Recently realised my parents accept “repayment” in different ways. My dad appreciates it way more when I spend time with him rather than give him money. When I started giving him money, he put each month’s amount into a fund and said one day when I have more time on my hands we can use it to go on a trip together. We had a father-daughter trip to NY when I graduated from Uni. It’s been awhile. Things like this make me realise that to him, the best way to show him my gratitude is with true quality time. As for my mom, she likes the little sum I give her, but she’s told me not to give her too much. She just likes that I think of her enough to give her a token. Ugh, parents are so so precious. I want to give back to them so badly for all they’ve done for me so I keep finding ways to best repay them, but really starting to realise everyone receives gratitude / love so differently. Adulting is tough.
I told my children that they do not need to give me any money. As parents we should not expect our children to especially if they are married & have their young family to take care. Nevertheless both my children gave me an allowance which I put aside in case they encounter rainy days
I won't be surprised when Denise gets married, or decides to buy her own house or needs to pay for something at a major stage of her life, her mother will take out that accumulated 25% and give it to her to use. A lot of the older generation parents tended to do that. It's not that they needed our money, but giving them an allowance is just an act of filial piety and gratitude to them for raising us. And most of them actually tended to save up that allowance for our future needs, like marriage, home purchase etc.
Especially if your family are not financially struggling while you are growing up; just middle class lifestyle that just get by with something adequate and sufficient instead of craving luxuries, these parents usually do not pressure and obligate their working children to give them a portion of their salary monthly. Just a small cash handout coming from their children is enough to make them happy because they understand generations are different and opportunities for a good life may work differently in their children's generation.
The "pay back" mindset is extremely toxic... because of my own experience of it with my parents, I now have a bad mindset of asset separation > what is truly mine vs what is actually owned by another. For example, when I was young, I never felt like I had a home...simply because im living under my parent's roof. Even my room wasnt considered mine as I did not pay for it. And this extends to how I would not bother decorating my own shit and clean my own shit etc...cus it wasnt mine. This is just one example of many...
Hmm.... I've never felt it was toxic although I have this very clear ownership concept. I am happy to live under a roof provided by my parents. I have felt it was better for me actually.
Ya and these "payback" mindset parents will drive home the point about how much they sacrificed their youth for you, their luxury etc, so you owe it them instead? Even AND especially if they didn't actually provide adequately
@@hancletube mm i see ur point. yea thats not cool. Cause nobody asks to be born into the world as a child. hahah. Perhaps a more healthy balnce. I look to pay back my parents monetarily later on in life cause theyre not investing the money i give them anyway! Why want cashflow when they can work and i invest in stocks. By the time their old ill have enough to pull 4% from it and take care of them.
There is a reason why the current generation is referred to as the "Sandwiched" generation. Especially if you have parents who do not have any retirement fund whatsoever. Diverting up to 50% of your take home pay to household upkeep and allowance is not unheard of. While the circumstances are unfortunate, we do what we must to keep things moving along.
Wow, just plucked up the courage to re-negotiate with my parents yesterday on how much I’m contributing to them and this vid is out today. Felt like it’s a sign that i did the right thing. I’m 29 and i was previously giving around 31% (1.2k) of my salary to my parents (mind you, they still questioned me why so little). With that, I felt like I couldn’t really save for my future. Just got a bto, and although the house will only be ready in 5 years, I still feel so unprepared.
Wow that's a lot. 600ea is like CPF monthly withdrawal. If they are withdrawing CPF as retirees, they still have more than enough to get by each month. Unless they have no cash savings/investments then perhaps the 1.2k is their safety net since they have no other resources to tap on monthly.
Same here! The pressure is real esp we are saving up for houses. Not many parents are aware that the cost of living is higher now, things are getting more expensive and it’s not possible to achieve high savings with 1 job. I think that this has to be communicated and we should stand our ground that we only can give within our means. :/
very nerve wrecking to be in your position, 30% is very demanding. Unless they are living with no income and no savings, I think should renegotiate so you are able to put your goals and wants ahead first.
Dude, that's a lot, like for real. I recently increased my contribution from 15% to 25% and i can already feel the difference. But they really need it, their pensions are laughable and they have no other source of Income. Counting on my next promotion to double my income, but i don't think it will make it less stressful
For me, I know how much my dad has worked his butt off to provide for the family so I feel it is only right to give him allowance (30%). Ofc, when my pay increases I do not intend to increase the allowance because I intend to do other stuff like invest, etc but these things I have already let him know. IMO if your parents have been nice to you and worked hard for you but you do not give without proper reason, it's unfilial. However, we must always remember that not everyone has such nice circumstances so to each their own.
Very good topic, good reminder. Though my parents don’t need the money and never needed, they have asked me to give monthly as a small token to them. It’s more the act of giving rather than the amount.
As a son of two 80ish parents, I would say give enough so that they do not compromise their healthcare (food/check-ups/safety). I see so many of my parents friends who compromised their healthcare for their children in early retirement only to get avoidable severe ailments later in life that wipe out all their savings in treatments. That $1000 installation of safety devices in their homes can end up allowing you to avoid that hundred of thousands in treatment from a fall. My dad is a very good example. His leg often ached when he was in his 70s and he kept spending hundreds every few months to see a specialist. Finally one of the specialists detected a blood clot that could have developed into a heart attack a few years later. My dad went for his operation immediately which cost a fraction of a full-blown heart attack/stroke treatment. Today he is healthy enough to travel around the world and enjoy seeing his grandchildren grow up.
In terms of *WHY DO COUPLES WANT TO HAVE CHILDREN,* I have interviewed many couples young and old. The underlying reasons are always kinda selfish. 1. Leaving a legacy behind - couples with strong family traditions would want to keep the family lineage 2. Caring for the elders - couples are afraid of being alone and old so they expect children to take care of them or even the grandparents 3. Adding headcounts into the family in hopes of seeking more joy - again, it's for the couple's 'selfish' reason of wanting to find happiness through creating life or through their children 4. Keeping up with society and maintaining relevance/ self-image - couples are keen to have common topics with their friends or peers such as what schools their children attend, where do they bring their kids for vacation etc. If we truly think about these reasons, they are very selfish although I know parents and parents-to-be would not want to hear them. * Instead of leaving a legacy behind, why not save some children who are already orphans and waiting to be adopted? We know the world is getting overpopulated and resources are scarce. * Why do we expect children to care for us when we are old and is there ever a guarantee that they will not die before we do? With the global mobility today, children could be married or migrated halfway across the globe! *Why can't we find our own joy in life instead of needing a child to "bring more joy" into a family? Children might also bring more arguments, stress, contempt, defensiveness between the couple and their families. Parents might even get jailed for negligence or be liable for crimes the minors commit so are we very sure we want that added legal liability? *Should we live up to the expectation of others or society when deciding whether a life should be brought into the world? Wondered why my parents have never asked me whether I wanted to be born? :D
We definitely should have more money talks and mindset/value conversations with our parents. The earlier the better. My mom was expecting 20-25% because that's what her friends' kids were giving their parents. We had this discussion before I graduated and the agreement was to top-up 500 monthly (that was ~18% of my takehome income) into my mom's CPF (she was a housewife most of the time so not a lot in her CPF; my dad's quite set for retirement and there were times his monthly CPF payments were more than my mom's income). They didn't need the money for daily expenses, are well-prepped for retiring, and don't really invest so it makes little sense to give them cash. Also about managing expectations that your friends' kids are in different life situations and every family should have their own arrangements tailored to their needs.
Short answer is yes. How much? Balance it between how much you can give vs how much they need. If you ever feel its "unnecessary burden/expense", just remind yourself how much they spend to raise you up. This gesture makes them feel cared for and that's the love you should be giving.
In my opinion, I think spending time with parents is the best thing children can do for us. With your busy schedule, coming home to do dinner with us once a week is great. That’s how my children show their love for me.
I think reasonable parents would want your time more than your money. If you regret not giving your parents enough, that's how you feel. But do your parents feel the same way. Maybe they would feel content because we spend quality time with them, despite not giving them enough. If money is what makes them happy, then it's a different story. Perhaps we regret this way because we attached too much of our concept of happiness to money. Life's biggest pleasures are free. And if the reason for not giving them what we think is enough is to save for better days and not for bullshit reasons, I'm sure they will understand. Proud, even. I want my future kids to be forward looking with their limited resources and do the prudent thing of investing for better days. Nothing would make me prouder as a dad. All I want is your time, even if for half an hour. But if I'm not getting enough money nor time from my kids, because you spend it for stupid selfis reasons elsewhere, then... It sucks lor.
Love these podcast, no doubt listening to your conversations has made me become more mature emotionally and mentally. Would love to join in these conversations, super real and enjoyable insights! Keep it up guys
If your parents were decent parents , giving them an allowance is an extension of gratitude. And after, you adjust your needs accordingly. Even if parents never insist, they will be disappointed if their child never insist on giving.
My son started to give me an allowance since he started earning a salary. However, I see this allowance as a form of savings for him as well, for when he does need funds in his later years, he can always drawdown from this account. Similarly, I too paid my mother an allowance when I started to work, as with my siblings. But when I needed funds, they were ever willing to assist without question or regret.
Yes, good mindset, my brothers gives our parents money every month but our parents will just store it in the bank and not use it, because they just like the kind gesture, they will return those giveouts whenever their children needed it. They never demanded for a fixed amount they just instilled to us; just give an amount of what you can but do not let yourself or your family get hungry and sick by doing so.
As someone who is really very fortunate to come from a relatively well-to-do family, not rich, just no immediate concern about food and shelter. As a child, what I realize is that, me giving my parents say $200 a month or $400 a month wouldn't really make a big difference for them. But instead, I take up their responsibilities. So, utility bills, phone bills, insurance bills and whatnot, I just pay these off for them, and that way, because chances are, they can't be bothered to do bookkeeping at their age, so I'm lessening their burden in both doing the bookkeeping and the paying of the bills. I personally think that would serve a better cause than to give them $400 a month. Not sure what others are doing.
How the hell does Denise manage to go on a whole ass tandem about the whole food thing with family but still manages to bring it back to the point of fillial piety?? Like I would just have five billion side stories which doesn't correlate and would lose the main point of what I was trying to say😭🤣 I'm in awe of the focus Denisen has lool I really can't relate 😅😢
Depends on your parents tbh. Like I know my mom would want allowance, since she asks from my older sister. And my dad would say we don’t need to give him, at least for now.
if you are living with them, why not ? some allowance for rent free space, free utilities and some meals. Doesnt have to be full amount as you would when you are living alone, just a simple gesture would be nice. I have 3.5k nett salary and i pay 600 to my parents as I am staying at home with them, 1.1k of my salary for some loan repayment, and i still have some leftover for savings, investment and entertainment. Sometimes I pay for food if we go out or order food delivery. Although if you parents straight up demand some, it may not be nice depending on the amount especially if you are living alone.
Your podcasts really do make my day :) watch your videos as a treat to myself after a day of work, thank you for producing quality videos and promoting conversations on highly relevant social issues!
Mom gets same as CPF, 20% and capped similar to CPF (incl bonus). Time is now, when you start give, you learn to be a bigger person and knows that we can only spend 60% or having to earn more to "cover" the gratitude. It gets tough in the early years for sure, I'm no saint then, never understands why but you'll definitely grow up to be a bigger person
My sister and I used to put $100 each every month into an a/c for my mom to go holiday every year till she cannot walk. I never think so much about it. after all she is our mother. I also buy food back too.
I have to give it monthly even with little wage when I started full time job. If I don't give, my mum reminds me but then I feel good giving even paying groceries and spending them dinner. If travelled allowed I will sponsor them. Now got better reward I feel blessed. Earn more than before.
If you can’t give an allowance when you start working , you will never give when you are 30 or 35. The reasons / excuses are endless. And , isn’t it rather presumptuous that parents will still be alive then ?
Here's the answer: If your parents are more successful than you, some parents won't even ask money from you. If you are more successful than your parents, you should naturally give them money without them asking for it. - There's no rule for this. Every family is different. - If your parents are poorer than you and you felt sandwiched to feed both your parents and your children, do not ever blame your parents for not saving up for retirement etc. They probably spent their fortune to raise you, your marriage and education. In this scenario, you are obliged to help them. It's not their fault that they are poor. It's not your fault either so don't blame yourself. Just help as much as you can. They're your family afterall.
I think people shouldn’t compare with one another. Every family is different. Pay depending on your circumstances and “culture” within the family. I don’t think any one way is necessarily wrong.
I’m staying single and childless because I do not wish to financially support anyone else but myself. The grind will stop at my parents. I do not wish to be dependent upon my children.
Love every video! Would be nice if you guys can invite Jeremy tong ( SG youngest person to summit Everest) or Choo ling er (sg Ironman record holder). Not many know about them but they are very inspirational.
Parents should not give birth if they cannot afford it like...no one forced them to..and thus, being proper parents to their children is their responsibility and they should not expect repayment
I come from a comfortable family with both parents that are working and contributing to their CPF. So that already takes a lot of pressure off me when they retire. I give my mother 30% of my salary. Which can seem a lot to most people but here are my reasons. I can afford to give a larger percentage now because I do not have any dependents like kids or a mortgage, when I do have these in the future I will most likely reduce the percentage. My mother is a prudent saver and investor and I know that the money I give her goes into paying the household expenses and saving for me. I do save and invest a large portion of my pay myself but it’s good that she is helping me save too. Probably in the future when I need the money she will give it back to me. This amount I give is just a reflection of the unique circumstances I have and it really differs for everyone. You should only give an amount that you and your parents are comfortable with
I dont give my parents allowance but do something along the same lines as what was mentioned in the article. Fortunately, my parents have a decent amount saved up so what I started doing recently was to help them manage their money instead. In the almost 2 yrs since covid began the amount of profits I had helped them make that is directly attributable to me is comfortably in the 5 figures. To me this is more sincere than simply giving them a red packet, not that I would be able to for now given that im still an undergrad.
If you're financially stable and you know your parents are not earning much or struggling financially then giving them $$ is the right thing to do as long as it is within your means. If you are not giving them them $$ then you should atleast help to take care of some of the household expenses or contribute in any other way that they want you to contribute. Totally 0 means you're being an ungrateful person and not fulfilling your duty as their children, any excuses you can think of is just for you to feel less guilty.
No parents should ask their child for allowance, it’s as if they treating their child as an retirement fund. It’s not the child’s fault that they are not financially stable at their age.
it is always what you did in the past leads to where you are now, unless you were born in a poor third world country. anyway i cant sit on my ass watching my parents living a miserable life when i am at least affluent.
from how i view things, I think I am fortunate to have parents who are financially savvy and have a plan for their own future. So it that sense, there is no so called pressure on me to give back the money in the long run. My dad has only requested that we pay back for our "University Education" because there's three of us. Like my parents choose to bring us to more affordable travel locations to save for their future, which is something I am very grateful for. To them, I think the best pay back is to treat them and buy things for them and also spend time with them. Because, any money given to them is just secondary. I realised that this is quite a common view amongst my generation and their parents as well, where their parents would want to be self dependent on themselves for money and us as children would as well (like stop taking pocket money (or taking less) if we start earning or take on part time jobs) For context I am 20 and my parents are in their late 40s/ early 50s - similar for my friends as well.
In my opnion, if you are working and are staying on your own: your expenses would cover and not limited to just rental, utilities , food, etc. Hence, if you are still staying with your prents, either have a room to yourself or sharing with a sibling, then wouldn't it be fair to provide your parents an allowance or share of the household expenses?
Depends on how parent style. Mine give my mum cos she is the one buying food/groceries. Some give each one cos they don’t talk to each other and need day to day expenses. Also doesn’t have to 10% , just do what u can. Pro tip, start small like a couple of hundred and then slowly increase them so everyone feels happy when there is an increase next time. At the same time u get to build your nest of money for home/travel/marriage/kids
It depends on how much the parents really gave to the child/children. For me, my mother was irresponsible almost my whole childhood so now I dont feel guilty not giving her. My dad passed when I was 24 but since I start having income at 20yo, I gave him $200-$300 month. After that I bought a house and paid for the loan, utilities everything until he passed on. “Giving back” is a good virtue/habit whatever to have but within your means. So no parents should depend on the child to retire. Unless they gave their every cent to raising the kids up and ended up with nothing lo. 🙁 Allowance from kids should always be a “bonus”, not a need.
Hmm @Jon if your parents are Singaporeans they should be covered by MediShield Life (which is the compulsory insurance utilised first), then Medisave and cash after. But yes your worries are not unfounded because the fear is ICU / surgeries as they significantly increase cost; as would conditions that require high cost treatments such as dialysis / chemotherapy over an extended period of time. Also related - understanding their existing health condition and certain health risks they may be predisposed to, whether hereditary or due to chronic issues. So to add on, perhaps the conversation to be had is also how our parents would like to be cared for in the future. Do they want to live at home with a helper, or are they open to nursing homes? Do they believe in palliative care or do they want active treatment at all cost? This will also set out expectations and allow us to plan adequately for their long term care and not necessarily just retirement. Great episode as usual!!
Yes I give and I think is ridiculous how young people nowadays (I'm 26) don't give and think is not necessary. I'm just being practical, you stay at your parents place if you don't give them some money, you go out rent a room also cost more? So I see it as I'm paying a "cheap rental" to my family for staying there. Is very selfish and entitled to think that you don't need give, unless you are staying on your own and every single expenses are paid by yourself. If you are still staying with your parents, the electricity and wifi you use, don't need money? The home cooked food you eat don't need money to buy and cook? This is only fair.
Very inspiring to hear that Denise is able to still have money set aside for saving and investments despite needing to give 25% of her salary to her mom.
If parent has enough money to spend to spend themselves would it still consider a problem if we invest for them and they not been able to use it in the end. My opinion is we definitely could invest better, as long as we are able to provide them along the way to improve their well-being and knowing they still have a fair sum of cash in bank I think we are doing good thou. Most importantly we are constantly providing upgrade in their life(I.e. house needs, personal needs, holidays) along the way.
Why think so much? just give them the money and do whatever you want with what's left. If you invest for them, then it's like you selling them some sort of insurance. When they retire, you are still working, so no need to worry about any retirement sum for them, just give as per usual
To be real honest, when you were still schooling, your parents give you daily allowance from the work salary just to ensure that you have food to eat in school during breaks. I believe it’s right to give them back like how they give us by being filial to them from monetary stand point. From personal experience, I have been giving my parents monthly allowance since when I was serving my NS. Though my NS allowance isn’t much but I try to give within my means, but I personally don’t encourage them to use the money to buy 4D and rather buy groceries and household items that are essential. If you are doing side hustling apart from your day job, even better more you should give a bit more to them. I would always get questioned by my dad especially to check and see if I have enough to spend, sometimes I would pre-empt my dad and mum that I will give slightly less and if they are short on cash they can just inform me and I’ll supplement thereafter my next pay day. I have heard stories of my friends telling me that their parents either their mum or dad would set an amount for their child to give them monthly, I find it stressful. Ultimately it boils down to the thought that counts and that you reciprocate to your parents for ensuring you have a good education, you have clothes to wear on your back, you are fed and lastly sheltered.
For some, their parents never gave them an allowance. I always packed food from young. The brief times in JC where I got ~80 per month for food were barely enough. That probably saved my parents quite a bit lol. But like you said, it's abt shelter, upbringing and being fed when we were growing up. It's arguable that we'd do the same for then in their later years but right now in this young adulting age, they don't fully rely on us and we continue to stay rent free with them so I think 10% from take home pay feels v reasonable. It's for utilities, food, labour and "rent". I think there's room for negotiation if we contribute more labour and take over more chores but most of us alr squeezed dry at work so I suppose the easier/practical way out is just more allowance.
Can you guys do a video on Filial piety again but on Singaporeans’ standards..not on money but on living my life or living my life for them. I’m middle child living overseas with my same sex partner. I’m living happily in a country of my dreams with my dream woman but guilt of fillial piety is weighing me down although I call my parents every night to chat with them. I also do give them pocket money every month. Why do I feel guilty but I don’t feel I’m doing anything wrong? My relatives are also keep asking me to go home. Should I choose my life/my partner or being with my parents? As much I love my parents and family in Singapore, if I were to go back I’ll lose my career here and my life with partner. We are living in a country that is more accommodating for gays…although I’m still not out at work… Whenever I have problems in life like in romance, finance etc, I can find some reference easily on UA-cam but… never on such fillial piety in Singapore. It will be nice to find out what other Singaporeans think and their situations.
Do you feel tired planning for your parents retirement? And eventually not enough for your own retirement? And still have to plan your own kids growing up. Especially when you feel that your parents are poor because of their own generous lifestyle, not because of our upbringing.
Denise i want to give you a hug. Your mum give birth to you is not a hedge fund lei! Give or not give is your own accord 😢 how can she demand she send you to good kindergarden as a basis to ask for more money
When you go about the argument that children didn't choose to be born, so why do we "owe" our parents, there's an implied negative connotation to the giving of a life. If you approach the meaning of life as precious, then perhaps it would make more sense for us to "give back" to our parents?
it implies that giving birth to a life included financially planning for your own retirement, your child's financial needs before u go about baby making. practicality wise there's no negative connotation
It is not about an implied negative connotation to the giving of life but the responsibilities that comes with it. It may sound controversial but I think every parent conceived their children out of selfish desire in some way, eg. wanting to experience parenthood because it is often idealised by society. Even if you see giving life as an intrinsically positive act, it is still selfish of a parent to give birth to children and then expect them to spend half of their lives showing their gratitude by financially compensating them instead encouraging their kids to use their time and money to live their own lives to their full potential. This is on top of the fact that parents don’t think enough about what happens when the time come for their children’s own retirement many years down the road. If they consistently take large chunks of their child’s earnings it will start a vicious cycle of their child potentially not being able to save enough for their retirement when their own time comes. If their children were to have their own kids, it is even more detrimental for them to still expect money, I believe money should be passed down to future generations (via investment/savings/education) in order to build generational wealth so descendants down the line will not even struggle with these problems rather than passed backward to parents and perpetuating a vicious cycle of financial dependency.
Modern man is not the man who goes off to discover himself, his secrets, and his hidden truth; he is a man who tries to invest himself in something beneficial for the future.
I wish someone old that my parents would listen to would tell him about the difficulties of our generation. We tell them is pointless de. Anyways the mic so much better in this episode. Love daily ketchup, just laughter and no drama!! 💕
LOL i gave my mom 1/3 😂 not that she demands it, but I feel like its a responsibility for me to give her an allowance for spending on things she likes etc, and yes mine scale in percentage too, I even gave her during my NS period with that pathetic allowance I had ahahaha 🤣
I say its more of an "asian thing" with a combination of what lifestyle values you grew up with. Regardless of your financial capabilities whether growing up or finally having a job and a family, the idea of giving something back to your parents or guardians is a uniquely Asian value, it is not mandatory and should never be seen as an obligation, but due to parenting methods and lifestyle a child is being exposed while growing up, the gesture of giving even a small amount of cash to parents, grandparents, aunties and uncles that lets say are not on the regular financially stable situation, the gesture just comes out on reflex.
I watched a youtuber& CEO talking about this topic before. If you are too afraid of death it is going to hold you back in doing anything great. What if you dont die? From Patrick B David (Valuetaintment)
Recently realised my parents accept “repayment” in different ways. My dad appreciates it way more when I spend time with him rather than give him money. When I started giving him money, he put each month’s amount into a fund and said one day when I have more time on my hands we can use it to go on a trip together. We had a father-daughter trip to NY when I graduated from Uni. It’s been awhile. Things like this make me realise that to him, the best way to show him my gratitude is with true quality time. As for my mom, she likes the little sum I give her, but she’s told me not to give her too much. She just likes that I think of her enough to give her a token. Ugh, parents are so so precious. I want to give back to them so badly for all they’ve done for me so I keep finding ways to best repay them, but really starting to realise everyone receives gratitude / love so differently. Adulting is tough.
I told my children that they do not need to give me any money. As parents we should not expect our children to especially if they are married & have their young family to take care. Nevertheless both my children gave me an allowance which I put aside in case they encounter rainy days
I won't be surprised when Denise gets married, or decides to buy her own house or needs to pay for something at a major stage of her life, her mother will take out that accumulated 25% and give it to her to use. A lot of the older generation parents tended to do that. It's not that they needed our money, but giving them an allowance is just an act of filial piety and gratitude to them for raising us. And most of them actually tended to save up that allowance for our future needs, like marriage, home purchase etc.
i agree. my parents did that for me
Lol smlj
was just about to comment this, they 90% keep for u one la. unless they have some gambling habit or smth
I agree too. I was thinking for her mom to be financially savvy this way, she would have kept or rather invest the 25% that Denise gave her.
Especially if your family are not financially struggling while you are growing up; just middle class lifestyle that just get by with something adequate and sufficient instead of craving luxuries, these parents usually do not pressure and obligate their working children to give them a portion of their salary monthly. Just a small cash handout coming from their children is enough to make them happy because they understand generations are different and opportunities for a good life may work differently in their children's generation.
The "pay back" mindset is extremely toxic... because of my own experience of it with my parents, I now have a bad mindset of asset separation > what is truly mine vs what is actually owned by another.
For example, when I was young, I never felt like I had a home...simply because im living under my parent's roof. Even my room wasnt considered mine as I did not pay for it. And this extends to how I would not bother decorating my own shit and clean my own shit etc...cus it wasnt mine.
This is just one example of many...
Hmm.... I've never felt it was toxic although I have this very clear ownership concept. I am happy to live under a roof provided by my parents. I have felt it was better for me actually.
It’s oddly individualistic
Ya and these "payback" mindset parents will drive home the point about how much they sacrificed their youth for you, their luxury etc, so you owe it them instead? Even AND especially if they didn't actually provide adequately
@@hancletube mm i see ur point. yea thats not cool. Cause nobody asks to be born into the world as a child. hahah. Perhaps a more healthy balnce. I look to pay back my parents monetarily later on in life cause theyre not investing the money i give them anyway! Why want cashflow when they can work and i invest in stocks. By the time their old ill have enough to pull 4% from it and take care of them.
It’s called filial piety. Can be really abused and toxic at times.
There is a reason why the current generation is referred to as the "Sandwiched" generation. Especially if you have parents who do not have any retirement fund whatsoever. Diverting up to 50% of your take home pay to household upkeep and allowance is not unheard of. While the circumstances are unfortunate, we do what we must to keep things moving along.
Wow, just plucked up the courage to re-negotiate with my parents yesterday on how much I’m contributing to them and this vid is out today. Felt like it’s a sign that i did the right thing. I’m 29 and i was previously giving around 31% (1.2k) of my salary to my parents (mind you, they still questioned me why so little). With that, I felt like I couldn’t really save for my future. Just got a bto, and although the house will only be ready in 5 years, I still feel so unprepared.
Wow that's a lot. 600ea is like CPF monthly withdrawal. If they are withdrawing CPF as retirees, they still have more than enough to get by each month. Unless they have no cash savings/investments then perhaps the 1.2k is their safety net since they have no other resources to tap on monthly.
Same here! The pressure is real esp we are saving up for houses. Not many parents are aware that the cost of living is higher now, things are getting more expensive and it’s not possible to achieve high savings with 1 job. I think that this has to be communicated and we should stand our ground that we only can give within our means. :/
very nerve wrecking to be in your position, 30% is very demanding. Unless they are living with no income and no savings, I think should renegotiate so you are able to put your goals and wants ahead first.
Dude, that's a lot, like for real. I recently increased my contribution from 15% to 25% and i can already feel the difference. But they really need it, their pensions are laughable and they have no other source of Income. Counting on my next promotion to double my income, but i don't think it will make it less stressful
Though we don't need it, my son gives 10% ($1,100) of his pay to my wife.
For me, I know how much my dad has worked his butt off to provide for the family so I feel it is only right to give him allowance (30%). Ofc, when my pay increases I do not intend to increase the allowance because I intend to do other stuff like invest, etc but these things I have already let him know. IMO if your parents have been nice to you and worked hard for you but you do not give without proper reason, it's unfilial. However, we must always remember that not everyone has such nice circumstances so to each their own.
Denise and JP twinning outfits agains haha
Very good topic, good reminder. Though my parents don’t need the money and never needed, they have asked me to give monthly as a small token to them. It’s more the act of giving rather than the amount.
As a son of two 80ish parents, I would say give enough so that they do not compromise their healthcare (food/check-ups/safety). I see so many of my parents friends who compromised their healthcare for their children in early retirement only to get avoidable severe ailments later in life that wipe out all their savings in treatments. That $1000 installation of safety devices in their homes can end up allowing you to avoid that hundred of thousands in treatment from a fall.
My dad is a very good example. His leg often ached when he was in his 70s and he kept spending hundreds every few months to see a specialist. Finally one of the specialists detected a blood clot that could have developed into a heart attack a few years later. My dad went for his operation immediately which cost a fraction of a full-blown heart attack/stroke treatment. Today he is healthy enough to travel around the world and enjoy seeing his grandchildren grow up.
In terms of *WHY DO COUPLES WANT TO HAVE CHILDREN,* I have interviewed many couples young and old. The underlying reasons are always kinda selfish.
1. Leaving a legacy behind - couples with strong family traditions would want to keep the family lineage
2. Caring for the elders - couples are afraid of being alone and old so they expect children to take care of them or even the grandparents
3. Adding headcounts into the family in hopes of seeking more joy - again, it's for the couple's 'selfish' reason of wanting to find happiness through creating life or through their children
4. Keeping up with society and maintaining relevance/ self-image - couples are keen to have common topics with their friends or peers such as what schools their children attend, where do they bring their kids for vacation etc.
If we truly think about these reasons, they are very selfish although I know parents and parents-to-be would not want to hear them.
* Instead of leaving a legacy behind, why not save some children who are already orphans and waiting to be adopted? We know the world is getting overpopulated and resources are scarce.
* Why do we expect children to care for us when we are old and is there ever a guarantee that they will not die before we do? With the global mobility today, children could be married or migrated halfway across the globe!
*Why can't we find our own joy in life instead of needing a child to "bring more joy" into a family? Children might also bring more arguments, stress, contempt, defensiveness between the couple and their families. Parents might even get jailed for negligence or be liable for crimes the minors commit so are we very sure we want that added legal liability?
*Should we live up to the expectation of others or society when deciding whether a life should be brought into the world? Wondered why my parents have never asked me whether I wanted to be born? :D
Singaporeans do not read about antinatalism & end up making daft decisions.
Antinatalism please
We definitely should have more money talks and mindset/value conversations with our parents. The earlier the better.
My mom was expecting 20-25% because that's what her friends' kids were giving their parents. We had this discussion before I graduated and the agreement was to top-up 500 monthly (that was ~18% of my takehome income) into my mom's CPF (she was a housewife most of the time so not a lot in her CPF; my dad's quite set for retirement and there were times his monthly CPF payments were more than my mom's income). They didn't need the money for daily expenses, are well-prepped for retiring, and don't really invest so it makes little sense to give them cash. Also about managing expectations that your friends' kids are in different life situations and every family should have their own arrangements tailored to their needs.
Short answer is yes. How much? Balance it between how much you can give vs how much they need. If you ever feel its "unnecessary burden/expense", just remind yourself how much they spend to raise you up.
This gesture makes them feel cared for and that's the love you should be giving.
In my opinion, I think spending time with parents is the best thing children can do for us. With your busy schedule, coming home to do dinner with us once a week is great. That’s how my children show their love for me.
I think reasonable parents would want your time more than your money. If you regret not giving your parents enough, that's how you feel. But do your parents feel the same way.
Maybe they would feel content because we spend quality time with them, despite not giving them enough. If money is what makes them happy, then it's a different story.
Perhaps we regret this way because we attached too much of our concept of happiness to money. Life's biggest pleasures are free. And if the reason for not giving them what we think is enough is to save for better days and not for bullshit reasons, I'm sure they will understand. Proud, even.
I want my future kids to be forward looking with their limited resources and do the prudent thing of investing for better days. Nothing would make me prouder as a dad. All I want is your time, even if for half an hour.
But if I'm not getting enough money nor time from my kids, because you spend it for stupid selfis reasons elsewhere, then... It sucks lor.
Depends, if parents depend on u to survive for basic needs then take care of them la.
we need to hear from
Dan parent on their tips and tricks in life for bringing him up so well
Love these podcast, no doubt listening to your conversations has made me become more mature emotionally and mentally. Would love to join in these conversations, super real and enjoyable insights! Keep it up guys
If your parents were decent parents , giving them an allowance is an extension of gratitude.
And after, you adjust your needs accordingly.
Even if parents never insist, they will be disappointed if their child never insist on giving.
My son started to give me an allowance since he started earning a salary. However, I see this allowance as a form of savings for him as well, for when he does need funds in his later years, he can always drawdown from this account. Similarly, I too paid my mother an allowance when I started to work, as with my siblings. But when I needed funds, they were ever willing to assist without question or regret.
Yes, good mindset, my brothers gives our parents money every month but our parents will just store it in the bank and not use it, because they just like the kind gesture, they will return those giveouts whenever their children needed it. They never demanded for a fixed amount they just instilled to us; just give an amount of what you can but do not let yourself or your family get hungry and sick by doing so.
As someone who is really very fortunate to come from a relatively well-to-do family, not rich, just no immediate concern about food and shelter. As a child, what I realize is that, me giving my parents say $200 a month or $400 a month wouldn't really make a big difference for them. But instead, I take up their responsibilities. So, utility bills, phone bills, insurance bills and whatnot, I just pay these off for them, and that way, because chances are, they can't be bothered to do bookkeeping at their age, so I'm lessening their burden in both doing the bookkeeping and the paying of the bills. I personally think that would serve a better cause than to give them $400 a month. Not sure what others are doing.
How the hell does Denise manage to go on a whole ass tandem about the whole food thing with family but still manages to bring it back to the point of fillial piety?? Like I would just have five billion side stories which doesn't correlate and would lose the main point of what I was trying to say😭🤣 I'm in awe of the focus Denisen has lool I really can't relate 😅😢
Depends on your parents tbh. Like I know my mom would want allowance, since she asks from my older sister. And my dad would say we don’t need to give him, at least for now.
if you are living with them, why not ? some allowance for rent free space, free utilities and some meals. Doesnt have to be full amount as you would when you are living alone, just a simple gesture would be nice. I have 3.5k nett salary and i pay 600 to my parents as I am staying at home with them, 1.1k of my salary for some loan repayment, and i still have some leftover for savings, investment and entertainment. Sometimes I pay for food if we go out or order food delivery. Although if you parents straight up demand some, it may not be nice depending on the amount especially if you are living alone.
Your podcasts really do make my day :) watch your videos as a treat to myself after a day of work, thank you for producing quality videos and promoting conversations on highly relevant social issues!
Mom gets same as CPF, 20% and capped similar to CPF (incl bonus). Time is now, when you start give, you learn to be a bigger person and knows that we can only spend 60% or having to earn more to "cover" the gratitude. It gets tough in the early years for sure, I'm no saint then, never understands why but you'll definitely grow up to be a bigger person
My sister and I used to put $100 each every month into an a/c for my mom to go holiday every year till she cannot walk. I never think so much about it. after all she is our mother. I also buy food back too.
I have to give it monthly even with little wage when I started full time job. If I don't give, my mum reminds me but then I feel good giving even paying groceries and spending them dinner. If travelled allowed I will sponsor them. Now got better reward I feel blessed. Earn more than before.
here’s a tip, stop feeling the guilt and start doing smtg daniel you’re not too old to start now
If you can’t give an allowance when you start working , you will never give when you are 30 or 35. The reasons / excuses are endless.
And , isn’t it rather presumptuous that parents will still be alive then ?
Here's the answer: If your parents are more successful than you, some parents won't even ask money from you. If you are more successful than your parents, you should naturally give them money without them asking for it. - There's no rule for this. Every family is different. - If your parents are poorer than you and you felt sandwiched to feed both your parents and your children, do not ever blame your parents for not saving up for retirement etc. They probably spent their fortune to raise you, your marriage and education. In this scenario, you are obliged to help them. It's not their fault that they are poor. It's not your fault either so don't blame yourself. Just help as much as you can. They're your family afterall.
I think people shouldn’t compare with one another. Every family is different. Pay depending on your circumstances and “culture” within the family. I don’t think any one way is necessarily wrong.
I’m staying single and childless because I do not wish to financially support anyone else but myself. The grind will stop at my parents. I do not wish to be dependent upon my children.
Love every video! Would be nice if you guys can invite Jeremy tong ( SG youngest person to summit Everest) or Choo ling er (sg Ironman record holder). Not many know about them but they are very inspirational.
In our sustenance,there is sustenance of people.One will not have less by giving.
Next episode, all wear black tee and denim jacket
Parents should not give birth if they cannot afford it like...no one forced them to..and thus, being proper parents to their children is their responsibility and they should not expect repayment
I come from a comfortable family with both parents that are working and contributing to their CPF. So that already takes a lot of pressure off me when they retire. I give my mother 30% of my salary. Which can seem a lot to most people but here are my reasons. I can afford to give a larger percentage now because I do not have any dependents like kids or a mortgage, when I do have these in the future I will most likely reduce the percentage. My mother is a prudent saver and investor and I know that the money I give her goes into paying the household expenses and saving for me. I do save and invest a large portion of my pay myself but it’s good that she is helping me save too. Probably in the future when I need the money she will give it back to me. This amount I give is just a reflection of the unique circumstances I have and it really differs for everyone. You should only give an amount that you and your parents are comfortable with
I dont give my parents allowance but do something along the same lines as what was mentioned in the article. Fortunately, my parents have a decent amount saved up so what I started doing recently was to help them manage their money instead. In the almost 2 yrs since covid began the amount of profits I had helped them make that is directly attributable to me is comfortably in the 5 figures. To me this is more sincere than simply giving them a red packet, not that I would be able to for now given that im still an undergrad.
If you're financially stable and you know your parents are not earning much or struggling financially then giving them $$ is the right thing to do as long as it is within your means. If you are not giving them them $$ then you should atleast help to take care of some of the household expenses or contribute in any other way that they want you to contribute. Totally 0 means you're being an ungrateful person and not fulfilling your duty as their children, any excuses you can think of is just for you to feel less guilty.
No parents should ask their child for allowance, it’s as if they treating their child as an retirement fund. It’s not the child’s fault that they are not financially stable at their age.
it is always what you did in the past leads to where you are now, unless you were born in a poor third world country. anyway i cant sit on my ass watching my parents living a miserable life when i am at least affluent.
I love you guys so much you always give me a smile
from how i view things, I think I am fortunate to have parents who are financially savvy and have a plan for their own future. So it that sense, there is no so called pressure on me to give back the money in the long run. My dad has only requested that we pay back for our "University Education" because there's three of us.
Like my parents choose to bring us to more affordable travel locations to save for their future, which is something I am very grateful for. To them, I think the best pay back is to treat them and buy things for them and also spend time with them. Because, any money given to them is just secondary.
I realised that this is quite a common view amongst my generation and their parents as well, where their parents would want to be self dependent on themselves for money and us as children would as well (like stop taking pocket money (or taking less) if we start earning or take on part time jobs)
For context I am 20 and my parents are in their late 40s/ early 50s - similar for my friends as well.
In my opnion, if you are working and are staying on your own: your expenses would cover and not limited to just rental, utilities , food, etc. Hence, if you are still staying with your prents, either have a room to yourself or sharing with a sibling, then wouldn't it be fair to provide your parents an allowance or share of the household expenses?
yes I agree! should give allowance to cover household expenses
Think everything is a bell curve, whether is up or down. Make the sudject and put into the bell curve. Everything make sense.
Do people give 10% of their take-home to both parents? Or 10% to each?
Depends on how parent style. Mine give my mum cos she is the one buying food/groceries. Some give each one cos they don’t talk to each other and need day to day expenses. Also doesn’t have to 10% , just do what u can. Pro tip, start small like a couple of hundred and then slowly increase them so everyone feels happy when there is an increase next time. At the same time u get to build your nest of money for home/travel/marriage/kids
10% to each.
I don't need but my son still gives monthly $1,100 (10% of his salary) to my wife.
It depends on how much the parents really gave to the child/children. For me, my mother was irresponsible almost my whole childhood so now I dont feel guilty not giving her. My dad passed when I was 24 but since I start having income at 20yo, I gave him $200-$300 month.
After that I bought a house and paid for the loan, utilities everything until he passed on.
“Giving back” is a good virtue/habit whatever to have but within your means. So no parents should depend on the child to retire. Unless they gave their every cent to raising the kids up and ended up with nothing lo. 🙁
Allowance from kids should always be a “bonus”, not a need.
I am 48. I used to give my parents 50% of wat I earned since I was 15.
Great topic to listen too
Hmm @Jon if your parents are Singaporeans they should be covered by MediShield Life (which is the compulsory insurance utilised first), then Medisave and cash after. But yes your worries are not unfounded because the fear is ICU / surgeries as they significantly increase cost; as would conditions that require high cost treatments such as dialysis / chemotherapy over an extended period of time. Also related - understanding their existing health condition and certain health risks they may be predisposed to, whether hereditary or due to chronic issues.
So to add on, perhaps the conversation to be had is also how our parents would like to be cared for in the future. Do they want to live at home with a helper, or are they open to nursing homes? Do they believe in palliative care or do they want active treatment at all cost? This will also set out expectations and allow us to plan adequately for their long term care and not necessarily just retirement.
Great episode as usual!!
16:00 just spend your time bringing your parents out to dinner rather than just all talk about $$$, $$$ without relationships is hmm
Yes I give and I think is ridiculous how young people nowadays (I'm 26) don't give and think is not necessary. I'm just being practical, you stay at your parents place if you don't give them some money, you go out rent a room also cost more? So I see it as I'm paying a "cheap rental" to my family for staying there. Is very selfish and entitled to think that you don't need give, unless you are staying on your own and every single expenses are paid by yourself. If you are still staying with your parents, the electricity and wifi you use, don't need money? The home cooked food you eat don't need money to buy and cook? This is only fair.
Very inspiring to hear that Denise is able to still have money set aside for saving and investments despite needing to give 25% of her salary to her mom.
If parent has enough money to spend to spend themselves would it still consider a problem if we invest for them and they not been able to use it in the end.
My opinion is we definitely could invest better, as long as we are able to provide them along the way to improve their well-being and knowing they still have a fair sum of cash in bank I think we are doing good thou.
Most importantly we are constantly providing upgrade in their life(I.e. house needs, personal needs, holidays) along the way.
Why think so much? just give them the money and do whatever you want with what's left. If you invest for them, then it's like you selling them some sort of insurance. When they retire, you are still working, so no need to worry about any retirement sum for them, just give as per usual
To be real honest, when you were still schooling, your parents give you daily allowance from the work salary just to ensure that you have food to eat in school during breaks. I believe it’s right to give them back like how they give us by being filial to them from monetary stand point. From personal experience, I have been giving my parents monthly allowance since when I was serving my NS. Though my NS allowance isn’t much but I try to give within my means, but I personally don’t encourage them to use the money to buy 4D and rather buy groceries and household items that are essential. If you are doing side hustling apart from your day job, even better more you should give a bit more to them. I would always get questioned by my dad especially to check and see if I have enough to spend, sometimes I would pre-empt my dad and mum that I will give slightly less and if they are short on cash they can just inform me and I’ll supplement thereafter my next pay day. I have heard stories of my friends telling me that their parents either their mum or dad would set an amount for their child to give them monthly, I find it stressful. Ultimately it boils down to the thought that counts and that you reciprocate to your parents for ensuring you have a good education, you have clothes to wear on your back, you are fed and lastly sheltered.
For some, their parents never gave them an allowance. I always packed food from young. The brief times in JC where I got ~80 per month for food were barely enough. That probably saved my parents quite a bit lol. But like you said, it's abt shelter, upbringing and being fed when we were growing up. It's arguable that we'd do the same for then in their later years but right now in this young adulting age, they don't fully rely on us and we continue to stay rent free with them so I think 10% from take home pay feels v reasonable. It's for utilities, food, labour and "rent". I think there's room for negotiation if we contribute more labour and take over more chores but most of us alr squeezed dry at work so I suppose the easier/practical way out is just more allowance.
you guys can also talk about having kids vs anti-natalism
DAN HAHAHAHAHAHA UR REACTION AT DENISE "i shout from my room"
Can you guys do a video on Filial piety again but on Singaporeans’ standards..not on money but on living my life or living my life for them.
I’m middle child living overseas with my same sex partner. I’m living happily in a country of my dreams with my dream woman but guilt of fillial piety is weighing me down although I call my parents every night to chat with them. I also do give them pocket money every month.
Why do I feel guilty but I don’t feel I’m doing anything wrong? My relatives are also keep asking me to go home.
Should I choose my life/my partner or being with my parents? As much I love my parents and family in Singapore, if I were to go back I’ll lose my career here and my life with partner. We are living in a country that is more accommodating for gays…although I’m still not out at work…
Whenever I have problems in life like in romance, finance etc, I can find some reference easily on UA-cam but… never on such fillial piety in Singapore. It will be nice to find out what other Singaporeans think and their situations.
Do you feel tired planning for your parents retirement? And eventually not enough for your own retirement? And still have to plan your own kids growing up. Especially when you feel that your parents are poor because of their own generous lifestyle, not because of our upbringing.
my mom demands too and even get angry if im late on paying her. 30th = pay day = her pay day. i dont get that generation.
Denise i want to give you a hug. Your mum give birth to you is not a hedge fund lei! Give or not give is your own accord 😢 how can she demand she send you to good kindergarden as a basis to ask for more money
I gave 33% to my mother and our relationship is horrible.
Other ways to show your love. Language of love again. Honestly, they want your time.
Damn. I dunno your name, but you this guy with a hoodie has the most amazing parents EVER.
nice twin outfit haha
When you go about the argument that children didn't choose to be born, so why do we "owe" our parents, there's an implied negative connotation to the giving of a life. If you approach the meaning of life as precious, then perhaps it would make more sense for us to "give back" to our parents?
it implies that giving birth to a life included financially planning for your own retirement, your child's financial needs before u go about baby making. practicality wise there's no negative connotation
It is not about an implied negative connotation to the giving of life but the responsibilities that comes with it. It may sound controversial but I think every parent conceived their children out of selfish desire in some way, eg. wanting to experience parenthood because it is often idealised by society. Even if you see giving life as an intrinsically positive act, it is still selfish of a parent to give birth to children and then expect them to spend half of their lives showing their gratitude by financially compensating them instead encouraging their kids to use their time and money to live their own lives to their full potential. This is on top of the fact that parents don’t think enough about what happens when the time come for their children’s own retirement many years down the road. If they consistently take large chunks of their child’s earnings it will start a vicious cycle of their child potentially not being able to save enough for their retirement when their own time comes. If their children were to have their own kids, it is even more detrimental for them to still expect money, I believe money should be passed down to future generations (via investment/savings/education) in order to build generational wealth so descendants down the line will not even struggle with these problems rather than passed backward to parents and perpetuating a vicious cycle of financial dependency.
The beaker is back!!!!
Love this!
Interesting Insight and consideration
i would rather buy things for them rather then giving them money
Denise is the perfect daughter I want!!!
the beaker is back! yay!
Modern man is not the man who goes off to discover himself, his secrets, and his hidden truth; he is a man who tries to invest himself in something beneficial for the future.
13:30 this guy spending too much of parents money man, glad he saw it finally
Nothing is “too much” within a family, especially from parents who decided to raise their child with LOVE.
I wish someone old that my parents would listen to would tell him about the difficulties of our generation. We tell them is pointless de.
Anyways the mic so much better in this episode.
Love daily ketchup, just laughter and no drama!! 💕
Denise's mother will know now since it is being discussed over here
To answer who earns above 4K under 25 ? Flight attendants.
jp stilllll using the beakerrrr ✌️
More financial topics!
Beaker is back?
did anyone else see the episode with "are you on sylvia's side now" get privated 3 mins ago?
Chill boi we reuploading in a bit. Had a technical issue.
I thought they kena cancelled after uploading lol
@@TheDailyKetchupPodcast No wonder it hung at a specific frame image. Completed watching the video, thanks it was very good!
LOL i gave my mom 1/3 😂 not that she demands it, but I feel like its a responsibility for me to give her an allowance for spending on things she likes etc, and yes mine scale in percentage too, I even gave her during my NS period with that pathetic allowance I had ahahaha 🤣
denim twinsssss
I say its more of an "asian thing" with a combination of what lifestyle values you grew up with. Regardless of your financial capabilities whether growing up or finally having a job and a family, the idea of giving something back to your parents or guardians is a uniquely Asian value, it is not mandatory and should never be seen as an obligation, but due to parenting methods and lifestyle a child is being exposed while growing up, the gesture of giving even a small amount of cash to parents, grandparents, aunties and uncles that lets say are not on the regular financially stable situation, the gesture just comes out on reflex.
who else "huh" at the same time as Dan and John
15:09 what is prededis?
unrealistic la, how are you going to continue to give that 25% when you get married with your own family in future. ridiculous
Same, denise, same.
why don't ask your mum that half of the 25% go put into investment for them ?
imagine denise mum watches this
What you guy give $100-150? (Age 20-24) I’m giving like $500 wth 🤦♀️.
I watched a youtuber& CEO talking about this topic before. If you are too afraid of death it is going to hold you back in doing anything great. What if you dont die?
From Patrick B David (Valuetaintment)
I'm 25 yo, gave my parent 33% of my pay after CPF.. is it uncommon? ..
You’re getting robbed, you have your own future and family to start
I'm 22, and I give roughly the same to my parents, so at least for us it's common?
@@huif527 When I started working, my pay was $1,300 and I still gave $500 monthly to my mother.
I see 4 good kids here...
my mom demand $800 per month 😭
I would ask my mom, have you given money to your parents as well? If no, you can't expect me to give you.
Most Singaporean parents are 10x richer than their kids so it doesn't really make sense...
Beaker is back...
If you don’t give to your parents don’t teach others not to! It’s the greatest sin 🙏🙏🙏💖
Didn’t God teach you to love and be grateful?
commenting 4 the algo!