12 saving tips that made me a MILLIONAIRE
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- Опубліковано 1 чер 2024
- Today, we’re going to talk about tips on how to save money that made me a millionaire.
Timestamps:
00:00 Intro
00:44 Counterintuitive: buy expensive things
03:00 Quick question for you
03:20 Have a ‘renters’ mindset
05:01 Declutter your closets
05:40 Always keep your things organized
07:08 Calculate how much money you need for 3 months and invest the rest
08:42 Have a water dispenser / a coffee machine at home
10:45 Go through your finances every month
11:55 Track your net worth
12:50 Don’t spend a lot of money on stuff for kids
14:24 Delegate
16:10 Recycle boxes
16:48 Make a rule - I can only have 5 items of something
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You don’t become a millionaire through saving. Most millionaires say that’s the biggest myth. You become a millionaire through sales of a product or service or investing. Selling items in your closet won’t produce a lot of money unless you have thousands of pounds worth of designer outfits and you use that money to reinvest into something.
Yeah, this video is one big BS
This was part of her journey she doesn't say she only did this to become a millionaire I don't think you understand what she even says in the video !!! Nobody becomes millionaire by only Saving but it is part of the journey to become successful by learning how to save and what kind of ways exist to save
It's question of earning and spending: if you spend everything you earn, you'll always be poor
@@stud.ycloudx6421 right
Here what my grandma always says: “I am not rich to buy cheap products”. Such a summary👌🏻
Yeah true agree, tho lot of successful personalities buys lot of cheaper things,
Wisely thinking, depends of "the actual usage as well as the durability of that cheaper thing".
Doesn't mean your reach means it is wise and would help you grow by buying expensive brands, status symbol.
Summray: Lexus Vs Mercedes. (Longevity vs Fancy Short term usage)
I am looking forward to the time where I can hire all the help I need like a cook, cleaner , nanny, assistant. Until then, I am learning the discipline to do it myself
I started working on managing my finances 2 years ago and everything started changing. Financial literacy changed my mindset, my habits, my goals. Loved what Marina said about the discipline, it is the key.
Could you share your sources please
All great ways to save money! Staying on top of your finances and keeping them organized is a big one
Love the transparency and openness here, its time we be real and be more disciplined in the things we do. Love it!
Hi Marina! I am financial advisor (ecomonist and lawyer) and I follow quite similar principles like you and I teach them to my clients. I love your videos! Many thanks for your job! 😊
Contact me
You are a true inspiration Marina! 💐
Good stuff! I started watching you for the English lessons and ended up here! You are very cool and I even learned a couple of words here!
I totally agree with the first advice. I recently invested in a Herman Miller Aeron chair, specially because I have spine issues (I got a disk operated two years ago), but also because I was always looking for better options than I had. I bought a 250$ chair, and the next month I wanted a 300$ one cause it has headrest. When I bought the HM Aeron for 1500$, I have never felt stressed again by getting the best option available and this chair is going to stay with me a life time.
I love you Marina! You are inspiring, disciplined and honest! Wish you the best and I wish myself the same discipline to make things come true.
Super advice on the stuff for kids. So true, so glad you voice it! The best kids are the ones passed on by friends!
Kids passed on by friends ?
Thank you for useful video! Looking forward to seeing more video with tips based on your life experience and vlog where you share your thoughts.
Thanks so much for the tips. I’m working on delegating more ❤️
Great video, i come from family that taught me to save money, and I am glad that I changed that approach.
I agree 100% with you and the things you're saying. Enforce and strengthen the specific characteristics needed to become a more successful candidate.
One the most extraordinary videos That I have watched, so much helpful practical information ❤️🔥
Awesome video! I love longer videos packed with lots of info all in one place!
Also I really enjoyed your approach to this video being more habits and lifestyle based as opposed to hard numbers and spreadsheets (although those are also useful) more content like this pls!!
Dear Marina! You are my biggest inspiration! I am from Azerbaijan which makes me happy that we are almost from same backgrounds! I recently started UA-cam. I am following some of your tips and it worked. I wish you best with your babies. I love seeing Emily and Lily on stories. U are giving great energy!
Extraordinary person reading this, you are not define by your circumstance or your past. It’s not what happened to you that determines your success in life; it is how you deal with those circumstances that determines your success in life! You are strong, you are capable and practice forgiveness (Forgiveness is for you) and gratitude everyday. This will change the course of your life forever! Love you always and I believe in you wholeheartedly ✨❤️ - Nat
Hi Marina, I enjoyed watching your video. Thanks!
Lots of love to you Marina♥️
Very useful tips , Marina!
Hi, thank you for these tips, have a nice day !!
This the first video I watched from you. I really enjoyed it. Wish you the best of luck 👌👌😍
your channel is the only one relevant to me these days! thumbs up
You are doing amazing 🔥
Great videos! exceptional tips:)
All makes sense, dear Maria
OMG Verve coffee !! I was once in LA, West Hollywood their coffee spot.. so nostalgic
I learn English and this video very useful for me! Thank you very much!❤️ 💐💐💐💐💐
I fully agree with you, and I have an upcoming episode on similar ideas I learned! Thank you for sharing your wonderful energy and ideas. ❤
Higher Quality stuff to consume less ..and then invest in stocks/business. Btw nice question!
I love all of your videos 😍
Love it!
Go girl , simply I love you ❤️❤️
Thankyou it makes a lot of sense
Love ur advices
The first one is legit 100%, I bought like 25 of 3-7$ cases from Amazon and i never felt enough until one day i decided with Apple's original case for 59$, it may sounds a lot at first but right after i had that piece, never have buying cheap cases crossed my mind ever again LOL, it may be incomparable to the value item that you got (LV Bag) but I totally relate to it. AND WHAT'S FUNNIER is that I never realized this until I hear your first tips! Hahaha thanks Marina!
Your videos is AMAZING! Marina, your mindset, discipline, and mental hygiene are incredible! Thank you for being a healthy & stunning inspiration & role model. Hope to meet you in person one day in SFO :)
All time favorite guru🤟 from English learning to financial education 🙌😛
Great video Marina, your home is cosy.
You are amazing girl ❤
My parents always teach me to save as much money as possible, I've never thought about investing in higher quality things to consume less 🤔 Great video! 👍
In reference to your child's topic an enriched environment is always a plus.
I’ve got a Prada bag 10 years ago and I still wear it. The quality is sooo good
Just love when she says ' portfolio '
Ciao Marina, I live in a forest in Italy atm. We get our house warm with the fire we make from the woods we collect. I homeschool my kids. We spend 0 $ to have fun and I absolutely love our life style. but I still like to watch your videos and I am actually learning a lot from you. I was born in Italy and my first language is Italian, we can have a chat so you can improve your Italian: in this way I will give back the knowledge I have learned from you. baci
So amazing video😍
I'm originally from Russia. I've grown up in an ordinary family, it means that my parents told me to save money all the time. It's a kind of traditional education in our country. Everyone knows that prices are increasing, always not enough money , and you have to survive in such conditions.
I audit my finances every month on a spreadsheet as well, tracking my net worth.
Agreed. Buy quality.
Amazing approach and good insights towards useful real world topics are always appreciated from me and you never fail to deliver 💜🧡
Take care and have a good rest of your day!
my dad always was telling me about saving. here is on of his advice: save money in your body and bon. it means saving money as important as saving healthy.
I think she mentions few good points here. She described her journey which is great . Really helpful for the new immigrants and startups to learn financial discipline .
2 thumbs up 👍🏻👍🏻
When you talked about renter’s mindset I thought you were going to emphasize being a renter lifer but the tip you provided on being a minimalist is 👌🏻
amazing!
Outstanding videoo💜💜
I came from a family who taught me to save, save , save.. and i understand them for that.
Man, I love how your channel is more advice oriented now. Your advice is absolutely "fire", to use a modern term lol.
Truly, though, really good stuff. Your life path is different than most people giving advice, so combined with your personality, your advice is actually unique. And even when it's similar, it's different enough to get the brain's reticular activation system to pay attention. So it's just perfect! I just love it.
Awesome! Yes buying LV is a good buy. You can sale it for same amt if not more in a future.
Also. Love the minimalism mentality.
Hi Marina!
I've always had similar view like you have now. I prefer buying more expensive things for years than buying sth which has lower quality and lower price. Trainers can be good example.
Greetings form Poland.
I'm happy you got life like this now cuz you deserve that. Your English skills are amazing. You sound like a native English speaker in every way!
Marina, your camera is amazing 🙃
You are amazing 😊:)
Marina, such a good question! Im a very conservative person but my parents always say me to invest on a good quality products, just in order to save more in the future. I do believe that in some time, i’ll get to what you mean, i just really need some time😬
I buy quality made not necessarily branded. I don’t like the idea of paying the brand name.
Awesome 👏
My grandmother was raised with wealth and I asked her what her favourite place to shop..."Woolworths",she answered with twinkle in her eyes!
Thank you
My family tells me to buy expensive products to invest longer coz we r not very rich .. now watching your videos makes a whole lot sense
U are one of my fav persons❤❤❤
About renting , what is better renting or buying on leverage ... This depends on the economic cycles , the country statuesque or situation plus personal preferences as each person experience and perceive things differently ....
Am from India and I belong to a country where people focus on saving rather than investing money in some thing.
Same here Sakshi ...
I'm also from India and it's happening in our society too..
Why is this? Is it not well known that investing is how you can actually grow wealthy over time?
@@wilcoxj3 umm.. Can say that its the mentality of most of the people living over here.
Yes buying expensive stuff, I agree. Good experience.
Marina, I grew up in Cupertino to a blue color family with parents that lived through the great depression. We shopped at J.C. Penny's, and Sear. My parents didn't know about investing and it was in the 1970s after I graduated from high school that IRAs and 401K became a thing. Because of this, I didn't learn about investing. I'm lucky in that I have bought houses that have appreciated in Santa Clara County. Between my military and government careers, I will have a good retirement.
I love your video...
Which skill is better future now??
It’s good advice. I don’t want to have too much stuff. Also, it’s a very nice idea to have a coffee machine. Thank you!
You didn't buy product. You buy confidence and emotion of brand.
Great skill
My dad taught me one thing about money: Don't spend money that you don't have. And I love that mindset because for so many people, it's so easy to borrow and they're always in debt. I am now looking into investing as an adult.
Yes my mom told me the same thing. I have never had any debt in my life because I lived by what she said. Pay the credit card bill every month on time and build a great credit score to take advantage of in the future. Living debt free is freedom.
Work and self productive hours are the keys.
Amazing
I would not buy a LV purse. It’s not who I am, I’m a target when I travel especially internationally, and I cannot successfully negotiate business deals w an expensive bag-they know I have $$$
My family is same as your family. My mom always says to save money. Sooo I think I would become a billionaire as you one day. You are my inspiration.
My parents when I was growing up focused on telling me to budget and save. Budgeting was a big big thing
That’s why I buy counterfeit Louis Vuitton bag to enjoy the design but without the price tag.
It is good you have changed the preview
I also come from a family where saving was important and finding something at a cheap price was like a little victory. But I can't complain, I was lucky and I had a nice life and I also got some 'start' capital from my parents when entering adulthood. My father actually gifted me some gold coins after graduating high school. As I didn't know better, I spent most of it on concert tickets and enjoying life. Oh what I would do differently as my now wiser self :D
The concept of investing to grow assets in order have more freedom in life came a few years later. But thinking back to my childhood, investing was not as accessible as it is today, at least for regular people. And there was also very little information. It has only been during the last 5+ years, that I have seen a huge rise in teaching the young and the old about handling and growing money. And it is awesome as investing has become somewhat a new national sport for Estonians (where I am from) along with ice dipping :D
I’m the youngest out of 7 and yes, we needed to save, save and save…
Holy Toledo ;-) Very good and honest Video. But you must also take one important factor into account. You are smart and clever and a head full of permanent great ideas. I like you channel very much...😀
My father is like a investing mindset and my mother is quiet opposite him . This led me investing at 15 but not a lot .but they said I can invest large amounts of lumpsum when I get a job . 😅
The topic,about you feel good .
Same reason I bought my Porsche Macan Turbo , Audi R8 and recently Tesla model X P90D, so I don't need other cars :)
You are strong.
Hi from Azerbaijan 🇦🇿🇦🇿🇦🇿 As always best content. Thank you for what you are doing. All the best for you and for your family ❤
Your simple house is to die for
Yes marina dii....even I come from a middle class family.... 😅And my parents do teach me to save 💸 money....as it teaches us the difference between our wants and our needs 😀
Could you please let us know who the manufacturer of your water machine is? We loved it
My mom told me money should work. I am no sure, she really knew why it meant, but I memorised it and applied.
Sad to see many marketers in investing in the comment section. Nice sharing as usual btw Marina.
4:58 you said through suddenly in Russian accent, which was so cute😆.