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PAANO MABAYARAN ANG UTANG. PAY OFF CREDIT CARD DEBT. PAANO NAMIN NABAYARAN ANG 800K UTANG?
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- Опубліковано 11 січ 2021
- Sana may matutunan kayo dito sa aking new video. Ang tagal ko pinagisipan if ishare ko ba ito sanyo, kasi nahihiya ako. hehe. Pero I realized that someone might need to hear my story/ out story. Hope mainspire ko kayo kahit papano. Happy New Year!
Thank you and God bless us all!🧡
🍇 𝐿🍬𝓋𝑒 𝓁💍𝓉𝓈,
𝒫𝑒𝒶𝒸𝒽
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Disclaimer:
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credit card tips
credit card 101
Paano magbayad ng utang sa credit card
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Get rid of debt
Citibank credit card, personal finance
citi card, debt free , tips to pay off credit card ,
citi premiere miles, how to pay credit card debt fast,
Paano mabayaran ang utang
Paano mabayaran ang utang ng mabilis
Tips paano mabayaran ang utang ng mabilis
How to pay off debt fast
How i paid off my credit card debt
Peach abacial
#debtFree #Goalsetting #creditcard
Be a Financial Advisor. 🧡
Are you Looking for a side hustle or a business?
Are you Looking for a business that you can do at the comfort of your home?
Attend my Business Opportunity Program (BOP)
Sept 18, Saturday 10am.
Pls pm me so that I can send you the zoom link
Fb Shennaley League Abacial
IG peach_abacial
Hi maam. . .how po maging financial advisor?
@@juvymanojo8299 hello. 😊
Please pm me
Fb Shennaley League Abacial
I want
Gusto ko din po mg free na debt ko..
hi paano po
teach me hahaha pm me pls Julie Manriza
Ay taray ni miss may pa ads na sa video. ❤️ Thanks for this po
Maganda dn naman may credit card. Marami din perks and benefits, nasa tamang pag gamit lang din nga.
I agree na kelangan makipag usap. Walang hindi naaayos sa magandang usapan.
Live within your means
BIG thanks po, ma'am Peach for the words of wisdom..stay blessed! 💗
Happy to help and to inspire people.😊
Thanks sa support.
Pls like and subscribe. God bless😍
Thank You po sa tips, God Bless You Ma’am Peach...🙏
Salamat po sa support.
Pls like and subscribe 😊🙏 God bless
Disiplina tlaga kailangan maliit man o malaki utang keep on sharing ideas and inspiring others god bless u more thank u👏👏👏😇😘
Hi Girlie, Thank you for your support to my channel!🥰🙏 God blesd
Thank you so much!
Thank you for sharing this. You gave pure motivation to me.
Thank you!
Thank you, somehow I feel motivated. 🥺
Thank you for watching 😊🥰
Thank you po mam ang laki ng ntutunan q at hope na mkklaya aq sa aking pgkakautang😥😥 susundin q rin po mga advice nyo😥😥😥🙏🙏🙏
You’re welcome!
Discipline, Hardwork and Prayer magagawa nyo po makalaya din sa utang.
God bless po😊🥰
Woahhhh!
Oh my! Nakaka mini heart attack! But good job to you both for paying if off! 👏 it always better stick to the rule - cash over credit
Hehe salamat po sa panonood.
Hope you like and subscribe😊
Daming credit card po, galing naman
Tama yan frnship..may personal PnL (profit and loss$ ) kau...and control ur expenses n...take care!
Thanks Friendship😍 mwahj
Hello😍, I have just uploaded a new video, SMALL REFRIGERATOR TOUR you can watch it here ua-cam.com/video/FwFIp1we5JU/v-deo.html. Thank you Friendship 🌸
Mam nasabi nio po nawag minimum due ang bayaran ung amount due kaya lng what if wala pa pambayad ng amount due and minimum dues palang kaya bayaran
@@achelviray7799 kapag ganun po wala naman tayo magagawa hehe.
First dapat bago tayo mangutang ay alam natin kaya natin bayaran, para nga maiwasan malubog po tayo.
Pero if thats the case now, just pls be aware po ng interest charges nyo. Bantayan nyo po.
At talaga iwork out nyo po na maunti unti na mabayaran in full po😊
@@achelviray7799 you may look for another source of income po para pandagdag pambayad sa credit card 😊
Thank you so much for this educational video, I learned so much.
You are welcome po🧡🥰God bless
Follow me also on Tiktok, PeachAbacial30
Swerte na pala ako armado na ako kung paanu gumamit Ng credit card the right way Bago pa ako nagkaroon Ng credit card. I started the right way with the right mindset. Never ako nabaon sa utang sa cc at never ako magpapabaon sa utang sa cc
Congratulations po! Great job!👏
Mam sana po matulungan nyo po ako ganyan din po nangyari skin wala pa po ako knowledge sa credit card akala ko po maliit monthly then nagpagawa po ako ng bahay nagipit po ako di ko po nahuhulugan credit card ko. Hanggang nung magwiwidraw po ako sabi zero balance n nga daw po ako at nag auto closed na po ung account ko.. Tapos ngayon po di n po tlg ako naaproved sa kahit ano CC kumbaga black listed na po ako. Paano po kaya malilinis name ko po?
Good morning po Ma’am.. Paano po ginawa ninyo nung inuna po ninyong bayaran yung credit card na may maliit n amount? Paano po dun s ibang credit card na malaki ang amount ng credit?
sa inyu po madali kase ok naman ung work at business nyu
Nagsimula din po ako sa wala.
Nagsumikap po para maka ahon sa buhay. You can watch my vlog- My humble beginnings🧡
Congratulations po! Ang sarap nyan sa feeling. 🥺 baon po ako ngayon sa utang from online loan apps around 200K po
Salamat po. Hanap po kayo another source of income. Do not depend on single income
ty po sa tips!
Welcome po💕😊
Ganyan ako kya eto laki na ng interest..nawalan ako ng work..nstroke pko tawag ng tawag na stress nko
Ang technique ko hindi ko dinadala cc ko pagpumunta ako ng mall o grocery. basta once a month lng tlga ako gumagamit ng cc ko after ng cut-off.
Balak ko palang mag credit card.
new subscriber po 🙏
For how many years po ninyu binayaran?
Pwede nyu po ba share ang reconstructing ng utang nyu po?
Hirap nung my utang din sa tao nag papile up huhu..
Pwede po humingi ng cashflow excel file ma'am?
I’m on my way paying almost 5M😅 good luck to us! ❤️
Wow. Goodluck po and God bless🥰🙏
Nakabayad ka na Po ba
unexpected bill or purchase
Salamat po sa info. Ako din. 6 credit cards. Nalubog.
Pano po ginawa nyo po
Hindi k nkabyad boss anong nangyari
you are such a blessing. saang company po kayo?
Hi Salamat po. Fwd Life insurance po🥰
Isa lang po at nagsara kompanya paano ko mbbyaran
Ako mam, sobra ingat ako sa credit card ko pero na, scam ako NG Tao pinagkatiwalaan ko po ako kaya ako nalubong dhil sobra laki na nalustay niya Kaya wala po ako magawa paraan, Kaya advice sa akin wait ko lng ma delinquent account kesa mag pay ako NG minimum amount!
Sakin maam isa lng panu ko mbbyran
2 credit cards. both of them are almost maxed out. sht hehe
How to apply po
I only have one credit card pero relate ako sa paisa isang installment until lumobo na pala sya at hindi ko na mabayaran ang full amount due in a month. Paano po kaya ang best strategy for this? Example, amount due is 20k+ but I can only pay half of it.
Kung half lang ang kaya mo pay, then pay for it.
Of course mag interest ang remaining balance, mas okay na yun kesa naman yung buong amount ang mag interest plus penalty for not paying at all.
Bayaran mo half then sa susunod pay naman the other half or unti untiin
Ako 1 lang credit card, pagdating ng due date fullpayment ako magbayad. Once a month lang nagswawipe after ng cut -off at sinisiguro ko na kaya kong bayaran ung naswipe kong amount sa cc ko. kya malinis card ko after paying the due date.
Very good po🧡
Ang ganda po ng watch nyo, hm nyo po nbli and where?
Thank you🥰Apple watch po sya
Tpos bumili ako ng fashionable bracelet nya sa shopee hehe.
Next vlog ko is haul. Kasama yang apple watch bracelet 😊
I agree! Always pay in full total amount ng bill.
Mas maganda kung 2 lang ang credit card at yung mga walang anual fee na babayaran.
nagstart din kmi sa tulong ng cc.. appliances na 0% interst na installment. At yung pasok lang sa budget namin ang binibili namin. Congrats at 0 debt ka na! ☺
Thanks sa support sis. Tama walang annual fee dapat hehe. Btw Sa 12 na cc namin we are not paying annual fees. May nadiscover kami. Isama ko siguro sa next vlog ko😊😍
Advise lang po ano po ba dapat KO gawin sa utang na HND lang ako ang gumamit my Family to pero parang wla gusto tumulong sa kanila.kasi HND sila ung nka pangalan sa utang ako.
Talk to them. Let them understand kung anu ang hinaharap mo na responsibility.
Lahat ng problema masolusyunan yan, basta may maayos na usapan😀
Hope this helps🥰
Good day ma'am how about debt consolidation loan is it ok ??
isa lng po credit card ko pero ng dhl sa Illegal OLA nung pandemic nalugmok po kmi ngaun sa utang😔
Prioritize your cc po maam/sir, un lng talaga maadvise ko.
Ma'am ask ko lang po if mga bangko magkano po mga interest niyan nila monthly? Wala pa nman po akong credit card pinag iisipan ko palang po if kukuha po ba ako or hindi..inofferan na po ako before ng BPI way back 2016 kaso hindi ko po gi avail..so balak ko po sana magkuha na😁 salamat po ma'am sa video nyo po ang laking tulong po nito dpat pala tlga discipline pagmay credit card kana..New subscriber po ma'am Sana po masagot po ang tanong ko salamat po God bless ❤️
Hi interest rate depend on banks. Usually ranges from 2-3.5%
But again, you will only pay for the interest if you didn’t pay in full on time. Thank you for your support! God bless😊💕
Just a survey. Maganda ba na gumamit ng credit card or cash na lang?😜 Why?
Maganda sya in a sense na hindi mo na kelangan magdala ng cash lalo na if yung purchase mo cost a big amount of money.
I learned the lesson in using a CC
For me if you're going to swipe make sure you have the money to pay for it n full, kumbaga, ayaw mo lang magdala ng Cash, especially if hindi naman needs ang bibilhin mo.. Discipline yourself and make sure if gagamitin naman ito, para lang sa needs
paano po yung resibo ng mga binayad nyo saan makukuha? may ibibigay ba sila resibo or certificate na sa katunayan na nabayaran na in full amount?.
Monthly you can see your payment in your statement po. That’s the proof that you made a payment.
Also everytime nagbabayad po sa online banking may email din marereceive that I made a billspayment. 😊
Mam bka matulungan nyo po kme 11 cards po meron kme employed po asawa ko almost 800k din po cards namin sagad sagad na lahat limit nawalan din po ako ng work
Hello, the only thing I can help you is for you to have additional source of income.
We are hiring. Looking for a Financial Planner.
Hello Ma’am. May question ako. If you pay cant pay the full amount due, but instead you pay higher than the minimum, babawas yun diba po, the total amount due, pero at the same time interest will be added na along the way.
Example- 30k amount due, minimum payment 1k pero you pay 10k all goods ba yun ? Babawas yun 30k diba po?
Tama po kayo.
Pwde naman hindi bayaran full amount due and pay higher than minimum due.
Mababawasan ang utang nyo pero yung remaining balance will still incur interest.
Ganyan po ginawa ko noon. Hanggang sa unti unti yung 11credit cards namin ay nafull payment n namin.
Once card at a time😊🧡
@@peachabacial thank you poo. You and your family stay safe always ❤️
Paano mag financial advisor , pwed Po ba part time dyan mam. Thank you po
Pls dm me 😍
Peach_abacial
Ms.Peach,paano KO mabayaran agad ang ibibigay na amnesty sa akin nun Metrobank?11 days,30k?
Look for another source of income po. Marami po online. Baka kaya mo po maging financial planner like me🥰 sorry for my late reply
2 credit card
I have 3 credit cards
Yes i only pay the minimum due
Ms Peach you have 12 credit cards
Because you have a credible credit background
And you i guess you dont miss a single payment due
For me you are responsible.
I am a retired Banker.
Still I doff my hat.
Hell maam sana mapansin...first user ako sa cc pero nabigla ako malaki pala annual fee umabot ng 6k sayang naman,ano dapat kong gawin
vt.tiktok.com/ZSYLTMd8p/
How to waive credit card annual fee vt.tiktok.com/ZSYLTMd8p/
Congrats po. Wla kana utang. Ako din soon.
Thank you po! Yes claim nyo na po yan 😊🙏
Pano po yung mga personal loan sa mga lending company at bank? tapos ikaw lang magisa?
Same
Ang hirap po
Nagkakapatong patong napo kami pero hindi po sa credit card.
Sa OLA po. Umabot napo sa 100K hindi ko napo alam gagawin. Pawala wala po kase pasok sa work ang asawa ko.
Ang nangyare para may maibayad.dun sa isang OLA download ng isa pa utang ganun po.diko napo tlaga alam gagawin pls help po.
Ganto din ako madam. Kamusta ka po ngayon?
Maam patulong pano magkaroon ng Cash flow para mabayaran yung credit card ko at utang sa labas. Nagkamali ako dahil Nadali ako sa scam.
Look for a Side hustle. Be a Financial planner like us.
Upgrade your skills.
Mam pano po kung di kami nakakabayad ng monthly minimum due umabot one yr.. nasa 7k po un.. 10k ang credit limit. baka nadagdagan na interest. Maggagamit pa po ba namin ung credit card if ifully paid namin ngaung december for 13th month pay? Or magclosed nayun?
Nanganak po kasi ako nagkaBaby kaya di namin naisingit monthly ang payment.. minimum wage earner
Check you Soa and make a payment. Nasa SOA lahat ng info like interest and penalties. 😊
ask lang mam ngyun landemic . gusto ko bayadin utang sa credit card. pero pwede ko ba hilingin sa banko na principal lang bayaran at wag na muna sila interest ngyun pandemic, galing ni mam nabayd utang tapos interest 3 % lake
Wala pong masama o mawawala sanyo if subukan nyong kausapin ang credit card company.
Matutuwa nga sila for sure dahil willing naman kayo magbayad😊
@@peachabacial madam tanong lang po may utang po ako sa creadit card ko di na po ako nakaka bayad ng ilang months.
Gawa ng nawalan na talaga ako ng work wala ako pambayad sana maintindihan nila yon.
@@peachabacial ano po gagawin ko di na ako nakaka bayad ng creadit card ko nag email na ako sa kanila na nawalan na ako ng work pls lo sana mag replay po kayo sakin
Hi may i ask po pano kung may installment ka sa credit card to pay for 2yrs and want mo na siya tapusin within 1yr. Pwede po ba un?
Hindi po pwde yun.
Kung babayaran mo sya lahat nakafloat lanh din money mo.
Debt free ka pa rin ba ate?
Nalubog ako before due to medical bills ng grandparents ko at dahil sa dave ramsey 7 baby steps nakalaya na ako lol
Yes debt free.
Full payment lahat ng CC each and every month☺️💪🙏 God is good!
Mam anne paano din po ginawa nyo baka pede nyo po maishare
Paano po mangutang sa credit card?
Tumawag po kayo sa customer service ng bank at sabihin nu gusto nu mag avail loan
Yes mam, pwede po bang magappl? Para my extra income
Pls dm
Ig - peach_abacial
Fb page - peach abacial vlogs
I have 4 credit cards😅
Hello ma'am. I have 3 credit cards po. Lahat puro minimum due lang ngayon ang binabayaran ko. Huhu.gustong gusto ko na pong bayarang lahat. Jusko. And ask ko lang po sana kung nagkakaroon na po ba eto ng bad record? Kc were planning po na mag apply ng visa for canada. Any advice po? Thanks po.
Hi po. Same situation. Have 3 cc and planning to work sa canada. Nabayaran nyo na po? And nakaapply na kayo sa canada?
Same situation. Kamusta po kayo?
2
4 po, 350k na po. Pano po babayaran ang ganitong halaga?
. Hanap po kayo another source of income. Do not depend on single income. Sacrifice talaga kung gusto mo makabayad ng utang at maka ahon🧡🙏 will pray for you!
Maam may credit card ka pa bang ginagamit o wala na?
Lahat po ginagamit pa namin.
More than 10 total credit cards namin mag asawa.
Hindi ko po aalisin ang credit card dahil very useful po ito especially sa emergency situation.
Nalubog ako sa utang noon because of me. Not because of my credit cards.
Maam tanong ko lang po kung pwedeng installment yong full balances mismo ng credit card?
Balance conversion tawag dun, ask your credit card company. Or pwde din sya itransfer sa ibang CC mo then ylu can convert into installment
Hownto become financial adviser po
Thank you for your interest in being a Financial Planner. 😍 This business changed my life for the better. I pray that this career can help you too.
1.) Please send me your resume - peach.financialplanner@gmail.com
cc - tazabacial@gmail.com
2.) Add us in FB para mas makapag usap tayo
- Shennaley League Abacial
my husband - Tarcius Abacial
3.) Once okay na, We will invite you for the BOP
Business Opportunity Program
para mas maintindihan nyo ang mga perks and benefits of being a Financial planner
Next schedule is April 6, 4pm via zoom
Thank you and God bless =)
Aattend po kayo later?
Maam how to be financial advisor? Medyo need din mag bayad ng credit card
Please message my husband
Fb Tarcius Abacial
We will schedule an orientation po😊
Nagpapagaling palang po kasi ako sa ngayon.
Mam paano maging financial adviser 🥺baka pwede Kita ma add sa fb
Pm me
Fb shennaley league abacial
How to join
Kindly pm me- Fb - shennaley league abacial🧡
Ma'am how to become financial advisor because I need to pay may debts
Please dm me IG- Peach_Abacial
Are you free on Saturday, Sept 11, 3pm? For a business orientation program
Wala pa po Ako credet cards mag apply palang Ako maam
Hello Julito
You may use this link to apply for a citibank card
www.citibank.com.ph/share-rewards/?media=5473240716&scode=RBSCBOLB&ecid=MGCPBPHCCAENRF
I don't have credit card pero marami po akong unsettled dues. Na as in pati online loans ay meron po ako. Though nababayaran ko naman po kaya lang po ang hirap kasi after magbayad hihiram ulit kasi wala pantustos sa needs. Need ko po ng extra income and interested po ako sa inyong nabanggit na pagiging financial advisor kasi talagang sobrang need ko na po. Thank you so much po
Pde kaya cla mag installment dahil di na po tlga kayabg bayaran??
Talk to your credit card company po😊
@@peachabacial credit card company like bank or yung collection third party na po kakausapin?
Millions na ung sakin sa 5 cards. araw araw iniisip at stress. Atleast maramdaman man lang na di lang ako may same situation and possible na matapos din basta disiplina and need to decide as per your advise.. gagawin ko lahat toh.. salamat❤
7 cards😂 2 lang ginagamit❤
Congratulations 😊🧡
Sana makayanan ko 😢
God bless po!
how po?
Pls dm me
IG peach_abacial
Fb page -
Peach abacial vlogs
How long does it take po para mabayaran niyo lahat ng utang?
6mos. Humataw kami sa business😊
I have 6 credit card kahit isa wala pa akong nabayaran na walan ako ng work
same problm sana soon matapos din tyo sa mga utang
Praying for you po🙏😊 hanap po ng side hustle para makabayad agad
Nagpapadala n po ba sila ng demand letter? Mgkno po naging utang nyo if you dont mind po.
pano po magapply hehe
Thank you for your interest in being a Financial Planner. 😍 This business changed my life for the better. I pray that this career can help you too.
1.) Please send me your resume - peach.financialplanner@gmail.com
cc - tazabacial@gmail.com
2.) Add us in FB para mas makapag usap tayo
- Shennaley League Abacial
my husband - Tarcius Abacial
3.) Once okay na, We will invite you for the BOP
Business Opportunity Program
para mas maintindihan nyo ang mga perks and benefits of being a Financial planner
Next schedule is April 6, 4pm via zoom
Thank you and God bless =)
Pls dm
Ig - peach_abacial
Fb page - peach abacial vlogs
@@peachabacial hello madam
How to become financial advisor po
@@cecelmeabong1520 pls pm me
Shennaley League Abacial
I will send you the link.
For a orientation today
Sept 18, 10am
Buti k p man Dani mo credit card ako Wala kahit 1
Nahirapan din po ako at first.
Declined ako lagi. 😄
watch dave ramsey.. 800k na utang? ano pinag bibili nyo? good thing malaki salary nyo
Tapos na yan. Past is past. Hehe 😂
We are now debt free.
Anu pinagbibili? Luho po and business😊
@@peachabacial good to know po.. 2 years ago pa ung video nyo I bet laki na nang pinag bago nyo now.. credit cards is like 2nd hand smoke if ur in the stage of building wealth.. avoid all bad debt as much as possible
@@Mark-qp1mj thank you!
Na curious lng po... 12 pa rin po ba ung cc nyo or you've closed ung iba?? 😅😅
12 pa din. Meron kami close na isa kasi same benefits lang sa isang card nmin. Then kumuha ako new yung may points para sa free miles.
Kumbaga ngayon, we are using credit cards to maximize points that we can convert into lazada voucher, free flight etc. We are living at a discount now😊
Lol 😊💕
@@peachabacial Greetings!Magiissue pa ba o ppyagan pa bng mgamit ang credit card once na nabayaran po?Thank you and God bless.
1:49 wala po AHAHA
Hahaha ayan manood ka paglaki mo alam mo na whats the right thing to do aldrew🥰
Hi. I have 4 credit cards, umabot na sa 1.5 million utang ko. Ginamit ko kasi cards ko sa forex only to found out that i was being scammed by the broker. Now I don't know how to pay for my debts. 🥺😭
Pray, God will provide 🙏🏻🙏🏻🙏🏻
Ano nangyari po?
Paano po ginawa nyo po?
What did you do? How's ur utang na...
Update about my utang: tinakbukahan ko mga utang ko. I changed my number para di na nila ako matawagan. I ignored all their emails. Till now naniningil pa din sila pero I just ignore kasi kahit naman makausap ko sila wala pa din naman ako magagawa para bayaran ang nakapa laking utang na yan.
Tagal !daminb pasikot
Not deserve the subscribe
Ok po. God bless😊
Ako mam, sobra ingat ako sa credit card ko pero na, scam ako NG Tao pinagkatiwalaan ko po ako kaya ako nalubong dhil sobra laki na nalustay niya Kaya wala po ako magawa paraan, Kaya advice sa akin wait ko lng ma delinquent account kesa mag pay ako NG minimum amount!