me v Interests toh Kam milegi ?

  • @sonukumarkumar2133
    @sonukumarkumar2133 7 місяців тому

    Bahut badhiya sir

  • @shubamsharma9166
    @shubamsharma9166 Рік тому +4

    In case of girl child death who will be the nominee

  • @BeEducatedWithVanshikaTomar
    @BeEducatedWithVanshikaTomar 9 місяців тому +1

    Lekin sir agar beti ki 5 saal ki age se upar account open karate hai to es scheme k hisaab se to uski marriage pr pura paisa milega hi nhi... Only 50% milega... Fir to koi fayda hai nhi eska

  • @dharmeshthakur837
    @dharmeshthakur837 2 роки тому +6

    Superb knowledge sir❤️

  • @pardeepsimak3585
    @pardeepsimak3585 2 роки тому +2

    Mera card agya hai but activite nhi hua baar baar pan no aur date of birth daalna pad raha hai aur create new password kaise set Karen 12 digit ka plz sir help

  • @pardeepkalsi786
    @pardeepkalsi786 2 роки тому +3

    No insurance in this scheme