Calculator cannot be accurate as future interest rate is uncertain so whatever total the calculator is showing currently is as per currently prevailing rate of interest.
All the points have been explained very wisely. good presentation sir one query - when interest rate keeps on changing every year, how can we declare the maturity amount as on date.
सर कमेंट बॉक्स के माध्यम से बताइए की यस यस योजना 2015 में मैं अपनी पुत्री का खुलवाया जिसमें शुरू में ब्याज दर 8.6 और बाद में 7.6 लेकिन 2022 के वित्तीय वर्ष में मुझे मूलधन का 7.6 परसेंट से बहुत ही कम ब्याज मिला जिसका शिकायत करने पर adhikari बार-बार ताल मटोल करते हैं कृपया मुझे बताएं कि इसके लिए अब मुझे क्या करना चाहिए मैं आपका आभारी रहूंगा
Agar aap 10 Tarik Tak paise jama karte hai to aapko interest Sahi milega.agar 11 Tarik Tak paise jama karte h to aapko bache 20 din ka interest nahi milega.
Taaki jab chahe iss yojna ka महत्व khatm Kiya Jaa sake....... Matlab, iss yojna ka total control Sarkaaren apne paas rakhengi...taaki chunav k waqt logo ko chut**a bana sake....
Dear Sir, if we start the said scheme in 2024 and the scheme is given 8% ROI at the time of opening this ac so next year if govt decrease itself ROI then the decrease ROI will be applicable for my scheme or it has fixed when I opened this ac... Please suggest..?
Agar age Jake intrest rate kam hota hai toh pichhle solon me jo deposit hua wo sab ka intrest rate kam ho jaega .ya phir usi saal ke hisab se rahega jo mila hoga usi saal
Sir jaise abhi pahli saal hamne 1000 rupee mahina ek saal me 12000 rupee deposit kiye. Kya ye zaroori hai sir ki agle saal bhi 12000 rupee hi saal ke deposit karne hai ( 1000 rupee mahina). ya agle saal hum iss deposit amount ko kam jyada kar sakte hai. Please btana zaroor sir.
Sir Mene 2019 me open karvaya tha 5 month me 5000 invest Kiya tha Baad me baki ke month me paise ki shortage ki vajah se post pond Kiya tha 2020-21 me to usme penalty lagegi? Ab me different amount ek sath bhar du to chalega ?
Hello Sir, I created SSY account in HDFC bank. An ECS transfers certain amount every month from my saving account to SSY. Now I want to cancel that ECS so that I can change the amount of investment. But HDFC bank is not cancelling the ECS mentioning some silly reasons. So, how can I cancel? Do you know why they are not cancelling?
Hume interest year me milega 60000 par mujhe 7.6intrest rate k hisab se milega toh agle saal 120000 par milega toh itna bda amount jo aapne bola vo calculater se nhi niklta
Sir one doubt h plzz clear kriye na... Jaisa ki hm abhi khulwate h 7.6 % pr to 21 saal baad hme yhi rate of interest pr paisa milega ya us smay jo interest chal ra hoga us pr pura paisa milega ?? Plzzz clear kriye na
Dear Sir, Many thanks. Is bank interest from SSYA & PHELA KADAM is taxable for FY 2022-23? or under which section I will get any deduction on it? Looking for your early reply as, I want to file my I.T return in this week.
Sir jankari bahut achi h lekin ye jadater Garib varg ke logo ke liye banaya gaya h jisme ₹ 250 se Account shuru kar sakte h to aap 250 se 10000 Invest karne par kya kitna labh hoga vo bataye pls
सर यदि कोई व्यक्ति ने 50000 कर के 3 साल में 150000 जमा करता है और उसके बाद बाकी के 11 साल 1000 सालाना जमा करता है।तो उस स्थिति में उस व्यक्ति को 21 साल बाद कितना पैसा मिलेगा। कैलकुलेट कर के बताइए प्लीज।
Jaisa aapne bataya 15 saal aur 21 saal esko clear tarike se samjhaiye for example meri beti ki age 4 year hai mai ab account khulwa rha hu to kitne salo tak muje account pe rupaye jama krne honge aur maturity kb beti ki kya age hone per sara rupaya muje vapas mil jyega pls bataye
Isme Insurance bhi nhi h , ye bhi kami h is policy me Agar kisi 10 years girl ka account khulwate h to 15 saal amount jama karwana padega aur uske baad 6 years wait karna hoga policy matchurity ke liye matlab jb wo ladki 31 saal ki ho jaayegi tab pura amount milega, jabki apne samaj me ladki ki shadi 22 se 27 saal ke bich ho jaati h .....
Mujhe apka video bhut achha lgata 1 vid Parents k liye Health policy aur medical insurance ya aur bhi kuch aiesa jo meddle class walo k liye achha ho ek bhi video details se btaye
Hi sir Sukhanya account Mane khulwa rakaha h but usme interest amount show nahi ho Raha Jo amount jama Kiya h vo hi show kr rha h 3month ho Gaye h account open hue . Kindly reply
Good information but i’ve to ask a question that amount deposit in Sukanya is compulsory for every month or one time deposit to get interest as government offer
Sir phley tho aapka sukriya karta ho aapne bahut acha smjya Mera aapse ek sawal hai mere do bache hai phley ladka hua hai dusri beti Hui hai kiya mai acount opan kar sakta hoo?
Sir Maine 3sal pahile account open Kiya hu our bich Paisa bharna chod diya tha. Kul amt 10000rs JAMA hai. To use regular Karne ke liye abhi kitna amt bharna padega monthly 2500rs ka hai
Bade bhaiya, Namaskar.... Bhaiya isse better kya hai? Bhaiya main real estate me working hu. Har mahine fix income nhi hai. Plz kuchh aisa advice kre jisme main jab chahu jitna chahu deposit kr Saku..
Maine apni details pr apne daughter ka ssy open karaya hai aur mere do bhai apne apne details aur documents pr apni apni daughters ka ssy open karaya hai h. But mai monthly apne bank account se teeno ssy me paise transfer krta hu. Is it as per rules??
@@XYAxisEducation Sir, Maine v S.samridi account 2016 me yearly 60000/- karke, saving kar raha hu.agar 18 saal me jab meri lakdi ki education ke liye 50% withdrawal Karu toh , 21 saal me kitni ki amount milega ? oos me v Interests toh Kam milegi ?
Lekin sir agar beti ki 5 saal ki age se upar account open karate hai to es scheme k hisaab se to uski marriage pr pura paisa milega hi nhi... Only 50% milega... Fir to koi fayda hai nhi eska
Mera card agya hai but activite nhi hua baar baar pan no aur date of birth daalna pad raha hai aur create new password kaise set Karen 12 digit ka plz sir help
Sir aapne all doubts clear kiye bht hi clearity k sath
Logo ko jagruk kiya Dhnayabad
This is the one of the best video o ever seen i never commented on any yt video but he explained very perticularly and beautiful thanks man
Bahut khoob !!
@@desiswagofficial007hi❤😂
खूप छान समजावलं sir..... एकदम सगळ clearly समजलं 🙏
Bahut badiya bhai, samjhane ka tarika itna acha hai ki koi doubt nahi rha, God bless you
बहुत अच्छे से समझाया सर आपने
Isko mene pura dekha nd mjhe to sbse accha Bajaj lga sari chize dekh kr or garented product h
Is account ko open karne ke liye koi paise pay karne hote hein kya jaise normal account me deposit karte hein... Waise....????
Bahut accha tarika se har topic ko samjhaya sir aap ne .
God job keep it up
Very well informed sir! You have got a subscriber. Thank you for your info.
बहुत सही कहा भाई ने की पेरेंट का इन्वलब होना चाहिए
Calculator cannot be accurate as future interest rate is uncertain so whatever total the calculator is showing currently is as per currently prevailing rate of interest.
That is my exact point, he should mentioned that
Exactly Sir calculator cannot be be accurate 👌👌👌
Aapne bhut help ki isvideo k throw me samjh gai hu k isme saal ka 3000se zyada nhi dalna hai
All the points have been explained very wisely. good presentation sir one query - when interest rate keeps on changing every year, how can we declare the maturity amount as on date.
Correct ,That is uncertain . No point to show calculator.
Kya ham montli kam jada pasay dipojit kar saktey hai ya fix amount hi bharna padta hai
Bahut hi shandar Tarike se samjhaya hai sir ne very good
Thanku soo much .
Regards
Very good information PPF ho ya fir SSY dono hi investment ke liye accha hai
Everything was perfect, But losing control after depositing hard earned money is not right.
Bhot knowledge mili sir aap k video s thnqqq 😊
सर कमेंट बॉक्स के माध्यम से बताइए की यस यस योजना 2015 में मैं अपनी पुत्री का खुलवाया जिसमें शुरू में ब्याज दर 8.6 और बाद में 7.6 लेकिन 2022 के वित्तीय वर्ष में मुझे मूलधन का 7.6 परसेंट से बहुत ही कम ब्याज मिला जिसका शिकायत करने पर adhikari बार-बार ताल मटोल करते हैं कृपया मुझे बताएं कि इसके लिए अब मुझे क्या करना चाहिए मैं आपका आभारी रहूंगा
Mere sath bhi Aisa hee hua hai
Toll free no par complete kr skte ha aap
It was 9.2 %
Agar aap 10 Tarik Tak paise jama karte hai to aapko interest Sahi milega.agar 11 Tarik Tak paise jama karte h to aapko bache 20 din ka interest nahi milega.
@@mohsinsikariya7979 सुकन्या समृद्धि योजना ढोल पीटने से पहले जनता को पूरा टर्म कंडीशन बताना चाहिए यह तो धोखा है
Sir aapne itne clear se Bataya hai ki aur Koi doubt nhi hai 🙏🙏
Why are they not fixing the interest rate..if they want to promote and help girl child... hypocrisy ki bhi Seema hoti hai
Absolutely 👍
Taaki jab chahe iss yojna ka महत्व khatm Kiya Jaa sake.......
Matlab, iss yojna ka total control Sarkaaren apne paas rakhengi...taaki chunav k waqt logo ko chut**a bana sake....
Unpadh chalaak hai 😂😂
Because no political stability
@@JSR0000 bahi pichle 9 saal se toh ker hee sakta tha .... kiya bolte ho kuch bhi
बहुत बढ़िया प्रभु जी ❤❤❤❤❤❤
Dear Sir, if we start the said scheme in 2024 and the scheme is given 8% ROI at the time of opening this ac so next year if govt decrease itself ROI then the decrease ROI will be applicable for my scheme or it has fixed when I opened this ac... Please suggest..?
No it will be same..
Hi sir meri girls ko abhi 10 years hone ke liye 3month hai so Mai abhi sukanya account open karu to accha rahega kya?
बहुत बढिया जानकारी sir ,
मैंने पूरी जानकारी लिख ली है
Thank you very much.
Are bhai likh kyu video save Krta fir se sun leta 😅
Bhai mai online class wala student nahi hun n 😅😅😅
Agar age Jake intrest rate kam hota hai toh pichhle solon me jo deposit hua wo sab ka intrest rate kam ho jaega .ya phir usi saal ke hisab se rahega jo mila hoga usi saal
Sir jaise abhi pahli saal hamne 1000 rupee mahina ek saal me 12000 rupee deposit kiye. Kya ye zaroori hai sir ki agle saal bhi 12000 rupee hi saal ke deposit karne hai ( 1000 rupee mahina). ya agle saal hum iss deposit amount ko kam jyada kar sakte hai. Please btana zaroor sir.
Change kr skte
Na esa koi jarur nahi aap 300 bhi kr skte hoo
Ha karsakthay hoo
1 year me km se km 250 compulsory hota hai jyada se jyada 150000
Kar sakte hai Kam jada bhi
Sir Mene 2019 me open karvaya tha 5 month me 5000 invest Kiya tha Baad me baki ke month me paise ki shortage ki vajah se post pond Kiya tha 2020-21 me to usme penalty lagegi? Ab me different amount ek sath bhar du to chalega ?
Hello Sir, I created SSY account in HDFC bank. An ECS transfers certain amount every month from my saving account to SSY. Now I want to cancel that ECS so that I can change the amount of investment. But HDFC bank is not cancelling the ECS mentioning some silly reasons. So, how can I cancel? Do you know why they are not cancelling?
खुप छान माहिती सांगितली👌
आज से 21 साल बाद 10-12 लाख पैसा कोई खास राशि नही hoga
Wrong
@@ankeshlodha6246bilkul sahi baat hai. Kya mehngai utni hi rhegi jitni aj hai???
Us 10 lakh ka kya value hoga us waqt
Sahi bat he
Aj bhi hai..tab v hoga..
Pesa pesa hota h bhai
Bhut badiya Tarika h bhai aapka samjhne ka.... 🥰
Excellent video every confusion clear 😀
Ek year me 10,000 jama Karne par total kitna niklega sar
Ntrest rate is ni flexible.
@@jayeshmodha3160sir apne ye nhi bataya agar girl child ki death hojati hai toh hum kiya kare ye b sahi h parents ki b death hosakti hai ya girl ki b
Death ka actually me koi bharosa nhi h na sir
बहुत बहुत धन्यवाद भईया G💜👍
Your video is very informative and best with every aspect of this account.
Thanku soo much .
Regards
Hume interest year me milega 60000 par mujhe 7.6intrest rate k hisab se milega toh agle saal 120000 par milega toh itna bda amount jo aapne bola vo calculater se nhi niklta
इसे बेहत्तर है lic की जीवन लक्ष पॉलिसी
Bahut badhiya se samjhaya h
Thanks 😊
Hello sir.. kya hrek sal equal amount jma krna hoga ya hrek sal me jeb k hisab se jma krva skte hai ???
Min Rs 250 pay kar sakte ho yearly.
apni mrzi se deposit karwa skte ho haar saal.
Sir one doubt h plzz clear kriye na... Jaisa ki hm abhi khulwate h 7.6 % pr to 21 saal baad hme yhi rate of interest pr paisa milega ya us smay jo interest chal ra hoga us pr pura paisa milega ?? Plzzz clear kriye na
Dear Sir, Many thanks. Is bank interest from SSYA & PHELA KADAM is taxable for FY 2022-23? or under which section I will get any deduction on it? Looking for your early reply as, I want to file my I.T return in this week.
Sir jankari bahut achi h lekin ye jadater Garib varg ke logo ke liye banaya gaya h jisme ₹ 250 se Account shuru kar sakte h to aap 250 se 10000 Invest karne par kya kitna labh hoga vo bataye pls
Agar future me kabhi rate of interest kam bhi hota hai to koi baat nahi deposit kiya jane wala amount kam kar do
Nice. Mam
Aur Jo pahle se deposit ho chuka hai uska kya 😅
Thank you so much bhaiya bahut achchha laga ye information
Very Good Brothe Hats Off...
Very informative Session Bhaiya ji
After attaining the age of 21 years , will the girl child has to pay taxes on the maturity amount?
No
Thanku sir bahut achchhi jankari di aapne
सर आपने बहुत अच्छी तरह से इस योजना के बारे में समझाया ग्रेट
bhot acche tarike se samjaya hai bro....very nice
8:59 to 9:36 Point to be noted here
Me ne bhi yahi note kiya
मला खाता मधेच बंद करायचा असेल तर चालेल का
Sir kya fix hi jma kr skte hai alag alag month me jyada Kam jma nhi kr skte hai
सर यदि कोई व्यक्ति ने 50000 कर के 3 साल में 150000 जमा करता है और उसके बाद बाकी के 11 साल 1000 सालाना जमा करता है।तो उस स्थिति में उस व्यक्ति को 21 साल बाद कितना पैसा मिलेगा। कैलकुलेट कर के बताइए प्लीज।
Kya amount ko har saal jama karenge ya monthly jama karenge
very truely said bro, this much amount should not given to a teenager, this is very risky for them also
Yes indeed
25 saal tak toh de sakte hai na...but account open karne k baad 21 saal tak nai withdraw kar sakte
Jaisa aapne bataya 15 saal aur 21 saal esko clear tarike se samjhaiye for example meri beti ki age 4 year hai mai ab account khulwa rha hu to kitne salo tak muje account pe rupaye jama krne honge aur maturity kb beti ki kya age hone per sara rupaya muje vapas mil jyega pls bataye
Excellent describe sir🙏god bless u🕉️
Kya basic saving account me bhi foreign se aa sakta hai. Ya sirf regular saving account mehi paise transfer ho sakta hai. Please inform.
PPF is far more better that SSY.
I dont think so both are good, bcoz if rate of interest rests same for next 15 years the total amount of SSY is more than PPF
Isme Insurance bhi nhi h , ye bhi kami h is policy me
Agar kisi 10 years girl ka account khulwate h to 15 saal amount jama karwana padega aur uske baad 6 years wait karna hoga policy matchurity ke liye matlab jb wo ladki 31 saal ki ho jaayegi tab pura amount milega, jabki apne samaj me ladki ki shadi 22 se 27 saal ke bich ho jaati h .....
After 18 withdraw kar sakte hai incase of higher education or marriage
Mujhe apka video bhut achha lgata 1 vid
Parents k liye Health policy aur medical insurance ya aur bhi kuch aiesa jo meddle class walo k liye achha ho ek bhi video details se btaye
Girl Child Aadhar is not necessary..!! only Birth Certificate is enough.
Hi sir
Sukhanya account Mane khulwa rakaha h but usme interest amount show nahi ho Raha Jo amount jama Kiya h vo hi show kr rha h 3month ho Gaye h account open hue . Kindly reply
Can I pay premium from personal account?
Good information but i’ve to ask a question that amount deposit in Sukanya is compulsory for every month or one time deposit to get interest as government offer
Minimum deposit in a financial year is 1000 rupees not 250 rupees
250 hai
@@humairasamad bro that is initial deposit
@@joyantasingsardar7149 yes I are right
Sir phley tho aapka sukriya karta ho aapne bahut acha smjya Mera aapse ek sawal hai mere do bache hai phley ladka hua hai dusri beti Hui hai kiya mai acount opan kar sakta hoo?
Paytm bank vs AU bank vs kotak mahindra me better kon sa hai compassion video sir plz batao 🙏🙏😭😭
KOTAK MAHINDRA BANK
Kotak 811
Paytm
Very Nice..bahot badiya explain Kiya..
How much equity exposure?
How much debt?
Samjhane ka tariqa achha hai
Thanks for showing actual condition of this yojana instead a hidden Lollipop
Very nice understanding of sukanya Yojana
Better to go bond fund they atleast provide 8 to 9 percent
Bond funds? Need to research. Thanks
With market risk. This is saving scheme not investment
Useful video 👍 👌 ❤
Video start from 1:15
Is it ok if we fail to pay once monthly deposit ,can we continue frm next month @
Similar to PPF and good👍
Thankyou so much,, god bless you
Very informative and last point is very useful!!
Sir Maine 3sal pahile account open Kiya hu our bich Paisa bharna chod diya tha. Kul amt 10000rs JAMA hai. To use regular Karne ke liye abhi kitna amt bharna padega monthly 2500rs ka hai
Super explanation sir 👍👍👍
Intrest rate Kam hua to from start date effective hota hai kya
Good information👍
Very good understanding..thnq
First to watch!👍👍
Bade bhaiya, Namaskar....
Bhaiya isse better kya hai?
Bhaiya main real estate me working hu.
Har mahine fix income nhi hai.
Plz kuchh aisa advice kre jisme main jab chahu jitna chahu deposit kr Saku..
B
Upto which date of month should I deposit as it's upto 5 of every month to get interest of that.month in case of ppf
Bhut hi sahi explanation baki rhi bt ladki ko itna amount de dene ki bo app pe depend h ki apne apne bacho k kesi knowledge di h or rkha h
Beautiful ❤❤
Maine apni details pr apne daughter ka ssy open karaya hai aur mere do bhai apne apne details aur documents pr apni apni daughters ka ssy open karaya hai h. But mai monthly apne bank account se teeno ssy me paise transfer krta hu. Is it as per rules??
This works on compounding interest. Not flat interest
Good joke
यदि बच्ची कुछ वर्षो बाद न रहे तो जमा धनराशि कब व कैसे मिलेगी
LIC का जीवन लक्ष्य स्कीम 8.25% का इंट्रेस्ट दे रहा है।
Realy
इसमें चक्रवृति ब्याज मिलता ह क्या
Comparison ke liye ye video dekho ua-cam.com/video/0gTpajWf38s/v-deo.html
Angrej ke baad agar koi लूटता hai to wo h LIC..,
LIC बकवास
Well explained,👍Thankuu😊
Excellent Reviews Bro thank you
Your welcome
@@XYAxisEducation Sir, Maine v S.samridi account 2016 me yearly 60000/- karke, saving kar raha hu.agar 18 saal me jab meri lakdi ki education ke liye 50% withdrawal Karu toh , 21 saal me kitni ki amount milega ? oos me v Interests toh Kam milegi ?
Bahut badhiya sir
In case of girl child death who will be the nominee
Aap ko reply mila
Parents
Lekin sir agar beti ki 5 saal ki age se upar account open karate hai to es scheme k hisaab se to uski marriage pr pura paisa milega hi nhi... Only 50% milega... Fir to koi fayda hai nhi eska
Superb knowledge sir❤️
Xllent
🤣🤣
Mera card agya hai but activite nhi hua baar baar pan no aur date of birth daalna pad raha hai aur create new password kaise set Karen 12 digit ka plz sir help
No insurance in this scheme