Based on the requests, we've customised and uploaded a simple template that can be used to track monthly and annual expenses while also doing an expense analysis. Here is the link: docs.google.com/spreadsheets/d/1-GircLWcJM1TmHVW-cafTJtLjmg12qzg3tarIqotDDI/edit?usp=sharing Please download (use 'Save As' option and not edit the online version of the template) and customise to your needs.
Nice presentation madam. I am 62 still in the hot seat of our profession with no end in near future. Whether it is due to our attitude or due to circumstances, we don't know. One day me and my wife want to meet you hoping that you will help us with our life's decision. (Of course with your permission only because we understand your life goals and you value your time )
Thanks for sharing such wonderful insights. We like your videos very much. Please share the excel templates also for optimum utilization of your videos. It will also help many others and subscribers base will also enhance by that value addition.
Will it be a good strategy to use Gold ETFs/ Bonds as a place to park opportunity fund? Given that gold tends to be less volatile than equities and often remains stable or even appreciates during equity market downturns, wouldn’t it make sense to allocate funds to gold and then shift them into equities during a market crash? Are there any flaws in this approach?
Long-term capital gains from ETFs are taxed at 20% with indexation benefits. Short-term capital gains are added to the investor's annual income and taxed according to the applicable income tax slab rates. Hence arbitrage funds are preferred.
Thanks for the video…Could you share some insights on how a financial planner can actually add value beyond the basic concepts like asset balancing, investing in mutual funds etc. Any real experience would be greatly helpful.
We use a financial planner where we - Don't know the market well, - Don't have time to actively manage the funds. - The Financial Planner is following the fiduciary duty of not pushing their own products - The cost of the financial planner is minimal or zero So far we've used a planner for Indian markets (and it hit all the points above for us) and we've focused our energy and knowledge on the global markets instead. This way, we've not really spent time in the asset (re)balancing, investing, tracking etc for the Indian markets.
Based on the requests, we've customised and uploaded a simple template that can be used to track monthly and annual expenses while also doing an expense analysis. Here is the link: docs.google.com/spreadsheets/d/1-GircLWcJM1TmHVW-cafTJtLjmg12qzg3tarIqotDDI/edit?usp=sharing
Please download (use 'Save As' option and not edit the online version of the template) and customise to your needs.
Can you make a video on what type of properties do you hold for cashflows
Thanks. Will do in coming weeks.
Awesome , thanks for sharing your plan which worked for you ..!
I really like your videos simple yet deep . you really present the concepts well . Thanks for sharing
So nice of you. Thanks for your feedback.
Nice presentation madam.
I am 62 still in the hot seat of our profession with no end in near future.
Whether it is due to our attitude or due to circumstances, we don't know.
One day me and my wife want to meet you hoping that you will help us with our life's decision.
(Of course with your permission only because we understand your life goals and you value your time )
Yes, sure. Would love to meet sometime.
Really Great Insights 😁😁
Thank you 🙏🏽
Thanks for the ideas.. ❤
Most welcome 😊
Superb.. Very well explained Seema!
Thanks 🙏🏽
Wonderful couple...
I envy you
Haha. Thanks. Bless you!
Thanks for sharing such wonderful insights. We like your videos very much. Please share the excel templates also for optimum utilization of your videos. It will also help many others and subscribers base will also enhance by that value addition.
Thanks for your appreciation. Yes working on the templates. Will share.
Have shared the expense tracker template. Please see the pinned comment for download link and instructions
Will it be a good strategy to use Gold ETFs/ Bonds as a place to park opportunity fund? Given that gold tends to be less volatile than equities and often remains stable or even appreciates during equity market downturns, wouldn’t it make sense to allocate funds to gold and then shift them into equities during a market crash? Are there any flaws in this approach?
Long-term capital gains from ETFs are taxed at 20% with indexation benefits. Short-term capital gains are added to the investor's annual income and taxed according to the applicable income tax slab rates. Hence arbitrage funds are preferred.
@@pswarup14 Bro, you must be living inside a cave, Indexation benfits have disappeared from this budget.
Great video. Can you share any templates used for these periodic reviews ?
Sure thing! will also make a video in coming weeks detailing the templates.
@@TheFIREdCouplethat will be very useful
Wonderful explanation in simple way. Thank you, Mam.
Thanks!
Have shared the expense tracker template. Please see the pinned comment for download link and instructions
Really useful video. ❤❤
Glad you think so!
Thanks for the video…Could you share some insights on how a financial planner can actually add value beyond the basic concepts like asset balancing, investing in mutual funds etc. Any real experience would be greatly helpful.
We use a financial planner where we
- Don't know the market well,
- Don't have time to actively manage the funds.
- The Financial Planner is following the fiduciary duty of not pushing their own products
- The cost of the financial planner is minimal or zero
So far we've used a planner for Indian markets (and it hit all the points above for us) and we've focused our energy and knowledge on the global markets instead. This way, we've not really spent time in the asset (re)balancing, investing, tracking etc for the Indian markets.
😅😅😂😂lol how can u measure return on time
Worth watching - ua-cam.com/video/5iDZB6cu8tE/v-deo.htmlsi=JW-k-FdmFn1Usffa