@@thomask8298 *mostly sound advice Dave isn't a UA-camr, he's a wildly successful financial adviser. To wave him off as merely entertainment is as ignorant as you'd pretend he is.
There's a pretty big community of people that take issue with what he preaches. Usually his followers can't name other financial experts or describe other schools of thought. You night be one of those people (not judging) but it's ok. Following a ramsey plan is a good 65% solution and it's way better than just winging it
So she gets herself fired and now has no job and then thinks it's a good idea to go on a vacation while having debt and no job and comes back with no money, talk about irresponsible. In light of all that the dad thinks it would be a good idea for her to be a homeowner which is a responsibility, in which clearly she has none.
Yeah, I actually just CANCELLED our vacation because we have some unexpected car issues, which is what she should have done. Wherever she went, will still be there when she could pay cash. We are moving in a few months and are planning to rarely use the car, mostly the bus. People are asking me, how will you manage vacations. Umm hubs is going to be in grad school (full ride and he will be doing a TA job). We're not DOING vacations anytime soon. My vacation that we cancelled was a weekend trip paid with cash to the lake for my birthday, budget of like $300. We plan to maybe take the bus to the next bigger city and take a train to see Niagara Falls (my kids love trains!) and it will all be paid with cash. No cash, no trip. This is not rocket science.
If the daughter wants to buy the house then an alternative would be for the Dad to purchase the house and rent it to someone other than the daughter. Once the daughter does the steps Dave mentioned then she can purchase the house from her dad using Churchill Mortgage.
That's what I was thinking...the daughter won't agree to anything because she doesn't want the house anyway...it is a bribe that the dad hopes will straighten out the daughter.
The problem with a lot of parents nowadays is that they do not let their kids grow up, survive on their own and make their own mistakes. Instead that bail them out and try to protect them from harmful consequences, and the kids do not learn from their mistakes.
My niece is always asking her dad (my brother) for help. I keep telling him that if he never lets her figure out her own issues, she will never learn. Also, he isn't going to always be around to help. Then what? She will have an even more tough time figuring it out on her own.
A mortgage payment on a 60k house is under $300 a month, I'm seeing a lot of burn out from how hard people have to work to get by. I'm not opposed to it.
I've had this conversation with a couple different parents who are keeping their kids dependent on them. I've insisted they're harming the kids. One listened, the other still insists her 39 year old can't function in her own.
Step-parents esp step mothers are usually in competition for resources that otherwise would have gone to the kids. Family home, no new wife’s home. Life insurance for the kids, no life insurance to support the spouse. Bad deal all around
Children have no 'right' to an inheritance. If the parent remarries, the parent is choosing a life with their new spouse, which includes all their possessions and finances. Parents don't owe their grown children anything except love. Life insurance isn't a one-shot deal. New insurance can be obtained and old insurance can be modified to include the new spouse. I'm sorry you have such a jaded view of steps. Real life is not a Cinderella story with an evil step-mother. There is no 'competition of resources'. If she married the guy, she is now part owner of all the marital resources (as is he) and has a say in how they're used and distributed.
@UCOgAXH9vnFN4eZm2ENluE0Q (@Ala Alfa) -- What does this have to do with anything I said? In fact, what does this have to do with anything in the conversation? And why is your user name spoofed?
If she has no money then how is she going to pay for upkeep on the house which adds up quick. Plus if she is unreasonable, as it sounds like, then she is most likely going to let things go and this is going to cost much more in repairs.
@@jimroscovius You forgot to mention that this was like back in the 1960s, Jim. Just because your wife does nothing close to what wives of today do, does not mean that gals will start doing it again now. You grew up in a whole another generation. Ya simp!
Not all enablers are sweet. I would say most are do gooders, co dependent. and /manipulative. ie the reason dad is "helping" her is actually for himself - he wants her to stay closer to him and stay dependent on him.. This makes him feel needed/better about himself. Enablers help for personal gain.
@Collee Jones I can agree with you on that. My wife is all you describe. She even allowed her 21 year old to amputate his leg because he would not let it heal properly causing problems several times in a row. But it was always the Doctors fault of course. He's now turning 31 and still sits in his room all day playing video games and watching movies ... I can't say anything or a Fight ensues. I will be leaving the Marriage Soon because of this "Nice Person"
If my grandparents followed your mentality my mom never would've been born as they both had kids with other people before marrying each other and were married over 50 years.
@@AlfredoHernandez-xr4dx You have to understand that if you get into a relationship with a woman that has kids from another man you're always gonna come in second....maybe 3rd if they have a dog...personal experience? No, but I've experienced it from friends going through it.
You realize this is the step mother calling to justify not helping the step daughter, right? What kind of parents were her biological parents, and why did they get divorced? And could that have anything to do with why she’s got issues? Is it possible that the husband rightly feels guilty about it and wants to try to improve their relationship? Why do they live far apart? None of that even got mentioned, and those are probably the real issues here.
Helping should not be defined only by the helpful act that you do but should be defined by the helpful act that you do confirmed by the benefit the person experiences. For some reason every human being thinks that doing good to someone always causes a good result and we see now that it does not.
The stepmom shouldn’t be a stepmom unless they’re both widowed, she should have no voice in his relationship with his daughter, and his daughter should come first.
@@vaportrails7943 You think the parent should always put the GROWN daughter first when it comes to the woman he chose to spend the rest of his life with? And what does it mattered if the parent is widowed or divorced? All your comments show a very juvenile self-centered mindset.
Enablers are nice but not nice to the people who suffer from their enabling. It’s being the doormat’s doormat. I wound protect any joint assets even if it required an attorney to do so.
This is one of the more troubling aspects of Ramsey in., experts though they are. Instead of guilt & shame(why doesn't anybody want to work, everybody's lazy, nobody wants to work), how about talking about where are the jobs? Why aren't there any jobs? Addressing the almost unbelievable numbers about how many have to move back in with family, often toxic religious lunatics, because the cant find work that pays enough to live on. About how people with serious degrees, intelligence and training can make more bartending than so-called real jobs offer. Where are the jobs? Where's the pay?
With burger-flippers making $18-20 and hour, and help wanted signs in the windows everywhere, I'm not sure where you live that there aren't any jobs. I remember handing over five 1099s one year because I would rather work than collect unemployment. If you were listening, the woman in question was fired for tardiness, a pretty easy issue to overcome. A business owner spoke to my boss the other day: she's offering full-time hours and health insurance paid for in its entirety by the employer, (coverage for chiropractic and acupuncture, too, not some discounted policy) She can't find anyone to take the job. Yes, it's retail but that's honest work. It's possible bartenders make good money, but there's also the aspect that some are looking at the short-term: they're able to live well and not declare a significant portion of their income, thereby not pay taxes on their earnings. That works well until you want to collect Social Security.
Dave enablers are selfish. They enable to geel better. They know what they are doing isnt the best for the perspn but they are scared and only thinking of themselves. Cause if they really cared they would do whats best for the person
She is not the mother, BUT she is the wife to the father who wants to shell out THEIR money to pay for a house the daughter cannot even afford, so it is her business!!
The house is only $60,000? Or can you get a house for that cheap? I wouldn't buy it for let her go and buy her own home if she's not ready don't be in.
The fact this is all coming from the step mother, I bet there is an entirely different story coming from the biological father and daughter. I'd love to hear their sides of the story, but we never will.
He’s causing harm to his daughter. I’d tell him none of our money is going to her enabling and harm. And I’d see an attorney if he tried to give her money so my share is protected. That would be a hill to die on. Noooo don’t help her at all!
There is an enabler in the house here that gave all her money away to her kids along with letting them live down the basement which is a lower level apartment but she's not sweet anymore she's very angry all the time every day so we have a family of five living down our lower level basement apartment virtually free her other daughter needed our retirement to pay her bills off so they were paid now we have no retirement and she has more bills again never learned anything did not listen to me when I said no now she's angry all the time and hates me
@@georgewagner7787 The wife's a grown woman too. does she work? She didn't say. I bet she doesn't otherwise she'd have leverage and you know she'd use it.
It can safely be assumed that husband and wife have intertwined finances. Husband does not and should not have intertwined finances with an adult daughter. How much of the step-parent's income going to be tied in this proposal? The only way the stepmother walks away without being financially impacted if it goes wrong is if their finances are already separate. Tell me, how is sharing resources the issue? The daughter should be independent, not getting daddy to bail her out.
I genuinely mean it when I express my stress and concern regarding the market crash and high inflation, particularly in relation to my retirement. I have been experiencing losses for quite some time, and while some may argue that crises can present opportunities, I am feeling overwhelmed. However, I understand that investing is a long-term endeavor, and it is crucial to maintain focus on the bigger picture and the long run.
It's unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $760k by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.
Seems like stepmom just doesn't want any money going to the daughter. She never said this is what the daughter wanted but she's painting the daughter like the villain.
Damn...I guess I'm a turkey because I still live with my Mom 😂...I want to leave home desperately but houses in my country are 1.2 mill and up and I wouldn't rent unless I was married..rent is more expensive than a mortage 😥....this is so discouraging for millenlials and gen- zers
Paying rent may be more expensive than mortgage payments, but renters also pay less in insurance (renter's ins vs homeowner's ins) and renters don't pay for repairs or upkeep nor do they pay property taxes. When you factor in everything a homeowner pays each year outside the actual mortgage payment, renting is actually a pretty sweet deal.
@@AllynHin What alot of people in my country do if possible, is save while living with family then eventually move into a home when they are ready financially...when some people mention owning a home is more expensive than renting because of the cost of repairs etc I'm always curious because my Mom and I have lived in our home for 17 yrs and very rarely had to have repairs done...but I understand your point about renters vs owners insurance
Money is not more important than family, under any circumstances, and I could quote you many Bible verses on the subject, from Old Testament and New. I could also quote you what the Bible says about divorce, which is probably also a big factor in this. But “I got mine, you get yours” is not in there. “If someone asks for your coat, give them your cloak as well” is. But you don’t want to hear that one. You give, EVEN when you think the person doesn’t deserve it. Because that’s what God did for us. You give REGARDLESS of their behavior. And then it’s between them and God.
I'm pretty sure the biblical reference to giving someone your cloak is in reference to a homeless, disabled, or needy person...not a lazy entitled child living on your couch and unwilling to work.
"Toxic generosity." I'll be sure to remember that one!
Just listening to Dave makes me feel better about life. Dave feels like a family member that you talk to for hours and hours to get advice.
Yeaaaa, but you need to be careful with what ramsey advice you follow... it's good youtube entertainment but not always sound advice
@@thomask8298 *mostly sound advice
Dave isn't a UA-camr, he's a wildly successful financial adviser. To wave him off as merely entertainment is as ignorant as you'd pretend he is.
There's a pretty big community of people that take issue with what he preaches. Usually his followers can't name other financial experts or describe other schools of thought. You night be one of those people (not judging) but it's ok. Following a ramsey plan is a good 65% solution and it's way better than just winging it
@@thomask8298 you proceed to insult him yet provide no reason to, logic
So she gets herself fired and now has no job and then thinks it's a good idea to go on a vacation while having debt and no job and comes back with no money, talk about irresponsible. In light of all that the dad thinks it would be a good idea for her to be a homeowner which is a responsibility, in which clearly she has none.
The apple does not fall far from the tree.
Yeah, I actually just CANCELLED our vacation because we have some unexpected car issues, which is what she should have done. Wherever she went, will still be there when she could pay cash. We are moving in a few months and are planning to rarely use the car, mostly the bus. People are asking me, how will you manage vacations. Umm hubs is going to be in grad school (full ride and he will be doing a TA job). We're not DOING vacations anytime soon. My vacation that we cancelled was a weekend trip paid with cash to the lake for my birthday, budget of like $300. We plan to maybe take the bus to the next bigger city and take a train to see Niagara Falls (my kids love trains!) and it will all be paid with cash. No cash, no trip. This is not rocket science.
This is another reason why you don't marry someone who has kids from a previous marriage or relationship.
If the daughter wants to buy the house then an alternative would be for the Dad to purchase the house and rent it to someone other than the daughter. Once the daughter does the steps Dave mentioned then she can purchase the house from her dad using Churchill Mortgage.
When a parent tries too hard to make their child's life easy, they end up making their child's life harder.
Did the daughter ever say she wanted that house in the first place?
You know, I was wondering that, too. I don't recall the caller saying the daughter wanted the house, only that the dad wanted to help her get it.
That's what I was thinking...the daughter won't agree to anything because she doesn't want the house anyway...it is a bribe that the dad hopes will straighten out the daughter.
"You can't die from working too much." I mean, you can. It's called "karoshi" in Japan.
Exactly, shes only 14k in debt, not the end. Of the. World
She just need to get herself together and work properly
Not needed to get extra job
Egyptian slaves also. *shrugs*
BUT: not often can you WILL yourself to work yourself to death.. more like being in a labor camp or slavery.
@@melanieb2132 That's basically what the Egyptians slaves who literally BUILT the pyramids experienced. That's why I mentioned exactly those people.
@@motoryzen sure, but to Dave's point, if it's of your will, you will end up collapsing
Dave: "Sell the daughter!"
The problem with a lot of parents nowadays is that they do not let their kids grow up, survive on their own and make their own mistakes. Instead that bail them out and try to protect them from harmful consequences, and the kids do not learn from their mistakes.
My niece is always asking her dad (my brother) for help. I keep telling him that if he never lets her figure out her own issues, she will never learn. Also, he isn't going to always be around to help. Then what? She will have an even more tough time figuring it out on her own.
A house would be a burden for this girl - she's not ready for home ownership - clearly.
A mortgage payment on a 60k house is under $300 a month, I'm seeing a lot of burn out from how hard people have to work to get by. I'm not opposed to it.
I've had this conversation with a couple different parents who are keeping their kids dependent on them. I've insisted they're harming the kids. One listened, the other still insists her 39 year old can't function in her own.
This is, by far, Dave's GREATEST speech. Pay attention, EVERYONE !!!
Step-parents esp step mothers are usually in competition for resources that otherwise would have gone to the kids. Family home, no new wife’s home. Life insurance for the kids, no life insurance to support the spouse. Bad deal all around
Except for the new wife 🤣 great deal for her. Likely previously a single mother to a home owner just like that
Children have no 'right' to an inheritance. If the parent remarries, the parent is choosing a life with their new spouse, which includes all their possessions and finances. Parents don't owe their grown children anything except love. Life insurance isn't a one-shot deal. New insurance can be obtained and old insurance can be modified to include the new spouse. I'm sorry you have such a jaded view of steps. Real life is not a Cinderella story with an evil step-mother. There is no 'competition of resources'. If she married the guy, she is now part owner of all the marital resources (as is he) and has a say in how they're used and distributed.
@UCOgAXH9vnFN4eZm2ENluE0Q (@Ala Alfa) -- What does this have to do with anything I said? In fact, what does this have to do with anything in the conversation? And why is your user name spoofed?
Enabling parents make their children emotionally handicapped. The goal of raising children is to teach them how to stand on their own two feet.
Bet dear ole Kim is also enabled and she is jealous of her husband's daughter.
@@cabayern9416 Very likely
@@cabayern9416 Jealous? How do you figure?
@@stellarocquie7957 she mentioned that it is her husband's daughter... Not their daughter.
@@cabayern9416 maybe cause it’s not her daughter
If she has no money then how is she going to pay for upkeep on the house which adds up quick. Plus if she is unreasonable, as it sounds like, then she is most likely going to let things go and this is going to cost much more in repairs.
@Saul Goodman Three jobs. My wife worked three jobs while going to school fulltime. This daughter is just plain lazy!!
@@jimroscovius You forgot to mention that this was like back in the 1960s, Jim. Just because your wife does nothing close to what wives of today do, does not mean that gals will start doing it again now. You grew up in a whole another generation. Ya simp!
More like the parents will buy the house and just let her live in there
She's expecting Daddy Bigbucks to pay for the home repairs and maintenance.
In situations like these, logic is cast aside.
Not all enablers are sweet. I would say most are do gooders, co dependent. and /manipulative. ie the reason dad is "helping" her is actually for himself - he wants her to stay closer to him and stay dependent on him.. This makes him feel needed/better about himself. Enablers help for personal gain.
Plot twist: Pandemic enters the equation.
@Collee Jones I can agree with you on that. My wife is all you describe. She even allowed her 21 year old to amputate his leg because he would not let it heal properly causing problems several times in a row. But it was always the Doctors fault of course. He's now turning 31 and still sits in his room all day playing video games and watching movies ... I can't say anything or a Fight ensues. I will be leaving the Marriage Soon because of this "Nice Person"
Some are sweet but a more unifying quality is I would say they are weak. Enabling is a character flaw born from weakness, not sweetness.
Wait until she moves her new boyfriend in that doesn't have a job...or the boyfriend wants her to move somwhere else and she abandons...
Yea, i saw that on an episode of Hoarders. The 79 year old father was working to support the middle age couple who didn't work
Tbat happen to my boss that spoiled his kids. She moved and left him with a condo and all the fees and repairs
That is why you don't marry someone that has kids already....bad....TERRIBLE idea.
That's not 100% correct. You must've had a bad experience.
If my grandparents followed your mentality my mom never would've been born as they both had kids with other people before marrying each other and were married over 50 years.
I'm sorry you've had a bad experience. The blended family in which I grew up was quite a good experience.
@@AlfredoHernandez-xr4dx You have to understand that if you get into a relationship with a woman that has kids from another man you're always gonna come in second....maybe 3rd if they have a dog...personal experience? No, but I've experienced it from friends going through it.
@@crystalsnow1138 Rare
Men...quit treating your daughters like entitled princesses. Great way to make them dependent and helpless....
You realize this is the step mother calling to justify not helping the step daughter, right? What kind of parents were her biological parents, and why did they get divorced? And could that have anything to do with why she’s got issues? Is it possible that the husband rightly feels guilty about it and wants to try to improve their relationship? Why do they live far apart? None of that even got mentioned, and those are probably the real issues here.
Helping should not be defined only by the helpful act that you do but should be defined by the helpful act that you do confirmed by the benefit the person experiences. For some reason every human being thinks that doing good to someone always causes a good result and we see now that it does not.
An eagle that doesn't leave the nest eventually becomes a turkey... ha ha ha!
Great advice, but she already booked her next vacation before the call was over.
Dave is so great
The stepmom has a voice in this because half the money is hers. When you lend money to family there is potential for a problem.
The stepmom shouldn’t be a stepmom unless they’re both widowed, she should have no voice in his relationship with his daughter, and his daughter should come first.
@@vaportrails7943 You think the parent should always put the GROWN daughter first when it comes to the woman he chose to spend the rest of his life with? And what does it mattered if the parent is widowed or divorced? All your comments show a very juvenile self-centered mindset.
@@vaportrails7943 huh? The wife comes before the adult kids every time.
Finally the intro was changed.... don't have to lower volume at the start every time
Enablers are nice but not nice to the people who suffer from their enabling. It’s being the doormat’s doormat. I wound protect any joint assets even if it required an attorney to do so.
**iF SHE GETS THE HOUSE SHE'S GOING TO GO ON VACATION EVERY FEW MONTHS WITH THE MONEY SHE'S SUPPOSED TO PAY THE MORTGAGE WITH.** : )
That fool will cosign for her.
Dude sees a cracked glass bridge and is willing to walk on it.
This is one of the more troubling aspects of Ramsey in., experts though they are. Instead of guilt & shame(why doesn't anybody want to work, everybody's lazy, nobody wants to work), how about talking about where are the jobs? Why aren't there any jobs?
Addressing the almost unbelievable numbers about how many have to move back in with family, often toxic religious lunatics, because the cant find work that pays enough to live on.
About how people with serious degrees, intelligence and training can make more bartending than so-called real jobs offer.
Where are the jobs? Where's the pay?
With burger-flippers making $18-20 and hour, and help wanted signs in the windows everywhere, I'm not sure where you live that there aren't any jobs. I remember handing over five 1099s one year because I would rather work than collect unemployment. If you were listening, the woman in question was fired for tardiness, a pretty easy issue to overcome.
A business owner spoke to my boss the other day: she's offering full-time hours and health insurance paid for in its entirety by the employer, (coverage for chiropractic and acupuncture, too, not some discounted policy) She can't find anyone to take the job. Yes, it's retail but that's honest work.
It's possible bartenders make good money, but there's also the aspect that some are looking at the short-term: they're able to live well and not declare a significant portion of their income, thereby not pay taxes on their earnings. That works well until you want to collect Social Security.
Yes well said.
Dave enablers are selfish. They enable to geel better. They know what they are doing isnt the best for the perspn but they are scared and only thinking of themselves. Cause if they really cared they would do whats best for the person
He should just get it over with and buy the house himself and let her live in it. Otherwise kiss the house good buy its going to be foreclosed
Correct me if I am wrong but it’s not her daughter right? If that’s true STAY OUT OF THEIR RELATIONSHIP
She is not the mother, BUT she is the wife to the father who wants to shell out THEIR money to pay for a house the daughter cannot even afford, so it is her business!!
Mmm no. What her husband does with money affects her.
Umm they are married so his money is her money. She has every right to be concerned and have a say in the matter.
@@bettysmith4527 Which is why you should never marry a person with children.
@@esonon5210 No, his money is not her money just because they are married.
The house is only $60,000? Or can you get a house for that cheap? I wouldn't buy it for let her go and buy her own home if she's not ready don't be in.
Oh. Yes. You can die from hard work or overworking
The fact this is all coming from the step mother, I bet there is an entirely different story coming from the biological father and daughter. I'd love to hear their sides of the story, but we never will.
I am thinking the daughter might have other issues at hand not being discussed.
Love the new intro
Enablers finnish last
He’s causing harm to his daughter. I’d tell him none of our money is going to her enabling and harm. And I’d see an attorney if he tried to give her money so my share is protected. That would be a hill to die on.
Noooo don’t help her at all!
And then she will be served the divorse letter
Stepmoms stay out of the father / daughter business
@@johndone8045 maybe but the daughter doesn’t have a right to their marital money.
There is an enabler in the house here that gave all her money away to her kids along with letting them live down the basement which is a lower level apartment but she's not sweet anymore she's very angry all the time every day so we have a family of five living down our lower level basement apartment virtually free her other daughter needed our retirement to pay her bills off so they were paid now we have no retirement and she has more bills again never learned anything did not listen to me when I said no now she's angry all the time and hates me
Let me guess, from the south?
Women do not like sharing resources with other women. I'd love to see the daughters side of the argument or the genders switched.
The daughter is a grown woman. He doesn't owe her anything. He does owe the wife to work as a team!
@@georgewagner7787 The wife's a grown woman too. does she work? She didn't say. I bet she doesn't otherwise she'd have leverage and you know she'd use it.
Oh look, an incel!
@@neolithic3 Stop talking about yourself
It can safely be assumed that husband and wife have intertwined finances. Husband does not and should not have intertwined finances with an adult daughter.
How much of the step-parent's income going to be tied in this proposal? The only way the stepmother walks away without being financially impacted if it goes wrong is if their finances are already separate.
Tell me, how is sharing resources the issue? The daughter should be independent, not getting daddy to bail her out.
I genuinely mean it when I express my stress and concern regarding the market crash and high inflation, particularly in relation to my retirement. I have been experiencing losses for quite some time, and while some may argue that crises can present opportunities, I am feeling overwhelmed. However, I understand that investing is a long-term endeavor, and it is crucial to maintain focus on the bigger picture and the long run.
It's unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $760k by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.
how do I get in touch with this consultant that assist?
STEPHANIE KOPP MEEKS, that's whom i work with look her up and thank me later
Thanks for the info . Found her website and it really impressive
you won't die from hard work? oh yeah look up the 996 work culture in China
Evil stepmother alert 🚨
Its only 60k....omg
Enabling IS part of love
60k for a house is just nothing
Exactly ... buy it as an investment property and let her live there.
Sounds Like good deal
@@AtomicQuotient Sounds like what a free loading Gen Z'er would say.
Seems like stepmom just doesn't want any money going to the daughter. She never said this is what the daughter wanted but she's painting the daughter like the villain.
Sir i my daughter is in students visa so sir please help me student s fees 🙏
Huh. ?
Damn...I guess I'm a turkey because I still live with my Mom 😂...I want to leave home desperately but houses in my country are 1.2 mill and up and I wouldn't rent unless I was married..rent is more expensive than a mortage 😥....this is so discouraging for millenlials and gen- zers
Paying rent may be more expensive than mortgage payments, but renters also pay less in insurance (renter's ins vs homeowner's ins) and renters don't pay for repairs or upkeep nor do they pay property taxes. When you factor in everything a homeowner pays each year outside the actual mortgage payment, renting is actually a pretty sweet deal.
@@AllynHin What alot of people in my country do if possible, is save while living with family then eventually move into a home when they are ready financially...when some people mention owning a home is more expensive than renting because of the cost of repairs etc I'm always curious because my Mom and I have lived in our home for 17 yrs and very rarely had to have repairs done...but I understand your point about renters vs owners insurance
12th comment
Money is not more important than family, under any circumstances, and I could quote you many Bible verses on the subject, from Old Testament and New. I could also quote you what the Bible says about divorce, which is probably also a big factor in this. But “I got mine, you get yours” is not in there. “If someone asks for your coat, give them your cloak as well” is. But you don’t want to hear that one. You give, EVEN when you think the person doesn’t deserve it. Because that’s what God did for us. You give REGARDLESS of their behavior. And then it’s between them and God.
I'm pretty sure the biblical reference to giving someone your cloak is in reference to a homeless, disabled, or needy person...not a lazy entitled child living on your couch and unwilling to work.
First wow😂
Knew you could do it
Atta boy.
Good job