Doston, hamare Facebook aur Instagram page mein Main kuchh unique aur interesting karne ka soch raha hun... Haar din ek chota video (1 or 2 min video) banane ki baare main soch raha hun jismein aapko... Banking Products, Mutual Fund, Finance Realted... information aur tips milega. 1000 followers hone ke baad... hum yea start karenge.... Facebook - facebook.com/TechnoFino/ Instagram - instagram.com/TechnoFino/ Twitter - twitter.com/technofino Idea kaisa hai comment karke mujhe batana aap aur agar aapka koi suggestion hai vah bhi batana :) :)
Good video. Everything explanation is vocal. We need more video editing which will include more pictographs , screenshots of websites , good pics , etc in videos.
Maine saving account se saving max account me upgrade karaya. Fir us account par maine visa platinum 750/- rs fee wala bank se mangvaya. Magar mere pas us se pahle hdfc rupay platinum card tha.. ab mere account me dono platinum card yani k rupay platinum card aur visa platinum debitcard dono active hai to kya mere account me domo card ki annual fee ka charge free rahega ya fir rupay platinum card ka charge alag se chalu rahega ???
Very informative video sir. Thank you Sir kya saving max acc mein ASBA ya UPI ke through IPO ke liye register kar sakta hu kya? (Agar mera acc kisi aur broker ke saath hai jaise ki angel Broking)
interest rate in saving max vs classic? (including fd rate after 25k) i mean overall interest rate if hold 1L in both a/c. please reply... thanks in advance
savings account interest rate is 3.5% for both account, and fd rate depends on tenure & same for both account. max account minimum balance - 25k, classic account minimum balance- 1 lakh. (for classic you don't have to pay penalty for non maintenance).
Sir how can set auto sweeping amount as bank set this account 1 lack , I also talk branch manager but he reply max account auto sweeping more than 1 lac, is it right?
yes... its true... but you can always book linked fd (same sweep in fd) just by calling customer care, and book linked fd any amount after maintaining 25000 (minimum balance) in your account. :)
@@TechnoFino 25000 k upar fd me convert ho jata hai to kya hum 25000 k above jo v amount rahega usko normally use kr sakte hai day to day life me like shopping restaurant movie ticket kuch v ya dusre bank me imps neft k thru transfer ye sab kr sakte hai fd jo ban jayega 25000 ko chor kr uspe koi affect nhi padega
I think they’ve changed it to 1 transaction/30 days. And also accidental hospitalisation comes under the above mentioned T&C. Just today opened this account. Also, I think they don’t provide free cheques.
Sir regular savings se convert karana sahi rhega ya new saving max Account hi open kre... Because Account number of saving may be different serial number or also Saving max have new welcome kit
Hi. I want to open an account , which should not hv any annual charges (Example -Debit Card Charges and Internet Banking charges). Can u guide me which bank giving that facility.
Iss Account me kaise set karte hai sweep limit? Like 30k ke above jo bhi amount hai auto sweep out hona chahiye every week or month aur 30k se neeche aa jae amount to sweep in ho jae?
THIS ACCOUNT E atm er pin regeneration er somoe charge katbe ??jodi Kate tahole koto katbe??..... are atm er vilidity ses hol e natun jakhan atm nebo takhan koto charge katbe??
Sir mera max a/c hai or mere a/c m 1.5 lac bal.hai,mera kitna amt FD hoga or uska interest kb milega or kese calculate hoga...auto FD ka interest kese decide hota hai...or kab milega ? Plz help
In the event of the balance in SavingsMax account exceeding / reaching Rs.1,25,000/-, the amount in excess of Rs. 1,00,000/- will be swept out in to a Fixed Deposit. ******** Fixed Deposits will be booked for a tenure of 1 year 1 day, at the prevailing interest rates. interest will be credited at the time of maturity, means after 1 year 1 day. :)
You need to keep at least 125000 in this a/c to use money maximizer facility, Not 25000. Amount above 100000 will be converted to FD. If your balance is 124999 then there will be no FD.
pos machine savings max account k saat nahi milta.. uske leya aapko hdfc current account open karna hoga... MDR charges aapko pos machine k saat pata chal jayega.
@@TechnoFino sir mujhe bataya geya tha hdfc bank ki taraf se max account ek small current account hai isme pos machine bhi available hai. Please sir aap mujhe pata karke bata dijiye
@@TechnoFino thanks 🙏 sir, please mujhe is account ki benifit Bata dijiye. Pos machine jo milega isme transaction karne se tax ya surplus charge lagega ki nehi? Please please 👏 bata dijiye
@@BINODALLINONE hdfc pos machine charges detail pdf- v1.hdfcbank.com/assets/pdf/SCHEDULE_OF_CHARGES_%20Combined_PoS_PGMarch_14.pdf iss account k saat aapko normal current account ka facility milega... aur mdr charges aapko bank k saat baat karke thik karna hoga... aap branch k BM se baat karke negotiate kijeya MDR charges... :)
Q1) If we want to close the bank account then what are the account closing charges ? Q2) Are we going to get same platinum debit card which we get in classic account ?
Q1) Upto 14 days - Nil 15 days upto 12 months - Rs 500/- ( Rs 300/- for Senior Citizens) Beyond 12 months - Nil Q2) Yes.... but classic card has little more facility like dynamic
Superb, I am planning to open a max account with HDFC Earlier I was confused between CLASSIC and MAX ACCOUNT. today u have cleared my queries. Thank u so much. Keep it up. And I really appreciate ur work.
fd ka interest aapko maturity k baad milega... aur kitna milega bho time to time charge hota hai... 390 days k fd par interest rate jo hoga wahi aapko milega. aur aapke balance 60k par normally savings account k interest milega... quarterly ...
same for all location, 25k Rs. 25,000 AMB (Average Monthly Balance) OR FD Relationship of - Rs 1.50 lakh in Metro/ Urban location - Rs 1 lakh in Semi Urban / Rural location
@@IamSandeepKmr ji... (manlo.. 2 years fd rate - 7% ; 1 year fd 6.5% ) if your book fd for 2 years at the rate of 7% ... and if you pre close the fd after 1 year, you will get interest rate of 1 year fd term 6.5% - 1% penalty ... so you will get return of 5.5% Thats the penalty... you don't have to pay from principal amount :) :)
Savings max aacha hai na bhaiya.... Mere papa ka current account( axis) aur saving (hdfc max )account dono hai... Aur frequent transactions hota hai bahut.. Tab toh sahi hoga na yeh hdfc max account... Aur upi kitna transactions milta gai
Sir hamne kal hi sevin max ac open kiy he online .. aur hamne 25000 deposit bhi kar diya ..Ab aapse mera yah sawal he ki kya hamko isme har mahine 25000 dalne padenge ...? krpya bataiye
Sir, aapko missing huwa h. Mai hdfc max seving account holder tha. 1% cashback all pos transaction pe nahi h. Telcom sector jaise Airtel , voda etc pe pos karne pe cashback h. Best seving account DCB ELITE SEVING ACCOUNT. MERE PAS DCB ELITE SEVING ACCOUNT V HAI. ALL POS TRANSACTION PE CASH BACK HAI. ONLINE YA OFFLINE. JIO DCB
1% cashback sirf utility bill payment karne par milta hai ... sare transaction par nahi :) aur haa.... DCB Elite account is awesome :) video available hai :)
lounge access k baare mai janna k leya yea video dakhiye- ua-cam.com/video/J-MQUBdBgeU/v-deo.html air ticket aap kahi se bhi purchase kijeya dikkat nahi.
Mene bank ke through khulwana chaha ye savingmax account toh wo bol rhe hai ki aapko ek 2.50 / 5lakh ka cheque dena padega apke kisi dusre bank a/c ka jo kuch dino baad aapke account me he aa jayega phir aap us paise ko nikal skte ho . 25000 rs chor ke. Kya aisa koi rule hai kya hdfc mein? Ya sirf offline mode me aisa hota hai. Agar online kholu toh ye nhi hoga? Pls explain..
Dear sir I m using marg pay app and payment through credit card now company charge 1.75% +18 % gst kindly suggest credit card for wave of these charges and not effect on reward points or cash back
aap branch visit ki jeya.... phir aapko ek account downgrade k leya application submit karna hoga... aur aapka account 3 din k andar downgrade ho ka normal account ho jayega :) Like Share & don't forget to SUBSCRIBE :) :)
agar 1 Lakh ka 75000 fd main hai aur 25000 minimum balance required hai to agar main 10000 ka chequq kisiko dia to FD break nahi hoga... aur account balance 15000 ho jayega cheque clear hone ke baad...fir bank bolega ke maine minimum balance nahi maintain kia. kyuki rule main likkha hai--- "Funds from the Fixed Deposit booked through sweep-out would be utilized only for shortfall of funds. Any shortfall in minimum balance requirement would not be fulfilled through Money Maximizer facility. " aur fine lena suru karega.....keya kaamaal ka facility hai boss!!!
Bro muje kasay pata chl sakta ha k mera account max saving account ha or regular saving account. Me max account open kiya ha. But ispe khai b max saving account likha hua ni ha.... plz tips deijye account pechanne k liye
मै आपके youtubh chinal ka subscriber हूं आपने जो hdfc bank saving max account में जो personal accidental cover बताया है उसकी पूरी जानकारी का video हमारे सभी subscriber ke liye बनाईये हे हमारी आपसे विनंती . गुजारिश है .. धन्यवाद आपका सब्सक्राइब सौरभ चव्हाण सांगली महाराष्ट्र
if you use your account regularly to make payments for online shopping/ bill payment / recharge ... you may use debit card for this all..... and maintain good balance (i mean 25k to 50k) ... you will get offer within 6 months :)
@@shahtshots4517 bhai mtlb maine account open kia or usme 25000 transfer kar dia uske baad bhi mujhe 1 lac rkhna hai ya save kar kar ke and kya mtlb rkhna jarurii hai kya 1 lac rkhna ?
Sir i ordered sbi in touch visa debit card which is international but the card is denying payment in international sites called sbi support but due to corona no response only local transaction under india is working through i enabled international transaction enabled as well
@@TechnoFino wrong i made it today maine cnp channel enable nhi kiya tha...bro what is this bro...sbi stated in their website that you can make international transaction with this card
@@TechnoFino why? the international website in which i want to make a purchase supports otp based transaction and i have done it it doesn't mean every site won't support otp based transaction it did this...may be some doesn't supports but it worked for me
Maximum international website like Amazon. Com , Alibaba. Com , etc doesn't support otp based (3d authentication) transactions.... maybe your website support otp based transaction... thats why it worked for you... but Maximum international website do not support it. Europe, American etc use 2D authentication... thats why indian card holders face such problem
Mere pass avi normal saving account hai mgr platinum debit card Mila ar uska joining fee LG chuka 1 month ago. Ab main soch raha hu saving max account me upgrade krna to debit card yehi rahega ya firse milega ar jo joining fee lga hai wo kya wapas hoga ar aage se to nhi lgega lifetime????
Sir please tell me that isme 12500* ka saving kya hai...website par max saving account k lia search karne par Rs.12500 savings k bare me likha hai or es amount ko divide kia gya hai diferent benefits par...
Can you have multiple cards associated with the same account? Also for the initial deposit of 25000, will the bank give us the account number etc before, so that I can do through any online transfer? Thanks
Sir meine new max account khola hai aur meine apna first debit card block karwake new request kiya hai kyunki mujhe printed card chahiye tha aur printed cheque book bhi to uske liye kya extra charges lagenege... Agar extra charges hai to fir life time free ka kya matlab please explain
@@TechnoFino Thank you sir.. I am so glad that you took time to reply my query.. The video is very informative....Please keep making such videos thank you once again
Doston, hamare Facebook aur Instagram page mein Main kuchh unique aur interesting karne ka soch raha hun... Haar din ek chota video (1 or 2 min video) banane ki baare main soch raha hun jismein aapko... Banking Products, Mutual Fund, Finance Realted... information aur tips milega.
1000 followers hone ke baad... hum yea start karenge....
Facebook - facebook.com/TechnoFino/
Instagram - instagram.com/TechnoFino/
Twitter - twitter.com/technofino
Idea kaisa hai comment karke mujhe batana aap aur agar aapka koi suggestion hai vah bhi batana :) :)
Nice
Acha ha dost
good explationation
when i contacted, they told me no health insurance available with this
is there any way to convert regular savings bank account into savings max online or by mail, i have balance for classic category for last 6 months ?
Vai apka video acha lagta hay or useful hay 👍👍
From Assam
Good video. Everything explanation is vocal. We need more video editing which will include more pictographs , screenshots of websites , good pics , etc in videos.
Thank you for your recommendation :) I will definitely work on this :)
Like Share & don't forget to SUBSCRIBE :) :)
Mera max account he nd 2lacks fd vi hai firvi 25000 maintain karna parega kiya me semi arban se hu
Maine saving account se saving max account me upgrade karaya. Fir us account par maine visa platinum 750/- rs fee wala bank se mangvaya. Magar mere pas us se pahle hdfc rupay platinum card tha.. ab mere account me dono platinum card yani k rupay platinum card aur visa platinum debitcard dono active hai to kya mere account me domo card ki annual fee ka charge free rahega ya fir rupay platinum card ka charge alag se chalu rahega ???
Sir I like ur videos too much .hope ur channel will grow in millions .
Preferred account or Max savings account isme se best konsa
Sir aap Ka video details hota hai thanks
Nice video thanks bro 🥰👌
Very informative video sir. Thank you
Sir kya saving max acc mein ASBA ya UPI ke through IPO ke liye register kar sakta hu kya? (Agar mera acc kisi aur broker ke saath hai jaise ki angel Broking)
sir mera saving account khul gaya hai to kya salery account jake karwa le ho jayega saving account or salery account me kya different hai
Ye acccount HNI high net worth individual ke liye hai kya
interest rate in saving max vs classic?
(including fd rate after 25k) i mean overall interest rate if hold 1L in both a/c. please reply... thanks in advance
savings account interest rate is 3.5% for both account, and fd rate depends on tenure & same for both account.
max account minimum balance - 25k, classic account minimum balance- 1 lakh. (for classic you don't have to pay penalty for non maintenance).
4%
@@TechnoFino if there is not Penalty for classic then everyone can open classic account
@@TechnoFino wrong. There are charges of penalty of non maintenance in classic.
Sir how can set auto sweeping amount as bank set this account 1 lack , I also talk branch manager but he reply max account auto sweeping more than 1 lac, is it right?
yes... its true... but you can always book linked fd (same sweep in fd) just by calling customer care, and book linked fd any amount after maintaining 25000 (minimum balance) in your account. :)
@@TechnoFino 25000 k upar fd me convert ho jata hai to kya hum 25000 k above jo v amount rahega usko normally use kr sakte hai day to day life me like shopping restaurant movie ticket kuch v ya dusre bank me imps neft k thru transfer ye sab kr sakte hai fd jo ban jayega 25000 ko chor kr uspe koi affect nhi padega
@@mohammadadil259 25k nahi 1.35 lakh k upar balance fd hota hai... aur aap fd k balance bhi day to day spending k leya use kar payenga.
Sir credit card bhi milega
Please reply
Sir credit card bhi milega please reply
I think they’ve changed it to 1 transaction/30 days. And also accidental hospitalisation comes under the above mentioned T&C.
Just today opened this account. Also, I think they don’t provide free cheques.
bhai your voice is clear
good work
keep going
Sir regular savings se convert karana sahi rhega ya new saving max Account hi open kre... Because Account number of saving may be different serial number or also Saving max have new welcome kit
Hi. I want to open an account , which should not hv any annual charges (Example -Debit Card Charges and Internet Banking charges).
Can u guide me which bank giving that facility.
How can this be detailed,, when u can't talk about what happens if the scheme is not active
Aap ye batao bhai HDFC classic or HDFC max account same hate hai ya alag alag hota
Iss Account me kaise set karte hai sweep limit? Like 30k ke above jo bhi amount hai auto sweep out hona chahiye every week or month aur 30k se neeche aa jae amount to sweep in ho jae?
Pre set hota hai sweeping limit... any balance after 1 lakh creates fd
@@TechnoFino aur reverse sweep kab hota hai? balance 25k ke neeche aane par ya fir 1 lakh ke neeche aane par?
@@atharvakatre 25k se neche aana par.
I've heard you can get zero balance if you make a fd of 1 lac. You dont have to maintain 25k then.
Yes. But 100k ki fd se accha h 25k rakho Or 75k ko kahi investment karlo😁
So can i use that all fb amount after account has been opened??
After kyc, we have to maintain the balance of Rs. 25k or at the time of opening the account, when I opened?
THIS ACCOUNT E atm er pin regeneration er somoe charge katbe ??jodi Kate tahole koto katbe??..... are atm er vilidity ses hol e natun jakhan atm nebo takhan koto charge katbe??
Sir mera max a/c hai or mere a/c m 1.5 lac bal.hai,mera kitna amt FD hoga or uska interest kb milega or kese calculate hoga...auto FD ka interest kese decide hota hai...or kab milega ? Plz help
In the event of the balance in SavingsMax account exceeding / reaching Rs.1,25,000/-, the amount in excess of Rs. 1,00,000/- will be swept out in to a Fixed Deposit.
******** Fixed Deposits will be booked for a tenure of 1 year 1 day, at the prevailing interest rates.
interest will be credited at the time of maturity, means after 1 year 1 day.
:)
Bhai hdfc ke saving account mein kitna amount ek bar mai deposited kiya ja sakta hai jisse income tex ki problem na aye
income tax aapke income par hota hai... aap account mai jitna chaye transaction kar sakta hai aap.
You need to keep at least 125000 in this a/c to use money maximizer facility, Not 25000.
Amount above 100000 will be converted to FD.
If your balance is 124999 then there will be no FD.
yes...
Thank you bro.... I was waiting for this video ... As always, your videos are really helpful...😊😊
So no charges for the kit(debit card and passbook and checkbook) they send in begining right
..?
Yes... its free
TechnoFino and if I maintain 50k plus in account for more than 2 ya 3 months then can I get any HDFc credit card..¿
sir ye acc.directly open kerwa sakte hai
ya pehle normal acc.open kerwana padega??
jaise classic me kerwana padta hai
isme app directly open kar sakte hai,classic mai apko upgrade karke hi jana hoga
@@ayushkarnani2845 thanks bhai
@@realnamehidden8986 welcome
Sir max account me train accident kelia bhi insurance hai ki nehi?
yes... 10 lakh for accidental death (road/rail/air)
Sir max account me pos machine bhi milta hai!? Agar milega ta wo pos machine me card swap karne se koi extra tax ta nehi lagata?
pos machine savings max account k saat nahi milta.. uske leya aapko hdfc current account open karna hoga... MDR charges aapko pos machine k saat pata chal jayega.
@@TechnoFino sir mujhe bataya geya tha hdfc bank ki taraf se max account ek small current account hai isme pos machine bhi available hai. Please sir aap mujhe pata karke bata dijiye
@@BINODALLINONE bho Max Advantage Current Account hai... us account k saat aap pos machine le payenga :)
@@TechnoFino thanks 🙏 sir, please mujhe is account ki benifit Bata dijiye. Pos machine jo milega isme transaction karne se tax ya surplus charge lagega ki nehi? Please please 👏 bata dijiye
@@BINODALLINONE hdfc pos machine charges detail pdf- v1.hdfcbank.com/assets/pdf/SCHEDULE_OF_CHARGES_%20Combined_PoS_PGMarch_14.pdf
iss account k saat aapko normal current account ka facility milega... aur mdr charges aapko bank k saat baat karke thik karna hoga... aap branch k BM se baat karke negotiate kijeya MDR charges... :)
Very informative
Ye jo saving max account h iska auto fd ka facility kaise off krege... fb break krne me koi charge h kya
Great question ⁉️
Q1) If we want to close the bank account then what are the account closing charges ?
Q2) Are we going to get same platinum debit card which we get in classic account ?
Q1) Upto 14 days - Nil
15 days upto 12 months - Rs 500/- ( Rs 300/- for Senior Citizens)
Beyond 12 months - Nil
Q2) Yes.... but classic card has little more facility like dynamic
@@TechnoFino dynamic?
@@hardeek2000 dynamic limit means.... if your card limit is 2 lakh... for some transactions it will allow you to spend even 3 lakh or more (example)
Superb, I am planning to open a max account with HDFC
Earlier I was confused between CLASSIC and MAX ACCOUNT.
today u have cleared my queries. Thank u so much. Keep it up. And I really appreciate ur work.
Thanks :)
Plzz do video in English
@@adirajesh1294 thinking about it :)
@@TechnoFino when ???
@@adirajesh1294 not sure about it... but may be soon... in few months... :)
Namaste brother
Very nice
Your videos are very useful to public
Good information brother 🙏
Sir bookmyshow ka offer nahi h kya Hdfc saving max account me ??
bhai,,,,max account me bhi CLASSIC jaise LifeTIME free CREDIT CRAD mil sakta hai after 1 month ?
Par 3 month P.U.S tuanjection motlob keya?
Super idea
muje ye bataye ki agr maine auto sweep max me 1lac fd ki hai or ac me 60k h to muje interest kb or kitna ayega
fd ka interest aapko maturity k baad milega... aur kitna milega bho time to time charge hota hai... 390 days k fd par interest rate jo hoga wahi aapko milega. aur aapke balance 60k par normally savings account k interest milega... quarterly ...
Sir ye max account agar rural branch me open karwate he to kitana balance maintain karna padega.
same for all location, 25k
Rs. 25,000 AMB (Average Monthly Balance)
OR
FD Relationship of
- Rs 1.50 lakh in Metro/ Urban location
- Rs 1 lakh in Semi Urban / Rural location
Bhai money maximizer me jb fd tutega to hme extra charge bhi dena padega
nahi nahi...koi extra charge aapko kabhi bhi nahi lagega iss facility ko use karna k leya :)
There is 1% interest penalty on the broken amount. But I was told that bank doesn't charge that generally if amount broken is small.
@@IamSandeepKmr ji... (manlo.. 2 years fd rate - 7% ; 1 year fd 6.5% )
if your book fd for 2 years at the rate of 7% ... and if you pre close the fd after 1 year, you will get interest rate of 1 year fd term 6.5% - 1% penalty ... so you will get return of 5.5%
Thats the penalty... you don't have to pay from principal amount :) :)
@@TechnoFino That's correct :) I am using similar facility in icici.
Savings max aacha hai na bhaiya....
Mere papa ka current account( axis) aur saving (hdfc max )account dono hai...
Aur frequent transactions hota hai bahut..
Tab toh sahi hoga na yeh hdfc max account...
Aur upi kitna transactions milta gai
Cash withdraw krne par kuch hai kya???
Isme minimum balance kitna h auto sweep k lie? Jiske bad paise fd m jane lgenge ?
Sir Debit Card sahi me free hai,
Ya fir koi charge leta hai.?
They are any FD breaking charges in hdfc max account
Sir hamne kal hi sevin max ac open kiy he online .. aur hamne 25000 deposit bhi kar diya ..Ab aapse mera yah sawal he ki kya hamko isme har mahine 25000 dalne padenge ...? krpya bataiye
Nahi
Is Mallinia debit card is free for saving max account holder but other channels are saying they charge in saving max account holder
Excellent please describe more information
Sir, aapko missing huwa h. Mai hdfc max seving account holder tha. 1% cashback all pos transaction pe nahi h. Telcom sector jaise Airtel , voda etc pe pos karne pe cashback h.
Best seving account DCB ELITE SEVING ACCOUNT.
MERE PAS DCB ELITE SEVING ACCOUNT V HAI. ALL POS TRANSACTION PE CASH BACK HAI. ONLINE YA OFFLINE. JIO DCB
1% cashback sirf utility bill payment karne par milta hai ... sare transaction par nahi :)
aur haa.... DCB Elite account is awesome :) video available hai :)
What is joining fee for platinum debit card for saving max account?
Free
Bro jo ap video ka thumbnail banane ke liye image use karte hai wah kaha se download karte hai. Aur kya wah copyright free hai.
google se milta hai, aap copyright free image google se search kar sakta ho.
aur kuch khub banana hota hai.
How to book auto sweep in FD for HDFC bank
to active this feature you have to visit branch. this facility is not available for all types of account.
@@TechnoFino sir I liked your Video on HDFC Bank max Saving ..just one doubt would accidental cover comes under HDFC Life ? Or HDFC EGRO ??
HDFC Ergo
Sir,
Savings max vs ICICI silver savings which one would you suggest sir ..??
saving max
Hdfc
Lounge access ka faida kaise uthayenge air ticket kaha se book krna hoga??
lounge access k baare mai janna k leya yea video dakhiye- ua-cam.com/video/J-MQUBdBgeU/v-deo.html
air ticket aap kahi se bhi purchase kijeya dikkat nahi.
Is there any charges for max account for annual fee for platinum debit card ??
No
Savings Max account me kon kon se debit card pe annual fee zero hoga ? I mean no any annual fee
Very nice speech sir
Nyc information brother
Naya account open karte wakt cash se nhi kar sakte cheque compulsory hai kya
Mene bank ke through khulwana chaha ye savingmax account toh wo bol rhe hai ki aapko ek 2.50 / 5lakh ka cheque dena padega apke kisi dusre bank a/c ka jo kuch dino baad aapke account me he aa jayega phir aap us paise ko nikal skte ho . 25000 rs chor ke.
Kya aisa koi rule hai kya hdfc mein?
Ya sirf offline mode me aisa hota hai.
Agar online kholu toh ye nhi hoga?
Pls explain..
I am a bankar.
Where are you living?
Ha mujhse bhi bola tha ki 30k ka ek cheque HDFC ke naam se dena padega aur phir wo Paisa aapke account me aa jayega
Rs.25000 per month maintain or we can only maintain the account with only 25000
Namaste sir mera max account he mereko credit card nehin chahiye Kya credit card automatically aajayega plz sir help me
credit card automatically nahi aata... offer aata hai... agar aap lena chata hai too aayega , agar aap nahi lena chata too nahi aayega. :)
@@TechnoFino thanks sir for your lovable information luv u sir
Agar normally koi hospitalized hojaye to kya usko 1 lakh ka coverage milega?????
nahi... only Accidental hospitalization k leya milega.
Dear sir I m using marg pay app and payment through credit card now company charge 1.75% +18 % gst kindly suggest credit card for wave of these charges and not effect on reward points or cash back
Sir please help me... mujhe max savings account down korke normal savings account korna hai kaise kor sakta
Yes you can do. Submit request to downgrade at bank
aap branch visit ki jeya.... phir aapko ek account downgrade k leya application submit karna hoga... aur aapka account 3 din k andar downgrade ho ka normal account ho jayega :)
Like Share & don't forget to SUBSCRIBE :) :)
Bank main bol rahi ha nhi ho sakta..ab main kya koru plz help me sir
aap customer care mai call karke complain karo ki aapko branch wala bol raha hai ki account downgrade nahi ho sakta.... aapko jald result milega :)
Thanks sir
Agar koi max saving account open krwane k baad normal saving me chale jaye to kya lifetime platinum debit card ki validity end hojayegi?
card k validity waisa he rahega.. par charges pagega tab... 750rs + gst.
Sir agar mere bank account ko koi auto debit active hua to me wo kese pata karpaunga plz sir tell me
customer care mai call karke aap pata kar sakta hai aap :)
@@TechnoFino thanks sir
@@TechnoFino sir bank ka customer care ki call karke kya
@@sumandangua6718 ha, customer care mai call karke aap pata kar sakta hai.
agar 1 Lakh ka 75000 fd main hai aur 25000 minimum balance required hai to agar main 10000 ka chequq kisiko dia to FD break nahi hoga... aur account balance 15000 ho jayega cheque clear hone ke baad...fir bank bolega ke maine minimum balance nahi maintain kia.
kyuki rule main likkha hai--- "Funds from the Fixed Deposit booked through sweep-out would be utilized only for shortfall of funds. Any shortfall in minimum balance requirement would not be fulfilled through Money Maximizer facility. "
aur fine lena suru karega.....keya kaamaal ka facility hai boss!!!
Satisfactorily explained ✌
sir mere pass sird ek account hai icici me
aur maine saare bank k credif cards le liye hai..
lucky 😋
regular savings account ko savings max accunt me convert baranch se ho sakta h kya ?
Ha ho sakta hai :)
Through net banking you can do it
Sir Savings Max Account Ledis Khol Sekta He
ha
Bro muje kasay pata chl sakta ha k mera account max saving account ha or regular saving account. Me max account open kiya ha. But ispe khai b max saving account likha hua ni ha.... plz tips deijye account pechanne k liye
aap ekbar customer care mai call karke confirm kijeya aapke account type. aap online banking se bhi check kar sakta hai :)
Kiya ji ... bola k product code se pechana jata ha... max saving ka product code 193 hota ha
@@shahirfat1165 too aapko bola na ki aapke account max hai yea nahi...
Sir is account me 0 balance ho to uska charge lgega kya sir please btay 😥😥😥
haan.. non maintenance charges lagger
मै आपके youtubh chinal ka subscriber हूं आपने जो hdfc bank saving max account में जो personal accidental cover बताया है उसकी पूरी जानकारी का video हमारे सभी subscriber ke liye बनाईये हे हमारी आपसे विनंती . गुजारिश है ..
धन्यवाद आपका सब्सक्राइब
सौरभ चव्हाण सांगली महाराष्ट्र
Noted ✅
What about credit card in saving max account how long till i get a credit card offer?
if you use your account regularly to make payments for online shopping/ bill payment / recharge ... you may use debit card for this all..... and maintain good balance (i mean 25k to 50k) ... you will get offer within 6 months :)
Sir if one want to open savings account and deposit 1 lakh 25000. Which one do you suggest ,provided that he can maintain the AQB
Sir minimum balance 25000/- or maintain fd RS 1,50,000/- for metro and 1,00,000/- for rural is it true?
True :)
Bhai confuse ho gaya main. Matlab kitna balance rakhna padega? 25000 150000 or 100000?
@@TechnoFino mtlb 25,000 rs monthly maintain rakhege lekn fd ka interest rate lene k liye 1 lac rkhna pdega aur 1 lac above jitna bhi balance hoga us pr fd ka interst rate milega.
@@shahtshots4517 bhai mtlb maine account open kia or usme 25000 transfer kar dia uske baad bhi mujhe 1 lac rkhna hai ya save kar kar ke
and kya mtlb rkhna jarurii hai kya 1 lac rkhna ?
and plzz koi mujhe bata do ki ye amb maintain kaise karna hota hai 25000 daal ke chod du na
Sir natural death per govt employe ka debited card per insurance kitne ka hota h
Sir ji issme too debit card chargeble bata raha hai .... Customer care ne 750 + GST , Mene mail kiyeaa the.
Account upgrade karne pe existing debit card free nii mil raha hai . Bank kahh rahe hai ki platinum debit card hii free milega
Pahele se kon sa debit card hai?
Co branded card chor k sare debit card free hoga
@@TechnoFino millennia debit card
@@TechnoFino mana kar rahe hai bank vale to kahh rahe hai platinum card hii free milta hai 25 k account me
Very nice thank u
Jitna chiz v apne bola wo sab written me milega for saving max account????
Very good video sir
Pos to online shopping hi hua ar cnp kya hua dono me difference??
POS matlab... point of sale ... means swipe machine transactions ... and CNP - Card not present .... yea online transactions hota hai.
Sir i ordered sbi in touch visa debit card which is international but the card is denying payment in international sites called sbi support but due to corona no response only local transaction under india is working through i enabled international transaction enabled as well
you can not make international transaction with this card...
@@TechnoFino wrong i made it today maine cnp channel enable nhi kiya tha...bro what is this bro...sbi stated in their website that you can make international transaction with this card
International website do not support otp based transactions... and with this sbi debit card you can't make otp less transaction...
@@TechnoFino why? the international website in which i want to make a purchase supports otp based transaction and i have done it it doesn't mean every site won't support otp based transaction it did this...may be some doesn't supports but it worked for me
Maximum international website like Amazon. Com , Alibaba. Com , etc doesn't support otp based (3d authentication) transactions.... maybe your website support otp based transaction... thats why it worked for you... but Maximum international website do not support it.
Europe, American etc use 2D authentication... thats why indian card holders face such problem
Mere pass avi normal saving account hai mgr platinum debit card Mila ar uska joining fee LG chuka 1 month ago. Ab main soch raha hu saving max account me upgrade krna to debit card yehi rahega ya firse milega ar jo joining fee lga hai wo kya wapas hoga ar aage se to nhi lgega lifetime????
aapke pas same debit card rahega aur bho free ho jayega... jo charges lag chuka hai bho wapas nahi hoga.
Sir please tell me that isme 12500* ka saving kya hai...website par max saving account k lia search karne par Rs.12500 savings k bare me likha hai or es amount ko divide kia gya hai diferent benefits par...
Can you have multiple cards associated with the same account? Also for the initial deposit of 25000, will the bank give us the account number etc before, so that I can do through any online transfer? Thanks
No.. one card per account holder.... if you have joint account then you can get 2 cards ...
Yes ... you can transfer money online
@@TechnoFino Thanks for your reply! I just wondered as I read that you can have 1 visa and one rupay or mastercard for single account holder??
erkm kore bar bar fd break hole penalty charges achae??i mean kono % katbe??r fd r koto interest debe oi extra balance r
ha 1% penalty...
fd rate change hoi... but normally about 6 to 7.5% er moddha thaka...
whatspp e reply dao
HDFC Bank me ak employee bola ki SuperMax account me unlimited transaction hai...lekin Annual Fees Renewal Fees lagega wo jo koi vi Debit card ho...
Nahi... annual fees nahi lagta hai savings max account mai... aapko employee ne galat information deya hai
@@TechnoFino thank U sir...apka video bohot accha lagta hai..
Acha sir...Annual charge ke sath sath kiya renewal charge bhi free hai
Annual fees aur renewal fees ek he hai... alag nahi hai...
I have HDFC account but I am not using 15 months ago how is reuseing
Visit branch and active your account again
Very useful information
Sir meine new max account khola hai aur meine apna first debit card block karwake new request kiya hai kyunki mujhe printed card chahiye tha aur printed cheque book bhi to uske liye kya extra charges lagenege... Agar extra charges hai to fir life time free ka kya matlab please explain
Extra charges nahi lagega
@@TechnoFino Thank you sir.. I am so glad that you took time to reply my query.. The video is very informative....Please keep making such videos thank you once again
Sir mene hdfc max account online open kiya 2 month old
My account kyc not complete bank is closed
bank close nahi hai... aap branch visit karke kyc complete kijeya.
What benefits will be there if i transform my max account into classic account...kya hospitalization cover usme bhi rhega..ya woh remove ho jaaega?
rahega
@@TechnoFino thnk u❤️
If I withdrawal 24000 rs
And after days 24000 deposited than any charge apply ??
no... you have to maintain 25k average monthly balance